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Gold ATM System
GA00
2
Gold ATM System
Do you want to sell your own branded goldbullion physically through your existing ATMs?Then what you need isKuveyt Turk's GoldATM System!
“Gold ATM System
”
GOLD
Kuveyt Turk R&D Center presents abrand new and innovative product:GoldATMWith this system, owner bank will beable to sell gold bullions physically tocustomers through their existing ATMs.
Kuveyt Turk's innovative idea of usingcoin cast and the application itselfenables the existing ATMs todeliver the gold bullions directly tocustomers and manages all thecomplex IT tasks behind.
Project Stakeholders
Card SystemVendor
ATMVendor
The Bullion Features• Each bullion is of preferred weight by the bank
• Bullions are globally accepted, domestically certified 995 gold
• Bullions are casted in mica shells in the exact size of a coin
• Each bullion is hologramically stamped for security purposes
“”
Gold products hold a very important place inmany cultures, where physical gold is widelyused and circulated during social activitiessuch as engagement, marriage, new birth etc.
Advantages for Customers• Enables customers to buy globally accepted certified 995 gold bullion
physically 24/7
• Directs people to physical gold savings, in smaller andaffordably amounts
• Consists of an alternative channel to buy gold bullions physically,
• Easy to buy in smaller units
• Both credit and debit cards can be used for payment
Consists analternative channelto buy gold bullionsphysically.
GoldATM's Benefits for Banks• Enables bank to launch a new innovative product to the market
• Potential increase in gold market share and gold trade revenues
• Extra revenue potential, ie. Gold sales transaction fee revenue
• Possibility to reach out to low asset and price sensitive customer group
• Increase in gold saving customers base
• Potential increase in cross-sale, ie. credit cards, debit cards,demand deposits
• Increase in customer loyalty and brand recognitionthrough inert advertisement
• Enables bank to transform every ATM into a gold selling kiosk
• Prevents bank to make huge investments on new ATMs/kiosks
• Low Total Cost of Ownership and high Return on Investment
“Gold ATM System
ATM
INTERBANKCARD
SYSTEM
BANK
We ordered the special design KuveytTurk Goldproduct from İstanbul Gold Refinery.Then we would able to sell physical gold fromKuveytTurk ATM’s coin units. ”
Application's Main Features• Works as a hub between Bank's system, ATM and interbank card center
• Kuveyt Turk's GoldATM System manages all background tasks toenable the sale of gold bullion through existing ATM's coin hopper unit
• Has user friendly and easy to use menu screen management
• Managebility and extensive customizability
• Continuous listening ATMs for gold transactions andinstant reporting to predefined units
• Working as a hub on credit card transactions between the issuer bank'scard system for authentication and transaction authorization
• Connects to the Card System Vendor system for authorization,account cash control and money transactions, on card transactions
• Processes ATM's accounting transactions on gold bullion sales andtransfers records back to Card System Vendor system
• Every communication and transaction is logged and managed byfraudelant management system
• Comprehensive reporting
User friendly andeasy to use menuscreen management
There is no any ATM machine in theworld produced to give gold. To createprestigious product we generate geniousidea which is to make a gold product assame size and weight as 1 TL coin.
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Workflow
Debit / Credit Cardinserted by the user1
2
3
4
5
Passwordvalidation
Gold product shownwith its price on the
Products given by the coinunits to the customer whenauthorisation andaccountancy completed.
• Predefined gold products are listed• The gold product’s instant price
shown as realtime• Customers can buy one chosen
Gold Product in each transaction and thecommission fee is predefined by bank
Gold Inventory Tracking• Gold product tracking inventored on system
by the headquarters with virtual serial number• The gold inventory falls on each
gold product sales• The reconciliation of providing sale done
at the end of the day for each Gold ATM(Accountancy-ATM Case-Inventory Tracking System)
For sales and licensing: [email protected] product specifications and technical inquiries:[email protected]İstanbul/Turkey
Gold ATM System
System Architecture
ProxyGold ATMMachine
Bank Domain
Banking Application Server
ATMSpecific
LayerBusiness
Layer
BankingDatabase
FinancialSwitch
Integrator
ATMMonitoring &Management
Server
ATM/XTMSupport
Desk
For sales and licensing: [email protected] product specifications and technical inquiries: [email protected]
İstanbul/Turkey
