Model PortfoliosHow to set up, invest and transact

3

This document provides you with information on how to set up a Model Portfolio, invest in a Model Portfolio and also how to transact on the Portfolio once invested.

A Model Portfolio consists of a number of underlying funds wrapped into a single structure.

Model Portfolios are not separate legal structures; they are controlled by the same legislation as that of Linked Investment Service Providers (LISPs), namely the Stock Exchange Control Act and the Financial Market Control Act. The underlying funds are, as always, controlled and legislated by relevant regulations, e.g. the Collective Investment Schemes Control Act.

Financial advisers with a Category II Financial Service licence can establish and manage a Model Portfolio. Category I financial advisers can partner with a Category II financial adviser (also call Model Portfolio Manager) to establish and create a Model Portfolio for them.

With a Model Portfolio you can manage your clients’ investments at the click of a button – you do not have to get your clients’ consent every time you rebalance the portfolio. Your clients therefore have peace of mind that their portfolio is being actively managed.

Model Portfolios are available in all our Linked Investment product wrappers: Classic Investment Plan, Classic Retirement Annuity Fund, the Classic Preservation Pension Plan, the Classic Preservation Provident Plan and the Classic Linked Life Annuity.

4

Welcome Pack is issued

Fax to STANLIB with Mandate Form

Complete New BusinessManual Form (Available on

www.stanlib.com)

Complete New Business

via STANLIB Online

STANLIB loads it on STANLIB Online

STANLIB loads it on STANLIB Online

STANLIB loads it on STANLIB Online

STANLIB loads it on STANLIB Online

STANLIB loads it on STANLIB Online

STANLIB sends notification

Load onto STANLIB ONLINE

Download quote:print/email to client

Print Prepopulated Form - client signs

Print Prepopulated Form - client signs

Fax to STANLIB

Fax to STANLIB

Fax to STANLIB

Fax to STANLIB

Please contact us for assistance with this

Complete Investment Proposal

on STANLIB Online

Complete Prepopulated Form on STANLIB Online

Model Portfolio fund selection processes

Setup of a Model Portfolio/s if a Category I FSP• ACategoryIFSPappointsaCategoryIIFSP• IftheCategoryIIFSPisnotalreadyanapprovedModelPortfolioManagerontheSTANLIBLinkedInvestmentplatform, STANLIBwillperformaduediligence• Onceapprovedandallcriteriahavebeenmet,theCategoryIIFSPformulatestheModelPortfolioswiththeCategoryIFSP andcommunicatesthistohisSTANLIBLinkedInvestmentsRelationshipManager• TheRelationshipManagerfacilitatestheModelPortfolioloadonSTANLIBOnline• STANLIBOnlinewillrequestconfirmationfromtheCategoryIIFSP• TheCategoryIIFSPconfirmsthesetuponSTANLIBOnline• Onceconfirmed,youcanselecttheModelPortfolio/saspartofyourproposalprocessorinvestmentprocess

Loading a new business proposal which includes a Model Portfolio• LogontoSTANLIBOnline• SelectInvestmentProposalinthe “Tools & Calculators” section• SelecttheLinkedInvestmentproductyourclientwantstoinvestin,e.g.ClassicInvestmentPlan• Enteryouclient’sdetails• Entertheplandetails,i.e.lumpsumorrecurringinvestment,andyourcharges• Click“Calculate” to view the investment amount after charges• Click “Next” to move on to the next screen where you have to make the Model Portfolio selection

Complete Manual Form (Available on www.stanlib.com)

Complete Manual Form (Available on www.stanlib.com)

Complete Prepopulated Form on STANLIB Online

Additional Investments

OR

OR

ORSwitch

5

Click the “Model Portfolios” tab

Click on the Model Portfolio name to bring up the Model

Portfolio composition

6

Click to add to selection

Model Portfolio brought into portfolio

7

The Lump Sum Asset Allocation shows the asset

composition of the combined portfolio

The Lump Sum Reg 28 tab shows the Reg 28 of the combined

portfolio on the screen (only applicable to RA, PE and PP)

8

The Lump Sum Risk Profile shows the Risk Profile of the

combined portfolio

You can nominate a Model Portfolio and /or fund for fee

deduction

Nominate a fund within a Model Portfolio for fee

deduction

Nominate a Model Portfolio and/or fund

Nominate a fund from a Model Portfolio

Note: The above is also available for Regular Income in the case of a Classic Investment Plan and Classic Linked Life Annuity.

