Welcome... As we prepare to say goodbye to 2016, we are starting to set our goals for the

new year. Whatever your goals may be, we wish you the best for the 2017 year

and don’t forget, if we can help those goals become a reality we’re only a

phone call away !

Happy reading…

Ins ide th is

i ssue:

Welcome 1

Fixed Rates going

up

1

Suffer from sea

sickness?

1

Recipe 2

Community

Support

3

Referral Rewards

Programme

3

Financial

Planning Services

3

Competition 4

Look out, fixed interest rates are starting to go up

IMPORTANT NOTICE : HOLIDAY HOURS

Our office will be closed for the Christmas/New Year period from 5pm

Friday 23rd December 2016 until 8:30am Tuesday 3rd January 2016.

“Financial Solutions to meet all your needs” D E C E M B E R 2 0 1 6

Valued up to $9,490! - See back page for details...

Getting out on the boat this Summer?

Over the past few weeks we have noticed that some of our lenders are starting to increase

their fixed interest rates. This indicates that future changes to the interest rate will be on the

increase rather then the previous declining rate trends.

So if you are looking to lock in a fixed interest rate,

now is the time to act as these low rates

won’t be around forever!!

Then here is a sure fire way to avoid those sea blues -

Fishing TV personality Andrew Ettingshausen, better known as ET, used to suffer from the

dreaded motion sickness. When filming for his show “Escape with ET”, he could not afford to

be sick whilst filming! That lead him to manufacture a winning

formulation with pharmaceutical company Bova Compounding

Chemist.

The Escape Seasick Capsules were a hit with ET and his filming crew,

and the positive word of mouth quickly made these capsules a highly

sought motion sickness tablet in the wider fishing community.

To order your own, call 1300seasick and speak directly to one of the

pharmacists at the chemist. They will ask some questions to ensure the

seasick capsules are suitable for you. The capsules are then prepared

individually, to ensure that each person gets the attention they require.

Another recommended remedy is an oil called ‘Motion Eaze’, Shane

can personally attest to its success as he previously would suffer sea

sickness when out on his boat, however the use of ‘Motion Eaze’ has

made sea sickness a distant memory

Give us a call to arrange a better deal on (07) 4939 8882

(07) 4939 8882

COMMUNITY SUPPORT

RECIPE: Christmas Trifle

Method:

1. Place jelly crystals in a heatproof bowl. Add boiling water. Stir to dissolve crystals. Stir in 400ml cold water.

Refrigerate for 1 hour or until just starting to set (it should have a thick, syrupy consistency).

2. Arrange cake in a 13 cup-capacity serving bowl. Drizzle with brandy, if using. Spoon half the jelly over top.

Top with custard. Sprinkle with raspberries and strawberries. Spoon remaining jelly over top. Refrigerate,

covered, overnight.

3. Using an electric mixer, beat cream and sugar in a bowl until soft peaks form. Fold through chocolate.

Spoon mixture over trifle. Top with raspberries and strawberry quarters. Serve. You could use leftover fruit

cake or pudding in this trifle. Pauls Double Thick custard is twice as thick as pouring custard, and ideal for

the whole family. Check out the handy resealable pack for recipe suggestions. You could replace brandy

with orange juice. Top trifle with grated chocolate. Recipe sourced from taste.com

Ingredients:

4 x 85g packets strawberry jelly crystals

2 1/2 cups boiling water

1/2 x 800g light fruit cake, cut into 3cm cubes

2 tablespoons brandy (optional)

2 cups Pauls Double Thick French Vanilla custard

1 cup fresh or frozen raspberries

125g fresh strawberries, hulled, sliced

300ml thickened cream

1 teaspoon icing sugar mixture, sifted

50g white chocolate, grated fresh raspberries and

hulled, quartered strawberries, to decorate

Centrepoint Finance cares about the community we live in, and the people we are surrounded with. Outside

of our daily lives, many of us give back to our community.

Shane is the President of the Rockhampton & Capricorn Coast Men of League Foundation. Helping your mates

is an Aussie way of life and the Men of League foundation builds on this mateship by providing support to

Rugby League players and their families that have fallen on tough times. After more than a decade they have

grown to over 26,000 members all passionate about providing assistance and support to players, coaches,

referees, officials and administrators from all levels of the game and the broader rugby league community.

Shane hosted a golf day (Who would have thought!!) to help raise much needed funds for Men of League on

Friday 21st October at the beautiful Yeppoon Golf Club. There was a great roll-up to the day with over $5,000

raised for the charity.

Anyone can become a member and support this worthy

cause.

https://www.menofleague.com

If you would like to contribute to this amazing foundation,

contact Shane or donate via the link above.

(07) 4939 8882

FINANCIAL PLANNING SERVICES We pride ourselves on providing our clients with a “One Stop Shop” for all your financial needs, and have worked

hard to build a multi-faceted suite of offerings for you. One of these is our joint venture entity “JV Financial

Planning and Risk Insurance” which gives you access to a high quality, experienced & industry accredited

specialist in this highly complex area. It is important to us that our clients to have access to a local financial

planner that can be both trusted and relied upon to take care of their needs in this highly complex area.

