FRANKLIN TEMPLETON - Citibank India

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Franklin Templeton Asset Management (India) Pvt. Ltd. (CIN - U67190MH1995PTC093356)

Franklin Templeton Mutual Fund

KEY INFORMATION MEMORANDUM

FRANKLIN INDIA OVERNIGHT FUND

An open ended debt scheme investing in overnight securities

Product Labeling

This product is suitable for investors who are seeking*

*Investors should consult their financial advisors if in doubt about whether the product is suitable for

them.

Please refer to our website (https:/ / www.franklintempletonindia.com/downloadsServlet/pdf/

product-labels-jg9o5k7l) or latest Risk-o-meters of scheme and primary benchmark calculated in

accordance with SEBI Circulars dated October 05, 2020 and April 29, 2021 read with SEBI circular

dated August 31, 2021.

Offer for units on an ongoing basis at a Net Asset Value (NAV) based price

The Key Information Memorandum is dated October 29, 2021. This Key Information Memorandum

(KIM) sets forth the information, which a prospective investor ought to know before investing. For

further details of the Scheme/Mutual Fund, due diligence certificate by the AMC, Key

Personnel, investors' rights & services, risk factors, penalties & pending litigations etc.

investors should, before investment, refer to the Scheme Information Document and Statement

of Additional Information available free of cost at any of the Investor Service Centres or

distributors or from the website www.franklintempletonindia.com. This KIM shall remain

effective until a 'material change' (other than a change in fundamental attributes and within the

purview of the KIM) occurs and thereafter Material changes will be filed with SEBI. The Scheme

particulars have been prepared in accordance with Securities and Exchange Board of India

(Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange

Board of India (SEBI). The units being

FRANKLIN TEMPLETON

Fund Name

https://www.franklintempletonindia.com/downloadsServlet/pdf/product-labels-jg9o5k7l


http://www.franklintempletonindia.com/

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Nature of

scheme &

indicative

time horizon

Brief about

the

investment

objective &

kind of

product

Franklin Regular Investment

India income for in debt &

Overnight short term money Fund with high market

(FIONF) level of instruments

Primary

Benchmark:

CRISIL

Overnight

Index

safety and

liquidity

having

maturity of

one business

day

Level of risk (Based on portfolio as on

September 30, 2021)

Level of risk of primary

benchmark (Based on portfolio as

on September 30, 2021)

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offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy

of this KIM.

The Scheme intends to provide reasonable income along with high liquidity by investing in overnight securities

having maturity of 1 business day. There can be no assurance that the investment objective of the scheme will be

realized.

Under normal circumstances, the asset allocation pattern will be: Instruments Normal Allocation# Risk Profile

Debt & Money Market Instruments including

cash & cash equivalent with residual maturity

up to one business day

Upto 100% Low

△Investment in Securitized debt up to 10%

#The scheme may have exposure in the following

1. Repos in corporate debt securities in accordance with the directions issued by RBI and SEBI from time to time.

2. Securities Lending - A maximum of 40% of net assets may be deployed in securities lending and the maximum single party

exposure may be restricted to 10%*of net assets outstanding at any point of time.

^Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried

out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly,

single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of

OTC (over the counter) trades where counterparty can be identified.

The Scheme shall not engage in securities borrowing and short selling activities. The Scheme shall not invest in REITs, InvITs, foreign

securities and foreign securitized debt.

It must be clearly understood that the percentages stated above are only indicative and not absolute and that they can vary substantially

depending upon the perception of the Investment Manager, the intention being at all times to seek to protect the interests of the Unit

holders. The asset allocation pattern described above may alter from time to time on a short-term basis on defensive considerations,

keeping in view market conditions, market opportunities, applicable regulations and political and economic factors (i.e., for reasons other

than downgrade in rating) and would, in such cases, shall be rebalanced within 7 days from date of deviation. However, if the asset

allocation pattern is to be altered for other reasons, as this is a fundamental attribute, the procedure outlined in the paragraph on

fundamental attributes below, shall be followed.

NOTE: The investment under Direct Plans shall have the same portfolio as that of the plan/ option under which it is introduced, and

hence the same investment objectives and investment pattern as that of the existing respective Scheme/Scheme Portfolio.

INVESTMENT STRATEGY The primary objective of the scheme is to provide reasonable income along with high liquidity by investing in

overnight securities having maturity of 1 business day. The scheme strives to provide steady income and high

liquidity through a judicious mix of short term debt and money market instruments. The scheme aims to identify

securities in the short-term instruments including TREPS, Reverse repos, debt instruments with overnight

maturity. The scheme intends to hold short-term securities to minimize price volatility.

RISK PROFILE OF THE SCHEME

Mutual Fund Units involve investment risks including the possible loss of principal. Please read the SID carefully

for details on risk factors before investment. Scheme specific Risk Factors are summarized below:

INVESTMENT

OBJECTIVE

ASSET ALLOCATION PATTERN OF THE SCHEME

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• Different types of securities in which the scheme would invest carry different levels and types of risks.

Accordingly, the scheme's risk may increase or decrease depending upon its investment pattern. • Investments in debt instruments are subject to various risks such as credit/default risk, interest rate risk,

reinvestment risk, liquidity risk etc. E.g. corporate bonds carry a higher amount of risk than Government securities. Further even among

corporate bonds, bonds which are AAA rated are comparatively less risky than bonds which are AA rated.

• Credit Risk: This refers to the risk that an issuer of a fixed income security may default (i.e. will be unable

to make timely principal and interest payments on the security). • Interest Rate Risk: This risk results from changes in demand and supply for money and other

macroeconomic factors and creates price changes in the value of debt instruments. Consequently, the NAV

of the scheme may be subject to fluctuation. Prices of long term securities generally fluctuate more in

response to interest rate changes than do short-term Securities. This may expose the schemes to possible

capital erosion. • Liquidity Risk: This refers to the ease with which a security can be sold at or near to its valuation yield-to-

maturity (YTM). Liquidity risk is today characteristic of the Indian fixed income market. • Market Risk: This risk arises due to price volatility due to such factors as interest sensitivity, market

perception or the credit worthiness of the issuer and general market liquidity, change in interest rate

expectations and liquidity flows. Market risk is a risk which is inherent to investments in securities. This

may expose the schemes to possible capital erosion. • Reinvestment Risk: This risk refers to the interest rate levels at which cash flows received for the securities

in the Scheme is reinvested. The risk is that the rate at which interim cash flows can be reinvested may be

lower than that originally assumed. Different types of Securitised Debts in which the scheme would invest carry different levels and types of

risks. Presently, secondary market for securitised papers is not very liquid. There is no assurance that a

deep secondary market will develop for such securities. Money market securities, while fairly liquid, lack

a well-developed secondary market, which may restrict the selling ability of the scheme.

There is no assurance or guarantee that the objectives of the scheme will be achieved. The past performance of

the mutual funds managed by the Franklin Templeton Group and its affiliates is not necessarily indicative of

future performance of the scheme.

RISK MITIGATION FACTORS

Interest Rate Risks: The maturity of such scheme is low as these schemes can only invest in overnight securities

having maturity of 1 business day. Credit Risk or Default Risk: The Fund will endeavour to minimise Credit/Default risk by primarily investing

in medium-high investment grade fixed income securities rated by SEBI registered credit rating agencies.

Historical default rates for investment grade securities (BBB and above) have been low. Reinvestment Risk: Reinvestment risks will be limited to the extent of coupons received on debt instruments,

which will be a very small portion of the portfolio value. Liquidity and Marketability Risk: The fund will endeavour to minimise liquidity risk by investing in securities

having a liquid market.

PLANS AND OPTIONS

The scheme offers choice of following plans / options:

• Growth Plan*

• Income Distribution cum capital withdrawal (IDCW) Plan* (with Weekly IDCW Option (with

Reinvestment and Payout facility) and Daily IDCW Reinvestment Option)

• Direct - Growth Plan

• Direct - IDCW Plan (with Weekly IDCW Option (with Reinvestment and Payout facility) and

Daily IDCW Reinvestment Option)

*For sake of clarity and ease of understanding, these Plans may be referred as Regular - Growth Plan

and Regular - IDCWPlan in various advertisements and literatures.

The investors must clearly indicate the Plan and Option (Growth - Regular/ Growth- Direct /

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IDCW - Regular / IDCW - Direct) in the relevant space provided for in the Application Form. In the absence of

such instruction, it will be assumed that the investor has opted for the Default Plan and Option, which would

be as follows:

• Growth in case Growth or IDCW is not indicated.

• Reinvestment of Income Distribution cum capital withdrawal option in case Payout of Income

Distribution cum capital withdrawal option or Reinvestment of Income Distribution cum capital

withdrawal option is not indicated.

• Regular Plan or Direct Plan as follows: Scenario Broker Code mentioned by the

investor

Plan mentioned by the

investor

Default Plan to be

captured

1 Not mentioned Not mentioned Direct

2 Not mentioned Direct Direct

3 Not mentioned Regular Direct

4 Mentioned Direct Direct

5 Direct Not Mentioned Direct

6 Direct Regular Direct

7 Mentioned Regular Regular

8 Mentioned Not Mentioned Regular

In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall be

processed under Regular Plan. The AMC shall contact and obtain the correct ARN code within 30 calendar

days of the receipt of the application form from the investor/ distributor. In case, the correct code is not received

within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from the date of application

without any exit load. The AMC shall not reprocess the transaction under Direct Plan in case the units have been

redeemed within the aforesaid 30 calendar days.

The Trustee / AMC reserve the right to alter / vary the default plan / option, after giving notice.

In the event of a discrepancy between the Scheme/Plan/Option mentioned in the Application Form by the

applicant, then the application shall be liable to be rejected and amount will be refunded to the applicant.

a. Purchases including switch-in

Pursuant to SEBI guidelines, the cut off timings and the applicability of Net Asset Value of the scheme is under:

In respect of valid applications received* up to 1:30 p.m. on a day by the Mutual Fund and funds are available

for utilisation on the same day before the cut-off time without availing any credit facility, whether, intra-day or

otherwise - the closing NAV of the day immediately preceding the day of receipt of application shall be

applicable.

In respect of valid applications received* after 1:30 p.m. on a day by the Mutual Fund and funds are available

for utilisation on the same day without availing any credit facility, whether, intra-day or otherwise - the closing

NAV of the day immediately preceding the next Business Day shall be applicable.

However, irrespective of the time of receipt* of application, where the funds are not available for utilisation on

the day of the application before the cut-off time (1:30 p.m.) without availing any credit facility, whether, intra-

day or otherwise - the closing NAV of the day immediately preceding the day on which the funds are available

for utilisation before the cut-off time (1:30 p.m.) shall be applicable, provided the application is received prior

to availability of the funds.

Investors are encouraged to avail electronic payment modes to transfer funds to the bank account of the Scheme

to expedite unit allotment.

APPT TCABT E NAV (after the

scheme opens for

repurchase and

sale)

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For determining the availability of funds for utilisation, the funds for the entire amount of subscription/purchase

(including switch-in) as per the application should be credited to the bank account of the scheme before the cut-

off time and the funds are available for utilisation before the cut-off time without availing any credit facility

whether intra-day or otherwise, by the respective scheme. For investments through systematic investment routes such as Systematic Investment Plans (SIP), Systematic

Transfer Plans (STP), Transfer of Income Distribution cum capital withdrawal plan (TIDCW) etc. the units will

be allotted as per the closing NAV of the day on which the funds are available for utilization by the destination

Scheme irrespective of the instalment date of the SIP, STP or record date of dividend etc. In case of transactions through online facilities / electronic modes, there may be a time lag of upto 5-7 banking

days between the amount of subscription being debited to investor's bank account and the subsequent credit into

the respective Scheme's bank account. This lag may impact the applicability of NAV for transactions where

NAV is to be applied, based on actual realization of funds by the Scheme. Under no circumstances will AMC or

its bankers or its service providers be liable for any lag / delay in realization of funds and consequent pricing of

units.

The Trustee / AMC may alter the limits and other conditions in line with the SEBI Regulations. *Received at

the Official Points of Acceptance of Transactions of Franklin Templeton Mutual Fund.

Transfer of unit(s) shall be subject to payment of applicable stamp duty by the unitholder(s) and applicable laws.

Accordingly, pursuant to levy of stamp duty, the number of units allotted on purchase transactions (including

switch-in, Systematic investments, Reinvestment of Income Distribution cum capital withdrawal option, etc) to

the unitholders would be reduced to that extent.

b. Redemptions including switch-out

In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund, the closing NAV of the day

immediately preceding the next business day shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the Mutual Fund, the closing NAV of the next

business day shall be applicable.

For liquid schemes / plans, the Mutual Fund shall calculate NAVs for every calendar day. Further, the day(s) on

which the money markets are closed/not accessible, shall not be treated as business day(s). No outstation cheques

will be accepted. The redemption and switch-out of transaction will be processed only if the payment instrument

of the original purchase transaction under that particular fund is realised.

*Received at the ISC/Collection Centres of Franklin Templeton Mutual Fund

MINIMUM

APPLICATION AMOUNT/ NUMBER OF UNITS

Purchase

Rs.5,000/- or any amount in multiple of

Re.1 / - thereafter

Additional Purchase

Rs.1,000/- or any amount in

multiple of Re.1/- thereafter

Repurchase



DESPATCH OF

REPURCHASE

(REDEMPTION)

REQUEST

The redemption cheque will be despatched to the unitholders with

business days of the receipt of the redemption request at the Transaction.

Tin the statutory time limit of 10

Official Point of Acceptance of

BENCHMARK INDEX

CRISIL Overnight Index

IDCW POLICY

Income Distribution cum capital withdrawal (IDCW) is based on the availability of adequate distributable surplus

in the scheme. The amounts can be distributed out of investors capital (Equalization Reserve), which is part of

sale price that represents realized gains. The Trustee may, at its sole discretion distribute income under IDCW

option/plan in the fund at any time. Although there is every intention to distribute income, there is no assurance

or guarantee as to the frequency or quantum of such distribution nor that the distributions be regularly paid.

NAME & TENURE OF

Fund Manager Tenure of managing the scheme (upto September 30, 2021) (in years)

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Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act 1956, and

approved by SEBI to act as the Trustee to the schemes of Franklin Templeton Mutual Fund.

This Scheme is a new scheme and does not have performance track record of one full financial year.

Entry load: In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry

load will be charged by the Scheme to the investor.

Exit load: Nil

Switchover/Exchange fee:

Switch-in: Nil

Switch-out: Same as exit load mentioned above

FIONF- Direct Compounded annualised returns 1 Year 3 Years 5 Years Since Inception

FIONF- Direct 3.05% N.A N.A 3.75%

CRISIL Overnight Index 3.19% N.A N.A 3.89%

THE FUND

MANAGER(S) Pallab Roy 2.40 Umesh Sharma 2.40

NAME OF THE

TRUSTEE

COMPANY

PERFORMANCE

OF THE SCHEME

EXPENSES OF“

THE SCHEME

(i) Load Structure

(ii) Recurring Expenses

PERFORMANCE

OF THE

SCHEME

SEPTEMBER 30,

2021

Compounded annualised returns 1 Year 3 Years 5 Years Since Inception

FIONF 3.00% N.A N.A 3.69%

CRISIL Overnight Index 3.19% N.A N.A 3.89%

Returns based on Growth Plan NAV. Inception date: May 8, 2019. NA -Not available.

Recurring expenses (Actual Expenses for the financial year ending March 2021) 0.15%

0.10% (Direct)

FIONF

Absolute Returns for last 2 financial years:

Past performance may or may not be sustained in future. Based on Growth Plan NAVs.

Benchmark Returns calculated based on TRI values

*For schemes/plans launched during the year the returns are from inception date.

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Returns based on Growth Plan NAV. Inception date: May 8, 2019. NA -Not available.


FIONF- Direct

Sector Allocation % of Assets

Call, cash and other current asset 100.00

Note: All securities belonging to a given sector are considered for this disclosure. It may be noted that Sector

exposure limits are monitored as per applicable SEBI Regulations/ circulars. This disclosure does not

represent the exposure as per aforesaid Regulatory limits.

Scheme's latest monthly portfolio holding can be viewed on

www.franklintempletonindia.com/investor/funds-and-solutions/funds-exploreVall-mutual- funds -

scheme name under Fund Document tab. Not Applicable

Investors are advised to refer to the details given in the Statement of Additional Information (SAI) under the

section "Taxation”. However, the information provided therein is for general information purpose only and is based on the prevailing

tax laws. In view of the individual nature of the implications, each investor is advised to consult with his or her

own tax advisors with respect to the specific tax and other implications arising out of his or her participation in

the schemes. The NAV will be calculated for every Business day and can be viewed on www.franklintempletonindia.com and

www.amfiindia.com. The first NAV shall be calculated and declared within 5 business days from the date of

allotment of respective Plan(s)/Option(s) under

Past performance may or may not be sustained in future. Based on Growth Plan NAVs. Benchmark

Returns calculated based on TRI values

‡For schemes/plans launched during the year the returns are from inception date.

PORTFOLIO HOLDINGS AS

ON SEPTEMBER

30, 2021

Top 10 Holding- Issuer Wise† ‡ % to NAV Reverse Repo 99.02

* Excludes Call, Cash and Other Current Asset.

RATIO

PORTFOLIO TURNOVER

TAX

TREATMENT

FOR THE

INVESTORS

(Unitholders)

DAILY NET ASSET VALUE

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http://www.amfiindia.com/


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(NAV) PUBLICATION

the Scheme. You can also telephone us at 1-800-425-4255 or 1-800 -258- 4255 (if calling from a mobile phone,

please prefix the city STD code; local call rates apply for both numbers) from 8 a.m to 9 p.m, Monday to

Saturday. FOR INVESTOR GRIEVANCES "PT

"F A CONTACT Investor Services, Franklin Templeton Asset Management (India) Pvt. Ltd., Unit 301, III Floor, Campus 4B,

RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi, Chennai 600096. Tel: 1800 425 4255 or

6000 4255 (please prefix the city STD code if calling from a mobile phone, Local call rates apply to both the

numbers) from 8:00 a.m. to 9:00 p.m., Monday to Saturday. Email: [email protected]. Name of Investor Relations Officer: Ms. Rini K Krishnan

Name and Address of Registrar: Computer Age Management Services Private Limited No.10 (Old

No.178), M.G.R. Salai, Nungambakkam, Chennai - 600 034

UNITHOLDERS' INFORMATION

Commission to distributor: The upfront commission on investment made by the investor, if any, shall be paid

to the ARN Holder (AMFI registered distributor) directly by the investor, based on the investor's assessment of

various factors including service rendered by the ARN Holder.

Option to receive allotment and hold units in demat form: Investors have an option to receive allotment and hold units of the schemes of Franklin Templeton Mutual Fund

in demat form. For this purpose, the investors need to furnish the details of their depository account in the

Application Form along with a copy of the Client Master Report / List (CMR/CML) or the Transaction Statement

(the page reflecting name and holding pattern) for verification of the demat account. The date of demat account

statement should be within 90 days of the application. The Units allotted in electronic form will be credited to

the investor's Beneficiary Account with a Depository Participant (DP) of CDSL or NSDL as per the details

furnished by the investor in the Application Form. In case the Unitholder does not wish to get his/her Units

converted / allotted in electronic form or the AMC is not able to credit the Units to the beneficiary account(s) of

the investor for any reason whatsoever, the AMC shall issue Account statement(s) specifying the Units allotted

to the investor. Please note that where the investor has furnished the details of their depository accounts in the

Application Form, it will be assumed that the investor has opted for allotment in demat form and the allotment

will be made only in demat form as default. The existing Unitholders can dematerialise the units held in physical

form (represented by Account Statement) at any time by making an application to the Depository Participant by

filling up the Conversion Request Form (CRF) and surrendering the Account Statement(s). Transaction Charges: The AMQMutual Fund shall deduct Transaction Charges on purchase/subscription applications received

from investors that are routed through a distributor/agent/broker as follows, provided the

distributor/agent/broker has opted to receive the transaction charges: (i) First time investor in mutual funds: Transaction Charge of Rs. 150/- on purchase/subscription application of Rs.10,000 and above shall be

deducted from the subscription amount and paid to the distributor/agent/broker of the investor. Units

will be allotted for the balance subscription amount (net of the transaction charge deducted). (ii) Investors other than first time investor in mutual funds: Transaction Charge of Rs. 100/- per purchase/subscription application of Rs.10,000 and above shall be


will be allotted for the balance subscription amount (net of the transaction charge deducted). (iii) The Transaction Charges shall not be deducted for: (a) purchase/subscription applications for an amount less than Rs.10,00^-; (b) transactions other than purchases/subscriptions relating to new inflows such as switches, redemption,

Systematic Transaction Plan, Transfer of Income Distribution cum capital withdrawal plan etc.; (c) direct applications received by the AMC i.e. applications received at any Official Point of Acceptance

of Transaction of Franklin Templeton Mutual Fund that are not routed through any

distributor/agent/broker; and (d) transactions routed through stock exchange platform

mailto:[email protected]

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The statement of account shall disclose the net investment as gross subscription less transaction charges

and the units allotted against the net investment. The upfront commission to distributors shall continue

to be paid by the investor directly to the distributor by a separate payment based on his assessment of

various factors including the service rendered by the distributor.

Employee Unique Identification Number (EUIN):

As per SEBI Circular no. CIR/IMD/DF/21/2012 dated September 13, 2012; the employee/ relationship

manager/ sales person of the distributor interacting with the investor for the sale of mutual fund products is

required to obtain a EUIN from AMFI. EUIN needs to be mentioned on the application alongwith the ARN

number. This will assist in tackling the problem of mis-selling even if the employee/ relationship manager/sales

person leave the employment of the ARN holder / Sub broker. In case the transaction is executed without any

interaction or advice by the employee / relationship manager/ sales person of the distributor/sub broker, the

investor needs to sign the declaration stating the same.

Account Statement:

On acceptance of the application for subscription, a confirmation specifying the number of units allotted by way

of email and/or SMS will be sent to the Unitholders within 5 Business Days from the closure of the NFO at

their e-mail address and/or mobile number registered with the Mutual Fund/AMC.

A) Consolidated Account Statement

In order to enable a single consolidated view of all the investments of an investor in Mutual Funds and

securities held in demat form with the Depositories, Mutual Fund-Registrar & Transfer Agents or

Depositories shall generate and dispatch of single Consolidated Account Statement (CAS) to the investors.

Consolidation of account statement shall be done on the basis of PAN. In case of multiple holding, it shall

be PAN of the first holder and pattern of holding. Unitholders who have registered their Permanent Account

Number (PAN) with the Mutual Fund will receive a Consolidated Account Statement as follows:

1. Unitholders who hold Demat Account

The Account Statement containing details relating to all financial transactions (purchase, redemption,

switch, systematic investment plan, systematic transfer plan, systematic withdrawal plan, Transfer of

Income Distribution cum capital withdrawal plan, Payout of Income Distribution cum capital withdrawal

option, Reinvestment of Income Distribution cum capital withdrawal option and bonus transactions) made

by the unitholder across all mutual funds and transaction in dematerialised securities across demat accounts

of the Unitholder will be sent by the Depositories, for each calendar month within 15th day of the

succeeding month to the unitholders in whose folios transactions have taken place during that month. CAS shall be sent every half yearly (September/ March), on or before 21st day of succeeding month,

detailing holding at the end of the six month, to all such Unitholders in whose folios and demat accounts

there have been no transactions during that period. In case of demat accounts with nil balance and no transactions in securities and in mutual fund folios, the

Depository shall send account statement in terms of regulations applicable to the depositories.

2. Unitholders who do not hold Demat Account





by the unitholder across all mutual funds where PAN of the investor is registered and holding at the end of

the month including transaction charges, if any, paid to the distributor, will be sent for each calendar month

within 15th day of the succeeding month to the unitholders in whose folios transactions have taken place

during that month. The financial transactions processed from the 1st day of the month till 30/31 will be included in CAS,

irrespective of trade date of the transaction.

Unitholders in whose folios no transaction has taken place during the last six months prior to the date of

generation of account statement, the CAS detailing holding across all schemes of all mutual funds where

PAN of the investor is registered, shall be sent at the end of every six months (i.e. September/ March), on

or before 21st day of succeeding month. Such CAS shall reflect the closing balance and value of the Units

as at the end of the month.

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For the purpose of sending CAS, common investors across mutual funds shall be identified by their PAN.

PAN identified as having a demat account by Depositories for generating CAS will not be considered

while generating a Mutual Fund level CAS. In case of a specific request received from the Unitholders, the AMC/Mutual Fund will provide the

account statement to the Unitholder within 5 Business Days from the receipt of such request.

B) Unitholders who have not registered their PAN with the Mutual Fund will receive the following:

For normal transactions during ongoing sales and repurchase: • The AMC shall issue to the investor whose application (other than SIP/STP) has been accepted, an account

statement specifying the number of units allotted within 5 working days of allotment.

Half-yearly Statement:

• The AMC shall provide the Account Statement to the Unitholders who are not having Valid PAN excluding

those investors who do not have any holdings in mutual fund schemes and where no commission against

their investment has been paid to distributors, during the concerned half-year period. The Account

Statement shall reflect the latest closing balance and value of the Units across all schemes in the respective

folio, prior to the date of generation of the account statement, the amount of actual commission paid by

AMC to distributors (in absolute terms) during the half-year period against the concerned investor's total

investments in each MF scheme and scheme's average Total Expense Ratio (in percentage terms) for the

half-year period, of both direct plan and regular plan.

For those unitholders who have provided an e-mail address, the AMC will send the account statement by e-

mail. The unitholder may request for a physical account statement by writing / calling us at any of the ISC.

The Account Statement issued by the AMC is a record of holdings in the scheme of Franklin Templeton Mutual

Fund. Investors are requested to review the account statement carefully and contact their nearest Investor

Service Centre in case of any discrepancy. The contents of the statement will be considered to be correct if no

error is reported within 30 days from the date of receipt of the Account Statement.

Annual Financial Reports As required by the SEBI Regulations, the Fund will mail the schemewise annual report or an abridged summary

thereof to all the unitholders as soon as practical after 31st March each year but not later than four months

thereafter, as the Trustee may decide. In case of unitholders whose email addresses are available with the Mutual

Fund, the annual report or the abridged summary, as the case may be, would only be sent by email and no

physical copies would be mailed to such unitholders. However, those unitholders who still wish to receive

physical copies of the annual report/abridged summary notwithstanding their registration of e-mail addresses

with the Fund, may indicate their option to the AMC in writing and AMC shall provide the same without

charging any cost. For the rest of the investors, i.e. whose email addresses are not available with the mutual

fund, the AMC shall send physical copies of scheme annual reports or abridged summary to those unitholders

who have ‘opted-in' to receive physical copies. The AMC shall display the link of the scheme annual reports or

abridged summary prominently on the Fund's website and AMFI website and make the physical copies available

to the investors at its registered office at all times.

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Financial Results and Portfolio

Disclosures The Mutual Fund shall within one month

of the close of each half year i.e., 31st

March and 30th September, upload the soft

copy of its unaudited financial results

containing the details specified in

Regulation 59 on its website and shall

publish an advertisement disclosing

uploading of such financial results on its

website, in one English newspaper having

nationwide circulation and in one regional

newspaper circulating in the region where

the head office of the Mutual Fund is

situated. The Mutual Fund shall disclose

portfolio as on the last day of the month /

half-year for all their schemes on its

website and on the website of AMFI within

10 days from the close of each month/ half-

year respectively. In case of unitholders

whose e-mail addresses are registered, the

Mutual Fund/ AMC shall send via email

both the monthly and half-yearly statement

of scheme portfolio within 10 days from

the close of each month/ half-year

respectively. Further, the Mutual Fund shall also

disclose portfolio of the scheme on a

fortnightly basis within 5 days from the

end of the fortnight. The disclosure shall

be on www.franklintempletonindia.com

and www.amfiindia.com. The AMC shall

send via email the fortnightly statement of

scheme portfolio within 5 days from the

close of each fortnight and the monthly and

half-yearly statement of scheme portfolio

within 10 days from the close of each

month / half-year respectively. Furthermore, the mutual fund shall also

disclose the debt and money market

securities transacted (including inter

scheme transfers) in schemes portfolio on

daily basis with a time lag of 15 days. Mutual Fund shall publish an

advertisement every half-year disclosing

the hosting of the half- yearly statement of

its schemes portfolio on its website and on

the website of AMFI. Such advertisement

shall be published in the all India edition

of at least two daily newspapers, one each

in English and Hindi. Mutual Fund shall

provide a physical copy of the statement of

its scheme portfolio, without charging any

cost, on specific request received from a

unitholder.



2

Prevention of Money Laundering

In terms of the Prevention of Money

Laundering Act, 2002, the Rules /

guidelines/ circulars issued there under

(AML Laws), Mutual Funds are required

to formulate and implement a client

identification programme, to collect,

verify and maintain the record of identity

and a ddress(es) of investors.

It is mandatory for all investors (including

joint holders, NRIs, POA holders and

guardians in the case of minors) to furnish

such documents and information as may be

required to comply with the Know Your

Customers (KYC) policies under the AML

Laws. Applications without such

documents and information may be

rejected.

Submission of PAN:

In terms of SEBI circulars dated April 27,

2007, April 03, 2008 and June 30, 2008

read with SEBI letter dated June 25, 2007,

Permanent Account Number (PAN) would

be the sole identification number for all

participants transacting in the securities

market, irrespective of the amount of

transaction, except (a) investors residing in

the state of Sikkim; (b) Central

Government, State Government, and the

officials appointed by the courts e.g.

Official liquidator, Court receiver etc.

(under the category of Government) and

(c) investors participating only in micro-

pension. SEBI, in its letter dated July 24,

2012 has conveyed that investments in

mutual fund schemes [including

investments through Systematic

Investment Plan (SIP)] of up to

Rs.50,000/- per year per investor shall be

exempted from the requirement of PAN. Accordingly, where the aggregate of lump

sum investment (fresh purchase and

additional purchase) and SIPs where the

aggregate of instalments in a financial year

i.e. April to March does not exceed

Rs.50,000/- (referred to as “Micro

investment”), it shall be exempt from the

requirement of PAN.

However, a duly verified/attested copy of

such document(s) as may be prescribed by

the AMC/Trustee from time to time, needs

to be submitted as the proof of

identification in lieu of PAN Card copy.

This exemption will be available only to

3

Micro investment made by individuals

being Indian citizens (including NRIs,

joint holders, minors acting through

guardian and sole proprietary firms). PIOs,

HUFs, QFIs and other categories of

investors will not be eligible for this

exemption. For the purpose of identifying

Micro investment, applications shall be

aggregated at the investor level (same sole

holder/joint holders in the same sequence)

and such aggregation shall be done

4

irrespective of the number of folios / accounts under which the investor is investing and irrespective of source

of funds, mode, location and time of application and payment. Thus, submission of PAN is mandatory for all existing as well as prospective investors (including all joint

applicants/holders, guardians in case of minors, POA holders and NRIs but except for the categories mentioned

above) for transacting with mutual funds. Investors are required to register their PAN with the Mutual Fund by

providing the PAN card copy. All transactions without PAN (for all holders, including Guardians and POA

holders) are liable to be rejected. All financial transactions with Franklin Templeton Mutual Fund need to comply with the PAN and KYC

requirements as stated above, failing which the applications are liable to be rejected. It is clarified that all

categories of investors seeking exemption from PAN still need to complete the KYC requirements stipulated by

the AMC/Trustee from time to time, irrespective the amount of investment.

Investors are instructed not to make cash payments. No outstation cheques or post-dated cheques will be

accepted. Applications with outstation cheques/post dated cheques may be rejected.

Non acceptance of Third Party payment

The AMC shall not accept subscriptions with Third Party payment instruments in the Scheme, except in cases

of (a) In case of investment in the name of a minor, payment by Parents / GrandParents / related persons (other

than the person registered as Guardian in the minor's Folio) on behalf of a minor in consideration of natural love

and affection or as gift for a value not exceeding Rs.50,000/- (each regular purchase or per SIP instalment); (b)

In case of investment in the name of a minor, payment by the person registered as Guardian in the minor's Folio

irrespective the amount of investment; (c) Payment by Employer on behalf of employee for lump sum/ one-time

subscription or under SIP through Payroll deductions or deductions out of expense reimbursement; (d) Custodian

on behalf of an FII or a client. (e) Payment by Asset Management Company to a Distributor empanelled with it

on account of commission/incentive etc. in the form of the Mutual Fund Units of the Funds managed by such

AMC through Systematic Investment Plans or lump sum / one-time subscription, subject to compliance with

SEBI Regulations and Guidelines issued by AMFI, from time to time; (f) Payment by Corporate to its Agent/

Distributor/ Dealer (similar arrangement with Principal-agent relationship), on account of commission/ incentive

payable for sale of its goods/services in form of mutual fund units through SIP or lump sum/ one-time

subscription. For this purpose, Third Party payment shall mean payment made through instruments issued from

an account other than that of the beneficiary investor. It is clarified that in case of payments from a joint bank

account, the first holder of the mutual fund folio has to be one of the joint holders of the bank account from

which payment is made. The investors making an application under the exception cases mentioned above need

to submit such declarations and other documents / information as may be prescribed by the AMC from time to

time.

The units under the Scheme can be purchased by the following entities (i.e. an indicative list of persons) (subject

to the applicable legislation/regulation governing such entities):

1. Adult individuals, either singly or jointly (not exceeding three), resident in India. 2. Parents/Guardian on behalf of minors. 3. Companies/ Domestic Corporate Bodies/ Public Sector Undertakings registered in India.

4. Charitable, Religious or other Trusts authorised to invest in units of mutual funds. 5. Banks, Financial Institutions and Investment Institutions.

6. Non-Resident Indians (NRIs) and Overseas Citizen of India (OCI) (including erstwhile Person of Indian

Origin card holders) on full repatriation basis and on non-repatriation basis but not (a) United States

Persons within the meaning of Regulation ‘S' under the United States Securities Act of 1933 or as defined

by the U.S. Commodity Futures Trading Commission, as amended from time to time or (b) residents of

Canada.

7. Foreign institutional investors and their sub accounts on full repatriation basis/ Foreign Portfolio Investors

(subject to RBI approval) and such other entities as may be permitted under SEBI (Foreign Portfolio

Investors) Regulations, 2014, as amended from time to time. 8. Hindu Undivided Family (HUF). 9. Wakf Boards or Endowments / Societies / Co-operative societies / Association of Persons or Body of

individuals (whether incorporated or not), Trusts and clubs authorised to invest in units

5

of mutual funds.

10. Sole Proprietorship, Partnership Firms, Limited Liability Partnerships (LLPs). 11. Army/ Air Force/Navy/Para-military funds and other eligible institutions. 12. Scientific and/ or industrial research organizations.

13. Other Associations, Institutions, Bodies etc. authorized to invest in the units of mutual funds. 14. Such other individuals/institutions/body corporate etc., as may be decided by the AMC from time to time,

so long as wherever applicable they are in conformity with SEBI Regulations. 15. Mutual fund Schemes/ Alternative Investment Funds can also invest in the Scheme, subject to SEBI

Regulations applicable from time to time.

Units of the schemes of Franklin Templeton Mutual Fund is an eligible investment for charitable and religious

trusts under the provisions of Section 11(5)(xii) of the Income Tax Act, 1961, read with Rule 17C of the Income

Tax Rules, 1962.

Mutual Fund / AMC /Trustee reserves the right to redeem investors' investments in the event of failure on the

part of the investor(s) to redeem his/her/their holdings, subsequent to his/her/their becoming (a) United States

Persons with the meaning of Regulation (S) under the United States Securities Act of 1933 or as defined by the

U.S. Commodity Futures Trading Commission, as amended from time to time or (b) residents of Canada.

In view of the individual nature of implications, the investors are advised to consult their own advisors to

ascertain if they are eligible to invest in the scheme as per the laws applicable to them and whether the scheme

is suitable for their risk profile.

A fund that invests in debt & money market instruments having maturity of one business day

3,493

Rs. 137.21crores

Franklin Templeton Asset Management (India) Pvt. Ltd. (CIN -

U67190MH1995PTC093356)



FRANKLIN INDIA TECHNOLOGY FUND

An open ended equity scheme following Technology theme

Product Labeling

FRANKLIN TEMPLETON

Fund Name

6

This product is suitable for investors who are seeking§ **

Nature of

scheme &

indicative time

horizon

Brief about the

investment

objective &

kind of

product

Franklin India

Technology Fund

(FITF)

Primary

Benchmark: S&P

BSE Teck

**Investors should consult their financial advisors if in doubt about

whether the product is suitable for them.

Please refer to our website (https:/ /

www.franklintempletonindia.com/downloadsServlet/pdf/ product-

labels-jg9o5k7l) or latest Risk-o-meters of scheme and primary

benchmark calculated in accordance with SEBI Circulars dated

October 05, 2020 and April 29, 2021 read with SEBI circular dated

August 31, 2021.

