FEBRUARY 2015 | NUMBER 3478 VOLUME 107 Founder’s Daynsslife.org/wp-content/uploads/NSSNatlNwsFeb15.pdf · Annuity Statements The 2014 Annuity Statements have been printed and mailed

FEBRUARY 2015 | NUMBER 3478 VOLUME 107

�ational �lovak �ocietyN A T I O N A L N E W S

Where “Family Matters”

Founder’s Day

�ational �lovak �ocietyN A T I O N A L N E W S

N AT I O N A L S L O V A K S O C I E T Y N E W S F E B R U A R Y 2 0 1 52

National Slovak Society News

Periodical Postage Paid at McMurray, Pennsylvania and Additional Mailing OfficesOwned and Published by the

NATIONAL SLOVAK SOCIETYOF THE UNITED STATES OF AMERICA

Organized February 16, 1890351 Valley Brook Road, McMurray, PA 15317-3337

USES 0371-140 - ISSN: 0027-7940Phone: (724) 731- 0094 -- E-Mail: [email protected]

NSS Web Site: www.nsslife.orgFax No: 724-731-0145

Founder and Honorary President, Peter V. Rovnianek

EDITORLORI CROWLEYPublished Monthly

Send articles for publication to:Lori Crowley

351 Valley Brook RoadMcMurray, PA 15317-3337

Unsolicited manuscripts are not returned unless accompanied with a self-addressed stamped envelope.

Deadline: 5th of preceding month.

“POSTMASTER” SEND ADDRESS CHANGES TO:NATIONAL SLOVAK SOCIETY

351 VALLEY BROOK ROAD, MCMURRAY, PA 15317-3337

NSS EXECUTIVE OFFICERSDavid G. Blazek, FIC, President & ElderJoseph Stefka, Jr., Chairman of the BoardLinda M. Strom, Secretary/Treasurer

NSS BOARD OF DIRECTORSAlan Burns

Michael CzarneyAndrea GarbonKeith S. GodorAbigail GrossRobert KatricakSusan OndrejcoDrew Wesnak

NSS HONORARY OFFICERS

Sophia Hudak, Tribunal MemberAnthony Beno, Director

Dean Burns, Vice-PresidentEdward Havir, DirectorMary Jo Holker, DirectorEdward Koches, DirectorPaul J. Godor, Director

Joseph Tomaskovic, Jr., Director

FSWFE HONORARY OFFICERSJustine Wesnak, President

Reverend Monsignor Thomas V. Banick,Spiritual Advisor

PBU HONORARY OFFICERSHenri O. Albert, President

ROCWMAS HONORARY OFFICEROlga Kasnot, President

FSWFE and PBU merged with NSS in 1997ROCWMAS merged with the NSS in 1998

Inside this Issue...

From the Executive Officers

Assembly Activities

NSS Financial Matters

President’s Column................................. 4Secretary/Treasurer ................................ 5

Activities at a Glance ............................ 3

Annuity Interest Rates ............................ 10

NSS Activities

Assembly Photos ..................................... 8Fraternal Activities Coordinator .............. 9

Na;rodne; Noviny

Historicky; Februa;r vAmericko Slovenskom ................ 15

Vesele; fasiangy ................................ 1514. Februa;r ........................................ 15

Assembly News

PVR Donations ....................................... 6Departed Members ................................ 7Meeting Notices .................................. 12-13 125th Anniversary Banquet Invitation ................. .............................. 19

Youth Circle

Youth Achievement Rules ....................... 14Ornament Contest Winners...................... 17

NSS Sales Department

National Sales Director............................ 11


Activities at a Glance...

REGION 2 Assemblies L075, 0146, 0617

February 7 Region 2, Meeting/Luncheon, Grotto Pizza, Edwardsville, PA at 12:30 pmFebruary 21 Assembly 0617, Meeting/Luncheon, Grotto Pizza, Edwardsville, PA at 12 Noon

REGION 5 Assemblies P38A, 0039, 0100, L105, 0108, 0123, L161, 0283, 0377,0434, 0441, 0588, 0700, 0737, 0774, 0809

February 7 Assembly 0737, Meeting, Godor’s residence, N Huntingdon, PA at 1:00 pmFebruary 15 Assembly 0123, Legacy Theater (Tamburitzans) at 2:00 pmFebruary 22 Assembly 0377, Meeting, Grand China Buffet, Washington, PA at 3:00 pmMarch 3 Assembly 0039, Meeting, I-HOP Restaurant, Uniontown, PA at 6:00 pm

REGION 7 Assemblies P09A, 0008, 0731

February 15 Region 7, Meeting, Poland Christian Church, Lowellville, OH at 1:30 pmFebruary 15 Assembly 731, Meeting, Poland Christian Church, Lowellville, OH at 2:30 pm

REGION 8 Assemblies 0004, 0070, 0160, 0432, 0595

February 24 Assembly 0432, Meeting, Beno’s residence, Lakewood, OH at 7:30 pmFebruary 28 Assembly 0432, Annual Dinner Dance/Reverse RaffleMarch 15 Assembly 0070, Meeting, Dr. Martin Luther Church, Brooklyn, OH at 12:15 pm

REGION 10 Assemblies 0586

March 1 Assembly 0586, Meeting (Time and Location TBD)

REGION 14 Assemblies RO59, L102

No activities at this time

REGION 15 Assemblies L002, 0028, L145

March 28 Assembly 0028, Meeting, Holy Name of Jesus School Meeting Room at 10:00 amMarch 28 Region 15, Annual Meeting, Holy Name of Jesus School Meeting Room at 9:00 am

AT LARGE Assemblies R019, L040, 0110, 0236, 0299, 0381, 0554, 0568, 0705, 0800, 0813

March 22 Assembly 0381, Welcome Spring Lunch/Meeting, Hungarian Rhapsody, South Gate, MI at 2:00 pm

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Happy Valentine’s Day


From The President’s Desk…

National Slovak Society News from the Home Office

David G. Blazek, FICNational President

Greetings as we begin the shortestmonth of the year. Ground Hog Day ison Monday, the 2nd, Presidents Day is on Monday the 16th which by theway is the day we also celebrate thefounding of the National Slovak Soci-ety which is 125 years old this month.As most of you have already read, wewill be holding a Gala Banquet on Saturday, March 7th to commemoratethis most prestigious accomplishmentof the society. Details can be found onpage 19.Wednesday, March 18th kicks off

the Lenten season with Ash Wednes-day, and don’t forget the candy andflowers for your sweetheart on Satur-day, February 14th; Valentines Day.In looking at the NSS calendar I

see a few Region or Assembly meet-ings and Assembly 432 will be hold-ing their annual Reverse Raffle onFebruary 28th in Lakewood Ohio; always a fun evening.

News of NarodniarsSpecial anniversary wishes go out to Veronica (aka Valerie) and Cliff Moeller

who will be celebrating their 55th wedding anniversary on February 2nd and also toHelen and Dominick Sokolovic who will be celebrating their 65th Wedding Anniversary on February 4th. Happy birthday wishes go out to the Chojnicki's, Tony, Philip and Mary Lou,

Linda Beno, Charlie Lloyd, Maureen and Bob O'Neill, daughter Danielle Lavin andgrandson Cooper Lavin. Congratulations to all others celebrating a birthday or wed-ding anniversary in February.My deepest sympathy to our National Sales Director, Greg Felton, and his family

on the passing of Greg’s dad, Kenneth Felton, Sr.

