CRA Wiz HMDA DF Known Issues List... · 7/25/2018 · Area Impact: Rate Spread/Current Record Tab Target Release: 7.3 Service Pack 2 (SP2) Workaround: Run a replace command to populate

CRA Wiz HMDA DF Known Issues List Notification Date: July 25th, 2018

Consumer Compliance Solutions

Table of Contents Overview ...........................................................................................................................................3

HMDF Detail Record Exception Report .................................................................................................4

Loan Amount in Current View Disabled ................................................................................................5

S305 Edit Not Performing Duplicate Record Check................................................................................6

Applnumb Column Not Created During HMDA DF Import......................................................................7

DTIRatio and CLTV Columns Only Accept Two Digits After Decimal ........................................................8

No Co-Applicant Checkbox Selected by Default ....................................................................................8

Excel Export Does Not Include NA Values .............................................................................................9

V624 Edit Flagged When ZIP = NA ........................................................................................................9

Custom Range filters (Tract Income, Tract Minority, Applicant Income) Return Incorrect Results........... 10

Tract Income, Applicant Income, and Tract Minority Filters Not Located in Correct Categories .............. 11

Negative Rate Spread Value Not Allowed on Current Record Tab ........................................................ 13

CalAge Returns 5 Code (>62) when Age is Less Than 62 and Coa_Age is 9999 ....................................... 14

ULI Calculation Overwrites Existing ULI .............................................................................................. 14

Find and Delete Causes Run-Time Error and System Crash .................................................................. 15


3 © 2018 Wolters Kluwer

Overview The purpose of this document is to outline the known issue list related to the HMDF DF file type in CRA

Wiz and Fair Lending Wiz. The following list includes items introduced as part of the Version 7.3 and 7.3

Service Pack 1 (SP1) releases.

The list starting on the next page carries following structure:

Issue Title

Issue Number: Consecutive reference number that identifies each issue.

Area Impact: Area of functionality impacted by this issue.

Target Release: Release number of software that will include fix.

Workaround: Alternative steps to get past this issue (if any),

Current functionality:

What is the current issue and its impact to the user?

Release functionality:

What is going to be fixed?



HMDF Detail Record Exception Report

Issue Number: 1

Area Impact: Edit Reports

Target Release: 7.3 Service Pack 2 (SP2) - New report will be introduced

Workaround: N\A


The HMDA Detail Record Exception Report is not structured correctly as it is displaying fields and

values from Small Business rather than from HMDA although the errors displayed are HMDA related.


A new Detail Record Exceptions Report will be included under Reports > HMDA DF Reports and will

display relevant HMDA DF edits to resolve this issue.



Loan Amount in Current View Disabled

Issue Number: 2

Area Impact: Edit Current Record

Target Release: 7.3 Service Pack 2 (SP2)

Workaround: Switch to the Browse tab and input the loan amount data in the LoanAmountInDollars

field.


Loan Amount in the Current Record tab is disabled. As a result, you must enter this value in browse view

and then return to current view to make further updates to the record.


The Loan Amount field in the Current Record tab will be modified to Loan Amount In Dollars instead

of Loan Amount and will become editable.



S305 Edit Not Performing Duplicate Record Check

Issue Number: 3

Area Impact: Edit Checks


Workaround: N\A


Currently the S305 Edit does not perform a check against all columns in order to locate duplicate records.

As a result, you cannot validate whether or not you have true duplicate records in your file.


The S305 edit will be modified to check against all columns (as outlined per CFPB 2018 FIG) to check for

duplicate records.



Applnumb Column Not Created During HMDA DF Import

Issue Number: 4

Area Impact: Import/Modify Structure

Target Release: 7.3 Service Pack (SP2)

Workaround: Manually create the field by right-clicking the file in File Management and from the

contextual menu, select Modify Structure > Optional Columns > Applnumb > Data Type - VarChar >

Size 25, then choose OK.


Currently, the application number (Applnumb column) is not a system required column for HMDA DF

files. As a result, some functions of the system which require Applnumb (edit reports, ULI calculation,

Fair Lending reports) do not work unless the Applnumb column is present.


Applnumb will become a system required column for HMDA DF. After this change has been made you will

be prompted to synchronize your file if Applnumb is not currently present, so that the column is added.



