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8/4/2019 AG 7033 Auto Dec
http://slidepdf.com/reader/full/ag-7033-auto-dec 1/8
AG 7033 (5/07) Argo Group US
Includes copyrighted material of Insurance Services Office, Inc., with its permission.© ISO Properties, Inc., 2000
Page 1 of 8
Commercial Auto
BUSINESS AUTO DECLARATIONSPOLICY NO.: WNA800012201
Argonaut Insurance Company225 W. Washington Street, 6th Floor
Chicago, IL60606
S.N. Potter Insurance Agency, Inc.1901 W. Kettleman Lane, Suite 103
Lodi, CA 95242Agency License #0562307
ITEM ONE
NAMED INSURED: Fisher Vineyards
MAILING ADDRESS: 6200 Saint Helena Road Santa Rosa
CA 95404
POLICY PERIOD: From 05/04/2011 to 05/04/2012 at 12:01 A.M. Standard Time at your
mailing address shown above.
PREVIOUS POLICY NUMBER: NEW
FORM OF BUSINESS:
CORPORATION LIMITED LIABILITY COMPANY INDIVIDUAL
PARTNERSHIP OTHER
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THISPOLICY, WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.
PREMIUM FOR ENDORSEMENTS $ INCLUDED
*ESTIMATED TOTAL PREMIUM $ 2,085.00
*This policy may be subject to final audit.
Premium shown is payable: $ at inception.
AUDIT PERIOD (IF APPLICABLE) ANNUALLY SEMI-ANNUALLY QUARTERLY MONTHLY
ENDORSEMENTS ATTACHED TO THIS POLICY:
AG9500-0706, AG9524-0706, AG9544-0706, AG9565-0706, AG9587-0706, AG9700-0706, AG9724-0706, AG9757-0706AG9765-0706, AG9775-0706, AG9787-0706, AG9800-0706, AG9824-0706, AG9857-0706, AG9865-0706, AG9875-0706AG9887-0706, AG9900-0706, AG9924-0706, AG9957-0706, AG9965-0706, AG9975-0706, AG9987-0706, AG9501-0306AG9502-0306, AG9503-0306, AG9521-0306, AG9522-0306, AG9523-0306, AG9532-0306, AG9541-0306, AG9543-0306AG9552-0306, AG9563-0306, AG9576-0306, AG9583-0306, AG9701-0306, AG9702-0306, AG9703-0306, AG9721-0306AG9722-0306, AG9723-0306, AG9732-0306, AG9741-0306, AG9743-0306, AG9751-0306, AG9752-0306, AG9753-0306AG9756-0306, AG9763-0306, AG9776-0306, AG9783-0306, AG9801-0306, AG9802-0306, AG9803-0306, AG9821-0306AG9822-0306, AG9823-0306, AG9832-0306, AG9841-0306, AG9843-0306, AG9851-0306, AG9852-0306, AG9853-0306AG9856-0306, AG9863-0306, AG9876-0306, AG9883-0306, AG9901-0306, AG9902-0306, AG9903-0306, AG9921-0306AG9922-0306, AG9923-0306, AG9932-0306, AG9941-0306, AG9943-0306, AG9951-0306, AG9952-0306, AG9953-0306
AG9956-0306, AG9963-0306, AG9976-0306, AG9983-0306, AG9504-0702, AG9554-0702, AG9574-0702, AG9704-0702AG9744-0702, AG9754-0702, AG9774-0702, AG9804-0702, AG9844-0702, AG9854-0702, AG9874-0702, AG9904-0702AG9944-0702, AG9954-0702, AG9974-0702.
COUNTERSIGNEDBY
(Date) (Authorized Representative)
NOTEOFFICERS' FACSIMILE SIGNATURES MAY BE INSERTED HERE, ON THE POLICY COVER ORELSEWHERE AT THE COMPANY'S OPTION
8/4/2019 AG 7033 Auto Dec
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AG 7033 (5/07) Argo Group US
Includes copyrighted material of Insurance Services Office, Inc., with its permission.© ISO Properties, Inc., 2000
Page 2 of 8
Commercial Auto
POLICY NO.: WNA80001220ITEM TWO
SCHEDULE OF COVERAGES AND COVERED AUTOSThis policy provides only those coverages where a charge is shown in the premium column below. Each othese coverages will apply only to those "autos" shown as covered "autos". "Autos" are shown as covered "autosfor a particular coverage by the entry of one or more of the symbols from the Covered Autos Section of the BusinessAuto Coverage Form next to the name of the coverage.
