IBA's Annual Conference & Trade Show

MEET ME IN ST. LOUISA N N U A L C O N F E R E N C E & T R A D E S H O W

2013I L L I N O I S B A N K E R S A S S O C I A T I O N

IBA

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MEET ME IN


MEET ME IN ST. LOUIS!On behalf of the IBA and its Board of Directors, I invite you to attendour 122nd Annual Conference & Trade Show June 24-26 at the Hyatt Regency St. Louis at The Arch.

Attendees of the Annual Conference come back year after year becauseof the valuable education and networking opportunities, and we’ve madethose items a focal point of this year’s event. Our Annual ConferenceCommittee, chaired by Kevin Rogers, has developed a stellar educationalprogram that features 17 informative sessions. Heading the list aredynamic speakers like Dr. Stephen Happel, emeritus professor of economics at Arizona State University on economic issues, technologyguru Jack Vonder Heide with “A CEO’s Blueprint to the Digital Universe,”ABA president and CEO Frank Keating with the latest on what’s happening in Washington, and closing speaker Mark Scharenbroich, who takes us on a ride to building stronger and more meaningful connections in our personal and professional lives.

Additional Conference highlights include an exceptional Trade Showwhere you will learn about the latest products and services available to the industry, the ILLINOIS BANKPAC Golf Outing at the GatewayNational Golf Links, multiple grand prize giveaways, networking, industry awards and much more.

Our host hotel, the Hyatt Regency St. Louis at The Arch, is the premiere property in St. Louis, located just steps from the Arch and all that St. Louis has to offer. Restaurants like Ruth’s Chris Steak House and an in-house Starbucks enhance the experience of this welcoming venue.

I look forward to welcoming you to St. Louis and the IBA’s Annual Conference & Trade Show.

Marty L. DavisIllinois Bankers Association ChairmanMurphy-Wall State Bank & Trust Company, Pinckneyville President and CEO



CHAIRMAN KEVIN ROGERSPhilo Exchange Bank

DALE BLACHFORDLiberty BankAlton

PETER BRUMMELGrundy BankMorris

THOMAS BUGIELSKIThe PrivateBankWorth

PATRICIA CLAUSENNorthSide Community BankRiverwoods

RICHARD DENNISAthens State Bank

THOMAS DOLSONPeoples National BankMount Vernon

CHARLES GRIFFINAssociated Bank, NAChicago

MARTIN LARSONStillman BancCorp N.A.Stillman Valley

RICK PARKSTheBANK of Edwardsville

DOUGLAS SANDERSFarmers & Mechanics BankGalesburg

DAVID SULLIVANFirst Bank & Trust, SBParis

KENNETH WRIGHTState Bank of BementC

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Monday, June 2411:00 a.m. (shotgun start) ILLINOIS BANKPAC Golf Outing

Gateway National Golf Links, Madison, Ill.3:00 p.m. Registration and ILLINOIS BANKPAC Silent Auction Opens5:30 p.m. - 7:00 p.m. Opening Reception with Exhibitors

Dinner on Your Own8:00 p.m. - Midnight Hospitality Suite

Tuesday, June 257:30 a.m. - 8:15 a.m. Breakfast Buffet8:15 a.m. - 9:45 a.m. Opening General Session

• Address by Outgoing IBA Chairman Marty L. Davis, President and CEO, Murphy-Wall State Bank & Trust Company, Pinckneyville

• Just How Much Better Is the Economy Doing?Stephen Happel, PhD, Emeritus Professor of Economics, W.P. Carey School of Business, Arizona State University

9:00 a.m. - 3:00 p.m. Best of St. Louis Tour (optional)9:45 a.m. - 10:45 a.m. Break with Exhibitors10:45 a.m. - 11:45 a.m. Concurrent Sessions11:45 a.m. - 1:15 p.m. Lunch Buffet with Exhibitors1:15 p.m. - 2:15 p.m. Concurrent Sessions2:30 p.m. - 3:30 p.m. General Session

• Technology Trends: A CEO’s Blueprint to the Digital UniverseJack Vonder Heide, Chief Executive Officer, Technology Briefing Centers, Inc.

