Four Year Contract 2007-2010 Tentative Agreement Subject to Ratification Members have a right to approve or reject a Contract by vote. Ask yourself: Is

Four Year Contract 2007-2010• Tentative Agreement Subject to Ratification

• Members have a right to approve or reject a

Contract by vote.

• Ask yourself: Is this contract in the best economic interest of you & your family?

• Ask yourself : Did the CWA National act in your best interest or for other motivation?

• 1.5% base salary pay toward Health Benefits

• .5 % of base salary into pension system.

•Ask yourself: Is this turning back the economic clock?

Across the Board Increases• 07/01/07 Year 1: Increase on $alary

• 07/01/08 Year 2: Increase on $alary



3 %

3 %

3.5 %

3.5 %

Administrative/Clerical Administrative/Clerical EqualizationEqualization

• The salary tables of the A Bargaining Unit will be adjusted to

reflect the P,R, & S Units.

The equalization provision adds $50 to $125 to the annual salary to

workers in the A bargaining unit.

• Employees making less than $37K receive their % raise plus a cash bonus.

• The bonus is calculated per the following formula:

• Base$ minus $37K x .03% = Bonus

$25,000 minus $37,000 = ($12,000 x .03 %) = $360

Example 1. Jane makes $25,000 and will get a 3% raise:

.03 x $25,000 = $750 plus $25,000 = new salary of $25,750.

Now calculate the bonus…..

Base$ minus ($37K x .03%) = Bonus

$30,000 minus $37,000 = ($7,000 x .03 %) = $210

Example 2. Joe makes $30,000 and will get a 3% raise:

.03 x $30,000 = $900 plus $30,000 = new salary of $30,900.

Now calculate the bonus…..

• July 1, 2007 Clothing Allowance = $650




Health Benefit Concession• Effective July 1, 2007 1.5% of your salary will be deducted for the cost of health care.

Base $alary X .015 = Health Care Cost

$25,750 X .015= $ 386.25

More than half of the increase eaten away by the health care give-back!

Scenario #1 Jane makes $25,000 and receives her July 07 raise. Her new base salary is now $25,750. The cost of her

health share cost is calculated by the following formula:

Recall that Jane also received a $360 bonus but that was eaten away by the increase in gasoline and heating oil

Health Benefit Concession

Scenario #2 Joe makes $30,000 and receives his July 07 raise. His new base salary is now $30,900. The

cost of the health share cost is calculated by the following formula:


$30,900 X .015= $ 463.50 More than 1/2 of the increase eaten away by the health care

give-back!Recall thatJoe also received a $210

bonus but that was eaten away by the increase in prescription drugs & co-

pays.

Health Benefit Concession

Example #3 Jill makes $50,000 and receives her

July 07 raise. Her new base salary is now $51,500. The cost of the health share cost is calculated by the

following formula:


$51,500 X .015 = $ 772.50 More than 1/2 of the increase eaten away by the health care

give-back!

Jill received no bonus but faced the same increases in gasoline, heating oil and

prescription drugs & co-pays as Jane and Joe.

Increased Medical Co-pays • Effective 07/01/07: Doctor visit co-pays

increase from $10 to $15 or 50%.

• Effective 07/01/07: Emergency room visit co-pays increase from $25 to $50 or 100%.

Remember Jane making $25,750 now with her new base salary. She is a single Mom with a two-year old and a seven year-old. Last year

the family had six visits to the doctor and two emergency room visits (Don’t ask).

Last year that amounted to $115.

Next year it will cost $190 or 60 % more. Maybe the kids won’t get sick. Maybe they won’t get

hurt. Good Luck Jane.

Prescription Drug Co-Pays • Effective 07/01/07 30- Day Non- Mail Order:

• $3 Generic Drugs• $10 Brand Names (where there is no generic

equivalent or the patient is unable to use the generic.)

$25 Brand Names (where there is a generic

& patient does not have doctor certification for exclusion.)

Prescription Drug Co-Pays • Effective 07/01/07 90-Day Mail Order:

• $5 Generic Drugs• $15 Brand Names (where there is no generic

equivalent or the patient is unable to use the generic.)

$40 Brand Names (where there is a generic

& patient does not have doctor certification for exclusion.)

Pension Deduction Increase• All Bargaining Unit Employees shall increase

their Pension contribution from 5.0 % to 5.5%

• Jane makes $25,000

• 07/01/07 her salary increases

to $25,750 and will contribute $1287.50 per year

(5.5% x 25750) – (5.0% x 25750) = Differential

• $1416.25 -1287.50 =$128.75 more

New Preferred Provider Organization (PPO) Health Plan

• Effective January 1, 2008

• Features no gate-keeper to approve referral to a specialist.

• Features a broad national network,• Traditional Plan and NJPlus no longer

available for active employees.• Will Retirees retain Traditional Plan and

NJPLus? or

Enroll in New PPO

• An employee hired after 07/01/07 making more than the S.S. Max

($97,200) will participate in the D.B. Plan for salary up to that amount.

• The salary in excess of SS Max will be subject to a D.C. Plan with the employer contributing 3% and the

employee contributing 5.5%.

• All B.U. Employees shall increase their Pension contribution from 5.0 % to 5.5%

Take Jane the single mom making $25,000:• 07/01/07 her salary increases to $25,750

and will contribute $1416.25 to her pension.

• That amounts to $128.75 more at the 5.5% rate.

• Take Joe who is making $30,900 • 30,900 x 5.5% = $1699.50 - $1545 @5% =

$154.50 More

• Take Jill who is now making $51,500• 51,500 x 5.5% = $2832.50 - $2575 @5% =

$257.50 More

Two-Tier Provisions

• Employees hired after 07/01/07 must reach sixty (60) for full retirement without

penalty.

• Early retirees between 55 and 60 will incur a 1% per year penalty.

JANE JOE Jill‘06 Salary = $25,000 ‘06 Salary = $30,000 ‘06 Salary = $50,000

‘07 Salary = $25,750 ‘07 Salary = $30,900 ‘07 Salary = $51,500

$750 Increase $900 Increase $1500 increase

Health -$376 Health - $463 Health - $772

Before taxes : $374 Before taxes : $437 Before taxes : $728

Pension - $129 Pension -$154 Pension -$257

Before taxes $245 Before taxes $283 Before taxes $471$9.42 / pay before tax $10.88 / pay before tax $18.11 / pay before tax

Bonus = $360 Bonus = $210 Bonus = Zero $

Total $605 Total $493 Total $471No Clothing Allowance Clothing = $650 No Clothing Allowance

A Unit EQ = $33

The Worm in the Apple There never was a

juicy Red Apple to be negotiated because that apple was eaten away before it was

placed on the table by:

1. Turns Back the Economic Clock2. Provisions are Inequitable to Jill, Joe & Jane.

3. The Health & Pensions Concessions are contrary to motions made by the members.

4. Other Unions were given better benefits.5. Ideologically it sets the labor movement back

50 years.6. The increases do not keep up with the rate of

inflation.7. The National played political football at our

expense.

Documents

Four Year Contract 2007-2010 Tentative Agreement Subject to Ratification Members have a right to approve or reject a Contract by vote. Ask yourself: Is