COVERAGES
COVERED AU-TOS (Entry of one or more of the symbols
from the CoveredAutos Section of theBusiness Auto Cov-
erage Form showswhich autos arecovered autos.)
LIMIT
THE MOST WE WILL PAY FOR ANYONE ACCIDENT OR LOSS
PREMIUM
LIABILITY 04 $1,000,000 CSL $ 677.00
PERSONAL INJURYPROTECTION (or equivalent No-fault Coverage)
01 SEPARATELY STATED IN EACH P.I.P.ENDORSEMENT MINUS $ 250 DED.
$ 46.00
ADDED PERSONAL INJURY
PROTECTION (or equivalentadded No-fault Coverage)
01 SEPARATELY STATED IN EACH ADDED
P.I.P. ENDORSEMENT.
$ 4.00
PROPERTY PROTECTIONINSURANCE (Michigan only)
02 SEPARATELY STATED IN THE P.P.I.ENDORSEMENT MINUS $ 250 DED.FOR EACH ACCIDENT.
$ 4.00
AUTO MEDICAL PAYMENTS 01 $ 5,000 $ 1.00
UNINSURED MOTORISTS 01 $ 60000 $ 2,710.00
UNDERINSURED MOTOR-ISTS (When not included inUninsured Motorists Coverage)
01 $ 120000 $ 2,710.00
PHYSICAL DAMAGECOMPREHENSIVE COVERAGE
03 ACTUAL CASH VALUE OR COST OFREPAIR, WHICHEVER IS LESS, MINUS$ 100 DED. FOR EACH COVERED AU-TO, BUT NO DEDUCTIBLE APPLIES TO
LOSS CAUSED BY FIRE OR LIGHTNING.See ITEM FOUR For Hired Or Borrowed"Autos".
$ 231.00
PHYSICAL DAMAGESPECIFIED CAUSES OFLOSS COVERAGE
02 ACTUAL CASH VALUE OR COST OFREPAIR, WHICHEVER IS LESS, MINUS$ N/A DED. FOR EACH COVERED AUTOFOR LOSS CAUSED BY MISCHIEF ORVANDALISM. See ITEM FOUR For HiredOr Borrowed "Autos".
$ 217.00
PHYSICAL DAMAGECOLLISION COVERAGE
01 ACTUAL CASH VALUE OR COST OFREPAIR, WHICHEVER IS LESS, MINUS$ 2000 DED. FOR EACH COVERED AU-TO. See ITEM FOUR For Hired Or Bor-rowed "Autos".
$ 566.00
PHYSICAL DAMAGE TOW-
ING AND LABOR
01 $ 100 For Each Disablement Of A
Private Passenger "Auto".
$ 14.00
PREMIUM FOR ENDORSEMENTS $ 94.00
*ESTIMATED TOTAL PREMIUM $ 7,274.00
*This policy may be subject to final audit.
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AG 7033 (5/07) Argo Group US
Includes copyrighted material of Insurance Services Office, Inc., with its permission.© ISO Properties, Inc., 2000
Page 3 of 8
Commercial Auto
POLICY NO.: WNA80001220
ITEM THREE
SCHEDULE OF COVERED AUTOS YOU OWN
DESCRIPTION PURCHASED TERRITORY
CoveredAuto No.
Year, Model, Trade Name, Body TypeSerial Number (S) Vehicle Identification
Number (VIN)
OriginalCost New
ActualCost &
NEW (N)USED (U)
Town & StateWhere The
Covered AutoWill Be Principally
Garaged
1 2011 102 BMW MA0123 $ 2000 $ GaragingAddressAcampo CA
2 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
3 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
4 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
5 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
6 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
7 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
8 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
9 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
10 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
11 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
12 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
13 2010 BMW CM0988 $ 2000 $ GaragingAddress
Acampo CA14 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
15 2010 BMW CM0988 $ 2000 $ GaragingAddressAcampo CA
CLASSIFICATION
CoveredAuto No.
RadiusOf
Operation
BusinessUse
s=service
Size GVW,GCW Or
Vehicle Seat-ing
AgeGroup
PrimaryRatingFactor
Secon-dary
RatingFactor
Code EXCEPT For Towing, All Phys-
ical Damage Loss Is
r=retailc=com’l
Capacity Liab. Phy.Dam.
Payable To YouAnd The Loss
Payee Named BelowAs Interests May
Appear At theTime
Of The Loss.