�Estate Planning..either by you or by the GovernmentThe estate tax structure can effectively reduce your estate by up to 60%. By fol-lowing some basic steps of estate planning, you can significantly reduce this taximpact on your beneficiaries.1. Prepare a will. Be sure it keeps pace with changes in tax laws and your individ-ual circumstances. Unfortunately, seven out of ten Americans die without a willand consequently, the laws of their states decide the disposition of their assets.2. Federal Unified Estate and Gift Tax Exclusion. The IRS allows each of us to pass acertain dollar amount of assets to beneficiaries free of federal estate and gift taxes.Using the applicable exclusion amount during your lifetime can effectively reduceyour estate by the value of the gifted property as well as any income earned or sub-sequent appreciation on the property. Consult your tax advisor for the correctamount you can pass on annually.3. Monitor retirement plan assets. Determining the correct strategy for dealing withthe estate and income taxation of these accounts depends on your individual ob-jectives. Once again, consult your attorney or tax advisor on this.4. Keep enough assets liquid to take care of estate taxes. Generally the IRS demandsthat any estate tax liability be satisfied within nine months of the date of death. Besure your heirs are not forced to sell investments at a loss because of a shortage offunds to satisfy the IRS.5. Gift what you don't need. Lifetime gifts can not only reduce your estate and sub-sequent estate tax liability, but also shelter asset appreciation from taxation. Youmay transfer up to $14,000 per person each year (2014 numbers) without incur-ring any gift tax.6. Start soon. Discuss your estate planning objectives with your attorney and yourCPA so that you can develop a plan for effectively transferring wealth to your heirs.

Happy 125th Birthday to NSS on February 16th

N AT I O N A L S L O V A K S O C I E T Y N E W S F E B R U A R Y 2 0 1 5 5

National Slovak Society News from the Home Office

A Page From My Notebook......By Linda M. Strom, National Secretary/TreasurerEmail: [email protected]

In Case You Forgot..I know you read about the big event

in Dave’s article but just in case youforgot I’ll say it again...HAPPY 125thBIRTHDAY NSS! Boy how time flies. Ican remember attending the 100thAnniversary celebration in 1990 andnow its 25 years later and we celebrateour 125th. March 7th is the date, theCrowne Plaza in Southpointe is theplace and 5:30 p.m. cocktails beginthe celebration. Join us for a greatevening of food, friendship and fun.See the Ad on the inside back cover formore information. PS - I just realizedthat I’m 25 years older too, UGH!

Fraternal TrackingAssembly and Region activity

forms for 2014 continue to come in.The final report will be mailed to eachAssembly in March. I will also presentmy fraternal tracking report to theBoard in May for their approval of the2014 Fraternal Allowance and the Diamond and Platinum awards.

Annual Assembly andRegion Reports

Just a reminder to send in your four (4) Annual Assembly and RegionReports by March 1st. I will use thisinformation for reporting our activitiesto the American Fraternal Alliance andalso as supporting documentation forinquiries which may be received fromthe PA Insurance Department or theIRS.

Winter Board Meeting In compliance with Article 6, items

F & H, of the By-Laws, the NationalAssembly shall meet on:

Saturday, March 7, 20159:00 a.m.NSS Home Office351 Valley Brook RdMcMurray PA 15317

All members of the National Assem-bly including David Blazek, President,Linda Strom, Secretary/Treasurer,Joseph Stefka, Jr., Chairman of theBoard, and Directors: Alan Burns,Michael Czarney, Andrea Garbon, KeithGodor, Abigail Gross, Robert Katricak,Susan Ondrejco, and Andrew Wesnakas well as Legal Advisor RonaldCooper, shall attend this meeting.At this meeting, all matters relevant

to the welfare and best interest of theSociety that fall into the Scope of theBy-Laws as they appear to the NationalAssembly shall be acted upon.

2014 Annual StatementThe 2014 Annual Statement

reflecting the year ending 12/31/2014is due for submission to the NAIC andall states where we are licensed to sellby March 1st. We are once again opti-mistic that our 2014 results will again show a year of controlled andsteady growth.

125th AnniversaryScholarshipI’d like to take this time to thank

each Assembly, Region, Member andFriend of the NSS for your support inhelping us to reach our goal to createa new 125th Anniversary PerpetualScholarship for our youth. Throughyour generosity, we are half way home.Our final report will be presented atthe 125th Anniversary Banquet onMarch 7th.

Annuity StatementsThe 2014 Annuity Statements

have been printed and mailed. If youhave not received your statement(s)please contact Lisa Shriver at theHome Office.

A February To DoDid you remember to maximize your

savings by increasing your contributionsto the highest level you can handle; atleast up to the company match. If youare self employed look into special tax-savings vehicles.

Visit our website atwww.nsslife.org

My deepest sympathy goes out toSales Director Greg Felton on the passing of his father Kenneth. Also, to our CPA Joe Dickert, on theloss of his father Walter.



6

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PVR Scholarship Fund DonationsDecember, 2014In Memory of John McCandless:From Assembly 123 20.00

In Memory of Lucy Santucci:From Assembly 123 20.00

In Memory of Janet Summer:From Assembly 123 20.00

In Memory of Craig Trax:From Assembly 123 20.00

In Memory of Nancy Noofita:From Assembly 123 20.00

Matching Funds:From Assembly 160 400.00

Donations:Joseph Charney 25.00Assembly 160 400.00Debbie Bradley 50.00

PVR 125th AnniversaryPerpetual ScholarshipDecember, 2014Donations:Assembly 123 250.00Assembly 737 300.00George R Vircik 300.00Bernadine F Brown 25.00Assembly 075 125.00Assembly 441 250.00Assembly 039 250.00Assembly 588 125.00Matching Funds - A-0588 125.00Assembly 070 200.00Linda Strom 250.00Assembly 108 250.00Assembly 105 500.00Assembly 110 250.00Richard & Virginia McMurdy 25.00Matching Funds fromAssembly 070 Fund Raiser 200.00Assembly 800 250.00Edward & Carole Koches 100.00Region 8 125.00Region 8 Matching Funds 125.00 Assembly 586 50.00Michael Racko 60.00Gertrude Mellett 250.00

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MEMORIAL TREELEAF DONATIONSDecember, 2014

In Memory of Assembly 039 Deceased Members in 2014 :From Assembly 039 250.00

In Memory of Martha Ferianc:From William Ferianc 250.00

Louis LeoAssembly 586Louis Leo, long time active member

of Assembly 586 passed away peace-fully in his sleep on December 31st,2015 at the age of 95. He will be missed by many of us.

Details of Louie’s life will be in thenext issue.

Bill Knoll, President of Assembly123 standing at the corner of Chestnutand Spring Garden Avenue on theNorthside of Pittsburgh where 125years ago the NSS was founded. APittsburgh Fire Station has replacedthe building where the initial meetingtook place.

Memories

Assembly 813Assembly 813 celebrated the spirit

of the Christmas season by participat-ing in the Turkeys from Heaven project.Some members set up, some preparedthe food for cooking, some cooked andsome delivered the meals to the lessfortunate. More than 2,100 turkeys,with accompanying side dishes, cran-berry sauce, rolls and dessert were pre-pared and delivered on a cold rainyday, but the spirit of Christmas waswarm. The assembly also presented acheck earlier in the month to the MarineCorps Toys for Tots campaign.The Assembly members completed

their National Fraternal Project whichbenefitted the Brown Bag Program of theWiregrass. A check, which will monthlyprovide two grocery bags of food for asenior recipient for a full year, was pre-sented to Shirley Almond, Program Director of the Brown Bag Program.A Christmas party was held on

December 22nd as a culmination of theholiday festivities. Carols were sung,stories exchanged and music andlaughter filled the air. Good food andbeverages and good friends made for afun night enjoyed by all. Merry Christ-mas to all and a Happy New Year!