6:00 p.m. - 7:15 p.m. Chairman’s Reception with Exhibitors7:15 p.m. - 11:30 p.m. Dinner, Banker of the Year Award, Conclusion of

ILLINOIS BANKPAC Silent Auction, Entertainment by Tim Cavanagh and Contagious

Wednesday, June 267:15 a.m. - 8:00 a.m. Breakfast Buffet8:00 a.m. - 9:15 a.m. Salute to IBA Leadership

• Election and Induction of Directors and Officers• Inaugural Address by IBA Chairman Charie A. Zanck,

Vice Chairman and CEO, American Community Bank & Trust,Woodstock

• Washington UpdateFrank Keating, President and CEO, American Bankers Association

9:30 a.m. - 10:30 a.m. Concurrent Sessions10:45 a.m. - 11:45 a.m. Concurrent Sessions11:45 a.m. - 12:30 p.m. Lunch Buffet12:30 p.m. - 2:00 p.m. Regulators’ Perspective: Navigating the Supervisory Landscape2:00 p.m. - 3:00 p.m. Closing General Session

• “Nice Bike” – Making Connections That Move PeopleMark Scharenbroich, Scharenbroich & Associates


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Just How Much Better Is the Economy Doing?

Dr. Stephen Happel, emeritus professor of economics at Arizona State University,grew up in Quincy, Ill., went to the University of Missouri as an undergrad and was indoctrinated into Keynesian economics. This indoctrination continued at Duke Universitywhere he earned his Ph.D. Upon moving to Arizona in 1975, he became a free-market,Friedman-driven economist.

Happel was founding director of the ASU Business Honors Program, now one of the most recognized honors programs in the country, and he subsequently served as associatedean of undergraduate studies from 1991 to 1999. He was selected the Arizona Professorof the Year in 1991. Happel has written more than 100 articles on topics ranging from U.S.birth rates, defense of ticket scalping, snowbird lifestyles, slotting fees in supermarkets,cheating problems at U.S. universities, and the economics of the Olympic Games. He hasbeen an instructor at the Pacific Coast Banking School since 1985 and has taught at a hostof other banking schools.

When looking at the economy since 2009, Happel has been highly critical of Obamanomics. He assumes that the Fed and Congress are always going to make economic mistakes and wants Bernanke to abandon current interest-rate policy. Indeed,from a Friedman perspective, Happel concludes that the only decent decade that the Fedhas had in terms of sound money was the 1950s. In making forecasts he pays a great dealof attention to generational impacts and, as a result, sees some hope for long-term growth prospects. But given the focus by the White House on entitlements and equality, significant economic growth is likely to remain elusive.

Technology Trends: A CEO’s Blueprint to the Digital Universe

Jack Vonder Heide, chief executive officer of Technology Briefing Centers, Inc., is one of the nation's leading authorities on technology and its impact on American business. He consistently is ranked among the top speakers at industry conventions, management conferences, corporate seminars and board meetings. Prior to founding Technology Briefing Centers in 1993, Vonder Heide was vice president of sales for a major financialservices company and held marketing positions with IBM Corporation. He is regularlyquoted in the Wall Street Journal and other top-tier print media, appears on television and radio programs throughout the country, and has been a guest lecturer at Harvard Law School.

In this keynote presentation, Vonder Heide contends that today’s business environment requires banks to carefully evaluate all new technology initiatives and prioritize those that promise a clear and significant return on investment. This session reveals severalgroundbreaking technologies banks can expect to see during the next 12-18 months andprovides guidance on setting a technology direction that focuses on exceeding customerexpectations while improving the bank’s bottom line. The presentation provides an executive-level overview of new and emerging technologies with a dual emphasis of delivering high value and reducing operational expense. Participants will leave with actionable takeaways to spark discussion at the board and staff levels within the bank.

SPEAKERS


Washington Update

Frank Keating has been president and CEO of the American Bankers Association sinceJanuary 1, 2011, following seven years of service as the president and CEO of theAmerican Council of Life Insurers. He served two terms as Oklahoma’s 25th governorand won national acclaim in 1995 for his compassionate and professional handling of the bombing of the Alfred P. Murrah Federal building in Oklahoma City.

