CMD, NHFDC participated in the concluding session of three day 12th Global

Conference of Women Entrepreneurs.

CMD, Shri Harsh Bhal participated in the concluding session of the 12th Global

Conference of Women Entrepreneurs. The three day Global Conference was organized

on the theme of “Trade Liberalization & Emerging Opportunities for Women Entrepreneurs” at The Ashok hotel, New Delhi. The prominent participants included Princess Fay Jahan Ara, Dubai; Shri Rajan Anandan, MD, Google India;

Dr Vindeshwar Pathak, Founder, Sulabh International; Dr Rajanee Aggarwal,

President, FIWE, Ms Alka Lamba and other prominent persons. The women

entrepreneurs from different countries also showcased their products at the Ashok

Hotel during the conference.

CMD, NHFDC gave a presentation on schemes of NHFDC and National Trust for

economic empowerment of women with disabilities. His presentation (see below)

showcased some of the disabled women entrepreneurs assisted by NHFDC who

excelled in life and established themselves as successful entrepreneurs overcoming

difficulties due to disabilities.

As per 2001 Census, 2.19 Crore PwDs reside in India.

Female: 0.93 Crore (42.47% of PwD population)

Male: 1.26 Crore (57.53% of PwD population)

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Corporation was incorporated in 1997 with an

authorized share capital of Rs 400 Crores.

• Provides concessional credit to PwDs for self-

employment ventures.

• Also supports skill & entrepreneurship training

to PwDs.

NHFDC Schemes & Programmes

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Schemes for Financial

Assistance of NHFDC

In form of Loan In form of Grant

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Eligibility Criteria

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Any Indian Citizen with 40% or more Disability

Age Between 18 and 60 Years

Loan Amount Rate of Interest

i) Upto Rs. 50,000/- 5%

ii) Above Rs. 50000/-

and upto Rs. 5 lakh

6%

iii) Above Rs. 5.0 lakhs 8%

iv) Education Loan 4%

•A special rebate of 1% on interest under self-employment scheme and

0.5% under Education loan scheme to women with disabilities.

Rate of Interest

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Type of Loan Loan Limit (Maximum )

1. Loan for Self Employment

(Sales/Trading, Commercial vehicle, agricultural

activities, service sector, small industrial unit)

Upto Rs. 25 lac

2. Education Loan

- For study in India

- For study Abroad

Upto Rs. 10 lac

Upto Rs. 20 lac

3. Loan for Young Professionals

(Doctors, Engineers, Advocates, Pharmacists,

Architects etc.)

Upto Rs. 25 lac

4. Purchase of Aids & Appliances

(to enhance the employability/ self-employment of

PwDs)

Upto Rs. 5 lac

Schemes of Concessional Credit

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Type Limit

1. Grant for Skill Training of PwDs

100% Recurring

expenditure &

Stipend of Rs.1000/-

p.m., per trainee

Schemes contd…

Grant based Activities

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Type Limit

2. Two Scholarship schemes for

students with disabilities pursuing

professional /technical education

being implemented by NHFDC for

reimbursing total course fee, hostel

fee, books expenses, out of pocket

allowances and expenses on aids and

appliances .

1000 scholarships @ Rs. 50,000/- per

year on an average under Trust Fund

for PwDs with annual income of upto

Rs.3.0 lakh

500 scholarships @ Rs. 12,000/- per

year on an average under National

Fund for PwDs with annual income of

upto Rs.1.80 lakh

Schemes contd…

Grant based Activities – contd…..

NHFDC Initiatives for

Women with

Disabilities

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NHFDC attaches special importance to

Women with Disabilities.

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1. Rebate in Rate of Interest is provided to women with disabilities:

i) 1% under all self employment schemes

ii) 0.5% for education loan

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2.0 NHFDC envisage to cover more number of

women with disabilities.

NHFDC insists more and more coverage of women beneficiaries by maintaining at least 50% quota to them.

NHFDC has taken up with Regional Vocational Training Institutes (RVTIs) M/o Labour & Employment to provide stipend @ Rs 1000/women/month for skill training.

Amount & nos. of Women with

Disabilities assisted

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No. of Women PwDs assisted : 13,409 (till date)

Total Released amount : Rs.60.77 crore

Women with Disabilities assisted during last five years

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Sl.No. Financial Year

Total No. of

Beneficiaries

No. of Women

Beneficiaries

1 2007-08 5498 1663

2 2008-09 5950 1358

3 2009-10 6032 1235

4 2010-11 6356 1628

5 2011-12 10625 3174

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SUCCESSFUL WOMEN ENTREPRENEURS

ASSISTED UNDER NHFDC SCHEMES

Women entrepreneur assisted

by NHFDC in Andhra Pradesh

Women entrepreneur assisted

by NHFDC in Gujarat

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Ms. Sunita Gupta Project- Artificial Jewellery Disability- OH 70 % Rajasthan

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MS. Pinky Kaur

Project- Kirana Shop

Disability- OH 80 %

Chattisgarh

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Ms. Nafeesa Junnadwala Project- Tailoring & Embroidery Bags Disability- MR 60 % Maharashtra

Ms. Suchna Gupta Project- STD/PCO & Xerox centre Disability- OH 65 % Haryana

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Smt. Roji Arora Project- Toys Shop Disability- OH 60 % Haryana

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Smt. Mahananda Ramling N.

Project- Book Binding Work

Disability- OH 55 %

Maharashtra

Ms. Saraswati

Project- Handicraft Decoration Items

Disability- OH 40 %

Chandigarh

The National Trust

The National Trust is an autonomous organization

of MSJE, set up under the “National Trust for the

Welfare of Persons with Autism, Cerebral Palsy,

Mental Retardation and Multiple Disabilities” Act

(Act 44 of 1999).

The National Trust works for the welfare of persons

with Autism, Cerebral Palsy, Mental Retardation,

Multiple Disabilities.

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Schemes & Programmes of National Trust for

Disabled Women

Gyan Prabha (Scholarship Scheme)

To encourage people with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities for pursuing any academic/vocational training / professional courses for enhancement of their skills.

The amount of scholarship is Rs. 1000 p.m for 1 year targeting 1000 persons p.a.

So far, scholarship to 54 students (including 13 female) have been sanctioned.

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GYAN PRABHA ACHIEVER

Ms. Preetirekha Bora, a 27 year girl from GUWAHATI completed her

Block Printing course with support of Under Gyan Prabha Scheme

Schemes & Programmes of National Trust for Disabled Women

Uddyam Prabha (Incentive Scheme)

An Interest subsidy scheme to promote

economic activities for self employment of

PWDs. Interest incentive upto 5% for BPL & 3%

for others on loans upto Rs. 1 lakh for 5 years

targeting 1000 persons p.a.

4 persons have been sanctioned incentive

under the scheme, so far.

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Schemes & Programmes of National Trust

for disabled women

ARUNIM

Established as a non-profit society to serve the interests of its

members through marketing initiative for the products made

by persons with disabilities, particularly those disabilities which

are covered under the National Trust Act.

Its key objective is to create economic empowerment and self

reliance through promotion of market driven products &

services of persons with disabilities.

Currently working with 197 members across the country.

Sale turn over に Rs. 30.36 lakh

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Entrepreneurs

with Disabilities

NGOs working

with Disabilities

Capacity

Building

Sales &

Marketing

Enterprise

Development

THILAKAM RAJENDRAN

Managing Director

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