Mary Jo HolkerSecretary

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MEMORIAL TREEACORN DONATIONSDecember, 2014

In Memory of Jean Blazek:Assembly 774 100.00Assembly 441 50.00Assembly 123 50.00Assembly 070 10.00M/M Kevin Crowley & Family 50.00M/M Rudy Ondrejco 50.00M/M Wil Glaser 20.00Edward & Nick DePersis 100.00M/M Joseph Stefka, Jr. 50.00M/M John Seich 20.00Linda Strom 100.00M/M Paul J Godor 300.00Home Office Staff 100.00



OUR DEPARTED MEMBERS December, 2014

Name City and State Date of Death Assembly

Ackerman, Mary Ann M Bethlehem, PA 07/14/2014 L102Allen, Loretta B Pittsburgh, PA 10/10/2014 0434Angst, Croon A Bristol, PA 01/01/2014 R059Baytos, Margaret R Canfield, OH 11/03/2014 0008Bevelacqua, Sam Cleveland, OH 11/11/2014 0004Bohacek, Magdeline E Pewaukee, WI 11/08/2014 0774Bordo, Sylvia M Carnegie, PA 09/25/2014 0434Bujnovski, Rita Ansonia, CT 09/26/2014 L002Byers , Virginia Follansbee, WV 11/03/2014 0809Carvalho, Mary K Sun City Center, FL 11/20/2014 0813Deross, Marlene J Elizabeth, PA 11/05/2014 0434Ellison, Wanda J Wheeling, WV 12/01/2014 0774Estes, Robert W Herndon, WV 11/11/2014 0774Garwell, Richard A Wisc Dells, WI 11/13/2014 0586Georgette, Barbara Stratford, CT 11/17/2014 0028Halbur, Ronald W Wisconsin Rapids, WI 10/28/2014 0774Halkovic, Gloria J Bridgeport, CT 10/24/2014 L002Hicks, Druzilla Culloden, WV 10/20/2014 0809Hohrun, Helen Mentor, OH 05/28/2014 0568Huckestein, Joseph C Sun City Center, FL 11/13/2014 0813Huda, Regina M Ashley, PA 10/17/2014 0617Humbert, Frances L Venetia, PA 03/05/2014 0434Hunka, Anna Newville, PA 10/02/2014 P31MKempe, Philip Boca Raton, FL 11/19/2014 0800Kleman, Raymond J Chillicothe, OH 03/14/2014 0595Kochuliak, Evelyn R Cambridge, MA 04/25/2013 R059Majeski, Steve C Warren, MI 11/20/2014 0381Mapleton, Jo Ann Pittsburgh, PA 08/08/2014 0100Masar, Anthony J Muskego, WI 11/18/2014 0774Milam, Ruth Dunbar, WV 09/20/2014 0595Prince, Dorothy A Staten Island, NY 11/21/2014 P31MRideout, Vina L Sewickley, PA 03/05/2014 0283Riffle II, Richard G Greensburg, PA 09/26/2014 0737Romano, Agnes Carnegie, PA 11/08/2014 0434Rueth Jr., John E West Allis, WI 07/23/2014 0774Schroer, Carol K Bay City, MI 11/05/2014 0381Smith, Edith E Saxonburg, PA 12/05/2014 0774Sova, Carmeen Worland, WY 09/18/2014 0381Stephenson, Martha A Pittsburgh. PA 11/04/2014 0434Swasy, Clark O Indiana, PA 12/06/2014 0038Trautvetter, Janet Darlington, PA 07/15/2014 0283Trautvetter, Ray S Darlington, PA 07/15/2014 0283Treylinek, Albert G St. Marys, PA 10/07/2014 0100Turkiewicz, Walter Linden, NJ 09/17/2014 P31MUrsini, Gustie Ottawa, IL 12/09/2006 0586Valkosky, Ruth E Wintersville, OH 11/13/2014 P38AVallo, Mark Kulpmont, PA 12/03/2014 0774Workman, Ann Croydon, PA 05/20/2014 R059

Happy BirthdayA meeting was called at Walther’s

Hall in Allegheny township (today theNorth Side of Pittsburgh) on Sunday,February 15, 1890 by our founderPeter V. Rovnianek which marked theformal beginning of the National Slovak Society of the USA.As a result of this charter meeting its

Constitution and By-Laws were ratified, goals for the future were setforth and cultural and economic mat-ters were discussed as the societypledged to promote Slovak culture inAmerica. With this emphasis on theeconomic and social plight of Slovakimmigrants in the United States, pri-vate voluntary funding was establishedto provide relief for Slovak workers whobecame sick or disabled and to helpshoulder the burial expenses. An initialdeath benefit of $200.00 was setthrough the $50.00 donations fromfour visiting delegates. It was furtheragreed to pay members a weekly sickbenefit.Finally, by-laws were established for

administration and a symbolic seal wasadopted.This first meeting created a safe

haven for Slovak immigrants comingto the United States and for those thatwere yet to come. Little did they knowthat 125 years later the National SlovakSociety would be the oldest, and one ofthe strongest, Slovak Fraternal BenefitSocieties in the United States.God grant that the spirit of the

“Founding Fathers” shall continue tolive. In that spirit, the members of ourNational Slovak Society, as Americans,as Christians, as humanitarians, at alltimes proud of our Slovak origins, proudof our Slovak ancestry, shall carry onfor God, for country, for mankind. Weshall go forward to new times, newways and new successes, ever guidingthe footsteps of thousands of Americansof Slovak ancestry along the paths of“fatherhood of God” and “brotherhoodof man.” With these thoughts in mind,

Happy 125th Birthday

National Slovak Society



PVR Recipient Sings His Heart Out

Joe Moeller, a member of the National Slovak Society, and son of Edward & Janice Moeller of Pittsburghand grandson of Cliff & VeronicaMoeller, has been sailing the seas withRoyal Caribbean Cruise Line since November 2010. Joe is a lead singer ofthe review shows performed on theships. In his travels, he has visitedAlaska, Australia, New Zealand, Hawaii,the Mediterranean countries of Greece,Italy, and Turkey, and the Baltic coun-tries of Norway, Sweden, Denmark, andGermany while performing on theRhapsody and Splendour of the Seas. Joe works on the ships for six months

at a time. In March, 2015, he will beginhis fifth contract with Royal Caribbean,entertaining guests of “Splendour ofthe Seas” traveling to Brazil, Spain,the Canary Islands and back to theEastern Mediterranean through Octo-ber. When Joe is not “at sea” he worksfor ARC Human Services of WashingtonCounty, which is a group home foryoung adults with special needs.Joe is a 2003 graduate of Baldwin

High School in Pittsburgh, PA, wherehe played the lead of Tony in West SideStory his senior year. With the assistanceof the PVR Scholarship he receivedfrom the National Slovak Society, hereceived a Bachelor’s of Fine Arts de-gree in Music from Indiana Universityof Pennsylvania with a minor in theater.There he also performed in many op-eras and musicals, including the leadof Sky Masterson in guys and Dolls in2007. He is very grateful to the NSSfor all of their help and support overthe years as he pursued his career inmusic and performance.

