(19) United States Toolkits/The... · Email t0 Pasta-ski Guséwxem F‘apes mu mmma mas? hams}: Patent Application Publication Jun. 26, 2014 Sheet 5 0f 33 US 2014/0180916 A1 Waisama

US 20140180916A1

(19) United States (12) Patent Application Publication (10) Pub. No.: US 2014/0180916 A1

SHARMA (43) Pub. Date: Jun. 26, 2014

(54) INTEGRATED SYSTEMS FOR ELECTRONIC (60) Provisional application No. 60/175,753, ?led on Jan. BILL PRESENTMENT AND PAYMENT 12, 2000.

71 A 1' t: METAVANTE CORPORATION ( ) pp lean Jacksonville FL (Us) ’ Publication Classi?cation

72 1 t 1 D h t SHARMA R' hm d H11 (51) In" Cl ( ) nven or (62%“ ’ 10 on 1 G06Q 20/14 (2006.01)

(52) US. Cl. (73) Assignee; METAVANTE CORPORATION, CPC .................................... .. G06Q 20/14 (2013.01)

Jacksonville, FL (Us) USPC .......................................................... .. 705/40

(21) Appl. No.: 13/963,781 (57) ABSTRACT

(22) Filed: Aug“ 9’ 2013 The present invention relates generally to electronic com

Related U s A lication Data merce, and more particularly to methods and systems for ' ' PP integrating electronic bill presentment and payment among

(63) Continuation of application No. 13/107,766, ?led on biers, consumers, banks and other ?nancial institutions, elec May 13, 2011, now Pat. No. 8,533,079, which is a continuation of application No. 09/751,265, ?led on Dec. 29, 2000, now Pat. No. 7,945,491.

tronic payment facilitators, and web portals and other spaces able to support an interface for presentment and/or payment of bills.

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(19) United States Toolkits/The... · Email t0 Pasta-ski Guséwxem F‘apes mu mmma mas? hams}: Patent Application Publication Jun. 26, 2014 Sheet 5 0f 33 US 2014/0180916 A1 Waisama