Offer for units on an ongoing basis at a Net Asset Value (NAV)

based price

The Key Information Memorandum is dated October 29, 2021. This

Key Information Memorandum (KIM) sets forth the information,

which a prospective investor ought to know before investing. For

further details of the Scheme/Mutual Fund, due diligence

certificate by the AMC, Key Personnel, investors' rights &

services, risk factors, penalties & pending litigations etc.

investors should, before investment, refer to the Scheme

Information Document and Statement of Additional

Information available free of cost at any of the Investor Service

Centres or distributors or from the website

www.franklintempletonindia.com. This KIM shall remain

effective until a 'material change' (other than a change in

fundamental attributes and within the purview of the KIM) occurs

and thereafter Material changes will be filed with SEBI.

The Scheme particulars have been prepared in accordance with

Securities and Exchange Board of India (Mutual Funds)

Regulations 1996, as amended till date, and filed with Securities

and Exchange Board of India (SEBI). The

Level of risk (Based on portfolio as

on September 30, 2021)


benchmark (Based on portfolio

as on September 30, 2021)

Long term

capital

appreciation

A fund that

invests in

stocks of

technology

and

technology

related

companies. Investors understand that their

principal will be at Very High risk Investors understand that

their principal will be at Very

High risk





7

units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy

or adequacy of this KIM.

INVESTMENT

OBJECTIVE

To provide long-term capital appreciation by predominantly investing in equity and equity related securities

of technology and technology related companies.


Under normal market circumstances, the investment range would be as foll ows:

Instruments Risk Profile % of

Assets#

Equity/Equity related instruments of technology and technology

related companies

High- Medium

80-100%

Debt & Money Market instruments* Low 0-20%

#including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets If permitted by SEBI under extant regulations/guidelines, the Scheme may engage in short selling of

securities and scrip lending as provided under Securities Lending Scheme 1997, and other applicable

guidelines / regulations, as amended from time to time. A maximum of 20% of net assets may be deployed

in securities lending and the maximum single counter party exposure may be restricted to 5% A of net assets

outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not

known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations

and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to

trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the

counter) trades where counterparty can be identified.

* including securitised debt up to 20% The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The

scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per

scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These

limits will be reviewed by the AMC from time to time. The fund managers will follow an active investment strategy taking defensive/aggressive postures depending

on opportunities available at various points in time. The asset allocation pattern described above may alter from time to time on a short-term basis on defensive

considerations, keeping in view market conditions, market opportunities, applicable regulations and political

and economic factors and would, in such cases, shall be rebalanced within 30 days from date of deviation.

However, if the asset allocation pattern is to be altered for other reasons, as this is a fundamental attribute,

the procedure outlined in the paragraph on fundamental attributes below, shall be followed.

INVESTMENT

STRATEGY

The scheme seeks to achieve long-term capital appreciation through investments in companies across market

capitalizations in Indian as well as global markets which are expected to benefit from the development,

advancement and use of technology. These will predominantly include companies in the following industries: • Technology services, including software, IT management, Data and IT Infrastructure services including

Mobile computing, cloud computing infrastructure

• Internet technology enabled services including e-commerce, technology platforms, IoT (Internet of

Things) and other online services

• Electronic technology, including computers, computer products, and electronic components

• Telecommunications, including networking, wireless, and wire-line services, equipment and support;

• Media and information services, including the distribution of information and content providers

• IT products, hardware and components like PCs, Laptops, Servers, Chips, Semi-

8

conductors etc.

The fund will follow a bottom-up approach to stock-picking. The portfolio composition of the scheme will

be primarily guided by the type of issuers, sectors or industry comprised within the scheme benchmark.


Mutual Fund Units involve investment risks including the possible loss of principal. Please read the SID

carefully for details on risk factors before investment. Scheme specific Risk Factors are summarized below: • Different types of securities in which the scheme would invest carry different levels and types of

risks. Accordingly the scheme's risk may increase or decrease depending upon its investment

pattern.

• Trading volumes, settlement periods and transfer procedures may restrict liquidity of investments

in equity and equity related securities.

• In case of investments in foreign securities, there may be risks associated with currency

movements, restrictions on repatriation and transaction procedures in overseas market as well as

country related risks.

• The scheme would primarily invest in the technology and technology related companies and

thereby restricting the diversification of the scheme. Therefore, the performance of the scheme

would be dependent upon the performance and market price movements of companies in the said

industry/sector. Hence, movements in the NAV of the scheme would be more volatile compared to

the NAV of a scheme with a more diversified portfolio.

• Investments in debt instruments are subject to various risks such as credit/default risk, interest rate

risk, reinvestment risk, liquidity risk etc. E.g. corporate bonds carry a higher amount of risk than

Government securities. Further even among corporate bonds, bonds which are AAA rated are

comparatively less risky than bonds which are AA rated.

• Credit risk: This refers to the risk that an issuer of a fixed income security may default (i.e. will

be unable to make timely principal and interest payments on the security).

• Interest rate risk: This risk results from changes in demand and supply for money and other

macroeconomic factors and creates price changes in the value of debt instruments.

• Consequently, the NAV of the scheme may be subject to fluctuation. Prices of long term securities

generally fluctuate more in response to interest rate changes than do short-term securities. This

may expose the schemes to possible capital erosion.

• Liquidity Risk: This refers to the ease with which a security can be sold at or near to its valuation

yield-to-maturity (YTM). Liquidity risk is today characteristic of the Indian fixed income market.

• Market risk: This risk arises due to price volatility due to such factors as interest sensitivity,

market perception or the credit worthiness of the issuer and general market liquidity, change in

interest rate expectations and liquidity flows. Market risk is a risk which is inherent to investments

in securities. This may expose the schemes to possible capital erosion.

• Reinvestment risk: This risk refers to the interest rate levels at which cash flows received for the

securities in the Scheme is reinvested. The risk is that the rate at which interim cash flows can be

reinvested may be lower than that originally assumed.

• Different types of Securitised Debts in which the scheme would invest carry different levels and

types of risks. Presently, secondary market for securitised papers is not very liquid. There is no

assurance that a deep secondary market will develop for such securities. Money market securities,

while fairly liquid, lack a well-developed secondary market, which may restrict the selling ability

of the scheme.

• Derivatives are high risk, high return instruments. A small price movement in the underlying

security could have a large impact on their value and may also result in a loss.

• Engaging in securities lending is subject to risks related to fluctuations in collateral value and

settlement/liquidity and counter party risks

9

• There is no assurance or guarantee that the objectives of the scheme will be achieved. The

past performance of the mutual funds managed by the Franklin Templeton Group and its affiliates is not necessarily indicative of


Equity

• Liquidity Risk: The fund will try to maintain a proper asset liability match to ensure redemption

payments are made on time and not affected by illiquidity of the underlying stocks. • Generally, diversification across market cap segments also aids in managing volatility and ensuring

adequate liquidity at all times. • Derivatives Risk: The fund will endeavour to maintain adequate controls to monitor the de rivatives

transactions entered into.

Debt • Interest Rate Risk: The Fund seeks to mitigate this risk by keeping the maturity of the scheme in line

with the interest rate expectations. • Credit risk or default risk: The Fund will endeavour to minimise Credit/Default risk by primarily

investing in medium-high investment grade fixed income securities rated by SEBI registered credit rating

agencies. Historical default rates for investment grade securities (BBB and above) have been low. • Reinvestment Risk: Reinvestment risks will be limited to the extent of coupons received on debt

instruments, which will be a very small portion of the portfolio value. • Liquidity or Marketability Risk: The fund will endeavour to minimise liquidity risk by inve sting in

securities having a liquid market. • Growth Plan

• Income Distribution cum capital withdrawal (IDCW) Plan (with Reinvestment and Payout Options) • Direct - Growth Plan

• Direct - IDCW Plan (with Reinvestment and Payout Options)

The investors must clearly indicate the Plan and Option (Growth - Regular/ Growth- Direct / IDCW - Regular

/ IDCW - Direct) in the relevant space provided for in the Application Form. In the absence of such

instruction, it will be assumed that the investor has opted for the Default Plan and Option, which would be

as follows:

• Growth in case Growth or IDCW is not indicated. • Reinvestment of Income Distribution cum capital withdrawal option in case Payout of Income

Distribution cum capital withdrawal option or Reinvestment of Income Distribution cum capital

withdrawal option is not indicated.

• Regular Plan or Direct Plan as foll ows: Scenario Broker Code mentioned by

the investor Plan mentioned by the

investor

Default Plan to be

captured

1 Not mentioned Not mentioned Direct Plan

2 Not mentioned Direct Direct Plan

3 Not mentioned Regular Direct Plan 4 Mentioned Direct Direct Plan

5 Direct Not Mentioned Direct Plan

6 Direct Regular Direct Plan

7 Mentioned Regular Regular Plan

8 Mentioned Not Mentioned Regular Plan

In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall

be processed under Regular Plan. The AMC shall contact and obtain the correct ARN code within 30

calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code

is not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from the

date of application without any exit load. The AMC shall not reprocess the transaction under Direct Plan in

case the units


PLANS AND

OPTIONS

10

have been redeemed within the aforesaid 30 calendar days.

Compulsory reinvestment of IDCW

Where the Unitholder has opted for IDCW Payout option and in case the amount of IDCW payable to the

Unitholder is Rs.20/- or less, the same will be compulsorily reinvested in the scheme.

APPLICABLE NAV (after

the scheme opens for

repurchase and sale)

Purchases including switch-in:

In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund and the funds are available for

utilisation on the same day before the cut-off time - the closing NAV of the day on which the funds are

available for utilisation shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the Mutual Fund and the funds are available for

utilisation on the same day - the closing NAV of the Business Day following the day on which the funds are


However, irrespective of the time of receipt of application, where the funds are not available for utilisation

on the day of the application, the closing NAV of the Business Day on which the funds are available for

utilisation before the cut-off time (3:00 p.m.) shall be applicable provided the application is received* prior


Investors are encouraged to avail electronic payment modes to transfer funds to the bank account of the

Scheme to expedite unit allotment.

For determining the availability of funds for utilisation, the funds for the entire amount of

subscription/purchase (including switch-in) as per the application should be credited to the bank account of

the scheme before the cut-off time and the funds are available for utilisation before the cut-off time without

availing any credit facility whether intra-day or otherwise, by the respective scheme. For investments through systematic investment routes such as Systematic Investment Plans (SIP), Systematic

Transfer Plans (STP), Transfer of Income Distribution cum capital withdrawal plan (TIDCW) etc. the units

will be allotted as per the closing NAV of the day on which the funds are available for utilization by the

destination Scheme irrespective of the instalment date of the SIP, STP or record date of dividend etc. In case of transactions through online facilities / electronic modes, there may be a time lag of upto 5-7 banking

days between the amount of subscription being debited to investor's bank account and the subsequent credit

into the respective Scheme's bank account. This lag may impact the applicability of NAV for transactions

where NAV is to be applied, based on actual realization of funds by the Scheme. Under no circumstances

will AMC or its bankers or its service providers be liable for any lag / delay in realization of funds and

consequent pricing of units. Transfer of unit(s) shall be subject to payment of applicable stamp duty by the unitholder(s) and applicable

laws. Accordingly, pursuant to levy of stamp duty, the number of units allotted on purchase transactions

(including switch-in, Systematic investments, Reinvestment of Income Distribution cum capital withdrawal

option, etc) to the unitholders would be reduced to that extent.

Redemptions including switch-out :


of receipt of application shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the Mutual Fund, the closing NAV of the next

business day shall be applicable.

The redemption and switch-out of transaction will be processed only if the payment instrument of the

original purchase transaction under that particular fund is realised. *Received at the ISC/Collection Centres

of Franklin Templeton Mutual Fund.

MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS

Purchase: Rs.5,000 and multiples of Re.1 Additional Purchase: Rs.1,000 and multiples of Re.1 Repurchase: Minimum of Rs.1,000 and multiples of

Re.1

11

As TRI data is not available since inception of the scheme, benchmark performance is calculated using

composite CAGR of (# S&P BSE Information Technology PRI values from 01/02/1999 to 23/08/2004; S&P

BSE Information Technology TRI values from 23/08/2004 to 29/05/2017 and S&P BSE TECK TRI values

since 29/05/2017)

DESPATCH OF

REPURCHASE

(REDEMPTION)

REQUEST

The redemption proceeds will be despatched to the unitholders within the regulatory time limit of 10 business

days of the receipt of the valid redemption request at the Official Points of Acceptance of Transactions

(OPAT) of the Mutual Fund.

BENCHMARK INDEX S&P BSE TECK IDCW POLICY Income Distribution cum capital withdrawal (IDCW) is based on the availability of adequate distributable

surplus in the scheme. The amounts can be distributed out of investors capital (Equalization Reserve), which

is part of sale price that represents realized gains. The Trustee may, at its sole discretion distribute income

under IDCW option/plan in the fund at any time. Although there is every intention to distribute income, there

is no assurance or guarantee as to the frequency or quantum of such distribution nor that the distributions be

regularly paid.

NAME & TENURE OF THE FUND

Name of the Fund Manager(s) Tenure of managing the scheme (in years) (Upto

September 30, 2021)

MANAGER(S)

Anand Radhakrishnan 14.59 years

Varun Sharma 5.84 years

Mayank Bukrediwala (dedicated for foreign

securities)* 1.10 years

*with effect from October 18, 2021, Mr. Sandeep Manam has been appointed as dedicated fund manager for

foreign securities.

NAME OF THE Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act TRUSTEE COMPANY 1956, and approved by SEBI to act as the Trustee to the schemes of Franklin Templeton Mutual


Fund.

PERFORMANCE OF THE SCHEME AS ON

SEPTEMBER 30, 2021 Compounded annualised

returns

1 Year 3 Years 5 Years Since

Inception FITF 60.15% 28.24% 25.63% 20.09%

S&P BSE TECK# 68.96% 27.72% 24.02% N.A

FITF

Past performance may or may not be sustained in future.

Based on Growth Plan NAVs of September 30, 2021. Benchmark returns calculated based on Total

Return Index (TRI) Values. Inception date: August 22, 1998.

12

Past performance may or may not be sustained in future. Based on Growth Plan NAVs. Benchmark

Returns calculated based on TRI values

# Index is adjusted for the period Jan 31, 2000 to May 26, 2017 with the performance of S&P BSE

Information Technology

FITF - Direct Compounded annualised

returns

1 Year 3 Years 5 Years Since Inception

FITF - Direct 61.54% 29.28% 26.55% 22.63%

S&P BSE TECK TRI # 68.96% 27.72% 24.02% 21.95%

Past performance may or may not be sustained in future. Based on Growth Plan NAVs of September 30, 2021. Benchmark returns calculated based on Total Return

Index (TRI) Values. Inception date: January 1, 2013. As TRI data is not available since inception of the scheme, benchmark performance is calculated using

composite CAGR of (# S&P BSE Information Technology PRI values from 01/02/1999 to 23/08/2004; S&P

BSE Information Technology TRI values from 23/08/2004 to 29/05/2017 and S&P BSE TECK TRI values

since 29/05/2017)


Based on Growth Plan NAVs. Benchmark Returns calculated based on TRI values

# Index is adjusted for the period Jan 31, 2000 to May 26, 2017 with the performance of S&P BSE

Information Technology

i) Load Structure

Entry Load: Nil

Exit Load: In respect of each purchase of Units - 1% if the Units are redeemed/ switched-

out within one year of allotment.

ii) Recurring expenses (Actual Expenses for the financial year ending March 2021)

2.58%

1.73% (Direct)

PORTFOLIO HOLDINGS AS ON

SEPTEMBER 30, 2021

Top 10 Holding- Issuer Wise* % to NAV

Infosys Ltd 18.18%

Tata Consultancy Services Ltd 11.00%

HCL Technologies Ltd 10.34%

EXPENSES OF THE SCHEME

1

Franklin Technology Fund, Class I (Acc) 7.77%

Info Edge (India) Ltd 6.56%

Bharti Airtel Ltd 5.75%

Tech Mahindra Ltd 4.61%

Cyient Ltd 2.96%

Zomato Ltd 2.52%

Larsen & Toubro Infotech Ltd 2.49%

■Je Excludes Call, Cash and Other Current Assets.


IT 67.42%

Consumer services 10.22%

Mutual fund units 7.77%

Telecom 6.94%

Unlisted 0.00%#

Call, cash and other current asset 7.64%

#Less than 0.01%

Scheme's latest monthly portfolio holding can be viewed on www.franklintempletonindia.com/investor/funds-and-solutions/funds-exploreVall-mutual-

funds - scheme name under Fund Document tab.

PORTFOLIO TURNOVER - LAST ONE

YEAR ENDED

SEPTEMBER 30, 2021

19.82%

TAX TREATMENT FOR THE INVESTORS

(Unitholders)

Investors are advised to refer to the details given in the Statement of Additional Information (SAI) under the

section "Taxation". However, the information provided therein is for general information purpose only and

is based on the prevailing tax laws. In view of the individual nature of the implications, each investor is

advised to consult with his or her own tax advisors with respect to the specific tax and other implications

arising out of his or her participation in the schemes.

DAILY NET ASSET VALUE (NAV)

PUBLICATION The NAV will be calculated for every Business Day and can also be viewed on

www.franklintempletonindia.com and www.amfiindia.com.

You can also telephone us at 1-800-425-4255 or 1- 800 -258 4255 (if calling from a mobile phone, please

prefix the city STD code; local call rates apply for both numbers) from 8 a.m to 9 p.m, Monday to Saturday.

FOR INVESTOR

GRIEVANCES PLEASE CONTACT

Investor Services, Franklin Templeton Asset Management (India) Pvt. Ltd., Unit 301, III Floor, Campus 4B,

RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi, Chennai 600096.Tel: 1800 425 4255 or

1- 800 -258 4255 (please prefix the city STD code if calling from a mobile phone, Local call rates apply to

both the numbers) from 8:00 a.m. to 9:00 p.m., Monday to Saturday. Email: [email protected]. Name of Investor Relations Officer: Ms. Rini Krishnan. Name and Address of Registrar: Computer Age Management Services Private Limited, No.10 (Old

No.178), M.G.R. Salai, Nungambakkam, Chennai - 600 034

UNITHOLDERS' INFORMATION No Load on Bonu^ Reinvestment of Income Distribution cum capital withdrawal option: No entry and

exit load shall be charged on bonus units or units allotted on reinvestment of IDCW.

Commission to distributor The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder (AMFI

registered distributor) directly by the investor, based on the investor's assessment of various factors including

service rendered by the ARN Holder.






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Credit of exit load to scheme:

Effective October 01, 2012, Exit load/ CDSC (if any) charged to the unit holders by the Mutual Fund on

redemption (including switch-out) of units shall be credited to the respective scheme net of Goods and Service

Tax. Goods and Service Tax on exit load, if any, shall be paid out of the exit load proceeds.

Option to receive allotment and hold units in demat form: Investors have an option to receive allotment and hold units of the schemes of Franklin Templeton Mutual

Fund in demat form. For this purpose, the investors need to furnish the details of their depository account in

the Application Form along with a copy of the Client Master Report / List (CMR/CML) or the Transaction

Statement (the page reflecting name and holding pattern) for verification of the demat account. The date of

demat account statement should be within 90 days of the application. The Units allotted in electronic form

will be credited to the investor's Beneficiary Account with a Depository Participant (DP) of CDSL or NSDL

as per the details furnished by the investor in the Application Form. In case the Unitholder does not wish to

get his/her Units converted / allotted in electronic form or the AMC is not able to credit the Units to the

beneficiary account(s) of the investor for any reason whatsoever, the AMC shall issue Account statement(s)

specifying the Units allotted to the investor. Please note that where the investor has furnished the details of

their depository accounts in the Application Form, it will be assumed that the investor has opted for allotment

in demat form and the allotment will be made only in demat form as default. In case of SIP, the units will be

allotted based on the applicable NAV as per the terms of the Scheme Information Document of the respective

scheme and will be credited to the investor's demat account on weekly basis on realisation of funds. For

example, for the subscription amount of the relevant SIP instalment credited to the bank account of Franklin

Templeton Mutual Fund during a week (Friday to Thursday), the units allotted will be credited to the

investor's demat account on following Monday or the subsequent working day if Monday is a holiday/non

working day for the AMC or the depositories. However, this facility is not available for investment under Daily IDCW and Weekly IDCW options of the

schemes, Switch facility, Systematic Transfer Plan (STP) and Transfer of Income Distribution cum capital

withdrawal plan (TIDCW) The existing Unitholders can dematerialise the units held in physical form (represented by Account

Statement) at any time by making an application to the Depository Participant by filling up the Conversion

Request Form (CRF) and surrendering the Account Statement(s).

Transaction Charges: The AMC/Mutual Fund shall deduct Transaction Charges on purchase/subscription applications

received from investors that are routed through a distributor/agent/broker as follows, provided the

distributor/agent/broker has opted to receive the transaction charges: (i) First time investor in mutual funds: Transaction Charge of Rs. 150/- on purchase/subscription application of Rs.10,000 and above shall be


will be allotted for the balance subscription amount (net of the transaction charge deducted). (ii) Investors other than first time investor in mutual funds: Transaction Charge of Rs. 100/- per purchase/subscription application of Rs.10,000 and above shall be


will be allotted for the balance subscription amount (net of the transaction charge deducted). (iii) In case of investments through Systematic Investment Plan (SIP), the Transaction Charge shall

be deducted only if the total commitment through SIP (i.e. amount per SIP installment x No. of SIP

installments) amounts to Rs.10,000/- and above. The Transaction Charge shall be deducted in 3 or 4

installments, as may be decided by the AMC from time to time. (iv) The Transaction Charges shall not be deducted for:

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(a) purchase/subscription applications for an amount less than Rs.10z00Q/-; (b) transactions other than purchase^subscriptions relating to new inflows such as switches,

redemption, Systematic Transaction Plan, Transfer of Income Distribution cum capital withdrawal

plan etc.; (c) direct applications received by the AMC i.e. applications received at any Official Point of

Acceptance of Transaction of Franklin Templeton Mutual Fund that are not routed through any

distributoâgen^roker; and (d) transactions routed through stock exchange platform (not applicable for ARN holders who have

‘opted-in' for levy of transaction charges in respect of mutual fund transactions of their clients routed

through stock exchange platforms) The statement of account shall disclose the net investment as gross subscription less transaction

charges and the units allotted against the net investment. The upfront commission to distributors shall

continue to be paid by the investor directly to the distributor by a separate payment based on his

assessment of various factors including the service rendered by the distributor.

Employee Unique Identification Number (EUIN): As per SEBI Circular no. CIR / IMD/ DF /21/ 2012 dated September 13, 2012; the employee/ relationship



number. This will assist in tackling the problem of mis-selling even if the employee/ relationship

manager/sales person leave the employment of the ARN holder / Sub broker. In case the transaction is

executed without any interaction or advice by the employee/relationship manager/ sales person of the

distributor/sub broker, the investor needs to sign the declaration stating the same.

Account Statement: On acceptance of the application for subscription, a confirmation specifying the number of units allotted by

way of email and/ or SMS will be sent to the Unitholders within 5 Business Days from the date of receipt of

application at their email address and/or mobile number registered with the Mutual Fund/AMC. A) Consolidated Account Statement In order to enable a single consolidated view of all the investments of an investor in Mutual Funds and

securities held in demat form with the Depositories, Mutual Fund- Registrar & Transfer Agents or


Consolidation of account statement shall be done on the basis of PAN. In case of multiple holding, it shall be

PAN of the first holder and pattern of holding. Unitholders who have registered their Permanent Account

Number (PAN) with the Mutual Fund will receive a Consolidated Account Statement as follows: 1. Unitholders who hold Demat Account

The Account Statement containing details relating to all financial transactions (purchase, redemption, switch,

systematic investment plan, systematic transfer plan, systematic withdrawal plan, Transfer of Income

Distribution cum capital withdrawal plan, Payout of Income Distribution cum capital withdrawal option,

Reinvestment of Income Distribution cum capital withdrawal option and bonus transactions) made by the

unitholder across all mutual funds and transaction in dematerialised securities across demat accounts of the

Unitholder will be sent by the Depositories, for each calendar month within 15th day of the succeeding month

to the unitholders in whose folios transactions have taken place during that month. CAS shall be sent every

half yearly (September/ March), on or before 21st day of succeeding month, detailing holding at the end of

the six month, to all such Unitholders in whose folios and demat accounts there have been no transactions

during that period. In case of demat accounts with nil balance and no transactions in securities and in mutual fund folios, the

Depository shall send account statement in terms of regulations applicable to the depositories. 2. Unitholders who do not hold Demat Account

The Account Statement containing details relating to all financial transactions (purchase,

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redemption, switch, systematic investment plan, systematic transfer plan, systematic withdrawal plan,

Transfer of Income Distribution cum capital withdrawal plan, Payout of Income Distribution cum capital

withdrawal option, Reinvestment of Income Distribution cum capital withdrawal option and bonus

transactions) made by the unitholder across all mutual funds where PAN of the investor is registered and

holding at the end of the month including transaction charges, if any, paid to the distributor, will be sent for

each calendar month within 15th day of the succeeding month to the unitholders in whose folios transactions

have taken place during that month. The financial transactions processed from the 1st day of the month till 30/31 will be included in CAS,

irrespective of trade date of the transaction. The CAS detailing holding across all schemes of all mutual funds where PAN of the investor is registered,

shall be sent at the end of every six months (i.e. September/ March), on or before 21st day of succeeding

month to all mutual fund investors, excluding those investors who do not have any holdings in mutual fund

schemes and where no commission against their investment has been paid to distributors, during the

concerned half-year period. Such CAS shall reflect the closing balance, and value of the Units as at the end

of the month, the amount of actual commission paid by AMC to distributors (in absolute terms) during the

half-year period against the concerned investor's total investments in each MF scheme and scheme's average

Total Expense Ratio (in percentage terms) for the half-year period, of both direct plan and regular plan. For the purpose of sending CAS, common investors across mutual funds shall be identified by their PAN. PAN identified as having a demat account by Depositories for generating CAS will not be considered while

generating a Mutual Fund level CAS. In case of a specific request received from the Unitholders, the AMC/Mutual Fund will provide the account

statement to the Unitholder within 5 Business Days from the receipt of such request. B) Unitholders who have not registered their PAN with the Mutual Fund will receive the following: For normal transactions during ongoing sales and repurchase: • The AMC shall issue to the investor whose application (other than SIP/STP) has been accepted, an account

statement specifying the number of units allotted within 5 working days of allotment. For SIP / STP/ Reinvestment of Income Distribution cum capital withdrawal option • Account Statement for SIP and STP will be dispatched once every month along with IDCW reinvestment

(daily, weekly, monthly) account statement All other IDCWs statements will be dispatched as and when the

IDCW transaction is processed • A soft copy of the Account Statement will be emailed to investors valid email ID

• However, the first Account Statement under SIP/STP shall be issued within 10 working days of the initial

investment/transfer. • In case of specific request received from investors, Mutual Funds shall provide the account statement

(SIP/STP) to the investors within 5 working days from the receipt of such request without any charges. Half-yearly Statement: • The AMC shall provide the Account Statement to the Unitholders who are not having Valid PAN excluding

those investors who do not have any holdings in mutual fund schemes and where no commission against their

investment has been paid to distributors, during the concerned half-year period. The Account Statement shall

reflect the latest closing balance, value of the Units across all schemes in the respective folio, prior to the

date of generation of the account statement, the amount of actual commission paid by AMC to distributors

(in absolute terms) during the half-year period against the concerned investor's total investments in each MF

scheme and scheme's average Total Expense Ratio (in percentage terms) for the half-year period, of both

direct plan and regular plan. For those unitholders who have provided an e-mail address, the AMC will send the account statement by

email.

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The unitholder may request for a physical account statement by writing / calling us at any of the ISC.

The Account Statement issued by the AMC is a record of holdings in the scheme of Franklin Templeton

Mutual Fund. Investors are requested to review the account statement carefully and contact their nearest

Investor Service Centre in case of any discrepancy. The contents of the statement will be considered to be

correct if no error is reported within 30 days from the date of receipt of the Account Statement.

Annual Financial Reports As required by the SEBI Regulations, the Fund will mail the schemewise annual report or an abridged

summary thereof to all the unitholders as soon as practical after 31st March each year but not later than four

months thereafter, as the Trustee may decide. In case of unitholders whose e-mail addresses are available

with the Mutual Fund, the annual report or the abridged summary, as the case may be, would only be sent by

email and no physical copies would be mailed to such unitholders. However, those unitholders who still wish

to receive physical copies of the annual report/abridged summary notwithstanding their registration of e-mail

addresses with the Fund, may indicate their option to the AMC in writing and AMC shall provide the same

without charging any cost. For the rest of the investors, i.e. whose email addresses are not available with the

mutual fund, the AMC shall send physical copies of scheme annual reports or abridged summary to those

unitholders who have ‘opted-in' to receive physical copies. The AMC shall display the link of the scheme

annual reports or abridged summary prominently on the Fund's website and AMFI website and make the

physical copies available to the investors at its registered office at all times. Financial Results and Portfolio Disclosures The Mutual Fund shall within one month of the close of each half year i.e., 31st March and 30th September,

upload the soft copy of its unaudited financial results containing the details specified in Regulation 59 on its

website and shall publish an advertisement disclosing uploading of such financial results on its website, in

one English newspaper having nationwide circulation and in one regional newspaper circulating in the region

where the head office of the Mutual Fund is situated. The Mutual Fund shall disclose portfolio as on the last day of the month / half-year for all their schemes on

its website and on the website of AMFI within 10 days from the close of each month/ half-year respectively.

In case of unitholders whose e-mail addresses are registered, the Mutual Fund/ AMC shall send via email

both the monthly and half-yearly statement of scheme portfolio within 10 days from the close of each month/

half-year respectively. Mutual Fund shall publish an advertisement every half-year disclosing the hosting of the half- yearly

statement of its schemes portfolio on its website and on the website of AMFI. Such advertisement shall be

published in the all India edition of at least two daily newspapers, one each in English and Hindi. Mutual

Fund shall provide a physical copy of the statement of its scheme portfolio, without charging any cost, on

specific request received from a unitholder.

Prevention of Money Laundering In terms of the Prevention of Money Laundering Act, 2002, the Rules / guidelines/circulars issued there under

(AML Laws), Mutual Funds are required to formulate and implement a client identification programme, to

collect, verify and maintain the record of identity and address(es) of investors. It is mandatory for all investors

(including joint holders, NRIs, POA holders and guardians in the case of minors) to furnish such documents

and information as may be required to comply with the Know Your Customers (KYC) policies under the

AML Laws. Applications without such documents and information may be rejected. Submission of PAN: In terms of SEBI circulars dated April 27, 2007, April 03, 2008 and June 30, 2008 read with SEBI letter dated

June 25, 2007, Permanent Account Number (PAN) would be the sole identification number for all

participants transacting in the securities market, irrespective of the amount of transaction, except (a) investors

residing in the state of Sikkim; (b) Central Government, State

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Government, and the officials appointed by the courts e.g. Official liquidator, Court receiver etc. (under the

category of Government) and (c) investors participating only in micro-pension. SEBI, in its letter dated July

24, 2012 has conveyed that investments in mutual fund schemes [including investments through Systematic

Investment Plan (SIP)] of up to Rs.50,000/- per year per investor shall be exempted from the requirement of

PAN. Accordingly, where the aggregate of lump sum investment (fresh purchase and additional purchase) and SIPs

where the aggregate of instalments in a financial year i.e. April to March does not exceed Rs.50,000/-

(referred to as “Micro investment”), it shall be exempt from the requirement of PAN. However, a duly verified/attested copy of such document(s) as may be prescribed by the AMC/Trustee from

time to time, needs to be submitted as the proof of identification in lieu of PAN Card copy. This exemption

will be available only to Micro investment made by individuals being Indian citizens (including NRIs, joint

holders, minors acting through guardian and sole proprietary firms). PIOs, HUFs, QFIs and other categories

of investors will not be eligible for this exemption. For the purpose of identifying Micro investment, applications shall be aggregated at the investor level (same

sole holder/joint holders in the same sequence) and such aggregation shall be done irrespective of the number

of folios / accounts under which the investor is investing and irrespective of source of funds, mode, location

and time of application and payment. Thus, submission of PAN is mandatory for all existing as well as prospective investors (including all joint

applicants/holders, guardians in case of minors, POA holders and NRIs but except for the categories

mentioned above) for transacting with mutual funds. Investors are required to register their PAN with the

Mutual Fund by providing the PAN card copy. E-PAN issued by CBDT can also be provided by FPI. All

transactions without PAN (for all holders, including Guardians and POA holders) are liable to be rejected. All financial transactions with Franklin Templeton Mutual Fund need to comply with the PAN and

KYC requirements as stated above, failing which the applications are liable to be rejected. It is clarified

that all categories of investors seeking exemption from PAN still need to complete the KYC requirements

stipulated by the AMC/Trustee from time to time, irrespective the amount of investment. Investors are instructed not to make cash payments. No outstation cheques or post-dated cheques will be


Non acceptance of Third Party payment The AMC shall not accept subscriptions with Third Party payment instruments in the Scheme, except in cases

of (a) In case of investment in the name of a minor, payment by Parents / Grand- Parents / related persons

(other than the person registered as Guardian in the minor's Folio) on behalf of a minor in consideration of

natural love and affection or as gift for a value not exceeding Rs.50,000/- (each regular purchase or per SIP

instalment); (b) In case of investment in the name of a minor, payment by the person registered as Guardian

in the minor's Folio irrespective the amount of investment; (c) Payment by Employer on behalf of employee

for lump sum/one-time subscription or under SIP through Payroll deductions or deductions out of expense

reimbursement; (d) Custodian on behalf of an FII or a client. (e) Payment by Asset Management Company

to a Distributor empanelled with it on account of commission/incentive etc. in the form of the Mutual Fund

Units of the Funds managed by such AMC through Systematic Investment Plans or lump sum / one-time

subscription, subject to compliance with SEBI Regulations and Guidelines issued by AMFI, from time to

time; (f) Payment by Corporate to its Agent/ Distributor/ Dealer (similar arrangement with Principal-agent

relationship), on account of commission/ incentive payable for sale of its goods/services in form of mutual

fund units through SIP or lump sum/ one-time subscription. For this purpose Third Party payment shall mean

payment made through instruments issued from an account other than that of the beneficiary investor. It is

clarified that in case of payments from a joint bank account, the first holder of the mutual fund folio has to

be one of the joint holders of the bank account from which payment is made. The investors making an

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application under the exception cases mentioned above need to submit such declarations and other documents

/ information as may be prescribed by the AMC from time to time.

Who can Buy

The scheme units can be purchased by the following entities (subject to the applicable legislation/regulation

governing such entities):

1. Adult individuals, either singly or jointly (not exceeding three), resident in India.

2. Parents / Guardian on behalf of minors.

3. Companies/ Domestic Corporate Bodies/ Public Sector Undertakings registered in India.

4. Charitable, Religious or other Trusts authorised to invest in units of mutual funds.

5. Banks, Financial Institutions and Investment Institutions.

6. Non-Resident Indians (NRIs) and Overseas Citizen of India (OCI) (including erstwhile Person of Indian

Origin card holders) on full repatriation basis and on non-repatriation basis but not (a) United States

Persons within the meaning of Regulation ‘S' under the United States Securities Act of 1933 or as

defined by the U.S. Commodity Futures Trading Commission, as amended from time to time or (b)

residents of Canada.

7. Foreign institutional investors and their sub accounts on full repatriation basis / Foreign Portfolio

Investors (subject to RBI approval) and such other entities as may be permitted under SEBI (Foreign

Portfolio Investors) Regulations, 2014, as amended from time to time.

8. Hindu Undivided Family (HUF).

9. Wakf Boards or Endowments / Societies / Co-operative societies / Association of Persons or Body of

individuals (whether incorporated or not), Trusts and clubs authorised to invest in units of mutual funds.

10. Sole Proprietorship, Partnership Firms, Limited Liability Partnerships (LLPs).

11. Army/Air Force/Navy/Para-military funds and other eligible institutions.

12. Scientific and/or industrial research organizations.

13. Other Associations, Institutions, Bodies etc. authorized to invest in the units of mutual funds.

14. Such other individuals/institutions/body corporate etc., as may be decided by the AMC from time to

time, so long as wherever applicable they are in conformity with SEBI Regulations.

15. Mutual fund Schemes/ Alternative Investment Funds can also invest in the Scheme, subject to SEBI


Units of the schemes of Franklin Templeton Mutual Fund is an eligible investment for charitable and religious

trusts under the provisions of Section 11(5)(xii) of the Income Tax Act, 1961, read with Rule 17C of the

Income Tax Rules, 1962.

Mutual Fund / AMC /Trustee reserves the right to redeem investors' investments in the event of failure on

the part of the investor(s) to redeem his/her/their holdings, subsequent to his/her/their becoming (a) United

States Persons with the meaning of Regulation (S) under the United States Securities Act of 1933 or as

defined by the U.S. Commodity Futures Trading Commission, as amended from time to time or (b) residents

of Canada.


ascertain if they are eligible to invest in the scheme as per the laws applicable to them and whether the scheme

is suitable for their risk profile.