9

Optional additional information which you can add

to the Investment Proposal

If you have ticked this,please complete

next page

10

Portfolio

Composition from selected Model Portfolios

Composition from selected Model Portfolios and/or funds

Investment Proposal number

Final Investment Proposal Summary

THE INvESTMENT PROPOSAL NuMBER

is generated as a reference number

11

Model PortfoliosLinked Range CPI +7% Solution

Fund Name Percentage Fund ChargeCoronation Balanced Plus Fund B4 30.00 % 0.85 %Foord Balanced Fund B2 30.00 % 0.60 %Prudential Balanced Fund B 40.00 % 0.60 %

Total: 100.00 % 0.68 %

3 of 8

Thank you for considering STANLIB for your investments.

We are pleased to provide you with a proposal for investment into the STANLIB Range of investment and retirement products. This proposal has been constructed by your financial adviser in accordance with your financial needs and investment objectives. This proposal is a summary of your investment, the charges, your fund selection and asset allocation.

Investment Summary

Allocation of net investment amount

Please refer to important Asset Allocation notes

Initial Lump Sum investment amount R 10 000 000.00 Less: Financial Adviser Charges (Incl. VAT) R 0.00 Less: STANLIB Initial Charges (Incl. VAT) R 0.00Net investment amount R 10 000 000.00

Fund Allocation Asset Allocation

Data supplied by Morningstar. Data supplied by Morningstar.

Investment ProposalName Dr. Example ModelDate 17 September 2014Product Name Classic Preservation

Pension PlanAdviser Name Marcelle JardimAdviser Code 1014069ProposalNumber

QPPP815457

Page(s) 1 of 8

1 of 8

Example of an Investment Proposal

12

Enter the STANLIB ID

Click Search

Your details are prepopulated. Click “Based on Quote

Number” to proceed with the quote you have generated.

Generate a New Business Application Form from an Investment Proposal Online Application

13

Your client’s details are prepopulated as per the

details that you captured in the Investment Proposal.

Check that all details are correct and if changes need to

be made.

Your client’s details are prepopulated

14

In the Address Details section, complete your client’s

address details. This was not an available option in the

Investment Proposal section.

The Plan Details section will populate the details you

captured in the Investment Proposal. You are able to make changes at this point – if there

are any.

15

Tick and click Search to search for Model Portfolios to add to

the current portfolio

Click on the Model Portfolio name to view details

You can search by Fund Name

Portfolio: this will poulate information from the Investment Proposal

16

Fees charged and selected by the you

Look-through asset allocation

Note: A Reg 28 tab will appear if this is a Retirement Annuity, Preservation Pension Plan or Preservation Provident Plan investment.

17

18

Deposit details: How payment will be made

Intermediary Details: If your details have changed, make

the change, then click “next”.

19

REvIEW SCREEN: You have come to the end of populating the new business

application form. You can use this as an opportunity to make

final changes if needed.

20

21

Once you have submitted, you are not able to make changes. Click “submit” to generate the

new business application form.

• GeneratethePDF• Askyourclienttosignthe hard copy• Scantheapplicationform and supporting documents• Uploadtheapplicationform and supporting documents and click “Send”

XXXXX

Click “Finish”

Tick this box to confirm that the terms and conditions have

been read and understood and to complete the new

application.

22

Investment Summary for new business

E-mail instructions@stanlib.comFacsimile 0867 277 501 or 011 448 6666

INVESTMENT SUMMARYLinked Investments

REFERENCE NUMBER PE2020858 GENERATED ON 1 7 - 0 9 - 2 0 1 4D D M M Y Y Y Y

INVESTOR DETAILS

ID/PASSPORT NUMBER 9002011234567 TITLE DR.

NAME/S EXAMPLE SURNAME MODEL

CONTACT NUMBER 083 123 4567 EMAIL ADDRESS NOT SUPPLIED

INVESTMENT DETAILS

PRODUCT CLASSIC PRESERVATION PENSION PLAN

INVESTMENT TYPE LUMP SUM

LUMP SUM: DIRECT DEPOSITAMOUNT R 1 0 0 0 0 0 0 0 . 0 0

OPTIONS SELECTED:

LUMP SUM PORTFOLIOS

PORTFOLIO PERCENTAGE AMOUNT

* LINKED RANGE CPI +7% SOLUTION 100.00 % R 10000000.00

PORTFOLIO NOMINATION FOR FEE/INCOME

You have selected the following portfolio(s) for ongoing fee deductions:

* LINKED RANGE CPI +7% SOLUTION - CORONATION BALANCED PLUS FUND B4*Underlying portfolios within a Model Portfolio

FINANCIAL ADVISER DETAILS

FINANCIAL SERVICE PROVIDERLICENCE NO: [44503]

STANLIB ID 1014069

NAME OF SOLE PROPRIETOR /REPRESENTATIVE MARCELLE JARDIM

FINANCIAL SERVICE PROVIDER CHARGES (EXCLUDING VAT)

