Gilroy Today Spring 2011

GTspring_2011_fol.indd 1 2/13/11 3:26 PM

G I L R O Y T O D A Y S P R I N G 2 0 1 12


S P R I N G 2 0 1 1 G I L R O Y T O D A Y 3

where everyone knows your name!

Konni Thomas and Kassi Swalboski (mother and daughter)

Now Serving Soup and Sandwiches.

Cal

l ahe

ad a

nd w

e'll

have

you

r san

dwic

h re

ady

for y

ou. 1211 First Street, G

ilroy, CA

95020 408-842-1340



Sunrise Cafe



GTspring_2011_fol.indd 5 2/14/11 10:07 AM


w w w. e c o f e s t . u s | 4 0 8 . 8 47. 2717

5th Annual Festival for Eco-Living!Saturday, April 9 Mount Madonna SchoolSummit for the Planet Walk-a-thon Renewable Energy Wildlife Eco-Fashions Organic Foods Live Music Eco-Carnival Community Networking Student Displays & Learning Expo

8440 Murray Avenue 408.847.2726 www.chevys.com

Come Party With UsCome Party With UsCome Party With UsBanquet facilities to t every occasion!



840-7420

SOLD



ServingGilroy since 1995

AffordableRoofing & Solar16495 Vineyard Blvd.Morgan Hill, CA 95020408.770.3333affordableroofing.com

Residential Roofing Solar Gutters Skylights

Repairs Inspections Maintenance Estimates

Local residents Pam & Richard Garcia, Affordable Roofinghave installed over 1,000 roofs in Gilroy since 1995

LIC 765156



Tap Jazz Ballet LyricalHip Hop Ballroom

408-846-53927488 Monterey St., [email protected]

www.StudioThreeDance.com

Enrollment is ongoing call today!



A client dropped in to talk with me and was clearly overwhelmed with the sheer volume of financial information out there. He went on to say

Opinions are like armpits, everyone has

them and most of them stink! It is true that

the world is full of sound bites from media

sources, financial talk shows and large finan-

cial institutions. Endless opinions, conflicting

messages and misinformation have created

financial confusion, even myths, about what

works, what doesnt and what to do next. I

am sure he is not alone in trying to figure out

how to sort myth from reality.

I think its time to eliminate some confu-

sion, get rid of some myths and help people

simplify their financial life with time-tested

guarantees and protection, cash accumulation

and abundant possibilities built into perma-

nent life insurance.

Thats right. Guarantees. Cash. Possibilities. Its that simple.

Sometimes a few truths can go a long way.

The reality is permanent life insurance

gives you all the guaranteed protection and

benefits you would normally associate with

life insurancebut thats only part of the

story. Permanent life insurance can also build

cash to help you achieve a world of possibili-

ties for you and your family.

One famous example of the value of cash

within permanent life insurance was dem-

onstrated by Walt Disney, who borrowed

from his policy to pursue his dream of the

Magic Kingdom. Many dont know that the

cash value of life insurance helped James

Cash keep JCPenney afloat through the Great

Depression. And I have some small busi-

ness owner clients that used the cash values

to help their business weather the financial

demands of the current recession.

I have clients who have used their permanent life insurance to: act as their own banker

start a business

buy a car

provide a down payment on a

vacation home

save for their childrens or grand-

childrens college education

build a bigger nest egg for retirement

supplement their retirement income

Here are a few things you should know about permanent life insur-ance: It should be the center of a sound,

well rounded financial plan.

Cash increases on a tax-deferred

basis and can be withdrawn, income-

tax-free in most cases.

You can take a loan from your policy

for any purpose.

In most states, cash in life insurance

is protected from creditors.

In most cases the death benefit of a

life insurance policy passes income

tax-free to beneficiaries.

While these benefits are not new, I have

found that many people are unaware of the

added value beyond the death benefit. The

bottom-line on permanent life insurance:

Its simple.

Its full of possibilities.

I believe its the most responsible

financial action a person can take as

a cornerstone to any financial plan.

by Jeffrey M. Orth, ChFC, CASLInvestment AdvisorRepresentative of HTK

LifewithPossibilities

FINANCIALLYSpeaking

Jeffrey M. Orth is a Chartered Financial Consultant, a Certified Advisor in Senior Living, and an Investment Advisor Representative, with over 10 years experience as a business and personal plan-ning, insurance, and wealth management specialist. Jeff is available for group lectures and private consultations. Visit his website at www.ifitfinancial.com or call 408.842.2716.

AOJC-0721-01

If you want to hear about all the benefits of permanent life insurance, call your financial professional and get the facts today.


S P R I N G 2 0 1 1 G I L R O Y T O D A Y 23S P R I N G 2 0 1 1 G I L R O Y T O D A Y 23



Best Western Forest Park Inn375 Leavesley Road,Gilroy, CA 95020 | 408-848-5144

www.BestWesternGilroy.comEach Best Western branded hotel is independently owned and operated. 2009 Best Western International. All rights reserved.

100% Smoke Free Hotel Complimentary Hot Breakfast Business Center Fitness Center Heated Pool & Spa Meeting/Banquet Facilities Complimentary High Speed Internet Interior Corridor Handicap Rooms and Parking Pet Friendly Children 12 and under stay free

Our standard amenitiesare anything but.



