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THE CANARA BANK OFFICERS’ ASSOCIATION (REGD)
FACILITIES TO PROMOTEE OFFICERS 2020
Dear Colleagues,
The Canara Bank Officers’ Association which is affectionately called by everyone as CBOA, was started in 1966 and completed five decades in serving the Officers’ community.
OnOn behalf of CBOA, the ultimate hope of Officers’ Community, I have great pleasure in appreciating, congratulating, felicitating, greeting & welcoming you on your elevation as an Officer.
FACILITIES TOPROMOTEE OFFICERS 2020
BE PROUD
THE CANARA BANK OFFICERS' ASSOCIATION (CBOA) is in existence since 1966 and is the only Recognized Association representing Officers. Nearly 30000 Officers upto Scale III and 1500 Executives all over India have enrolled themselves as members of this Great Organisation, THE CANARA BANK OFFICERS’ ASSOCIATION.
IT IS THE CBOA that is affiliated to AIBOC, the largest National Organisation of Officers with absolute majority in Banks and representing 95% of the Officers in the Banking Industry. It is the second largest Association in AIBOC.
IT IS THE CBOA that holds periodical Joint Conferences with the Bank Management to lay down policies on promotion, transfers and other service matters of interest concerning the Officers community. It has successfully completed more than 200 Joint Conferences with the Bank.
IT IS THE CBOA that has no political alignment
IT IS THE CBOA that has a Service Unit called ‘CANPAL’ for serving the society & our Bank.
IT IS THE CBOA that has sponsored and created a Thrift Society at Chennai and a Welfare Fund at Mumbai, granting death relief to members besides assistance to its members on Hospitalisation.
IT IS THE CBOA, that has been publishing “FRIEND & GUIDE”, "LIGHT CIRCLE” “Empower”, “Canpal Diary”, Promotion Study Materials and systematic coaching classes / mock interview sessions at all the important centres all over India for the benefit of members / non-members.
Y(our) CBOA has completed 5 decades of its existence and the Golden Jubilee of our CBOA was celebrated throughout the country in 2016. It continues its unending crusade for securing more lasting facilities for all the Officers in Canara Bank.
‘Be proud to be a member of Canara Bank Officers’ Association’
THE CANARA BANK OFFICERS’ ASSOCIATION (Regd) Registered under Trade Unions Act, 1926 at Mumbai. (Affiliated to AIBOC & AINBOF)
CENTRAL OFFICE 402-406, 4TH Floor, Himalaya House, P.B.No.262, 79, Mata Ramabai Ambedkar Marg, FORT, Mumbai : 400 001 Tel: 2261 7872, 2270 5750,22692083 Fax : 2261 8306, Gram: CIBIOA E-mail : [email protected] [email protected]
CHENNAI OFFICE: 216, Royapettah High Road,
Opp. Deccan Hotel, Royapettah,
Chennai-600014 Off: 0612-2320856
Fax: 2223383 E-mail: [email protected]
CBOA WELFARE SCHEMES BENEVOLENT FUND
The CBOA has formulated a Scheme to extend financial help to the family members of an Officer who dies in harness and also to involve the members in creating a ‘corpus’ in order to give a reasonable amount to the dependents of the deceased members.
Every member shall pay a sum of Rs.175.00 (Rupees one hundred and seventy five only) per month as ‘Contribution to the Fund’. In the case of ‘death in harness’ of a member a sum of Rs.9,50,000.00 (Rupees Nine lakhs and fifty thousand only) shall be paid to the nominee/s of the member from the corpus of the Fund.
DEATH RELIEF SCHEME
Under this scheme, an amount of Rs.50,000.00 is being paid to the spouse or in their absence to 1st Son / Daughter of the member who died in harness.
HOSPITALISATION SCHEME
In case of major operation or hospitalization for a long duration, an amount not exceeding Rs.2,00,000.00 (Two lakh only) shall be reimbursed under this scheme to a member on account of hospitalisation of self, spouse and children which is disallowed by Medical Expenses of the Bank.
HONOURING RETIRED MEMBERS
A suitable memento worth
Rs.5000.00 shall be given to all the officers, who is our member for less than three years, retiring on superannuation.
Rs.10000.00 shall be given to all the officers, who is our member for upto five years, retiring on superannuation.
Rs.20000.00 shall be given to all the officers, who is our member for more than five years, retiring on superannuation
CANBHANDHAN A Suitable momento worth Rs.5000.00 shall be given to Canbhandhan couples provided both are our members. A Marriage momento of Rs.1000.00 if only one of the couples is our member.