His 30-year career in law enforcement and public service included stints as an FBI agent, U.S. Attorney and state prosecutor, and Oklahoma House and Senate member, and he served Presidents Ronald Reagan and George H.W. Bush in the Treasury, Justiceand Housing departments. As assistant secretary of Treasury and general counsel andacting deputy secretary of HUD, Keating worked on banking issues that are demandingattention today, including housing finance, lending practices, securitization and Bank Secrecy Act issues.

Keating recently served on the Bipartisan Policy Center’s Debt Reduction Task Force, a group of former cabinet members, elected officials and key stakeholders of both parties that recommended a series of tough measures to address the nation’s fiscal challenges.

Keating will share his insights on the state of the banking industry, our role as bankersand what the future may hold in terms of fiscal, monetary and regulatory policies.

“Nice Bike” – Making Connections That Move People

The conference comes to a riveting close with the story of “Nice Bike” – which involves half-a-million Harley-Davidson bikers, lots of black leather jackets, a beige rental car, and the sincere recognition of what’s really important – to bring home the value of acknowledging, honoring and making connections with people. Join Mark Scharenbroich, CSP, CPAE, as he takes us on a ride to building stronger and more meaningful connections in our personal and professional lives.

Part motivational speaker, part thought-provoker, and pure entertainer, Scharenbroichtells engaging stories on how to develop fulfilling relationships by weaving in an ensemble cast of unforgettable characters, à la Las Vegas headliners. With experience in front of 3,500 audiences, his credentials include an Emmy award, induction into the National Speakers Association’s Hall of Fame, and several international film awards for writing and performing including a Golden Apple, Silver Screen, Telly and Remi award.

His award-winning book, Nice Bike: Making Meaningful Connections on the Road of Life continues to receive rave reviews worldwide. Through the Nice Bike principle,Scharenbroich will help bring greater passion to your work and feel a profound connection to your organization through the powerful actions of Acknowledge, Honor and Connect.


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The Hyatt Regency St. Louis at The Arch blends world-class service with an unparalleled location – mere steps from the famous Gateway Arch and Busch Stadium. As the premier corporate and convention property in the region, the hotel’s reputationfor authentic hospitality has only heightened since it became part of the distinguishedHyatt Regency brand.

The hotel offers distinctive dining options including Ruth’s Chris Steak House, afull-service Starbucks, a state-of-the-art fitness center with city views, and easily accessible meeting facilities. Stylishly modern guestrooms feature amenities such as sumptuous Grand Beds™, 37-inch flat screen TVs, iHome stereos with iPod®

docking stations, and high-speed internet access.

ReservationsA special room rate of $154 plus tax has been arranged for conference attendees. Reserve online at ilbanker.com or call 888 -421-1442 and mention the Illinois Bankers Association. Booking deadline is June 2, 2013.

Experience Uncompromising Hospitality in the Heart of St. Louis

Annual Conference Mobile App

The mobile app is available for download to iPads, iPhones, iPod Touches and Android-based phones and tablets. Visit your app provider and search for Illinois Bankers Association. It allows you to view the schedule of events, handouts, speaker bios, exhibitors and much more. It will be with you 24/7 and can be downloaded to any app-friendly device.

If you do not have an app-friendly device, you can access the conference’s mobile website at http://m.core-apps.com/ilbankersac2013 to view the same information available on the app. Wireless Internet access is available free of charge in designatedmeeting rooms and public spaces at the Hyatt Regency. This initiative helps reduce the carbon footprint and promotes energy savings throughout the event.


HYATT REGENCY ST. LOUIS


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Monday, June 24

ILLINOIS BANKPAC Golf Outing11:00 a.m. (shotgun start)Enjoy golf as it was meant to be played at Gateway National, a challenging,links-style course with dramatic views of the Gateway Arch. Return to therich traditions of the game by maneuvering rolling links amidst gentlemounds and lush, green pasturelands. Tall grasses, lakes, wood-tie bunkers,and giant cottonwoods complete the landscape. Cross stone bridges, glideon raised boardwalks through quiet wetlands – all at St. Louis’s #1 publicgolf course and the only one with bentgrass.

The outing features hole-in-one and beat-the-pro contests as well as a fewspecial surprises. A box lunch will be provided and friendly beverage cartservice will be available on the links. The golf outing is scheduled to not conflict with other conference events so line-up your foursome and support ILLINOIS BANKPAC!