My Slovakia Tour - Part 5(Continued from last month)

This part of our tour took us to the Eastern section of Slovakia, We visited the citiesof Levoca and its sister city Spisska Novaves. At Spisska we were invited to a Statedinner and reception by the mayor. This was impressive! At a formal reception themayor provided entertainment and other formalities, such as our receiving keys to thecity, and T.V. news coverage. My wife and I were interviewed, which was seen by Slo-vak T.V. all over the country. After returning home, we received an email showing uswhat was televised. Entertainment was provided during and after the fantastic formaldinner. I actually had the honor of sitting next to the Mayor and the Director of Inte-rior. Our tour included a visit to Spissky Hrad, which was the largest fortified castle inCentral Europe. It was located on top of a mountain, and it was enormous. The Turkscontinually assaulted this castle, but they were never successful in taking it over. Le-voka is a beautiful medieval city where our tour, once again experienced a great dinnerwith entertainment. We danced with and observed our entertainers and had an amaz-ing time. The Village of Litmanova, in the Levoka area, had a shrine where several ap-paritions of the Blessed Virgin Mary, under the title of the Immaculate Purity on ZvirMountain, occurred. We said a rosary at the shrine and observed many people apply-ing Holy Water to their ailments, as well as, filling bottles with this water to takehome. The spring was at the shrine, and Pope John had mass on the Zvir Mountain bythe church. We were told that over 100,000 people came to celebrate the Mass, andto see the Pope. In our travels we observed an enormous whirlpool manufacturingcomplex, and numerous Auto Manufacturing Facilities. Slovakia manufactures morevehicles than any other country in Europe, which includes, Hyundai, Volkswagen, Kia,and Peugeot. Upon arriving in Kosice we observed an enormous U.S. Steel Manufac-turing complex. Kosice is the second largest city in Slovakia and is very close to theUkrainian Border. We had free time, so we shopped and took in the sites. The next in-stallment will be the final part of our tour.

Donald J Kolecky

Region 7 Group Photo

Members attending our annualChristmas Party with Mr. &Mrs. Santa.

Congratulations!!An early Christmas present was delivered to

NSS Director Abigail Gross and her husbandMichael on December 3, 2014, the birth ofOliver John Gross. His older brother Elliot is sohappy to be a BIG brother!



Fraternal Matters...By: Pam BlumFraternal Activities CoordinatorEmail: [email protected]

125th Anniversary BanquetFor the past few months, mention

has been made to the upcoming Banquet celebrating our founding 125years ago. If you would like to join usto celebrate this milestone please seethe inside back cover of this issue forall the details!!

125th Anniversary PVRScholarshipTo date $8,060 has been donated

to the 125th Anniversary Scholarship.We are well on our way to reaching ourgoal of $12,500. If you would like tomake an investment in our youth anddonate to the cause please send yourcheck payable to: 125th PVR Scholarship Fund351 Valley Brook RdMcMurray, PA 15317

2015 Fraternalist of the YearAs a fraternal benefit society our

mission calls us to “reach out to touchlives” in concern for those in needaround us through our families,churches and communities. The pur-pose of this award is to recognize thosemembers of the NSS that have gonethat “extra mile” in volunteer fraternalservices (i.e. meals on wheels, hospitalwork, visiting shut-ins, etc.). We areencouraging all assemblies and for theNSS membership to nominate a fellowmember who is deserving of considera-tion for this award. Please contact theHome Office or visit our web site atwww.nsslife.org under “Forms” clickon “Fraternal”.

2015 NSS YouthAchievement AwardIn 1998 The National Assembly

voted to establish a “Youth Achieve-ment Award” that is similar to our“Fraternalist of the Year Award” foradults. The contest is open to all NSSYouth Members under the age of 21.The award is directed at youth who dooutstanding fraternal work in one of thefollowing areas; school/work, commu-nity, church and their local assembly. Ifyou know of a youth member who isdeserving of consideration for thisaward please contact the Home Officeor visit our web site at www.nsslife.orgunder “Forms” click on “Fraternal”.

2015 United SlovakFraternals BowlingTournamentThis year’s tournament will be held

May 1-3, 2015 at Eastway Lanes inErie, PA. Hotel accommodations willbe provided by the Hilton Garden InnHotel, Erie, PA. Details & Registrationform will be in the March issue.

All you need islove, but a

little chocolate now and thendoesn’t hurt.

…. Charles M Schulz

Youth Achievement AwardNomination forms due April 1, 2015

Fraternalist of the YearNomination forms due April 1, 2015

United Slovak Fraternals Bowling TournamentFriday & Saturday, May 1-3, 2015Eastway Lanes, Erie PA

PVR Scholarship ProgramFirst Year Applications due May 1, 2015

AFA Join Hands DaySaturday, May 2, 2015

2015 National GolfTournamentThe 2015 National Golf Tournament

will be held July 10-12, 2015 at TamO’Shanter Golf Course located in Her-mitage, PA with accommodations atPark Inn by Radisson. Would you liketo get on my mailing list for updates?Email me at [email protected] and getyour name added!

2015 Dates to RememberMay Art ContestDeadline May 31, 2015

NSS National Golf TournamentFriday – Sunday, July 10-12, 2015Tam O’Shanter Golf Course, Hermitage, PA

PVR Scholarship ProgramRenewal Transcripts due July 15, 2015

Youth Poetry ContestDeadline August 15, 2015

Photo ContestDeadline October 1, 2015

Christmas Ornament ContestDeadline December 1, 2015


NSS Financial Matters

“Looking for Something you can count on?”

• Tired of the market ups and downs?• Looking for higher interest than your bank can offer?• Put your money in an NSS Annuity/IRA!• Earn interest daily and watch your account GROW!

Current Interest RatesEffective January 1, 2013

Preferred Choice 1.00%Optimum 3 2.00%Preferred 5 3.00%Preferred 8 3.50%

*Preferred 7 and Flex earning 4%, these plans are no longer available.Please contact your NSS Life financial service representative or

Joe Elliott in the Home Office at 1-800-488-1890.

Did you know....You could make an additional deposit to almost any Annuity with NSS-just send us a check.Any additional funds will not increase the time period on early withdrawal penalties.

Advantages of an NSSAnnuity/IRA

• Competitive interest rates

• Guaranteed minimum interest

rate

• Tax-deferred earnings

• Avoids Probate

• Liquidity/Withdrawal features

• Flexible retirement income

options

• No sales charges or fees

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NSS Sales Department

From the Sales Department...By Greg Felton, CLU, ChFC

National Sales Director


One Tool - Does It AllYou may have a Swiss Army

knife in your pocket or maybe youhave seen those late night infomer-cials expounding the many uses ofsome multi-use tool that performs mul-tiple tasks. These gadgets can be use-ful and sometimes having it all in oneis really convenient.But what if we were talking about

life insurance? Is there really one prod-uct that does it all – the answer is a re-sounding - yes. And that one product isany permanent plan of insurance. Apermanent plan could be whole life,twenty pay life or single premium life.You see when you buy life insuranceonly three possible things can happento you going forward. The first is youcould die. The second is you could livetoo long and the third is you could quitmaking payments on your policy.If you own a permanent plan and

you die – we pay your beneficiary theface amount of the policy. If you livetoo long and want to use the cash inthe policy it can be converted to amonthly retirement income. And if youstop making payments along the waywe will give you a pro-rate amount ofpaid-up insurance, extended insuranceoptions or cash. So you see a perma-nent plan protects you whether youlive, die or quit. It really is the one in-surance plan you need no matter whathappens. No term, universal or variable prod-

uct provides for all these scenarios andnone of them has the strong guaranteesof a whole life insurance plan. In factthe key features of permanent insur-ance are:• Lifetime protection• Level, guaranteed payments• Increasing cash/loan values

• Other options if payments are discontinued• Dividends (not guaranteed)

Is whole life insurance expensive? Let’s look at the payments. Hereare the costs for $25,000 of whole life insurance for a female, non-nico-tine user at some selected ages:Age Annual pay 20 yrs. total payments Cash in 20 yrs.