Important websites
Canara Bank Officers’ Association www.cboa.co.in
CBOA Promotion materials www.canpalquest.com
CBOA Online mock promotion tests www.cboa.runexam.com
All India Bank Officers Confederation www.aiboc.org
Canara Bank www.canarabank.com
Reserve Bank of India www.rbi.org.in
Indian Banks Association www.iba.org.in
Ministry of Finance, Govt of India www.finmin.nic.in
UNPARALLEL ACHIEVEMENTS OF CBOA
New Furniture Scheme : Because of the efforts taken by CBOA, the new Furniture Scheme has been introduced for providing furniture / fixtures to the Officers during 2013.
Introduction of ‘Policy on Staff Accountability’ to safe guard Officers: The ‘Policy on Staff Accountability’ has been made only in our Bank in the entire industry. The entire credit goes to our beloved organization ‘CBOA’. The main aim of the Accountability policy is not to discourage exercise of initiative and decision making.
Informing the Annual Confidential Assessment Report (APAR) rating: Due to the efforts taken by CBOA & AIBOC, the APAR rating will not be confidential and it will be informed to individual officers from 2013 onwards.
Enhancement in limit & relaxations in eligibility norms etc in Employees’ Housing Loan scheme
Realistic Revision in Rental Ceiling for quarters during 2015 and again takenup for further revision during the recently held Joint conference on 25.06.2019 and is under consideration of Bank.
Increase in limit & relaxations in eligibility norms etc in Employees’ Car Loan and Employees’ Two Wheeler Loan:
Upward revision in reimbursement of monthly conveyance expenses (HO Cir 96/2012): Till 28.02.2012, the P Os got reimbursed of conveyance expenses upto Rs 100 p.m. for Metro & Rs 75/- p.m. for other places respectively. We took the matter in the Joint Conference and made the limit as Rs 1000/- p.m. for Metro / Area I & Rs 800/- p.m. for other areas. Further, the confirmed Officers were earlier eligible for reimbursement of lump sum only till crossing the Basic Pay of Rs 31,705/-. Now, our organisation has helped the Probationary Officers to get fuel reimbursement at petrol limits (instead of lump sum) w.e.f. 01.03.2012 immediately after their confirmation without crossing the Basic Pay of Rs 31,705/-
Reimbursement Conveyance expenses on declaration basis.
Increased Promotional opportunities within short span
Introduction of BDE to Probationary Officers / Managers / Senior Managers
Upward revision in Business Development Expenses to Branch Heads
Special Vehicle Loan Scheme for Probationary Officers (HO Cir 434/2013)
Officers are eligible for Car loan after 6 months of & Housing loan after 2 years service
Extension of Reimbursement of Business Development Expenditure to POs
Extending the Packing expenses facility to POs during probationary period
More number of holiday homes opened by the Bank at various centres
Redesignation of Rural Officers as AEOs
Newspaper subscription during Probationary period & no ceiling on subscription
Removal of Basic Pay restriction for availing car loan
Providing transit quarters in all the cities
Assured Home state transfer after completion of three years
Introduction of Cleaning expenses facility to all officers
Providing Laptops & Mobile sets to all Branch Heads:
Extension of mobile phone facility to Section heads/ Inspection/Marketing
Opportunity to the retired officers for Audit
Increase in Staff Meeting expenditure
Lodging / Hostel / PG Accommodation for POs during Prob Period (HO Cir 340/2015)
Conversion of Marketing Officers on contract basis: It is the CBOA converted all Marketing Officers on contract basis to permanent officers of Canara Bank. It is an unprecedent in the Indian Banking Industry
Revision in LFC Encashment amount: In response to our request, the LFC encashment amount has been revised as mentioned below on account of revision in Railway Fare:- For Scale I / II / III Rs 8,720/- per person and for Scale IV / V / VI / VII Rs 17,400/- Per person
Revision in reimbursement of JAIIB/CAIIB exam fees: The Bank has acceded to our demand and the reimbursement of JAIIB/CAIIB Exam Fees (50%) and cost of study materials (100%) are revised as under: JAIIB: Exam Fees – Rs.1349, Study Materials- Rs.1265 (Hindi), Rs.1095 (English) CAIIB: Exam Fees – Rs.1517, Study Materials- Rs.1200- Rs.1350 The above will be reimbursed for those who pass JAIIB / CAIIB examinations in consecutive 2 attempts.
Accessing Cannet from home through internet (HO Cir 289/2015): We have demanded for the facility of accessing Cannet & HRMS from home through internet. Now, our Bank has permitted the Officer employees to access Cannet from home through internet.
Visiting Card Facility: The Bank has introduced Visiting Card facility to all Scale I Officers upto 200 cards per year, in addition to the Officials who are provided with Visiting Cards as per the existing norms.