Opening Reception with Exhibitors5:30 p.m. - 7:00 p.m.Whether you enjoyed your day at the golf outing or exploring St. Louis, join your friends and colleagues at the Hyatt Regency for the kick-off reception. Visit with exhibitors and learn about the latest products and services to help increase your bank’s bottom line. There will be plenty of refreshments, hors d’oeuvres and an open bar.

Hospitality Suite8:00 p.m. - Midnight

Hospitality Suite8:00 p.m. - MidnightAfter a pleasant dinner at one of St. Louis’s fine restaurants, take in stunning views of the Arch and downtown St. Louis by stopping by theGateway Terrace at the top of the Hyatt Regency. What better setting to visit with friends and enjoy light hors d’oeuvres, desserts and refreshments?


Tuesday, June 25Concurrent Sessions10:45 a.m. - 11:45 a.m.

Is Your Asset/Liability Modeling System Lying to You?Richard S. Berg, Chief Executive Officer, Performance Trust Capital Partners, LLC

In this historically low interest rate environment, most of the focus has been onrates up. Are you prepared for rates down or a prolonged low interest rate environment? If rates rise, are you prepared for a potential liquidity runoff if ratesreturn to normal level and the economy stabilizes? Are you prepared for depositrates tracking closer to market rates as rates rise, and this potential impact onyour net interest margin? This session exposes many outdated or flawed assumptions in asset/liability modeling, the knowledge of which could be critical to the survival of your institution.

Buyer’s Market or Seller’s Market?Allen G. Laufenberg, CFA, Managing Director, Keefe, Bruyette & Woods

It is a common belief that the industry is currently in a “Buyer’s M&A Market” but the regulators’ influence is a significant driver of M&A activity for both buyers and sellers. This session discusses potential regulatory, financial and social concerns that can be overcome in today’s bank M&A market. The presentation also provides valuable insight into the issues, ratios and keyareas if senior management and boards of directors hope to be acquisitive (or sell) in the next 12 to 36 months.

What's Happening in Commercial Lending?Michael L. Weissman, Of Counsel, Levin Ginsburg, Ltd.

New decisions affect commercial lenders every day. Banks must position themselves to recognize the pitfalls and maximize the opportunities in the evolving lending environment. This session examines a host of issues includingwhether a bank is liable for unauthorized funds transfers due to inadequate security procedures, a UCC filing can be continued while the debtor is in bankruptcy, a correction statement can revive a terminated UCC filing, a mortgage recorded before a deed to the mortgagor can be set aside in bankruptcy, a title insurer insures the market value of property or the amountshown on the policy, and internet notice of a sheriff's sale of foreclosed property satisfies constitutional due process.


Tuesday, June 25Concurrent Sessions1:15 p.m. - 2:15 p.m.

Executive Briefing on Current Issues and Opportunities for BanksJohn Freechack, Rob Fleetwood and John Geiringer, Partners, Barack Ferrazzano Financial Institutions Group

Many institutions have begun to shift gears and focus on planning for success instead of mere survival. This session features an executive briefing on current legal and regulatory issues and trends affecting financial institutions. The focus willbe on practical suggestions and best practices taken from long time experience inrepresenting a large and diverse banking practice. From regulatory/compliance andcorporate questions to strategic issues, this briefing stresses the most current opportunities and pitfalls and the strategic responses that can be employed to address what is hopefully a sustained recovery.

Building an Effective Liquidity Risk Management ProgramDavid Wicklund, Vice President of Educational and Advisory Services, Plansmith Corporation

Gone are the days of simple point-in-time ratio analysis for liquidity management.Community banks are now expected to have dynamic cash flow models that includeboth expected and stressed scenarios. Recent regulatory guidance notes specificitems that should be addressed in all asset/liability management policies, includingexpanded guidance on management oversight, measurements to be monitored, andcash-flow modeling procedures. Guidance now also dictates specific areas thatshould be detailed in all contingency funding plans. This session provides a road map to ensure your liquidity risk management program is both up to date andin compliance with these new heightened expectations.