(includes dividends)

25 $157 / year $3,140 $4,03735 $251 / year $5,020 $5,98945 $393 / year $8,253 $8,49055 $599 / year $11,980 $11,990Notice the payments over a twenty year period and the cash value ofthe policy. In every case it exceeds the premiums paid. So at the very

least you can get back all your money after twenty years – how can you gowrong? This is why life insurance is the greatest financial instrument ever de-

vised. For more information or a free quote please contact your local NSS representa-tive or Joe Elliott in the Home Office.

125th Anniversary OfferTo celebrate our rich history and 125th anniversary; NSS will offer an almost

guaranteed issue plan of insurance to our members and friends. The plan being of-fered is a twenty pay life. The amounts vary based on your age nearest birthday.From ages 0 to 50 you may apply for $10,000 of insurance. From ages, 51 to 65you may apply for $7,500 of insurance and from ages 66 to 80 you can apply for$5,000. This exciting new program is scheduled to run through March 2015.The program overview can be found on page 16 in this month's magazine. Page 17has the rates listed for the twenty pay life and page 18 has the application.Payments may be made on any mode such as monthly or quarterly if needed.

This is an excellent time to add some needed life insurance to your program.LlMRA/LIFE statistics tell us that most people are underinsured. They also say thatmost people would like to have more insurance but are unsure of the cost and typeto buy. Some people are worried that they may not qualify for more life insurance.Most of these concerns have been addressed with this program.To apply for coverage: calculate your age - we use age nearest birthday so if you

are within six months of your next birthday you are already that age. For example:you were born 5/5/79. Your actual age is 35 but your next birthday is only fivemonths away so for insurance purposes you are age 36. Then look at the rates onPage 5000 and you can see that $10,000 of twenty pay life insurance will cost$208.00 per year. Please complete and sign the application then return it to ouroffice. If you would like to pay on any other mode please multiple the annualpremium by .52 for semi-annual ($108.16), .265 quarterly ($55.12) and .09 formonthly ($18.72). The rates for nicotine users is slightly higher.An important point about this program - whether you participate or not you can

always recommend membership in NSS to your family and friends. Should theyjoin then we will reward you with a $25 recommender fee.Act now and take advantage of guaranteed life insurance at great rates from a

great organization. For more information or questions, please call your local NSSLife representative or Joe Elliott in the Home Office at 724-731-0094.

Thought for the MonthDon’t let what you can’t do interfere with what you can do.

John Wooden (1910-2010)


Assembly News

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ASSEMBLY 039Uniontown, PAHappy Birthday NSSHappy 125th birthday to the NSS!

We have reservations for a table at the125th NSS Anniversary Celebration tobe held on Saturday, March 7th at theHilton Garden Inn in the Southpointebusiness complex in Canonsburg.Members are reminded that anyonecan attend the 125th Anniversary Ban-quet. Tickets are $40.00 per person.Please call me at 724-366-4100 ifyou are interested in attending. Dead-line is February 15th.For the 125th Anniversary the NSS

Sales Department is offering up to$10,000 (depending on age) of perma-nent life insurance GUARANTEED (nomedical questions asked). Informationon the program, along with rates andapplications can be found in this issue.This is a great opportunity to increaseyour coverage or get a family membercoverage! Contact Greg Felton in theNSS home office: [email protected] your questions.Seniors in high school are reminded

that now is the time to get your appli-

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ASSEMBLY 381Grosse Ile, MI

A meeting will be held on Sunday,March 22, 2015 for a lunch honoringmembers of Assembly 381. A "Wel-come Spring" will be served at 2 p.m.at the Hungarian Rhapsody, 14315Northline Road, South Gate, Michigan.Non-members attending will be billedseparately. Please call Joanne Medved at 734-

676-2199 no later than March 17,2015 to reserve your seating. We musthave an accurate count to reserve thebanquet room. Looking forward to see-ing you on March 22!

Joanne MedvedTreasurer

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ASSEMBLY 070Brooklyn, OHA meeting will be held on Sunday,

March 15th at the Dr Martin LutherChurch, 4470 Ridge Road, BrooklynOhio at 12:15 p.m. At that time plansfor the upcoming year 2015 will bediscussed. Refreshments will be served.

John KarkosiakSecretary

ASSEMBLY 123Coraopolis, PAAs a little Valentine treat, we

arranged to see the world famous Tam-buritzans at the Legacy Theater, onSunday, February 15th (the birthday ofNSS). The performance is at 2:00 p.m.The theater is located at 700 Cumber-land Woods Drive, McCandless Twp.near the UPMC Passavant Hospital.We only have a limited number of tick-ets available so it is imperative thatyou quickly notify Mary Maniecki at412-264-3546 to secure your ticket.

cation for an NSS Scholarship. If youare planning to attend an accreditedcollege or university; a business ortrade school you might be eligible toreceive a $2,000.00 scholarship.Contact Pam Blum in the home office:[email protected] for more informa-tion on eligibility.Youth members are reminded to get

ready for the May Art Contest. Now isthe time to get your thoughts together.We have had a number of our youthmembers win and we hope to keep thestreak going! Deadline is May 1st.The first 2015 quarterly meeting of

the assembly will be held on Tuesday,March 3rd at the I-HOP RestaurantCommunity Room, in the WalMartPlaza, on West Main Street starting at6:00 p.m. Come for a free dinner.

John PayerchinPresident

ASSEMBLY 377Bentleyville, PAAssembly #377 will have a meeting

on February 22nd at the Grand ChinaBuffet, 301 Oak Spring Road, Wash-ington, Pa at 3:00 p.m. We will electofficers and discuss upcoming plansfor future events and the anniversarycelebration. Please RSVP to me at724-207-0410. I hope to see you thereand all members are most welcome toattend!

Suzanne SkrypakPresident

ASSEMBLY 028Stratford, CTA meeting will be held on Saturday,

March 28th at 10:00 a.m. at the HolyName of Jesus School Meeting Room,Stratford, CT following the annualmeeting of Region 15, CT. Our meetingwill include but not limited to Electionof Officers and Any and All Matters forthe Good and Better of the Order.Our participation in the 2015 You

Can Make A Difference Day and a reporton the 2014 You can Make A DifferenceDay. Any questions relative to our Organ-ization for input to our home office andNational Officers. We look forward to agood turnout.

Eileen WilsonPresident

We will subsidize the cost of the ticketsfor our members.Next month we will be volunteering

at the World Vision Warehouse. Lookfor the time and date in next month’sissue. I hope each of you have a spe-cial valentine and be sure to tell themyou love them. It cost so little but it isthe best gift you can give.We were able to collect $120 at our

various events last year which we gaveto the Greater Pittsburgh CommunityFood Bank. This was a matching fundactivity, so the home office will matchthis amount to the food bank.

Bill KnollPresident


Assembly News

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ASSEMBLY 737Westmoreland County, PAOur first meeting for 2015 will be

held on February 7, 2015 at the homeof Paul J. Godor, 9280 Clubview Dr.,North Huntingdon, PA. at 1:00 p.m. All assembly business will be dis-

cussed at this time including the up-coming 125th Anniversary Celebration.All members are urged to attend.