Providing Brief Case / Leather Bag to Officers: Once in five years, the Officers are eligible for getting reimbursement of expenses for buying Brief Case / Leather Bag as follows: For Confirmed Scale I = Rs 1,500; For Confirmed Scale II & III = Rs 2,000
Flat Maintenance Expenses: Reimbursement of expenses towards regular maintenance charges within the overall rental ceiling permissible to officers in Scale I, II & III in case they are taking the flats on rent w.e.f. 12.7.2016.
Reduction in Rate of Interest for Staff Loans is another great achievement of CBOA
Cover Photo:
18th Triennial Conference of Canara Bank Officers Association, Held at Chennai
BRIEF HISTORY OF CBOA
THE FORMATION OF OFFICERS’ CLUB IN 1966: A group of Officers in Mumbai (Then
Bombay) came together and had series of Meetings to work out a plan. In the initial stages,
the Officers working at Mumbai came together and formed the Officers' Club in 1966.
REGISTRATION OF CBOA IN 1970: The Canara Bank Officers' Association was registered
under Trade Union Act,1926 in February,1970.
RECOGNITION BY THE MANAGEMENT: Our CBOA was recognised by the Management in
the year 1970
GOLDEN JUBILEE CELEBRATIONS (1966 -2016): Our CBOA’s Golden Jubilee was celebrated
from January 2016 at Ten Zones throughout the country.
Opening of CBOA’s Guest Houses: In commemoration of our Golden Jubilee, our CBOA
takes efforts to open our own Guest Houses at all important centres in the country besides
our Guest Houses already at Chennai, Kolkata & Trivandrum. CBOA’s Guest houses are
opened at Coimbatore, Amritsar, Gulbarga, Rameswaram and Chandigarh
Joint Conferences: Our CBOA has successfully completed more than 200 Joint Conferences with the Management and achieved lot of benefits for the Officers community.
CBOA INITATIVES
CBOA’S UNIQUE WAY TO MOTIVATE THE PROMOTION ASPIRANTS Our CBOA conducts coaching classes all over the country for all the promotion aspiring Workmen & Officer Employees irrespective of their cadre and affiliation. Further, CBOA prepares & uploads study materials in our CBOA’s website for all promotions, develops & introduces Online Model Test, conducts mock interviews, contacts the promotion aspirants & motivate them to take up higher responsibilities. Besides this, in order to recognize and reward the toppers in the promotion test, Commendation letters and Cash Awards for All India Topper = Rs.25,000.00 & Circle Topper = Rs.10,000.00 are being given to them at the initiative of our beloved General Secretary Sri G V Manimaran.
CANPAL Helping hands never hesitate to stretch beyond boundaries – A voluntary forum consisting of serving & retired Officers, has been formed by our CBOA with the objective of dedicating ourselves to our beloved Bank and society.
THINK TANK Lot of young boys and girls are in our Bank throughout the country whose talents are very vital for the growth of the Bank and development of the organisation. These youth love to work for the organisation. As such, a platform is provided to them called “CBOA THINK TANK” under which they can pool their talent and work for the organisation.
HELP TANK It’s amazing to experience that there is a helping hand, a one point contact that is always available to extend help in answering all our queries. Currently our organisation having majority of officers as new recruits, the need of the hour is to get equipped with knowledge to execute out duties effectively. We are fortunate that during our time this facility is being initiated by (y)our CBOA. The Help Tank also provides documentary on all the queries raised with answers which benefits all our members to get exposure on various topics. Email: [email protected]
BE POSITIVE BLOOD DONORS GROUP – the CANPAL initiates action towards this objective as an expression of commitment to Social cause.
CANBANDHAN A beautiful life does not happen, it is built. As CANPAL, never hesitate to stretch its hands beyond boundaries, now it has stretched to create the bonds of life. Our new avenue CANPAL MATRIMONIAL, the “CANBANDHAN”.
COUNSELLING CONSULES The response to our proposal of organising COUNSELLING CENTRES is immense and it has encouraged us to formalise the structure of such centres in the interest of our officers undergoing untold stress. The counsellors are identified volunteers from among the retired / serving executives, retired officers and Office bearers of the CBOA. The names and the details of the counsellors for both the residential and online counselling will be made available through our CBOA website and will be updated on receipt of willingness from such volunteers periodically.
YOUTH CONCLAVES: It is the CBOA conducting YOUTH CONCLAVES in order to give due share in the governance of the ASSOCIATION.
LEADERSHIP DEVELOPMENT AND DEFENCE WORKSHOP:
In order to develop the youngsters who are going to shoulder the Bank as well as our Organisation in the days to come, Leadership Development and Defence Workshop are being conducted throughout the country for the Officers below 35 years old.
