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DALLAS 2014 JANUARY 25 – 26 855-REI-EXPO WINTER REI EXPO PROGRAM GUIDE REIEXPO. COM

2014 Dallas REI Expo Program Guide

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  • DALLAS 2014

    JANUARY 25 26855-REI-EXPO

    WINTER REI EXPO

    PROGRAM GUIDEREIEXPO.COM

  • 5WELC

    OM

    EWELCOME TO REI EXPO

    DALLAS-FORT WORTH 2014!

    From a high value selection of dozens

    of classes, presented by highly quali ed

    investors, you will be able to choose your

    own educational path or visit a variety of

    real estate investment disciplines. Multiple

    classes run simultaneously, in 8 separate

    classrooms, several times each day-giving

    you an outstanding opportunity to learn

    and network over the weekend. In addition, there will be several panels of experts

    available for you to interact with directly.

    The EXPO is packed with vendors, speakers, exhibitors and real estate clubs, all

    who are here to give you the tools necessary to be more successful in real estate

    investing. You will have the opportunity to visit with them between the classes and

    at the end of each day.

    Please take advantage of this incredible networking opportunity this is your

    chance to take ACTION!

    The classes are to be educational and no selling from the stage. There will be a

    15 minute Q & A at the end of the presentation and the speakers will let you know

    what products and/or services they offer. For more details, you may visit with them

    individually at their booths.

    Please get a copy of this Program for every member of your party. If you need help

    at any time this weekend, feel free to ask. We are proud of the EXPO and want

    you to enjoy it.

    To Your Success!

    Tim Herriage & Arnie Abramson

    Welcome Letter..............................................................................................5

    Sponsorship ank You........................................................................10-15

    REI Expo Event Map...................................................................................25

    Tradeshow Floorplan & Booth List.....................................................26-27

    Cocktail & Dinner Reception....................................................................39

    Event & Session Schedule.....................................................................42-45

    Keynote Speaker Descriptions...................................................................47

    Session 1 Speaker Descriptions............................................................66-67

    Session 2 Speaker Descriptions............................................................70-71

    Session 3 Speaker Descriptions............................................................74-75

    Session 4 Speaker Descriptions............................................................78-79

    Session 5 Speaker Descriptions............................................................82-83

    Session 6 Speaker Descriptions............................................................86-87

    Session 7 Speaker Descriptions............................................................90-91

    Session 8 Speaker Descriptions............................................................94-95

    TABLE OF CONTENTS

  • Vacant Renovation

    Occupied

    forInsurance

    Real Estate Investors

    nreinsurance.com 888-741-8454 The Right Coverage At The Right Time

    B2RFinance

    Whether you own 5 properties or 500, B2R can assist you with a variety of lending programs to enhance your investment.

    B2R Finance, Americas Buy to Rent Lender, is a leading provider of single-family buy to rent mortgages for professional property investors. We oer cost eective and innovative lending solutions dedicated to investors buying single-family rental properties.

    Financing Single-Family Rental Properties

    Learn more about B2R lending programs...

    Ready to Get Started?Apply Now!

    [email protected]

    Americas Buy to Rent Lender

    Stop by and see us at Booth #115 in the REI Expo

  • No prepayment penaltyWe want to help you fund and rehab your next deal.

    Call Us Today!

    DHLC Ad.indd 1 3/19/04 5:26:51 PM

    Buy more houses!

    Get your deals funded fast!

    Hard Money Lender.

    214-501-5151 972-759-9795 faxw w w. d h l c . c o m

    D/FW s Premier DIRECT

    DHLC'S HARD MONEY LOAN PROGRAM DETAILS: Since 2001 we have been

    Rates from 12.5% FAST approval

    Quick Closings

    No Minimum Credit Score Up to 70% LTARV Residential & Commercial 6 -12 month term

    Company Provided Leads

    Personal Coaching

    Work with Experienced Investors

    Full or Part-Time

    Low Start-Up Costs

    Risk-Free Invest ing

    Hands-on training on actual deals, working side-by-side with experienced investors, with one of the most successful RE invest ing companies in the DFW area.

    Start out part-t ime and work your way into a full-t ime job once you start making money, or just jump in on a full-t ime basis.

    Your first 10 deals are all risk-free; the company takes all the risk.

    Flexible pricing allows you to start today for as litt le as $985.

    LEARN RISK-FREE REAL ESTATE INVESTING IN 3 DAYS

    WHAT WE OFFER:

    [email protected]

    www.OwnerFinanceAcademy.com

    We focus on helping families by buying their houses they need to sell but cannot otherwise do so.

    We help people by providing affordable homes to good families that cannot otherwise get a mortgage

    loan.

    We help the community by contribut ing the first 10% of all our profits to community service,

    empowering those less fortunate.

    WE FOCUS ON HELPING PEOPLE:

    WHY CHOOSE US:

    AdREIExpo_FullPage_Jan2014.indd 1 1/13/14 8:13 PM

  • 11

    THA

    NK

    YO

    UTHANK YOU TO OUR BREAK SPONSORS

    THANK YOU TO OURMEDIA PARTNERS

    411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411

  • 13

    THA

    NK

    YO

    UOUR SPONSORSTHANK YOU TO

  • 15

    THA

    NK

    YO

    UOUR SPONSORSTHANK YOU TO

    411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411411

  • SELL US YOUR HOUSE TODAY!SELLERS - Need a Solution For: Military or Job Transfer/Loss, Divorce, House in Probate, Bad Tenants, Back Taxes, or Near Foreclosure??? We Dont List Your House WE BUY IT! SELL US YOUR HOUSE TODAY!BUYERS - We Offer Owner Financing and Rent 2 Own Solutions For Those With Bruised Credit and Need Help With a New Home. Let Us Find Your Dream Home Today!

    We Buy Houses!Get An Offer In 72 Hours! Any Price Range - Any Condition Ugly Houses - Pretty Houses Inheritance, Divorce Military Transfer Behind on Payments Tired of Being a Landlord House is Over-Leveraged/ Upside DownCall or Visit Us Today For Your Free Consultation.

    1 (800) 775-9315 / (817) 550-5069Veteran Helping Veterans!

    Together, We Can Create Your Solution!www.IBuyVeteranHomes.com | www.OwnATexasHome.com

    Private Hard Money Lender Private Hard Money Lender Private Hard Money Lender Serving the Dallas/Fort Worth AreaServing the Dallas/Fort Worth AreaServing the Dallas/Fort Worth Area

    Let us assist you with: Hard money needs we are a direct lender and not a broker

    Single family residenal property nancing non owner occupied Short term loans: 6 month term, 3 month renewal if required

    Compeve short term rates Funding of up to 70% of the aer repaired valve (ARV) of a property

    FOR MORE INFORMATION CALL

    LESLIE DAVIS (214)244-2698 OR HARRY BOYSEN (214)695-2313

    Mobile Home Parks

    A Great Investment!

    We welcome the opportunity to show you how & why we do what we do!

    Robert Merchant (President)

    (209) 996-4075 [email protected]

    Mike Nielsen (VP Acquisitions)

    (209) 321-3053 [email protected]

    Vince Delisi (VP Management)

    (916) 799-9332 [email protected]

    Andy Tallone (VP Sales)

    (925) 323-2134 [email protected]

    Thinking about retirement? MHPS can provide a good residual income!

    We always give our clients the first chance to buy any/all good deals before we do.

    Recent Successes 123 space park, Augusta, GA

    $1.8 million purchase price $305,000 NOI 17% Cap Rate

    85 space park, Crystal Springs, MS Purchase for $220,000.00 Sold for $500K3 mo. later

    69 space park, Schofield, WI $1,000,000 purchase price $124,000.00 NOI 12.4 % Cap Rate

    R L M RLM Properties

    A Nationwide Mobile Home Park Consulting & Investing Firm

    Properties

    Why Mobile Home Parks?

