172nd Meeting of SLBC of Andhra Pradesh

WELCOME

SLBC of Andhra Pradesh Andhra Bank

Sri N. Kiran Kumar ReddyHon’ble Chief Minister of Andhra

Pradesh

SLBC of Andhra Pradesh Andhra Bank

HEARTY WELCOME

Banking Key IndicatorsSegment March,08 March,09 March,10 Sept.10

Total Bank Branches

6,541 6,999 7,676 7,823

Rural 2,769 2,733 2,857 2,914

Semi Urban 1,549 1,754 1,941 1,958

Urban 1,452 1,601 1,922 1,927

Metro 771 911 956 1,024

SLBC of Andhra Pradesh Andhra Bank

Banking Key IndicatorsSegment March,08

(Rs. in Cr)

March,09

(Rs. In Cr)

March,10

(Rs. in Cr)

Sept,10

(Rs. in Cr)

Total Deposits 1,60,990 2,05,899 2,45,686 2,56,223

Total Advances 1,48,015 2,10,294 2,69,760 2,93,549

CD Ratio (%) 91.94 102.13 109.80 114.57

Priority Sector Advances

88,924 1,00,325 1,26,515 1,40,462

% of Priority Sector Advances

60.07 47.71 46.90 47.85

Agriculture Advances

43,187 51,487 68,658 76,600

% of Agri. Advances 29.18 24.48 25.45 26.09

SLBC of Andhra Pradesh Andhra Bank

Priority Sector Advances (outstandings)Segment March,08

(Rs. in Cr)

March,09

(Rs. in Cr)

March,10

(Rs. in Cr)

Sept,10

(Rs. in Cr)

Agriculture 43,187 51,487 68,658 76,600

Non Farm Sector, SME and Rural Artisans

18,608 21,128 22,868 24,444

Other Priority Sector Advances

27,129 27,710 34,989 39,418

Total Priority Sector Advances

88,924 1,00,325 1,26,515 1,40,462

SLBC of Andhra Pradesh Andhra Bank

Agricultural Advances (outstandings)

Segment March,08

(Rs. in Cr)

March,09

(Rs. In Cr)

March,10

(Rs. in Cr)Sept’10

(Rs. In Cr)

Crop Loans 23,441 28,665 33,986 38,051

Agri. Term Loans & Allied Activities

19,746 22,822 34,672 38,549

Total Agricultural Advances

43,187 51,487 68,658 76,600

SLBC of Andhra Pradesh Andhra Bank

Education & Housing Loans

(outstandings)Segment March,08

(Rs. in Cr)

March, 09

(Rs. In Cr)

March,10

(Rs. in Cr)

Sept’10

(Rs. In Cr)

Education Loans 3,063 4,198 5,385 6,283

Housing Loans 16,302 19,835 21,961 22,481

SLBC of Andhra Pradesh Andhra Bank

Loans to Minorities, SCs/STs, Women & Weaker Sections (outstandings)Segment March,08

(Rs. in Cr)

March,09

(Rs. in Cr)

March,10

(Rs. in Cr)

Sept,10

(Rs. in Cr)

Minorities(% to Priority Sector)

2,778

(3.12%)

5,970

(5.95%)

8,502

(6.72%)

11,400

(8.11%)

SC/STs (% to Priority Sector)

6,952

(7.82%)

8,025

(8.00%)

11,019

(8.71%)

11,943

(8.50%)

Women(% to Priority Sector)

11,742

(13.20%)

23,242

(23.17%)

29,039

(22.95%)

32,073

(22.83%)

Weaker Sections(% to Priority Sector)

33,855

(38.07)

33,861

(33.75%)

44,657

(35.30%)

45,804

(32.60%)

SLBC of Andhra Pradesh Andhra Bank

SHG- Bank Linkage Program (Rural) - Disbursements

March,08 March,09 March,10 Sept’10

Disbursed Amount

(Rs. In Cr.)

5,883 6,637 6,501 2,739

No. of Groups (Disbursed)

4,13,625 4,76,195 4,04,439 1,84,538

SLBC of Andhra Pradesh Andhra Bank

SHG- Bank Linkage Program (Urban) - Disbursements

March,08 March,09 March,10 Sept’10

Disbursed Amount

(Rs. In Cr.)

436 843 1,253 636

No. of Groups (Disbursed)

55,545 92,238 1,07,962 43,276

SLBC of Andhra Pradesh Andhra Bank

SHG- Bank Linkage Program Outstandings (Rural and Urban)

March,08 March,09 March,10 Sept’10

Outstanding Amount

(Rs. In Cr.)

7,125 9,837 11,764 13,145

Outstanding No. of Groups

7,10,315 9,89,382 11,67,000 12,47,099

SLBC of Andhra Pradesh Andhra Bank

Annual Credit Plan- ImplementationSegment 2009-10

TOTAL

(Rs.in Cr.)

2009-10

September,2009

(Rs. in Cr)

2010 -11 September,2010

(Rs.in Cr.)