CBOA'S GESTURE WHEN OUR COUNTRY WITNESSED UNFORESEEN CALAMITIES KERALA FLOOD: CBOA donated Rs.500000.00 from CBOA Disaster Relief Fund. CBOA released another ₹ 6 lacs (Rs.75000.00 each to every flood effected districts) to help the Kerala flood victims. PULWAMA ATTACK: CBOA have donated Rs.50000.00 each to all the Pulwama Matyrs family. ODHISSA CYCLONE – FANI: CBOA released an amount of Rs.5.00 lakhs to CBOA Bhubaeswar unit for directly helping the fani vistims of Bhubaneswar. ASSAM FLOOD: CBOA released an amount of Rs.5.00 lakhs to CBOA Assam unit for directly helping the flood vistims of Assam. BIHAR FLOOD: CBOA released an amount of Rs.5.00 lakhs to CBOA Bihar unit for directly helping the flood vistims of Bihar.
CANPALS CASTLE - CBOA GUEST HOUSES PLACE ADDRESS CONTACT
Amritsar Flat No.37
3rd Floor
Improvements Trust Flats
HIG Category, Improvement Trust
Colony, New Amritsar
GT Road, Amritsar
Mr. Rajesh Puri
Ph: 9915111437
Chandigarh Flat No.602, Oak Tower
Ansal Woodbury Apartment
Zirakpur Patiala Road
Near Air force Station Road
Chandigarh
Mr. Yugesh Kumar
Ph: 9501016719, 8660697911
Chennai 1 216, Royapettah High Road
Opp Deccan Hotel
Royapettah,
Chennai
Mr. Palaniappan
Ph: 7358639688
Chennai 2 Kavanur Road,
Near VGN Appartments,
Potheri
Mr. Govindan
Ph: 9791636006
Coimbatore 1/1-59, Anna Nagar,
Near Kathir College,
Neelambur
Coimbatore
Mr. Kaviarasan
Ph: 6369334541
Kalburgi Kaasi Kamal,
Behind High Court,
Afzalpur,
Kalburgi
Mr. Thimmareddy
Ph: 9448413399
Kolkatta 12B, Mahim Halder Street
Kolkatta 700025
Mr. Swapan Halder
Ph: 94336 30367
Rameswaram Meyyampulli Villag,
Nea APJ Abdul Kalam Memmorial,
Rameswaram
Mr. Radhakrishnan
Ph: 9994571367
Trivandrum CBOA Bhavan
Chirakulam Road
Mullassery Lane
Trivandrum 695001
Mr. Srikanth
Ph: 9744558709
Madurai
Kodaikanal
Tirupathi
Velamkanni
Banglore
Gaya
Varanasi
Ajmer
Delhi
Dharmasala
Holiday Homes Proposed / Under
Construction to be completed this year
FACILITIES & PERQUISITES TO
CLERICAL TO OFFICER PROMOTEES
Scale of Pay 23700 980 30560 1145 32850 1310 42020 7 2 7
Automatic Movement & Stagnation increment
Officers in Scale-I, 1 year after reaching the maximum in their respective scale, shall be granted further increments including stagnation increment(s) in the next higher scale subject to their crossing the efficiency bar as per guidelines of the Government.
Stagnation increments are payable on completion of 3 years after reaching the maximum in Scale - II
Max 4 stagnation increments
Annual Increment Increment accrues on an annual basis and shall be granted every year on the date mentioned in the Promotion proceedings.
Probation One year. No confirmation test.
Special Allowance 7.75% of Basic Pay + applicable DA thereon
Dearness Allowance DA payable is linked to Consumer Price Index
0.10% per slab over 4440 points (1 slab = 4 points)
DA is revised on 1st Feb, May, Aug & Nov
Passing JAIIB / CAIIB
Incentive / Increment for passing JAIIB & CAIIB after becoming an Officer
One additional increment for passing JAIIB examination and one additional increment for passing CAIIB examination are being granted in the scale of pay to the Officer Employees from the date of declaration of results.
The employees successfully complete JAIIB / CAIIB examinations within two consecutive attempts, shall be eligible for reimbursement of 50 % examination fee and also cost of study kit.
House Rent Allowance
House Rent Allowance
Major Cities 9.00% of Pay
Area I 8.00% of Pay
Other Places 7.00% of Pay
Minimum HRA on declaration basis
150% HRA is payable on production of Rent Receipt
150% HRA is payable on capital cost basis for occupation of own house
Promotee Officers are eligible for quarters facility at the place of work during
probationary period.
TA - Mode of travel A/C 2 tier by train for travel while on duty or LFC
Leave
Entitlement:
Promotee Officers are eligible for all types of leave as entitled in Workmen cadre.
Paternity leave: Male Officers are eligible for 15 days Paternity leave for his wife’s confinement
Privilege Leave:
It can be availed by giving 15 days’ notice
It can be accumulated upto 270 days. But, upto 240 days PL only can be encashed
Carry over of accumulated Leave:
On promotion from Clerical to Officers cadre, accumulated leave of all categories as on the date of promotion will be permitted to be carried over.