FEE SPLIT: Only available to advisers from the same Financial Service Provider

INITIAL FSP CHARGE: LUMP SUM INVESTMENT % FINANCIAL ADVISER 1 100.00 %

FSP SERVICE CHARGE % FINANCIAL ADVISER 2 %

INVESTOR DECLARATION

I HAVE READ AND UNDERSTOOD THE TERMS AND CONDITIONS FOR THIS INVESTMENT

I/We hereby agree to provide all documentation and information required in terms of the Financial Intelligence Centre Act, No. 38 of 2001, and understand that STANLIB is prohibited fromprocessing any transaction on my behalf until all such documentation and information has been provided. Any money received by STANLIB that is not accompanied by the requireddocumentation will be held in a call account until said documentation is received. The Client and the Financial Adviser, by signing this form, state and declare that they have each read and understood the terms and conditions pertaining to the investment; including but notlimited to Investment objective, Information on Nett Asset Value, Charges, Risk Factors, Income accruals and declare that the STANLIB and Financial Adviser charges as indicated on thisapplication form are correct; warrant that all statements given by each of them in this application form are true and correct in every aspect; and that such statements shall form the basis of thecontract which is to be entered into with STANLIB as well as the contract between the Client and the Financial Adviser.

STALIINV005SUM | 2014/07

Page 1 of 2

23

Click “unit Trust and Linked Online Forms” to complete the

prepopulated forms

How to make an Additional Investment in a Model Portfolio

Select “Ad-hoc” form

Select your client’s name and the prepopulated form will

open

24

Complete the required fields

YOuR CLIENT’S CuRRENT INvESTMENT PORTFOLIO

WILL DISPLAY. The client can therefore invest

the additional funds in the “Current Investment Portfolio” or select new funds or invest in

Model Portfolios.

25

The Model Portfolio details display.

When click Add go to next page

26

Enter payment details and complete the required field.

REvIEW SCREEN: To check captured details

and make changes

Effective Allocation

• GeneratethePDF• Askyourclienttosignthe hard copy• Scantheapplicationform and supporting documents• Uploadtheapplicationform and supporting documents and click “Send”

Click “Finish”

27

Prepopulated Additional Investment Form example

E-mail instructions@stanlib.comFacsimile 0867 277 501 or 011 448 6666

Additional Investment FormClassic Range

Note: Phase-in options, spread fees and optional death benefit are not available for Additional Investments.

CLIENT DETAILS

ENTITY / INVESTMENT ACCOUNTNUMBER I P 0 0 6 5 8 0 6

NAME & SURNAME / ENTITY NAME E L I Z A B E T H A B R A H A M S

IDENTITY/PASSPORT NUMBER 6 1 0 8 1 8 0 0 9 4 0 8 3

CELL PHONE NUMBER 0 8 3 - 2 7 3 4 4 4 9

INVESTMENT DETAILS

A maximum of 12 portfolios are allowed after the additional investment. Where the portfolio range is not selected or left blank, the Linked Range willapply. If the portfolio selected is not offered on the Linked Range, then the Select portfolio range will apply. For a complete list of the portfolios,please visit www.stanlib.com. Minimum investment amounts apply to additional investment transactions: Classic Investment Plan, PreservationFunds and Retirement Annuities: R10 000, Linked Life Annuity: no minimum amount

INVESTMENT AMOUNT R 1 0 0 0 0 0 0 . 0 0

PAYMENT TYPE BANK DEPOSIT (M65) ONCE-OFF DEBIT

UNIT TRUST PORTFOLIOS

Portfolio Name Portfolio Range(e.g. Linked Range, Select) Percentage Net Amount

1. LINKED RANGE CPI +7% SOLUTION MODEL PORTFOLIO 100.00 % R 965800.00

2. % R

3. % R

4. % R

5. % R

6. % R

7. % R

8. % R

9. % R

10. % R

11. % R

12. % R

NET TOTAL: 100.00 % R 965800.00

STALIADD010 | 2014/07D886R8 Please note this form expires on 2014/12/31. Up to date forms are always available on www.stanlib.com

Page 1 of 7

28

Switches/Conversion Switches

Switch to Fund (Model Portfolio)

Gives you a list of the Model Portfolios you can select to

switch to

29

Click “Finish”

• GeneratethePDF• Askyourclienttosignthe hard copy• Faxthesignedformand supporting documents to 0867 277 506