Credit Risk: Critical Factors in Loan Portfolio ManagementKevin Graff, Senior Manager, Wipfli LLP

The current economic climate has created a need for financial institutions to review their current credit process. The increased scrutiny and monitoring of community banks provides for an ideal time to return to the basics and revisit the credit culture of the bank to set the stage for improved risk management and prudent loan growth. This presentation discusses the significance of credit culture as it relates to effective loan portfolio management. Several critical factors will be reviewed during this session including current findings from loan review and examination reports.


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Wednesday, June 26Concurrent Sessions9:30 a.m. - 10:30 a.m.

Insights into the Most Common Investment Portfolio ConcernsJohn Smith, Managing Director & Portfolio Manager, Hancock Institutional Advisors, LLC

This session provides a framework for community banks to follow regarding common investment portfolio questions and concerns. This presentation addresses how to planfor higher rates that will likely deteriorate portfolio gains included in capital ratios, andalso how to manage the portfolio through a labyrinth of new rules, regulations and capital guidelines. Recommendations will be shared on what to do with the investmentportfolio now and how to recognize its evolving role within the bank. The presentationalso uncovers myths about bonds with cash flow volatility and provides insight into when it may make sense to outsource the investment portfolio function.

The Top Ten Things Every Bank Should Know about UDAAP and Fair LendingLyn Farrell, CRCM, CAMS, AMLP, Managing Director, and Carl G. Pry, CRCM, CRP, Senior Director, Treliant Risk Advisors

Banks are under tremendous pressure to increase revenue while being under a microscope about how they service the public. There is significant legal and regulatory scrutiny that impacts the way products and services are designed, marketed and sold. UDAAP (Unfair and Deceptive and Abusive Acts or Practices) is no longer just a compliance issue; instead, a proactive program is the responsibility of every employee. This presentation examines recent Department of Justice fair lending settlements, UDAAP actions from the banking regulators, and best practices in UDAAP and fair lending compliance management.

Revenue Reengineering and Increasing Non-Interest IncomeTim Holt, President and Founder, Profit Resources, Inc.

Staying on top of non-interest income has become even more complex, with the migration to electronic transactions, changes to Reg E and the current economic conditions. As bankers adjust to these changes, we have to be more creative about how to oversee NII. This session helps executives understand the exact impact the environment is having on NII, why and how to explore nontraditional sources of NII, how to consistently evaluate traditional NII strategies, and the effects of NII on bank culture. Information shared will reinforce why, how and when revenue reengineering is vital in today's bank.


Wednesday, June 26Concurrent Sessions10:45 a.m. - 11:45 a.m.

Value Dynamics for Community BanksJohn Adams, Director of M&A, Sheshunoff & Co. Investment Banking

Gain a better understanding of how the community bank market has changed in recent years, noting major value drivers, transaction trends and where yourinstitution fits in the mix. The discussion covers the implications of the market share imbalance among banks, the performance gap between the nation’s largest banks and community banks, current asset quality trends throughout the country, publicly-traded bank valuations, and recent local and national merger activity and prices looking toward what is next for community banks.

Managing Your Balance Sheet in the Current EnvironmentScott Hildenbrand, Managing Director, Sandler O’Neill + Partners

Effective balance sheet management in the face of low rates and an onerous regulatory environment is the key to thriving over the next three years. Today’s rate environment provides banks the opportunity to review and reposition balancesheets to improve or protect capital, maintain or improve earnings, and reduce exposure to higher rates. More than ever, there are questions on yield versus risk in the investment portfolio. Concerns about tangible book value and associated valuation also come with rising rates, and banks are asking how to mitigate against deterioration. These are among the issues that are becoming the primary focus in today’s banking industry.

Social Media Secrets Revealed: How to Attract, Capture and Convert Customers OnlineMason Duchatschek, President, Buildatribe, LLC

More and more financial institutions are discovering the benefits of adding social media to their overall business plans. Don’t be left behind! This session identifies ways for banks to build a tribe of friends, fans and followers online. Learn how to attract more ideal prospects and turn them into customers and evangelists who promote your bank to others. Strategic applications of video marketing, textmessaging, email marketing and social media, when done correctly, can create additional business opportunities as well as provide better (and faster) customer service.


Wednesday, June 26General Session12:30 p.m. - 2:00 p.m.

