Managing Hard TimesNavigate the Economy and Control Your Own Destiny

B U S I N E S S R E N E W A L S E R I E S :

Nov. 21, 2008 Stetson University Center at Celebration

• Interact with experts, advisors and your peers

• Discuss turnaround strategies and options for business renewal

• Develop an action plan that is driven by measurable results and a sense of urgency

• Position your business in the current economy

Managing Hard TimesNavigate the Economy and Control Your Own Destiny

B U S I N E S S R E N E W A L S E R I E S

The Stetson University Family Enterprise Center in partnership with The Turnaround Management Association presents a unique group of seminars, The Business Renewal Series.

Survive Hard Times Navigate the Economy and Control Your Own Destiny is the first of the series and deals with topics that have become increasingly more important as we deal with the economy, rapidly changing business conditions, rising costs and aggressive global competition.

Many businesses are in need of a turnaround or renewal in order to survive and to build a platform for long term profitable growth. Recognizing this need and taking action are the first critical steps towards reinventing the business and controlling your own destiny.

Leaders must identify the causes of performance decline, impairment and stagnation early to avoid a crisis. If the company is in crisis mode, they must understand the options and develop an action plan.

Strategy, financial capital and human capital must be integrated and aligned into an action plan that is clearly understood, managed and measured for results.

This full day interactive seminar will help participants to:

• Discuss the economy and related factors including the political landscape, taxation, energy, globalization and the implications, challenges and opportunities for the future • Create early warning systems to signal environmental and performance changes that impact the business• Reduce costs and increase profit potential without sacrificing performance and customer satisfaction. Focus includes - Inventory - Purchasing - Payables management - Receivables management - Overhead reduction - Organization alignment• Motivating and developing your team to achieve superior performance• Sales and marketing in tough markets• Taking advantage of economic downturns. Focus includes: - Adjust your strategy to take advantage of new opportunities - Increase market share - Acquisitions - Adjust your product and service lines

• Detect Fraud • Develop a financial plan. Implement to results. • Acquisitions and exit strategies• Reposition the company internally and externally. Emerge with a new focus to achieve a leadership position.

Participants will have the opportunity to network and engage in discussions with peers about common challenges and opportunities.

WHO SHOULD REGISTER? Executives, managers and other company leaders. Consultants, financial advisors, lenders, attorneys and accountants. Multiple participants from the same company are welcome.

WHY SHOULD YOU ATTEND? Business in turnaround or renewal cannot survive without a clear strategic direction and action plan. This program provides a framework to assess the state of the business, understand the options for performance improvement and to take action. The future of the business may depend on attending.

WHEN? Nov. 21, 2008 - 8 a.m.

WHERE? Stetson University Center at Celebration 800 Celebration Ave., Suite 104 Celebration, FL 34747

SEMINAR FEES Includes: Continental Breakfast, Lunch and Seminar

HOW This seminar will fill up quickly, so to reserve your seat, register today. To register online, click here. For more information, visit www.tmaflorida.org. Easy convenient registration using Visa, MasterCard or American Express.

Payment can also be made by check using the attached registration form. Make checks payable and mail to:

Turnaround Management Association of Florida Inc. PO Box 9228 Jupiter, FL 33468

For further information contact: Tabitha Moore, Chapter Administrator 561-882-1331 or tmaflorida@yahoo.com

Business Renewal Series: Committee

MARIO A. FIDANZIDirectorStetson University Family Enterprise Center

Mario Fidanzi has been a senior executive with a number of family controlled businesses including Rand McNally and Scholastic.

He has led sales, manufacturing, distribution and operations nationally and internationally in the printing, packaging, publishing and retail industries. His teams expanded capability, formed strategic alliances, joint ventures and launched new businesses in the United States, Europe, Mexico and South America. They secured the largest contracts of their type in the world.

Fidanzi has evaluated acquisitions and consulted with industry leaders including some of the largest companies in their markets in the world.

He has an MBA from the Kellogg Graduate School of Management at Northwestern University and a BSBA from Roosevelt University.