SCHEME COMPARISON

An equity fund that invests in stocks of technology and technology related companies.

NO. OF FOLIOS AS ON

SEPTEMBER 30, 2021 35,214

ASSETS UNDER

MANAGEMENT (AUM)

AS ON SEPTEMBER 30, 2021

Rs. 718.23 crores

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Franklin Templeton Asset Management (India) Pvt. Ltd. Franklin Templeton Mutual Fund


FRANKLIN INDIA FIXED MATURITY PLANS - SERIES 1-PLAN A (1108 days)

Close-ended debt fund


This Product Labeling product is suitable for investors who are seeking*

Nature of scheme & indicative time

horizon Brief about the investment objective & kind of

product

Riskometer

Income over the term of the plan A fund that invests in Debt/Money Market

Instruments

Riskometer

Moderate /</„

I LOW HIGH ■

Investors understand that their principal will be at Moderate risk

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Offer of Units at Rs.10 each for cash during the New Fund Offer

Name of the Plan New Fund Offer Opens on New Fund Offer Closes on

Franklin India Fixed Maturity Plans - Series 1-Plan A (1108 days)

March 24, 2017 March 24, 2017

Being a close-ended fund, the Scheme will not reopen for subscription after the closure of NFO period. The Units of the Scheme

will be listed on the National Stock Exchange of India Ltd and / or any other Stock Exchange recognised by SEBI. The AMC/ Trustee may close the NFO before the above mentioned date by giving at least one day notice in one daily Newspaper. The

AMC / Trustee reserves the right to extend the closing date of the NFO Period, subject to the condition that the subscription list of the NFO

Period shall not be kept open for more than 15 days.

The Key Information Memorandum is dated March 14, 2017. This Key Information Memorandum (KIM) sets forth the information, which

a prospective investor ought to know before investing. For further details of the Scheme/Mutual Fund, due diligence certificate by the

AMC, Key Personnel, investors' rights & service s, risk factors, penalties & pending litigations etc. investors should, before

investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of

the Investor Service Centres or distributors or from the website www.franklintempletonindia.com. This KIM shall remain effective

until a 'material change' (other than a change in fundamental attributes and within the purview of the KIM) occurs and thereafter Material

changes will be filed with SEBI. The Scheme particulars have been prepared in accordance with Securities and Exchange Board of

India (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The



INVESTMENT OBJECTIVE The investment objective of the Scheme is to seek to generate income by investing in a portfolio

of fixed income securities/ debt instruments maturing on or before the maturity of the Scheme.

However, there can be no assurance that the investment objective of the Scheme will be realized.


FRANKLIN TEMPLETON INVESTMENTS


2

Under normal circumstances, the broad investment pattern of the respective Plan(s) under the Scheme will be as follows: For plans with tenure less than or equal to 400 Days:

Type of Security Normal Allocation Risk Profile

Debt*# & Money Market Instruments 0% - 100% Low to medium

For Plans with tenure of 401 days up to 3 years: Type of Security Normal Allocation Risk Profile

Debt Instruments*# 70% - 100% Low to medium

Money Market Instruments 0% - 30% Low

For Plans with tenure greater 3 years: Type of Security Normal Allocation Risk Profile

Debt Instruments*# 80% - 100% Low to medium

Money Market Instruments 0% - 20% Low

* including Government Securities, Securitised Debt up to 50% and exposure in derivatives up to a maximum of 50%. The Scheme shall

not invest in foreign securitized debt.

# Includes CDs issued by All India Financial Institutions recognized by RBI, such as NABARD,SIDBI, Exim Bank, NHB for tenors in

excess of one year.

The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The scheme may take exposure in

derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI

Regulation for the time being in force. These limits will be reviewed by the AMC from time to time. Investment in derivatives shall be for

hedging, portfolio balancing and such other purposes as maybe permitted from time to time. The cumulative gross exposure through debt

(including money market instruments) and derivative positions shall not exceed 100% of the net assets of the scheme.

The Scheme will not invest/ have exposure in the following: 1. Foreign securities

2. Repos in corporate debt securities

3. Short Selling

4. Securities Lending

5. Credit Default Swaps transactions

The net assets of the Plan(s) under the Scheme will be invested in Debt, Money market instruments and Government Securities maturing

on or before the maturity date of the respective Plan(s). It must be clearly understood that the percentages stated above are only indicative and not absolute and that they can vary substantially

depending upon the perception of the Investment Manager, the intention being at all times to seek to protect the interests of the Unit holders.

The asset allocation pattern described above may alter from time to time on a short-term basis on defensive considerations, keeping in view

market conditions, market opportunities, applicable regulations and political and economic factors (i.e., for reasons other than downgrade

in rating) and would, in such cases, shall be rebalanced from date of deviation within the period as specified in the table below:

Tenure of the Plan Rebalancing period

85 days - 90 days 5 days


More than 180 days 30 days

Further, in case the portfolio is not re-balanced, justification for the same shall be placed before the investment committee and reasons for

the same shall be recorded in writing. The investment committee shall then decide on the course of action. However, due to market action,

if the values of debt/money market instruments appreciate/ depreciate resulting in deviation of the specified limits mentioned under asset

allocation table and intended portfolio allocation respectively, the fund manager may or may not rebalance the portfolio and may run with

the ongoing exposure.

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However, if the asset allocation pattern is to be altered for other reasons, as this is a fundamental attribute, the procedure outlined in the

paragraph on fundamental attributes below, shall be followed.

Intended Portfolio Allocation:

The Plan, Franklin India Fixed Maturity Plans - Series 1-Plan A (1108 days), being launched under this SID, will invest in securities with

floors and ceiling within a range of 5% of the intended allocation against each sub class of asset as indicated below in accordance with

SEBI Circular No. Cir/ IMD/ DF/12 / 2011 dated August 1, 2011 as amended from time to time:

(% of Net Assets)

Instrument Credit Rating

AAA A1+ AA A BBB

Not applicable

Debt & Money Market Instruments

Certificates of Deposit (CDs) - 0-5 - - - -

Commercial Papers(CPs) - 0-5 - - - -

Usance Bills - - - - - -

Non - Convertible

Debentures (NCDs)*

95-100 - - - - -

Government Securities /

Treasury Bills

- - - - - 0-5

CBLO/ Reverse Repos/ - Units of Debt or

Liquid Mutual Funds Schemes

0-5

*Includes CDs issued by All-India Financial Institutions permitted by RBI from time to time.

Notes:

The ratings indicated in the above table include "-" and "+". For eg. the AA rating shall also include AA- and AA+. All ratings will be

considered at the time of investment. In case an instrument has more than one publicly available rating, the more conservative rating will

be considered for the purpose of investment.

Sectors in which the Scheme shall not invest - The Plan under the Scheme shall not invest in instruments issued by Gems & Jewelry and

Airline companies.

There would be no variation between the intended portfolio allocation and the final portfolio, subject to the following: Deviation of the

asset allocation in favour of higher rated instruments within the same instrument category to improve the portfolio credit quality.

In case CPs/ NCDs of desired credit quality are not available or the Fund Manager is of the view that the risk reward analysis of such

instruments are not in the best interest of the Unit holders, the Plan(s) may invest in highest rated CDs viz. A1+/ CBLOs/ Reverse Repos/

T-Bills.

At the time of building the portfolio post NFO and towards the maturity of the Plan, the monies may be kept in cash and invested largely

in cash equivalents / liquid/ money market schemes / shorter tenor CDs.

4

During the tenure of the Plan(s), the above allocation may vary due to instances like (a) coupon inflow; (b) the instrument is called or

bought back by the issuer (c) in anticipation of any adverse credit event. In case of such deviations, the Plan(s) may invest in highest

rated CDs viz. A1+/ CBLOs/ Reverse Repos / T-Bills. Such deviation may continue till maturity of the Plan(s), if suitable CPs / NCDs

of desired credit quality are not available.

The above allocation may vary during the duration of the Scheme due to occurrence of any adverse credit events such as rating

downgraded/default and/or if due to market action the values of debt/money market instruments appreciate/ depreciate. In case of such

event, fund manager may rebalance the portfolio or continue to hold the instrument in the portfolio in the best interest of the unitholders.

In case of any deviation from floors and ceilings of the intended allocation (%) against each sub asset class/ ratings indicated in the

above table and subject to point (i) to (v), the Fund Manager will rebalance the same within the period as specified in the table below.

Further, in case the portfolio is not rebalanced, justification for the same shall be placed before the Investment Committee and reasons

for the same shall be recorded in writing. The Investment Committee shall then decide on the course of action.

Tenure of the Plan Rebalancing period



More than 180 days 30 days PRUDENTIAL LIMITS ON PORTFOLIO CONCENTRATION

a. Sector exposure - The exposure in a particular sector (excluding investments in Bank CDs,

CBLO, G-Secs, T-Bills, AAA rated securities issued by Public Financial Institutions and Public

Sector Banks and Short Term Deposits of Schedule Commercial Banks) under the portfolio will

not exceed 25% of the net assets on account of purchase. An additional exposure to financial services sector (over and above the limit of 25%) not

exceeding 15% of the net assets of the Plan on account of purchase shall be allowed by way of

increase in exposure to Housing Finance Companies (HFCs) only. Provided that the additional exposure to such securities issued by HFCs are rated AA and above

and these HFCs are registered with National Housing Bank (NHB) and the total investment/

exposure in HFCs shall not exceed 25% of the net assets of the Plan on account of purchase. Group exposure - The total exposure of Plan in a Group (excluding investments in securities issued by Public

Sector Units, Public Financial Institutions and Public Sector Banks) will not exceed 20% of the

net assets of the Plan. Such investment limit may be extended to 25% of the net assets of the Plan

with the prior approval of the Board of Trustees. For this purpose, a group means a Group as

defined under regulation 2 (mm) of SEBI (Mutual Funds) Regulations, 1996 (Regulations) and

shall include an entity, its subsidiaries, fellow subsidiaries, its holding company and its

associates.

INVESTMENT STRATEGY The principle strategy is to create a diversified basket of fixed income securities that are held to

maturity. The maturities of the securities are intended to match the tenure of the scheme. The

portfolio will be constructed with a focus on security level analysis.


Mutual Fund Units involve investment risks including the possible loss of principal. Please read

the SID carefully for details on risk factors before investment. Scheme specific Risk Factors are

summarized below: • Different types of securities in which the scheme would invest carry different levels and

types of risks. Accordingly the scheme's risk may increase or decrease depending upon

its investment pattern.

• Investments in debt instruments are subject to various risks such as credit/default risk,

interest rate risk, reinvestment risk, liquidity risk etc.

E.g. corporate bonds carry a higher amount of risk than Government securities. Further even

among corporate bonds, bonds which are AAA rated are comparatively less risky than bonds

which are AA rated.

5

• Credit Risk: This refers to the risk that an issuer of a fixed income security may default

(i.e. will be unable to make timely principal and interest payments on the security). • Interest Rate Risk: This risk results from changes in demand and supply for money and

other macroeconomic factors and creates price changes in the value of debt instruments.

Consequently, the NAV of the scheme may be subject to fluctuation. Prices of long term

securities generally fluctuate more in response to interest rate changes than do short-term

Securities. This may expose the schemes to possible capital erosion. • Liquidity Risk: This refers to the ease with which a security can be sold at or near to its

valuation yield-to-maturity (YTM). Liquidity risk is today characteristic of the Indian

fixed income market. • Market Risk: This risk arises due to price volatility due to such factors as interest

sensitivity, market perception or the credit worthiness of the issuer and general market

liquidity, change in interest rate expectations and liquidity flows. Market risk is a risk

which is inherent to investments in securities. This may expose the schemes to possible

capital erosion. • Reinvestment Risk: This risk refers to the interest rate levels at which cash flows

received for the securities in the Scheme is reinvested. The risk is that the rate at which

interim cash flows can be reinvested may be lower than that originally assumed. • Different types of Securitised Debts in which the scheme would invest carry different

levels and types of risks. Presently, secondary market for securitised papers is not very

liquid. There is no assurance that a deep secondary market will develop for such

securities. Money market securities, while fairly liquid, lack a well-developed secondary

market, which may restrict the selling ability of the scheme. • Derivatives are high risk, high return instruments. A small price movement in the

underlying security could have a large impact on their value and may also result in a

loss. Risk associated with close ended Schemes

• A close ended Scheme endeavors to achieve the desired returns only at the sc heduled

maturity of the Scheme. Investors who wish to exit/redeem before th e scheduled

maturity date may do so through the stock exchange mode, if the y have opted to hold

Units in demat form. • Although Units of the respective Plan(s) as mentioned in this Scheme Informa tion

Document are to be listed on the Exchange(s), there can be no assurance t hat an active

secondary market will develop or be maintained. • Trading in Units of the respective Plan(s) on the Exchange(s) may be halted be cause of

market conditions or for reasons that in view of Exchange Authoritie s or SEBI, trading

in Units of the respective Plan(s) is not advisable. In additio n, trading in Units of the

Scheme is subject to trading halts caused by extraord inary market volatility and pursuant

to Exchange and SEBI 'circuit filter' rules . There can be no assurance that the

requirements of Exchange necessary to m aintain the listing of Units of the respective

Plan(s) will continue to be met or will remain unchanged. • Any changes in trading regulations by the Stock Exchange(s) or SEBI may inte r-alia

result in wider premium/ discount to NAV. • The Units of the respective Plan(s) may trade above or below their NAV. The NAV of

the respective Plan(s) will fluctuate with changes in the market value of Plan's holdings.

The trading prices of Units of the respective Plan(s) will flu ctuate in accordance with

changes in their NAV as well as market supply and demand for the Units of the

respective Plan(s). • The Units will be issued in demat form through depositories. The records of the

depository are final with respect to the number of Units available to the

6

credit of Unit holder. Settlement of trades, repurchase of Units by the Mutual Fund on the

maturity date / final redemption date will depend upon the confirmations to be received

from depository(ies) on which the Mutual Fund has no control.

There is no assurance or guarantee that the objectives of the scheme will be achieved. The past

performance of the mutual funds managed by the Franklin Templeton Group and its affiliates is not

necessarily indicative of future performance of the scheme.

• Interest Rate Risk: The Fund seeks to mitigate this risk by investing in securities maturing on or

before the maturity of the Scheme.

• Credit risk or default risk: The Fund will endeavour to minimise Credit/Default risk by primarily


agencies. The historical default rates for investment grade securities (BBB and above) have been low.

• Reinvestment Risk: Reinvestment risks will be limited to the extent of coupons received on debt

instruments, which will be a very small portion of the portfolio value.

• The scheme may take positions in interest rate derivatives to hedge market/interest rate risks.

• Liquidity or Marketability Risk: The fund will endeavour to minimise liquidity risk by investing in

securities having a liquid market.

The Scheme proposes to launch 3 Plans (A-C) under the Scheme of tenure ranging between 85 days and

3700 days. The duration of the Plans under the Scheme will be decided at the time of launch.

Each Plan under the Scheme offers following option:

• Growth,

• Growth - Direct

• Dividend (with Payout Facility only)

• Dividend - Direct (with Payout Facility only)

Further, Plan(s) with a maturity of over 365 days also offers following additional option:

• Quarterly Dividend (Payout Option only)

• Quarterly Dividend - Direct (Payout Option only)

DEFAULT PLANOPTION

The investors must clearly indicate the Plan and Option (Growth / Growth- Direct / Dividend /

Dividend - Direct) in the relevant space provided for in the Application Form. In the absence of such

instruction, it will be assumed that the investor has opted for the Default Plan and Option, which

would be as follows:

Scenario Broker Code mentioned by

the investor

Plan mentioned by the

investor

Default Plan/ Option to

be captured

1 Not mentioned Not mentioned Growth - Direct

2 Not mentioned Direct Growth - Direct

3 Not mentioned Regular Growth - Direct

4 Mentioned Direct Growth - Direct

5 Direct Not Mentioned Growth - Direct

6 Direct Regular Growth - Direct

7 Mentioned Regular Growth

8 Mentioned Not Mentioned Growth

In cases of wrong/ invalid / incomplete ARN codes mentioned on the application form,


PLANS AND OPTIONS

7

the application shall be processed under Growth Option. The AMC shall contact and obtain the

correct ARN code within 30 calendar days of the receipt of the application form from the investor/

distributor. In case, the correct code is not received within 30 calendar days, the AMC shall

reprocess the transaction under Growth - Direct from the date of application without any exit

load.

In the event of a discrepancy between the Scheme/Plan/Option mentioned in the Application Form

by the applicant, then the application shall be liable to be rejected and amount will be refunded to

the applicant.

APPLICABLE NAV (after the

scheme opens for repurchase and

sale) Units of the Scheme will not be available for subscriptions / switch-in after the closure of NFO

Period. Units of the Scheme cannot be redeemed / switched-out by the investors directly with the Fund

until the date of Maturity / Final Redemption. Therefore, the provisions of Cut off timing for

redemptions including switch-outs will not be applicable to the Scheme. Units of the respective Plan(s) will be automatically redeemed on the Maturity date, except

requests for switch-out received by the Fund. Switch-out request will be accepted upto 3.00 p.m.

on the Maturity Date.


Subscription during NFO period: Rs. 5,000/- and in multiple of Re. 1/- thereafter.

DESPATCH OF REPURCHASE (REDEMPTION)

REQUEST

The maturity proceeds will be despatched to the unitholders within the regulatory time limit of 10

business days of final maturity date.

BENCHMARK INDEX

For Plans with maturity period of 85 days up to 91 days - CRISIL Liquid Fund Index For Plans

with maturity period of above 91 days up to 3 years - CRISIL Short Term Bond Fund Index.

For Plans with maturity period of above 3 years up to 7 years - CRISIL Composite Bond Fund

Index.

For Plans with maturity period of above 7 years - I- sec Libex Index.

DIVIDEND POLICY

Dividends are distributed based on the availability of adequate distributable surplus in the scheme.

The Trustee may, at its sole discretion declare dividends in the fund at any time. Although there is

every intention to declare dividend in Dividend Plan/Option, there is no assurance or guarantee as

to the frequency or quantum of dividends nor that would the dividends be regularly paid.

NAME & TENURE OF THE

FUND MANAGER(S) Name of the Fund Manager(s)

Tenure of managing the scheme(in years)

Umesh Sharma Since inception

Sachin Padwal-Desai Since inception NAME OF THE TRUSTEE

COMPANY Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act 1956,

and approved by SEBI to act as the Trustee to the schemes of Franklin Templeton Mutual Fund.

PERFORMANCE OF THE SCHEME

This Scheme is a new scheme and does not have any performance track record.


i) Load Structure

Entry - In accordance with the SEBI guidelines, no entry load will be charged by the Mutual

Fund.

Exit - Not Applicable

ii) Recurring expenses

The maximum annual recurring expenses that can be charged to the Scheme, excluding issue or

redemption expenses, whether initially borne by the mutual fund or by the asset management

company, but including the investment management and advisory

8

fee shall be within the limits stated in Regulations 52 read with SEBI circular no.

CIR/IMD/DF/21/2012 dated September 13, 2012, as follows:

I) Recurring expenses including the investment management and advisory fee subject to the limits

specified in the table below (as % of daily net assets):

First Rs.100 crore Next Rs.300 crore Next Rs.300 crore Over Rs.700 crore 2.25% 2.00% 1.75% 1.50%

II) In addition to the above, the following costs or expenses may be charged to the Scheme,

namely- • brokerage and transaction costs which are incurred for the purpose of execution of trade and

included in the cost of investment, not exceeding 0.12% in case of cash market transactions

and 0.05% in case of derivatives transactions; the securities transaction tax (STT) will

continue to be included in the cost of investment and will not come under the limit of 0.12%

mentioned above

• expenses not exceeding 0.30% of daily net assets in case of new inflows from cities beyond

Top 15 cities, charged proportionately in accordance with the guidelines issued by SEBI

III) Further, expenses towards (i) service tax on expenses other than investment and advisory fees

and (ii) brokerage and transaction costs (including service tax) incurred for the purpose of

execution of trade in excess of 0.12% in case of cash market transactions and 0.05% in case of

derivatives transactions, if any, shall be borne by the scheme within the overall limit of recurring

expenses mentioned above.

No distribution expenses / commission shall be paid on investments under Direct Plan. The

investments under ‘Direct' shall have a lower expense ratio excluding distribution expenses,

commission, etc. The Direct Plan shall also have a separate NAV.

For more information on expenses, investors are advised to refer the SID for details given

under section ‘Annual Scheme Recurring Expenses'.

Portfolio holdings as on January

31, 2017

This Scheme is a new scheme and does not have any existing portfolio holding. Scheme's

latest monthly portfolio holding can be viewed on http://bit.ly/1Z6xEkd

Portfolio Turnover ratio- Last one

year ended January 31, 2017 Not Applicable

TAX TREATMENT FOR THE

INVESTORS (Unitholders) Investors are advised to refer to the details given in the Statement of Additional Information (SAI)

under the section "Taxation”. However, the information provided therein is for general information purpose only and is based

on the prevailing tax laws. In view of the individual nature of the implications, each investor is

advised to consult with his or her own tax advisors with respect to the specific tax and other

implications arising out of his or her participation in the schemes.


(NAV) PUBLICATION

The NAV will be calculated for every Business Day and published in at least 2 newspapers having

circulation all over India. The first NAV shall be calculated and declared within 5 business days

from the date of allotment of respective Plan(s)/Option(s) under the Scheme. The NAV can also be viewed on www.franklintempletonindia.com and www.amfiindia.com. You can also telephone us at 1-800-425-4255 or 60004255 (if calling from a mobile phone, please

prefix the city STD code; local call rates apply for both numbers) from 8 a.m to 9 p.m, Monday to

Saturday.

FOR INVESTOR GRIEVANCES PLEASE CONTACT

Investor Services, Franklin Templeton Asset Management (India) Pvt. Ltd., Unit 301, III Floor,

Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi, Chennai 600096.

Tel: 1800 425 4255 or 6000 4255 (please prefix the city STD code if calling from a mobile phone,

Local call rates apply to both the numbers)

http://bit.ly/1Z6xEkd



9

from 8:00 a.m. to 9:00 p.m., Monday to Saturday. Email:

[email protected].

Name of Investor Relations Officer: Ms. Rini K Krishnan

Name and Address of Registrar: Franklin Templeton Asset Management (India) Pvt. Ltd., Unit

301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi,

Chennai 600096. UNITHOLDERS' INFORMATION

Commission to distributor: The upfront commission on investment made by the investor, if any,

shall be paid to the ARN Holder (AMFI registered distributor) directly by the investor, based on

the investor's assessment of various factors including service rendered by the ARN Holder.

Credit of exit load to scheme: Effective October 01, 2012, Exit load/ CDSC (if any) charged to

the unit holders by the Mutual Fund on redemption (including switch-out) of units shall be credited

to the respective scheme net of service tax. Service tax on exit load, if any, shall be paid out of the

exit load proceeds.

Option to receive allotment and hold units in demat form: Investors have an option to receive allotment and hold units of the schemes of Franklin Templeton

Mutual Fund in demat form. For this purpose, the investors need to furnish the details of their

depository account in the Application Form along with a copy of the Client Master Report / List

(CMR/CML) or the Transaction Statement (the page reflecting name and holding pattern) for

verification of the demat account. The date of demat account statement should be within 90 days

of the application. The Units allotted in electronic form will be credited to the investor's

Beneficiary Account with a Depository Participant (DP) of CDSL or NSDL as per the details

furnished by the investor in the Application Form. In case the Unitholder does not wish to get

his/her Units converted / allotted in electronic form or the AMC is not able to credit the Units to

the beneficiary account(s) of the investor for any reason whatsoever, the AMC shall issue Account

statement(s) specifying the Units allotted to the investor. Please note that where the investor has

furnished the details of their depository accounts in the Application Form, it will be assumed that

the investor has opted for allotment in demat form and the allotment will be made only in demat

form as default. The existing Unitholders can dematerialise the units held in physical form (represented by Account

Statement) at any time by making an application to the Depository Participant by filling up the

Conversion Request Form (CRF) and surrendering the Account Statement(s).

Transaction Charges: The AMC/Mutual Fund shall deduct Transaction Charges on purchase/subscription

applications received from investors that are routed through a distributor/agent/broker as

follows, provided the distributor/agent/broker has opted to receive the transaction charges: (i) First time investor in mutual funds: Transaction Charge of Rs. 150/- on purchase/subscription application of Rs.10,000 and

above shall be deducted from the subscription amount and paid to the

distributor/agent/broker of the investor. Units will be allotted for the balance subscription

amount (net of the transaction charge deducted). (ii) Investors other than first time investor in mutual funds: Transaction Charge of Rs. 100/- per purchase/subscription application of Rs.10,000 and



amount (net of the transaction charge deducted). (iii) The Transaction Charges shall not be deducted for: (a) purchase/subscription applications for an amount less than Rs.10,000/-; (b) transactions other than purchases/subscriptions relating to new inflows such as switches,

redemption, Systematic Transaction Plan, Dividend Transfer Plan etc.;


10

(c) direct applications received by the AMC i.e. applications received at any Official Point of

Acceptance of Transaction of Franklin Templeton Mutual Fund that are not routed through

any distributor/agent/broker; and (d) transactions routed through stock exchange platform The statement of account shall disclose the net investment as gross subscription less

transaction charges and the units allotted against the net investment. The upfront

commission to distributors shall continue to be paid by the investor directly to the distributor

by a separate cheque based on his assessment of various factors including the service

rendered by the distributor.

Employee Unique Identification Number (EUIN): As per SEBI Circular no. CIR/IMD/DF/21 /2012 dated September 13, 2012; the employee /

relationship manager/ sales person of the distributor interacting with the investor for the sale of

mutual fund products is required to obtain a EUIN from AMFI. EUIN needs to be mentioned on

the application alongwith the ARN number. This will assist in tackling the problem of mis-selling

even if the employee/ relationship manager/sales person leave the employment of the ARN holder

/ Sub broker. In case the transaction is executed without any interaction or advice by the

employee/relationship manager/ sales person of the distributor/sub broker, the investor needs to

sign the declaration stating the same.

Account Statement: On acceptance of the application for subscription, a confirmation specifying the number of units

allotted by way of email and/or SMS will be sent to the Unitholders within 5 Business Days from

the closure of the NFO at their e-mail address and/ or mobile number registered with the Mutual

Fund/AMC. A) Consolidated Account Statement

In order to enable a single consolidated view of all the investments of an investor in Mutual

Funds and securities held in demat form with the Depositories, Mutual Fund-Registrar &

Transfer Agents or Depositories shall generate and dispatch of single Consolidated Account

Statement (CAS) to the investors. Consolidation of account statement shall be done on the

basis of PAN. In case of multiple holding, it shall be PAN of the first holder and pattern of

holding. Unitholders who have registered their Permanent Account Number (PAN) with the Mutual

Fund will receive a Consolidated Account Statement as follows: 1. Unitholders who hold Demat Account


redemption, switch, systematic investment plan, systematic transfer plan, systematic

withdrawal plan, dividend transfer plan, dividend payout, dividend reinvestment and bonus

transactions) made by the unitholder across all mutual funds and transaction in

dematerialised securities across demat accounts of the Unitholder will be sent by the

Depositories, for each calendar month within 10th day of the succeeding month to the

unitholders in whose folios transactions have taken place during that month. CAS shall be sent every half yearly (September/ March), on or before 10th day of succeeding

month, detailing holding at the end of the six month, to all such Unitholders in whose folios

and demat accounts there have been no transactions during that period. In case of demat accounts with nil balance and no transactions in securities and in mutual

fund folios, the Depository shall send account statement in terms of regulations applicable

to the depositories. 2. Unitholders who do not hold Demat Account



withdrawal plan, dividend transfer plan, dividend payout, dividend reinvestment and bonus

transactions) made by the unitholder across all

11

mutual funds where PAN of the investor is registered and holding at the end of the month

including transaction charges, if any, paid to the distributor, will be sent for each calendar

month within 10 th day of the succeeding month to the unitholders in whose folios

transactions have taken place during that month. The financial transactions processed from

the 1st day of the month till 30/31 will be included in CAS, irrespective of trade date of the

transaction. Unitholders in whose folios no transaction has taken place during the last six months prior

to the date of generation of account statement, the CAS detailing holding across all schemes

of all mutual funds where PAN of the investor is registered, shall be sent at the end of every

six months (i.e. September/ March), on or before 10th day of succeeding month. Such CAS

shall reflect the closing balance and value of the Units as at the end of the month. For the purpose of sending CAS, common investors across mutual funds shall be identified

by their PAN. PAN identified as having a demat account by Depositories for generating

CAS will not be considered while generating a Mutual Fund level CAS. In case of a specific request received from the Unitholders, the AMC/Mutual Fund will

provide the account statement to the Unitholder within 5 Business Days from the receipt of

such request. B) Unitholders who have not registered their PAN with the Mutual Fund will receive the

following: For normal transactions during ongoing sales and repurchase:

• The AMC shall issue to the investor whose application (other than SIP/STP) has been

accepted, an account statement specifying the number of units allotted within 5 working

days of allotment. Half-yearly Statement: • The AMC shall provide the Account Statement to the Unitholders who are not having Valid

PAN and have not transacted during the last six months prior to the date of generation of

account statements. The Account Statement shall reflect the latest closing balance and value

of the Units across all schemes in the respective folio, prior to the date of generation of the

account statement. For those unitholders who have provided an e-mail address, the AMC will send the account

statement by e-mail. The unitholder may request for a physical account statement by writing /

calling us at any of the ISC. The Account Statement issued by the AMC is a record of holdings in the scheme of Franklin

Templeton Mutual Fund. Investors are requested to review the account statement carefully and

contact their nearest Investor Service Centre in case of any discrepancy. The contents of the

statement will be considered to be correct if no error is reported within 30 days from the date of

receipt of the Account Statement.

Annual Financial Reports As required by the SEBI Regulations, the Fund will mail the schemewise annual report or an

abridged summary thereof to all the unitholders as soon as practical after 31st March each year but

not later than four months thereafter, as the Trustee may decide. In case of unitholders whose e-

mail addresses are available with the Mutual Fund, the annual report or the abridged summary, as

the case may be, would only be sent by email and no physical copies would be mailed to such

unitholders. However, those unitholders who still wish to receive physical copies of the annual

report/abridged summary notwithstanding their registration of e-mail addresses with the Fund, may

indicate their option to the AMC in writing and AMC shall provide the same without demur. For

the rest of the investors, i.e. whose email addresses are not available with the mutual fund, the

AMC shall continue to send physical copies of scheme annual reports or abridged summary.

12

The AMC shall display the link of the scheme annual reports or abridged summary prominently

on the Fund's website and make the physical copies available to the investors at its registered office

at all times.

Half Yearly Disclosures The Mutual Fund shall within one month of the close of each half year i.e., 31st March and 30th

September, upload the soft copy of its unaudited financial results containing the details specified

in Regulation 59 on its website and shall publish an advertisement disclosing uploading of such

financial results on its website, in one English newspaper having nationwide circulation and in one

regional newspaper circulating in the region where the head office of the Mutual Fund is situated. The Scheme shall mail/e-mail (if an e-mail address is provided with the consent of the Unitholder)

to all unitholders or publish, by way of an advertisement, in one English daily circulating in the

whole of India and in a newspaper published in the language of the region where the head office

of the Mutual Fund is situated the complete scheme portfolio before the expiry of one month of

the close of each half year i.e., 31st March and 30th September. These shall also be displayed on

the website of the Mutual Fund and that of AMFI. Additionally, in accordance with SEBI circular

no. CIR/ IMD/ DF/21/2012 dated September 13, 2012, the Mutual Fund shall disclose the scheme

portfolios as on the last day of the month on its website on or before the tenth day of the succeeding

month.

Prevention of Money Laundering In terms of the Prevention of Money Laundering Act, 2002, the Rules / guidelines/circulars issued

there under (AML Laws), Mutual Funds are required to formulate and implement a client

identification programme, to collect, verify and maintain the record of identity and address(es) of

investors. It is mandatory for all investors (including joint holders, NRIs, POA holders and guardians in the

case of minors) to furnish such documents and information as may be required to comply with the

Know Your Customers (KYC) policies under the AML Laws. Applications without such

documents and information may be rejected. Submission of PAN: In terms of SEBI circulars dated April 27, 2007, April 03, 2008 and June 30, 2008 read with SEBI

letter dated June 25, 2007, Permanent Account Number (PAN) would be the sole identification

number for all participants transacting in the securities market, irrespective of the amount of

transaction, except (a) investors residing in the state of Sikkim; (b) Central Government, State

Government, and the officials appointed by the courts e.g. Official liquidator, Court receiver etc.

(under the category of Government) and (c) investors participating only in micro-pension. SEBI,

in its letter dated July 24, 2012 has conveyed that investments in mutual fund schemes [including

investments through Systematic Investment Plan (SIP)] of up to Rs.50,000/- per year per investor

shall be exempted from the requirement of PAN. Accordingly, where the aggregate of lump sum investment (fresh purchase and additional

purchase) and SIPs where the aggregate of instalments in a rolling 12 month period or in a financial

year i.e. April to March does not exceed Rs.50,000/- (referred to as “Micro investment”), it shall

be exempt from the requirement of PAN. However, a duly verified/attested copy of such document(s) as may be prescribed by the

AMC/Trustee from time to time, needs to be submitted as the proof of identification in lieu of PAN

Card copy. This exemption will be available only to Micro investment made by individuals being

Indian citizens (including NRIs, joint holders, minors acting through guardian and sole proprietary

firms). PIOs, HUFs, QFIs and other categories of investors will not be eligible for this exemption. For the purpose of identifying Micro investment, applications shall be aggregated at the investor

level (same sole holder/joint holders in the same sequence) and such aggregation shall be done

irrespective of the number of folios / accounts under which

13

the investor is investing and irrespective of source of funds, mode, location and time of application

and payment. Thus, submission of PAN is mandatory for all existing as well as prospective investors (including

all joint applicants/holders, guardians in case of minors, POA holders and NRIs but except for the

categories mentioned above) for investing with mutual funds. Investors are required to register

their PAN with the Mutual Fund by providing the PAN card copy. All investments without PAN

(for all holders, including Guardians and POA holders) are liable to be rejected. All investments in Franklin Templeton Mutual Fund need to comply with the PAN and KYC

requirements as stated above, failing which the applications are liable to be rejected. It is clarified

that all categories of investors seeking exemption from PAN still need to complete the KYC

requirements stipulated by the AMC/Trustee from time to time, irrespective the amount of

investment. All investments in Franklin Templeton Mutual Fund need to comply with the PAN and KYC

requirements as noted above.

Non acceptance of Third Party payment The AMC shall not accept subscriptions with Third Party payment instruments in the Scheme,

except in cases of (a) In case of investment in the name of a minor, payment by Parents / Grand-

Parents / related persons (other than the person registered as Guardian in the minor's Folio) on

behalf of a minor in consideration of natural love and affection or as gift for a value not exceeding

Rs.50,000/- (each regular purchase or per SIP instalment); (b) In case of investment in the name

of a minor, payment by the person registered as Guardian in the minor's Folio irrespective the

amount of investment; (c) Payment by Employer on behalf of employee for lump sum/one-time

subscription or under SIP through Payroll deductions or deductions out of expense reimbursement;

(d) Custodian on behalf of an FII or a client. (e) Payment by Asset Management Company to a

Distributor empanelled with it on account of commission/incentive etc. in the form of the Mutual

Fund Units of the Funds managed by such AMC through Systematic Investment Plans or lump

sum / one-time subscription, subject to compliance with SEBI Regulations and Guidelines issued

by AMFI, from time to time; (f) Payment by Corporate to its Agent/ Distributor/ Dealer (similar

arrangement with Principal-agent relationship), on account of commission/ incentive payable for

sale of its goods/services in form of mutual fund units through SIP or lump sum/ one-time

subscription. For this purpose Third Party payment shall mean payment made through instruments

issued from an account other than that of the beneficiary investor. It is clarified that in case of

payments from a joint bank account, the first holder of the mutual fund folio has to be one of the

joint holders of the bank account from which payment is made. The investors making an

application under the exception cases mentioned above need to submit such declarations and other

documents / information as may be prescribed by the AMC from time to time.

Who can Buy Units of the scheme can be purchased by the following entities (subject to the applicable

legislation/regulation governing such entities):: 1. Adult individuals, either singly or jointly (not exceeding three), resident in India.

2. Parents/Guardian on behalf of minors. 3. Companies/ Domestic Corporate Bodies/ Public Sector Undertakings registered in India.


6. Non-Resident Indians (NRIs), Persons of Indian Origin residing abroad (PIOs) and Overseas

Citizens of India (OCI) on full repatriation basis and on non-repatriation basis but not (a)

United States Persons within the meaning of Regulation S under the United States Securities

Act of 1933 or as defined by the U.S. Commodity Futures Trading Commission, as amended

from time to time or (b) residents of Canada.

14

7. Foreign Institutional Investors and their sub accounts on full repatriation basis / Foreign

Portfolio Investors (subject to RBI approval) and such other entities as may be permitted

under SEBI (Foreign Portfolio Investors) Regulations, 2014, as amended from time to time. 8. Hindu Undivided Family (HUF).