DTIRatio and CLTV Columns Only Accept Two Digits After Decimal

Issue Number: 5

Area Impact: Import/Edit Current Record/Edit Browse


Workaround - None


Currently users are unable to input more than two (2) digits in the DTIRatio and CLTV columns:


Users will be able to include a value in the DTIRatio and CLTV columns containing up to ten (10) decimal

places in Import, Edit Current Record, and Edit/Browse.

No Co-Applicant Checkbox Selected by Default

Issue Number: 6

Area Impact: Edit Current Record


Workaround - Manually uncheck the No Co-applicant checkbox to unlock the Co-Applicant fields


The No Co-Applicant checkbox contains a gray checkmark even when there is a Co-Applicant. As a result,

users need to manually uncheck the box for every record.


No Co-Applicant checkbox will be completely removed from the current record tab.



Excel Export Does Not Include NA Values

Issue Number: 7

Area Impact: Export


Workaround - Export the file as type Text with the .CSV extension instead.


Exporting a HMDA DF file to Excel drops all the NA values so they are blank in the exported file.


NA values will be retained when a HMDA DF file is exported to Excel.

V624 Edit Flagged When ZIP = NA

Issue Number: 8

Area Impact: Edit Checks


Workaround - None


If the ZIP field is populated with NA the software flags the V624 edit.


The V624 edit check will be modified to allow for instances where the ZIP field is populated with NA.


10

© 2018 Wolters Kluwer Financial Services

Custom Range filters (Tract Income, Tract Minority, Applicant Income)

Return Incorrect Results

Issue Number: 9

Area Impact: Custom Table/Columnar Reports


Workaround: Use predefined filters instead of custom range filters.


Tract Income as % of MSA Median, Income as % of MSA Median, and Tract Minority Level custom

range filters return incorrect results. For example, the low custom range filters are filtering for <50%, and

as a result are including zero (0). The custom range filters should be filtering for >.0001 and <50%.


Custom range filters will be updated to match the Mortgage 2004 file type custom range filters.



Tract Income, Applicant Income, and Tract Minority Filters Not Located

in Correct Categories

Issue Number: 10

Area Impact: Filters, Custom Table, Custom Columnar Reports


Workaround: Select the filters from the current locations.


Tract Income as % of MSA Median, Income as % of MSA Median, and Tract Minority Level are not

listed under the proper categories as shown below:




Fields have been placed under correct structure as outlined below.

Tract Income Level as % of MSA Median, Tract Minority Level moved to Other Information

category.

Income as % MSA Median moved to Applicant Information category.



Negative Rate Spread Value Not Allowed on Current Record Tab

Issue Number: 11

Area Impact: Rate Spread/Current Record Tab


Workaround: Run a replace command to populate Rate_Spread field with the negative value.


You cannot input a negative rate spread value in the rate spread calculator section of the current record

tab. The software displays the following error message:


You will be able to input a negative value in the rate spread field on the current record tab.



CalAge Returns 5 Code (>62) when Age is Less Than 62 and Coa_Age is

9999

Issue Number: 12

Area Impact: Reports


Workaround: None


Update calculations are returning an incorrect code of 5 (>62). As a result, reports using the CalcAge

column are placing record count in an incorrect category:


The calculation has been updated and the record is now properly placed in the <62 category.

ULI Calculation Overwrites Existing ULI

Issue Number: 13

Area Impact: ULI/Check Digit


Workaround – None.


The ULI check digit calculation is currently overwriting existing ULIs if the record contains populated LEI

and Applnumb columns. This occurs if the Applnumb column does not contain the unique identifier that

comprises the ULI, or if the loan is purchased and the ULI contains the LEI from the institution the loan

was purchased from.




Additional logic will be added to the ULI check digit calculation that will no longer overwrite the ULI if

the record contains a different Applnumb than the unique identifier contained in the ULI, or if the loan is

purchased and the ULI contains the LEI from the institution the loan was purchased from.

Find and Delete Causes Run-Time Error and System Crash

Issue Number: 14

Area Impact: ULI/Check Digit


Workaround – None.


In the Current Record tab, if you utilize the Find functionality to locate a particular record and then

delete that record, the software displays the below error message:

Clicking the OK button then crashes CRA Wiz and Fair Lending Wiz.


You will be able to use the Find and Delete functions without receiving this error message and system

crash.

Documents

CRA Wiz HMDA DF Known Issues List... · 7/25/2018 · Area Impact: Rate Spread/Current Record Tab Target Release: 7.3 Service Pack 2 (SP2) Workaround: Run a replace command to populate