A$M Money Finance Product Road Map – Residential finance

Available today 6 Months Interest Free • No deposit • 4.5% (plus GST) of transaction value • Online – subject to document verification • Only drivers licence required • Maximum subject to credit history • Money in your account day after installation

verification

Solar Max 10 year plan • No deposit • Online 60 second approvals – subject to

document verification • $420 setup fees ($200 customer & $220 for

vendor) • $7.50 per month accounting fee (customer) • Drivers licence, Medicare card & two payslips • Can include batteries , services and other

renewable energy products

Solar Max Examples $7,500 payments $3.60 a day $15,000 payments $6.90 a day $20,000 payments $9.05 a day

- subject to change Accurate as of 1 January 2015 Only available to ASM Money accredited dealers

As required With our financiers, subject to volume, we can design and implement an exclusive finance product just for your organisation. If you have an idea let us know and we will do our best to create it for you.

Straight Through Processing

• In home finance commitment with no waiting

A$M Money Finance Product Road Map – Commercial finance

Available today Solar max commercial finance • One to ten years • Chattel Mortgage and finance lease

options • 48 hour approval • No deposit • From 6.5% to 9.9% interest • Speed to settlement

84 Month Solar Rental • No deposit • Fast approval • Drivers licence only up to $50,000 • Maximum subject to credit history

Vehicle and asset finance • Company cars, forklifts, printers

and other business assets to run your business

• Wholesale terms for ASM Money members

Who can apply • ABN Holders • In business more than 2 years or more

than 2 years industry experience • Directors / owners have clear credit

history • Up to $50,000 with just drivers

licence • No maximum with detailed financials

- subject to change Accurate as of 1 January 2015 Only available to ASM Money accredited dealers

Available Soon Solar quick commercial finance

• Up to five years • Lease, rental and finance options • Same day approval • New businesses and poor history

welcome to apply

As required 1% Commercial Finance • One to three years • Rental only • From $20,000 to $100,000 • No deposit required • 11.9% to 19.9% merchant fee

This is a marketing tool being used by many of our dealers with awesome success.

Solar Finance Features

How much would the performance of your sales team change if you could offer features like these to close business;

No deposit finance - just one monthly payment after installation

Ten year residential finance with the ability to pay off early even after just a few months

Cash flow positive no deposit commercial finance

Up to $50,000 no deposit commercial finance with just a drivers licence for established businesses

60 second approvals on residential finance up to $20,000

next day approval on amounts up to $50,000 with no maximum

Who are ASM Money

Our core business is solar and renewable energy. As members and ongoing supporters of the Australia Solar Council our focus is on creating and delivering solar friendly finance packages to support your sales process. Since launching our solar finance package ASM Money has;

Financed large commercial solar arrays where the client could pay as little as $0.07 per kW, fixed, for the next ten years! This includes interest and costs.

Financed hundreds of systems allowing home owners to fix their electricity costs for ten years at up to 40% below what they are paying today

Our long term fixed rate specialist solar finance allows your customers to take advantage of today’s low interest rates and help you build your business with solid cash flow.

ASM Money established their business model supporting smaller solar businesses where they may have found it difficult to establish a relationship with a finance company.

Examples

A typical residential 5kW solar array should reduce a power bill between $1,800 to $2,200 a year (subject to usage patterns and installation) and using a ten year plan loan repayments will be about $99 to $120 (subject to system price and deposit) a month delivering immediate and ongoing savings.

With ASM Money residential finance your customers may pay up to 8% less than with some of the major interest free programs available today.

Specialist packages for the Solar and Renewable Energy space allow you to include LED's, batteries, wind, electrical services and upgrades to support installation as part of the deliverables allowing finance for almost any renewable energy project.

Add extended warranty, insurance and maintenance to the finance package.

Add a UPS, a voltage optimiser - anything related to renewable energy.

Residential Finance examples

$3,500 - from $1.86 per day - no deposit

$6,000 - from $2.94 per day - no deposit

$10,000 - from $4.68 per day - no deposit

these examples are accurate as of 1 Jan 2015 and are subject to change Terms & Conditions apply

ASM Money Membership product description - solar last updated 1 January 2015

ASM Money Pty Ltd PO Box 191 Rokeby, Tasmania, 7019 1300 080 163 0419 235 000 admin@asmmoney.com.au www.asmmoney.com.au

How we support your sales effort

ASM Money researches and partners with the best finance providers available . In addition we research and develop tools to support you and your sales team providing them to you, as an ASM Money retailer, as a part of our ongoing service.

Online application page ASM Money, with our underwriters, will build your solar business an online application page using your brand and unique to your business, allowing you and your sales team to take applications in your customers homes. Typically an answer is received in just seconds using this feature meaning you can finalise a sale and know the finance is available.

Sales Presentation Tool Each of your sales team will be licensed to use the ASM

Money sales presentation tool covering residential, commercial and Government funding.

With the correct input savings directly related to their location is graphically demonstrated and finance estimates produced ready for your sales person to close the deal.

Fast Cash into your bank account

Once a loan is approved, and your customer has accepted the terms and conditions, you will receive an email authorising installation. You can then proceed to install.

Your client signs a delivery statement and you send an invoice with this to ASM and the cash is paid into your account within 48 hours - often the same day.

ASM Membership

Complete your application to ASM Money and we will commence the accreditation process with our financiers straight away.

Membership fee - once off $799.00 covers financier applications, training, and access to our support services available today and the future. note: lead generation programs are custom built and are priced separately

Are you ready to build your business? Apply for membership today.