Paul J GodorTreasurer

ASSEMBLY 432Fairview Park, OHOur Annual Christmas Party at the

Gemini Center in Fairview Park was an-other successful outing! Everyone whoattended enjoyed food, friends and aspecial visit from Santa! Hope to seeeveryone and even more of our mem-bers next year!A meeting will be held at the home

of Tony and Linda Beno on February24, 2015 at 7:30 p.m.Our Annual Dinner Dance/Reverse

Raffle will be held on February 28,2015 at St. Elias – 8023 MemphisAvenue, Cleveland, OH 44144. Theevening will begin at 6:30 p.m. withbeverages and horderves, dinner at7:00 p.m. and the Reverse Raffle willstart shortly after our meal. There willbe plenty of other games to playthroughout the night, and the dancefloor will open as soon as the raffle isover. Please call Dave Pytel at (440)777-4054, Bill Shuttleworth at (440)331-6997 or Tony Beno at (216) 226-7005 to reserve your ticket(s) for thisnight of fun! We can’t wait to spendthis evening with you, and Good Luckat the Raffle!

Shawn PytelPublicist

REGION 2Hazelton, PAOur first meeting of the year will be

held on February 7, 2015 at the GrottoPizza, Route 11, Edwardsville, PA at12:30 p.m. After our meeting we willdo the annual reports for the year2014 and then enjoy a light lunch andfellowship. Reservations are a must.Please call Rose Mary Strish at 570-825-3681 by February 4th.

Rose Mary StrishSecretary

ASSEMBLY 617 Ashley, PAA luncheon/meeting will be held on

February 21, 2015 at the Grotto Pizza,Edwardsville, PA at 12 Noon. We willvote on the upcoming fraternal eventsand do our annual reports for the year2014. After the meeting we will share ina luncheon and fraternalism. All mem-bers are invited to attend. Reservationsare required by calling Rose Mary Strishat 570-825-3681 by February 16. Hopeto see you there.

Rose Mary StrishPresident

REGION 15Stratford, CTOur annual meeting will be held on

March 28, 2015 at the Holy Name ofJesus School Meeting Room, Stratford,Ct. at 9:00 a.m. A Continental Break-fast will be available for participants.Our meeting will include but not lim-ited to Any and All Matters for theGood and Better of our Region and National Headquarters; our participationin the 2015 You Can Make A Differ-ence Day, a report on our 2014 partici-pation, and any questions relative toour organization for input to our Head-quarters and National Officers. We look forward to a good turnout

from Assemblies L002, L0145,and28. RSVP to President, Joseph Goda at203-378-0593 by March 21, 2015. Zdar Boh !

Eileen WilsonSecretary

ASSEMBLY 586 Chicago, ILA meeting will be held on Sunday,

March 1, 2015. Time and place will beannounced in the next issue.

Janet TomaskovicSecretary

REGION 15Stratford, CTPVR Scholarships: Assemblies L002,

0028, L145 within Region 15, if inter-ested in our PVR scholarships, you cancontact Pam Blum at [email protected] call the office at 724-731-0094,ext. 1010 for information or an appli-cation. It is up to the student to submittheir transcripts to the Home Office nolater than July 15th in order maintaineligibility.Senior Scholarships: For an applica-

tion or additional information on theNSS Scholarship for Seniors FraternalProgram, contact Pam Blum at theabove number or email address. TheNational Officers are the sole authorityin any decisions regarding this scholar-ship program. Their decision is final inall cases.

Eileen WilsonSecretary

Have You SignedUp A

New Member??



NSS YOUTH ACHIEVEMENT AWARD Rules And RegulationsThe National Fraternal Congress of America, through their “Americas Prom-

ise” Program, has encouraged their member societies to increase their awarenessof the contributions of youth to the fraternal benefit system. In response to thatchallenge, the National Assembly, in 1998, voted to establish a “Youth Achieve-ment Award” that is similar to our “Fraternalist of the Year Award” for adults.The contest is open to all NSS Youth Members under the age of 21.RATIONALE: The award is directed at youth who do outstanding fraternal work inthese four (4) areas: a) At their school/work, b) In their community, c) In theirchurch, d) In their local assembly.NOMINATION: Youth members can be nominated by any adult member of the NSS or through their local assembly. A document detailing the qualifications of the Youth Member being nominated must be attached to this form and submitted tothe Home Office. A Youth Member may be nominated each year either until theyreach their twenty-first (21st) birthday or until they are selected to receive thisaward. Nomination forms are available from the Home Office or on our web siteat www.nsslife.org under "Forms/Fraternal." DEADLINE: Deadline for nominations to be in the Home Office is April 1st. AWARD: The winning youth will receive a $500.00 check and will be announcedin the “National News”, the “Youth Circle Magazine” and listed on our web siteat www.nsslife.org under "Youth Achievement Award". JUDGING: An independent judge, appointed by the NSS Life President, will review all nominations and make a determination of the winner. The National President, or an appointee, shall be the final authority on all matters involving this fraternalbenefit. The winner of the NSS “Youth Achievement Award” will be notified by theHome Office of their selection. DEADLINE: April 1st of Each YearFor more information, contact Pam Blum at [email protected] or call the officeat 724-731-0094, ext. 1010.

SCHOLARSHIP FORSENIOR MEMBERSA Fraternal ProgramPURPOSE ~To encourage our older members tocontinue their education and to makefuller use of their leisure time.

MEMBER ELIGIBILITY ~Any life insurance or annuity member,fifty-five (55) years or older, who hasenrolled and successfully completed acontinuing education or adult educationcourse. Members may submit up to two(2) applications in one calendar year.

COURSE ELIGIBILITY ~Vocational schools, community collegesand universities offer a variety of short-term courses which may include areaslike computer training, cake decorat-ing, photography, landscaping, small en-gine repair, ballroom dancing, etc. Thisprogram does not cover courses that as-sist you to maintain your current full orpart-time job. (Example: We will not re-imburse life insurance or real estateagents who take continuing educationcredits to maintain their licenses.)

PROCEDURE ~Members should enroll and pay for thecourse of their choice. Once memberhas finished the class, they must sub-mit an application, along with verifica-tion that the class was successfullycompleted, to the Home Office for approval by a National Officer. If thescholarship application is approved,the NSS will reimburse one-half (1/2)of the tuition for the course up to, butnot to exceed, one hundred dollars.

INFORMATION & APPLICATION ~For an application or additional infor-mation on this NSS Scholarship forSeniors Fraternal Program, contactPam Blum at [email protected] or callthe office at 724-731-0094, ext.1010. The National Officers are thesole authority in any decisions regard-ing this scholarship program. Their de-cision is final in all cases.

PVR ScholarshipsAttention 2015 Graduating Seniors. NSS is accepting requests for applica-

tions for the PVR Scholarships. The scholarship is for $500 per year for a totalgrant of $2,000. Below are the guidelines that you must meet to in order to beeligible.The student must be a member of the National Slovak Society (NSS) for a

minimum of two (2) years prior to receiving a PVR Scholarship Grant. Membership will be verified by the Home Office.The minimum amount of insurance required for eligibility is $10,000.00 of

PERMANENT life insurance or $5,000.00 of annuity deposits. The insurancemust be in force at time of application and be maintained throughout the scholarship period. Please contact me, Pam Blum, at 724-731-0094 or email me at

[email protected] to see if you qualify. Deadline for Applications is May 1, 2015

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125th Anniversary Offer Program

Guaranteed life insurance with no health questions asked!During the NSS Life 125th Anniversary you can choose any permanent plan we o�er. This includes single premium, whole life and twenty-pay life. The advantages of a permanent plan include cash/loan values, reduced

paid-up insurance options, dividends and more.