    Stable monthly cash flow Buy a park today and get an immediate cash flow

    Higher return on investment We have clients who are making over 12% returns

    Ease of maintenance & management We manage and/or consult on over 50 parks nationwide If you choosewell do the same for you

    Strong resale market Well show you how to buy right, how to properly manage and maximize the parks potential, so when you sell it you can get top dollar

    MHPs remained a strong and stable investment through the recession

  • DAREI

    The Key to Success DENTON AREA REAL ESTATE INVESTORSOur group is for local folks interested in real estate investing. We range from never done a deal to well-seasoned investors. The focus of our meetings is on education, networking and doing deals together; all so that we may become better investors. Our format includes formal and informal speakers. Oftentimes our members are our best educators; they are local, have local contacts and know the market. We also will have local well-known real estate speakers. Come join us soon!

    Find us at: www.meetup.com/denton-area-real-estate-investors

    Meet Steve DownAmericas Wealth CoachSteve Down is the Founder and President of Financially Fit, LLC, author of Financially Fit for Life and Founder of The Falls Event Center.

    The Falls Event Center is a new concept in Commercial Real Estate with plans of 12 buildings operating by the end of 2014 and 100 buildings operating within ten years.

    Come meet Steve and his Incredible Staff and pick up a complimentary copy of Steves new Audio Book, The Miracle of Wealth and enter our drawing for an autographed copy of, Financially Fit for Life.

    ALSO, dont forget to come listen to Steves The Miracle of Wealth Presentation on Saturday and/or Sunday and learn how you can build your own personal wealth through the best Commercial Real Estate Play in the business today. All those who attend Steves Miracle of Wealth Presentation will be eligible to win a 32 Flat Screen LCD T.V.. *Only those that attend Steves Miracle of Wealth Presentation will be eligible for the drawing for the T.V. to be given away during the lunch break on Sunday, and you must be present to win.

    Theres not a better or safer investment today than in totally paid off, passive, tax free, income producing, occupied commercial real estate. If one of your resolutions this year is to become Wealthier and Financially

    Fit, youll never find a more qualified Wealth Coach than Steve Down. . Scott L Moyes, TheSmartREI

    Secured Guaranteed Returns IRA Qualified - HUGE Demand Track Record of Success Incredible Upsidewww.TheFallsEventCenter.com

    Toll Free: 888-792-5387

  • w w w. Fi n i s h i n g To u ch e s R e m o d e l i n g . c o m

    817-451-6565

    Rehabbing for Investors

    Since 1999 !

    DFWs largest and most experienced general

    contractor specializing in distressed property rehabs

    for real estate investors.

    From mentoring new investors to hands-off

    seasoned investorsits the only thing we do!

    [email protected]

    Lifestyles Unlimited vendor of the year 2010, 2011, and 2013

    In an increasingly crowded real estate investment company market, Hanover Equity Groups founders recognized they needed a way to make their companys offerings truly stand out from the competition to differ- entiate themselves in a way that didnt just bring new clients, but would keepexisting ones coming back again and again. For senior partners Brett T. Immel and Preston Despenas, the key was looking at the element of real estate deals that seemed to cause the most problems for self-directed

    retirement account investors: getting the necessary non-recourse financing.

    The self-directed retirement account investor would go in and find the property that they wanted to purchase, and go to contract, said Despenas. When they then went to find their own non-recourse financing, they found out that there wasnt much available; there are really only a couple of nationwide banks that provide non-recourse financing, and theyre very small institutions.

    With relatively little money to lend, Despenas added, those institutions naturally became more selective when evaluating new deals, and many investorsapplications were declined. Seeing the opportunity to bring value to their clients by lever- aging their own existing relationships with private lenders, banks and other institutions, Despenas and Immel decided to offer their clients a package deal thats become the cornerstone of their business model a genuinely turn-key real estate investment that comes with all the trappings that traditionally entails, bundled with non-recourse financing thats already in place.

    When youre walking into an investment with Hanover Equity Group, the properties have already been rehabbed -- or theyre new construction, said Immel. The management team is in place, and theres a paying tenant in the unit. But youre also getting financing thats completely lined up, from day one, with no qualifications for the individual.

    Its something no one else in the country offers, said Despenas. Pre-qualified, pre-approved, non-recourse financ- ing available on every single one of our assets. And remarkably, according to Despenas, that non-recourse financing they offer sits just south of 5% a market-leading position thats part of the attractiveness of the package. Its not magic, just simple due diligence bringing its own reward;because Hanover Equity Groups process for vetting properties is so thorough, their lenders feel comfortable enough loaning on the asset at highly competitive rates.

    Were doing all the necessary front-end diligence, said Despenas. Were professional real estate investors ourselves,

    we do this 14 hours a day, 7 days a week. After a property passes our acquisition criteria, we take that over to our third-par- ty banks and private lenders; they put those assets through their vetting process, and they come back to us with the pre-approval.

    Eliminating that big hurdle in the buying process is one of several steps Hanover Equity Group takes to make investors feel more comfortable, according to Immel; theres a certain

    amount of fear felt when tinkering with ones retirement funds, and any- thing that makes the process more familiar helps.

    A lot of investors have become so used to people making decisions for them, said Immel. For example with their stocks, bonds or mutual funds, all theyve had to do is open up an envelope, look at their accounts once a quarter, and see how its doing.

    But, he added, they also know they could be doing better if their money was in cash-flowing real estate. Deep down they know that theres a better opportunity for their investment and their retirement, and theyre sick of people making the wrong decisions for them. When you go into self-direction, the investor is really able to write their own story.

    Weve got a lot of people out there looking at fix and flips,or rehabs on property, a lot of them are out there using hard money, said Despenas. But when youre paying for hard money, thats eating into your return. You have to ask, are you better off doing a longer term buy-and-hold with 5% on a non-recourse mortgage, or paying 15-20% interest on hard money to rehab a property, before you even get it rented?

    Thanks to its network of lenders, Hanover Equity Group can follow the deals wherever they go, without being locked into a specific market; its a flexibility that Immel said lets their clients do better, more often.

    Their clientele remain loyal and purchase multiple deals. When we have investors that come back to us month after month, year after year, re-investing with us and purchasing real estate with us, its because they know were not just selling them a piece of real estate and washing our hands of them. This is about building a relationship with each and every one of our investors.

    The price points that we have are very introductory, where your mom and pop, novice investor can get in and really change their future, said Immel. Whether youre working class, a small business owner, a successful doctor or lawyer, or just anyone who knows they can do better than theyre doing with their retire- ment.

    For more information about Hanover Equity Group, visit the website: http://hanoverequitygroup.com/

    The Package Deal

    Matching Non-Recourse Financing withInvestment Properties PutsHanover Equity Group On The Map

    Work with the #1 lenderWells Fargo Home Mortgage remains the #1 retail mortgage lender- providing funding for one out of every three homes financed in America. Put another way: more consumers choose to finance their homes with us than any other mortgage lender.

    Richard Advani is dedicated to helping you reach your home ownership goals. From programs for first time home buyers to experienced real estate investors, he has the knowledge and experience to meet any real estate financing need.

    Richard AdvaniSales Manager949-294-0435richard.advani@wellsfargo.comwww.richardadvani.comNMLSR ID 396001

    You can count on us for:

    Loan amounts up to $3 million Home financing in all 50 states

    Programs for purchase orrefinance

    Options for investment properties and second homes

    An experienced team dedicatedto exceptional customer service

    Call us today!

    Information is accurate as of the date of printing and is subject to change without notice.Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. 2014 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS1010775 Expires 4/2014

  • 25

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    PDALLAS 2014

    THE GAYLORD TEXAN CONVENTION CENTER

    SEE NEXT PAGE FOR DETAILED TRADESHOW FLOOR PLANOwner Financed Properties & Residential Lender Texas Owned & Operated for Over 30 Years

    Capital Group | 2247 Central Drive | Bedford, TX 76021

    (817) 656-5153 | www.capitalplusinc.com

    Robert McKinney (nmls #298169) | Mark Crockett (nmls # 927245)

    Purchases SFR Under $100K. The specialty and primary business of the company is home improvement and lending, to include origination, rehabilitation, acquisition, warehousing, servicing and concluding with the sale of the loan.

