+

BAQOOLAH AND TRADING SERVICES CONCEPT

KOPERASI SYARIAH IRSYADYJAKARTA, JULI 2011

+WHY COOPERATIVE FORM?KOPERASI SYARIAH IRSYADY BACKGROUND

+KSI as ‘Co-operative Society’

A voluntary association of persons; Working together with common economic

objective; Providing support to the members; Self-help and mutual help; Non-profit motive; Pooling individual resources for group

welfare; For common benefit.

+Types of cooperative societies

ØHousing cooperative ØBuilding cooperative ØRetailers' cooperative ØUtility cooperative ØWorker cooperative ØBusiness and employment co-operative ØSocial cooperative ØConsumers' cooperative ØAgricultural cooperative ØCooperative banking (credit unions and cooperative savings

banks) ØFederal or secondary cooperatives

Cooperative wholesale society Cooperative Union Co-operative party

+Main Objectives

Render service, not for profit;

Mutual help, not competition;

Self help, not dependence;

+Voluntary Association

Members coming together voluntarily;

By choice, not by force;

Continues for as long as he likes;

May leave at his will.

+Sources of Finance

Capital contributed by all the members;

May raise loans, investment, donation and secure grants from government or other third parties

After its registration.

+Self-help through mutual cooperation

Co-operative Societies thrive on the principle of mutual help;

They are the organizations of financially weaker sections of society;

Converts Weakness to strength by ‘self-help through mutual co-operation’;

Fights exploitation and secure a place in society through “Each for all and all for each”.

+Service Motive

Co-operatives not to maximize profit but to provide service to its members;

A Consumer Co-operative Store sells quality goods to members at a reasonable price retaining a small margin of profit;

In a Cooperative Marketing Society, collects the products from members, makes available better marketing & distribution channels economically

+Consumers’ Co-operative Society

For protecting interest of general consumers;

By making consumer goods available at a reasonable price;

Source goods directly from the producers or manufacturers;

Eliminates middlemen in the distribution process.

Baqoola Services

+ Co-operative Marketing Society

Society of small producers and manufacturers;

Collects the products from members

Makes available better marketing & distribution channels economically;

Sells in the market.

Trading Services

+BAQOOLA AND TRADING SERVICES SCHEMEKOPERASI SYARIAH IRSYADY BUSINESS OPPORTUNITY

+

FARMERS

HARVESTING GOODS

RAW MATERIAL

FACTORY/PROCESSING

UNIT

FINISHED GOODS

MAIN DISTRIBUTO

R

AGENT/RETAILER

ENDUSERS

BAQOOLA/RETAIL DISTRIBUTION SERVICES

TRADING SERVICES

KSI MEMBERS

KSI MEMBERS

KSI MAY EMPOWER BUSINESS OPPORTUNITY WITHIN ITS COMMUNITY

+

KSIINVESTOR

INDUSTRY EXPERT

CLUSTER OF FARMERS/PRODUCERS

INDUSTRY TRADER

Sales & Buying Contract (Raw Material)

Financing

MOU / PKS

Project Assignment

Financing & Admin SupportProject

Supervision/Technical Advisory

Model # 2 : Supply Chain to Industry

Payment

RAW MATERIAL

EMPOWERMENT MODEL OF PRODUCTION SIDE (IE. AGRIBUSINESS, AND MASS CREATIVE INDUSTRY)

+BAQOOLA MODEL OF CONSUMER GOODS

PRODUCERS/FABRICANTS

WAREHOUSE/BAQOOLA OUTLET

PRODUCERS/FABRICANTS

PRODUCERS/FABRICANTS

END-USERSAS KSI MEMBERS

+TRADING SERVICES MODEL

PRODUCERS/FABRICANTS

FINISHED GOODS

PRODUCERS/FABRICANTS

PRODUCERS/FABRICANTS

KSI TRADING UNITS OR TRADING COMPANY

HARVESTING GOODS

END-BUYERS

+WHAT KIND OF SUPPORT NEEDED?KOPERASI SYARIAH IRSYADY REQUIREMENTS

+KSI REQUIREMENTS

PROFESSIONAL MANAGEMENT

SKILLED AND TRAINED HUMAN RESOURCES

STRONG CAPITAL

LOYALITY OF KSI COMMUNITY

GENERAL BASIC REQUIREMENTS

+KSI STRATEGIC PLAN

FOCUSED BUSINESS PLAN

DETAILED MILESTONE PROGRAMS

PHASE OF DEVELOPMENT

FULL EXECUTION WITH STRONG CONTROL

GENERAL MILESTONES

+KSI CHAMPION PRODUCT/SERVICES

10 STORES AS PILOT AT YEAR 1 (MEET KSI STANDARD

MODEL)

FINANCING BUDGET PER STORE

AROUND IDR 200.000.000,- AND DISBURSED THRU KSI (MUDHARABAH SCHEME)

PILOT LOCATED WITHIN KSI HEADOFFICE

BAQOOLAH STORE OR RETAIL OUTLETS

(“BAQOOLAH TOKO”)

+KSI STANDARD OF BAQOOLAH

REFER TO REPUTABLE RETAIL OUTLET MANAGED BY PROFESSIONAL MANAGEMENT LIKE ALFAMART, INDOMARET, ETC.

INTERESTING AND ATTRACTIVE OUTLOOK (KSI SPECIFIC MODEL)

SUPPORTED BY SKILLED AND ETHICAL EMPLOYEES

LOCATED ON MOST STRATEGIC LOCATION, AND MAY CLOSE TO KSI COMMUNITY

FULLY PROFIT MOTIVE (NON SOCIAL UNIT)

+KSI CHAMPION PRODUCT/SERVICES

TARGET MARKET : SUCCESSFUL ENTREPRENEUR

OR BUSINESSMAN OF KSI MEMBER

KSI PROVIDES FINANCING TO EMPOWER HIS BUSINESS THRU INVESTMENT OR

WORKING CAPITAL SCHEME

PRIORITIZE TO NOT START-UP COMPANY (MUST BE

ESTABLISHED)

PROFIT SHARING INTO EXISTING

BUSINESS OF KSI MEMBER

(“BERSAMA SAUDAGAR”)

+KSI CHAMPION PRODUCT/SERVICES

TARGET MARKET : COMMON PUBLIC THAT HAVE SUCCESSFULLY RUN

OWNBUSINESS

KSI PROVIDES FINANCING TO EMPOWER HIS BUSINESS THRU INVESTMENT OR

WORKING CAPITAL SCHEME

TO ENLARGE THE TARGET OF KSI COMMUNITY

PROFIT SHARING INTO OTHERS

EXISTING BUSINESS(“BERSAMA

MASYARAKAT LUAS”)

+KSI CHAMPION PRODUCT/SERVICES

PRIORITIZE TO PRODUCE BASIC CONSUMER GOODS (9

PRIMARY PRODUCTS)

KSI JOIN AS INVESTORS INTO ESTABLISHED UNIT OWNED BY

MEMBER THRU PROFIT SHARING SCHEME

KSI MAY CONTRIBUTES ALSO IN PROVIDING THE EXPERTISE, INVESTMENT AND WORKING

CAPITAL

ESTABLISH MANUFACTURING OR FACTORY UNIT

(“PABRIK SEMBAKO”)

+THE END