9. Wakf Boards or Endowments / Societies (including co-operative societies) / Association of

Persons or Body of individuals (whether incorporated or not), Trusts and clubs authorised

to invest in units of mutual funds. 10. Sole Proprietorship, Partnership Firms and Limited Liability Partnerships. 11. Army/Air Force/Navy/Para-military funds and other eligible institutions.

12. Scientific and/or industrial research organizations. 13. Other Associations, Institutions, Bodies etc. authorized to invest in the units of mutual funds.

14. Such other individuals/institutions/body corporate etc., as may be decided by the AMC from

time to time, so long as wherever applicable they are in conformity with SEBI Regulations.

15. The Mutual Fund Schemes/ Alternative Investment Funds can also invest in Franklin

Templeton Schemes, subject to SEBI regulations applicable from time to time. Units of the schemes of Franklin Templeton Mutual Fund is an eligible investment for charitable

and religious trusts under the provisions of Section 11(5)(xii) of the Income Tax Act, 1961, read

with Rule 17C of the Income Tax Rules, 1962.

Mutual Fund / AMC /Trustee reserves the right to redeem investors' investments in the event of

failure on the part of the investor(s) to redeem his/her/their holdings, subsequent to his/her/their

becoming (a) United States Persons with the meaning of Regulation (S) under the United States

Securities Act of 1933 or as defined by the U.S. Commodity Futures Trading Commission, as

amended from time to time or (b) residents of Canada. In view of the individual nature of implications, the investors are advised to consult their own

advisors to ascertain if they are eligible to invest in the scheme as per the laws applicable to them

and whether the scheme is suitable for their risk profile.

Mode of payment for subscription

MICR-CTS 2010 compliant cheques only upto Rs. 2 lakhs will be accepted till the end of business

hours of March 24, 2017. Subscriptions for any amount can be made through Transfer cheques,

National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS) requests till

the end of business hours of March 24, 2017. Switch-in requests from equity schemes and fund of

fund schemes will not be accepted. Switch-in requests from non-equity schemes will be accepted

up to March 24, 2017, till the cut-off time applicable for switches.

Credit evaluation policy of

investments in debt securities The group follows a disciplined investment process to meet Fund specific investment objectives.

It aims to develop a well-diversified portfolio that maintains liquidity and credit risk in line with

the objective of the scheme. The group evaluates all the investment proposals to ensure that credit

risk is kept at the optimum level. Portfolios are constructed to endeavour to meet the obligations

to investors are met on a timely basis.

Credit research is done on a regular basis for companies. It includes internal analysis of financial

reports as well as rating rationale and other inputs from external agencies. This also helps to

minimise credit migration risk and for generating relative value trade ideas.

Credit analysis of securities is an ongoing process. It is based on a strategic framework for credit

analysis, which broadly divides the task into two categories: business risk and financial risk. The

prime objective is to evaluate a borrower's ability and

15

willingness to repay the debt on time. In order to assess business risk, the following factors are

considered

• Outlook for the economy (domestic & global)

• Outlook for the industry

• Company specific factors Disclaimer of NSE It is to be distinctly understood that the permission given by NSE should not in any way be deemed

or construed that the Scheme Information Document has been cleared or approved by NSE nor

does it certify the correctness or completeness of any of the contents of the Draft Scheme

Information Document. The investors are advised to refer to the Scheme Information Document

for the full text of the 'Disclaimer Clause of NSE.

Franklin Templeton Asset Management (India) Pvt. Ltd. (CIN - U67190MH1995PTC093356) Franklin Templeton Mutual Fund


FRANKLIN INDIA DEBT HYBRID FUND [Number of Segregated Portfolios-1 viz Segregated Portfolios-1 (10.25% Yes Bank Ltd

CO (05MAR20))]

An open ended hybrid scheme investing predominantly in debt instruments

Product Labeling


Franklin India Debt

Hybrid Fund

(FIDHF)

Primary

Benchmark: CRISIL

Hybrid 85+15 -

Conservative Index

A fund that invests

predominantly in debt

instruments with

marginal equity

exposure


Please refer to our website (https:/ / www.franklintempletonindia.com/downloadsServlet/pdf/ product-labels-jg9o5k7l) or latest Risk-o-

meters of scheme and primary benchmark calculated in accordance with SEBI Circulars dated October 05, 2020 and April 29, 2021 read

with SEBI circular dated August 31, 2021.


The Key Information Memorandum is dated October 29, 2021. This Key Information Memorandum (KIM) sets forth the information,

which a prospective investor ought to know before investing. For further details of the Scheme/Mutual Fund, due diligence certificate

by the AMC, Key Personnel, investors' rights & service s, risk factors, penalties & pending litigations etc. investors should, before



Nature of

scheme &

indicative

time horizon

Brief about the

investment

objective & kind

of product

Level of Risk (Based on portfolio



benchmark (Based on

portfolio as on September

30, 2021)

FRANKLIN TEMPLETON

Fund Name

Medium term

capital

appreciation

with current

income



16


changes will be filed with SEBI.

The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds)

Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The

17



INVESTMENT OBJECTIVE To provide regular income through a portfolio of predominantly fixed income securities with a

maximum exposure of 25% to equities. ASSET ALLOCATION PATTERN OF THE SCHEME

Instruments Risk Profile % of Net Assets# Fixed Income instruments* including Low to Medium 75%-90% Real Estate Investment Trusts (REIT)/ Infrastructure Investment Trust (InvIT), cash and money market instruments Equity and equity related instruments Medium to High 10%-25%

*Securitised Debt up to 50% #The Scheme may have exposure in the following:

1. Foreign securities as may be permitted by SEBI/RBI upto 50% of net assets 2. Derivatives up to a maximum of 50% of net assets. Investment in derivatives including

imperfect hedging using Interest Rate Futures shall be in line with the guidelines prescribed

by SEBI from time to time. The exposure limit per scrip/instrument shall be to the extent

permitted by the SEBI Regulation for the time being in force. These limits will be reviewed

by the AMC from time to time. 3. Repos in corporate debt securities

4. Short Selling 5. Securities Lending - A maximum of 40% of net assets may be deployed in securities lending

and the maximum single party exposure may be restricted to 10%A of net assets outstanding

at any point of time. 6. REITs and InvITs - A maximum of 10% of net assets may be deployed in REITs and InvITs

and the maximum single issuer exposure may be restricted to 5% of net assets or upto the

limits permitted by SEBI from time to time △Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is

not known for transactions carried out under SLB segment and they are guaranteed by Clearing

Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit

will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in

case of OTC (over the counter) trades where counterparty can be identified.

The fund managers will follow an active investment strategy taking defensive/aggressive postures

depending on opportunities available at various points in time. It must be clearly understood that the percentages stated above are only indicative and not absolute

and that they can vary substantially depending upon the perception of the Investment Manager, the

intention being at all times to seek to protect the interests of the Unit holders. The asset allocation

pattern described above may alter from time to time on a short-term basis on defensive considerations,

keeping in view market conditions, market opportunities, applicable regulations and political and

economic factors (i.e., for reasons other than downgrade in rating) and would, in such cases, shall be

rebalanced within 30 days from date of deviation. However, if the asset allocation pattern is to be

altered for other reasons, as this is a fundamental attribute, the procedure outlined in the paragraph on

fundamental attributes below, shall be followed. For prudential limits on portfolio concentration, please refer to Scheme Information Document.

INVESTMENT STRATEGY The debt portion will be primarily invested in high quality fixed income securities. For the equity

portion, the scheme follows a blend of value and growth style of investing and a bottom-up approach

to stock-picking.

RISK PROFILE OF THE Mutual Fund Units involve investment risks including the possible loss of principal.

18

SCHEME

Please read the SID carefully for details on risk factors before investment. Scheme specific Risk

Factors are summarized below: • Different types of securities in which the scheme would invest carry different levels and types

of risks. Accordingly, the scheme's risk may increase or decrease depending upon its investment

pattern.

• Investments in debt instruments are subject to various risks such as credit/default risk, interest

rate risk, reinvestment risk, liquidity risk etc.



which are AA rated. • Credit Risk: This refers to the risk that an issuer of a fixed income security may default (i.e.

will be unable to make timely principal and interest payments on the security).

• Interest Rate Risk: This risk results from changes in demand and supply for money and other




Securities. This may expose the schemes to possible capital erosion.

• Liquidity Risk: This refers to the ease with which a security can be sold at or near to its

valuation yield-to-maturity (YTM). Liquidity risk is today characteristic of the Indian fixed

income market.

• Market Risk: This risk arises due to price volatility due to such factors as interest sensitivity,


interest rate expectations and liquidity flows. Market risk is a risk which is inherent to

investments in securities. This may expose the schemes to possible capital erosion.

• Reinvestment Risk: This risk refers to the interest rate levels at which cash flows received for

the securities in the Scheme is reinvested. The risk is that the rate at which interim cash flows

can be reinvested may be lower than that originally assumed.

Different types of Securitised Debts in which the scheme would invest carry different levels and


assurance that a deep secondary market will develop for such securities. Money market

securities, while fairly liquid, lack a well- developed secondary market, which may restrict the

selling ability of the scheme. • Trading volumes, settlement periods and transfer procedures may restrict liquidity of

investments in equity and equity-related securities.


movements, restrictions on repatriation and transaction procedures in overseas market as well

as country related risks.

• Engaging in securities lending is subject to risks related to fluctuations in collateral value and

settlement/liquidity and counter party risks.

• Short selling of securities (i.e. sale of securities without owning them) entails the risk of the

security price going up there by decreasing the profitability of the short position.

• Derivatives are high risk, high return instruments as they may be highly leveraged. A small price

movement in the underlying security could have a large impact on their value and may also

result in a loss.

• Risks associated with Imperfect Hedging using Interest Rate Futures includes basis risks, yield

curve slope risks, spread risks, liquidity risks, rollover risks and unwinding risks among other

risks.

• Investments in REITs & InvITs may carry market risks, reinvestment risks, liquidity risks and

regulatory risks among other risks.

• Risks associated with participation in repo transactions in Corporate Debt Securities

19

involves counter-party risks and collateral risks among other risks.

• There is no assurance or guarantee that the objectives of the scheme will be achieved. The past

performance of the mutual funds managed by the Franklin Templeton Group and its affiliates is

not necessarily indicative of future performance of the scheme.

Interest Rate Risks: The Fund seeks to mitigate this risk by keeping the maturity of the scheme in line

with the interest rate expectations.

Credit Risk or Default Risk: The Fund will endeavour to minimise Credit/Default risk by primarily


agencies. Historical default rates for investment grade securities (BBB and above) have been low. Reinvestment Risk: Reinvestment risks will be limited to the extent of coupons received on debt

instruments, which will be a very small portion of the portfolio value. The scheme may take positions in

interest rate derivatives to hedge market/interest rate risks. Liquidity and Marketability Risk: The fund will endeavour to minimise liquidity risk by investing in


Choice of two Plans - Plan A, Direct - Plan A

Each Plan offers choice of

- Growth Plan (GP) - Quarterly Income Distribution cum capital withdrawal (IDCW) Plan (QD)

- Monthly IDCW Plan (MD) The IDCW Plans further offer choice of Reinvestment and Payout Options.

The investors must clearly indicate the Plan and Option (Growth - Regular/ Growth- Direct / IDCW -

Regular / IDCW - Direct) in the relevant space provided for in the Application Form. In the absence

of such instruction, it will be assumed that the investor has opted for the Default Plan and Option,

which would be as follows:

• Plan A- Growth in case Growth or IDCW is not indicated.

• Plan A -Quarterly IDCW Plan in case Quarterly or Monthly IDCW Plan is not indicated • Reinvestment of Income Distribution cum capital withdrawal option in case Payout of

Income Distribution cum capital withdrawal option or Reinvestment of Income Distribution

cum capital withdrawal option is not indicated.



investor

Default Plan to be

captured








In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application

shall be processed under Regular Plan. The AMC shall contact and obtain the correct ARN code

within 30 calendar days of the receipt of the application form from the investor/ distributor. In case,

the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction

under Direct Plan from the date of application without any exit load. The AMC shall not reprocess

the transaction under Direct Plan in case the units have been redeemed within the aforesaid 30 calendar

days.

Compulsory reinvestment of IDCW Where the Unitholder has opted for IDCW Payout option and in case the amount of


PLANS AND OPTIONS

20

IDCW payable to the Unitholder is Rs.20/- or less, the same will be compulsorily reinvested in the

scheme. APPLICABLE NAV (after the


sale)

a. Purchases including switch-in

In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund and the funds are

available for utilisation on the same day before the cut-off time (3.00 p.m.) - the closing NAV of the

day on which the funds are available for utilisation shall be applicable. In respect of valid applications received* after 3:00 p.m. by the Mutual Fund and the funds are

available for utilisation on the same day - the closing NAV of the Business Day following the day on

which the funds are available for utilisation shall be applicable. However, irrespective of the time of receipt of application, where the funds are not available for

utilisation on the day of the application, the closing NAV of the Business Day on which the funds are

available for utilisation before the cut-off time (3:00 p.m.) shall be applicable provided the application

is received* prior to availability of the funds. Investors are encouraged to avail electronic payment

modes to transfer funds to the bank account of the Scheme to expedite unit allotment.


subscription/purchase (including switch-in) as per the application should be credited to the bank

account of the scheme before the cut-off time and the funds are available for utilisation before the

cutoff time without availing any credit facility whether intra-day or otherwise, by the respective

scheme.

For investments through systematic investment routes such as Systematic Investment Plans (SIP),

Systematic Transfer Plans (STP), Transfer of Income Distribution cum capital withdrawal plan

(TIDCW) etc. the units will be allotted as per the closing NAV of the day on which the funds are

available for utilization by the destination Scheme irrespective of the instalment date of the SIP, STP

or record date of dividend etc.

In case of transactions through online facilities / electronic modes, there may be a time lag of upto 5-

7 banking days between the amount of subscription being debited to investor's bank account and the

subsequent credit into the respective Scheme's bank account. This lag may impact the applicability of

NAV for transactions where NAV is to be applied, based on actual realization of funds by the Scheme.

Under no circumstances will AMC or its bankers or its service providers be liable for any lag / delay

in realization of funds and consequent pricing of units.

Transfer of unit(s) shall be subject to payment of applicable stamp duty by the unitholder(s) and

applicable laws. Accordingly, pursuant to levy of stamp duty, the number of units allotted on purchase

transactions (including switch-in, Systematic investments, Reinvestment of Income Distribution cum

capital withdrawal option, etc) to the unitholders would be reduced to that extent.

Redemptions including switch-out:

In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund, the closing NAV of the

day of receipt of application shall be applicable. In respect of valid applications received* after 3:00

p.m. by the Mutual Fund, the closing NAV of the next business day shall be applicable.

MINIMUM APPLICATION AMOUNT/ NUMBER OF

UNITS

Purchase:

Plan A : Rs.10,000 and in multiples of Re.1. (All Options)

Additional Purchase: Rs.1,000 and in multiples of Re.1. (All Options) Repurchase: Minimum of

Rs.1,000

DESPATCH OF REPURCHASE

(REDEMPTION) REQUEST

The redemption proceeds will be despatched to the unitholders within the regulatory time limit of 10

business days of the receipt of the valid redemption request at the

21

Compounded

annualised returns


FIDHF 14.89% 8.47% 6.68% 9.53%

CRISIL Hybrid

85+15 - Conservative

Index 12.98% 12.00% 9.39% N.A

Returns based on Growt h Plan NAV of September 30, 2021. Inception date: September 28, 2000. N.A - Not Available, As the scheme/ plan was launched before the launch of the

benchmark index, benchmark index figures since inception are not available.

FIDHF - Direct

Compounded

annualised returns

1 Year 3 Years 5 Years Since

Inception FIDHF - Direct 15.74% 9.29% 7.48% 9.59%

CRISIL Hybrid


Index 12.98% 12.00% 9.39% 9.84%

Returns based on Growth Plan NAV of September 30, 2021. Inception date: January 01, 2013.

10.25% Yes Bank Ltd CO 05MAR20 has been segregated from the main portfolio effective March

6, 2020. Due to segregation of portfolio, the scheme performance has been impacted as given

below:

FIDHF

Compounded 1 Year 3 Years 5 Years Since

annualised returns Inception

FIDHF 7.00% 5.71% 5.98% 9.49%

BENCHMARK INDEX IDCW POLICY


FUND MANAGER(S)

Official Points of Acceptance of Transactions (OPAT) of the Mutual Fund. CRISIL Hybrid 85+15 - Conservative Index$

Income Distribution cum capital withdrawal (IDCW) is based on the availability of adequate

distributable surplus in the scheme. The amounts can be distributed out of investors capital

(Equalization Reserve), which is part of sale price that represents realized gains. The Trustee may,

at its sole discretion distribute income under IDCW option/plan in the fund at any time. Although

there is every intention to distribute income, there is no assurance or guarantee as to the frequency

or quantum of such distribution nor that the distributions be regularly paid.

Name of the Fund Manager(s) Tenure of managing the scheme (upto

September 30, 2021)

Sachin Padwal-Desai (Debt portfolio) 11.25 years

Umesh Sharma (Debt portfolio) 11.25 years

Rajasa Kakulavarapu (Equity Portfolio) 0.07 year

Anand Radhakrishnan (Equity Portfolio) 0.07 year

Mayank Bukrediwala (Dedicated Foreign Fund Manager for Equity portfolio)#

1.10 years

*with effect from October 18, 2021, Mr. Sandeep Manam has been appointed as dedicatee fund manager for foreign securities.

NAME OF THE TRUSTEE

COMPANY

PERFORMANCE OF THE

Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act 1956,


FIDHF

SCHEME

22

CRISIL Hybrid


Index 12.11% 8.56% 8.50% N.A

Returns based on Growth Plan NAV of March 6, 2020. Inception date: September 28, 2000. N.A -

Not Available, As the scheme/ plan was launched before the launch of the benchmark index,

benchmark index figures since inception are not available. FIDHF - Direct

Compounded

annualised returns


FIDHF - Direct 7.80% 6.48% 6.83% 9.30%

CRISIL Hybrid


Index 12.11% 8.56% 8.50% 9.35%

Returns based on Growth Plan NAV of March 6, 2020. Inception date: January 01, 2013.

Impact of Segregation

10.25% Yes Bank Ltd CO 05MAR20 has been segregated from the main portfolio effective March

6, 2020. Due to segregation of portfolio, the scheme performance has been impacted as given below.

Fall in NAV - Mar 6, 2020 v/s Mar 5, 2020 : -1.15% Fall in NAV on Mar 6,2020 due to segregation of Yes Bank Ltd. (market value and accrued interest)

- i.e. the segregated security % to the Net Assets of the scheme on Mar 5, 2020 : -0.80% (On Mar 5, 2020, this security was valued at a 52.50% haircut by the independent valuation agencies

i.e. CRISIL and ICRA, on account of default in payment of the interest due on Mar 5, resulting in a

1.05% fall in NAV (market value and accrued interest) on account of this security on Mar 5, 2020.

Thus, the total fall in NAV was 1.05% on Mar 5 plus 0.80% of Mar 6 = 1.85%)

Post the creation of the segregated portfolio (10.25% Yes Bank Ltd CO 05Mar 20) on March 6, 2020,

the full principal due, along with the interest from March 6, 2020 to December 29, 2020 was received

by the segregated portfolio on December 30, 2020. This full and final receipt (net of operating

expenses as permissible under the SEBI Regulation), as a percentage of Net assets of the scheme as

on March 5, 2020 is 1.84%

Year-wise returns for the last 5 financial years FIDHF

23

18.0% 16.0% 14.0% 12.0% 10.0%

8.0% 6.0% 4.0% 2.0% 0.0%

-2.0% -4.0%


FIDHF- DIRECT

20.0%

■ FIDHF ■ CRISIL Hybrid 85+15 - Conservative Index

■ FIDHF-Direct CRISIL Hybrid 85+15 - Conservative Index

24

18.0%

16.0%

14.0%

12.0%

10.0%

8.0%

6.0%

4.0% 2.0%

0.0%

-2.0%


Based on Growth Plan NAVs.

i) Load Structure

Entry Load: NIL

Exit Load: In respect of each purchase of Units -

• Upto 10% of the Units may be redeemed without any exit load in each year from the date of

allotment.

• Any redemption in excess of the above limit shall be subject to the following exit load:

• 1% - if redeemed on or before 1 year from the date of allotment

• Nil - if redeemed after 1 year from the date of allotment


25

ii) Recurring expenses (Actual Expenses for the financial year ending March 2021) 2.30%

1.62% (Direct)

* Excludes Call, Cash and Other Current Assets.


Financial services 31.62%

Consumer goods 15.91%

IT 9.91%

Oil & gas 8.82%

Automobile 8.11%

Power 6.48%

Pharma 6.13%

Telecom 5.51%

Metals 2.29%


Construction 1.82%

Cement & cement products 1.18%

Note: All securities belonging to a given sector are considered for this disclosure. It may be noted

that Sector exposure limits are monitored as per applicable SEBI Regulations/ circulars. This

disclosure does not represent the exposure as per aforesaid Regulatory limits.


www.franklintempletonindia.com/investor/funds-and-solutions/funds-explorer/all- mutual-

funds - scheme name under Fund Document tab. PORTFOLIO TURNOVER RATIO

Not Applicable

PORTFOLIO HOLDINGS AS ON SEPTEMBER 30, 2021

Top 10 Holding- Issuer Wise* % To NAV

Government Of India 45.67%

Housing Development Finance Corporation Ltd 4.91%

National Highways Authority Of India 4.84%

Bajaj Finance Ltd 4.77%

Embassy Office Parks REIT 2.88%

Power Finance Corporation Ltd 2.61%

Axis Bank Ltd 2.37%

LIC Housing Finance Ltd 2.36%

National Bank For Agriculture & Rural Development 2.35%

Infosys Ltd 2.21%




1

Investors are advised to refer to the details given in the Statement of Additional Information (SAI)

under the section "Taxation”.

However, the information provided therein is for general information purpose only and is based on

the prevailing tax laws. In view of the individual nature of the implications, each investor is

advised to consult with his or her own tax advisors with respect to the specific tax and other

implications arising out of his or her participation in the schemes. The NAV will be calculated for

every Business Day and can also be viewed on www.franklintempletonindia.com and

www.amfiindia.com.

You can also telephone us at 1-800-425-4255 or 1800-258-4255 (if calling from a mobile


(Unitholders)


(NAV) PUBLICATION




2

phone, please prefix the city STD code; local call rates apply for both numbers) from 8 a.m to 9 p.m,

Monday to Saturday.

FOR INVESTOR


Investor Services, Franklin Templeton Asset Management (India) Pvt. Ltd., Unit 301, III Floor,


Tel: 1800 425 4255 or 1800 258 4255 (please prefix the city STD code if calling from a mobile phone,

Local call rates apply to both the numbers) from 8:00 a.m. to 9:00 p.m., Monday to Saturday. Email:

[email protected]. Name of Investor Relations Officer: Ms. Rini Krishnan Name and Address of Registrar: Computer Age Management Services Private Limited No.10

(Old No.178), M.G.R. Salai, Nungambakkam, Chennai - 600 034


No Load on Bonus / Reinvestment of Income Distribution cum capital withdrawal option: No

entry and exit load shall be charged on bonus units or units allotted on reinvestment of IDCW.


shall be paid to the ARN Holder (AMFI registered distributor) directly by the investor, based on the

investor's assessment of various factors including service rendered by the ARN Holder.

Credit of exit load to scheme: Effective October 01, 2012, Exit load/ CDSC (if any) charged to the

unit holders by the Mutual Fund on redemption (including switch-out) of units shall be credited to the

respective scheme net of Goods and Service tax. Goods and Service tax on exit load, if any, shall be

paid out of the exit load proceeds.





verification of the demat account. The date of demat account statement should be within 90 days of

the application. The Units allotted in electronic form will be credited to the investor's Beneficiary

Account with a Depository Participant (DP) of CDSL or NSDL as per the details furnished by the

investor in the Application Form. In case the Unitholder does not wish to get his/her Units converted

/ allotted in electronic form or the AMC is not able to credit the Units to the beneficiary account(s) of

the investor for any reason whatsoever, the AMC shall issue Account statement(s) specifying the Units

allotted to the investor. Please note that where the investor has furnished the details of their depository

accounts in the Application Form, it will be assumed that the investor has opted for allotment in demat

form and the allotment will be made only in demat form as default. In case of SIP, the units will be allotted based on the applicable NAV as per the terms of the Scheme

Information Document of the respective scheme and will be credited to the investor's demat account

on weekly basis on realisation of funds. For example, for the subscription amount of the relevant SIP

instalment credited to the bank account of Franklin Templeton Mutual Fund during a week (Friday to

Thursday), the units allotted will be credited to the investor's demat account on following Monday or

the subsequent working day if Monday is a holiday/non-working day for the AMC or the depositories.

However, this facility is not available for investment under Daily IDCW and Weekly IDCW options

of the schemes, Switch facility, Systematic Transfer Plan (STP) and Transfer of Income Distribution

cum capital withdrawal plan (TIDCW).

The existing Unitholders can dematerialise the units held in physical form (represented by Account




3



follows, provided the distributor/agent/broker has opted to receive the transaction charges: (i) First time investor in mutual funds: Transaction Charge of Rs. 150/- on purchase/subscription application of Rs.10,000 and above

shall be deducted from the subscription amount and paid to the distributor/agent/broker of the

investor. Units will be allotted for the balance subscription amount (net of the transaction charge

deducted). (ii) Investors other than first time investor in mutual funds: Transaction Charge of Rs. 100/- per purchase/subscription application of Rs.10,000 and above

shall be deducted from the subscription amount and paid to the distributor/agent/broker of the

investor. Units will be allotted for the balance subscription amount (net of the transaction charge

deducted). (iii) In case of investments through Systematic Investment Plan (SIP), the Transaction Charge

shall be deducted only if the total commitment through SIP (i.e. amount per SIP instalment x

No. of SIP instalments) amounts to Rs.10,000/- and above. The Transaction Charge shall be

deducted in 3 or 4 instalments, as may be decided by the AMC from time to time. (iv) The Transaction Charges shall not be deducted for: (a) purchase/subscription applications for an amount less than Rs.10,000/-; (b) transactions other than purchases/subscriptions relating to new inflows such as switches,

redemption, Systematic Transaction Plan, Transfer of Income Distribution cum capital

withdrawal planetc.;

(c) direct applications received by the AMC i.e. applications received at any Official Point of


distributor/agent/broker; and (d) transactions routed through stock exchange platform (not applicable for ARN holders who

have ‘opted-in' for levy of transaction charges in respect of mutual fund transactions of their

clients routed through stock exchange platforms). The statement of account shall disclose the net investment as gross subscription less transaction

charges and the units allotted against the net investment. The upfront commission to distributors

shall continue to be paid by the investor directly to the distributor by a separate payment based

on his assessment of various factors including the service rendered by the distributor.

Employee Unique Identification Number (EUIN): As per SEBI Circular no. CIR/IMD/ DF/21/2012 dated September 13, 2012; the employee/

relationship manager/ sales person of the distributor interacting with the investor for the sale of mutual

fund products is required to obtain a EUIN from AMFI. EUIN needs to be mentioned on the

application alongwith the ARN number. This will assist in tackling the problem of mis-selling even if

the employee/ relationship manager/sales person leave the employment of the ARN holder / Sub

broker. In case the transaction is executed without any interaction or advice by the employee /

relationship manager/ sales person of the distributor/sub broker, the investor needs to sign the

declaration stating the same. Account Statement: On acceptance of the application for subscription, a confirmation specifying the number of units

allotted by way of email and/or SMS will be sent to the Unitholders within 5 Business Days from the

date of receipt of application at their e-mail address and/or mobile number registered with the Mutual

Fund/ AMC.


In order to enable a single consolidated view of all the investments of an investor in

4

Mutual Funds and securities held in demat form with the Depositories, Mutual Fund-Registrar

& Transfer Agents or Depositories shall generate and dispatch of single Consolidated Account

Statement (CAS) to the investors. Consolidation of account statement shall be done on the basis

of PAN. In case of multiple holding, it shall be PAN of the first holder and pattern of holding.

Unitholders who have registered their Permanent Account Number (PAN) with the Mutual Fund

will receive a Consolidated Account Statement as follows:




Income Distribution cum capital withdrawal plan, Payout of Income Distribution cum capital


transactions) made by the unitholder across all mutual funds and transaction in dematerialised

securities across demat accounts of the Unitholder will be sent by the Depositories, for each calendar

month within 15th day of the succeeding month to the unitholders in whose folios transactions have

taken place during that month. CAS shall be sent every half yearly (September/ March), on or before 21st day of succeeding month,

detailing holding at the end of the six month, to all such Unitholders in whose folios and demat

accounts there have been no transactions during that period. In case of demat accounts with nil balance

and no transactions in securities and in mutual fund folios, the Depository shall send account statement

in terms of regulations applicable to the depositories. 2. Unitholders who do not hold Demat Account



Income Distribution cum capital withdrawal plan, Payout of Income Distribution cum capital


transactions) made by the unitholder across all mutual funds where PAN of the investor is registered

and holding at the end of the month including transaction charges, if any, paid to the distributor, will

be sent for each calendar month within 15th day of the succeeding month to the unitholders in whose

folios transactions have taken place during that month. The financial transactions processed from the 1st day of the month till 30/31 will be included in CAS,

irrespective of trade date of the transaction. The CAS detailing holding across all schemes of all mutual funds where PAN of the investor is

registered, shall be sent at the end of every six months (i.e. September/ March), on or before 21st day

of succeeding month to all mutual fund investors, excluding those investors who do not have any

holdings in mutual fund schemes and where no commission against their investment has been paid to

distributors, during the concerned half-year period.. Such CAS shall reflect the closing balance and

value of the Units as at the end of the month the amount of actual commission paid by AMC to

distributors (in absolute terms) during the half-year period against the concerned investor's total

investments in each MF scheme and scheme's average Total Expense Ratio (in percentage terms) for

the half-year period, of both direct plan and regular plan. For the purpose of sending CAS, common

investors across mutual funds shall be identified by their PAN. PAN identified as having a demat

account by Depositories for generating CAS will not be considered while generating a Mutual Fund

level CAS. In case of a specific request received from the Unitholders, the AMC/Mutual Fund will provide

the account statement to the Unitholder within 5 Business Days from the receipt of such request.

B) Unitholders who have not registered their PAN with the Mutual Fund will receive the

following:

5

For normal transactions during ongoing sales and repurchase:

• The AMC shall issue to the investor whose application (other than SIP/STP) has been accepted,

an account statement specifying the number of units allotted within 5 working days of allotment.

For SIP / STp/ Reinvestment of Income Distribution cum capital withdrawal option:

• Account Statement for SIP and STP will be despatched once every month along with IDCW

reinvestment (daily, weekly, monthly) account statement. All other IDCWs statements will be

dispatched as and when the IDCW transaction is processed

• A soft copy of the Account Statement will be emailed to investors valid email id

• However, the first Account Statement under SIP/STP shall be issued within 10 working days of

the initial investment/transfer.

• In case of specific request received from investors, Mutual Funds shall provide the account

statement (SIP/STP) to the investors within 5 working days from the receipt of such request

without any charges.


• The AMC shall provide the Account Statement to the Unitholders who are not having Valid PAN

excluding those investors who do not have any holdings in mutual fund schemes and where no

commission against their investment has been paid to distributors, during the concerned half-

year period. The Account Statement shall reflect the latest closing balance and value of the Units

across all schemes in the respective folio, prior to the date of generation of the account statement,

the amount of actual commission paid by AMC to distributors (in absolute terms) during the

half-year period against the concerned investor's total investments in each MF scheme and

scheme's average Total Expense Ratio (in percentage terms) for the halfyear period, of both

direct plan and regular plan.

For those unitholders who have provided an e-mail address, the AMC will send the account statement

by e-mail. The unitholder may request for a physical account statement by writing / calling us at any

of the ISC.

The Account Statement issued by the AMC is a record of holdings in the scheme of Franklin

Templeton Mutual Fund. Investors are requested to review the account statement carefully and contact

their nearest Investor Service Centre in case of any discrepancy. The contents of the statement will be

considered to be correct if no error is reported within 30 days from the date of receipt of the Account

Statement.

Annual Financial Reports

As required by the SEBI Regulations, the Fund will mail the schemewise annual report or an abridged

summary thereof to all the unitholders as soon as practical after 31st March each year but not later

than four months thereafter, as the Trustee may decide. In case of unitholders whose e-mail addresses

are available with the Mutual Fund, the annual report or the abridged summary, as the case may be,

would only be sent by email and no physical copies would be mailed to such unitholders. However,

those unitholders who still wish to receive physical copies of the annual report/abridged summary

notwithstanding their registration of e-mail addresses with the Fund, may indicate their option to the

AMC in writing and AMC shall provide the same without charging any cost. For the rest of the

investors, i.e. whose email addresses are not available with the mutual fund, the AMC shall send

physical copies of scheme annual reports or abridged summary to those unitholders who have ‘opted-

in' to receive physical copies. The AMC shall display the link of the scheme annual reports or abridged

summary prominently on the Fund's website and AMFI website and make the physical copies available

to the investors at its registered office at all times.

6

Financial Results and Portfolio Disclosures The Mutual Fund shall within one month of the close of each half year i.e., 31st March and 30th

September, upload the soft copy of its unaudited financial results containing the details specified in

Regulation 59 on its website and shall publish an advertisement disclosing uploading of such financial

results on its website, in one English newspaper having nationwide circulation and in one regional

newspaper circulating in the region where the head office of the Mutual Fund is situated. The Mutual Fund shall disclose portfolio as on the last day of the month / half-year for all their schemes

on its website and on the website of AMFI within 10 days from the close of each month/ half-year

respectively. In case of unitholders whose e-mail addresses are registered, the Mutual Fund/ AMC

shall send via email both the monthly and half- yearly statement of scheme portfolio within 10 days

from the close of each month/ halfyear respectively. Further, the mutual fund shall also disclose the debt and money market securities transacted (including

inter scheme transfers) in schemes portfolio on daily basis with a time lag of 15 days. Mutual Fund shall publish an advertisement every half-year disclosing the hosting of the half-yearly

statement of its schemes portfolio on its website and on the website of AMFI. Such advertisement

shall be published in the all India edition of at least two daily newspapers, one each in English and

Hindi. Mutual Fund shall provide a physical copy of the statement of its scheme portfolio, without

charging any cost, on specific request received from a unitholder.


In terms of the Prevention of Money Laundering Act, 2002, the Rules / guidelines/circulars issued

there under (AML Laws), Mutual Funds are required to formulate and implement a client identification

programme, to collect, verify and maintain the record of identity and address(es) of investors.

It is mandatory for all investors (including joint holders, NRIs, POA holders and guardians in the case

of minors) to furnish such documents and information as may be required to comply with the Know

Your Customers (KYC) policies under the AML Laws. Applications without such documents and

information may be rejected.

Submission of PAN: In terms of SEBI circulars dated April 27, 2007, April 03, 2008 and June 30, 2008 read with SEBI

letter dated June 25, 2007, Permanent Account Number (PAN) would be the sole identification number

for all participants transacting in the securities market, irrespective of the amount of transaction, except

(a) investors residing in the state of Sikkim; (b) Central Government, State Government, and the

officials appointed by the courts e.g. Official liquidator, Court receiver etc. (under the category of

Government) and (c) investors participating only in micro-pension. SEBI, in its letter dated July 24,

2012 has conveyed that investments in mutual fund schemes [including investments through

Systematic Investment Plan (SIP)] of up to Rs.50,000/- per year per investor shall be exempted from

the requirement of PAN.

Accordingly, where the aggregate of lump sum investment (fresh purchase and additional purchase)

and SIPs where the aggregate of instalments in a financial year i.e. April to March does not exceed

Rs.50,000/- (referred to as “Micro investment”), it shall be exempt from the requirement of PAN.

However, a duly verified/ attested copy of such document(s) as may be prescribed by the AMC/Trustee

from time to time, needs to be submitted as the proof of identification in

7

lieu of PAN Card copy. This exemption will be available only to Micro investment made by

individuals being Indian citizens (including NRIs, joint holders, minors acting through guardian and

sole proprietary firms). PIOs, HUFs, QFIs and other categories of investors will not be eligible for this

exemption.

For the purpose of identifying Micro investment, applications shall be aggregated at the investor level

(same sole holder/joint holders in the same sequence) and such aggregation shall be done irrespective

of the number of folios / accounts under which the investor is investing and irrespective of source of

funds, mode, location and time of application and payment.

Thus, submission of PAN is mandatory for all existing as well as prospective investors (including all

joint applicants/holders, guardians in case of minors, POA holders and NRIs but except for the

categories mentioned above) for transacting with mutual funds. Investors are required to register their

PAN with the Mutual Fund by providing the PAN card copy. E-PAN issued by CBDT can also be

provided by FPI. All transactions without PAN (for all holders, including Guardians and POA holders)

are liable to be rejected.