    CMS specializes in servicing residential mortgages in Texas. Currently servicing almost 1,000 loans. We utilize the FICS Loan Servicing System that is widely accepted by banks and institutional investors. In addition to complete loan servicing, the company has the ability to outsource rehab and make ready for homes taken back.

    4One of the States Largest Private Mortgage Companies

    430 Year Fixed Rate Mortgage with No Closing Costs

    4$20MM Annual Note Purchasing Target in Texas 4Purchaser of Single Family Residences 490% Financing

    4Compliant Loan Processing for Investors. Initial Disclosure to Online Imaging of Loan Files

    4Owner Financed Note Warehouse Line of Credit Provided for Investors

    4High Touch Loan Servicing 4Property Tax & Insurance Escrows 4Whole Loan Purchasing

    SERVING ALL MAJOR TEXAS MSA

    CAPITAL MORTGAGE SERVICING

    Ballroom Level(Level 3)

    Mezzanine Level(Level 2)

    Exhibit Level(Level 1)

    Parking Level(Lower Level 1)

    Elevator

    Escalator

    Stairs

    Restrooms

    Information

    Phones

    Atm

    Valet Parking

    Smoking Area

    Conference Registration

    Express Checkout

    Parking Garage

    Texas Ballroom

    Grapevine Ballroom

    Longhorn Exhibit Halls

    Ft. Worth

    Dallas

    San Antonio

    Austin

    Convention CenterPorte Cochere

    Lone StarAtrium

    Mission Plaza

    Gazebo

    Bridge To Hotel

    Fountain

    Additional Meeting RoomsIn Hotel (Level 1, 3 & 4)

    Bluebonnet & Primrose Board Rooms:Level 4 Via Lone Star B Elevators

    Del Rio 1-3 Meeting Rooms:Follow Bridge To Hotel, Turn Right At Fountain

    Appaloosa, Mustang & Palomino:Level 3 Via Lone Star A Or B Elevators Or Stairs

    Pecos 1-4 Meeting Rooms:Follow Bridge To Hotel, Turn Left At Fountain

    Yellow Rose Ballroom:At The Gazebo

    12

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    Tradeshow Floor

    Veterans Program& Youth Program

    General Session

  • 27

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    nDALLAS 2014

    GAYLORD TEXAN COVENTION CENTER TRADESHOW FLOORPLAN

    LOCATE A BOOTH:BOOTH # COMPANY NAME

    101 Bay Mountain Capital102 REITC.com103 Real Property DFW106 DHLC Investments, Inc.110 RealAcquisitions111 Auction.com112 The Goins Group113 Social Media Booth114 Equity Trust115 B2R Finance120 MidAtlantic IRA, LLC122 RLM Properties124 Happy House Buyers127 MORSYNERGY128 PREIM200 WDB Funding, LLC201 TMC Property Solutions202 DFW Investor Lending, LLC203 FlipNerd.com204 Hanover Equity Group205 Realty 411209 California Flipping Network211 Wells Fargo212 Love American Homes213 A PerfecTemp214 The Entrust Group215 USA Rehab Deals216 Bakers eld Investment Club218 Keith Borg, CPA221 Quest IRA, Inc.222 The Mahoney Group223 Denton Area Real Estate Investors224 Horizon Trust Company227 New Western Acquisitions228 TXREIC229 Renier Capital, Inc.300 Self-Storage Facility Management301 Team Zarrella302 ONEprop Inc., Leasing & Prop Mngmt303 NetWorth Realty305 Community Investor Magazine306 NoteSchool307 The Falls Event Center, LLC310 National Real Estate Insurance Group311 Nevada Corporate Headquarters, Inc.313 SellThisTrailor.com314 HomeVestors of America315 Model My Home317 Asset Ventures320 Property Partners I, LLC321 Shoptheboss.com322 Community Buying Group323 Just Call the I.T. Guy327 Sherman Bridge Lending328 Dallas REIG

    IDF

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    January 24-26, 2014Gaylord Texan / Longhorn Exhibit Hall D

    Grapevine, TexasInventory as of 01/13/2014

    Dimension10'x10'10'x20'10'x30' Totals:

    Qty123

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    129

    LONGHORN EXHIBIT HALL - 24'

    CEILING HEIGHTS:

    REGISTRATION & LOBBY AREAS:

    MOUNTED ON SIDE OF COLUMNS THAT FACES HALL A100 AMP, 3 0, 5 WIRE HEAVY DUTY RECEPTACLEELECTRICAL & TELEPHONE / DATA WITH 120/280V,

    = FREIGHT ELEVATOR

    = PASSENGER ELEVATOR

    = WOMEN'S REST ROOM

    = MEN'S REST ROOM

    FHV = FIRE HOSE VALVE

    = 2'8" x 2'8" COLUMN

    FS = FIRE STROBEFX = FIRE EXTINGUISHER

    = 2'8" x 5'6" COLUMN

    TO THE BOTTOM OF THE CABLE TRAYS.

    11' MAX REQUIREMENT HEIGHT FOR STRUCTURES

    W - Denotes Water Station

    F&B - Denotes Food &Beverage Station

    SCALED TO FIT PAGEDISCLAIMER

    BUILDING LEGEND:

    SELLING AE:Audra LeBeau

    COPYRIGHT 2007, FREEMAN CO. ALLRIGHTS RESERVED.

    EVERY EFFORT HAS BEEN MADE TOENSURE THE ACCURACY OF ALL

    INFORMATION CONTAINED ON THISFLOORPLAN. HOWEVER NO WARRANTIES,

    EITHER EXPRESSED OR IMPLIED AREMADE WITH RESPECT TO THIS FLOORPLAN.IF THE LOCATION OF BUILDING COLUMNS,

    UTILITIES OR OTHER ARCHITECTURALCOMPONENTS OF THE FACILITY IS

    A CONSIDERATION IN THE CONSTRUCTIONOR USAGE OF AN EXHIBIT, IT IS THE SOLE

    RESPONSIBILITY OF THE EXHIBITOR TOPHYSICALLY INSPECT THE FACILITY TO

    VERIFY ALL DIMENSIONS AND LOCATIONS.

    AS OFDrawing Started on:

    DRAWINGS 1/13/2014 buxked12/2/2013 buxked

    JOB NUMBER:318659

    BOOTH LEGEND

    PRODUCING AE:--------

    O:\SCRD\_FLOOR PLANS\2014\01-JAN\REALTY EXECUTIVES INTERNATIONAL (318659)\DWG FILES\REI0114 FP V2.DWGFile Path & Name:

    SHOW LEGEND

    BOOTH # COMPANY NAME400 NoteWerx401 All Star Home Group402 Arcland Title, LLC403 Owner Finance Academy

    403A Domaine Realty Advisors404 First American Home Buyers Protection Corp.405 National REIS

    405A H & K Law406 Longhorn III Investments409 PIP Group411 HomeUnion413 Anderson Business Advisors, PLLC415 Texas Tax Sale Resource Group421 IRA Services Trust Company422 Brad Sumrok423 Vision Equity, LLC.424 FORBIX Financial427 Arcana Insurance Services, LP428 CreditSense429 Coast 2 Coast REIA500 Lifestyles Unlimited501 Finishing Touches Remodeling502 Investmark Mortgage, LLC503 Capital Group504 Oyezz Real Estate505 Apartment Numbers TV Show506 George Jones Residential508 DFWInvestors.com520 Horne & Associates, P.C.522 Triple Equity523 James Neathery & Associates, Inc.524 First Western Federal Savings Bank525 Memphis Invest527 Timios Title528 Roddy Real Estate Investing Academy600 KBS Lending601 Savvy Investors602 Tulsa REIA603 Lockett-N-Homes604 Diversi ed Metroplex Investors (DMI)606 The Real Alliance608 Investorstips.info610 Rich in Five612 CMREI616 JC Realty Group618 RICH Club620 Capital Concepts624 The Pettit Law Firm627 MACK Companies628 Buying Homes Lending Services, LLC700 Exchange Resources Group701 NTAREI711 Dallas REIA714 PREIMA

  • Unless your strategy in real

    estate this last year has been to

    find a cozy rock to hide under,

    youve surely heard plenty of

    talk of the Dodd-Frank laws

    and their looming effect on our

    industry. The interesting thing

    is: while youre likely to have

    heard a lot of gloom and doom

    about these laws, the reality is

    that theyre great news for us as

    investors.