The Regulators’ Perspective: Navigating the Supervisory Landscape

Anticipating, planning for and complying with evolving regulations and supervisory expectations require significant commitments of time, resources and perseverance fromsenior management and their directors. A distinguished panel of senior regulators willcover a range of the latest supervisory developments affecting the industry today, with an emphasis on emerging enforcement issues and trends, plus how they see banks reshaping themselves and restructuring their businesses to adapt to new market and regulatory realities.

Moderator Bruce Jay Baker, Executive Vice President and General Counsel, IBA

Panelists

Scott D. Clarke, Assistant Director, Division of Banking, IDFPR

Anthony Gibbs, Regional Director of the Midwest, CFPB

M. Anthony Lowe, Regional Director, FDIC

Bert A. Otto, Deputy Comptroller, Central District, OCC

Julie A. Williams, Senior Vice President, Supervision and Regulation, FRB Chicago

Continuing Legal EducationThe Illinois Bankers Association is recognized as an accredited CLE provider by the Minimum Continuing Legal Education (MCLE) Board of the Supreme Court of Illinoisthrough June 30, 2013. Attorneys licensed in the state of Illinois will earn 4.50 hours of MCLE credit for attending the following sessions constituting this course:

What's Happening in Commercial Lending? (1.00 hour)Executive Briefing on Current Issues and Opportunities for Banks (1.00 hour)The Top Ten Things Every Bank Should Know about UDAAP and Fair Lending (1.00 hour)The Regulators’ Perspective: Navigating the Supervisory Landscape (1.50 hours)


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Tuesday, June 25Best of St. Louis Tour (optional)9:00 a.m. - 3:00 p.m.

Experience a wonderful sampler of St. Louis by taking in the city’s cultural gems. The tour begins at the Missouri Botanical Garden, a National HistoricLandmark founded in 1859 with 79 acres of scenic wonder and elegance. Experience the Garden’s roots in the Doris Waters Harris Lichtenstein Victorian District, home to several impressive gardens and structures includingGarden founder Henry Shaw's country residence, Tower Grove House. The Victorian District also includes Shaw’s mausoleum, the Kresko Family VictorianGarden, Herb Garden, Kaeser Maze and Piper Observatory.

After an enjoyable morning in the Victorian District, you will be treated to lunch at Eleven Eleven Mississippi. Located in the charming Lafayette Squareneighborhood and once part of the International Shoe factory, the restaurant isone of the most uniquely designed properties in St. Louis. Eleven Eleven has beenconsistently recognized for delivering exceptional service and innovative cuisine,including Zagat’s “America’s Top Restaurants” in its first year of business in 2003.The wine list is equally distinctive, having earned Wine Spectator’s “Award of Excellence” and the Wine Enthusiast’s “Award of Distinction” every year sincethe restaurant opened.

The afternoon features a behind-the-scenes visit of the fabulous Fox Theatre.Opened in 1929 as one of the crown jewels in William Fox's motion picture empire, the theatre was billed as "St. Louis's largest and most magnificent templeof amusement." C. Howard Crane, a distinguished movie palace architect of theera, designed the Fox at a cost of six million dollars. With a seating capacity ofjust over 5,000, the Fox was second in size only to New York's Roxy Theatre.Fox's wife, Eve Leo, filled the theatre with paintings, sculptures and furnishingsgathered from her travels around the world. The Fox was privately purchased in 1981 and an extensive restoration project resulted in the magnificent structure enjoyed by appreciative patrons to this very day.


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Tuesday, June 25

Chairman’s Reception with Exhibitors6:00 p.m. - 7:15 p.m.After a busy day hearing from industry experts, join your colleagues for the close of the Trade Show. Offer congratulations to outgoing Chairman Marty Davis and extend a friendly welcome to incoming Chairman Charie Zanck. Enjoy a variety of tasty horsd’oeuvres and an open bar.