All financial investments with Franklin Templeton Mutual Fund need to comply with the PAN

and KYC requirements as stated above, failing which the applications are liable to be rejected. It is

clarified that all categories of investors seeking exemption from PAN still need to complete the KYC

requirements stipulated by the AMC/Trustee from time to time, irrespective the amount of investment.

Investors are instructed not to make cash payments. No outstation cheques or post-dated cheques will

be accepted. Applications with outstation cheques/post dated cheques may be rejected.

Non acceptance of Third Party payment The AMC shall not accept subscriptions with Third Party payment instruments in the Scheme, except

in cases of (a) In case of investment in the name of a minor, payment by Parents / Grand- Parents /

related persons (other than the person registered as Guardian in the minor's Folio) on behalf of a minor

in consideration of natural love and affection or as gift for a value not exceeding Rs.50,000/- (each

regular purchase or per SIP instalment); (b) In case of investment in the name of a minor, payment by

the person registered as Guardian in the minor's Folio irrespective the amount of investment; (c)

Payment by Employer on behalf of employee for lump sum/one-time subscription or under SIP

through Payroll deductions or deductions out of expense reimbursement; (d) Custodian on behalf of

an FII or a client. (e) Payment by Asset Management Company to a Distributor empanelled with it on

account of commission/incentive etc. in the form of the Mutual Fund Units of the Funds managed by

such AMC through Systematic Investment Plans or lump sum / one-time subscription, subject to

compliance with SEBI Regulations and Guidelines issued by AMFI, from time to time; (f) Payment

by Corporate to its Agent/ Distributor/ Dealer (similar arrangement with Principal-agent relationship),

on account of commission/ incentive payable for sale of its goods/services in form of mutual fund

units through SIP or lump sum/ one-time subscription. For this purpose Third Party payment shall

mean payment made through instruments issued from an account other than that of the beneficiary

investor. It is clarified that in case of payments from a joint bank account, the first holder of the mutual

fund folio has to be one of the joint holders of the bank account from which payment is made. The

investors making an application under the exception cases mentioned above need to submit such

declarations and other documents / information as may be prescribed by the AMC from time to time.

Who can Buy Units of the scheme can be purchased by:


2. Parents/Guardian on behalf of minors.

8




6. Non-Resident Indians (NRIs) and Overseas Citizens of India (OCI) (including erstwhile Person

of Indian Origin card holders) on full repatriation basis and on non-repatriation basis but not (a)

United States Persons within the meaning of Regulation S under the United States Securities

Act of 1933 or as defined by the U.S. Commodity Futures Trading Commission, as amended

from time to time or (b) residents of Canada.

7. Foreign Institutional Investors and their sub accounts on full repatriation basis/ Foreign Portfolio

Investors (subject to RBI approval) and such other entities as may be permitted under SEBI

(Foreign Portfolio Investors) Regulations, 2014, as amended from time to time.



Persons or Body of individuals (whether incorporated or not), Trusts and clubs authorised to

invest in units of mutual funds.

10. Sole Proprietorship, Partnership Firms and Limited Liability Partnerships.




14. Such other individuals/institutions/body corporate etc., as may be decided by the AMC from time

to time, so long as wherever applicable they are in conformity with SEBI Regulations.

15. The Mutual Fund Schemes/ Alternative Investment Funds can also invest in Franklin Templeton

Schemes, subject to SEBI regulations applicable from time to time.

Units of the schemes of Franklin Templeton Mutual Fund is an eligible investment for charitable and

religious trusts under the provisions of Section 11(5)(xii) of the Income Tax Act, 1961, read with Rule

17C of the Income Tax Rules, 1962. Mutual Fund / AMC /Trustee reserves the right to redeem

investors' investments in the event of failure on the part of the investor(s) to redeem his/her/their

holdings, subsequent to his/her/their becoming (a) United States Persons with the meaning of

Regulation (S) under the United States Securities Act of 1933 or as defined by the U.S. Commodity

Futures Trading Commission, as amended from time to time or (b) residents of Canada.

In view of the individual nature of implications, the investors are advised to consult their own advisors

to ascertain if they are eligible to invest in the scheme as per the laws applicable to them and whether

the scheme is suitable for their risk profile.

SCHEME COMPARISON A fund that invests predominantly in debt instruments with marginal equity exposure.

NO. OF FOLIOS AS ON

SEPTEMBER 30, 2021

7,818

ASSETS UNDER MANAGEMENT (AUM) AS ON

SEPTEMBER 30, 2021

Rs. 210 crores

SEGREGATED PORTFOLIO

A security issued by Yes Bank Ltd viz. 10.25% Yes Bank Ltd (CO 05-Mar-2020) was downgraded to

ICRA D, i.e. ‘below investment grade' by ICRA. On account of the same, Segregated Portfolio 1

(10.25% Yes Bank Ltd (CO 05-Mar-2020)) had been created with

9

effect from March 6, 2020. Principal and Interest payment was received from Yes Bank Ltd (10.25% Yes Bank Ltd Co 05 Mar

2020) (ISIN INE528G09061) on December 30, 2020. This amount (subject to deduction of operating

expenses) was distributed to the investors in proportion to their holdings in the plans of the segregated

portfolio.








by the AMC, Key Personnel, investors' rights & services, risk factors, penalties & pending litigations etc. investors should, before





Franklin Templeton Asset Management (India) Pvt. Ltd.

(CIN - U67190MH1995PTC093356)



FRANKLIN INDIA SAVINGS FUND

'V:

\ FRANKLIN TEMPLETON

An open ended debt scheme investing in money market instruments

Fund Name Product Labeling


Franklin India

Savings Fund

(FISF)

Primary Benchmark: NIFTY Money Market Index

Nature of

scheme &

indicative

time horizon

Brief about

the investment

objective &

kind of

product

Regular A money income for market fund

short term that invests in

money

market

instruments

Level of Risk (Based on portfolio as on

September 30, 2021)


benchmark (Based on portfolio




10


Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The

11



INVESTMENT OBJECTIVE To provide income and liquidity consistent with the prudent risk from a portfolio comprising of

money market instruments.


Instruments As % of Net Assets Risk Profile

Money Market Instruments as may be

defined by SEBI/ RBI from time to time

and Cash

100% Low to Medium

The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to

time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The

exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the

time being in force. These limits will be reviewed by the AMC from time to time.

It must be clearly understood that the percentages stated above are only indicative and not absolute

and that they can vary substantially depending upon the perception of the Investment Manager, the

intention being at all times to seek to protect the interests of the Unit holders. The asset allocation

pattern described above may alter from time to time on a short-term basis on defensive

considerations, keeping in view market conditions, market opportunities, applicable regulations

and political and economic factors (i.e., for reasons other than downgrade in rating) and would, in

such cases, shall be rebalanced within 30 days from the date of deviation. However, if the asset

allocation pattern is to be altered for other reasons, as this is a fundamental attribute, the procedure

outlined in the paragraph on fundamental attributes below, shall be followed. In accordance with SEBI Circular No. SEBI/HO/IMD/DF3/CIR/P/2020/229 dated November 06,

2020, the scheme shall hold at least 10% of their net assets in liquid assets. For this purpose, ‘liquid

assets' shall include Cash, Government Securities, T- bills and Repo on Government Securities.

Such investment shall not be included for determining the scheme characteristics as specified in

SEBI circulars SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 6,

2017 and SEBI/HO/IMD/DF3/CIR/P/2017/126 dated December 4, 2017. In case, the exposure in such liquid

assets / securities falls below the SEBI prescribed threshold, the AMC shall ensure compliance

with the above requirement before making any further investments. For prudential limits on portfolio concentration, please refer to Scheme Information Document.

INVESTMENT STRATEGY Looks to minimize the risk arising from interest rate fluctuations. RISK PROFILE OF THE SCHEME



summarized below: • Different types of securities in which the scheme would invest carry different levels and types

of risks. Accordingly, the scheme's risk may increase or decrease depending upon its

investment pattern.


interest rate risk, reinvestment risk, liquidity risk etc.



which are AA rated. • Credit Risk: This refers to the risk that an issuer of a fixed income security may default (i.e.

will be unable to make timely principal and interest payments on the

12

security). • Interest Rate Risk: This risk results from changes in demand and supply for money and other




Securities. This may expose the schemes to possible capital erosion. • Liquidity Risk: This refers to the ease with which a security can be sold at or near to its

valuation yield-to-maturity (YTM). Liquidity risk is today characteristic of the Indian fixed

income market. • Market Risk: This risk arises due to price volatility due to such factors as interest sensitivity,

market perception or the credit worthiness of the issuer and general market liquidity, change

in interest rate expectations and liquidity flows. Market risk is a risk which is inherent to

investments in securities. This may expose the schemes to possible capital erosion. • Reinvestment Risk: This risk refers to the interest rate levels at which cash flows received for

the securities in the Scheme is reinvested. The risk is that the rate at which interim cash flows

can be reinvested may be lower than that originally assumed. Different types of Securitised Debts in which the scheme would invest carry different levels

and types of risks. Presently, secondary market for securitised papers is not very liquid. There

is no assurance that a deep secondary market will develop for such securities. Money market

securities, while fairly liquid, lack a well-developed secondary market, which may restrict

the selling ability of the scheme. • Engaging in securities lending is subject to risks related to fluctuations in collateral value and

settlement/liquidity and counter party risks. • Short selling of securities (i.e. sale of securities without owning them) entails the risk of the

security price going up there by decreasing the profitability of the short position.

• Derivatives are high risk, high return instruments as they may be highly leveraged. A small

price movement in the underlying security could have a large impact on their value and may

also result in a loss. • There is no assurance or guarantee that the objectives of the scheme will be achieved. The past

performance of the mutual funds managed by the Franklin Templeton Group and its affiliates

is not necessarily indicative of future performance of the scheme.


Interest Rate Risks: The Fund seeks to mitigate this risk by keeping the maturity of the scheme

in line with the interest rate expectations. Credit Risk or Default Risk: The Fund will endeavour to minimise Credit/Default risk by

primarily investing in medium-high investment grade fixed income securities rated by SEBI

registered credit rating agencies. Historical default rates for investment grade securities (BBB and

above) have been low. Reinvestment Risk: Reinvestment risks will be limited to the extent of coupons received on debt

instruments, which will be a very small portion of the portfolio value. The scheme may take

positions in interest rate derivatives to hedge market/interest rate risks. Liquidity and Marketability Risk: The fund will endeavour to minimise liquidity risk by

investing in securities having a liquid market.

PLANS AND OPTIONS

• Retail Plan with Daily Income Distribution cum capital withdrawal (IDCW) Option (with

Reinvestment Facility only)* • Direct - Retail Plan with Daily IDCW Option (with Reinvestment Facility only) • Retail Plan with Growth Option and Monthly & Quarterly IDCW Option (with

Reinvestment & Payout Facility)

13

• Direct - Retail Plan with Growth Option and Monthly & Quarterly IDCW Option (with

Reinvestment & Payout Facility)* • Institutional Plan with Growth Option & IDCW option (with Reinvestment & Payout

facility) The investors must clearly indicate the Plan and Option (Growth - Regular/ Growth- Direct /

IDCW - Regular / IDCW - Direct) in the relevant space provided for in the Application Form. In

the absence of such instruction, it will be assumed that the investor has opted for the Default Plan

and Option, which would be as follows: • Retail Plan - Growth in case Growth or IDCW is not indicated. • Retail Plan -Monthly IDCW Option in case Monthly, Quarterly or Daily IDCW Option

is not indicated • Reinvestment of Income Distribution cum capital withdrawal option in case Payout

of Income Distribution cum capital withdrawal option or Reinvestment of Income

Distribution cum capital withdrawal option is not indicated.

• .Regular Plan or Direct Plan as fol lows: Scenario Broker Code mentioned by


investor

Default Plan to be

captured








In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the

application shall be processed under Regular Plan. The AMC shall contact and obtain the correct

ARN code within 30 calendar days of the receipt of the application form from the investor/

distributor. In case, the correct code is not received within 30 calendar days, the AMC shall

reprocess the transaction under Direct Plan from the date of application without any exit load.

The AMC shall not reprocess the transaction under Direct Plan in case the units have been

redeemed within the aforesaid 30 calendar days.

Compulsory reinvestment of IDCW Where the Unitholder has opted for IDCW Payout option and in case the amount of IDCW payable

to the Unitholder is Rs.20/- or less, the same will be compulsorily reinvested in the scheme. Purchases including switch-in


available for utilisation on the same day before the cut-off time (3.00 p.m.) - the closing NAV of the

day on which the funds are available for utilisation shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the Mutual Fund and the funds are

available for utilisation on the same day - the closing NAV of the Business Day following the day

on which the funds are available for utilisation shall be applicable.

However, irrespective of the time of receipt of application, where the funds are not available for

utilisation on the day of the application, the closing NAV of the Business Day on which the funds

are available for utilisation before the cut-off time (3:00 p.m.) shall be applicable provided the

application is received* prior to availability of the funds.

Investors are encouraged to avail electronic payment modes to transfer funds to the bank account

of the Scheme to expedite unit allotment.

APPLICABLE NAV (after the

scheme opens for repurchase

and sale)

14




cutoff time without availing any credit facility whether intra-day or otherwise, by the respective

scheme.




available for utilization by the destination Scheme irrespective of the instalment date of the SIP,

STP or record date of dividend etc.

In case of transactions through online facilities / electronic modes, there may be a time lag of upto

5-7 banking days between the amount of subscription being debited to investor's bank account and

the subsequent credit into the respective Scheme's bank account. This lag may impact the

applicability of NAV for transactions where NAV is to be applied, based on actual realization of

funds by the Scheme. Under no circumstances will AMC or its bankers or its service providers be

liable for any lag / delay in realization of funds and consequent pricing of units. Transfer of unit(s) shall be subject to payment of applicable stamp duty by the unitholder(s) and

applicable laws. Accordingly, pursuant to levy of stamp duty, the number of units allotted on

purchase transactions (including switch-in, Systematic investments, Reinvestment of Income

Distribution cum capital withdrawal option, etc) to the unitholders would be reduced to that extent.


In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund, the closing NAV of

the day of receipt of application shall be applicable. In respect of valid applications received* after

3:00 p.m. by the Mutual Fund, the closing NAV of the next business day shall be applicable.


Retail Option: Purchase: Rs.10,000 and multiples of Re.1 Additional Purchase: Rs.1,000 and multiples of Re.1 Repurchase: Minimum of Rs.1,000 Institutional Option: Repurchase: Minimum of Rs.1,00,000

DESPATCH OF REPURCHASE(REDEMPTION )REQUEST

The redemption proceeds will be despatched to the unitholders within the regulatory time limit of

10 business days of the receipt of the valid redemption request at the Official Points of Acceptance

of Transactions (OPAT) of the Mutual Fund.

BENCHMARK INDEX NIFTY Money Market Index IDCW POLICY

Income Distribution cum capital withdrawal (IDCW) is based on the availability of adequate







MANAGER(S) Name of the Fund Manager(s) Tenure of managing the scheme (in years)

(upto September 30, 2021)

Umesh Sharma 2.93 years

Pallab Roy 13.27 years NAME OF THE TRUSTEE

COMPANY Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act 1956,


15

ear-wise returns for the last 5 financial years


FISF - RETAIL PLAN - DIRECT Absolute returns 1 Year 3 Years 5 Years Since Inception

FISF-Retail Plan (Direct)

3.82% 6.63% 6.90% 7.88% Nifty Money Market Index # 3.70% 5.56% 6.11% 7.17%

Returns based on Growth Plan NAV of September 30, 2021. Inception date: January 01, 2013. # Index is adjusted for the period April 1, 2002 to November 15, 2019 with the performance of

CRISIL Liquid Fund Index. Effective Nov 15, 2019, Nifty Money Market Index is the

benchmark for FISF

Year-wise returns for the last 5 financial year


Compounded annualised

returns


FISF - Retail Plan 3.65% 6.47% 6.72% 7.26%

Nifty Money Market

Index # 3.70% 5.56% 6.11% N.A

Returns based on Growth P .an NAV of September 30, 2021. Inception date: February 11, 2002 (Retail). NA -Not Available, As the scheme was launched before the launch of the

benchmark index, benchmark index figures since inception are not available. # Index is adjusted

for the period April 1, 2002 to November 15, 2019 with the performance of CRISIL Liquid Fund

Index. Effective Nov 15, 2019, Nifty Money Market Index is the benchmark for FISF

16

9.00%

8.00%

7.00%

6.00%

5.00%

4.00%

3.00%

2.00%

1.00%

0.00%

Mar-17 Mar-18 Mar-19 Mar-20 Mar-

21 ■ FISF - Retail Plan (Direct) ■ Nifty Money Market Index#

5.4%

1

Past performance may or may not be

sustained in future. Based on Growth Plan

NAVs. i) Load Structure Entry Load : Nil Exit Load : Nil

ii) Recurring expenses (Actual Expenses for

the financial year ending March 2021

0.28% (Retail) 0.12% (Retail - Direct Plan)



Sovereign 34.82%

Oil & gas 4.95%


Call, cash and other current asset 4.25% Note: All securities belonging to a given

sector are considered for this disclosure. It

may be noted that Sector exposure limits are

monitored as per applicable SEBI

Regulations/ circulars. This disclosure does

not represent the exposure as per aforesaid

Regulatory limits.

Scheme's latest monthly portfolio holding

can be viewed on

www.franklintempletonindia.com/investor/f

unds-and-solutions/funds-explorer/all-



Top 10 Holding- Issuer Wise* % To NAV

Government Of India 34.82%

Axis Bank Ltd 4.98%

Chennai Petroleum Corporation Ltd 4.95%

Export-Import Bank Of India 4.94%

L&T Finance Ltd 4.91%

National Bank For Agriculture & Rural Development 4.91%

Kotak Mahindra Bank Ltd 4.91%

Bajaj Housing Finance Ltd 4.90%

Housing Development Finance Corporation Ltd 4.90%

Small Industries Development Bank Of India 4.89% * Excludes Call, Cash and Other Current Assets.



2

mutual-funds - scheme name under Fund Document tab.

PORTFOLIO TURNOVER RATIO

Not Applicable


INVESTORS (Unitholders)

Investors are advised to refer to the details given in the Statement of Additional Information (SAI)

under the section "Taxation”. However, the information provided therein is for general information purpose only and is based on

the prevailing tax laws. In view of the individual nature of the implications, each investor is advised

to consult with his or her own tax advisors with respect to the specific tax and other implications



(NAV) PUBLICATION The NAV will be calculated for every Business Day and can also be viewed on

www.franklintempletonindia.com and www.amfiindia.com. You can also telephone us at 1-800-425-4255 or 1800 258 4255 (if calling from a mobile phone,

please prefix the city STD code; local call rates apply for both numbers) from 8 a.m to 9 p.m,

Monday to Saturday.

FOR INVESTOR GRIEVANCES PLEASE CONTACT Investor Services, Franklin Templeton Asset Management (India) Pvt. Ltd., Unit 301, III Floor,


Tel: 1800 425 4255 or 1800 258 4255 (please prefix the city STD code if calling from a mobile

phone, Local call rates apply to both the numbers) from 8:00 a.m. to 9:00 p.m., Monday to Saturday.

Email: [email protected]. Name of Investor Relations Officer: Ms. Rini Krishnan Name and Address of Registrar: Computer Age Management Services Private Limited,

No.10 (Old No.178), M.G.R. Salai, Nungambakkam, Chennai - 600 034


No Load on Bonus / Reinvestment of Income Distribution cum capital withdrawal option

units: No entry and exit load shall be charged on bonus units or units allotted on reinvestment of

IDCW.


shall be paid to the ARN Holder (AMFI registered distributor) directly by the investor, based on

the investor's assessment of various factors including service rendered by the ARN Holder.

Credit of exit load to schemes: Effective October 01, 2012, Exit load/ CDSC (if any) charged to

the unit holders by the Mutual Fund on redemption (including switch-out) of units shall be credited

to the respective scheme net of Goods and Service tax. Goods and Service tax on exit load, if any,

shall be paid out of the exit load proceeds.






of the application. The Units allotted in electronic form will be credited to the investor's Beneficiary


investor in the Application Form. In case the Unitholder does not wish to get his/her Units

converted / allotted in electronic form or the AMC is not able to credit the Units to the beneficiary

account(s) of the investor for any reason whatsoever, the AMC shall issue Account statement(s)

specifying the Units allotted to the investor. Please note that where the investor has furnished the

details of their depository accounts in the Application Form, it will be assumed that the investor

has opted for allotment in demat form and the allotment will be made only in demat form as default.





3

In case of SIP, the units will be allotted based on the applicable NAV as per the terms of the Scheme


on weekly basis on realisation of funds. For example, for the subscription amount of the relevant

SIP instalment credited to the bank account of Franklin Templeton Mutual Fund during a week

(Friday to Thursday), the units allotted will be credited to the investor's demat account on following

Monday or the subsequent working day if Monday is a holiday/non-working day for the AMC or

the depositories. However, this facility is not available for investment under Daily IDCW and Weekly IDCW

options of the schemes, Switch Facility, Systematic Transfer Plan (STP) and Transfer of Income

Distribution cum capital withdrawal plan The existing Unitholders can dematerialise the units held in physical form (represented by Account





follows, provided the distributor/agent/broker has opted to receive the transaction charges: (i) First time investor in mutual funds: Transaction Charge of Rs. 150/- on purchase/subscription application of Rs.10,000 and above

shall be deducted from the subscription amount and paid to the distributor/agent/broker of

the investor. Units will be allotted for the balance subscription amount (net of the transaction

charge deducted). (ii) Investors other than first time investor in mutual funds: Transaction Charge of Rs. 100/- per purchase/subscription application of Rs.10,000 and



amount (net of the transaction charge deducted). (iii) In case of investments through Systematic Investment Plan (SIP), the Transaction

Charge shall be deducted only if the total commitment through SIP (i.e. amount per SIP

instalment x No. of SIP instalments) amounts to Rs.10,000/- and above. The Transaction

Charge shall be deducted in 3 or 4 instalments, as may be decided by the AMC from time to

time. (iv) The Transaction Charges shall not be deducted for: (a) purchase/subscription applications for an amount less than Rs.10,000/-; (b) transactions other than purchases/subscriptions relating to new inflows such as switches,


withdrawal planetc.; (c) direct applications received by the AMC i.e. applications received at any Official Point of

Acceptance of Transaction of Franklin Templeton Mutual Fund that are not routed through

any distributor/agent/broker; and (d) transactions routed through stock exchange platform (not applicable for ARN holders

who have ‘opted-in' for levy of transaction charges in respect of mutual fund transactions of

their clients routed through stock exchange platforms). The statement of account shall disclose the net investment as gross subscription less

transaction charges and the units allotted against the net investment. The upfront commission

to distributors shall continue to be paid by the investor directly to the distributor by a

separate payment based on his assessment of various factors including the service rendered

by the distributor.

Employee Unique Identification Number (EUIN):

As per SEBI Circular no. CIR/IMD/DF/21 /2012 dated September 13, 2012; the employee/

relationship manager/ sales person of the distributor interacting with the

4

investor for the sale of mutual fund products is required to obtain a EUIN from AMFI. EUIN needs

to be mentioned on the application alongwith the ARN number. This will assist in tackling the

problem of mis-selling even if the employee/ relationship manager/sales person leave the

employment of the ARN holder / Sub broker. In case the transaction is executed without any

interaction or advice by the employee/relationship manager/ sales person of the distributor/sub

broker, the investor needs to sign the declaration stating the same.

Account Statement:

On acceptance of the application for subscription, a confirmation specifying the number of units


the date of receipt of application at their e-mail address and/or mobile number registered with the

Mutual Fund/AMC.


In order to enable a single consolidated view of all the investments of an investor in Mutual

Funds and securities held in demat form with the Depositories, Mutual Fund-Registrar &

Transfer Agents or Depositories shall generate and dispatch of single Consolidated Account

Statement (CAS) to the investors. Consolidation of account statement shall be done on the

basis of PAN. In case of multiple holding, it shall be PAN of the first holder and pattern of

holding.

Unitholders who have registered their Permanent Account Number (PAN) with the Mutual

Fund will receive a Consolidated Account Statement as follows:



redemption, switch, systematic investment plan, systematic transfer plan, systematic withdrawal

plan, Transfer of Income Distribution cum capital withdrawal plan, Payout of Income Distribution

cum capital withdrawal option, Reinvestment of Income Distribution cum capital withdrawal

option and bonus transactions) made by the unitholder across all mutual funds and transaction in

dematerialised securities across demat accounts of the Unitholder will be sent by the Depositories,

for each calendar month within 15th day of the succeeding month to the unitholders in whose folios

transactions have taken place during that month. CAS shall be sent every half yearly (September/ March), on or before 21st day of succeeding

month, detailing holding at the end of the six month, to all such Unitholders in whose folios

and demat accounts there have been no transactions during that period.

In case of demat accounts with nil balance and no transactions in securities and in mutual

fund folios, the Depository shall send account statement in terms of regulations applicable

to the depositories.




withdrawal plan, Transfer of Income Distribution cum capital withdrawal plan, Payout of

Income Distribution cum capital withdrawal option, Reinvestment of Income Distribution

cum capital withdrawal option and bonus transactions) made by the unitholder across all

mutual funds where PAN of the investor is registered and holding at the end of the month

including transaction charges, if any, paid to the distributor, will be sent for each calendar

month within 15th day of the succeeding month to the unitholders in whose folios

transactions have taken place during that month. The financial transactions processed from the 1st day of the month till 30/31 will be included

in CAS, irrespective of trade date of the transaction.

5

The CAS detailing holding across all schemes of all mutual funds where PAN of the investor

is registered, shall be sent at the end of every six months (i.e. September/ March), on or

before 21st day of succeeding month to all mutual fund investors, excluding those investors

who do not have any holdings in mutual fund schemes and where no commission against

their investment has been paid to distributors, during the concerned half-year period. Such

CAS shall reflect the closing balance and value of the Units as at the end of the month, the

amount of actual commission paid by AMC to distributors (in absolute terms) during the

half-year period against the concerned investor's total investments in each MF scheme and

scheme's average Total Expense Ratio (in percentage terms) for the half-year period, of both

direct plan and regular plan.

For the purpose of sending CAS, common investors across mutual funds shall be identified

by their PAN. PAN identified as having a demat account by Depositories for generating CAS

will not be considered while generating a Mutual Fund level CAS.

In case of a specific request received from the Unitholders, the AMC/Mutual Fund will

provide the account statement to the Unitholder within 5 Business Days from the receipt of

such request.

B) Unitholders who have not registered their PAN with the Mutual Fund will receive the

following:

For normal transactions during ongoing sales and repurchase:

• The AMC shall issue to the investor whose application (other than SIP/STP) has been

accepted, an account statement specifying the number of units allotted within 5 working days

of allotment.

For SIP / STP/ Reinvestment of Income Distribution cum capital withdrawal option: • Account Statement for SIP and STP will be despatched once every month along with IDCW

reinvestment (daily, weekly, monthly) account statement. All other IDCWs statements will

be dispatched as and when the IDCW transaction is processed

• A soft copy of the Account Statement will be emailed to investors valid email id

• However, the first Account Statement under SIP/STP shall be issued within 10 working days

of the initial investment/transfer.

• In case of specific request received from investors, Mutual Funds shall provide the account

statement (SIP/STP) to the investors within 5 working days from the receipt of such request

without any charges.


• The AMC shall provide the Account Statement to the Unitholders who are not having Valid

PAN excluding those investors who do not have any holdings in mutual fund schemes and

where no commission against their investment has been paid to distributors, during the

concerned half-year period. The Account Statement shall reflect the latest closing balance

and value of the Units across all schemes in the respective folio, prior to the date of

generation of the account statement, the amount of actual commission paid by AMC to

distributors (in absolute terms) during the half-year period against the concerned investor's

total investments in each MF scheme and scheme's average Total Expense Ratio (in

percentage terms) for the half-year period, of both direct plan and regular plan.

For those unitholders who have provided an e-mail address, the AMC will send the

6

account statement by e-mail. The unitholder may request for a physical account statement by

writing / calling us at any of the ISC.












report/ abridged summary notwithstanding their registration of e-mail addresses with the Fund,

may indicate their option to the AMC in writing and AMC shall provide the same without charging

any cost. For the rest of the investors, i.e. whose email addresses are not available with the mutual

fund, the AMC shall send physical copies of scheme annual reports or abridged summary to those

unitholders who have ‘opted- in' to receive physical copies. The AMC shall display the link of the

scheme annual reports or abridged summary prominently on the Fund's website and AMFI website

and make the physical copies available to the investors at its registered office at all times. Financial Results and Portfolio Disclosures The Mutual Fund shall within one month of the close of each half year i.e., 31st March and 30th




regional newspaper circulating in the region where the head office of the Mutual Fund is situated. The Mutual Fund shall disclose portfolio as on the last day of the month / half-year for all their

schemes on its website and on the website of AMFI within 10 days from the close of each month/

half-year respectively. In case of unitholders whose e-mail addresses are registered, the Mutual

Fund/ AMC shall send via email both the monthly and half-yearly statement of scheme portfolio

within 10 days from the close of each month/ half-year respectively. Further, the Mutual Fund shall also disclose portfolio of the scheme on a fortnightly basis within 5

days from the end of the fortnight. The disclosure shall be on www.franklintempletonindia.com

and www.amfiindia.com. The AMC shall send via email the fortnightly statement of scheme

portfolio within 5 days from the close of each fortnight and the monthly and half-yearly statement

of scheme portfolio within 10 days from the close of each month / half-year respectively. Furthermore, the mutual fund shall also disclose the debt and money market securities transacted

(including inter scheme transfers) in schemes portfolio on daily basis with a time lag of 15 days. Mutual Fund shall publish an advertisement every half-year disclosing the hosting of the half-

yearly statement of its schemes portfolio on its website and on the website of AMFI. Such

advertisement shall be published in the all India edition of at least two daily newspapers, one each

in English and Hindi. Mutual Fund shall provide a physical copy of the statement of its scheme

portfolio, without charging any cost, on specific request received from a unitholder.



7


In terms of the Prevention of Money Laundering Act, 2002, the Rules / guidelines/circulars issued



investors.

It is mandatory for all investors (including joint holders, NRIs, POA holders and guardians in the

case of minors) to furnish such documents and information as may be required to comply with the

Know Your Customers (KYC) policies under the AML Laws. Applications without such

documents and information may be rejected.









shall be exempted from the requirement of PAN.

Accordingly, where the aggregate of lump sum investment (fresh purchase and additional purchase)

and SIPs where the aggregate of instalments in a financial year i.e. April to March does not exceed

Rs.50,000/- (referred to as “Micro investment”), it shall be exempt from the requirement of PAN.

However, a duly verified/attested copy of such document(s) as may be prescribed by the

AMC/Trustee from time to time, needs to be submitted as the proof of identification in lieu of PAN

Card copy. This exemption will be available only to Micro investment made by individuals being

Indian citizens (including NRIs, joint holders, minors acting through guardian and sole proprietary

firms). PIOs, HUFs, QFIs and other categories of investors will not be eligible for this exemption.

For the purpose of identifying Micro investment, applications shall be aggregated at the investor


irrespective of the number of folios / accounts under which the investor is investing and irrespective

of source of funds, mode, location and time of application and payment.

Thus, submission of PAN is mandatory for all existing as well as prospective investors (including


categories mentioned above) for transacting with mutual funds. Investors are required to register

their PAN with the Mutual Fund by providing the PAN card copy. E-PAN issued by CBDT can

also be provided by FPI. All transactions without PAN (for all holders, including Guardians and

POA holders) are liable to be rejected.

All financial transactions with Franklin Templeton Mutual Fund need to comply with the

PAN and KYC requirements as stated above, failing which the applications are liable to be

rejected. It is clarified that all categories of investors seeking exemption from PAN still need to

complete the KYC requirements stipulated by the AMC/Trustee from time to time, irrespective the

amount of investment.

Investors are instructed not to make cash payments. No outstation cheques or post-

8

dated cheques will be accepted. Applications with outstation cheques/post dated cheques may be

rejected.

Non acceptance of Third Party payment The AMC shall not accept subscriptions with Third Party payment instruments in the Scheme,




Rs.50,000/- (each regular purchase or per SIP instalment); (b) In case of investment in the name of

a minor, payment by the person registered as Guardian in the minor's Folio irrespective the amount

of investment; (c) Payment by Employer on behalf of employee for lump sum/one-time




Fund Units of the Funds managed by such AMC through Systematic Investment Plans or lump sum

/ onetime subscription, subject to compliance with SEBI Regulations and Guidelines issued by

AMFI, from time to time; (f) Payment by Corporate to its Agent/ Distributor/ Dealer (similar

arrangement with Principal-agent relationship), on account of commission/ incentive payable for

sale of its goods/services in form of mutual fund units through SIP or lump sum/ one-time

subscription. For this purpose Third Party payment shall mean payment made through instruments

issued from an account other than that of the beneficiary investor. It is clarified that in case of

payments from a joint bank account, the first holder of the mutual fund folio has to be one of the

joint holders of the bank account from which payment is made. The investors making an application

under the exception cases mentioned above need to submit such declarations and other documents

/ information as may be prescribed by the AMC from time to time.

Who can Buy

Units of the schemes can be purchased by:






6. Non-Resident Indians (NRIs) and Overseas Citizens of India (OCI) (including erstwhile

Person of Indian Origin card holders) on full repatriation basis and on non-repatriation basis

but not (a) United States Persons within the meaning of Regulation S under the United States

Securities Act of 1933 or as defined by the U.S. Commodity Futures Trading Commission,

as amended from time to time or (b) residents of Canada.

7. Foreign Institutional Investors and their sub accounts on full repatriation basis/ Foreign


under SEBI (Foreign Portfolio Investors) Regulations, 2014, as amended from time to time.*



Persons or Body of individuals (whether incorporated or not), Trusts and clubs authorised to

invest in units of mutual funds.

10. Sole Proprietorship, Partnership Firms and Limited Liability Partnerships.

9


12. Scientific and/ or industrial research organizations.


14. Such other individuals/institutions/body corporate etc., as may be decided by the AMC from


15. The Mutual Fund Schemes/ Alternative Investment Funds can also invest in Franklin

Templeton Schemes, subject to SEBI regulations applicable from time to time.

Units of the schemes of Franklin Templeton Mutual Fund is an eligible investment for charitable


with Rule 17C of the Income Tax Rules, 1962.

Mutual Fund / AMC /Trustee reserves the right to redeem investors' investments in the event of




amended from time to time or (b) residents of Canada.

*Currently, in accordance with SEBI Circular number SEBI CIR / IMD/ FIIC/1/ 2015 dated

February 03, 2015, the Scheme will not accept any application for subscription of units from

Foreign Portfolio Investors.

In view of the individual nature of implications, the investors are advised to consult their own



SCHEME COMPARISON Invests in money market instruments with high liquidity and low to moderate credit risk.

NO. OF FOLIOS AS ON

SEPTEMBER 30, 2021

16,938


SEPTEMBER 30, 2021

Rs. 1,007.11 crores


U67190MH1995PTC093356)



FRANKLIN INDIA TAXSHIELD

An open ended equity linked saving scheme with a statutory lock in of 3 years and

tax benefit

Product Labeling


FRANKLIN TEMPLETON

10

Level of risk (Based on


30, 2021)


benchmark (Based on


30, 2021)














Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for

public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.

INVESTMENT OBJECTIVE An open end Equity Linked Savings scheme with an objective to provide medium to long-term

growth of capital along with income tax rebate.

Fund Name

Nature of

scheme

&

indicati

ve time

horizon

Franklin India Long

Taxshield (FIT) term

capital

appreci

Primary ation

Benchmark:

NIFTY 500

Brief about the

investment objective &

kind of product

An ELSS fund offering tax

benefits under Section 80C

of the Income Tax Act



11


Types of Instruments Normal Allocation (% of Net

Assets)

Equity / Equity related instruments Up to 100%

PSU Bonds / Debentures Up to 20%

Money Market Instruments Up to 20% Exposure in derivatives up to a maximum of 50% of AUM.

INVESTMENT STRATEGY Will invest in diversified portfolio of stocks across sectors and market capitalisation. The fund

follows a blend of value and growth style of investing, and a bottom-up approach to stock-

picking.




summarized below: • Different types of securities in which the scheme would invest carry different levels and

types of risks. Accordingly, the scheme's risk may increase or decrease depending upon

its investment pattern.

• Trading volumes, settlement periods and transfer procedures may restrict liquidity of

investments in equity and equity related securities.


interest rate risk, reinvestment risk, liquidity risk etc. E.g. corporate bonds carry a higher

amount of risk than Government securities. Further even among corporate bonds, bonds

which are AAA rated are comparatively less risky than bonds which are AA rated.

• Credit risk: This refers to the risk that an issuer of a fixed income security may default

(i.e. will be unable to make timely principal and interest payments on the security).