    Ive renamed the Dodd-Frank

    act the Dont Be Stupid act. If

    you do things the right way, there

    will be very little that you have

    to change about your business

    in order to stay compliant with

    these 2014 rules. The short and

    sweet of this act, at its core,

    basically requires that you

    can look a judge square in the

    face and yes Yes, your honor.

    When I sold Joe Homebuyer this

    house I felt he had a reasonable

    ability to repay. And here are

    the documents I used to come

    to that conclusion.

    Ability to Repay &

    Qualified Mortgages

    Abbreviated ATR and QM,

    these are going to be the two

    buzzwords you see thrown

    around most when dealing

    with the new rules. ATR simply

    means that your buyer should

    be able to afford their housing

    expenses, all other long term

    debt, AND STILL HAVE ENOUGH

    MONEY TO LIVE ON. This is

    represented by ones Debt-To-

    Income ratio (or DTI).

    So what DTI has the

    government said is my max in

    order to be compliant?

    Good question, me. Thats the

    key to our success as small

    creditors*. As a small creditor

    there is NO set DTI limit. Our

    DTI limit is our common sense.

    To quote Attorney L. Scott Horne

    Joe works at a burger joint and

    makes $1,000/mo. His grandma

    died and left him $20,000.

    Can he afford a home with

    $10k down and a $900/mo

    house payment? NO. Sure

    he has the moneyright

    nowbut he does NOT have

    the ability to repay a 30

    year loan at $900/mo. That

    inheritance will soon run

    out and he will be left with a

    foreclosure on his hands.

    So How Does That

    Increase My Profits?

    The new rules are going

    to effect the rest of the

    mortgage world pretty

    heavily. Refer to the Graph

    below as pulled from the

    CFPB website. In order for

    a person to get a QM loan

    through the bank, they will

    have to now qualify with a

    43% DTI ratio. According

    to some estimations, that

    means about 20% of

    people that currently have

    mortgages wouldnt qualify

    under the new rules. Also,

    with point and fee caps at

    3%, this squeezes the small

    time mortgage brokers out

    of business. So where do

    all these people go to get a

    home? YOU!

    The Short and Sweet:

    How to complyThough there are exceptions

    to some of these, this is a

    good simple cheat sheet of

    how to know your loan will be

    okay. Always consult with an

    RMLO and Attorney familiar

    with the owner financing world

    before moving forward.

    Keep your ATR records

    for 3 years (the statute of

    limitations)

    Dont use negative amorts,

    interest only, or Balloons

    Stay below the High Cost

    Mortgage Threshold

    Process your buyers

    through an RMLO (which

    satisfies SAFE and RESPA

    requirements)

    By using this knowledge of the

    market, you stand to increase

    your profits ten-fold over what

    many of the other common

    investing techniques offer.

    Owner financing is the perfect

    solution for todays investor,

    and Dodd-Frank has only stood

    to help prove that case.

    Owner Financing in 2014: How Dodd-Frank Will Increase Your Profits

    By: Grant Kemp NMLS # 1066244

  • WHAT MAKES TIMIOS A TRUSTED REAL ESTATE PARTNER?

    HONESTY. INTEGRITY. TEXAS. YOU!

    TITLE INSURANCE SOLUTIONS

    INVESTORS Welcome to Timios! We named our company Timios so that you would ask What does Timios mean? Our

    name is the essence of our core values, which literally means honesty and integrity in Greek. We founded

    Timios in 2008 to drive these values into the title insurance and escrow industry through building transparency

    and service into the real estate experience. We are driving forward the title insurance industry by creating

    complete visibility for our clients, employees, buyers, and sellers into every step of the process. Essentially, we

    have built the entire company from our team to our service model to our technology around you, the customer.

    We hold ourselves to a higher standard.

    We recently expanded our title services by introducing 14 retail locations and a second local title operations

    center in Texas to provide customized, local service to meet your needs; with more retail locations, products,

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    Whether you rely on personalized service or the speed and convenience of our technology, we are here to be

    your dedicated resource for title insurance and escrow services.

    www.timios.com [email protected]

  • So what does this data mean to the individual real estate investor?

    The biggest reason that we are seeing these trends is because property values have been driven up by speculative demand. This speculative demand is spear headed by hedge funds, private equity firms and REITs.

    These firms are driving the prices up by overpaying at foreclosure sales. If you have been to a foreclosure sale you have seen this happen with your own eyes. Banks quickly caught on to this short-term dynamic and decided to start liquidating some of their inventory at the highest prices in years.

    In 8 months, banks, cut their short sale activity in half and why not, they were getting way more at the auction than they would have received in a short sale. REO sales dropped from 20% of sales to 15% in the same time period as banks directed more properties to foreclosure auctions.

    Pushing the Individual Out

    Over paying at these auctions has pushed the individual real estate investor, in some areas, out of the market. Over paying in other areas has forced individual investors to take smaller and smaller profits.

    Again, if you have been an active investor, you have seen this happen. As a result you may be thinking, Why would these firms over pay for these properties? They will never get their money back, right?

    Well the reality is, that these firms never intended to be long-term landlord investors. Their goal was simply to purchase assets, rent them and then sell the rent in securitized packages to other investors.

    Blackstone and American Homes 4 Rent both announced that they will start selling these securitized pools very soon. You can and should fully expect other big forms to do the same thing and soon! Why? Because these firms know this will be short-lived trend and need to jump on the bandwagon before these investment pools get a bad reputation (which they will!) and property values drop once again.

    Prosper During this Market Adjustment by Adding Notes to Your Real Estate Investor Skill Set

    To thrive through this coming market adjustment, you need to buy extremely undervalued assets. The assets we recommend non-performing and re-performing notes. You see, buying close to the bottom allows for good returns even if there are waves of fluctuating values at the top end. In other words if you can buy something at 40 cents on the dollar (as to its value), you can handle a 10% drop in asset value, without injuring your return.

    How Hedge Funds Have Helped Note Investors

    In todays market, there are an estimated 10 million non-performing notes. Hedge funds and other large investment entities buy large pools of these notes from the big banks and private lenders. Most of these companies simply re-sell these notes in smaller pools or even one-off notes at a slight mark-up. Other investment firms re-work the loans and get them to re-perform before they sell them at a mark-up.

    In todays market you can purchase:

    Non-performing 1st mortgages for as low as 30 cents on the dollar Non-performing 2nd mortgages for as low as 15 cents on the dollar

    Re-performing 1st mortgages for as low as 65 cents on the dollar

    Performing 1st mortgages for as low as 80 cents on the dollar

    So unlike the Foreclosure sale, REO and Short Sale investments where the large investment firms have muscled out most small investors, the note buying business has been helped by these large investment companies. Why try to fight them when you can ride the wave with them!

    www.USARehabDeals.com

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  • Turning Tax Default Liability Into Cash Flow Opportunity

    PIP-Group (Platinum Investment Properties Group), established in 2004 as PIP-West, is a Servicing Agent for purchasing and managing conservative high yield investments, placed in the clients name (not a fund). PIP-Groups performance objective is to provide the highest yields for our Clients. For example, key Tax Lien/Deed states are ILLINOIS (18% max penalty each 6 months), GEORGIA (20% penalty if redeemed, or foreclose in 1 year), SOUTH CAROLINA (3% penalty per quarter if redeemed, or title in 12 months) and TEXAS (25% penalty 1st year or 50% penalty in 2nd year if redeemed, or take title in 2 years). In addition PIP-Group has the experience to offer investors passive solutions to acquire property at a substantial discount from the current market value. PIP-Group offers both U.S. and international investors the ability to take advan-tage of the incredible opportunity tax default and foreclosure property investments provide.