OLD HOUSE RESTAURANT

This past year the Foundation funded over one-quarter of a million dollars in local programs. Some of these included: adult day care, housing for the homeless, our local Salvation Army, an elementary school violin program, early childhood education, and St. Josephs Family Center.

The Gilroy Foundations Board of Directors is aware of local needs. The Directors have developed a strategic plan which involves a four-year campaign to increase its assets from $7.5 million to $10 million. Achieving this goal would make an additional $200,000 available annually for grant giving. The Board of Directors particularly wants to increase the Community Needs and Field of Interest Funds. These types of gifts give the Foundation greater freedom to address a wider range of needed community grants.

Call Donna Pray

Executive Directorat 408.842.3727

www.gilroyfoundation.org

Want to be involved?

FoundationGTad.pdf 1 2/16/11 10:46 AM


G I L R O Y T O D A Y S P R I N G 2 0 1 1 S P R I N G 2 0 1 1 G I L R O Y T O D A Y42 43

Contact information: Nora Art Design408 842 [email protected]

Gilroys Got Talent

Nora Nora is an artist,

a muralist, a faux

painter, an interior

designer and a

contractor and full

of fun and whimsy.

Like her name, Nora is short and sweet. But in that little pack-age there is a huge amount of talent, drive, focus and fun. Nora is

a painter, a sculptor, a muralist, a faux painter, an interior designer,

and a contractor. A contractor? Years ago Nora was doing more and

more design work for new construction and remodeling projects.

She had a hard time getting respect from some of the workers. Her

desires and designs were not always communicated properly from the

general contractor to the workers, so she obtained her own general

contractors license and did the communicating herself.

Nora always knew she was an artist. She spent her early years in

Arizona with her namesake, Grandma Nora, an artist and teacher.

Nora spent a lot of time with her grandmother. When grandma

taught, Nora went with her to class because Grandma Nora enrolled

the younger Nora as a student! Nora went to high school in Gilroy,

lived in New York, San Francisco and Napa and is now back in

Gilroy

She does Venetian plaster and faux painting. It is hard to tell that

her faux marble walls are not real! These skills led her to a major

job in the Oakland Tribune Building matching some of the original

finishes on walls and floors. One of the other unique skills she has

developed is to make walls look like the favorite painting of a client.

The projects start with the painting. She then mimics the painting

style and colors on the walls surrounding the painting. The final

look is remarkable and very custom. Nora also does her own weld-ing on her outdoor sculptures!

Nora paints happy as she describes it. Often in her work, there

is a surprise, something unexpectedlike a real tree branch that

projects out of a painting, or a life-sized cow tribute to Van Gogh,

or a four-foot tall Chanel bottle. Paintings are rarely finished. They

are a work in progress until they are sold! Noras multifaceted tal-ents have given her opportunities to design and build an outdoor

fountain that blends real rock with extraordinary imitations. She has

done shadow paintings on man cave walls. She has designed and

built a bath filled with clouds, LED stars and soothing finishes.

By Larry J. Mickartz


clientproject

datecolorlivetrimbleedscale

job no.

material close

Gilroy GardensGilroy Today Ad

2/1/114cVisual3.68w x 10 hnone100%

2/1/11

GG-2111

GENERALADMISSION

TM, & 2011 Gilroy Gardens, Inc. All Rights Reserved. Gilroy Gardens is a 501(c)(3) non-profit organization.

Present this coupon at any open ticket window atGilroy Gardens Family Theme Park and save $15 OFFeach single day general admission ticket price of $44.99(ages 3 and up) up to six (6) people. Valid for single daygeneral admission only, which includes use of all rides,shows, and attractions in operation on day of use exceptpay events/concerts and pay-per-play attractions.Coupon is valid 3/27/2011 11/27/2011 during 2011public operating days only. Not valid with the Lotsa Cardpromotion. Not valid on park company rentals or specialevents, including but not limited to Holiday Lights. Not validwith any other offer, discount, coupon or promotion. Call(408) 840-7100 or visit www.gilroygardens.org toconfirm public operating dates and hours as they aresubject to change. PLU 7510686

Play among the rock gardens, take a ride in agiant strawberry, or hop on a train adventurethrough tunnels and around trees that twist,turn and grow sideways. Gilroy Gardens iswhere nature, imagination and your family allgrow together.

GG-2111 Gilroy Today Ad:Layout 1 2/1/11 3:59 PM Page 1


Selling Santa Clara Valley since 1981

We will negotiate the best possible price, whether buying or selling your home.

THE TERI NELSON TEAMTeri Nelson, Realtor Jane Morrison, Assistant DRE #00858151

INTERO REAL ESTATE SERVICES, INC.175 E. Main Avenue, Suite 130Morgan Hill, CA 95037Direct: 408.425.5200Efax: [email protected]

Teri is a true professional. Her positive attitude and tenacity made the process of buying our new home and selling our home in Almaden a very smooth transi-tion. She guided us and helped make it a wonderful experience. Roger and Kathy Martarano


Documents

Gilroy Today Spring 2011