• Interest rate risk: This risk results from changes in demand and supply for money and

other macroeconomic factors and creates price changes in the value of debt instruments.



securities. This may expose the schemes to possible capital erosion. • Liquidity Risk: This refers to the ease with which a security can be sold at or near to its

valuation yield-to-maturity (YTM). Liquidity risk is today characteristic of the Indian

fixed income market.

• Market risk: This risk arises due to price volatility due to such factors as interest

sensitivity, market perception or the credit worthiness of the issuer and general market

liquidity, change in interest rate expectations and liquidity flows. Market risk is a risk

which is inherent to investments in securities. This may expose the schemes to possible

capital erosion.

• Reinvestment risk: This risk refers to the interest rate levels at which cash flows received

for the securities in the Scheme is reinvested. The risk is that the rate at which interim

cash flows can be reinvested may be lower than that originally assumed.

• Derivatives are high risk, high return instruments. A small price movement in the

underlying security could have a large impact on their value and may also result in a loss.

• The tax benefits available under the ELSS and other tax saving schemes are as available

under the present taxation laws and are available only to certain specified categories of

investors and that is subject to fulfilment of the relevant conditions. In view of the

individual nature of tax consequences, each Investor/ Unit holder is advised to consult

his/her own professional tax advisor. The Trustee, AMC, their directors or their

employees shall not be liable for any of the tax consequences that may arise, in the event

that the Scheme is wound up before the completion of the lock-in period. Investors are

requested to review the prospectus carefully and obtain expert professional

12

advice with regard to specific legal, tax and financial implications of the

investment/participation in the scheme.

• There is no assurance or guarantee that the objectives of the scheme will be achieved. The

past performance of the mutual funds managed by the Franklin Templeton Group and its

affiliates is not necessarily indicative of future performance of the scheme.

Equity

Liquidity Risk: The fund will try to maintain a proper asset liability match to ensure redemption payments

are made on time and not affected by illiquidity of the underlying stocks.

Concentration Risk: The fund will endeavour to have a well-diversified equity portfolio comprising

stocks across various sectors of the economy. This would aid in managing concentration risk and sector-

specific risks. Generally, diversification across market cap segments also aids in managing volatility and

ensuring adequate liquidity at all times.

Derivatives Risk: The fund will endeavour to maintain adequate controls to monitor the derivatives

transactions entered into.

Debt

Interest Rate Risk: The Fund seeks to mitigate this risk by keeping the maturity of the schemes in line

with the interest rate expectations.

Credit Risk or default risk: The Fund will endeavour to minimise Credit/Default risk by primarily


agencies. Historical default rates for investment grade securities (BBB and above) have been low. Reinvestment Risk: Reinvestment risks will be limited to the extent of coupons received on debt


interest rate derivatives to hedge market/interest rate risks. Liquidity or Marketability Risk: The fund will endeavour to minimise liquidity risk by investing in


• Growth Plan

• Income Distribution cum capital withdrawal (IDCW) Plan (with Payout Option)

• Direct - Growth Plan • Direct - IDCW Plan (with Payout Option).

The investors must clearly indicate the Plan and Option (Growth - Regular/ Growth- Direct /

IDCW - Regular / IDCW - Direct) in the relevant space provided for in the Application Form. In

the absence of such instruction, it will be assumed that the investor has opted for the Default Plan

and Option, which would be as follows:

• Growth in case Growth or IDCW is not indicated.



investor

Default Plan to be

captured








In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall be processed under Regular

Plan. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the

investor/ distributor. In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under


PLANS AND OPTIONS

13

Direct Plan from the date of application without any exit load. The AMC shall not reprocess the

transaction under Direct Plan in case the units have been redeemed within the aforesaid 30 calendar

days. APPLICABLE NAV (after the


sale) Purchases including switch-in:


available for utilisation on the same day before the cut-off time - the closing NAV of the day on

which the funds are available for utilisation shall be applicable. In respect of valid applications

received* after 3:00 p.m. by the Mutual Fund and the funds are available for utilisation on the same

day - the closing NAV of the Business Day following the day on which the funds are available for

utilisation shall be applicable.

However, irrespective of the time of receipt of application, where the funds are not available for

utilisation on the day of the application, the closing NAV of the Business Day on which the funds

are available for utilisation before the cut-off time (3:00 p.m.) shall be applicable provided the

application is received* prior to availability of the funds.

Investors are encouraged to avail electronic payment modes to transfer funds to the bank account

of the Scheme to expedite unit allotment.




cut-off time without availing any credit facility whether intra-day or otherwise, by the respective

scheme.




available for utilization by the destination Scheme irrespective of the instalment date of the SIP,

STP or record date of dividend etc.

In case of transactions through online facilities / electronic modes, there may be a time lag of upto

5-7 banking days between the amount of subscription being debited to investor's bank account and

the subsequent credit into the respective Scheme's bank account. This lag may impact the

applicability of NAV for transactions where NAV is to be applied, based on actual realization of

funds by the Scheme. Under no circumstances will AMC or its bankers or its service providers be

liable for any lag / delay in realization of funds and consequent pricing of units.

Transfer of unit(s) shall be subject to payment of applicable stamp duty by the unitholder(s) and

applicable laws. Accordingly, pursuant to levy of stamp duty, the number of units allotted on

purchase transactions (including switch-in, Systematic investments, Reinvestment of Income

Distribution cum capital withdrawal option, etc) to the unitholders would be reduced to that extent.


In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund, the closing NAV of

the day of receipt of application shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the Mutual Fund, the closing NAV of

the next business day shall be applicable.

The redemption and switch-out of transaction will be processed only if the payment instrument of

the original purchase transaction under that particular fund is realised. *Received at the

ISC/Collection Centres of Franklin Templeton Mutual Fund.


Purchase: Rs.500 and multiples of Rs.500

Additional Purchase: Rs.500 and multiples of Rs.500 Repurchase: Minimum of Rs.500

LOCK IN PERIOD All subscriptions in FIT are subject to a lock-in period of 3 years from the date of

14

allotment and the unitholder cannot redeem, transfer, assign or pledge the units during this period. The redemption proceeds will be despatched to the unitholders within the regulatory time limit of

10 business days of the receipt of the valid redemption request at the Official Points of Acceptance

of Transactions (OPAT) of the Mutual Fund.

Nifty 500 Income Distribution cum capital withdrawal (IDCW) is based on the availability of adequate






Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act 1956,


Year-wise returns for the last 5 financial years


Based on Growth Plan NAVs. Benchmark returns calculated based on Total Return Index (TRI)

Values.

FIT - DIRECT Compounded annualised

returns


FIT - Direct 72.99% 17.20% 14.00% 16.48%

Nifty 500 62.87% 19.44% 16.61% 15.31%

DESPATCH OF REPURCHASE


BENCHMARK INDEX

IDCW POLICY


FUND MANAGER(S) Name of the Fund Manager(s) Tenure of managing the scheme (in years) (Upto

September 30, 2021)

R. Janakiraman 5.42

NAME OF THE TRUSTEE

COMPANY

PERFORMANCE OF THE

SCHEME AS OF SEPTEMBER

30, 2021 Compounded annualised

returns


FIT 71.51% 16.11% 12.91% 21.86%

Nifty 500 62.87% 19.44% 16.61% 16.43%

FIT

Inception date: April 10, 1999

15

Inception date: January 1, 2013.


1


Based on Growth Plan NAVs. Benchmark returns calculated based on Total Return Index (TRI) Values.

i) Load Structure

Entry Load: Nil

Exit Load: Nil

ii) Recurring expenses (Actual Expenses for the financial year ending March 2021) 2.07%

1.04% (Direct)



IT 12.35%


Power 8.36%

Oil & gas 6.62%

Automobile 4.89%

Construction 4.21%

Industrial manufacturing 3.60%




Infosys Ltd 9.27%

Axis Bank Ltd 7.83%

HDFC Bank Ltd 7.40%

ICICI Bank Ltd 5.98%

Tata Power Co Ltd 3.67%

Power Grid Corporation of India Ltd 3.56%

Larsen & Toubro Ltd 3.46%


Grasim Industries Ltd 2.76%

United Breweries Ltd 2.73% *Excludes Call, Cash and Other Current Assets

2

Telecom 3.20%

Pharma 2.98%



Metals 2.36%

Textiles 0.69%

Unlisted 0.00%#

Call, cash and other current asset 1.61% #less than 0.01%


www.franklintempletonindia.com/investoVfunds-and-solutions/funds-exploreVall-

mutual-funds - scheme name under Fund Document tab.

PORTFOLIO TURNOVER RATIO- LAST ONE YEAR ENDED SEPTEMBER 30, 2021

17.15%


INVESTORS (Unitholders) Investors are advised to refer to the details given in the Statement of Additional Information (SAI)

under the section "Taxation". However, the information provided therein is for general information

purpose only and is based on the prevailing tax laws. In view of the individual nature of the

implications, each investor is advised to consult with his or her own tax advisors with respect to

the specific tax and other implications arising out of his or her participation in the schemes. Equity Linked Savings Scheme: Individuals, HUFs and Minors through their parents/guardians

can invest upto Rs.1,50,000 in a financial year in Franklin India Taxshield, and qualify for

deduction under Section 80C of the Income-tax Act, 1961.


(NAV) PUBLICATION The NAV will be calculated for every Business Day and can be viewed on

www.franklintempletonindia.com and www.amfiindia.com. You can also telephone us at 1-800-

425-4255 or 1-800 -258- 4255 (if calling from a mobile phone, please prefix the city STD code;

local call rates apply for both numbers) from 8 a.m to 9 p.m, Monday to Saturday.


Investor Services, Franklin Templeton Asset Management (India) Pvt.Ltd., Unit 301, III Floor,

Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi, Chennai

600096.Tel: 1800 425 4255 or 1-800 -258- 4255 (please prefix the city STD code if calling from a

mobile phone, Local call rates apply to both the numbers) from 8:00 a.m. to 9:00 p.m., Monday to

Saturday. Email: [email protected]. Name of Investor Relations Officer: Ms. Rini Krishnan Name and Address of Registrar: Computer Age Management Services Private Limited, No.10

(Old No.178), M.G.R. Salai, Nungambakkam, Chennai - 600 034


No Load on Bonus/ Reinvestment of Income Distribution cum capital withdrawal option

units: No entry and exit load shall be charged on bonus units or units allotted on reinvestment of

IDCW.

Commission to distributor

The upfront commission on investment made by the investor, if any, shall be paid to the ARN

Holder (AMFI registered distributor) directly by the investor, based on the investor's assessment of

various factors including service rendered by the ARN Holder.

Credit of exit load to scheme: Effective October 01, 2012, Exit load/ CDSC (if any) charged to the unit holders by the Mutual

Fund on redemption (including switch-out) of units shall be credited to the respective scheme net

of Goods and service tax. Goods and Service tax on exit load, if any, shall be paid out of the exit

load proceeds.






3






of the application. The Units allotted in electronic form will be credited to the investor's Beneficiary


investor in the Application Form. In case the Unitholder does not wish to get his/her Units converted

/ allotted in electronic form or the AMC is not able to credit the Units to the beneficiary account(s)

of the investor for any reason whatsoever, the AMC shall issue Account statement(s) specifying

the Units allotted to the investor. Please note that where the investor has furnished the details of

their depository accounts in the Application Form, it will be assumed that the investor has opted

for allotment in demat form and the allotment will be made only in demat form as default. In case

of SIP, the units will be allotted based on the applicable NAV as per the terms of the Scheme


on weekly basis on realisation of funds. For example, for the subscription amount of the relevant

SIP instalment credited to the bank account of Franklin Templeton Mutual Fund during a week

(Friday to Thursday), the units allotted will be credited to the investor's demat account on following

Monday or the subsequent working day if Monday is a holiday/non working day for the AMC or

the depositories. However, this facility is not available for investment under Daily IDCW and Weekly IDCW

options of the schemes, Switch facility, Systematic Transfer Plan (STP) and Transfer of Income

Distribution cum capital withdrawal plan (TIDCW) The existing Unitholders can dematerialise the units held in physical form (represented by Account




applications received from investors that are routed through a distributoâgen^roker as

follows, provided the distributoâgen^roker has opted to receive the transaction charges: (i) First time investor in mutual funds: Transaction Charge of Rs. 150/- on purchase/subscription application of Rs.10,000 and above

shall be deducted from the subscription amount and paid to the distributor/agent/broker of

the investor. Units will be allotted for the balance subscription amount (net of the transaction

charge deducted). (ii) Investors other than first time investor in mutual funds: Transaction Charge of Rs. 100/- per purchase/subscription application of Rs.10,000 and



amount (net of the transaction charge deducted). (iii) In case of investments through Systematic Investment Plan (SIP), the Transaction

Charge shall be deducted only if the total commitment through SIP (i.e. amount per SIP

instalment x No. of SIP instalments) amounts to Rs.10,000/- and above. The Transaction

Charge shall be deducted in 3 or 4 instalments, as may be decided by the AMC from time to

time. (iv) The Transaction Charges shall not be deducted for: (a) purchase/subscription applications for an amount less than Rs.10,000/-; (b) transactions other than purchases/subscriptions relating to new inflows such as switches,


withdrawal plan etc.; (c) direct applications received by the AMC i.e. applications received at any Official

4

Point of Acceptance of Transaction of Franklin Templeton Mutual Fund that are not routed

through any distributoâgen^roker; and (d) transactions routed through stock exchange platform (not applicable for ARN holders

who have ‘opted-in' for levy of transaction charges in respect of mutual fund transactions of

their clients routed through stock exchange platforms). The statement of account shall disclose the net investment as gross subscription less

transaction charges and the units allotted against the net investment. The upfront commission

to distributors shall continue to be paid by the investor directly to the distributor by a

separate payment based on his assessment of various factors including the service rendered

by the distributor.

Employee Unique Identification Number (EUIN): As per SEBI Circular no. CIR/IMD/DF/21/2012 dated September 13, 2012; the employee/

relationship manager/ sales person of the distributor interacting with the investor for the sale of

mutual fund products is required to obtain a EUIN from AMFI. EUIN needs to be mentioned on

the application alongwith the ARN number. This will assist in tackling the problem of mis-selling

even if the employee/ relationship manager/sales person leave the employment of the ARN holder

/ Sub broker. In case the transaction is executed without any interaction or advice by the

employee/relationship manager/ sales person of the distributor/sub broker, the investor needs to

sign the declaration stating the same.

Account Statement: On acceptance of the application for subscription, a confirmation specifying the number of units


the date of receipt of application at their email address and/or mobile number registered with the

Mutual Fund/AMC. A) Consolidated Account Statement In order to enable a single consolidated view of all the investments of an investor in Mutual Funds

and securities held in demat form with the Depositories, Mutual FundRegistrar & Transfer Agents

or Depositories shall generate and dispatch of single Consolidated Account Statement (CAS) to the

investors. Consolidation of account statement shall be done on the basis of PAN. In case of multiple

holding, it shall be PAN of the first holder and pattern of holding. Unitholders who have registered their Permanent Account Number (PAN) with the Mutual

Fund will receive a Consolidated Account Statement as follows:

1. Unitholders who hold Demat Account The Account Statement containing details relating to all financial transactions (purchase,

redemption, switch, systematic investment plan, systematic transfer plan, systematic withdrawal

plan, Transfer of Income Distribution cum capital withdrawal plan, Payout of Income Distribution

cum capital withdrawal option, Reinvestment of Income Distribution cum capital withdrawal

option and bonus transactions) made by the unitholder across all mutual funds and transaction in

dematerialised securities across demat accounts of the Unitholder will be sent by the Depositories,

for each calendar month within 15th day of the succeeding month to the unitholders in whose folios

transactions have taken place during that month. CAS shall be sent every half yearly (September/ March), on or before 21st day of succeeding

month, detailing holding at the end of the six month, to all such Unitholders in whose folios and

demat accounts there have been no transactions during that period. In case of demat accounts with nil balance and no transactions in securities and in mutual fund

folios, the Depository shall send account statement in terms of regulations applicable to the

depositories.



redemption, switch, systematic investment plan, systematic transfer plan,

5

systematic withdrawal plan, Transfer of Income Distribution cum capital withdrawal plan, Payout

of Income Distribution cum capital withdrawal option, Reinvestment of Income Distribution cum

capital withdrawal option and bonus transactions) made by the unitholder across all mutual funds

where PAN of the investor is registered and holding at the end of the month including transaction

charges, if any, paid to the distributor, will be sent for each calendar month within 15th day of the

succeeding month to the unitholders in whose folios transactions have taken place during that

month. The financial transactions processed from the 1st day of the month till 30/31 will be included in

CAS, irrespective of trade date of the transaction. The CAS detailing holding across all schemes of all mutual funds where PAN of the investor is

registered, shall be sent at the end of every six months (i.e. September/ March), on or before 21st

day of succeeding month to all mutual fund investors, excluding those investors who do not have

any holdings in mutual fund schemes and where no commission against their investment has been

paid to distributors, during the concerned half-year period. Such CAS shall reflect the closing

balance and value of the Units as at the end of the month, the amount of actual commission paid by

AMC to distributors (in absolute terms) during the half-year period against the concerned investor's

total investments in each MF scheme and scheme's average Total Expense Ratio (in percentage

terms) for the half-year period, of both direct plan and regular plan.

For the purpose of sending CAS, common investors across mutual funds shall be identified by their

PAN. PAN identified as having a demat account by Depositories for generating CAS will not be

considered while generating a Mutual Fund level CAS. In case of a specific request received from the Unitholders, the AMC/Mutual Fund will provide the

account statement to the Unitholder within 5 Business Days from the receipt of such request. B) Unitholders who have not registered their PAN with the Mutual Fund will receive the

following: For normal transactions during ongoing sales and repurchase: • The AMC shall issue to the investor whose application (other than SIP/STP) has been accepted,

an account statement specifying the number of units allotted within 5 working days of allotment. For SIP / STP/ Reinvestment of Income Distribution cum capital withdrawal option units: • Account Statement for SIP and STP will be dispatched once every month along with IDCW

reinvestment (daily, weekly, monthly) account statement All other IDCWs statements will be

dispatched as and when the IDCW transaction is processed • A soft copy of the Account Statement will be emailed to investors valid email ID • However, the first Account Statement under SIP / STP shall be issued within 10 working days

of the initial investment/transfer. • In case of specific request received from investors, Mutual Funds shall provide the account

statement (SIP/STP) to the investors within 5 working days from the receipt of such request without

any charges. Half-yearly Statement: • The AMC shall provide the Account Statement to the Unitholders who are not having Valid

PAN excluding those investors who do not have any holdings in mutual fund schemes and where

no commission against their investment has been paid to distributors, during the concerned half-

year period.The Account Statement shall reflect the latest closing balance and value of the Units

across all schemes in the respective folio, prior to the date of generation of the account statement

the amount of actual commission paid by AMC to distributors (in absolute terms) during the half-

year period against the concerned investor's total investments in each MF scheme and scheme's

average Total Expense Ratio (in percentage terms) for the half-year period,

6

of both direct plan and regular plan.

For those unitholders who have provided an e-mail address, the AMC will send the account

statement by email.

The unitholder may request for a physical account statement by writing / calling us at any of the

ISC.












report/abridged summary notwithstanding their registration of e-mail addresses with the Fund, may

indicate their option to the AMC in writing and AMC shall provide the same without charging any

cost. For the rest of the investors, i.e. whose email addresses are not available with the mutual fund,

the AMC shall send physical copies of scheme annual reports or abridged summary to those

unitholders who have ‘opted- in' to receive physical copies. The AMC shall display the link of the

scheme annual reports or abridged summary prominently on the Fund's website and AMFI website

and make the physical copies available to the investors at its registered office at all times.

Financial Results and Portfolio Disclosures The Mutual Fund shall within one month of the close of each half year i.e., 31st March and 30th




regional newspaper circulating in the region where the head office of the Mutual Fund is situated. The Mutual Fund shall disclose portfolio as on the last day of the month / half-year for all their

schemes on its website and on the website of AMFI within 10 days from the close of each month/

half-year respectively. In case of unitholders whose e-mail addresses are registered, the Mutual

Fund/ AMC shall send via email both the monthly and half-yearly statement of scheme portfolio

within 10 days from the close of each month/ half-year respectively. Mutual Fund shall publish an advertisement every half-year disclosing the hosting of the half-yearly

statement of its schemes portfolio on its website and on the website of AMFI. Such advertisement

shall be published in the all India edition of at least two daily newspapers, one each in English and

Hindi. Mutual Fund shall provide a physical copy of the statement of its scheme portfolio, without

charging any cost, on specific request received from a unitholder.

Prevention of Money Laundering In terms of the Prevention of Money Laundering Act, 2002, the Rules / guidelines/circulars issued



investors. It is mandatory for all investors (including joint holders, NRIs, POA holders and

guardians in the case of minors) to furnish such documents and information as may be required to

comply

7

with the Know Your Customers (KYC) policies under the AML Laws. Applications without such

documents and information may be rejected.









shall be exempted from the requirement of PAN. Accordingly, where the aggregate of lump sum investment (fresh purchase and additional purchase)

and SIPs where the aggregate of instalments in a rolling 12 month period or in a financial year i.e.

April to March does not exceed Rs.50,000/- (referred to as “Micro investment”), it shall be exempt

from the requirement of PAN. However, a duly verified/attested copy of such document(s) as may

be prescribed by the AMC/Trustee from time to time, needs to be submitted as the proof of

identification in lieu of PAN Card copy. This exemption will be available only to Micro investment

made by individuals being Indian citizens (including NRIs, joint holders, minors acting through

guardian and sole proprietary firms). PIOs, HUFs, QFIs and other categories of investors will not

be eligible for this exemption. For the purpose of identifying Micro investment, applications shall be aggregated at the investor


irrespective of the number of folios / accounts under which the investor is investing and irrespective

of source of funds, mode, location and time of application and payment. Thus, submission of PAN is mandatory for all existing as well as prospective investors (including


categories mentioned above) for transacting with mutual funds. Investors are required to register

their PAN with the Mutual Fund by providing the PAN card copy. E-PAN issued by CBDT can

also be provided by FPI. All transactions without PAN (for all holders, including Guardians and

POA holders) are liable to be rejected. All financial transactions with Franklin Templeton Mutual Fund need to comply with the

PAN and KYC requirements as stated above, failing which the applications are liable to be

rejected. It is clarified that all categories of investors seeking exemption from PAN still need to

complete the KYC requirements stipulated by the AMC/Trustee from time to time, irrespective the

amount of investment. Investors are instructed not to make cash payments. No outstation cheques or postdated cheques

will be accepted. Applications with outstation cheques/post dated cheques may be rejected Non acceptance of Third Party payment The AMC shall not accept subscriptions with Third Party payment instruments in the Scheme,




Rs.50,000/- (each regular purchase or per SIP instalment); (b) In case of investment in the name of

a minor, payment by the person registered as Guardian in the minor's Folio irrespective the amount

of investment; (c) Payment by Employer on behalf of employee for lump sum/one-time




Fund Units of the Funds

8

managed by such AMC through Systematic Investment Plans or lump sum / onetime subscription,

subject to compliance with SEBI Regulations and Guidelines issued by AMFI, from time to time;

(f) Payment by Corporate to its Agent/ Distributor/ Dealer (similar arrangement with Principal-

agent relationship), on account of commission/ incentive payable for sale of its goods/services in

form of mutual fund units through SIP or lump sum/ one-time subscription. For this purpose Third

Party payment shall mean payment made through instruments issued from an account other than

that of the beneficiary investor. It is clarified that in case of payments from a joint bank account,

the first holder of the mutual fund folio has to be one of the joint holders of the bank account from

which payment is made. The investors making an application under the exception cases mentioned

above need to submit such declarations and other documents / information as may be prescribed by

the AMC from time to time.

Who can Buy

The scheme units can be purchased by the following entities (subject to the applicable

legislation/regulation governing such entities): 1. Adult individuals, either singly or jointly (not exceeding three), resident in India.

2. Parents / Guardian on behalf of minors. 3. Companies/ Domestic Corporate Bodies/ Public Sector Undertakings registered in India.


6. Non-Resident Indians (NRIs) and Overseas Citizen of India (OCI) (including erstwhile Person

of Indian Origin card holders) on full repatriation basis and on non-repatriation basis but not

(a) United States Persons within the meaning of Regulation ‘S' under the United States

Securities Act of 1933 or as defined by the U.S. Commodity Futures Trading Commission, as amended from time to time or (b) residents

of Canada. 7. Foreign institutional investors and their sub accounts on full repatriation basis/ Foreign


under SEBI (Foreign Portfolio Investors) Regulations, 2014, as amended from time to time.

8. Hindu Undivided Family (HUF). 9. Wakf Boards or Endowments / Societies / Co-operative societies / Association of Persons or

Body of individuals (whether incorporated or not), Trusts and clubs authorised to invest in

units of mutual funds. 10. Sole Proprietorship, Partnership Firms, Limited Liability Partnerships (LLPs).

11. Army/ Air F orce/Navy/ Para-military funds and other eligible institutions. 12. Scientific and/or industrial research organizations.

13. Other Associations, Institutions, Bodies etc. authorized to invest in the units of mutual funds. 14. Such other individuals/institutions/body corporate etc., as may be decided by the AMC from


15. Mutual fund Schemes/ Alternative Investment Funds can also invest in the Scheme, subject to

SEBI Regulations applicable from time to time.

Units of the schemes of Franklin Templeton Mutual Fund is an eligible investment for charitable


with Rule 17C of the Income Tax Rules, 1962. Mutual Fund / AMC /Trustee reserves the right to redeem investors' investments in the event of




amended from time to time or (b) residents of Canada. In view of the individual nature of implications, the investors are advised to consult their own



9

SCHEME COMPARISON A diversified equity portfolio for investors seeking exemption under Section 80C of the Income

Tax Act.

NO. OF FOLIOS AS ON

SEPTEMBER 30, 2021

3,71,858


SEPTEMBER 30, 2021

Rs 5,018.39 crores

Risk level

based on

portfolio

as on

September

30,2021

Risk level of

primary

benchmark

as on September

30,2021

Franklin Templeton Asset Management (India) Pvt. Ltd.


KEY INFORMATION MEMORANDUM AND COMMON APPLICATION FORM

FOR OPEN END DEBT & DEBT-ORIENTED SCHEMES


FRANKLIN TEMPLETON

Sr. No.

Fund Name

Product Labeling This product is suitable for investors who are seeking*

Nature of

scheme &

indicative

time horizon

Brief about

the

investment

objective &

kind of

product

10

Franklin India Savings Fund- (FISF)

Primary Benchmark: NIFTY

Money Market Index A money market fund that invests in money market instruments

Primary Benchmark: 40% Nifty 500+60% Crisil Composite Bond Fund Index * Investors should consult their financial advisers if in doubt about whether the product is suitable for them

1. Franklin India Corporate Debt Fund (FICDF)

Primary Benchmark: NIFTY Corporate Bond Index

2- Franklin India Floating Rate Fund (FIFRF)

Medium term capital A bond fund - focuses on AA+ and appreciation with current above rated Corporate/PSU Bonds, income

Regular income for short term

A fund that invests primarily in floating rate and short term fixed rate debt instruments

3.

Primary Benchmark: CRISIL Liquid Fund Index.

Franklin India Liquid Fund (FILF)

Primary Benchmark: CRISIL Liquid Fund Index

Regular income for short term

A fund that invests primarily in floating rate and short term fixed rate debt instruments

Investors understand that

their principal will be at

low to moderate risk




6.

7.

9.

Franklin India Government Securities Fund (FIGSF)

Primary Benchmark: NIFTY All Duration G-Sec Index (The Benchmark Index of the fund has been changed from I-Sec Li-bex effective September 8,2021)

Franklin India Banking & PSU Debt Fund (FIBPDF) ‘

Primary Benchmark: NIFTY Banking & PSU Debt Index

Franklin India Overnight Fund (FIONF)

Primary Benchmark: CRISIL Overnight Index

Franklin India Debt Hybrid Fund (FIDHF) [Number of Segregated Portfolio-1]

Primary Benchmark: CRISIL Hybrid 85+15 - Conservative Index

Franklin India Pension Plan (FIPEP)

Medium term capital appreciation with current income Regular Income for medium term Regular income for short term with high level of safety and liquidity

Medium term capital appreciation with current income Long term capital appreciation

A fund that invests in Indian government securities An income fund that invests predominantly in debt and money market instruments issued by Banks, PSUs, PFIs and Municipal Bonds.

Investment in debt & money market instruments having maturity of one business day

A fund that invests predominantly in debt instruments with marginal equity exposure

A retirement fund investing upto 40% in equities and balance in fixed income instruments



moderate risk



low risk



moderately high risk



moderate risk



low risk




4. Regular income for short term







11

Please refer to our website

(https://www.franklintempletonindia.com/downloadsServlet/pd

f/product-labels-jg9o5k7l) or latest Risk-o-meters of scheme and

primary benchmark calculated in accordance with SEBI Circulars

dated October 05, 2020 and April 29, 2021 read with SEBI circular

dated August 31, 2021.

The Key Information Memorandum is dated October 29, 2021.

This Key Information Memorandum (KIM) sets forth the

information, which a prospective investor ought to know before

investing. For further details of the Scheme/Mutual Fund, due

diligence certificate by the AMC, Key Personnel, investors' rights

& services, risk factors, penalties & pending litigations etc.

investors should, before investment, refer to the Scheme

Information Document and Statement of Additional Information

available free of cost at any of the Investor Service Centres or

distributors or from the website

www.franklintempletonindia.com. This KIM shall remain effective

until a 'material change' (other than a change in fundamental

attributes and within the purview of the KIM) occurs and

thereafter Material changes will be filed with SEBI.

The Scheme particulars have been prepared in accordance with

Securities and Exchange Board of India (Mutual Funds)




12

Regulations 1996, as amended till date, and filed with Securities

and Exchange Board of India (SEBI). The units being offered for

public subscription have not been approved or disapproved by

SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.

Sponsor: Templeton International Inc., Florida, USA.

Asset Management Company: Franklin Templeton Asset

Management (India) Pvt. Ltd. (CIN - U67190MH1995PTC093356)

13

How To Fill Our Common Application Form

Form

ID:

0118

FRANKLIN "• TEMPLETON

SI

No. APPLICATION FORM FOR NEW INVESTORS (Please read Product labeling details available on cover page and instructions before filling this Form)

Advisor ARN / RIA Code/ Portfolio

Manager's Registration No. Sub-broker/Branch Code

Sub-broker ARN Representative EUIN

For office use only

The upfront commission on investment made by the investoi; if an% shall bepaid to the ARN Holder (AMF1 registered distributor) directly by the investor; based on the investor's assessment of various factors including service rendered by the ARN Holder. Applicable only if ARN is mentioned bnt EUIN box is left blank: "1/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales person of the above dlstributoi/sub broker or notwithstanding the advice of ln-appropriateness, if any; provided by the employee/relationship manager/sales person ofthe dlstrlbutor/sub broker." Applicable only if RIA Code/ Portfolio Managers Registratloii Number is mentioned: “i/We hereby give you my/our consent to share /provide the transactions data feed/portfollo holdings / NAV etc, in respect of my/our Investments under Direct Plan of all Schemes managed by you, to the SEBI-Registered Investment Adviser/ SEBI Registered Portfolio Manager vrtiose code is mentioned herein."

Sole / First Unit Holder Second Unit Holder Third Unit Holder

TRANSACTION CHARGES (Refer instructions and tick the appropriate option) Applicable for transactions routed tiirouî distributors/agents/brokers who have opted to receive transaction chaises. | |lama first time

investor in mutual funds (Rs.150 will be deducted). | 11 am an existing mutual funds investor (Rs.100 will be deducted).

Please | MY DETAILS (To be filled in Block Letters. Please provide the following details in full; Please refer instructions)

fill the My Name (Should match with PAN Card) RAN/PEKRN (1st Applicant) □ KYC

relevant

1 1 1 1 1

1

1 1 My Guardian's Name (if minor)/POA/Contact Person RAN/PEKRN (Guardian/POA) personal

details

On behalf of Minor (* Attach Mandatory Documents as per instructions).

Date of Birth

Minor’s

Date of Birth Guardian named is: Proof attached *0 □Father □Mother |~~| Court Appointed

Provide necessary details in case of minor

JOINT APPLICANTS (IF

ANY] DETAILS

Mode of Operation: □ Single □ Joint □ Either or Survivor(s) [Default]

2nd Applicant Name (Should match with PAN Card)

Please fill

your

contact

details

3rd Applicant Name (Should match with PAN Card)

PAN/PEKRN (2nd Applicant)

BAN/PEKRN (3rd Applicant)

Choose

the

mode of

holding

Please

provide

details of

intended

invest-

ments

Provide

additional

details

for SIP

investm

ents

I declare that Email address and Mobile Number provided tn tbis form belongs to (tick one option) □ Self (or) □ Family Member; and approve for usage of these contact details for any communication with FTMR

MY CONTACT DETAILS (As per KYC records. To be filled in Block Letters)

Full Scheme/Plan/Option Amount / Each SIP Amount Payment Mode Drawn on Bank/Branch

Scheme Name:

□ Lumpsum |~~ SIP Plan: □ Regular |~~ Direct

Option: □ Growth □ Payout of Income Distribution cum capital withdrawal option

I | Reinvestment of Income Distribution cum capital withdrawal option

Rs. | | Cheque/DD Name/Branch:

Less DD No.

charges □ RTGS UNEFT

1 | Funds transfer A/c no.

Scheme Name:

□ Lumpsum □SIP Plan: □ Regular |~~Direct Rs. | | Cheque/DD Name/Branch:



Less DD No.

charges □ RTGS nNEFT

I | Funds transfer A/c no.

| Payment through NACH (Attach NACH form) | Documents attached to avoid Third Party Payment Rejection, if applicable: |~~ Bank Certificate, for DD □ Third Party Declarations

MY INVESTMENT DETAILS (Cheque/DD should be in favour of "Scheme Name". Default plan/Option will be applied incase of no information, ambiguity or discrepancy)

IF YOU OPT TO START TWO SIP’S, THE BELOW MENTIONED DETAILS WILL BE APPLICABLE FOR BOTH THE SIP'S. --------------------------------------------- ► My Additional SIP Details

SIP Date: (If left blank 10“ will be considered as the defeult date) | Investinent Frequency □ Monthly(defeult) □ Quarterly

«IP Period Start Date I /1 End Date □ Continue Until Cancelled OR □PH ml /1 First SIP Cheque Date:

Step-up my SIP annually by: □ Increase in %: (in multiples of 5%) (Amount invested will be rounded off to the nearest Rs. 100)

or □ Increase in Rupee Value: (in multiples of Rs. 500)

fill bank

details.

The IFSC

code &

MICR code

are

available

on cheque

copy

Received

from. Scheme Name Plan/Option Payment Details

Amount

Bank and Branch details

Cheque/DD No. Date

Amount


Cheque/DD No. Date

Choose the type of address

Choose

the mode

of comm-

unication

for annual

reports

Please

provide

bank

details

14

ADDITIONAL

INFORMATION Applicant KIN No. (If KYC done via CKYC) Date ofBirths Gender

1st D M M Y Y | □ M ÜF

2nd D / / □ M ÜF

3rd D / / □ M ÜF

G or POA" D / / □ M ÜF

Provide

additional

information

#Date of Birth - Mandatory if CKYC ID mentioned. "G: Guardian; "POA: Power Of

Attorney

Provide

contact

details for

joint

holder

Details 2“* Applicant 3ri Applicant G orPOA

Mobile No.

Email Id.

NOMINATION DETAILS (In case of more than one nominee, please submit a separate nomination form available with any of our ISCs or on our website). Refer instructions. Fill

Nominee Name and Address For Minor Nominee (Mandatory to attach DOB Proof)

DOB Guardian Name & Address Allocation Nominee/ Guardian Signature

nominee details

100%

OR | |l/We DO NOT wish to nominate and sign here

(To be signed by all the joint holders irrespective of the mode of holdings.).

Provide

Depository

account

details in

case you

wish to hold

your inve-

stment in

DEMAT

mode

DEPOSITORY ACCOUNT DETAILS (Optional. To be filled if investor wishes to hold the units

in Demat mode). Refer instructions. □ NSDL: DP Name DP ID | I | N | Beneficiary Ac No.

| | CDSL: DP Name Beneficiary Ac No.

Please ensure that the sequence of names as mentioned in this Application Form matches with the sequence of names in the Demat account Enclosed □ Client Master List OR □ DP statement

KNOW YOUR CUSTOMER (KYC) DETAILS (Please Tick/ Specify The application is liable to get rejected if details not filled.)

Status details for lrt Applicant 2 nd Applicant 3rd Applicant Guardian

Resident Individual □ □ □ □ NRI/PIO/OCI □ □ □ □ Sole Proprietorship □

- - -

Minor through Guardian □ - - -

Non Individual

□ Company/Body □ Corporate □ Partnership □ Trust □ Society

nHUF

□ Bank DAOP □FI/FII/FPI

Others (Please specify)

Gross Annual Income Range (in Rs.)