    Charles has been actively investing in U.S. real estate for the past 14 years (specializing in default/distressed acquisitions). He has intimate knowledge with most real estate markets

    throughout the U.S. To date, he has over $60 million managed in principal, or transacted property liquidation for the benefit of nearly 300 investors. Credited on financial news shows as an authority in the laws pertaining to default acquisitions, Charles opened his first business specializing in national tax lien acquisitions.

    Charles C. Sells, Director of Acquisitions 843-298-0009 (Cell) 877-335-2529

    www.PIPGroupTaxLiens.com

    Donald G. Fullman, Jr., President 949-433-8864 (Cell) 877-335-2529

    Real estate investor since 1979 and current President of Platinum Investment Properties West. Don has been a principal contributing speaker on various outlets for Tax Lien

    and Tax Deed Investing what they are, the processes for each, and pertinent investment strategies. Experienced in a number of real estate areas including tax lien investing, income property strategies and analysis, property management (CAM certification) and default real estate. Early experience and education were in the areas of engineering, computer science and project management.

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    Consider Mobile Home Parks as an Investment! !

    If you think real estate investments are limited to shopping malls, storage units and office complexes, think again! With this nationwide recessiona lot of those places are vacant, and theres not much hope in the single family home market either. When businesses are struggling, they lay people off, and those layoffs affect income and housing. It not only affects housing by way of foreclosure, but in the consumer market as well. Is it any wonder that a variety of real estate investments are compromised? The Stock Market is another example of how investors have lost thousands of dollars, vowing never to invest there again. It makes for an unsettling market .UNLESS, investors are privileged enough to know about the hidden market of mobile home parks.

    As a General Contractor in the single family home industry since 1977, Ive seen it allespecially the downturns of the market. When I was introduced to the mobile home park business, I didnt think much of it, but my attention was peaked when I observed how solid the market stayed in a downturn. This latest recession hasnt touched the mobile home park industry like it has the others and those who have invested are still getting nice returns on their money! Heres why--when people are losing their homes to foreclosure, they still have to live somewhere, and although they may choose apartments or relatives, a good majority of them are migrating into mobile home parks, which keeps them full, and holds the market strong! !

    If your interest is peaked, then know this. The key to a successful mobile home park investment is in the management. As the manager isso goes the park.

    A good manager can take a bad park and make it a good one, and a bad manager can take a good park and ruin it in short order. However, most investors arent interested in the time and effort it takes to manage a park, and simply wish to receive consistent passive income. So if youre looking for a place to invest and earn passive income, open up your mind and consider the mobile home park industry. Find a successful off-site management company, consulting firm or a mobile home park ownersomeone you can speak with and learn from. I think youll be pleasantly surprised at the opportunity and investment returns that can be realized. I know I was!

    Mike Nielsen RLM Properties

    Vice President Acquisitions !!!!

    Properties

    R L M RLM Properties A Nationwide Mobile Home Park Consulting & Investing Firm

  • We film the entire process of creating value with apartment investing, while showing how

    we improve the community and the lives of the people that call it home.

    Darwin German

    The First Ever Multifamily Showof its kind

    Apartment Numbers Reality Show covers the renovations of apartment complexes by Real Estate Investor Darwin German and team while telling the stories of the residents that live in the complexes being remodeled.

    The show concept itself was Developed by Real Estate Investor, Darwin German, an experienced Real Estate Investor having been introduced to the industry from his youth. German owns Darcorp, a Dallas-based real estate investing company that invests primar-ily in commercial and multifamily investing. German often pools money from multiple private investors to purchase properties at higher yields than most investments offer. Apartment Numbers is expected to be a signicant educational resource for investors interested in investing with German. They will be able to get more information by watching or by visiting the show website.

    Watch for Apartment Numbers episodes on Netflix. Additonal information can be found at www.apartment numbers.tv on You-Tube or Facebook at www.facebook.com/apartmentnumbers.

    DA R W I N GE R M A NR E A L E S TAT E

    w w w . D a r w i n G e r m a n . c o m

  • 39

    Need Capital to Buy or Invest in Real Estate?

    Use your IRA or someone elses IRA money! Call us to find out how.

    Learn how you can1.) Set up a Self-Directed IRA.

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    800/607.0145 x260 Call TODAY for a FREE consultation!

    MidAtlanticIRASelf-Directed IRAs & Tax Strategies

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    Join Us... RECEPTIO

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    Saturday, January 25th

    @ 7:00 p.m.

  • Residential Property Insurance Program

    Competitive Price w/ Deductible Options Simplistic Web Based Insurance Administration 24 / 7 Monthly or Annual Premium Payment Plans Electronic Billing Online Status Report Providing a Listing of All Policies 24 / 7 Availability Insurance Certificates Printed At Your Office Easy Tier Rating by State & Zip Code Packaged Coverage (Fire, Windstorm & Liability) for Vacant/Rental Dwellings Incidental Commercial Accommodations Can be Considered Availability in All States Simplistic Underwriting (No Photos Or Inspections Required) Insurance Is Fully Pro-Rated With No Minimum Earned Premiums.

    * All pricing is based on the County / Tier in which the property is located. Property Coverage ACV or RCV Options available (Less the Land Value) Property Limit$1,000,000 Special Form Including Theft Coverage* Windstorm Coverage Vandalism, Malicious Mischief Included** Other Available Coverage: Flood Earthquake Builders Risk Rental Income

    Liability Coverage Form: Commercial General Liability Annual Aggregate$2,000,000 Each Occurrence$1,000,000 Personal & Advertising Injury Excluded Products Completed Operations Excluded Fire Damage Legal Liability$50,000 Medical Expense (any one person) - $5,000 Per Occurrence Deductible$0 Vacant Land Rates Available

    DisclaimerThe abbreviated outlines of coverages used throughout this proposal are not intended to express any legal opinion as to the nature of coverage. They are only visuals to a basic understanding of coverages. Please read your policy for specific details of coverages.

    * Theft is covered only if stolen items were affixed to residence ** Excluded unless monthly inspections performed. Terrorism coverage is excluded Note: Tier 1 is comprised of those counties touching the Gulf of Mexico or the Atlantic Ocean. Tier 2 are those counties contiguous of any Tier 1 county. Note: Issued premiums include surplus lines taxes and fees.

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  • 43

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    SATURDAY, JANUARY 25TH, 20148:30 a.m. 9:15 a.m. WELCOME AND SPEAKER INTRODUCTION9:15 a.m. 10:00 a.m. KEYNOTE SPEAKER BRYAN DODGE10:00 a.m. 11:00 a.m. MORNING BREAK SPONSORED BY: NREIG

    11:00 a.m. 12:15 p.m.

    SESSION 1Tim Norris Darwin German Clint Coons Phill Grove Don Fullman &

    Charles SellsChris Urso Abhinav Gupt Eric Workman

    National Real Estate Insurance Group

    Apartment Numbers TV Show

    Anderson Business Advisors, PLLC

    Love American Homes

    PIP Group National REIS RealAcquistions MACK Companies

    The 13 Insurance Myths for the Real Estate

    Investor

    YOU Can Create Cash Faster with Apartments!

    Tax and Asset Protection Strategies

    How to outsmart your competition

    and do more deals!