Dinner, Conclusion of ILLINOIS BANKPAC Silent Auction,Banker of the Year Award and Entertainment by Tim Cavanagh and Contagious7:15 p.m. - 11:30 p.m.The evening continues in the Regency Ballroom with a delicious dinner and the announcement of the prestigious Banker of the Year Award. Before placing closing bids in the ILLINOIS BANKPAC Silent Auction, enjoy the fresh and engaging antics of Tim Cavanagh. His commitment to clean, clever comedy over a 20-year career hasled to appearances on ABC-TV, WGN America and Showtime. Cavanagh can be heard regularly on the nationally syndicated "Bob & Tom" radio show and his humorous songshave been showcased on Sirius XM radio and BBC Radio 4. The evening closes with a two-hour performance by Contagious, St. Louis’s very-own classic rock band. Thisfive-piece group of well-seasoned musicians has played throughout the region fromarenas to outdoor festivals featuring hits from the ’70s and ’80s to the popular hits of today. The band pulls it off as if the original artists were playing onstage!

Help support ILLINOIS BANKPAC by creating some free-spirited bidding on a varietyof enticing silent auction items. Items ranging from baseball tickets to jewelry to electronics will be on display near the registration desk with final bidding taking placeduring Tuesday evening’s dinner.

Silent Auction Items Needed! In order to have a successful fundraising event, weneed your help in securing attractive auction items. Donations are accepted whether ornot you will be attending the conference - though we hope you will! Please consider donating any type of the following gift ideas. To identify your contribution, contact Kara Day, [email protected].

Gift Baskets (wine, chocolate, pasta)Electronics (iPad mini, iPad, pedometer)Jewelry (local artist or jeweler)

Sporting Tickets (football, baseball, hockey)Artwork (local artists)Monetary Donation - Let Us Do the Shopping

ILLINOIS BANKPAC Silent Auction


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Trade Show

The Trade Show is always the center of activity during the Annual Conference. Whetherit’s to visit one of the 50 companies showcasing their latest products and services, network with colleagues or be part of the many prize giveaways occurring in the exhibithall, the Trade Show is the place to be. The first opportunity to meet with exhibitors will be at the opening reception on Monday, June 24. The next day offers three more occasions to visit with exhibitors, including lunch and the Chairman’s Reception.

Don’t miss this great opportunity to network, support our Preferred Vendors and Associate Members and discover new and innovative products and services to increase your bank’s bottom line!

More Reasons to Attend!

Receive a complimentary, signed copy of Nice Bike: Making Meaningful Connections on theRoad of Life. Authored by Mark Scharenbroich, the conference’s closing keynote speaker, Nice Bike shows you how three powerful actions – acknowledging, honoring and connecting – transform you and your team into a positive, productive and cohesive unit. When you embrace the message of Nice Bike, you’re on the road to improving engagement, teamwork, and high performance – both personally and professionally.

Win an iPad or iPad MiniAttend the “Technology Trends” general session on Tuesday afternoon, June 25, wheretwo iPads and two iPad Minis will be given away to four lucky winners.

Win $2,000 Two lucky attendees will win $2,000 in cash during the closing general session onWednesday, June 26.

Bank officers and directors registered for the entire conference are eligible.


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Conference Sponsors

Platinum Federal Home Loan Bank of Chicago IBA Group Health PlanIllinois BancService Corporation

GoldBarack Ferrazzano Financial Institutions GroupBMO Harris Bank, N.A.Commerce BankMcGladreyUMB Bank, n.a.UnitedHealthcare

SilverAPPI EnergyBITS, LLCBKD, LLP Chapman and Cutler LLP CliftonLarsonAllen LLPCrowe Horwath LLPFirst Bankers’ Banc Securities, Inc. / Midwest Independent Bank FTN FinancialFuture Leaders AllianceGraduate School of Banking Hancock Institutional AdvisorsHoward & Howard Attorneys PLLCIncapital LLCKeefe, Bruyette & WoodsMortgagebot LLCPlante Moran Quad City Bank and Trust Company Wipfli LLP

List current as of brochure printing date

THANK YOU !


ILLINOIS BANKPAC Golf Outing Registration Form - June 24, 2013Use this form for a single/foursome and photocopy for additional foursomes.

Name ______________________________________________________________________________

Institution/Firm _______________________________________________________________________

Address ____________________________________________________________________________

City__________________________________________________State____________Zip___________

Phone ____________________________________ E-mail ___________________________________

Register

Player #1 ___________________________________ Institution/Firm _____________________________

Player #2 ____________________________________ Institution/Firm ___________________________

Player #3 __________________________________ Institution/Firm _____________________________

Player #4 __________________________________ Institution/Firm ______________________________

National banks may not make corporate contributions. Checks from national banks will be returned.State banks and bank holding companies of both state and national banks are permitted to make corporate contributions to ILLINOIS BANKPAC. All personal checks are allowed.