30

Switch Form example

E-mail instructions@stanlib.comFacsimile 0867 277 501 or 011 448 6666

Switch FormClassic RangeCLIENT DETAILS

ENTITY / INVESTMENT ACCOUNTNUMBER I P 0 0 6 5 8 0 6

NAME & SURNAME / ENTITY NAME M I S S E L I Z A B E T H A B R A H A M S

IDENTITY/PASSPORT NUMBER 6 1 0 8 1 8 0 0 9 4 0 8 3

CELL PHONE NUMBER 0 8 3 - 2 7 3 4 4 4 9

INSTRUCTION

INSTRUCTION TYPE REBALANCE SWITCH

SWITCH DETAILS:

Fund Name Quantity Type Quantity

From: INSIGHT CAPITAL MET FLEXIBLE FOF A PERCENTAGE 50.00 %

To:

[LR] STANLIB ABSOLUTE PLUS FUND B1 70.00 %

LINKED RANGE CPI +7% SOLUTION 30.00 %

DEBIT ORDER INSTRUCTION

Change the portfolio selection for the existing Unit trust funds as indicated below. If the table is left blank, the existing portfolio on record will remainunchanged. The product minimum recurring debit order amounts must be met: R1 000 for the Classic Investment Plan with a minimum of R500 perportfolio; R500 per portfolio on the Classic Retirement Annuity Plan.

CHANGE DEBIT ORDERS AS PER SWITCH / REBALANCE INSTRUCTION YES NO

PHASE-IN INSTRUCTION

Change the portfolio selection for the existing Unit trust funds as indicated below. If the table is left blank, the existing portfolio on record will remainunchanged. Phase-in's are only available for Unit Trust funds and at inception stage.

CHANGE PHASE-IN AS PER SWITCH/ REBALANCE INSTRUCTION YES NO

FINANCIAL SERVICES PROVIDER

1. The Terms and conditions signed and agreed to in the Investment Application form will remain in force and apply to this transaction.

FINANCIAL SERVICES PROVIDER 1

FSP LICENCE NO: [ 4 4 5 0 3 ]

STANLIB ID 1 0 1 4 0 6 9

NAME OF SOLE PROPRIETOR ORNAME OF REPRESENTATIVE MARCELLE JARDIM

FINANCIAL SERVICES PROVIDER 2

STANLIB ID

NAME OF SOLE PROPRIETOR ORNAME OF REPRESENTATIVE

STALISWI026 | 2014/07D886R8 Please note this form expires on 2014/12/31. Up to date forms are always available on www.stanlib.com

Page 1 of 4

Disclaimer

AsneitherSTANLIBWealthManagementLimitednoritsrepresentativesdidafullneedsanalysisinrespectofaparticularinvestor,theinvestorunderstandsthattheremaybelimitationsontheappropriatenessofany

informationinthisdocumentwithregardtotheinvestor’suniqueobjectives,financialsituationandparticularneeds.Theinformationandcontentofthisdocumentareintendedtobeforinformationpurposesonlyand

STANLIBdoesnotguaranteethesuitabilityorpotentialvalueofanyinformationcontainedherein.STANLIBWealthManagementLimiteddoesnotexpresslyorbyimplicationproposethattheproductsorservicesoffered

inthisdocumentareappropriatetotheparticularinvestmentobjectivesorneedsofanyexistingorprospectiveclient.

Potential investors are advised to seek independent advice from an authorised financial adviser in this regard.

STANLIBWealthManagementLimited(Reg.No.1996/005412/06)isanauthorisedFinancialServicesProviderintermsoftheFinancialAdvisoryandIntermediaryServicesAct37of2002(LicenceNo.26/10/590)

17 Melrose Boulevard Melrose Arch 2196 PO Box 203 Melrose Arch 2076T 0860 123 003 (SA only) T +27 (0)11 448 6000 E contact@stanlib.com W stanlib.comGPS coordinates S 26.13487°, E 028.06837°

Disclaimer

AsneitherSTANLIBWealthManagementLimitednoritsrepresentativesdidafullneedsanalysisinrespectofaparticularinvestor,theinvestorunderstandsthattheremaybelimitationsontheappropriatenessofany

informationinthisdocumentwithregardtotheinvestor’suniqueobjectives,financialsituationandparticularneeds.Theinformationandcontentofthisdocumentareintendedtobeforinformationpurposesonlyand

STANLIBdoesnotguaranteethesuitabilityorpotentialvalueofanyinformationcontainedherein.STANLIBWealthManagementLimiteddoesnotexpresslyorbyimplicationproposethattheproductsorservicesoffered

inthisdocumentareappropriatetotheparticularinvestmentobjectivesorneedsofanyexistingorprospectiveclient.

Potential investors are advised to seek independent advice from an authorised financial adviser in this regard.

STANLIBWealthManagementLimited(Reg.No.1996/005412/06)isanauthorisedFinancialServicesProviderintermsoftheFinancialAdvisoryandIntermediaryServicesAct37of2002(LicenceNo.26/10/590)