Special aspects:
CL cannot be availed for more than 4 days at a time. However, there is no restriction as regards the total period of absence inclusive of public and weekly holidays.
The Unavailed casual leave up to the end of immediately preceding calendar year in which they were promoted shall not lapse and it can be availed by the Promote Officer at any time till retirement.
The Unavailed Casual Leave in any year in Officer cadre, has to be availed in the following 3 years or else it will be lapsed.
Shifting charges / Packing expenses
Promotee officers are eligible for shifting charges / Packing expenses of Rs.15,000.00 on declaration basis towards packing / loading / unloading / local transportation / transit insurance etc in connection with transfer.
Newspaper
Eligible for reimbursement of 80% of Cost of two dailies on declaration basis during Probationary period.
No ceiling on subscription.
Payable once in 3 months
Business Development Expenses
The Promotee Officers are eligible for reimbursement of BDE for full limit during their probationary period.
BDE limit for Scale I Officer is Rs.6000.00 per financial year. (Rs.7000.00 if posted as branch in charge)
Festival Advance
The Promotee Officers are eligible for Festival Advance.
Festival advance limit is one month gross salary.
Repayable in 12 equal monthly instalments.
Interest free.
Cleaning Expenses
It is being reimbursed every month to the Officer employees residing in Bank owned quarters / Bank Leased quarters / Personal leased quarters / own house
The cleaning expenses limit for Scale I is Rs 300/- per month
Conveyance during probationary period
Metro Area I Area II Area III
Not having vehicle Rs.1000.00 Rs.1000.00 Rs.800.00 Rs.800.00
Petrol Limit if having vehicle
45 L 40 L 35 L 35 L
Lodging Expenses & Halting allowances
Lodging w.e.f. 01.03.2008
Major Area I Others
Scale II & III 2400 1600 1200
Scale I 1600 1200 800
N.B: Promotee Officers are eligible for lodging Facility for outstation duty. Declaration to be given in HRMS package while claiming Boarding Expenses.
Halting Allowance w.e.f. 1.6.2015 Scale-I,II,III
Delhi, Mumbai, Kolkata, Chennai 1300
Other Major Cities 1100
Area I 950
Other Places 800
Rental Ceiling
Promotee Officers are eligible to stay in Lodge / Hostel / PG Accommodation if no Bank owned / leased quarters are available at the centre, but reimbursement shall be fixed at 60% of rental reimbursement applicable to the place of posting or the actual cost whichever is lower. Rental Ceiling:
Place Scale 1 Scale 2 Scale 3
Delhi. Gurgaon, Noida, Ghaziabad, Mumbai
Rs.20000.00 Rs.21000.00 Rs.22000.00
Bangalore, Kolkatta, Chennai, Hyderabad, Secundarabad, Ahmedabad, Chandigarh, Faridabad, Pune
Rs.17000.00 Rs.17500.00 Rs.18000.00
All State Capitals, Area 1, Places with population of 10 lakhs and above, Portblair
Rs.13000.00 Rs.13500.00 Rs.14000.00
Goa (Except state capital Panaji) Rs.11000.00 Rs.11500.00 Rs.12000.00
Area 2 (Centres with population 1 lakh and above and below 10 lakhs)
Rs.10000.00 Rs.10500.00 Rs.11000.00
Area 3 (All others and population less than 1 lakh)
Rs.6500.00 Rs.7000.00 Rs.7500.00
Medical Aid
Rs.8,000.00 per annum. Payable for the calendar year.
It can be accumulated for three years.
The Promotee Officer is entitled for full amount for that calendar year
irrespective of the date of promotion.
In case Rs.2,200.00 (Workmen old limit) is already availed, the balance amount of Rs.5,800.00 can be availed on promotion to Scale I
Hospitalisation Expenses - New Medical Insurance Scheme
• The Scheme Covers Employee + Spouse + Dependent Children + 2 dependent Parents /parents-in-law.
• No age limit for dependent children/ parents but their monthly income does not exceed Rs. 10,000/- per month
• Sum assured for Officers: Rs 4.00 lacs per annum
Half yearly closing Allowance
An officer employee if posted at a branch where books are closed on 31st Mar & 30th Sep, Closing allowance of Rs.250.00 for each of the two closings
Split Duty Allowance Rs.200.00 per month w.e.f. 01.11.2012
Providing Brief Case / Leather Bag to Officers
Once in five years, the Officers are eligible for getting reimbursement of expenses
for buying Brief Case / Leather Bag as follows:
For Confirmed Scale I = Rs.1500.00
The Promotee Officers can avail the facility on confirmation
New Furniture Scheme
• The Promotee Officers are eligible to avail the Furniture facility during
the Probationary Period.