We are pleased to introduce this new and exciting opportunity for you to purchase additional

life insurance protection for you and your family.

This guaranteed issue NSS Life 125th Anniversary O�er is

available to members, their families and friends.

The maximum amount of insurance being o�ered will depend on your age:

There is a limit of one policy per person. Anyone previously declined since 1/1/12 is not eligible for this

program. Also excludes terminally ill, permanently disabled, those on SSI and any mentally impaired

individuals. Rates are based on age nearest birthday.

ISSUE AGES

0-50 51-65 66-80

MAXIMUM AMOUNT OF INSURANCE $10,000 $7,500 $5,000

*See previous page for complete rate listings.

The National Slovak Society of the USA351 Valley Brook Road • McMurray, PA 15317-3337 • 1-800- 488-1890 • [email protected]

This is a great opportunity as a member of NSS Life to share your experience with non-members. If we issue them a policy, your recommender is worth up to

$25 as our thank you.

Recommender for Family and Friends

No, I am not interested in purchasing life insurance,but would like to recommend a family member or friend!

Prospect name: __________________________________________________________________

Address: _______________________________________________________________________

City: ___________________________________________________________________________

State: _______ Zip: ________________ Daytime phone number: __________________________

REFERRED BY:

Member name: __________________________________________________________________

Daytime phone number: __________________________________________________________

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This is a great opportunity as a member of NSS Life to share your experience with non-members. If we issue them a policy, your recommender is worth up to

$25 as our thank you.

Twenty Year Life Insurance Policy Rates

Recommender for Family and Friends

Age

0

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

Male Female

Annual Payment

68.70

70.30

72.10

73.80

75.90

78.00

80.40

82.90

85.60

88.30

91.10

94.20

97.40

100.50

103.70

106.70

109.90

113.00

116.30

119.70

123.00

126.50

130.20

134.20

138.40

142.90

147.50

152.40

157.70

Annual Payment

58.20

59.50

61.00

62.50

64.20

65.80

67.00

69.60

71.70

73.70

75.90

78.40

80.80

83.20

85.90

88.50

91.30

94.10

97.00

100.10

103.20

106.70

110.00

113.60

117.40

121.30

125.40

129.60

134.20

Twenty Pay Life$10,000

Age

29

30

31

32

33

34

35

36

37

38

39

40

41

42

43

44

45

46

47

48

49

50

Male Female

Age

54

55

56

57

58

59

60

61

62

63

64

65

Male Female

No, I am not interested in purchasing life insurance,but would like to recommend a family member or friend!

Prospect name: __________________________________________________________________

Address: _______________________________________________________________________

City: ___________________________________________________________________________

State: _______ Zip: ________________ Daytime phone number: __________________________

REFERRED BY:

Member name: __________________________________________________________________

Daytime phone number: __________________________________________________________

Annual Payment

163.30

169.00

174.90

181.30

187.80

194.90

202.00

208.00

214.30

221.10

227.90

234.70

241.90

249.70

257.20

265.30

273.50

281.90

290.90

300.20

309.10

317.80

Annual Payment

138.70

143.40

148.60

153.70

159.20

164.80

170.70

175.90

180.80

186.50

192.00

197.40

203.10

209.10

215.10

221.30

227.40

233.80

240.70

247.50

254.50

261.80


Age

51

52

53

Male Female

Annual Payment

244.58

250.20

256.05

Annual Payment

202.05

207.83

214.13

Annual Payment

262.13

268.20

274.73

281.85

289.20

297.30

305.78

314.78

324.75

335.03

346.05

357.83

Annual Payment

220.65

226.80

232.65

237.60

242.55

248.10

253.80

260.03

267.00

274.13

281.78

290.03


Age

66

67

68

69

70

71

72

73

74

75

76

77

78

79

80

Male Female

Annual Payment

247.05

256.20

266.40

277.55

289.25

302.00

316.10

330.70

346.70

363.20

380.65

399.80

419.95

441.70

465.40

Annual Payment

199.25

205.70

213.15

221.40

230.25

240.10

251.25

263.10

276.45

290.45

305.70

322.75

341.15

361.40

383.75

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3

2

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75.90

73.80

72.10

70.30

68.70

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$10,000y ay PtenwTw

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y

64.20

62.50

61.00

59.50

58.20

tymenannual PA

e Lif

g

35

34

33

32

31

30

29

eAg

emaleFaleM

y

202 00

194.90

187.80

181.30

174.90

169.00

163.30

tymenannual PA y

170 70

164.80

159.20

153.70

148.60

143.40

138.70

yannual PA

e

g

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60

59

58

57

56

55

54

eAgy

0

0

0

0

0

0

0

tymen

305.7

297.3

289.2

281.8

274.7

268.2

262.1

annual PA

emaleFe

y

78

30

20

85

73

20

3

tymena y

253.80

248.10

242.55

237.60

232.65

226.80

220.65

tymenannual PA

13

12

11

10

9

8

7

6

5

100.50

97.40

94.20

91.10

88.30

85.60

82.90

80.40

78.00

83.20

80.80

78.40

75.90

73.70

71.70

69.60

67.00

65.80

43

42

41

40

39

38

37

36

35

257.20

249.70

241.90

234.70

227.90

221.10

214.30

208.00

202.00

215.10

209.10

203.10

197.40

192.00

186.50

180.80

175.90

170.70

65

64

63

62

61

0

0

0

0

0

0

0

0

0

357.8

346.0

335.0

324.7

314.7

enwTw

83

05

03

75

78

290.03

281.78

274.13

267.00

260.03

$5,000ey Lifay Ptn

21

20

19

18

17

16

15

14

13

126.50

123.00

119.70

116.30

113.00

109.90

106.70

103.70

100.50

106.70

103.20

100.10

97.00

94.10

91.30

88.50

85.90

83.20

50

49

48

47

46

45

44

317.80

309.10

300.20

290.90

281.90

273.50

265.30

261.80

254.50

247.50

240.70

233.80

227.40

221.30

Lif PtT

0

0

0

0

0

0

0

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18 N AT I O N A L S L O V A K S O C I E T Y N E W S F E B R U A R Y 2 0 1 5

NATIONAL SLOVAK SOCIETY OF THE UNITED STATES OF AMERICA

Application for Life Insurance

National Slovak Society of the USA 351 Valley Brook Rd, McMurray, PA 15317-3337 Telephone (724) 731-0094 Fax (724) 731-0146 www.nsslife.orgF

Assembly/Circle #:

Full Name: ______________________________________________________________ Date of Birth: _________________ Relationship: ________________________

Address: __________________________________________________________________________________Social Security #: ______________________________







met while the health and other factors affecting the insurability of the Proposed insured remain as described in this application.

The above answers are correct to the best of my knowledge and belief. I am enclosing the initial premium and understand that: the insurance applied for will become effective on the date this applica-

this application. Should the application be declined, the amount paid will be returned in full.

I hereby authorize and instruct any licensed physician, medical practitioner, hospital clinic or other medically related facility, insurance company, the Medical Information Bureau or other institution

not, it will expire twenty-four (24) months from this date. I may receive a copy of this form if I request it anytime.

Signed at:__________________________________________________ This ________________day of ________________________________ , 20 _____________

Proposed Insured (Age 18 or older)

Witness (Licensed Agent and Number where required)

Owner, if other than Proposed insured

Parent or Legal Guardian (Required if Proposed Insured is under Age 18)

To the best of your knowledge and belief, will the insurance applied for replace or change any existing insurance annuity? Yes NoIf Yes, any replacement regulations must be complied with.

