11

CIL-NET Presents… Emergency Recovery Part II: Assisting Individuals after a

Disaster

A National Teleconference & Webcast

Thursday, April 30, 20093:00 PM – 4:30 PM EDT

22

Review of Part I

Purpose and Importance of Disaster Planning

Assembling a Personalized Emergency Notebook

Shelter Survival 101 Stages of Disaster Recovery

Advocacy for Getting Out of a Shelter Fast

33

What is FEMA?

Federal Emergency Management Agency

Individuals and Households Programs (IHP)

Other Needs Assistance (ONA)

44

Long-Term Recovery Committee Assistance from Voluntary Agencies for disaster-related needs not covered by other programs.

Other Needs AssistanceFinancial assistance to Individuals & Households who have disaster-related necessary expenses and serious needs not covered by insurance or addressed by SBA Loans.

U.S. Small Business Administration (SBA)This is your first step for long-term recovery. You must apply for SBA before you can move forward.

FEMA Disaster Housing AssistanceCall FEMA at 1-800-621-3362 (FEMA) to register for assistance.

InsuranceYou must apply with your insurance company.

Voluntary AgenciesFor immediate needs like food and shelter.

THE LADDER OF ASSISTANCE

55

FEMA application process

Call the toll-free number at: 1-(800)-621-FEMA (3362)

TTY for hearing impaired:1-(800)-462-7585

or

1. Apply online at: www.fema.gov

2. Apply at a Disaster Recovery Center (DRC)

66

What to expect when you apply

Be prepared to provide:

1. Social Security number2. Current address3. Primary pre-disaster address4. Phone numbers5. Type of insurance coverage

77

What to expect when you apply

6. Household annual income7. Bank account number and ROUTING number for direct

deposit8. Description of losses

88

What to expect when you apply

You will be given application number1. Used to locate your file in FEMA

tracking system 2. Write it down (in your notebook) and

keep it secure – you will refer to it each time you call FEMA

FEMA inspector will call to arrange visit to your home to assess disaster related damages for the IHP program

99

What to do if things “bog down”

Provide current contact phone number

Provide current address Check application status online Letter of Appeal

1010

Questions & Answers

1111

Types of Assistance – FEMA Disaster Assistance Programs Housing Assistance (funds for

temporary housing) Repair (not covered by insurance) Replacement (funds for replacement of

disaster-destroyed home) Other Needs Assistance (ONA – funds

for necessary and serious needs caused by the disaster not covered insurance or other aid)

1212

Types of Assistance – FEMA Disaster Assistance Programs

Individuals & Households Program (IHP)

Disaster-related housing assistance available

– Displaced from pre-disaster primary residence

– Pre-disaster residence rendered uninhabitable

– Maximum award for FY08 was $28,800

1313

Individuals and Household Programs

Temporary Housing– Financial – assistance in form of

check or electronic fund transfer for lodging or rental assistance

– Direct – not cash grant (may be in form of mobile home or direct rental payment)

– Rent different place to live or temporary housing unit when rental properties are unavailable

1414

Types of Assistance – Non-SBA dependent

Other Needs Assistance (ONA)– Funeral– Dental– Medical– Occupational– Transportation (non-vehicle)– Moving and Storage

1515

Types of Assistance -SBA dependent

Other Needs Assistance (ONA)– Personal property– Transportation (vehicle)

1616

FEMA and the Small Business Administration (SBA)

FEMA works parallel with the SBA Low interest loans available to eligible renters,

homeowners, businesses and non-profit organizations that suffered loss due to a disaster

SBA application is sent after completion of FEMA application

Important to complete SBA application in order to be eligible for other types of FEMA assistance such as Other Needs Assistance (ONA)

1717

SBA Assistance

SBA Loan Limits for disaster-damaged repairs and replacement:

Homeowners = $200,000 propertyRenters/Homeowners = $40,000

personal propertyBusinesses = $2 million uncompensated

losses not fully covered by insurance

1818

Questions & Answers

1919

Additional Resources

www.disability911.org www.ready.gov www.fema.gov

20202020

Final Questions & Answers

21212121

Wrap up and Evaluation

Please remember to complete an online evaluation located at https://vovici.com/wsb.dll/s/12291g3c14d

Your thoughtful response is greatly appreciated!