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Bankruptcy is the federal court process that is meant to give people a financial "fresh start" from burdensome debts either through liquidation or reorganization, under the protection of the bankruptcy court. While there are many chapters in the bankruptcy code, the most common bankruptcy sections for distressed individuals looking for temporary or permanent relief are Chapter 7 and Chapter 13.

Chapter 7 bankruptcy is the most common form of bankruptcy in the United States. Also referred to as "liquidation," individuals who reside or own property in the United States may file for chapter 7 bankruptcy in a federal court. Chapter 7 strives to completely eliminate all of your legal liability to pay unsecured debt such as debt from medical bills, credit cards, and unsecured personal loans. Our Attorneys can help you determine if you qualify and whether or not Chapter 7 bankruptcy is the best option for your particular situation.

With Chapter 13 bankruptcy, also referred to as "reorganization," you don't have to hand over any property, but you must use your income to pay some or all of what you owe to your creditors over time. Chapter 13 consolidates debt and reorganizes it into an affordable monthly payment plan approved by the court.

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Convenient Location at 9121 Haven Ave, Suite 250 Rancho Cucamonga, CA 91730