1. 2. Related Complex)? Yes No 3.

Twenty Pay Life Single Premium Face Amount: $ ________________________ Payment: $ ___________________________

Bill To: Owner Proposed Insured Parent: ________________________________________________________________________________

Will the insurance applied for replace or change any existing life insurance or annuity? Yes No

If yes, show the name of the Company and the Policy Number(s): __________________________________________________________________________________

Male Female Height: ____________Weight: ____________ Date of Birth: __________________________

Full Name: _________________________________________________ Phone #: _______________________ Social Security #: ______________________________

Address: __________________________________________________ City: _____________________________________ State: _______ Zip: _________________

Email: _____________________________________________________Is the applicant a member of the National Slovak Society? Yes No If not, applying for membership.

125th

Anniversary O�erA bl /Ci l #

AK S SLOV VAK SOCIETYTIONALNAATIONAL

App

OF THE UNITED ST SOCIETY Y OF THE UNITED ST

plication for Life Insurance

AMERICATES OF AATES OF T TA

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125y O�erersarry O�ernnivA

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Assembly/Circle #:

wenty Pay Life Single PremiumTTwenty Pay Life Single Premium

TTo: Owner Proposed InsuredBill

Full Name: _________________________________________________

Address: __________________________________________________

Email:_____________________________________________________Is the applicant a member of the National Slovak Society?

o: Owner Proposed Insured

Parent: Owner Proposed Insured

__________________________________

__________________________________

__________________________________YYe No If not, applying for membership.

Male Female

e National Slovak Society?

Single Premium

Amount: $Face ________________________

t:

Height: ____________ eighWWeight:

_____ Phone #:_______________________

_____ City: _____________________________________

_____Ye No If not, applying for membership.es No If not, applying for membership.

_______________ Payment: $ ___________________________

ht: ____________ Date of Birth: __________________________

________ Social Security #: ______________________________

___________________ State: _______

No If not, applying for membership.

________________________

________________________

________________________

___ Zip:_________________

Full Name: ______________________________________________________________

Address: __________________________________________________________________________________

TTo: Owner Proposed InsuredBill

Will the insurance applied for replace or change any existing life insurance or annuity?

If yes, show the name of the Company and the Policy Number(s):

o: Owner Proposed Insured

_______________________________________________

__________________________________________________________________

Parent:

eplace or change any existing life insurance or annuity?

ompany and the Policy Number(s): __________________________________________________________________________________

Owner Proposed Insured

__________________ Date of Birth:

_____________________________________

t: ________________________________________________________________________________

urance or annuity? es NoYYes No

_________________________________________________________________________________

_________________ Relationship: _

_________Social Security #:______________________________

_____________________________________________________

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No

________________________

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Full Name: ______________________________________________________________

Address: __________________________________________________________________________________

Full Name: ______________________________________________________________

Address: __________________________________________________________________________________

Full Name: ______________________________________________________________

Address: __________________________________________________________________________________

_______________________________________________

__________________________________________________________________

_______________________________________________

__________________________________________________________________

_______________________________________________

__________________________________________________________________

__________________ Date of Birth:

_____________________________________

__________________ Date of Birth:

_____________________________________

__________________ Date of Birth:

_____________________________________

_________________ Relationship: _

_________Social Security #:______________________________

_________________ Relationship: _

_________Social Security #:______________________________

_________________ Relationship: _

_________Social Security #:______________________________

________________________

________________________

________________________

________________________

________________________

________________________

1.

2.Related

3.Complex)?

YYes Noes No

_________________Signed at:

not, it will expire twenty-four (24) months from this date. I may receive a copy of this form if I request it anytime.

I hereby authorize and instruct any

this application. Should the application be declined, the amount paid will be returned in full.

The above answers are correct to the best of my knowledge and belief. I am enclosing the initial premium and understand that: t

met while the health and other factors affecting the insurability of the Proposed insured remain as described in this applicati

__________________________________

onths from this date. I may receive a copy of this form if I request it anytime.

, h licensed physician, medical practitioner

on be declined, the amount paid will be ret

he best of my knowledge and belief. I am enclosing the initial premium and understand that: t

ctors affecting the insurability of the Proposed insured remain as described in this applicati

This_____

of this form if I request it anytime.

hospital clinic or other medically related facility

turned in full.

nclosing the initial premium and understand that: t

oposed insured remain as described in this applicati

________________day

, the Medical Information Bureau or other institution, insurance company cility

he insurance applied for will become ef d that: t

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ffective on the date this applica

ormation Bureau or other institution

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_______ , 20 _____________

National Slovak

Propose

Witness (Licensed

es, any replacement regulations must be complied with.YYes, any replacement regulations must be complied with.If o the best of your knowledge and belief, will the insurance applied for replace or change any existing insurance annuity? TTo the best of your knowledge and belief, will the insurance applied for replace or change any existing insurance annuity?

alley Brook R 351 V Valley Brook Rd, McMurray k Society of the USA

ed Insured (Age 18 or older)

Agent and Number where required) d

must be complied with. your knowledge and belief, will the insurance applied for replace or change any existing insurance annuity?

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The National Slovak Society Of The U.S.A.

“The Oldest Slovak Fraternal”

125th AnniversaryGala Banquet

If you would like to attend, please call:Pam Blum, Fraternal Activities Coordinator • (724) 731-0094

Saturday, M ar ch 7th , 2015

5 : 00 pm – Recept ion 6 : 00 pm – Dinner

At Hilton Garden Inn Southpointe Business Comple x

1000 Corporate Drive Canonsbur g , PA 15317

Price per person: $40 . 00

The Ne NhT

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Saturday, , yaturdSa M ar c c arM

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0094

2014 ORNAMENT WINNERS

Carson Bernardo - C588Ages 5, 6 & 7

Adam Lazar - C075Ages 8, 9 & 10

Angelina Ferary - C774Ages 11, 12 & 13

Charles Boone - C161Ages 14, 15 & 16

Ginny McMurdyAssembly 0774Adult 1st Place

Sandra HowardAssembly 0774Adult 2nd Place

Maggie SemegoAssembly 0108Adult 3rd Place


National Slovak Society(USES 0371-140)351 Valley Brook RoadMcMurray, PA 15317-3337

Address Service Requested

Non-Profit Org.U.S. Postage

PAIDPittsburgh, PAPermit No. 1166

Change of Address

Please use this form to register your change of address for the National News and mail to the HomeOffice. Upon receipt of this form completed in itsentirety, the staff will immediately implement thechange. Thank you.

Name

Assembly No.

New Address

City

State Zip

Former Address

City

State Zip

DEADLINE FOR PUBLICATIONPlease be advised that all articles, notices, etc.,MUST BE received by the Home Office no laterthan the 5th of the month. Every effort will bemade to publish the article and photos in a timelymanner and space permitting. Also, all articlesshould be typewritten in regular type.

Recommender Information:

Name:

Phone:

Prospect Information:

Name:

Phone:

Address:

City: State Zip

Send form to Joe Elliott at the Home Office.

Could you use a little extra “green?”RecommenderAs a proud member of NS Life, there is no better time than now to share your experience with friends and family. Best of all, you will receive a cashreward for recommending someone that we end up issuing a policy to. Youwill receive a $25 recommender fee ($10 on youth term) for each personthat becomes a member.

Documents

FEBRUARY 2015 | NUMBER 3478 VOLUME 107 Founder’s Daynsslife.org/wp-content/uploads/NSSNatlNwsFeb15.pdf · Annuity Statements The 2014 Annuity Statements have been printed and mailed