Robert D. Katz, CPA and Certified Turnaround Professional is a Managing Director at Executive Sounding Board Associates Inc. He has a BSE in Accounting and Management from The Wharton School at the University of Pennsylvania, and an MBA in Finance from Temple University.

He has over 21 years of strategic and hands-on experience as a CEO, COO, CFO, restructuring officer and as a management consultant in finance, operations and marketing. He has restructured companies in and out of bankruptcy in the manufacturing, wholesale distribution, retail, hotel/casino, publishing and service

industries. He has also successfully restructured and refinanced in both the publicly traded and private sectors.

He is an expert in adding stakeholder value for his clients and increasing cash flow. In addition, Katz represents debtors, secured and unsecured creditors both in and out of bankruptcy and has significant expertise in restructuring both debt and equity.

Katz is the Vice President of University Relations, a member of The Turnaround Management’s Executive Committee and a member of its National Board of Directors. He sits on The Commercial Finance Association’s Education Foundation and has led numerous operational and financial turnarounds for Middle Market, private and public companies. He is also an adjunct professor at Temple University.

ROBERT D. KATZ, CPA, CTP, MBAManaging Director Executive Sounding Board Associates Inc.

President and Senior PartnerTCMI Management Consulting for Corporate Renewal

Dr. Ruediger Mueller brings more than 22 years of corporate and consulting experience to his position as President and Senior Partner of TCMI, Inc. (www.tcmius.com), a consulting group specializing in operational, growth, and turnaround management as well as human resource development.

He is a Certified Turnaround Professional (CTP), an active member of the Turnaround Management Association (TMA) and the International Association of Restructuring, Insolvency & Bankruptcy Professionals (INSOL), and supports and adheres to the Code of Ethics of these organizations. Mueller is also a recognized leadership expert who has worked with major US and international organizations including FEMA, GE Capital and the

Mayo Clinic.

Previously, he held various positions, including Division CEO in multinational corporations serving the construction, furniture, and cabinet making industries. He also has extensive international experience in Europe, as well as the Far East.

Earlier in his career, Mueller served on the business faculty of Gettysburg College and the University of Wisconsin where he taught courses in Marketing, Small Business Management, International Business, and Information Technology and published on these subjects.

DR. RUEDIGER MUELLER, CTP

Business Renewal Series: Committee CHRISTOPHER A CURTIN COO Bankers Advocate Group

Prior to founding Bankers Advocate Group, Christopher Curtin owned a manufacturing plant and a commercial finance company specializing in factoring, trade financing and letters of credit. The experiences he derived while owning these companies are key

components in his ability to understand the dynamics of business and problems that occur on a daily basis.

His experience in cost containment, lending, credit, collections and cash flow allow him to add meaningful value and insight to any engagement. Curtin is dedicated to helping business leaders in solving problems, creating greater value and achieving their goals. He is a 1980 graduate of the Georgia Institute of Technology with a BS in Industrial Management. He is a Certified Primary Business Consultant, Senior Business Analyst and Machinery & Equipment Analyst.

Curtin is also a member of the Association for Corporate Growth (ACG), the Secured Lenders of South Florida, the Family Firm Institute and was the founding President of the Turnaround Management Association’s (TMA) Florida Chapter. He serves on the TMA’s International Executive Board of Directors, and chairs both the Awards and Technology Committees. In addition, He served on the Micro Loan Committee for The Minority & Women Business Enterprise Alliance in Orlando and on the Board of the Palm Beach County Resource Center. Chris also serves on the Board of the GA Tech Alumni Club of Palm Beach.

The Florida Chapter of the Turnaround Management Association received the 2001 Most Improved Chapter award under Curtin’s leadership. In 2002, he received the Outstanding Individual Contribution Award from the International TMA for his successful “turnaround” of the Florida TMA chapter and his contributions to the turnaround industry in general.