Below 1 lac □ □ □ □ 1-5 lac □ □ □ □ 5-10 lac □ □ □ □ 10-25 lac □ □ □ □ 25 lac-1 cr □ □ □ □ l-5cr □ □ □ □ 5-10cr □ □ □ □ > 10 cr □ □ □ □ OR Networth in Rs. (Mandatory

for Non Individual) (not older

than 1 year)

|D |D |M|M|Y |Y| |D |D |M|M|Y |Y| |D|D|M|M|Y|Y| |D|D|M|M|Y|Y|

Occupation details for 1“ Applicant 2s*1 Applicant 3rd Applicant Guardian

Private Sector □ □ □ □ Public Sector □ □ □ □ Government Service □ □ □ □ Business □ □ □ □ Professional □ □ □ □ Agriculturist □ □ □ □ Retired □ □ □ □ Housewife □ □ □ □ Student □ □ □ □


Politically Exposed Person (PEP) details: Is a PEP Related to PEP Not Applicable

1st Applicant □ □ □ 2nd Applicant □ □ □ 3rd Applicant □ □ □ Guardian □ □ □ Authorised Signatories □ □ □ Promoters □ □ □ Partners □ □ □ Karta □ □ □ Whole-time Directors/Turstee □ □ □

Complete

the KYC

details for

all the

holders

FATCA/CRS/UBO DETAILS: For Individuals (Mandatory). Non Individual Investors including HUE NRIs should

mandatorily fill separate FATCA/CRS/UBO details form Provide FATCA inform ation

This form

requires

only one

signature

for autho-

rization.

Please sign

as per

holding.

Details Sole/ 1st Applicant 2nd Applicant 3rd Applicant Guardian/POA

Place & Country of Birth

Nationality

Are you a tax resident of any countiy other

than India? □ Yes □ No □ Yes □ No □ %s □ No □ Yes □ No

If Yes: Mandatoiy to enclose FATCA /CRS Annexure | Date Date_____________________________ | Place

Having read and understood the contents of the Statement of Additional Information (SAD of Franklin Templeton Mutual Fund (FTMF), respective Scheme Information Document [SID]; Key Information Memorandum (KIMI the Addenda issued therein till date ftxjgether referred as Scheme Documents] and after evaluating and acknovdedglng lite risk factors, 1/we hereby appfy to the Franklin Tfempleton Trustee Services Pvt Ltd., Trustees to the schemes of FTMF for units of sdiemeH of FTMF as Indicated above, and agree to abide by all applicable laws and the terms and conditions mentioned in the Sdieme Documents. Notwithstanding me ^neralhy of the aforesaid undertaking I/We hereby confiim that (Q I am/ we are not residents of Canada and am/are not apphnng ror Units on behalf ofany resident of Canada (ii) I /we am/are not a US Person' and are not applying for Units on behalf of amr 'US Person' Qii) the money used for investment ıs nôur own and &om Intimate sounds fivjthetax residency status (FATCA/CRSJ ana UBO details mentioned above are true and correct ana 00 tile ARN holder has disdosed the details of rammissions Qn the form oftrail cornmission or any other mode), oflered by competing schemes of various mutual funds railing in the catôiy of schemefs) being recommended to me/us and I / we have not received nor been induced by any rebate or gifts, directly or indirectly in malrngtiiis investment and are not in contravEntion or evasion ofany applicable laws. 1/ We forther agree to hold FTMF； Franklin Rea)urces Ina its subsidiary and associate entities induding their emplcqrees, directors and key mana^rial persons (collectively referred as FrankHnTempleton) harmless arainst any losses, costs, damages arising out of any actions undertaken or activities performed by them in accordance with the Scheme Documents and for arw consequences in case of any of the above particulars being felse, Incorrect or incomplete or for lhe activities performed oy them in good feith or on tiiebasls of lnforaiation provided me/us as also due to wy/ our not Intimating / delay In intimating such dianges. I/We hereby authorise FtanWin Templeton to use, disclose, share, remit in any fomi, mode or mannei; all / any of me information provided by me/ us, induding all changes, updates to such mfoimation as and whenprovided by me/ us alongwith the details of investment made lyme/ui to any of its awaits, service providers, representatives or distributors or any other mrties located in India or outside India or any Indian or toreign gavenımentaL statutory rûlatoiy administrative oriudicwl authorities / agencies without any obli^tion of advising / informing me/us of the sama 1/ We herely agree to keep the information provided to Franldin Templeton updated and to provide any additional information / documentation that may be required by Franklin Tonpletoa in connection with tnis application. I/We confirm that I/we nave provided my/our Aadhaar details for KYC purpose absolutely at our volition. By rostering my mobile numbeı; I ha^y authorize Franldin Templeton Asset Management [India] Pvt Ltd or aigr of Its authorised repressitattve to call on nw rostered mobile number hrespecthre of its registration In Do Not Disturb (DND) r^lsby of TRAI. I have opted to receive updates from Franldin Ttempleton via SMS and WhatsApp. I am aware about the option to opt-out from all our promotional messages at my choice and the timdine to effect such modification. I acknowledge that DND registration/opt-out will not stop regulatory and service related messages.

Fill date & place details


K1800 425 4255 or 1800 258 4255 (from 8 am to 9 pm, Monday to Saturd^) 々 www frankEntempletonindia.com

Quick □ Name, Address are correctly mentioned Checklist

□ Email ID / Mobile number are mentioned □ KYC information

provided for each applicant I I FATCA/CRS details provided for

each applicant □ Corporate Documents/ Trust Deed

I I PoA Documents

l~~l Full scheme name, plan, option is mentioned l~~l Pay-In bank

details and supportings are attached □ Nomination facility opted

Form is signed by all applicants

Proof of relationship with minor

l~~l Additional documents provided if investor name is not pre-

printed on payment cheque or if

Demand Draft is used.

I~~l Non Individual investors should attach

I IEATCA Details and Declaration Form

□UBO Declaration Form

Form ID: 0118 SI No.

APPLICATION FORM FOR NEW INVESTORS (Please read Product labeling details available on cover page and instructions before filling this Form)

FRANKLIN TEMPLETON

The upfront commission on investment made by the investor; if any; shall be paid to the ARN Holder (AMFI registered distributor) directly by the investor; based on the investor's assessment of various factors including service

rendered by the ARN Holder. Applicable only if ARN is mentioned but EUIN box is left blank: <fI/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any

interaction or advice by the employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any provided by the employee/ relationship manager/sales

person ofthe distributor/sub broker/ Applicable only if RIA C ode / Portfolio Manager s Registration Number is mentioned: “I / We hereby give you my/our consent to share/providethe transactions data feed/portfolio

holdings/NAV etc. in res pect o f my/ o ur investments under Direct Plan of all Schemes managed by you, to the SEBI-Registered Investment Adviser/ SEBI Registered Portfolio Manager whose code is mentioned herein/

MY DETAILS (To be filled in Block Letters. Please provide the following details in full; Please

refer instructions)

My Name (Should match with PAN Card)I wish to receive Scheme Annual Report and Abridged Summary: □ Online (Preferred & Default) □ Physical Copy (Choose online mode to help us save paper and contribute towards a greener

and cleaner environment.)



Scheme Name:

| Lumpsum ~~ SIP Plan: Regular Direct Rs. |Cheque/DD Name/Branch:

Option: □ Growth □Payout of Income Distribution cum

capital withdrawal option

| Reinvestment of Income Distribution cum capital

withdrawal option

Less DD charges No. □ RTGS QNEFT

| Funds transfer A/c no.

Scheme Name:

| Lumpsum |~~SIP Plan: □ Regular □Direct

Option: □ Growth □ Payout of Income Distribution cum

capital withdrawal option | Reinvestment of Income Distribution cum capital withdrawal option

Rs.

Less DD charges

|Cheque/DD

No. □ RTGS QNEFT

| Funds transfer

Name/Branch:

A/c no.

| | Payment through NACH (Attach NACH form) | Documents attached to avoid Third Party Payment Rejection, if applicable: □Bank Certificate, for DD □ Third Party Declarations -------------------------------------------------------------------------------- IF YOU OPT TO START TWO SIP’S, THE BELOW MENTIONED DETAILS WILL BE APPLICABLE FOR BOTH THE SIP’S. ► My Additional SIP Details SIP Date: (If left blank 10th will be considered as the default date) | Investment Frequency □ Monthly(default) □ Quarterly

SIP Period Start Date I End Date □ Continue Until Cancelled OR | | : First SIP Cheque Date: Step-up my SIP annually by: □ Increase in %: (in multiples of 5%) (Amount invested will be rounded off to the nearest Rs. 100)

or □ Increase in Rupee Value: (in multiples of Rs. 500) BANK ACCOUNT DETAILS (Avail Multiple Bank Registration Facility)

My Bank Name

BankA/C No.




For office use only


My Guardian’s Name (if minor)/POA/Contact Person PAN/PEKRN

(Guardian/PO

A) I I Illi

On behalf of Minor

(* Attach Mandatory Documents as per

instructions).

Date of Birth Minor’s

0 /

0 / E

Date of Birth Guardian named is :

Proof attached | | Father □ Mother |~~| Court Appointed

Ema

il ID (in capital)

Mo

bile

Tel

(ST

D( :ode)

Address

Address Type (Mandatory) | a.

Residential & Business |b.

Residential

|c. Business | | d. Registered

Office

Landmark City Pin Code

(Mandatory) State

PAN/PEKRN (1st Applicant)

I declare that Email address and Mobile Number provided in this form belongs to (tick one option) I I Self (or) □ Family Membei; and approve for usage of these contact details for any communication with FTMF.

A/C Type | | Savings I I Current I INRE I INRO I IFCNR I I Others

TRANSACTION CHARGES (Refer instructions and tick the appropriate option) Applicable for transactions routed through distributors/agents/brokers who have opted to receive

transaction chafes. | 11 am a first time investor in mutual funds [Rs.150 will be deducted). □ I am an existing

mutual funds investor (Rs.100 will be deducted).

I®’ MY CONTACT DETAILS (As per KYC records. To be filled in Block Letters)

+91

Email ID and Mobile number should pertain to firstholder only



FRANKLIN TEMPLETON

ACKNOWLEDGEMENT SLIP

Received from Pin

Scheme Name Plan/Option Payment Details

City Pin MICRcode (9 digit)

(This is a 9 digit number

next to your cheque

number) SI. No



FRANKLIN TEMPLETON

Applicant KIN No. (If KYC done via CKYC) Date of Birth# Gender

1st D D

M M Y Y □ M ÜF

2nd

□ M ÜF

3rd

□ M ÜF

G or POA" □ M ÜF

#Date of Birth - Mandatory if CKYC ID mentioned. "G: Guardian; "POA: Power Of Attorney

Details 2 nd Applicant 3 rd Applicant G orPOA

Mobile No.

Email Id.

NOMINATION DETAILS (In case of more than one nominee, please submit a separate nomination form available with any of our ISCs or on our website). Refer instructions.

(To be signed by aii the joint holders irrespective of the mode of holdings.)

DEPOSITORY ACCOUNT DETAILS (Optional. To be filled if investor wishes to hold the units in Demat mode). Refer instructions.

□ NSDL: DP Name □ CDSL: DP

Name

Please ensure that the sequence of names as mentioned in this Application Form matches with the sequence of names in the Demat account. Enclosed □ Client Master List OR □ DP statement

KNOW YOUR CUSTOMER (KYC) DETAILS (Please Tick/ Specify. The application is liable to get rejected if details not filled.)Status detailsfor lstApplicant 2nd Applicant Applicant Guardian

Resident Individual □ □ □ □ NRI/PIO/OCI □ □ □ □ Sole Proprietorship □ - - - Minor through Guardian □ - - -

Non Individual


□ HUF

□ Bank nAOP OFI/FII/FPI



Below 1 lac □ □ □ □ 1-5 lac □ □ □ □ 5-10 lac □ □ □ □ 10-25 lac □ □ □ □ 25 lac-1 cr □ □ □ □ 1 -5 cr □ □ □ □ 5- lOcr □ □ □ □ > 10 cr □ □ □ □ OR Networth in Rs. (Mandatory for Non Individual) (not older than

1 year)

as on |D |D |M | M | Y | Y |

as on |D |D |M | M | Y | Y |

as on |D |D | M | M | Y | Y |

as on |D |D | M | M | Y | Y |

Occupationdeîlsfor V Applicant 2nd Applicant pd Applicant Guardian




1st Applicant □ □ □ 2nd Applicant □ □ □ 3 rd Applicant □ □ □ Guardian □ □ □ Authorised Signatories □ □ □ Promoters □ □ □ Partners □ □ □ Karta □ □ □ Whole-time Directors/Turstee □ □ □

FATCA/CRS/UBO DETAILS: For Individuals (Mandatory). Non Individual Investors including HUE NRIs should mandatorily fill separate FATCA/CRS/UBO details form

Details Sole/ lstApplicant 2nd Applicant 3rd Applicant Guardian/POA


Nationality

Are you a tax resident of any country

other than India? □ Yes □No □ Yes □No □ Yes □No □ Yes □No

If Yes: Mandatoty to enclose FATCA /CRS Annexure

DECLARATION (SIGNATURE/S MANDATORY) Havii^ read and understood the contents ofthe Statement of Additional Information (SAB of Franklin Templeton Mutual Fund (FTMF)> respective Scheme Information Document fSID); Key Information Memorandum (KIM), the Addenda issued therein till date (together referred as Scheme Documents) and after evaluating and acknowletîi^ the risk factors, 1/we hereby apply to the Franklin Tbmpleton Trustee Services Pvt Ltd., Trustees to the schemes ofFTMF for units ofschemefs) ofFTMF as indicated above, and agree to abide by all applicable laws and the terms and conditions mentioned in the Scheme Documents Notwithstandii^ the generality ofthe aforesaid undertakii^, I/Wfe hereby confirm that (i) I am/ we are not residents of Canada and am/ are not applyiiK for Units on behalf ofany resident of Canada (ii) I /we am/are not a 'US Person' and are not applyii^ for Units on behalf of any 'US Person' (iii) the money used for investment is my/our own and from legitimate sources fiv) the tax residency status (FATCA/CRS) and. UBO details mentioned above are true and correct and (v) the ARN holder has disclosed the details of commissions (in the form or trail commission or any other mode), offered by competii^ schemes of various mutual funds railing in the category ofschemefs) being recommended to me/us and I / we have not received nor been induced by any rebate or gifts, directly or indirectiy in makii^this investment and are not in contravention or evasion of^ny applicable laws. 1/ We further agree to hold FTMR Franldin Resources Inc. its subsidiary and associate entities including their employees, directors and key managerial persons (collectively referred as FrankHnTempleton) harmless against any losses, costs, damages arising out of any actions undertaken or activities performed by them in accordance with the Scheme Documents and for aiw consequences in case of any


Allocation Nominee/ Guardian Signature DOB Guardian Name & Address

100% X


DP ID I N Beneficiary Ac No.

Beneficiary Ac No.



FRANKLIN TEMPLETON

8 am to 9 pm, Monday to Saturday) El [email protected] www franklintempletonindia.com

ofthe above particulars beii^ false, incorrect or incomplete or for the activities performed by them in good faith or on thebasis of information provided by me/us as also due to my/ our not intimatii^ / delay in intimating such chaises. I/We hereby authorise Franklin Templeton to use, disclose, share, remit in any form, mode or manner; all / any oftiie information provided by me/ us, including all changes, updates to such information as and when provided by me/ us alongwith the details of investment made by me/uş, to any of its agents, service providers, representatives or distributors or any other parties located in India or outside India or any Indian or foreign aivemmentaL statutory regulatory administrative oriudictal authorities / agencies without any obli^tion of advising / informing me/us ofthe same. 1/ We hereby agree to keep the information provided to Franldin Tbmpleton updated and to provide any additional information / documentation that may be required by Franklin Templeton, in connection with this application. I/We confirm that I/we have provided my/our Aadhaar details for KYC purpose absolutely at our volition. By roistering my mobile numbeç I herely authorize Franklin Templeton Asset Manêment (India) Pvt Ltd or any of its authorised representative to call on my roistered mobile number irrespective of its registration in Do Not Disturb (DND) rîstry ofTRAI. I have opted to receive updates from Franklin Templeton via SMS and WhatsApp. I am aware about the option to opt-out from all our promotional messages at my choice and the timeline to effect such modification. I acknowledge that DND rîstration/opt-out will not stop rûlatoiy and service related messages.





FRANKLIN TEMPLETON







refer instructions)





Scheme Name:





withdrawal option



Scheme Name:




Rs.

Less DD charges

|Cheque/DD

No. □ RTGS QNEFT

| Funds transfer

Name/Branch:

A/c no.




My Bank Name

BankA/C No.




For office use only



(Guardian/PO

A) I I Illi

On behalf of Minor


instructions).


0 /

0 / E



Ema

il ID (in capital)

Mo

bile

Tel

(ST

D( :ode)

Address



Residential


Office


(Mandatory) State








+91




FRANKLIN TEMPLETON


Received from Pin




next to your cheque

number) SI. No



FRANKLIN TEMPLETON


1st D D

M M Y Y □ M ÜF

2nd

□ M ÜF

3rd

□ M ÜF

G or POA" □ M ÜF



Mobile No.

Email Id.





Name




Non Individual


□ HUF





1 year)

as on |D |D |M | M | Y | Y |

as on |D |D |M | M | Y | Y |

as on |D |D | M | M | Y | Y |

as on |D |D | M | M | Y | Y |









Nationality







100% X



Beneficiary Ac No.



FRANKLIN TEMPLETON







FRANKLIN TEMPLETON







refer instructions)





Scheme Name:





withdrawal option



Scheme Name:




Rs.

Less DD charges

|Cheque/DD

No. □ RTGS QNEFT

| Funds transfer

Name/Branch:

A/c no.




My Bank Name

BankA/C No.




For office use only



(Guardian/PO

A) I I Illi

On behalf of Minor


instructions).


0 /

0 / E



Ema

il ID (in capital)

Mo

bile

Tel

(ST

D( :ode)

Address



Residential


Office


(Mandatory) State








+91




FRANKLIN TEMPLETON


Received from Pin




next to your cheque

number) SI. No



FRANKLIN TEMPLETON


1st D D

M M Y Y □ M ÜF

2nd

□ M ÜF

3rd

□ M ÜF

G or POA" □ M ÜF



Mobile No.

Email Id.





Name




Non Individual


□ HUF





1 year)

as on |D |D |M | M | Y | Y |

as on |D |D |M | M | Y | Y |

as on |D |D | M | M | Y | Y |

as on |D |D | M | M | Y | Y |









Nationality







100% X



Beneficiary Ac No.



FRANKLIN TEMPLETON


8 am to 9 pm, Monday to Saturday)

www franklintempletonindia.com

Sole / First Unit Holder

Second Unit Holder

Third Unit Holder

El [email protected]


INSTRUCTIONS

Please read the Scheme Information Document containing the terms of offer. All applicants are deemed to have accepted the terms subject to which the offer is beingmade and bind mmselves to the terms upon signing the Application Form and tendering the payment

1. Investors already having an account in any Franklin Templeton scheme can provide either their Customer Folio Number or Account Number and first applicant name in êspacn provided.Such investors need to be filled 'Personal Details’ only if there is change in existing details already given in the folio or account

2. The application form must be completed in BLOCK LETTERS in ENGLISH. More than one scheme can be applied for in the same application form, but with separate cheques foreach scheme.

3. Alterations in Application Form: Any changes/alterations in the Application Form musrbe countersignedby^h isvestor(s). The Mutual Fund/AMC will not be bound to take cognisance of any changes / alterations if the same are not so countersigned.

4. Investments under Powerof Attorney(nOA): In case investorshave issued a Power of Attorney (POA) for transacting with Franklin Templeton on their behalf, the signatures of the investor and the POA holder must be clearly available inthePOA document for the POA to be accepted as a valid document.

5. Signatures should be in English

or ioany otthe Ioditn languages. Thumb impressions must be attested by a Magistrate/Notaiy Public under his/her official seal. In case of HUF, the Karta will sign on behalf of the HUF

6. PEKRN allowed only for investments through Micro investment route in lieu of KYC and PAN. Also in this case it is mandatoiy to

t enbnnebh nnshnnh

acknowledgement issued by

KRA is mandatoiy for all

Investors (including Sikkim

Resident) irrespective of the

amount of investment. For

investments through Micro

investment route, address pro

of and identity proof is

required to be submitted.

7. For Minors, please providefollowingdosumen^for evidencing the relationship:- Father/Mother - Photocopy of the certificate mentioning the date ofbirth of the Minor and Parent’s Name; Legal

Court Order. In case of investmenh a

minoi; no joint holders / nomination will be registered. The minoi; acting through the guardian, should be the first and sole holder in the Folio/Account.-

8. Please verify and ensure the accuracy of the bank details provided in the form anEss nhowninyous acceentstasemens. FranAlin Templeton cannot be held responsible for delays or errors in processing your request if the information provided is

incomplete :urate. The

tehisterrdbankwill be tie nefamtnankhndall redemptions / Income Distribution cum capital withdrawal proceeds will be processed into default bank through electronic payment facility. Pleaseprovide the full account no. *For more details on RTGS/NEFT/IFSC/MICR codes, please refer detailed instructions.

9. Separate cheque/demand draft required for each investment, drawn in favour of scheme name e.g. "Franklin India Bluechip Fund". Please refer to the KIM for more details scheme name(s) and the plan/option. Investors in Franklin India Pension Plan are requested to also fill in the option exercise form available at the ISC. If you have an existing account in the scheme mentioned in the form, this purchase will be treated as an additional purchase in the same account.

10. Mode ofpayment:- a. For Resident Investors

- For Resident Investors - by local cheque/ draft deposited with any Franklin Templeton branch/ Collection Centres or transfer/ electronic transfer to Franklin Templeton Mutual Fund Account

- Applicants from places where there is no Franklin Templeton branch/ Collection Centres can deduct DD charges from the application amount (except in case of Liquid funds) provided these

drafts are payable at locations where the application is submitted to a Franklin Templeton branch/Collection Centre. Applicants may send their application along with bank draft to the Investor Service Centre/Collection Centre. However DD charges shall be limited the bank charges stipulated by The State Bank of India. The AMC will not accept any request for refund of Demand Draft charges. Please note that the reimbursement of DD charges will not apply to Liquid Schemes.

- Investors are instructed NOT to make cash payments. No outstation cheques or post-dated cheques will be accepted. Applications with outstation cheques/post dated cheques may be rejected.

- Cheques can be drawn in favour of the Mutual Fund Account e.g. ’Franklin Templeton Mutual Fund’ or in favour of the Scheme name A/c For e.g, "Franklin India Blue chip Fund", Templeton India Growth Fund", "Franklin India Prima Plus". Separate cheques should be sent for each scheme / plan. The fund is not obliged to represent dishonored cheques or inform the investor / investor’s agent about it.

b. For Non-Resident Investors:

- by NRE/NRO account cheque from a bank

located at places having a Franklin Templeton branch. Please provide a photocopy of the cheque along with the application form if investment is made through aNRE/NRO account.

- by Rupee draft purchased abroad payable at locations where the application is submitted to Franklin Templeton branch/ Collection Centre - by wire transfer/inward remittance to Franklin Templeton Mutual Fund’s account with Citibank, Fort, Mumbai.

c. Foreign Institutional Investors and International Multilateral Agencies shall pay their subscription by direct remittance from abroad or out of their special Non Resident Account, maintained with a designated bank in India. RTGS/NEFT details for Fund Transfer to Franklin Templeton’s collection account through RTGS / NEFT, for which the details will be as follows:

Beneficiaiy Name Franklin Templeton MF High value Collection Account

Credit Account

Number/ Beneficiaiy

AccountNumber SUrr+Apulication NO mber/ Account Number

(for existing Investor) For e.g.

1. An existing Investor with Account Number 0429900744244 should key in 505004M99007UU244

2. A new Investor filling in an application form no 1045268 should key in 50501045268

Centre (Location) Fort, Mumbai

Bank (Receiving BaMk〕 Citibank

Branch Fort

AmountAn Cd—NT ACCOUNT

IFSC Code CITI0100000

• While filling in the Credit Account Number / Beneficiaiy Account Number please ensurethat ithas minimum of 11 digits and does not cross 20 digits (in s lubinghe font s ode). Phis

i s mandasoryand Ae Bank is likely to rej ectthe transaction if this is not complied with. So kindly take care.

• Also ensure that there are no spaces or special characters while filling up the Credit Account No./Beneficiaiy Account N umber.

11. Exit Los-:

For investments under 'Direct' plan, the Exit load applicable shall be rrsamehs the nxitload .ilicable in t^respscUveikheme / Scheme Portfolio. The applicability of exit load in respect of switches between plans and options within the same Scheme will be as follows:

Nature of investment Exit Load applicability

Existing and new investments

made

undera L i stributor code

No load will be charged on switches

to Direct Plan.


made

wWo mt eDistrib MU^S code

No load will be charged on switches

to Direct Plan.

Investment made under

Direct routs on or after

Januaiy 01, 2013

No load will be charged on r

plans and options under the

echeme hvailaaleforinvestment

under a Distributor code.

net Ueterminingwhetheran invesmentwasmadr undern Distributor code or not, the Distributor code as per the records of the AMC/Registrar on the date of the switch transaction will be considered.

12. Change of Broker codie:

Request for change of broker code in Direct Plan i.e. from Direct to ARN code will not be entertained. However investors desirous of such change can opt for a plan change by submitting a switch request to the regular scheme. Investors in existing schemes can submit a Switch Requestto move the units to Direct Plan

13. Verification and registration of bank account: Ensure that the bank details furnished in the Application Form are as per the bank account details registered with Franklin Templeton Mutual Fund, failing which the investor will be required to

submitsuch supporting documents as may be specified by the AMC for the purpose of verification and validation of the bank account. The AMC reserves the right to deny the request for registration of a bank account for the investor’s Folio in case the investor fails to submit the necessaiy documentto the satisfaction of the AMC.

14. In case of application by a limited company or a body corporate or an eligible institution or a registered society or a trustor a partnership firm under a Power of Attorney or otherwise, the original Power of Attorney duly notarized or a certified true copy thereof or the relevant resolution or authority to make the application / redemption as the case may be, or certified true duly thereof along with a certified copy of the Memorandum and Articles of Association and/or bye laws and/or trust deed and/or partnership deed (as the case may be) and Certificate of Registration / Incorporation should be submitted. The officials should sign the application under their official designation. In case of a Trust, it shall submit a certified true copy of the resolution from the Trustee(s) authorizing such purchases / redemption.

15. Applications that are incomplete or inaccurate or ambiguous or conditional are termed as Not in Good Order (NIGO). NIGO applications are processed or rejected in accordance with the guidelines a s mentioned o n our website

www.franklintempletonindia.com as amended from time to time. All applications are accepted "Subj ectto Verification".

Applications can be therefore

rej ected atthe counter itself,

or subsequently atthe time of

a good order review either

atthe branch or atthe back

office.

16. Transactions charges

• Please tick the appropriate box as applicable to you. Please tick the box 'I am a First time investor in mutual funds' only if you are investing first time ever in any mutual fund scheme across mutual funds in India. If no option is ticked or both options are ticked, the applicant will be considered to be an existing mutual funds investor.

• For determining a F irst time or existing mutual funds investoi; the Mutual Fund/AMC may rely upon the information and/or declaration furnished by the investor in the application form. However even if an applicant declares as 'First time investor; the Mutual Fund/AMC may adopt such other methods as it may deem appropriate from time to time for determining first time or existing mutual funds investor and further reserves the right to check / verify for the applicant's other mutual fund investments to ascertain the same.

17. Nomination:

The nomination details should be filled up only by investors who opt for al Sotnent in poysical(noo- Semap form. electronic (demat) form, the nomination details as recorded for the

depository account shall be applicable. Nomination would normally be registered atthe Folio level and will be recorded for all Accounts s:lio. However the investor may choose to register different nomination for any of the Accounts under that Folio. For invesd-ntmadeunder the Fra riklinTempl eton Family Solutions facility the nomination can be registered at Goal level. In case of switch which results in creation of a new Account, the nomination, if any, registereoin Uesuurce(switch-oumam■

be registered for the destination [switch-in] account. In cash of subscription which results in creation of a new Account, the n —stered in ths la: Folio will be automatically registered for the new account. Nomination cannot be registered in Folios/Accounts held in the namo of aminor.Where a i of the guardian of the minor nominee shall be provided by the unit holder(s). Nomination can be made only by individuals applying fhtaholdinh -nits onheir ownbehalfsir nomination or any change in the nomination already registered with the Mutual Fund/AMC will overwrite the existing nomination registered.

18. Know Your Customer (KYC):

All investors (including Joint

holders, NRIs, POA holders and l

Your Customer (KYC)

formalities, failing which the

transaction may de rejecten. C-

srendyit is mandatoe S-r all

hivest

amount of investment

(including joint holders, NRIs,

POA holders and guardians in

the case of minors) to submit a

copy of the KYC vledgeme-t

towards somplm of Kn

(KYC) policies underthe AML

Laws.

Central mYCds gistu (CKYCR)is acenadz ed repository of KYC records of customers in the financial sector with uniform KYC norms and inter-usability of the KYC records across the sector with an objectin- to rs r ofproducin s KYC document and getting those verified eveiy time when the customer creates a new relationship with



a financial entity. With effect from Februaiy 1, 201 s, the KYC Registration Agency (KRA) system should use "CKYC Form". In case such investor provides the old KRA KYC form, ahditmnaMmissinginformationmust be p "Supplementary CKYC Form". Investors who have already completed Centralised KYC (CKYC) and have a KYC Identification Nu from CKYCR maHUOtr tiieir 14 digit KIN in the application form. If PAN of such investors is not updated in CKYC system,iovhstomnehd tosubmita s hlf-carttfie card. Applications without such documents and information may be rejected.

• For applications by minors, copy of KYC Acknowledgement ofthe guardian must be submitted along with the Application /Transaction Form else the application may be rej ected

• In case of applications under a Power of Attorney (POA), copy of KYC Acknowledgement of the investors and the POA holders must be submitted along with the Application / Transaction Form else the transaction maybe rejected

• In case of subscriptions in scheme where Units are under a lock- in period as prescribed in the respective Scheme Information Documents (including ELSS Schemes) or a New Fund Offei; allotment may be done only on confirmation from the CVL/KRAthat the KYC is final and if the CVL/KRA informs that the KYC is cancelled, the original amount invested may berefunded.

• In case of any transactions

where the KYC formalities are completed for the investors in the folio, and a change of address is also requested, the transaction will be processed based on the current data available in the AMC / RTA records and the change of address will be rejected. Changes of address can only be registered through updation ofKYC records via CKYC &KRA.

• As per the SEBI guidelines, the investors need to complete the In Pers on Verification (IPV) as part ofthe KYC requirements. Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted with prominent public functions in a foreign country e.g.. Heads of States or of Governments, senior politicians, senior Government / judicial/ military officers, senior executives of state owned corporations, important political party officials, etc. or any senior political figures and their immediate family members and close associates. In the event of any KYC Application being subsequently rejected for lack of information / deficiency / insufficiency of mandatory documentation, the investment transaction may be cancelled and the amount may be redeemed at applicable NAy subj ectto payment of exit load, wherever applicable. Such redemption proceeds will be dispatched within a maximum period of 21 days from date of acceptance of application. In case of subscriptions in scheme where Units are under a lock - in period as prescribed in the respective Scheme Information Documents (including ELSS Schemes) or a New Fund Offei; allotment may be done only on confirmation from the central

agency that the KYC is final and if the central agency informs that the KYC is cancelled, the original amount invested may be refunded.

For Investors who have

submitted their KYC

acknowledgement, changes as

listed below must be requested

through updation ofKYC

records.

• Change of address

• Name change

• Change of social status

• Any other information provided in KYC form

Any direct requests for the above for folios where the KYC acknowledgement is registered with us will be rejected. The address for a folio will be the 1st ho Ider’s/1st Guardian’s address for communication. This address will be printed in the account statement and considered for all other communications.

Change of Address for investors who have submitted their KYC acknowledgement with us will be effected into all folios where the investor is the first holder or 1st guardian. If the investor has not registered their KYC acknowledgement with us, the change of address request will be effected only for the particular foliofsjrequested byhe investoiSuchrequestneedsto be accompanied with the proof of address and proof of identity. If PAN is updated and verified in our records, only PAN card copy would be accepted as proof of identity. If PAN is not updated and verified in our records, PAN card copy or anyone r proof of identity(bearing photo) is acceptable. When investors submit their KYC acknowledgement for an existing folio, all existing details of the holder(s) will be overwritten with the details available in the gS Once the name change is effected at KRA, Investor has to submit a request letter along with the requisite documents. Post receipt of documents from the investor and after verification with KRA, Franklin Templeton would carry outthuthsngu of uameroquest.

19. Default Options:

The following defauOwill apply tuhe processing ofapplications, where required, in addition to the defaults already mentioned in the KIM:

New Purchases:

• Where the mode of holding is not mentioned, an application be treated as either SINGLE or JOINT based on the number of applicants/ number of signaturesoo(e form.

• In case the social status of the investor is not mentioned in the application form, tUesamewould be dsrivedonthe basis of the other

information available in the application form.Eg. PAN, Pay-in bank details, etc

• In case more than one investor’s name appears in the application form, but the form has been signed by the first holder only the same will be processed with the mode of holding as SINGLE in favour of the first ho Ider.

• Application where theschemenamu / obbroviatioo is available,bet specifics of the plan or options are not mentioned will be processed as per the default options listed in the KIM.

• Where the investor had failed to indicate clearly the Plan/Options in the application form or has mentioned both Plan/Options i.e. Income DistributionchmcapitalwithdrawulendGrowtU the application will be processed as per the defaultoption.

• If the Scheme name in the upplicatioris differentfrom the scheme name in the cheque, the transaction will be processed as per the application.

• If the Scheme name/Plan/Option is not mentioned in the application form, the transaction will be processed as per the scheme name (undermenefaultupdon ofthestheme)appuariogin the cheque.

• In case the amount specified on thuchenuo /iusttument or payment advice differs from the amount on the application, the application will be processed for the amount of the cheque /instrument or

payment advice only. Additio nal P urchases ：

• If an investor provides all details, including scheme plan, option, and there is only one existing account matching this in the folio, the purchase will be processed into that account. If there are multiple matching accounts, the purchase will be processed into the last transacted account. The last transacted account is determined by the date of the latest Purchase, Redemption or Switch transaction, or the date of registration of a Systematic Investment, Transfer or Withdrawal Plan. If the lasttrans acted account has NIL balance, then that trans action can be processed in the active account

• If an investor only provides the scheme name, but not the plan and or option, transactions will be processed based on the following rules:

- If there is one account of the s cheme in that folio, the trans action will be processed into that account irrespective of whether it is the default option.

- If there are multiple accounts in different scheme options in the folio, the transaction will be processed in the account under the default option.

- If there are multiple accounts of the default option in the folio, the transaction will be processed into the last transacted account.

- If there is no account in that scheme under the folio, a new account in the default option will be created.

• For existing investors, in case of additional purchase, if the

mode of holding is Joint’ all unit holders need to sign.

• If an investor does not provide their bank details in an additional purchase in new scheme, the bank details from the last transacted account will be used

• In case of a difference between the Investor’s account number and the scheme name mentioned in the application, the same would be processed on the scheme name mentioned in the application.

• If an investor mentions his/her Existing Folio No with different mode of holding the same Existing Folio Number will be considered and Units allotted with the existing mode of holding already available with FTMF.

• If an investor mentions his/her Existing Folio No with different status the same Existing Folio Number will not be considered and Units allotted with a New Folio.

• The allotment of units is subject to realisation of the payment instrument. Units purchased can be redeemed only after realisation of cheques. The Mutual Fund will reject any request for redemption (including switch-out) of units in respect of which the payment is not realised. In case of switch, requests for redemption/switch-out from destination scheme for the units switched shall be accepted and/or processed only if the payment in respect of those units is received from the source scheme to destination scheme.

Applications under'Direct' New Purchases/Fresh SIP: If the broker code field in the application form is blank, the transaction will be processed under "Direct Plan" of the respective scheme mentioned in the application form.

Ultimate Beneficial Owner:-

Pursuant to guidelines on identification of Beneficial

Ownership owuuuwodtuwtunot

2013, investors (other than Individuals) are required to provide details of Ultimate Beneficial Owner(s) ('UBO’J. The Ultimate ^rnier mesas 'Natural Person: WIIO, W or togethei; or through one or more juridical person, exercises control through ownership or who ultimately has a controlling ownership interest of / entitlements to:

i. more than 25%

of shares

or

Additional Purchases： 25.

If the scheme name is clearly/unambiguously written as "< Scheme > -Direct - <Options>”inheapplicaüon form,all such aansactions will be processed under the Direct Plan. This is irrespective of whether the broker code/existing account number is mentioned in th p applicn Pion form or n If the p cheme name is clearly/unambiguously written as "< Scheme > - < Option >" and the broker code field is blank in the application form, the transaction will be processed in the Direct Plan.