• The limit for Scale I is Rupees one lakh and fifty thousand
• Subsequent eligibility will be after 10 years
New pension scheme The Officers who joined the services of the Bank on or after 1st April 2010, shall contribute 10% of pay and Dearness Allowance towards the Defined contributory Pension Scheme and Bank shall make a matching contribution.
Facility of Visiting Card
All the Scale I Officers are eligible for the facility of Visiting Card vide HO Cir 296/2016 dated 18.05.16
LFC
LFC Block shall be a block of 4 years. LFC block of 4 years is divided into 2 sub-blocks of two years each. An Officer may avail each Sub-block of 2 years to visit Native Place / Home-town / Place of domicile (in lieu of Native Place) or One Sub-block to visit Native Place / Home- town and another sub-block to visit any place in India, by shortest route.
Encashment of LFC is permissible for the sub block which is meant to visit any place in India
LFC can be availed without availing any leave
Eligible mode: AC 2 tier by train. Permitted to travel by any mode but reimbursement shall be subject to entitlement by eligible mode by the shortest route
Commencement of LFC block in the case of promotee Officers: i) The 4 year LFC block in Officer's cadre will commence after the expiry
of the current LFC block i.e. the block which has commenced before the date of promotion to Officer's cadre and the same has already been availed as a workmen employee.
ii) Where the promotee Officer has not availed LFC for the current block, which commenced before the date of promotion to Officer Cadre, has the following two options:
1. The Officer may avail LFC for the current block under workmen's
entitlement i.e. as applicable to a workmen employee for all purposes viz., LFC block, entitlement etc.,
or 2. The Officer may surrender the current LFC block as a workmen
employee and avail of the entitlement as an Officer employee. In such an event the four-year block of LFC in the Officer's cadre will commence from the date of promotion to Officer's cadre.
Property Return
REGULATION 20(1): Statement of Assets & Liabilities has to be submitted at the time of first appointment. REGULATION 20(2): Return of Movable, Immovable & Valuable Property has to be submitted every year as on 31st March of that year to the bank before the 30th day of June of that year. REGULATION 20(3): Transaction (lease, mortgage, purchase, sale, gift or otherwise) concerning immovable property either in his/her own name or in the name of any member of his/her family has to be reported immediately. REGULATION 20(4): Transaction concerning movable/valuable property exceeding Rs 25,000/- has to be reported within 30 days The previous sanction of the competent authority shall be obtained if any such transaction is
a) with a person having official dealings with the officer employee or
b) otherwise that through a regular or reputed dealer
All the above reporting are to be made in HRMS package.
Regulations
Officers are being governed by the provisions of the following Regulations: 1. Canara Bank (Officers’) Service Regulations, 1979 2. Canara Bank Officer Employees’ (Conduct) Regulations, 1976 3. Canara Bank Officer Employees’ (Discipline & Appeal) Regulations, 1976
Please refer our Cannet >> HRD >> Regulations for the provisions in respect of the above
Housing Loan
Eligible after 2 years of service Limit : Rs.75.00 Lakhs ROI : 7% p.a. (Simple); Margin : 10%; NTH : 30%; Repayment : 30 years Land cost : 60% of limit Continuation of liability after retirement upto 75 years of age. The Promotee Officer can avail the differential amount in HL Limit
Two Wheeler Loan
Limit for Scale I Officer : Rs 1,00,000; Margin : 10% for new vehicle; Repayment : 84 months; NTH : 25%; ROI : 7.00% p.a. (simple) upto Rs.40000.00 7.50% p.a. (simple) above Rs.40000.00 upto one lac
Car Loan
Limit : Rs.10.00 Lacs ; Margin : 5%; Repayment : 180 months ROI : 7.00% p.a. (Simple); NTH : 30% of Gross or Rs 10000 whichever is higher Multiple vehicle loans within the overall limit can be availed together
Clean DPN Loan / OD
Limit for Scale I Officer DPN : Rs.10.00 lacs (1.5 x gross salary x no. of year service) OD : Rs.2.00 lakhs ROI : 8% p.a. (Compounded monthly); Repayment : 10 years NTH : 25%; The Promotee Officer can avail the differential Limit of DPN.
CANARA BANK GOLDEN JUBIEE
STAFF WELFARE FUND (SWF)
Canara Bank Golden Jubilee Staff Welfare Fund started with the objective of Economic
social and moral advancement of the members and to encourage and help them to
develop habits of thrift, self help and better living.
All confirmed staff members of Canara Bank are eligible to become a member of the
Fund.