SUSAN M. SMITH Senior Vice President Mesirow Financial Consulting

Susan Smith has provided financial, forensic and bankruptcy related services to debtors, creditors, trustees, and other parties in bankruptcies, restructurings, and liquidations for twenty years. She has been employed by Mesirow Financial Consulting since

the Corporate Restructuring Group transferred from KPMG.

Smith’s extensive experience providing financial services to distressed companies includes building and critiquing cash flow projections, business plans, financial and structural analysis, forensic investigations, valuations and evaluation of accounting procedures and controls. Bankruptcy and workout services involve preferential and fraudulent transfer examinations, liquidation analysis, hidden asset and misappropriation review, insolvency analyses, preparation of bankruptcy related reports, litigation assistance in adversary proceedings, reorganization plans and approvals, and management of claims database and claims analysis.

Smith has also provided financial and bankruptcy related services to major corporations such as, First NLC Financial Services, USA Capital Group, Budget Rent A Car, Pillowtex Corporation, Encompass Services Corporation, e-Spire Corporation, Formica Corporation, Video Update and Costilla Energy.

Education, Certification and Professional Associations B.B.A., Accounting, College of William and Mary CPA - Florida, Texas, Top Ten CPA Exam Award Certified Insolvency and Restructuring Advisor Member, Florida Institute of CPAs Member, Association of Insolvency and Restructuring Advisors Member, American Bankruptcy Institute Member, Turnaround Management Association

JAMES SCHEINER Dean Stetson University School of Business Administration

James H. Scheiner is Dean of the School of Business Administration and Professor of Accounting at Stetson University (since July, 2004). Scheiner, an award winning teacher, has published articles in the leading accounting research journals including The Accounting Review and The Journal of Accounting Research.

He is also a co-author of Sawyer’s Internal Auditing, the industry standard in internal auditing and of an American Accounting Association monograph on accounting education research. He also has served as an associate editor of Advances in Accounting and as a member of the editorial review board of Issues in Accounting Education.

Prior to Stetson University, Scheiner was Dean of the Cisler College of Business, Director of the Bureau of Business and Economic Research and Professor at Northern Michigan University, Director of the School of Accounting and Professor of Accounting at Florida International University and on the faculties of the University of Tennessee and Duke University.

Scheiner has provided consulting services on complex business issues to the Tennessee Valley Authority and other governmental and business entities. His degrees include a BSBA and an MBA from Washington University (St. Louis) and an MA and a Ph.D. in Accounting from The Ohio State University.

Managing Hard Times Registration Form

Tuition $189 x __________ = $189

Tuition per additional company member $169 x __________ = $ __________

Early Bird discount register by September 19th $149 x __________ = $ __________

TMA members $129 x __________ = $ __________

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8.5 CTP Continuing Education Units Available Continuing Education Units pending for: Florida Bar Association, Certified Financial Planners, Certified Public Accountants

HOTEL INFOCelebration Hotel* 700 Bloom Street Celebration, FL 34747 Distance from Stetson: 0.3 miles Website: www.celebrationhotel.com Phone: 888-499-3800

Radisson Resort Orlando- Celebration* 2900 Parkway Blvd. Kissimmee, FL 34747 Distance from Stetson: 2.2 miles Website: www.radisson.com/orlando-celebration Phone: 407-396-7000

Orlando World Center Marriott Resort & Convention Center 8701 World Center Drive Orlando, FL 32821 Distance from Stetson: 3.7 miles Website: www.marriott.com Phone: 407-239-4200

The Gaylord Palms 6000 W. Osceola Parkway Kissimmee, FL 34746 Distance from Stetson: 3.4 miles Website: www.gaylordhotels.com/gaylordpalms Phone: 407-586-2000

*This hotel offers a special Stetson University rate, so please mention Stetson University when making your reservations.

AIRPORTSKissimmee Airport Distance from Stetson: 5 miles Website: www.kissimmeeairport.com Phone: 407-847-4600

Orlando International Airport Distance from Stetson: 21 miles Website: www.state.fl.us/goaa Phone: 407-825-2001