Target Achmt Target Achmt Target Achmt

Crop Loans 23,500 24,845

(105.72%)

14,100 14,407

(102.17%)

17,473 16,372

( 93.70 %)

Term Loans

(Agri&Allied)

9,000 12,929

(143.65%)

4,500 5,414

(120.31%)

8,609 8,606

(99.97%)

Total Agriculture

32,500 37,774

(116.23%)

18,600 19,821

(106.56%)

26,082 24,978

( 95.77%)

SME 8,000 7,399

(92.49%)

4,000 2,584

(64.60%)

4,075 5,338

( 130.99%)

Other Priority Sector

15,000 12,200

(81.33%)

7,500 6,052

(80.69%)

7,850 7,516

( 95.75%)

Total Priority Sector

55,500 57,373

(103.37%)

30,100 28,457

(94.54%)

38,007 37,832

( 99.54%)

SLBC of Andhra Pradesh Andhra Bank

Annual Credit Plan- ImplementationSegment 2010-11 Rabi

(Rs.in Cr.)

Rabi

Target

Achievement % of Achivement

Crop Loans 8,788 3,846 43.76

Term Loans

(Agri&Allied)

7,043 2,817 40.00

Total Agriculture 15,831 6,663 42.09

SLBC of Andhra Pradesh Andhra Bank

Performance under Schemes sponsored by Central Government

Scheme Target

2009-10

Ach’mnt

March,10

Target

2010-11

Ach’mnt

Sept,10

SGSY (Rs.in Cr)

239.98 288.26 275.86 186.07

SJSRY(Rs.in Cr)

1,200 1,251.75 1,747 765.33

PMEGP(Units)

4,433 2,968 3,499 1,249

ISHUP(Units)

2,32,826 * 28,745 53,173 4,858

(*The target continued for the year 2010-11

and subsequently reduced to 53,173)

SLBC of Andhra Pradesh Andhra Bank

Performance Highlights

State’s CD Ratio at 114.57% is one of the highest in the Country

The outstanding under Agriculture Credit crossed Rs. 76,600 Cr. which is one of the highest in the Country

The growth in Agricultural Advances during the current year upto September is 11.56%

SLBC of Andhra Pradesh Andhra Bank

Performance Highlights – SHG –Bank Linkage Self Help Group lending is one of the

important lending portfolios of Banks in the State.

State is Leading in the Country in Number of SHGs, Quantum of Lending and Per group lending both in respect of Rural and Urban SHGs

The outstanding credit to SHGs stood at Rs. 13,145 crores

The CMSA (Community Managed Sustainable Agriculture) program is proposed to be implemented through SHGs in the State during the current year (outlay Rs .4,078 Cr)

SLBC of Andhra Pradesh Andhra Bank

Performance Highlights

All the districts in the State are having RSETIs

Efforts are on to establish FLCCs in all the districts in coordination between the Lead Banks and other major Banks

During the year upto now 14 Steering Committee meetings, two SLBC meetings, two Export Sub Committee meetings, one SLIIC meeting and one LDM’s Conference, one Special Meeting and three Meetings of Core Committee on SHG-Bank Linkage programme are conducted by SLBC

Excellent coordination is prevailing among the Banks, Government and other Agencies

SLBC of Andhra Pradesh Andhra Bank

Damage due to Floods/ Heavy rains State has been affected by Floods/ Heavy rains

during October, November and December, 2010

GoAP released GO Ms No. 17 dated 14.12.2010 and GO Ms No. 20 dated 22.12.2010 declaring 607 mandals in 16 districts as affected

14th Meeting of Steering Committee of SLBC held on 20.12.2010 for the specific purpose of extending relief measures to farmers

Banks were advised to undertake Relief Measures immediately

SLBC of Andhra Pradesh Andhra Bank

Damage due to Floods/ Heavy rains

SLBC of Andhra Pradesh Andhra Bank

S.No. Name of the District No.of affected Mandals as per GO

Ms. 17

No.of affected Mandals as per GO

Ms. 20

1 Srikakulam 312 Vizianagaram 343 Visakhapatnam 32 64 East Godavari 535 West Godavari 466 Krishna 397 Guntur 278 Prakasam 409 Nellore 4610 Chittoor 3911 Dr. YSR Dist.

(Kadapa)20

12 Ananthapur 6313 Warangal 1314 Khammam 4615 Nalgonda 4016 Karimnagar 32

TOTAL 483 124

Relief Measures All Crop loans/Kisan Credit Card Loans disbursed in

Kharif 2010 and Rabi 2010-11(up to the date of occurrence of Floods/heavy rains) in the notified Mandals are eligible for conversion to CCTLs (Crop loans converted to Term loans). Further finance be extended where ever crops are being raised.

All the Controlling Authorities of Banks are advised to submit fortnightly progress report to SLBC.

Banks were advised that the first report is to be sent as on 15.01.2011 by 18.01.2011 and within three days after the closure of each fortnight thereafter up to March, 2011.

SLBC of Andhra Pradesh Andhra Bank

THANK YOU

SLBC of Andhra Pradesh Andhra Bank