Loan Facility :
Quantum of Loan:
On completion of 1 year of Membership 3 months’ gross salary + 100% Deposit
On completion of 2 years of Membership 4 months’ gross salary + 100% Deposit
On completion of 2 and half years of
Membership with co obligation of another
member
6 months, gross salary
Repayment 30 instalments towards Principal & 5 instalments towards Interest
Rate of Interest 10% per annum compounded half yearly.
Renewal of loan After completion of 12 months of availing the earlier loan and
repayment of 12 instalments
Date of Meeting On 5th & 20th of every month
Death Relief : The Fund has got a scheme to pay Rs 50,000/- to assist the bereaved
family members of the member, who dies in harness. On receipt of communication
regarding death of the member, dying in harness, a sum of Rs.15,000/- will be released
by the Branches to the kith & kin of the deceased and raise a BAR on the Fund.
Free scholarship to the Children of the deceased employee : GJSWF extends free
scholarship facility to the Children of the deceased members. The Scholarship is available
to a maximum of 3 children for a continuous period of five academic years from the date
of death or till the year of superannuation of the members whichever is earlier.
Holiday Home facility at Bangalore : The members can stay at the Holiday Home
managed by GJSWF at 5/4-1, 10th Cross, Canara Bank Colony, Jayanagar III Block East,
Near LIC Colony, Bangalore 560011. 8 rooms & 4 suites are available. Rent – Rs.30/-
per day per room & Rs 60/- for suite
Simple steps to take SWF membership:
Take IBA for Rs.25/-on DP Code 0413
Login to HRMS >> Go to Self-service >> SWF >> Register for new membership,
Fill Nominee and IBA details,
Save and Submit, then take printout of application
Sign and send the signed application to SWF Section (Anil Kumar, Officer,
Overseas Banking Division, Canara Bank, Head Office, IO & JV Wing, 5th Floor,
112, J C Road, Bengaluru-560002) for membership approval.
ESTD 1974 . Phone :044 28112454 . Telefax : 044 28113151
CANARA BANK OFFICERS’ COOPERATIVE THRIFT AND CREDIT SOCIETY LIMITED
No 216, Royapettah High Road, Royapettah, Chennai – 600 014 email: [email protected]
It is managed by Canara Bank Officers’ Association for the welfare of the Officers community. The Society welcomes all the Officers of Canara Bank to be its member and benefit from the profits earned through its operations. The only condition is that the Officer should not be a member of any other Coop Thrift & Credit Society. A DD for Rs 110/- in favour of the Society has to be sent (Rs 100/- towards value
of 10 shares @ Rs 10 each & Rs 10/- towards enrolment fee) or transfer of Rs 110/- for the credit of CBS Account 0938111015300 of Officers Thrift Society
Performance Highlights of the Society 1. Consitently securing coveted “A” Grade in inspection since inception in 1974. 2. Earning profit since beginning. 3. Declaring Dividend every year since inception.
4. No borrowing from Apex Bank, thus lending at lowest rate.
5. Instant sanction of loan.
6. Monthly Thrift deposit is Rs 400/- & Interest on Thrift Deposit is @ 7% p.a.
7. Dividend on Share capital @ 10% p.a.
8. Family Welfare Assistance – Rs 50,000/- (on death).
9. Air conditioned Guest Room facility at Chennai for Rs 500/- per day
10. A token of gesture up to Rs 5000/- will be given to the member who is
withdrawing his membership after his superannuation.
11. The share capital for Rs 2 lacs loan & Rs 1 lac loan will be Rs 40,000/- & Rs
20,000 respectively. Mutual surety is taken for Surety Loan.
Various loan Schemes for confirmed Officers & POs completed 6 months:
Scheme Loan amount Rate of Interest
Repayment Renewal
Surety Loan
Confirmed Rs 2,50,000/- 10% p.a. 90 months Once in 6 months Pos Rs 1,00,000/- 10% p.a. 90 months Once in 6 months Deposit Loan 90% of deposit 9% p.a. 60 months Once in 6 months Gold loan Rs 1,00,000/- 9.5% p.a. 24 months
Festival Loan Rs 25,000/- 10% p.a. 25 months
Vehicle Loan Rs 50,000/- 48 months
Are you interested to become a member of our Thrift Society? If yes, please log on to our website www.cboa.co.in & download the Membership Application Form, enroll as a member and enjoy the facilities.