    Tax Lien & Tax Deed Investing -

    Done For You

    Its Time To Get In The Game:

    Multifamily Real Estate

    Finding Off-Market Deals

    FIRST & Structuring Creative Offers

    Selecting a Turn-key Operator for your Investment

    Goals

    12:15 p.m. 1:00 p.m. MIDDAY BREAK SPONSORED BY: PROPERTY PARTNERS I, LLC

    1:00 p.m. 2:15 p.m.

    SESSION 2

    Chris Dannenfeldt Cherif Medawar Brett Immel Robert Hart Steve Down Blake Yarborough Daniel Kline Arnie AbramsonProperty Partners I, LLC CMREI Hanover Equity Group HomeUnion The Falls Event

    CenterCapital

    Concepts, IncHappyHouseBuyers.

    comTexas Tax Sale

    Resource GroupSave Your Retirement

    With Turn Key Rentals & Mortgage Notes

    Raise Money for Your Real Estate Investments Like a Hedge Fund Manager!

    Turn-Key Cash Flow Properties

    Avoid the 7 Critical Mistakes of Real Estate Investing

    The Miracle of Wealth, Financially

    Fit for Life!

    Realizing Goals through Proper

    Financing and Real Estate!

    Owner Finance - Buy 1 House and Get Paid 3 Times!

    Texas Tax Sales (Sheriff Sales) - Done for You

    2:15 p.m. 3:00 p.m AFTERNOON BREAK

    3:00 p.m. 4:15 p.m

    SESSION 3Scott Blair Brad Sumrok Patrick Hagen Rob Barney Larry Goins Roger St. Pierre Tony Martinez Matthew Elmer

    MidAtlantic IRA, LLC Brad Sumrok The Entrust Group DHLC Investments Incorporated

    The Goins Group First Western Federal Savings Bank

    Asset Ventures, LLC

    The Real Alliance

    Do you have a Private IRA Bank?

    How to Earn Double Digits and Retire Early

    Creative Real Estate Investing: Less Taxes,

    Brighter Future

    Rehabbing with Hard Money: The Power of

    leverage!

    How to get a HUD Home 50%, 40% or

    even 30% off!

    Buy investment Real Estate with a Non-Recourse IRA

    Loan

    Creating Cash Flow with Notes

    Join this Best Selling Author to learn about

    pro table deals!4:15 p.m. 5:00 p.m LATE AFTERNOON BREAK - SPONSORED BY: BRAD SUMROK

    5:00 p.m. 6:15 p.m

    SESSION 4Adam Kintigh Dennis Henson Kevin Shortle Christopher Friedl Jana Uselton Jason Schubert Pete Asmus Julian Alexander

    Corporate Service Center, Inc.

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    Finding Private Money Acquire Real Estate at 30 cents on the Dollar

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  • 45

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    SUNDAY, JANUARY 26TH, 20148:00 a.m. 8:30 a.m. WELCOME AND SPEAKER INTRODUCTION8:30 a.m. 8:45 a.m. TRANSITION TIME

    8:45 a.m. 10:00 a.m.

    SESSION 5Tim Norris Scott Blair Cherif Medawar Belinda Savage Brett Immel Steve Down Tom Henderson

    National Real Estate Insurance Group

    MidAtlantic IRA, LLC CMREI IRA Services Trust Hanover Equity Group The Falls Event Center H&P Capital Investments, LLC

    The 13 Insurance Myths for the Real Estate

    Investor

    Do you have a Private IRA Bank?

    Raise Money for Your Real Estate Investments

    Like a Hedge Fund Manager!

    Investing your Retirement Savings into Real Estate &

    Private Notes

    Purchase Discounted Cash Flow Real Estate

    The Miracle of Wealth, Financially Fit for Life!

    20 Wealth Building Methods Using Notes in a Chaotic Market

    10:00 a.m. 10:30 a.m. MORNING BREAK - SPONSORED BY: B2R FINANCE

    10:30 a.m. 11:45 a.m.

    SESSION 6Chris Dannenfeldt Tony Rosenbum Robert Merchant John Bowens Lloyd Segal Merrill Chandler Blake Yarborough

    Property Partners I, LLC USA Rehab Deals RLM Properties Equity Trust California Flipping Network

    CreditSense Capital Concepts, Inc.

    Save Your Retirement with Turn Key Mortgage

    Notes & Rental Properties

    Whats more Important: Time or Money?

    Mobile Home Parks: A Great Investment for

    Great Returns!

    Assembling Your Private Bank:

    Leveraging Self-Directed IRAs

    How to Get Started Flipping Houses

    Get Your Own 800+ Credit Score

    Realizing Goals through Proper

    Financing and Real Estate!

    11:45 a.m. 12:30 p.m MIDDAY BREAK - SPONSORED BY: MIDATLANTIC IRA, LLC

    12:30 p.m. 1:45 p.m

    SESSION 7L. Scott Horne &

    Grant KempMike Hambright Eberhard Samlowski &

    James NeatheryEddie Speed Jason Schubert Frank Friesenhahn George Roddy

    Horne & Associates, P.C. Homevestors of America

    James Neathery & Associates, Inc.

    NoteSchool Rich in Five DFW Investor Lending, LLC

    Roddy Foreclosure / Listing Service

    Owner Financing 2014 How Dodd Frank will increase your pro ts!

    The Real Way to Successfully Invest in

    Real Estate

    Lies! Lies! and more Lies we have been taught!

    Goodbye REO! Hello Non-Performing Notes

    The Best Kept Secret in Commercial Real

    Estate

    Appraisal Values:Get it Right while

    Maximizing Returns

    Find & Wholesale Low Equity Deals To HEDGE

    FUNDS

    1:45 p.m. 2:30 p.m AFTERNOON BREAK - SPONSORED BY: HANOVER EQUITY GROUPSESSION 8

    2:30 p.m. 3:45 p.m.

    Julie Pettit Keith Borg Dawn Erling Bryan Dunklin John Zarella Dean LontosThe Pettit Law Firm The Borg Firm, PLLC SellThisTrailer.com Law Of ces of Bryan

    Dunklinwww.johnzarrella.com Bay Mountain Capital

    Protect Your Asset: Evictions & Foreclosures

    Under CFPB

    Innovative Tax Strategies for Investors &

    2014 Tax Update

    Mobile Home Investing: Low Cost Investment

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    Financing Techniques to Build Your Rental

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    3:45 p.m. 4:45 p.m KEYNOTE SPEAKER Rick Sharga on Dodd-Frank 4:45 p.m. 5:00 p.m CLOSING REMARKS AND EVENT RAFFLE

    SUNDAY SCHEDULE

  • 47

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    SSATURDAY: JANUARY 25TH, 2014 - 9:15-10:00a.m.

    Rick Sharga, Auction.com

    Dodd FrankOne of the countrys most frequently-quoted sources on real estate, mortgage and foreclosure trends, Rick has appeared on the CBS Evening News, NBC Nightly News, CNN, ABC World News, CNBC, FOX and NPR. Rick has briefed government organizations such as the Federal Reserve and Senate Banking Committee and corporations like JPMorgan Chase, Citibank and Deutsche Bank on foreclosure trends, and done foreclosure training for leading real estate organizations such as Re/Max, Prudential and Keller Williams.

    Prior to joining Auction.com, Rick was an Executive Vice President and primary spokesman for Carrington Mortgage Holdings, which own and operates multiple businesses in the mortgage, real estate and investment industries. Prior to Carrington, Rick spent eight years at RealtyTrac, where as senior vice president he was responsible for marketing, business development and data operations. The 2006 Stevie Award Winner for Best Marketing Executive, Rick has more than

    20 years experience developing corporate and product sales and marketing strategies for corporations such as DuPont, Fujitsu, Hitachi, Toshiba, JD Edwards, Cox Communications and Honeywell. Rick began his career with Foote, Cone & Belding, and also held executive positions with Ketchum Communications and McGraw-Hill.