Golf Fee $150 per person $_____________________

Mulligans $10 each (limit 2 per person) $______________________

TOTAL DUE $______________________

Method of Payment Payment must accompany this registration form.

Check payable to ILLINOIS BANKPAC

Visa MasterCard Amex Discover

Card Number _________________________________________________Expiration Date ____________

Name_____________________________________ Signature _________________________________

Billing Address for Credit Card (if different from above)_________________________________________

MAIL Illinois Bankers Association, 524 S. Second Street, Suite 600, Springfield, IL 62701ONLINE ilbanker.com FAX 217-789-5410 PHONE 800-783-2265Golf Contact: Kara Day, [email protected]

Cancellation Policy - A full refund will be provided for cancellations through May 31, 2013. An administrative fee of $50 will apply to cancellations between June 1-10, 2013. No refund will be provided for cancellations and no-shows after June 10, 2013. Substitutions are permissible. All cancellations must be submitted in writing via fax, mail or e-mail to [email protected].

All contributions to ILLINOIS BANKPAC are voluntary. You may refuse to contribute without reprisal. A copy of our report filed with the State Board of Elections is (or will be) available on the Board’s website (www.elections.il.gov) or for purchase from the State Board of Elections, Springfield, Illinois.


IBA Annual Conference & Trade Show Registration - June 24-26, 2013Use this form for one registrant and guest, and photocopy for each additional registrant.

Name ____________________________________Name for Badge ____________________________

Institution/Firm _______________________________________________________________________

Address ______________________________________________________________________________

City_______________________________________ State__________ Zip_______________________

Phone ______________________________________ E-mail __________________________________

Guest Name ______________________________ Name for Badge __________________________

Registration Fees Includes admission to all sessions, receptions, official Conference meal functions and the Trade Show. Registration is limited to member and prospective member banks, preferred vendors and associate members. Non-associate members may only attendas an exhibitor.

First IBA Bank Member Registrant $695

Additional Bank Member (from same institution) $645

Guest* $395

Associate Member (non-exhibitor) $945

Prospective Bank Member Registrant $945

Tuesday or Wednesday Day Pass (Tuesday does not include the reception or dinner)Associate Members (non-exhibitors) and Exhibitors are not eligible for Day Passes

IBA Bank Member Tuesday, June 25 Wednesday, June 26 $345 per day

Prospective Bank Member Tuesday, June 25 Wednesday, June 26 $495 per day

Optional EventTuesday - Best of St.LouisTour $95

* A guest is a spouse, significant other, or friend who is not in the financial services occupation. A co-worker or an associate within financial services may not be considered a guest. Only registered guests will be allowed access to all Conference activities, including the Trade Show.

Method of Payment Registration fees must accompany this registration form.

Check payable to Financial Education Services Visa Master Card Amex Discover

Card Number __________________________________________________ Expiration Date ________________ ____

Name_____________________________________ Signature ____________________________________________

Billing Address for Credit Card (if different from above) _______________________________________________ _____

MAIL Illinois Bankers Association, PO Box 19237, Springfield, IL 62794-9237ONLINE ilbanker.com FAX 217-789-5410 PHONE 800-783-2265Registration Contact: Kevin Klug, [email protected]

Onsite Registration - An onsite registration MUST be paid at the time of registration. No invoices will be issued.

Cancellation Policy - A full refund will be provided for cancellations through May 31, 2013. An administrative fee of $150 will apply to cancellations between June 1-10, 2013. No refund will be provided for cancellations and no-shows after June 10, 2013. Substitutions are permissible. All cancellations must be submitted in writing via fax, mail or e-mail to [email protected]. Registrant is responsible for cancelling hotel reservations.

Check here if you have any special dietary/physical requirements.

Check here if you do not wish to grant the IBA permission to include your name, bank name and address in a registration list that will be released to the Conference exhibitors.


Documents

IBA's Annual Conference & Trade Show