G V Manimaran, President, Canara Bank Officers’ Cooperative Thrift And Credit Society Limited
INDEX OF IMPORTANT CIRCULARS ON STAFF MATTERS Subject For Officers - HO Circular For Workmen - HO Circular
Salary - 10th
Bipartite Settlement / Joint Note
342/2015 323/2015
Salary – 9th Bipartite Settlement / Joint Note
211/2010 190/2010
Conveyance 201/2004, 96/2012, 471/17, 186/20 386/2013, 471/2017, 186/20
Halting Allowance 342/2015 323/2015
HRA 356/90, 211/2010, 342/2015 190/2010, 323/2015
Leave Rules 160/1984, 342/2015, 123/2017 499/1985, 323/2015, 123/2017
LFC Rules 356/06, 211/10, 342/15, 229/16 48/97,162/05, 194/10, 323/15, 338/15
Medical Aid 342/2015 323/2015
Newspaper subscription 196/1988, 1/2002, 325/2011,186/20 265/04, 161/10, 325/11, 186/20
Promotion Policy 24/2015 (Memo), 25/2015 (Memo) 19/2015 (Memo)
Resignation / Voluntary Retirement 343/1993, 12/2011, 13/2011 114/96
Reversion (Disability etc) 62/2008 135/1995
TA Rules 1/04, 170/05, 211/10, 342/15, 247/16 155/90,151/05, 190/10, 323/15
Only for Officers
Brief Case / Leather bag to Officers 720/2016
Delegation of Powers for Sanctioning of Loans
236/2008, 233/2009, 301/2009, 157/2010, 432/2010, 113/2011, 209/2011, 14/2012, 270/2012,
209/2013, 399/2013, 469/2013, 268/2014, 487/2014, 297/2016, 594/2016, 171/2017, 232/2018,
21/2019, 280/2019
For staff loans 325/2019
Business Development Expenses 177/08, 478/14, 589/14, 186/2020
Car Scheme for branches 271/2012
Categorisation of Branches 700/2016,
Cleaning expenses 128/10, 560/14, 471/2017,186/2020
Lodging Expenses to Officers 68/2008
Membership of Clubs 338/1989
Mobile charges to Managers & Sr Managers
762/2016, 146/19
New Furniture Scheme 303/13, 609/13, 467/14, 530/14, 146/19
Permission to operate from nearby place 269/2003
Policy on Staff Accountability 72/12,254/12,267/13,194/17,85/2018
Rental Ceiling to the Quarters of Officers 173/2011, 389/2012, 340/2015
Revenue expenditure Powers 21/11,216/16,519/16,516/17,578/17
Transfer Policy for Officers LDGM 1/98
Travel by own car by Officers 348/2011
Travel by taxi by Officers Memo 78/2011
Visiting cards to Officers 296/2016
Both for Officers & Workmen
Access to Cannet from home 289/2015
Canteen Subsidy 264/2012, 186/2020
Conveyance to OH,Blind,Deaf @ Rs 400 pm 96/2009 (Box), 349/2014
Festival Advance 245/2003, 31/2011, 392/2016, 186/2020
Granting of Milestone Award 60/90, 133/1990, 130/2000, 247/2011
Incentive scheme for Capacity Building 165/2016, 101/2017, 94/2018
Compassionate appointment etc 143/2015
Pension Scheme 174/1994, 309/1995, 12/2011, 13/2011
New Pension System (NPS) 88/2012, 471/2013
New Medical Scheme (Medi Asst) 532/2015, 545/2015, 48/2017, 49/2017
Sabbatical Leave 20/2000, 235/2000, 77/2006,157/2012
Pension Loan to Retired employees 167/2016, 497/2017
Loan - Car & Two wheeler Loans to Employees
434/13, 571/14, 503/15, 8/16, 142/16, 46/17, 210/2017, 479/2017, 325/19,132/20
Loan - DPN Loan to Employees 268/2009, 316/2009, 142/2016, 210/2017, 478/2017, 15/19, 24/19
Loan - Housing Loan to Employees 270/2013, 59/2014, 561/2014, 230/15, 506/2015, 151/2016, 210/17,485/17, 325/2019, 132/2020
CENTRAL NEGOTIATING TEAM
facilities to promotee officers - 2020
Jagadeesh J SChairmanBengaluru
Mehta B KPresidentKarnal
Manimaran G VGeneral Secretary
Chennai
Richhariya B KVice PresidentAhmedabad
Mohanty P KVice PresidentBhubaneswar
Jacob P CJoint General Secretary
Trivandrum
Linga Reddy BVice PresidentHyderabad
Abhay A AOrg General Secretary
Mumbai
Ravikumar KOrg General Secretary
Bengaluru
Anshuman SinghDep General Secretary
Lucknow
Shyamal K SinhaDep General Secretary
Kolkata
KislayaDep General Secretary
Patna
Rajiv NigamOrg General Secretary
Jaipur
Shailesh TripathyDep General Secretary
Ranchi
Rama Prasad PDep General Secretary
Vijayawada
Rachna KashyapAsst General Secretary
Chandigarh
Prabhu DJoint General Secretary
Chennai
Tripathy KJoint General Secretary
Bhopal
Uday K S LodayaJoint General Secretary
Central Liason
