CORPORATE CITIZENSHIP

REPORT 2019

Cover photo by Arvest associate Mark Rezanka

Arvest Bank was recognized by Forbes magazine

as one of the “World’s Best Banks” in 2019.

MESSAGE FROM OUR PRESIDENT & CEO

Welcome to Arvest Bank’s fourth Corporate Citizenship Report. As I’ve mentioned

in this space before, it’s an enjoyable exercise to look back at some of the ways

we as a company and as individual associates have tried to improve all of the

communities where we live, work and play. That’s because, in addition to providing

the products and services that best fit our customers’ needs, we truly believe in

being committed to the communities we serve.

Whether it’s through volunteer efforts, the donation of resources, annual campaigns

like our Million Meals initiative, etc., we want to be here for you. It’s also fun to see

how new initiatives come to life and take hold. Our “We Love Teachers” campaign,

for instance, started as a truly grassroots effort in Oklahoma and has now grown

to honor educators throughout our four-state footprint. We also took big steps last

year to improve our diversity and inclusion programs, a move that came out of our

desire to mirror the communities that we serve.

My hope is that as you flip through these pages, not only will our efforts and impact

become clearer to you, but also that our spirit will shine through… Because as much

as we focus every day on living our mission statement – People helping people find

financial solutions for life – we try equally as hard to be a good community partner.

And that’s the kind of exercise that never gets old.

Kevin Sabin, Arvest Bank president & CEO

At Arvest Bank,

ARVEST BANK & GIVING

we believe in donating our time and resources to help shape, support and strengthen the

communities where we live, work and play. Whether our associates are helping feed the food-insecure in

our footprint, volunteering in local schools or supporting nonprofit organizations, our involvement makes

a difference by delivering a lasting and positive impact in our communities.

CORPORATE GIVING TOTAL VOLUNTEERS & VOLUNTEER HOURS

Arts & Cultural: $332,090 1,900 Volunteers

Community/Economic Development: $1,110,806 35,424 Hours

Education: $600,318

Healthcare: $270,715

United Way: $501,702*

We Love Teachers campaign: $66,000

Other: $649,140

TOTAL = $3,530,771 *Includes corporate gifts, associate pledges and fundraising proceeds

“VOLUNTEERING TIME & TALENT EQUALS VITAMINS FOR THE SOUL.” – DOLORES TURNER, ARVEST ASSOCIATE

HOW WE IMPACT OUR COMMUNITY

Other ways Arvest impacts our communities include the employment of thousands of associates and

loans designed to promote small business and community development.

TOTAL NUMBER OF SBA/CRA LOANS & AMOUNTS FUNDED

Arkansas: 53 SBA loan approvals,* totaling $17.7 million

Eastern Kansas & Western Missouri: 19 SBA loan approvals,* totaling $3.6 million

Oklahoma: 32 SBA loan approvals,* totaling $9.4 million

102 Community Development loans, totaling $341,678,484

SBA = Small Business Administration CRA = Community Reinvestment Act *7(a) loans only

NUMBER OF ASSOCIATES BY STATE

Arkansas: 4,013

Kansas: 255

Missouri: 555

Oklahoma: 1,838

TOTAL = 6,661

MILLION MEALS

Million Meals is an annual Arvest Bank initiative that raises food and funds to help feed our neighbors

in need. In 2019, with the help of our customers and community members, Arvest raised a record total

of 2.4 million meals. Launched in 2011, the Million Meals campaigns have raised a total of 16 million

meals, which includes more than $2.8 million in funds given directly to our dozens of local food partners.

MILLION MEALS 2019

Total Funds Raised: $450,055

Total Food Items: 75,935

Total Meals Donated: 2,468,873

*70+ food partners across four states

TOTAL MEALS DONATED SINCE 2011 = 16,068,971

ARVEST FOUNDATION

The Arvest Foundation seeks to provide funding to grantees who are actively working to create positive

change for others. Major areas of focus include: K-12 education, economic development, and enhancing

the quality of life throughout the Arvest footprint.

ARVEST FOUNDATION GIVING

Arts & Cultural: $323,350

Community: $1,703,578

Education: $982,710

Healthcare: $286,750

Other: $419,410

TOTAL = $3,715,798

“JUST IMAGINE THAT TODAY, TOMORROW, NEXT MONTH AND YEAR AFTER YEAR, THE ARVEST FOUNDATION WILL HELP PROVIDE NUTRITIOUS AND DELICIOUS MEALS TO FAMILIES WITH NO HOME OF THEIR OWN, WHILE THEY ARE WORKING HARD TO GET BACK ON THEIR FEET.” - HEATHER SANDERS, EXECUTIVE DIRECTOR OF COMMUNITY RESCUE MISSION

Member FDIC

arvest.com/about