CDDA Presentation CDDA Presentation

TopicsTopicsFleet Management Technology Enhancements

Which of these is safer Which of these is safer to operate?to operate?

Side by Side Standard ATV

Commercial Vehicles – Commercial Vehicles – CVOR RequirementsCVOR Requirements

• 1.) Every 2 years

• 2.) Every 3 years

• 3.) Every year

• 4.) Depends on the MTO in your province

• How often are you required to pull a CVOR Level 2 report for your commercial rated vehicles?

• Vehicles that require A or D licence

Driver AbstractsDriver Abstracts

• How often according to MTO Guidelines are you required to secure driver abstracts?

• A – every year

• B – every 6 month

• C – every 2 years

• D – when new hire occurs

Operators with Operators with ConvictionsConvictions

• How many convictions does a driver have to accumulate in order to become an issue for the fleet manager/owner and Insurer?

• 1.) 2

• 2.) 4

• 3.) 3

• 4.) any of the above

All Convictions are the All Convictions are the samesame

• Which of the following conviction types disqualify drivers on fleet or operator policies?

• A.) Careless Driving

• B.) Speeding over 40 Km above limit

• C.) Suspension for unpaid child support

• D.) all of the above

Unlicienced OperatorsUnlicienced Operators

• If unlicienced operator of your vehicle is involved in an accident, what position will the insurer take on damages to your vehicle?

• 1.) Only cover damages to third party, not owners vehicle

• 2.) Only cover potential medical costs to driver

• 3.) Cover lost income only in No Fault Provinces

• 4.)All of the above

Risk Management Risk Management SummarySummary

• Monitor and adhear to

guidelines established by Transportation Authority in your Province

• Prepare your fleet for potential audit by Authority

• Promote a culture of disclosure on driving abstract issues with staff

• MTO Audit Preparation Kit available – just need your email address

• Insurer Statistics – ask your broker to provide loss runs, and compare against CVOR & paid claims

• Fight the good fight if required with CVOR

Technology and Technology and InsuranceInsurance

Current EnvironmentCurrent Environment• User Based Insurance

• Potential savings by sharing BIG DATA

• Big Brother mentality

• Black Box Underwriting

• Safety Concerns

Fleet AdvisorFleet Advisor

Fleet Advisor BenefitsFleet Advisor Benefits• Trusted Data – you own the data!• Track location of vehicles at all times with ease

and clarity• Receive alerts for vehicle speeding, device

disconnect and vehicle maintenance intervals• Implement geo-fencing perimeters to provide

geographic boundaries for the fleet• Control operational costs with clear, detailed

reporting tools• Provide real-time crash detection notification

Questions?Questions?

ContactContact

Bernie Robertson CAIB,CPIB, CRMKnox Worldwide 1-877-742-7907 ext 248bernie.robertson@kibl.comTwitter – bernierobertso1