1 011 ABC Company
2 011 ABC Company
3 011 ABC Company
4 011 ABC Company
5 011 ABC Company
6 011 ABC Company
7 011 ABC Company
8 011 ABC Company
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AG 7033 (5/07) Argo Group US
Includes copyrighted material of Insurance Services Office, Inc., with its permission.© ISO Properties, Inc., 2000
Page 4 of 8
9 011 ABC Company
10 011 ABC Company
11 011 ABC Company
12 011 ABC Company
13 011 ABC Company
14 011 ABC Company
15 011 ABC Company
Covered
Auto No.
COVERAGES - PREMIUMS, LIMITS AND DEDUCTIBLES (Absence of a deductibleor limit entry in any column below means that the limit or deductible entry
in the corresponding ITEM TWO column applies instead.)LIABILITY PERSONAL INJURY
PROTECTIONADDED P.I.P. PROPERTY PROTEC-
TION(Michigan Only)
Limit Premium Limit StatedIn Each P.I.P.End. MinusDeductible
ShownBelow
Premium Limit StatedIn Each Add-ed P.I.P. End.
Premium
Limit StatedIn P.P.I.
End. MinusDeductibleShown Be-
low
Premium
1 $ 10000 $ 677.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
2 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
3 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
4 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
5 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.006 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
7 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
8 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
9 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
10 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
11 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
12 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
13 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
14 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
15 $ 125000 $ 724.00 $ 250 $ 46.00 $ 4.00 $ 250 $ 4.00
Total
Pre-mium
$ 10,813.00 $690.00 $60.00 $60.00
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AG 7033 (5/07) Argo Group US
Includes copyrighted material of Insurance Services Office, Inc., with its permission.© ISO Properties, Inc., 2000
Page 5 of 8
Commercial Auto
POLICY NO.: WNA80001220ITEM THREE
SCHEDULE OF COVERED AUTOS YOU OWN (Cont'd)
CoveredAutoNo.
COVERAGES – PREMIUMS, LIMITS AND DEDUCTIBLES (Absence of a deductibleor limit entry in any column below means that the limit or deductible entry
in the corresponding ITEM TWO column applies instead.)
AUTO MEDICAL PAYMENTS COMPREHENSIVE SPECIFIED CAUSES OFLOSS
Limit Premium Limit Stated InITEM TWO
MinusDeductible
Shown Below
Premium Limit StatedIn
ITEM TWODeductible
Shown Below
Premium
1 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
2 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
3 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
4 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
5 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
6 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
7 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.008 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
9 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
10 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
11 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
12 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
13 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
14 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
15 $ 4 $ 1.00 $ 100 $ 231.00 $ 250 $ 217.00
TotalPremium
$15.00 $3465.00 $3255.00
Covered
AutoNo.
COVERAGES – PREMIUMS, LIMITS AND DEDUCTIBLES (Absence of a deductibleor limit entry in any column below means that the limit or deductible entryin the corresponding ITEM TWO column applies instead.)
COLLISION TOWING & LABOR
Limit Stated InITEM TWO MinusDeductible Shown
Below
Premium Limit Per Disablement
Premium
1 $ 2000 $ 566.00 $ 20000 $ 14.00
2 $ 2000 $ 566.00 $ 20000 $ 14.00
3 $ 2000 $ 566.00 $ 20000 $ 14.00
4 $ 2000 $ 566.00 $ 20000 $ 14.00
5 $ 2000 $ 566.00 $ 20000 $ 14.00
6 $ 2000 $ 566.00 $ 20000 $ 14.007 $ 2000 $ 566.00 $ 20000 $ 14.00
8 $ 2000 $ 566.00 $ 20000 $ 14.00
9 $ 2000 $ 566.00 $ 20000 $ 14.00
10 $ 2000 $ 566.00 $ 20000 $ 14.00
11 $ 2000 $ 566.00 $ 20000 $ 14.00
12 $ 2000 $ 566.00 $ 20000 $ 14.00
13 $ 2000 $ 566.00 $ 20000 $ 14.00
14 $ 2000 $ 566.00 $ 20000 $ 14.00
15 $ 2000 $ 566.00 $ 20000 $ 14.00
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AG 7033 (5/07) Argo Group US
Includes copyrighted material of Insurance Services Office, Inc., with its permission.© ISO Properties, Inc., 2000
Page 6 of 8
TotalPremium
$8490.00 $ 210.00
ITEM FOUR
SCHEDULE OF HIRED OR BORROWED COVERED AUTO COVERAGE AND PREMIUMS
LIABILITY COVERAGE – RATING BASIS, COST OF HIRE
STATE ESTIMATEDCOST OF HIRE
HIRE FOR EACHSTATE
RATE PER EACH$100 COST OF HIRE
FACTOR (If Liability
Coverage Is Primary)
PREMIUM
CA $ 1000 $ 0.98 1 $ 7.00
TOTAL PREMIUM $ 7.00
Cost of hire means the total amount you incur for the hire of "autos" you don't own (not including "autos" you borrow or rent from your partners or "employees" or their family members). Cost of hire does not include charges foservices performed by motor carriers of property or passengers.
