LoanDecisioning,Resolu0onandLossMi0ga0on

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ClariantSolu,ons’ValueProposi,on

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ClariantSolu,onsdesignsandexecutesend‐to‐endloanresolu,onprogramsthatreducethecostassociatedwithprocessbo<lenecksandmaximizeprofitability.

Wecanhelpyoutostartsavingmoneyandmaximizingcashflowstoday.

WhyClariantSolu,ons?

ClariantSolu,onsbringsworldclasstechnologyandhighlyexperiencedunderwriterstoaddressanypartofyourlossmi,ga,onprocessandmaximizetheamountyourealizeonyourloans.

 Everydelinquentloaniscos3ngyou3meandmoney.

 Saveoncostsandreducelosses.

 Improvecustomerrela3onshipsandreten3on.

 Eliminatebacklogsandproac3velyaddressdelinquency.

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SomeoftheServicesWeOffer

 End‐to‐enddefaultandlossmi,ga,onmanagement

 Programdesignandimplementa,on

 Dataacquisi,onanddecisioning

 Loanmodifica,ontransac,onexecu,on(includingHAMP)

 PorRolioduediligence

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Customizedecisioncriteriaandworkstandardswithour

flexibleplaRorm

Makeop,maldecisionsbasedonnetpresentvalueanalysesandaccuratedata

Ensurecompliance

withregulatoryandinternal

criteria

Investinyourrela,onshipsinsteadofyouroverhead

ClariantSolu,ons:Op,malDecisions.Be<erResults.

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ClariantSolu,ons

ImmediateResponse

BuiltinCompliance

FactBasedDecisions

LowerCost

MoveQuickly,EliminateResourceConstraintsandLowerCosts

Maximizeloanvalue

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CompellingEconomics

SavingOneorTwoLoansPaysforourServices

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ErmeteVestriwasformerlytheCOOofLehmanBrothers’mortgageloanorigina3onbusiness,FinanceAmerica,andPresidentofAegisFundingCorpora3on.AstheChiefOpera3ngOfficer,hedesignedandimplementedallfunc3onalopera3ngproceduresincludingduediligence,acquisi3ons,disposi3ons,secondarymarke3ng,technology,underwri3ngandassetmanagement.PriortojoiningLehmanBrothers,heservedastheChiefCreditOfficerofLongBeachMortgage.Duringhis12yeartenure,heservedasDirectorofUnderwri3ng,DirectorofCustomerServiceandvariousotherrolesun3lbeingadvancedtotheChiefCreditOfficerresponsibility.HeholdsaBachelorofArtsinBusinessAdministra3onfromCaliforniaStateUniversity,Fullerton.

JohnPumpellywaspreviouslyCFOofOcwenFinancial’s$200millionmortgageandcollec3onprocessoutsourcerbusinesswhereheturnedaroundtheseventhlargestcollec3onsfirmintheU.S.AstheCFO,hemanagedallaccoun3ng,financialrepor3ng,treasuryandcorporatestrategyfunc3ons.PriortoOcwen,JohnservedastheSeniorVicePresidentforStrategicPartnershipsforProtec3onOne,Inc.andheldvariousposi3onswithinBellSouthCorpora3onandKPMG,LLC.JohnholdsaMasterofBusinessAdministra3onfromtheUniversityofNorthCarolinaandaBBAinAccoun3ngfromTexasA&MUniversity.HeisalsoaCer3fiedPublicAccountant.

JohnPeacockwaspreviouslyastart‐upandturnaroundspecialistforthe$4billiondollarhedgefundSurgeCapital,andhasheldseniorlevelmanagementposi3onsinFortune50financialins3tu3ons,includingBankofAmericawherehesuccessfullypenetratednewmarketsandbuiltandoperatedloanprocessingcenters.

ClariantSolu,ons’ServiceTeam

ContactInforma,on

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ErmeteVestriCEOClariantSolu,onsInc.Phone:714.742.1650evestri@clariantsolu,ons.com

JohnPumpellyCFO/COOClariantSolu,onsInc.Phone:404.502.9599jpumpelly@clariantsolu,ons.com