    Rick is a member of various in uential industry organizations. He is the president of the Technology Council of Southern California, and vice president of the board of directors of REOMAC. He is a member of the National Association of Real Estate Editors, and serves on the editorial advisory board for Default Servicing News. In 2013, he was included in Inman News Inman 100, an annual list of the most in uential leaders in real estate.

    A black belt in Tae Kwon Do, Rick spends his spare time continuing his lifelong quest to nd the perfect wine to compliment his BBQd baby back ribs.

    Bryan DodgeTaking Ownership Of Leadership In Your Own LifeA native of Colorado Springs, Colorado, Bryan Dodge began his career in agricultural sales after graduating from the University of Nebraska. His desire to excel led him to become an avid student of success habits and leadership principles. After an award-winning career in sales, this same avid study, now a lifelong passion, changed his life and eventually launched his speaking career.

    Early on, he started a company Results that promoted sales seminars throughout the United States and Canada. His company grew to more than 60 employees. Relocating to Dallas, he expanded his business, lling stadiums in major cities with events featuring the most sought-after national motivational personalities, with whom Bryan shared the speaking platform.

    After 12 years, he sold this successful business to focus on sharing his own knowledge and experiences with audiences directly. He is now one of Americas most sought-after speakers, making over 250 appearances in the U.S. and Canada last year.

    His relationships with top CEOs and other nationally known trainers have given him a wealth of knowledge that he readily shares through his keynotes, workshops, products and radio program. Through the years, he has inspired audiences within thousands of major corporations, professional associations, and other organizations.

    At all of his events, he stresses the importance of keeping professional life and personal life in balance. Bryan practices what he teaches when he says that he goes home to his most important job: being an involved and dedicated father and husband. He and his wife, Margaret, have three children. He has been very active in coaching soccer and football and working with kids in YMCA programs. Outside of his love for reading, Bryans hobbies are mostly outdoor activities such as hunting and skiing.

    SUNDAY: JANUARY 26TH, 2014 - 3:45-4:45p.m.

  • Hi, my name is Phill Grove, and Im a real estate investor. Ive been invited to write an articles for

    REI Expo, to discuss how investors can passively or actively take advantage of whats going on in todays real estate market. You see, todays market is full of problems, which also means its full of opportunities for people that understand how to put deals together that solve problems. This article will focus on exactly that.

    I worked in corporate America for many years before starting my real estate investing business. I started as an electrical engineer in the semiconductor industry. I became a real estate investor in 2003 after, basically, burning out and searching for something else to do. After exploring many business opportunities I settled on real estate - because I liked the fact that you can 1) generate income passively 2) generate income actively, 3) generate wealth and a long term retirement plan and, 4) because of leverage, you can make

    large amounts of money from small amounts of money, once you know how.

    It took me a few months to do my first deal but only a few days to do the second deal and within 5 years, I participated in over 1,000 deals! Plus, Ive helped thousands of investors begin their own career because they were sick and tired of not making money in todays market because the market changed. One major key to expediting your personal learning curve is to take advantage of those whove come before you - studying their successes and failures.

    To be successful, you must be a student of the market; you must understand the trends and figure out how to be where the puck is going. Too many investors get stuck doing one thing and when that strategy stops working, instead of re-evaluating the market, they just work harder and take home less profits for their efforts. Thats the definition of insanity. To break that cycle you have to stay on top of the trends.

    Being a student of the market gives you the expert knowledge you need to be able to trust your judgment and

    understand how to use tools and systems available to you. Being an expert brings you to a higher level of investing that I call conscious competence.

    As I started to educate others on real estate investing, I pioneered many innovative investing strategies that work in todays market (that Ill be sharing during my presentation at the REI Expo). Those strategies and tools have been engineered to maximize time and profit by putting the drudgery on auto-pilot. Theres a reason Ive been called the most successful post-bubble real estate investor and how I do it spending less than 4 hours a week.

    Before investing in real estate, I invested exclusively in stocks and commodities. With an educational background in engineering and semiconductors and investing experience limited to stocks and commodities, I wondered how well equipped I was to invest in real estate. As it turns out, the answer was pretty well.

    My background helped me automate the business in ways most investors never consider.

    Why is it that people who are employed (W-2 earners) only invest in the stock market and people who are in real estate only invest in properties? Its weird, but true. Ive slowly figured out why thats the case. Its about fear and about what you know. Ill help you conquer both through this series.

    At the end of the day, business is business and a good deal is a good deal no matter what your background or experience is. Yes, it takes a little training to understand what a good deal looks like in real estate. And, it takes a little education to understand the unique strategies and opportunities and where to find them. But the truth is that after you figure out how to do real estate deals, real estate can offer a safer and higher return than anything most people can ever get in the stock market.

    Im going to educate you on the real estate business, and the investing opportunities that exist in real estate. Lets start by talking about The Truth about real estate investing, and go on from there to discuss the 12 ways to make dramatic profits from your real estate investments.

    Truth #1: XYZ is the BEST strategy!?There are a lot of real estate gurus selling Make Big Money in Real Estate books, DVDs, classes, and more. They all claim that their system is the best system and yet they all seem to be teaching different strategies. So, which one is the best onefor where you livein the current marketfor you?

    The truth is: Sadly, there is no way for a rookie to know...

    The truth is: Everything works at different times, in different markets, for different people, to varying degrees, if you work it.

    So wheres the Silver Bullet? You have to know which gun to put it in based on your exact situation, your exact deal. That may sound hard - how do you know what you dont know?

    But once you systematize it (the way I did,) you can put it on auto-pilot (the way I did,) and still make a lot of money (the way I do).

    So where do you start? If youre new to real estate investing you want to be a risk manager and focus on the real estate investing strategies that are no-money down strategies - which is a large portion of them. Its impossible to lose money on something you dont put any money into. But even those strategies take SPECIALIZED KNOWLEDGE + RESOURCES + CONFIDENCE + AMBITION. But, what it really starts with is ACTION.

    At REI Expo, youll find the specialized knowledge you need to get started and become successful. For more information, stop by the Love American Homes booth.

    The Truth about Real Estate Investing...

  • 5 ANSWERS FOR OWNERS OF RENTAL PROPERTY

    *1. How do I choose a professional property manager? *Very carefully. Many individuals and small management companies offer property management services at a discounted rate yet lack the resources and knowledge to actually manage property effectively and get you the best return. Since all tout similar services, you must investigate closely to see that they truly have the experience, resources, technology, and staff to avoid costly mistakes and keep up on all the little-but important-details.

    *2. What does a professional manager do for me?*Look for a property manager that methodically attends to every task and detail related to the leasing cycle: marketing the property to fill vacancies quickly, showing the property, screening applications, managing the leasing process, responding to tenant and owner requests, enforcing the lease, pricing and overseeing needed maintenance with approval from the owner, detailed trust accounting, rent collections, evictions when necessary, and ensuring comprehensive legal compliance with all local, state and federal laws and codes.

    *3. How much does professional management cost-how will it impact my cash flow?*

    A good property manager offsets their own fees by maximizing rents, minimizing vacancies, and avoiding costly mistakes. Across the industry, management fees range from 7-10% of the monthly rent-but dont fall into the trap of deciding based solely on price. While fees may differ $10-30 a month between companies, consider the cost of longer vacancies, procrastinated maintenance, code violations, and poorly selected tenants-competence pays for itself.

    *4. Will I save money if I manage my own properties? *Many homeowners try to manage their own property. They learned the hard way that it isnt as simple as theyd hoped, and are now happy to leave it to the full-time professionals. Put simply, a professionally managed property will get you a better return and help you avoid costly mistakes and missed details. Unless you enjoy late night maintenance calls, dealing personally with tenants and continual unexpected interruptions, you are wise to save yourself both time and money with professional management.