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AG 7033 (5/07) Argo Group US
Includes copyrighted material of Insurance Services Office, Inc., with its permission.© ISO Properties, Inc., 2000
Page 7 of 8
Commercial Auto
POLICY NO.: WNA80001220PHYSICAL DAMAGE COVERAGE
COVERAGES
LIMIT OF INSURANCETHE MOST WE WILL PAY
DEDUCTIBLE
ESTIMATEDANNUALCOST OF
HIRE
RATE PEREACH $100ANNUAL
COSTOF HIRE
PREMIUM
COMPREHEN-SIVE
ACTUAL CASH VALUE OR COST OF RE-PAIR, WHICHEVER IS LESS, MINUS$ 250 DED. FOR EACH COVERED AUTO,BUT NO DEDUCTIBLE APPLIES TO LOSSCAUSED BY FIRE OR LIGHTNING.
$ 24234.00 $ $ 91.00
SPECIFIEDCAUSES OF
LOSS
ACTUAL CASH VALUE OR COST OF RE-PAIR, WHICHEVER IS LESS, MINUS $ 250DED. FOR EACH COVERED AUTO FORLOSS CAUSED BY MISCHIEF OR VANDAL-ISM.
$ 24234.00 $ $ 47.00
COLLISIONACTUAL CASH VALUE OR COST OF RE-PAIR, WHICHEVER IS LESS, MINUS $ 250DED.FOR EACH COVERED AUTO.
$ 24234.00 $ $ 150.00
TOTAL PREMIUM $ 288.00
ITEM FIVE
SCHEDULE FOR NON-OWNERSHIP LIABILITY
NAMED INSURED'S BUSINESS RATING BASIS NUMBER PREMIUM
Other Than A Social Service Agency Number Of Employees
Number Of Partners $
Social Service Agency Number Of Employees 100 $ 2.00
Number Of Volunteers 50 $
TOTAL $ 2.00
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AG 7033 (5/07) Argo Group US
Includes copyrighted material of Insurance Services Office, Inc., with its permission.© ISO Properties Inc 2000
Page 8 of 8
Commercial Auto
POLICY NO.: WNA80001220ITEM SIX
SCHEDULE FOR GROSS RECEIPTS OR MILEAGE BASIS – LIABILITY COVERAGE – PUBLIC AUTO ORLEASING RENTAL CONCERNS
RATES
ESTIMATE YEARLY
Per $100 Of Gross Receipts
Per Mile
PREMIUMS
Gross ReceiptsMileage
LIABILITYCOVERAGE
AUTO MEDICALPAYMENTS
LIABILITYCOVERAGE
AUTO MEDICALPAYMENTS
$ $ $ $
$ $ $ $
$ $ $ $
$ $ $ $
TOTAL PREMIUMS $ $
MINIMUM PREMIUMS $ $
When used as a premium basis:FOR PUBLIC AUTOS
Gross Receipts means the total amount to which you are entitled for transporting passengers, mail or merchandise during the policy period regardless of whether you or any other carrier originate the transportationGross Receipts does not include:
A. Amounts you pay to railroads, steamship lines, airlines and other motor carriers operating under theiown ICC or PUC permits.
B. Advertising revenue.
C. Taxes which you collect as a separate item and remit directly to a governmental division.
D. C.O.D. collections for cost of mail or merchandise including collection fees.
Mileage means the total live and dead mileage of all revenue producing units operated during the policy period
FOR RENTAL OR LEASING CONCERNSGross receipts means the total amount to which you are entitled for the leasing or rental of "autos" during thepolicy period and includes taxes except those taxes which you collect as a separate item and remit directly to agovernmental division.
Mileage means the total of all live and dead mileage developed by all the "autos" you leased or rented to othersduring the policy period