Tahun Usia Premi Pokok
Premi Top Up
Tahapan/
Penarikan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1 4 4,200 - - 1,431 1,539 1,620 22,431 22,539 22,620
2 5 4,200 - - 4,506 4,970 5,329 25,506 25,970 26,329
3 6 4,200 - - 8,434 9,599 10,535 29,434 30,599 31,535
4 7 4,200 - - 12,820 15,116 17,034 33,820 36,116 38,034
5 8 4,200 - - 17,470 21,405 24,834 38,470 42,405 45,834
6 9 STOP Bayar- - - 18,168 24,026 29,405 39,168 45,026
50,405
7 10 - - - 18,909 27,014 34,891 39,909 48,014 55,891
8 11 - - - 19,694 30,420 41,473 40,694 51,420 62,473
9 12 - - - 20,527 34,303 49,373 41,527 55,303 70,373
10 13 - - - 21,409 38,730 58,852 42,409 59,730 79,852
11 14 - - - 22,344 43,776 70,227 43,344 64,776 91,227
12 15 Masuk - Kuliah- 15,000 8,335 34,529 68,877 29,335 55,529
89,877
13 16 - - - 8,486 38,988 82,256 29,486 59,988 103,256
14 17 - - - 8,646 44,071 98,312 29,646 65,071 119,312
15 18 Lanjut - Kuliah S2- 25,000 ******** 24,865 92,579 ********
45,865 113,579
16 19 - - - ******** 27,970 110,700 ******** 48,970 131,700
17 20 - - - ******** 31,510 132,444 ******** 52,510 153,444
18 21 - - - ******** 35,544 158,536 ******** 56,544 179,536
19 22 - - - ******** 40,143 189,845 ******** 61,143 210,845
20 23 Nikah- - 35,000 ******** 10,385 192,417 ******** 31,385
213,417
21 24 - - - ******** 11,460 230,501 ******** 32,460 251,501
22 25 - - - ******** 12,686 276,203 ******** 33,686 297,203
23 26 - - - ******** 14,082 331,044 ******** 35,082 352,044
24 27 - - - ******** 15,674 396,853 ******** 36,674 417,853
25 28 - - - ******** 17,487 475,823 ******** 38,487 496,823
26 29 - - - ******** 19,554 570,586 ******** 40,554 591,586
27 30 - - - ******** 21,909 684,300 ******** 42,909 705,300
28 31 - - - ******** 24,592 820,756 ******** 45,592 841,756
29 32 - - - ******** 27,650 984,502 ******** 48,650
1,005,502
30 33 - - - ******** 31,134 1,180,995 ******** 52,134
1,201,995
31 34 - - - ******** 35,105 1,416,786 ******** 56,105
1,437,786
32 35 - - - ******** 39,630 1,699,733 ******** 60,630
1,720,733
33 36 - - - ******** 44,786 2,039,266 ******** 65,786
2,060,266
34 37 - - - ******** 50,660 2,446,703 ******** 71,660
2,467,703
35 38 - - - ******** 57,353 2,935,623 ******** 78,353
2,956,623
40 43 - - - ******** 107,690 7,301,530 ******** 128,690
7,322,530
45 48 - - - ******** 204,359 18,165,009 ******** 225,359
18,186,009
50 53 - - - ******** 390,082 45,196,345 ******** 411,082
45,217,345
55 58 - - - ******** 747,036 112,458,209 ******** 768,036
112,479,209
60 63 - - - ******** 1,433,322 279,826,079 ******** 1,454,322
279,847,079
65 68 - - - ******** 2,753,146 696,289,061 ******** 2,774,146
696,310,061
70 73 - - - ******** 5,291,960 1,732,579,411 ******** 5,312,960
1,732,600,411
71 74 - - - ******** 6,031,188 2,079,093,559 ******** 6,052,188
2,079,114,559
Contoh: CARLink Pro-Mixed 100%, Pembayaran Premi
Rp.350.000/Bulan
Mulai Masuk menabung di CAR Plan Usia:4 Tahun dengan Penarikan
Dana 3 Kali yaitu:
Usia 15 Tahun Tambahan Dana Masuk Kuliah Rp.15.000.000 , Usia 18
Tahun Lanjut S2
Rp.25.000.000 dan Usia 23 Tahun Nikah Rp.35.000.000.
Dalam Ribuan Rupiah
(000)
