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ICICI VS HSBC

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ICICI BANK formerly known as Industrial Credit and Investment Corporation of India. It was established in 1955 by the World Bank, the Government of India and representatives of Indian Industry.

ICICI BANK is India’s largest private sector bank in market capitalization and second largest overall in terms of assets.

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ICICI BANK was having total assets of US$ 100 BILLION by the end of march 2008.

ICICI BANK has a network of over 1308 branches and offices, about 3950 ATMS, and 24 million customers (as of end July 2007).

ICICI BANK is also the largest issuer of credit cards in INDIA.

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ICICI BANK has listed its equity shares on stock exchanges at kolkata , vadodara , mumbai and the National Stock Exchange of India Ltd.

In 1999, ICICI became the first Indian company and the first bank or financial institution from non- Japan Asia to be listed on the NYSE.

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The No. 1 Home Loans Provider in the country.

ICICI Bank Home Loans offers some unbeatable benefits to its customers - Doorstep Service, Simplified Documentation and Guidance throughout the Process.

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If you're looking for a personal loan that's easy to get, your search ends here. ICICI Bank Personal Loans are easy to get and absolutely hassle free. With minimum documentation you can now secure a loan for an amount upto Rs. 15 lakhs.

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Business Installment Loan (BIL) helps the entities take a giant strides by fulfilling their business requirements. It working capital requirement, business expansion or to grab that once in a lifetime business opportunity

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The No. 1 financier for car loans in the country. Network of more than 2500 channel partners in over 1000 locations. Tie-ups with all leading automobile manufacturers to ensure the best deals. Flexible schemes & quick processing.

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Two Wheeler Loans

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ICICI Prudential is a joint venture between ICICI and Prudential plc engaged in the business of life insurance in India. ICICI Prudential is the largest private insurance company and second largest insurance in India after LIC.

ICICI Prudential was amongst the first private sector insurance companies to begin operations in December 2000 after receiving approval from Insurance Regulatory Development Authority (IRDA).

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ICICI Prudential Life's capital stands at Rs. 37.72 billion (as on March, 2008) with ICICI Bank and Prudential plc holding 74% and 26% stake respectively. ICICI Prudential Life is also the only private life insurer in India to receive a National Insurer Financial Strength rating of AAA (Ind) from Fitch ratings. ICICI Prudential has one of the largest distribution and servicing network with over 2,000 proprietary offices & customer touch points across India.

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Education Insurance Plans

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Overview on HSBC BankHSBC's origins in India date back to 1853, when

the Mercantile Bank of India was established in Mumbai. The Bank has since, steadily grown in reach and service offerings, keeping pace with the evolving banking and financial needs of its customers.

In India, the Bank offers a comprehensive suite of world-class products and services to its corporate and commercial banking clients as also to a fast growing personal banking customer base.

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Customers have access to 24-hour banking services through an extensive network of automated teller machines (ATMs), an integrated Call Centre, and internet banking

Operations and client services are ISO 9001 certified.

Self-Service Banking with over 150 in-branch and off-branch ATMs and 24-hour Phone Banking.

HSBC is the leading provider of trade services in India and its trade centers are ISO 9002 certified

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It provides a comprehensive range of products which include - foreign exchange, money market and fixed income products and derivatives in both rupees and major currencies

Weekly cash loans

Loans from £50 to £800 are available.

Loans from £50 to £800 are available

Fixed weekly payments & no need for a bank account.

Cash delivered to your door in days

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•Personal loans

Rates from 6.4% APR to 70.0% APR for smaller loans.

Personal and secured home owner loans available.

Loans from £50 to £250,000 are available.

• Unsecured loans

Unsecured homeowner loans also available.

Loans from £1000 to £250,000 are available.

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•You can use an asset loan to finance equipment that has already been paid for by your business. •Typically, we will finance up to 90% of the value of the equipment.

•Minimum term two years, maximum typically seven years, although longer funding periods can be considered.

• You can claim any available capital allowances and the interest element can normally be offset against available taxable profits.

•Repayments can be tailored to suit your cashflow requirements.