Our trusted advisor Scott Barker will work with you to find solutions to the difficult questions…

Will I have enough money to retire?

How do I protect my family if I can no longer work?

Where does my money go when I die?

The advice that is provided is targeted at, YOU; Your needs, Your goals, Your plans. It involves exploring options

and implementing strategies, reducing downside risk and maximising opportunity. Scott engages with industry

specialists in other areas such as your accountant, solicitor and us as necessary to ensure you get a solution

tailored specifically to your needs.

HERE ARE JUST SOME OF THE WAYS WE HAVE BEEN ABLE TO HELP OUR CLIENTS:

Budgeting

Debt management

Savings plans

Protecting your family and your business:

Life Insurance, Total and Permanent Disability TPD, Trauma Insurance, Income and Loan Protection, Key

Person Insurance, Business Expenses Insurance.

Wealth creation

Investment strategies

Using positive debt

Diversification

All about retirement

Preparing for retirement

Utilising superannuation

Living in retirement—including Centrelink planning

Estate Planning

There is no cost for the initial consultation. We will work with Scott to help you achieve your financial and lifestyle

goals..

Financial Planning is a relationship. Our services are not one off transactions; we plan to work with you for life.

Give us a call to arrange a no-obligation initial consultation on (07) 4939 8882

We’re excited to announce that in early 2017 we will be launching our “Referral Rewards Programme”, as an extra

thank you to our clients and business partners, for referring new clients to us. Our current practice of rewarding our

referrers with extra entries into the ‘Win A Holiday” competition will continue, but we will be further

rewarding you for those referrals that go all the way & lead to a loan being funded or one of our

other services being utilised !!

Keep an eye out for the launch email, and also on our website and Facebook page for all the

details. In the meantime get yourself in the running by giving us the name & number of anyone

who may be able to assist OR make use of our new ‘refer a friend’ link on our website !

OUR GOAL IS –“TO MAKE THEM FOREVER GRATEFUL TO YOU” FOR REFERRING THEM TO US.

www.centrepointfinance.com.au/yeppoon/refer-a-friend Facebook.com/Centrepointfinanceyeppoon

CLICK HERE TO ENTER

How to get additional entries Enter using the button aboive. Make sure you include your details AND the details of the person you are referring.

Refer your friends, family & colleagues for 1 entry each referral

Contact us for a review of your finances & receive 1 entry!

Contact us for a review of your risk insurances, superannuation or financial planning needs & receive 1 entry!

Refinance/settle a new loan yourself or do any type of business with us & receive 3 entries!

By the way, please feel comfortable about entering this amazing competition because we respect your privacy, and promise to keep your

details safe. We just want to give you the opportunity to win a fantastic holiday! This competition commences at 9am AEDT

on Thursday 1 December 2016 and closes at 5pm AEST on Wednesday 26 April 2017. The winner will be drawn at 12 noon AEST on Friday

28 April 2017. Authorised under NSW Permit Number LTPS/16/08245; Permit No ACT TP 16/02047; SA Licence No: T16/1860. Please click below if you

would like a copy of the terms and conditions of this competition.

Centrepoint Finance Yeppoon

34 Normanby Street, YEPPOON, Q 4703

PO BOX 2290, YEPPOON, Q 4703

Phone: (07) 4939 8882 | Fax: (07) 4939 8885

E-Mail: yeppoon@cpf.com.au

ABN 71 098 663 846

Australian Credit Licence Holder No: 389397

DISCLAIMER: This newsletter has been prepared by The Centrepoint Finance Yeppoon Team. Every effort has been made to ensure the

contents are accurate at the time of publication. Shane Nipperess/Centrepoint Finance Yeppoon take no responsibility for any subsequent

action that may arise from the use of this newsletter.

CALL US FOR ALL YOUR PERSONAL & BUSINESS FINANCE NEEDS Product Offering:

Home Loans Chattel Mortgage Debtor Finance

Investment Loans Finance Lease Deposit Bonds

Land Loans Novated Lease Commercial Solar &

Agri-Business Sale & Lease/Hire Back Energy Efficient Lighting

Business Loans Operating Lease Premium Funding:

Commercial Loans Hire Purchase - Insurance

Consumer Loans Rental - Registrations

SMSF Investment Loans Farm Sheds - Public Liability

Non-Conforming (inc. Credit Impaired & Specialised Lending) - Workcover

The Prize Includes

8 night Greek Island holiday package for 2 people

2 return economy airfares to Athens from nearest

Australian capital city

3 nights’ accommodation at The Electra Hotel in Athens

5 nights’ accommodation at The Santorini Palace Hotel

Hydrofoil from Athens to Santorini and return.

Transfers to and from hotels and ports

A$1,500 cash for spending money