    *5. Should I hire my real estate agent to manage my property?*In a down housing market, more real estate agents consider providing management services to supplement their income. However, the qualities that make a great real estate agent (sales oriented) are often very different from those of an experienced, reliable property manager (task and detail oriented). It takes time and experience to master tenant/landlord state and local laws, leasing, trust accounting, collections/evictions and all of the moving parts of true property management.master tenant/landlord state and local laws, leasing, trust accounting, collections/evictions and all of the moving

    OVERCOME THE 7 DEADLY REASONS YOU ARENT BUILDING YOUR WEALTH WITH

    REAL ESTATE.

    1. LACK OF EXPERTISEYou dont feel that youre knowledgeable enough / experienced enough to pull the trigger yet

    2. OVERWHELMWhat should I do? What kind of marketing? How many offers should I make? What kind of deals? How will I make money? How will I get all this stuff done? Its simply too much!

    3. ANALYSIS PARALYSISI want to make sure I do this right / mistake free. So Im still GATHERING Information!

    4. LACK OF FOCUSI have SO many good ideas right now - its awesome... And I just got a great new idea - its awesome... And I have to go and try this quick buying strategy ... SQUIRREL!

    5. LACK OF CREATIVITYI dont have a SINGLE interesting idea for what type of offers I should be making on creative transactions!!

    6. LACK OF TIMEToo busy. No time. Work. School. Kids. Chores. No sleep. No rest. So stressed.

    7. LACK OF MOTIVATIONI want financial freedom. But the road is so long...

    YOUR NEXT REAL ESTATE DEAL IS CLOSER THAN YOU THINK! You cant imagine HOW CLOSE YOU ARE to getting it done, and knocking it out of the park!

    CALL US NOW AT 972-642-6600

    SIGN UP FOR FREE TRAINING TODAY!

    WWW.REITC.COM

  • Family means everything to me, says Schubert, owner of the Tex-as-based RICH in Five.

    After being denied the right to attend his grandfathers funeral, Schubert knew his days working 50 hours a week in a cubicle were num-bered. He immediately began investing in real estate while still work-ing full-time for Dell. In his first year, Schubert invested in 18 residential properties without spending any of his own money.

    I started my real estate career out of the spare bedroom of my house, says Schubert. I worked from 8-6 every day and then came home and made calls in the evening.

    He soon realized that the real money for investors was through the acqui-sition and management of hotels and motels. Mos

    These days, Schubert takes his message to the road as a coach, con-sultant, author and speaker. His wife of 13 years and their three children often travel with him.

    He says people from all walks of life can enjoy similar success even if they are just interested in buying, rehab-bing, and flipping a few homes. But he emphasizes that the cash flow is much

    more generous in the hotel industry and that it is not necessary to have

    a lot of education or capital to get started. As a mentor, Schubert walks clients

    through the exact steps nec-essary to make as much as $15,000 in a month by investing in a hotel.

    I believe if youre going to go, then go big, says Schubert. I knew that I was going to make mistakes, and I did, but I didnt let those mistakes bring me down or make me quit from achiev-ing the goals that I set for me and my family.

    John Sheldon recently attended one of Schuberts Commercial Secrets and Roadmap to Millions boot camps.

    This was one of if not the best sem-inars I ever attended, says Sheldon. I wouldnt have ever thought you could buy a hotel with no money of your own or on a lease option just like Ive

    done with single-family residential for years.

    Another client of RICH in Five, Sunita Bali, lauded Schubert for his no holds-barred teaching style.

    Sandy Villetti, RICH in Fives direc-tor of sales and marketing, says to their knowledge no one else in the United States is showing real estate investors how to generate cash flow through hotels.

    Real estate investing is a journey, says Schubert. A journey with the right mentor and guidance can help you achieve what you really want. For me, its the next best thing from being a movie star or a football player. You get all the freedom and financial benefits without having to deal with all the paparazzi and crowds.

    For more information about how you can learn Jason Schuberts recession proof hotel investing model, call 512-788-1710 or visit www.richinfive.com

    (Reprinted from CashFlow Express,a Realty411 publication.)

    From Corporate Cubicle Employee to Hotel Mogul

    By Stephanie B. Mojica

    When now-successful hotel entrepre-neur Jason Schubert was working at a major corporation and his boss said he could not take time off to attend his grandfathers funeral, Schubert knew then it was time to make a major change.

    richinfive.indd 1 1/12/2014 4:04:12 PM

  • HOW CAN I GET STARTED? This is a question that we hear all too often. Many people want to dive right into finding or analyzing a deal. However you need to determine why you want to invest in the first place. Whats your ultimate goal?

    If youve read anything about success or achievement youve probably heard that you need to set goals: daily, weekly, yearly, short-term, mid-term, long-term, and more. Knowing where you want to go is crucial to your success. In fact, I believe this is so important that its the very first thing that I explore with our new coaching students. Investing in apartments is not One Size Fits All. Yes, the strategy here is multifamily investing however we will dial in much deeper. Your goals will determine your plan and the approach you should be taking with your investing. The worst mistake you can make is simply buying a property just to become a real estate investor.

    Id like to share with you one instance of what I like to call The Strategy within the Strategy.

    Robert was a successful business owner in NY in an industry that was quickly drying up here in the states. He had invested passively in two of our own apartment buildings and always had an interest in learning how to buy an apartment building on his own. He decided to wind down his business, focus on his two amazing children who were just starting college and shift his professional efforts on

    something he had always wanted to doreal estate, specifically multifamily real estate.

    He was accepted into our program and we went to work. He classified his the situation with his business as semi retired. Robert's goals for investing in real estate were pretty clear. He wanted to acquire property that could provide additional cash flow while building equity for the next phase of his life. He did

    not want to get involved with flipping single-family houses or buying individual single-family homes to rent outhe simply didnt have the time for that.

    He wanted to purchase a good building in a solid location that would be a consistent asset for he and his family for many years to come. He also

    wanted to take advantage of today's historically low interest rates so the deals that we were going to analyze had to fit the parameters for bank financing. We devised an action plan specific to Roberts goals that he began to work through while submersing himself in the program and training.

    You need to take action to create the results you desire. It was time for Robert to put what he was learning into practice. After all, if youre not taking action whats the point? A few of his action items included:

    p He had to do identify what resources he had at his disposal so he was prepared to act quickly when the right deal came along. - This prepared him.

    p Identify 3 markets of focus and begin developing relationships with key brokers and property managers within the market.

    p Begin to review and analyze deals that met his criteria. - This got him comfortable with the numbers.

    p Make an offer on a deal at a price that makes sense for you. - This gave him confidence to pull the trigger.

    He continued the process until we found the right deal for him. Robert continued to work the plan speaking to more brokers, analyzing more dealsmaking more offers and ultimately got an offer accepted on a great property. In it's current state financing was available, which fit his criteria. He secured financing for 75% of the purchase price of $540,000 with an incredible interest rate 4.5%. The rents were under market by 10-15% and it was within walking distance to a major University.

    It had everything that Robert was looking for:

    Ability to secure financing

    Generate monthly cash flow

    Create value

    Build equity over long term

    This property is in a great location and it represents a fantastic opportunity for Robert and his family. He was able to secure this 16 unit building after just 6 months of working his plan within the program. Being clear on his goals allowed him to stay focused and to take action when the time was right.

    Take a moment to sit down and really be clear on what you want from investing in real estate. Be specific and set a timeline on your goals, then get to work. It's time for you to take action, today.

    National REIS is a coaching and training company focused on investing in apartments throughout the Midwest, Mid Atlantic and Southeast. Christopher and Lisa Urso along with their team also personally coach individuals that are serious about advancing to the next level in real estate, apartment investing. In 2013 alone they have guided their students to over $17,000,000.00 in apartment acquisitions.

    To learn more please visit us at www.nationalreis.com.

    A Goal without a plan is just a wish. ~Antoine de Saint-Exupery

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    Combine Texas stability with Florida appreciation

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