Note: Minimum investment

amount validations will be

applicable as per the existing plan

for the above transaction(s). If the

Minimum Investment requirement is

not met by the investor then the

particulnrtrp nsactionmillb p

rejected . General

i n ii situations:

a p Adviser cope is corre cted but not countersign. d by the investor in the application

bglf there arp multipleadvisorcode p menü oned in the ap plication c) If the a dvis or code is not clear in the a pp lication

20. In order to pay the investor the redemption amount requested for (in Rupees), Franklin Templeton will redeem that many units as would give the investor the net redemption amount requested foi; after deducting Securities Transaction Tax and exit load as applicable. STT deduction is not applicab pe when the pTT amount is less than the value of Re. 0.50.

21. lavestors pre requvstedto contact ê nearest Investor Servict Centre (ISC) in case of non receipt of Account Statement/ Letter confirmation within 30 days of the lodgement of transaction request

capital or profits of the juridical nr

iemoremgn 15% of the capiul or profits of the juridical person, where the j uridical person is a partnership; or

iii. more than 15% of the property or capital or profits of the ut ut nt

association or body of individuals. Intase of a Trust, we settier oêu^, the trustees, the protectoi; the beneficiaries with 15% or more of interest in the trust and any othernaturtl uerstn exercisingultimate eftective trust through a chain of control or ownership is considered as the UBO. Non-Individual investors who are notthe ultimate beneficial owners of the investments, must mandatorily enclose a Declaration for Ultimate Beneficial Ownership duly signed by the authorized ^SÛUt^ OO pu/cha t e auplicati units of schemes ofFTMF. The provisions w.r.t. Identification of UBO are not applicable to the investor or the uwn/s of tlie coattolling intetest is a company listed on a stock exchange, or is a majority-owned subsidiaiy of such a comp/na•

Identification and verification of

Beneficial Owners of a Foreign

Portfolio Iuv/stors o

houldhedone iuaword o nee v

No.CIR/IMD/FPIC/CIR/P/2018/13

1 dated September21,2018.

Details under FATCA/Foreign

Tax Laws: Towards compliance

witli tax information sharing

laws, o u/h at FATCA, we would

be required to seek additional

personal, tax and beneficial

owner information and ce win

certificstiom and d o

cumentation from our account

holders. Such information may

be sought either at the time of

account opening or any time

subsequently. In certain

circumstancef(inclading if we do

not

certification from you) we may

be obliged to share information

on your account with relevant

tax authorities. If you have any

questions about your tax

residency, please contact your

tax advisor Should there be any

change in any information

provided by you, please ensure

0^ advise US mamptin i.e.,

within

compliance with such laws, we

may also be required to provide

information to any institutions

such as withholding agents for

the porpuseof en

ouringappropriate mithholdi og I

any proceeds in relation thereto.

As may be required by domestic

or overseas regulators/ tax

authorities, we may also be

constrained to wtol

suspend your account(s).

Ifyou s/eapp citizen or reside ot or greo ncard holdei; please include United States in the foreign country information field along with your US Tax Idientification Number. Foreign Account Tax Compliance provisions ltommonly known as FATCAJare contained in the US Hire Act 2010. Please note that you may receive more than one request for information if you have multiple relationships with Franklin Templeton Asset Management (India) Pvt. Ltd. or its group entities. Therefore, it is important that you respond to our request, even if you believe you have already supplied any previously requested information.



Portfolio Investors should be

done in accordance with SEBI

Circular No.

CIR/IMD/FPIC/CIR/P/2018/131

dated September 21,2018. E-mail

Communication

If the investor has provided an email address, the same will be registered in our records and will be treated as your consent to receive allotment confirmations, consolidated account statement/account statement, annual report/abridged summary and any statutoiy / other information as permitted via electronic mode /email. Unit holder is provided an option to opt/request to receive these documents in physical mode. The AMC / Trustee reserve the right to send any communication in physical mode. For more information onthe relevant sections covered above, please refer the updated Scheme Information Document and Statement of Additional Information. The investors should provide primaiy account holder’s own email ID and mobile number while providing the contact details, for speed and ease of communication in a convenient and cost -effective manner and to help prevent fraudulent transactions. In case contact details of a Family member are provided, investor (s) need to give a declaration to this effect. Furthei; all contact details (i.e., email address, Mobile number) should be of same individual. Providing email address of self and phone number of others and vice versa is not acceptable. If it is identified that the contact details provided in the application form may not be of the investoi; or the same appears incorrect / doubtful, then Franklin Templeton may choose not to capture/update such email

address and mobile number "Family" for this purpose would mean Spouse, Dependent Children, Dependent Parents only.

Sl. No. Third Party Payment Declaration Form

All details are mandatory, including relationship, PAN and KYC. Please read scheme related documents, KIM, Instructions details on Third Party payment guidelines before investing and filling this form. The forms should be filled in English. Please tick relevant boxes where applicable.

Annexure to Common Application Form No.:

Unit Holder Information (Beneficial

Investor)

Name of First/Sole Applicant

For Existing Unit Holder : Folio No.

Third Party Information and Relationship with Applicant (Beneficial Owner)

Name of Third Party making

payment

PAN details and KYC

(Mandatory) I | KYC Acknowledgement of Third Party attached.

Contact Details Mobile: Tel.:

Email:

Address:

Contact Person Details For

Non Individuals Name:

Designation:

Beneficial Investor status Please tick one as applicable

□ FII or □ Client □ Employee/s □ Agent/ Distributor/ Dealer (similar

arrangement with Principal - agent

relationship)

Relationship with Beneficial

Investor

Custodian: SEBI Regn No.:

Validity till: |D[

Employer Corporate

Declaration by Third Party We confirm the beneficial owner as stated

above and that this payment is issued by us in

our capacity as Custodian to the

Applicant/Investor. The source of this payment

is from funds provided to us by the FII / Client.

We confirm that the investment/s is/are on

behalf of our employee/s and payment/s is/are

towards Systematic Investment plan/ or

Lumpsum or one time through the payroll

deduction. or deduction out of expense

reimbursement.

We confirm that the investment/s is/are on behalf of our Agent/ Distributor/ Dealer (similar arrangement with Principal-agent relationship) on account of commission/ incentive payable for sale of its goods / services in form of mutual fund units through Systematic Investment plan/ or Lump sum or one-time subscription.

FRANKLIN TEMPLETON

Investment Amount in Rs.

Payment Mode O Cheque O Demand Draft/Pay Order □ Funds Transfer O RTGS/NEFT

Cheque/DD/UTR No. | Dated: [D

Payment from A/c No.

Payment from Bank & Branch

Account type For Residents OSavings □ Current | For Non-Residents O NRO ONRE O FCNR O Others

Mandatory Documents (based on payment mode):

□ Cheque: Account number and account holder name should be printed on the cheque. Else a copy of the bank passbook / bank statement account / bank letter certifying the

third party account holder and account number.

□ Demand Draft: Issuing Banker certificate/DD counterfoil mentioning Bank Account Holder's Name and Bank Account Number debited for issue of the demand draft.

□ Funds Transfer/RTGS/NEFT: Instruction copy to the Bank stating the Bank Account Number used for payment

Payment Details

Declaration

Third Party Payment Rules

In order to enhance compliance with Know your Customer (KYC)

norms under the Prevention of Money Laundering Act, 2002

(PMLA) and to mitigate the risks associated with acceptance of

third party payments, Association of Mutual Funds of India

(AMFI) issued best practice guidelines on "Risk mitigation process

against Third party instruments and other payment modes for

mutual fund subscriptions". AMFI has issued the said best

practice guidelines requiring mutual funds/asset management

companies to ensure that Third-Party payments are not used for

mutual fund subscriptions.

1. The following words and expressions shall have the meaning

specified herein:

Third Party and Beneficial Investor have read and understood the Third Party Payment Rules, and hereby agree to be bound by

the same.

We certify that the information declared herein is true and correct. We hereby agree to promptly inform Franklin Templeton

Mutual Fund (FTMF), its Trustee, the AMC of any changes to the information provided hereinabove and shall furnish such

further information as may be required.

Third Party hereby confirms that the monies invested in the scheme(s) of FTMF legally belong to it and / or is derived through

legitimate sources and is not held or designed for the purpose of contravention of any applicable act, rules, regulations or any

notifications, directions issued by governmental or statutory or judicial or regulatory authorities / agencies, from time to time.

Beneficial Investor has no objection to the funds received from the Third Party.

We acknowledge that FTMF, its Trustee, the AMC shall have sole and absolute discretion to reject / not process the application

received from the beneficial investor(s) and refund the subscription monies without any interest or compensation.

I hereby authorize Franklin Templeton Asset Management (India) Pvt. Ltd or any of its authorised representative to call on my

registered mobile number irrespective of its registration in Do Not Disturb (DND) registry of TRAI. I have opted to receive

updates from Franklin Templeton via SMS and WhatsApp. I am aware about the option to opt-out from all our promotional

messages at my choice and the timeline to effect such modification. I acknowledge that DND registration/opt-out will not stop

regulatory and service related messages.

Third Party making Payment

Sole / First Investor/Applicant / Registered

Guardian

Signature/s

(a) "Beneficial Investor" is the first named applicant/investor in

whose name the application for subscription of Units is applied

for with the Mutual Fund.

(b) "Third Party" means any person making payment towards

subscription of Units in the name of the Beneficial Investor.

(c) "Third Party payment" is referred to as a payment made

through instruments issued from a bank account other than

that of the Beneficiary Investor. It is clarified that in case of

payments from a joint bank account, the first holder of the

mutual fund folio has to be one of the joint holders of the bank

account from which payment is made.

2. The AMC shall not accept subscriptions with Third Party

payment instruments in the Scheme, except in cases of

a. Payment by Employer towards subscription in the name of

employees as bonus/incentive paid in form of mutual fund units;

b. Custodian on behalf of an FII or a client.

c. Payment by Asset Management Company to a Distributor

empanelled with it on account of commission/incentive etc. in

the form of the Mutual Fund Units of the Funds managed by

such AMC through Systematic Investment Plans or lump sum /

one-time subscription, subject to compliance with SEBI

Regulations and Guidelines issued by AMFI, from time to time;

d. Payment by Corporate to its Agent/ Distributor/ Dealer

(similar arrangement with Principal-agent relationship), on

account of commission/ incentive payable for sale of its

goods/services in form of mutual fund units through SIP or

lump sum/ one-time subscription.

3. The investors making an application under the exception cases

mentioned above need to submit such declarations and other

documents / information as may be prescribed by the AMC from

time to time, without which applications for subscriptions for

units will be rejected / not processed / refunded.

4. KYC is mandatory for all investors and the person making the

payment i.e. third party.

The above mentioned Third Party Payment Rules are subject to

change from time to time.

SIP Amount (Rs.) Frequency □Monthly O Quarterly Scheme:

SIP THROUGH NACH FORM ๖ (Please use separate Transactions Form for each Scheme / Plan and

Transaction)

Advisor ARN / RIA Code/ Portfolio Manager's Registration No.

Sub-bro ker/Branch Code Sub-broker ARN Representative EUIN For office use only

MY DETAILS (To be filled in Block Letters. Please provide the following details in full; Please refer instructions)

Scheme Name/Plan/Option

Investment Frequency □ Monthly (default) □ Quarterly First SIP Cheque Date:

Step-up my SIP annually by: □ Increase in %: (in multiples of 5%) (Amount invested

will be rounded off to the nearest Rs. 100) or |~ Increase in Rupee

Value: (in multiples of Rs. 500)

| | Tick here, if an Open Mandate - Auto Debit Form (ADF) is already registered in the

FRANKLIN TEMPLETON

My Name

L

Scheme (Account Number)

Each SIP Amount (minimum Rs. 500) SIP Date|p | D (If left blank 10th will be considered as the default date)

0

0

End Date □ Continue Until Cancelled OR □ M

] 0

Drawn on Bank/Branch

Bank Name

Account No.

| Tick here if attaching a New Auto Debit Form. □ Change in Bank for Existing SIP.

e Date Place

FREQUENCY Mthly Qtly H-Yrly Yrly 0 As & when presented DEBIT TYPE Fixed Amount y/ Maximum Amount

Reference 1

Reference 2

PERIOD

From

Folio Number 10phone No,

Application Number

14

To

Or 0 Until Cancelled

nEmail ID

I agree for the debit ofmandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of charges ofthe bank.

Signature Primary Account holder Signature of Account holder Signature of Account holder 1. Name as in Bank records 2. Name as in Bank records 3. Name as in Bank records

12 12

13 13

15 15

16 16

Cheque No.

My Folio Number

SIP DETAILS (Please note that 30 Business days are required to set up the Auto debit. Default plan/Option will be applied incase of no information, ambiguity or

discrepancy)

Rs.

SIP Period Start Date

□ Tick here only if ARN is mentioned butEUIN box is left blank: "I/We hereby confirm that the EUIN box has been intentionally left blank byme/us as this transaction is executed

without any interaction or advice by the employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if

any provided by the employee/relationship manager/sales person of the distributor/sub broker

Second Unit Holder

Third Unit Holder


Folio. Please mention in space provided below the Bank Name and Account Number:

□ Tick here only if RIA Code/ Portfolio Manager's Registration Number is mentioned: "I / We hereby give you my/our consent to share/provide the transactions data feed/portfolio holdings/ NAVetc.in respect of my/our investments under Direct Plan of aii Schemes managed byyou, to the SEBI-Registered Investment Adviser/ SEBI Registered Portfolio Manager whose code is mentioned herein. Having read and understood the coetents of the Stateaent of Additional Information, Scheme Infornntion Document of ̂ eFundfe KÎnfomationMemorandumand ̂ e Addendaissued tilldate,

I/we hereby apply to theûstees of Franklin Templeton Mutual Fund for registration of any of the aforesaid facility, and ^ree to abide by any Act, Rules, Regulations, Notifications,

Directions, Guidelines, Orders or instructions issued by any Indian or fore^n governmental or statutoiy or judicial or regulatoiy authorities / êncies and the terms, conditions, rules and

regulations of the Fund and the aforesaid fadlity(ies) as on the date ofthis application. I/V\fe confirm that the funds invested legally belong to me/us and thatl/we have not received nor

been induced by any rebate or gifts,directly or indirectly in making this investment and are not in contravention or evasion of any laws in force. I/We declare that all the particulars given

herein are true, correct and complete tothe best of my/our knowledge and belief and will promptly inform FTI about any changes thereto. I/we hereby ^ree to provide any additional

information/ documentation that m^r be required by FTI. I hereby ^ree and accept that the Mutual Funds, their authorised ênts, representatives, distributors its sponsoi; AMC, trustees,

their employees, service providers, representatives ('the Authorised Parties 3 are not liable or responsible for any fosses, costs,damês arising out of any actions undertaken or as a result

of this investment or activities perfbnned by them on the basis of the infonnation provided by me as also due to my not intimating / del^r in intimating such changes. I authorize the

mutualfund to disclose, share, remit in any fonn, mode or mannei; all / any of the infonnation provided by me to Authorised Parties including any of the Indian or foreign governmental

or statutoiy or judicialauthorities / êncies including Financial Intellênce unit-lndia (FIU-IND) without any obligation of advising me/us ofthesame.

Sole / First Unit HolderThis is to confirm that I/we have carefully read, understood and agree to abide by the Terms and conditions and instructions. I am authorizing Franklin Templeton to debit my account. I/We are authorized to cancel/amend tliis mandate by appropriatety communicating the cancellation/ amendment request to Franklin Templeton or tlie bank where I have authorized the debit’

ACKNOWLEDGEMENT SLIP FOR SIP THROUGH AUTO DEBIT (To be Filled In by Investor)

Investor's Name

Customer Folio

■_II I ____________ Account No.

Franklin Templeton

InvestorService Centre

Signature & Stamp


General T&C

Auto Debit is a facility which enables automatic transfer of funds from the investor's registered bank account to Franklin lempleton Mutual Fund (“FTMF”), as per the chosen frequency. Auto Debit includes NACH, ACH and Direct Debit.

1) This facility is offered to investors having Bank accounts in select banks mentioned in the link below (please refer point 14 in T&C for S I P through Auto Deb it) • The Banksinthe list may be modified/updated/ changed/removed at any

time in future entirely at the discretion of Franklin Templeton Asset Management (India) Pvt. Ltd. (fAMC ”), Franklin 'Iempleton Trustee Services Pvt. Ltd. (“Trustee”) or Franklin Templeton Mutual Fund (“FTMF”) without assigning any

reasons or prior notice. SIP instructions for investors in such Banks via NACH route will be discontinued. 2) The AMC/ Trustee/ FTMF will not liable for any transaction failures due to rejection by theinvesto rsbank/

krancli.3)Tlieinvestoragrees toabi ke by the terms and c o nditionsofNACH facility ofNPCI andACH/Direct Debit fac iIity of Rs serve Bank of Indin (RBI) 4) Investor will nothold AMO/Hustee/tTMFandits seCce providers responsible

iftOe transaction is delayed or not effected by the Investor’shank orif debited in advanceor after be specific SlPdatedue to various reasons or for any bank charges debited by his banker in his account towards NACH/ ACH/ Direct Debit

Registration / Cancellation / Rejections, if any 5) The AMC/ Trustee/ FTMF reserves the right to reverse allotments in case the Auto debit/ ACH/ Direct Debit ib r/jected by thebenk for any reaten whatsoever.6)Tke AMC/ Trustee/ FTMF

shall not be re spons ible and liable for any damaees/compensatienfer any loss, damage etc., incurred by the investor. The investor assumes the entire risk of using the Auto Debit facility of NACH / ACH/ Direct Debit and takes full

responsibility for the same. 7) The AMC/Trustee reserves the right to discontinue or modify the SIP facility at any time in future on a prospective basis. 8) The AMC/ Trustee reserves the right to discontinue the SIP in case of Auto Debit

through NACH / ACH/ Direct Debit routes are rejected by the investor bank for any reasons. 9) For load details and other terms of issue, please refer to the, Scheme Information Document, Key Information Memorandum and the addendum

issued from time to time. 10) The AMC/ Trustee reserves the right to reject any application without assigning any reason thereof 11) SIP cancellation can be done separately by submitting the request at least 30 Business days in advance;

however the associated NACH / Direct Debit / ACH mandate can be retained for future investments. 12) For intimating the change in bank particulars, please use the Auto Debit Form to modify transaction limit or add / remove banks from

the NACH / Direct Debit / ACH facility. Also fill-up all the relevant details as applicable. Requests for any changes/ cancellation in the NACH / Direct Debit / ACH Bank Mandate request should be submitted at least 30 Business days in

advance. 13) In case of micro SIPs, please provide any one of the following photo identification documents as mentioned below: Voter Identity Card, Driving License, Government / Defense identification card, Passport Photo Ration Card,

Photo Debit Card (Credit card will not be accepted)., Employee ID cards issued by companies registered with Registrar of Companies, Photo Identification issued by Bank Managers of Scheduled Commercial Banks / Gazetted Officer /

Elected Representatives to the Legislative Assembly / Parliament, ID card issued to employees of Scheduled Commercial / State / District Co-operative Banks., Senior Citizen / Freedom Fighter ID card issued by Government., Cards issued

by Universities / deemed Universities or institutes under statutes like ICAI, ICWA, ICSI., Permanent Retirement Account No (PRAN) card issued to New Pension System (NPS) subscribers by CRA (NSDL)., Any other photo ID card

issued by Central Government / State Governments /Municipal authorities / Government organizations like ESIC / EPFO14) The amount of each SIP instalment should be less than []1 crore in case of a transaction in FICDF, FIGSF, FISF,

FIDHF, FIPEP and FIBPDF. Transaction will be rejected if the instalment amount is greater than Ql crore 15) Minimum Investments: 12 installments of 0500/- (or) 6 installments of 01000/-. In FILSF 12 installments of 02000/- (or) 6

installments of 04000/-, inFIDPEF 12installments of 01000/- (or) 6 installments of 02000/- and in FIGSF 12 installments of 010,000/- or 6 installments of 020,000/-. 16) If during the tenure of a SIl^ the unit holder changes the plan or

option in which he/she had invested, the same would be treated as termination of existing SIP and re-registration of a new SIP and all the terms andconditions of the SIP such as minimum term/amount etc. shall apply in both plans/options.

17) The AMC/Trustee/FTMFreserves the right to modify or discontinue the SIP facility at any time in future on a prospective basis. It is clarified that the load applicable for aSIP shall be the load prevailing on the date of registration.

T&C for Step Up SIP facility for New SIPs:

1) All the terms applicable to SIP facility shall also apply to Step up SIR 2) Step-up SIP is applicable only for AMC initiated debit feeds i.e. ACH / NACH/Direct Debit, etc. 3) Investor will need to provide an alternate mandate in case the

existing mandate cannot be utilized for the Step Up and the alternate mandate shall beutilized to debit money forall future SIP installments. The existing mandate will still be active and the investor may choose to use the same if required

at a later point of time.

T&C for SIP through Auto Debit

1) Existing investors must provide their Folio Number / Account number and need to fill up a Common Transaction Form in case the investment is into a new scheme. 2) New investors who wish to enroll for SIP through Auto Debit should

also fill up the Common Application form in addition to this form. 3) The SIP through Auto Debit Form, and the Common Application Form (in case of new investors), along with the necessary cheque or copy thereof should be submitted

at least 30 Business days in advance of the date ofthe first Auto Debit. 4) If Auto Debit Form (ADF) is already registered in the folio, SIP Auto debit can start in FIVE Business Days. 5) Per transaction limit should be less than or equal to

the amount as mentioned in Auto Debit Form already registered or submitted, if not registered. 6) Investors are required to ensure adequate funds in their bank account on the date of investment transaction. FTMF will endeavor to debit the

investor's bank account on the date of investment transaction, however if thereis any delay all such transactions will be debited subsequently. The AMC/ Trustee/ FTMF (or any of its associates) shall not be held responsible for any

delay/wrong debits on the part of the bank for executing the auto debit instructions on a specified date from the investor's bank account. 7) FTMF or its authorized banker or agent will initiate the registration of the Auto Debit form / debit

instructions. 8) Investments made through Auto Debit/ ACH/ Direct Debit/NACH mode are subject to realization of funds from investor bank accounts and the NAV guidelines as per Scheme Information Document(s), Key Information

Memorandum andAddenda issued till date will be applicable for the transactions which are connected withrealization of funds. 9) ACH/Direct Debit bank/NACH mandate is applicable only for investments via debit instructions. 10) The

payment towards investment can happen only from the bank account of 1st holder and therefore the 1 st holder need to be a holder in the bank account. 11) The transactions are liable to rejection incase Investor has Multiple Auto Debit

Mandate at folio level and Bank Name & Account number are not mentioned in the request form. 12) The AMC/ Trustee/ FTMF/ Sponsor/ Bank / NPCI are not liable for the bank charges, in case debited from investor's bank account, by

the destination bank, on account of payment through NACH/ ACH/ Direct Debit. 13) For further details of the Scheme features like minimum amounts, risk factors etc., investors should, before investment, refer to the Scheme Infonnation

Document(s), Key Information Memorandum andAddenda issued till date available free of cost at any of the Investor Service Centers or distributors or from the website www.franklintempletonindia.com. 14) Please contact Franklin

Templeton ISC / visit www.franklintempletonindia.com for updated list of banks / branches eligible for ACH/ Direct Debit/NACH Facility 15) The bank branch provided for ACH/Direct Debit should participate in the local MICR clearing.

The investor shall inform their Bankers about the ACH/Direct Debit mandate and AMC/Trustee/ FTMF will not liable forany transaction failures due to rejection by the investors bank/branch. 16) Only one installment per month/quarter is

allowed under one SIP registration, e.g., if for a monthly Sir? the first installment is in the month July, say 2nd July, then the second ins tai lment should be in Au^st. 17) P 1 eese wri te the Bank Name i n "Full Form" toavoid any ambigo

ity and rej ections E.g., StateBank of India (andnotSBI). 18) FTMF reserves the right to determine which payment mode (NACH, ACH or Direct Debit) will be used for each specific transaction. 19) FTMF reserves the right to choose

which mandate will be utilized in case an investor has provided multiple mandates for the same bank account. 20) Incase the payment isn't processed through NACH within 30 days then same shall be processed through Direct Debit/ACH

using my/our below mentio oedaccourn 21S ForHDFCBeekaccoo etho s tiers:

I/We undertake to keep sufficient funds in the funding account on the date of execution of standing instruction. I hereby declare that the particulars given above are correct and complete. If the transaction is delayed or not effected at all for the

reasons of incomplete or incorrect information, I/We would not hold the Mutual Fund or the Bank responsible. If the date of debit to my/our account happens to be on a non-business day as per the Mutual Fund, execution of the SIP will not

happen on the day of holiday and allotment of units will happen as per the terms andconditions listed in the Offer Document of the Mutual Fund. HDFC Bank shall not be liable for, non be in default by reason of, any failure or delay in completion

of its obligations under this Agreement, where such failure or delay is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, munity, revolution, fire, flood, fog, war, lightening, earthquake, change of Government

policies, Unavailability of Bank's computer system, force majeure events or any other cause of peril which is beyond HDFC Bank's reasonable control and which has the effect of preventing the performance of the contract by HDFC Bank. I/we

acknowledge that no separate intimation will be received from HDFC Bank in case of non-execution of the instructions for any reasons whatsoever.

Instructions To Fill Auto Debit Form and Terms and Conditions i

1. Date: In format DD/Jv'Dv'I/YYYY If this is left blank, then the date of receipt of Auto Debit Form will

be considered as the default date.

2. Select the appropriate checkbox to create, modify or cancel the mandate

3. Bank A/c Type: Tick the relevant box

4. Fill Bank Account Number

5. Fill name of Destination Bank

6. LFSC / MICR code: Fill respective code

7. Mention amount of mandate

8. Select frequency of mandate

9. Select whether the mandate amount is fixed value or maximum value

10. Reference 1: Mention Folio Number

11. Reference 2: Mention Application Number

12. Telephone Number (Optional)

13. Email ID (Optional)

14. Period: Starting and Ending dates of NACH registration (in format DD/MM/YYYY). For perpetual SIR

please leave the end date blank and select ‘until cancelled

15. Signature as per bank account

16. Name: Mention Holder Name as Per Bank Record

• Auto Debit Bank Mandate can be used for both SEP and. Lump Sum Purchase.

• Investors are allowed to perform Lump sum purchase and SIP on a same day provided the Auto Debit bank

account has the adequate funds to honor multiple debits

• Auto Debit Bank Mandate is applicable for both Individual and Non-Individual

• Registration of Multiple Auto Debit forms is acceptable with different Bank and. Accounts.

• Per transaction limit should be less than or equal to the amount as mentioned in Auto Debit Form Mandate

already registered or submitted, if not registered

• For cancelling / updating an Auto Debit mandate. Investor has to use a separate form - ‘Auto Debit

Cancellation/

Update Form”. Update option is only for updating the “Debit Amount”

• Investors are required, to submit ‘N’ew Auto Debit / ACH Mandate” registration first and only after successful

registration an existing ‘Auto Debit Mandate” associated with a SEP can be cancelled.

• Auto Debit Mandate request will be accepted, only if the <rBank” mentioned, in the request form is listed, in the

NACH banks list. Please contact Franklin Templeton ISC / visit wwwfranklintempletoninclia.com for updated

list of banks eligible for Auto Debit Facility

• Submitting Auto Debit/ ACH/Direct Debit form does not confirm your investments in FTMF unless supported,

by SIP Investment Form or Common Transaction forms

• Franklin Templeton will initiate debit instructions to the investor bank account only on receipt of valid investment

instruction from the investor.

• For other Terms and Conditions governing NACH Auto Debit/ACH/Direct Debit payments please refer to SID

or www.franklintempletonindia.com

• Auto Debit bank mandate is applicable only for investments via debit instructions

• By submitting the Auto Debit mandate the investor authorizes Franklin Templeton to utilize the information

provided herein for the purpose of his/her investments in Franklin Templeton Mutual Fund.

• Investors are deemed to have read, and understood the requirements and. contents of Statement of Additional

Information (SAI), Scheme Information Document (SID) and. all other scheme related, documents

The following applications will be considered as ‘not in good order’ (NIGO) and are

liable to be rejected: • If folio number mentioned, in the Fresh / Additional Purchase, SIP Auto Debit form, Switch, STI^ SWP & NCT

request does not match Folio Number mentioned, in Auto Debit registration mandate Form.

• If the folio number mentioned, in the Auto Debit mandate registration form does not match with our record, the

Auto Debit mandate will not be registered.

• If the SIP period, mentioned in SIP via Auto Debit form is beyond, the Auto Debit Mandate validity period or

Auto Debit validity period expired.

• Incase no frequency has been selected, or multiple frequencies are selected

• Incase no debit type has been selected, or multiple types are selected

• Incase no SIP end. date mentioned or until cancelled not opted





SIP THROUGH NACH FORM ๖ (Please use separate Transactions Form for each Scheme / Plan and

Transaction)






Step-up my SIP annually by: □ Increase in %: (in multiples of 5%) (Amount invested

will be rounded off to the nearest Rs. 100) or |~ Increase in Rupee

Value: (in multiples of Rs. 500)



□ Tick here only if RIA Code/ Portfolio Manager's Registration Number is mentioned: "I / We hereby give you my/our consent to share/provide the transactions data

FRANKLIN TEMPLETON

My Name

L



0

0


] 0


Bank Name

Account No.


e Date Place


Reference 1

Reference 2

PERIOD

From


Application Number

14

To


nEmail ID

I agree for the debit ofmandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of charges ofthe bank.

Signature Primary Account holder Signature of Account holder Signature of Account holder 1. Name as in Bank records 2. Name as in Bank records 3. Name as in Bank records

12 12

13 13

15 15

16 16

Cheque No.

My Folio Number

SIP DETAILS (Please note that 30 Business days are required to set up the Auto debit. Default plan/Option will be applied incase of no information, ambiguity or

discrepancy)

Rs.


□ Tick here only if ARN is mentioned butEUIN box is left blank: "I/We hereby confirm that the EUIN box has been intentionally left blank byme/us as this transaction is executed

without any interaction or advice by the employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if

any provided by the employee/relationship manager/sales person of the distributor/sub broker

Second Unit Holder

Third Unit Holder


feed/portfolio holdings/ NAVetc.in respect of my/our investments under Direct Plan of aii Schemes managed byyou, to the SEBI-Registered Investment Adviser/ SEBI Registered Portfolio Manager whose code is mentioned herein. Having read and understood the coetents of the Stateaent of Additional Information, Scheme Infornntion Document of ̂ eFundfe KÎnfomationMemorandumand ̂ e Addendaissued tilldate,











Sole / First Unit HolderThis is to confirm that I/we have carefully read, understood and agree to abide by the Terms and conditions and instructions. I am authorizing Franklin Templeton to debit my account. I/We are authorized to cancel/amend tliis mandate by appropriatety communicating the cancellation/ amendment request to Franklin Templeton or tlie bank where I have authorized the debit’


Investor's Name

Customer Folio

■_II I ____________ Account No.

Franklin Templeton


Signature & Stamp


General T&C


1) This facility is offered to investors having Bank accounts in select banks mentioned in the link below (please refer point 14 in T&C for S I P through Auto Deb it) • The Banksinthe list may be modified/updated/ changed/removed at any

time in future entirely at the discretion of Franklin Templeton Asset Management (India) Pvt. Ltd. (fAMC ”), Franklin 'Iempleton Trustee Services Pvt. Ltd. (“Trustee”) or Franklin Templeton Mutual Fund (“FTMF”) without assigning any

reasons or prior notice. SIP instructions for investors in such Banks via NACH route will be discontinued. 2) The AMC/ Trustee/ FTMF will not liable for any transaction failures due to rejection by theinvesto rsbank/

krancli.3)Tlieinvestoragrees toabi ke by the terms and c o nditionsofNACH facility ofNPCI andACH/Direct Debit fac iIity of Rs serve Bank of Indin (RBI) 4) Investor will nothold AMO/Hustee/tTMFandits seCce providers responsible

iftOe transaction is delayed or not effected by the Investor’shank orif debited in advanceor after be specific SlPdatedue to various reasons or for any bank charges debited by his banker in his account towards NACH/ ACH/ Direct Debit

Registration / Cancellation / Rejections, if any 5) The AMC/ Trustee/ FTMF reserves the right to reverse allotments in case the Auto debit/ ACH/ Direct Debit ib r/jected by thebenk for any reaten whatsoever.6)Tke AMC/ Trustee/ FTMF

shall not be re spons ible and liable for any damaees/compensatienfer any loss, damage etc., incurred by the investor. The investor assumes the entire risk of using the Auto Debit facility of NACH / ACH/ Direct Debit and takes full

responsibility for the same. 7) The AMC/Trustee reserves the right to discontinue or modify the SIP facility at any time in future on a prospective basis. 8) The AMC/ Trustee reserves the right to discontinue the SIP in case of Auto Debit

through NACH / ACH/ Direct Debit routes are rejected by the investor bank for any reasons. 9) For load details and other terms of issue, please refer to the, Scheme Information Document, Key Information Memorandum and the addendum

issued from time to time. 10) The AMC/ Trustee reserves the right to reject any application without assigning any reason thereof 11) SIP cancellation can be done separately by submitting the request at least 30 Business days in advance;

however the associated NACH / Direct Debit / ACH mandate can be retained for future investments. 12) For intimating the change in bank particulars, please use the Auto Debit Form to modify transaction limit or add / remove banks from

the NACH / Direct Debit / ACH facility. Also fill-up all the relevant details as applicable. Requests for any changes/ cancellation in the NACH / Direct Debit / ACH Bank Mandate request should be submitted at least 30 Business days in

advance. 13) In case of micro SIPs, please provide any one of the following photo identification documents as mentioned below: Voter Identity Card, Driving License, Government / Defense identification card, Passport Photo Ration Card,

Photo Debit Card (Credit card will not be accepted)., Employee ID cards issued by companies registered with Registrar of Companies, Photo Identification issued by Bank Managers of Scheduled Commercial Banks / Gazetted Officer /

Elected Representatives to the Legislative Assembly / Parliament, ID card issued to employees of Scheduled Commercial / State / District Co-operative Banks., Senior Citizen / Freedom Fighter ID card issued by Government., Cards issued

by Universities / deemed Universities or institutes under statutes like ICAI, ICWA, ICSI., Permanent Retirement Account No (PRAN) card issued to New Pension System (NPS) subscribers by CRA (NSDL)., Any other photo ID card

issued by Central Government / State Governments /Municipal authorities / Government organizations like ESIC / EPFO14) The amount of each SIP instalment should be less than []1 crore in case of a transaction in FICDF, FIGSF, FISF,

FIDHF, FIPEP and FIBPDF. Transaction will be rejected if the instalment amount is greater than Ql crore 15) Minimum Investments: 12 installments of 0500/- (or) 6 installments of 01000/-. In FILSF 12 installments of 02000/- (or) 6

installments of 04000/-, inFIDPEF 12installments of 01000/- (or) 6 installments of 02000/- and in FIGSF 12 installments of 010,000/- or 6 installments of 020,000/-. 16) If during the tenure of a SIl^ the unit holder changes the plan or

option in which he/she had invested, the same would be treated as termination of existing SIP and re-registration of a new SIP and all the terms andconditions of the SIP such as minimum term/amount etc. shall apply in both plans/options.

17) The AMC/Trustee/FTMFreserves the right to modify or discontinue the SIP facility at any time in future on a prospective basis. It is clarified that the load applicable for aSIP shall be the load prevailing on the date of registration.


1) All the terms applicable to SIP facility shall also apply to Step up SIR 2) Step-up SIP is applicable only for AMC initiated debit feeds i.e. ACH / NACH/Direct Debit, etc. 3) Investor will need to provide an alternate mandate in case the

existing mandate cannot be utilized for the Step Up and the alternate mandate shall beutilized to debit money forall future SIP installments. The existing mandate will still be active and the investor may choose to use the same if required

at a later point of time.


1) Existing investors must provide their Folio Number / Account number and need to fill up a Common Transaction Form in case the investment is into a new scheme. 2) New investors who wish to enroll for SIP through Auto Debit should

also fill up the Common Application form in addition to this form. 3) The SIP through Auto Debit Form, and the Common Application Form (in case of new investors), along with the necessary cheque or copy thereof should be submitted

at least 30 Business days in advance of the date ofthe first Auto Debit. 4) If Auto Debit Form (ADF) is already registered in the folio, SIP Auto debit can start in FIVE Business Days. 5) Per transaction limit should be less than or equal to

the amount as mentioned in Auto Debit Form already registered or submitted, if not registered. 6) Investors are required to ensure adequate funds in their bank account on the date of investment transaction. FTMF will endeavor to debit the

investor's bank account on the date of investment transaction, however if thereis any delay all such transactions will be debited subsequently. The AMC/ Trustee/ FTMF (or any of its associates) shall not be held responsible for any

delay/wrong debits on the part of the bank for executing the auto debit instructions on a specified date from the investor's bank account. 7) FTMF or its authorized banker or agent will initiate the registration of the Auto Debit form / debit

instructions. 8) Investments made through Auto Debit/ ACH/ Direct Debit/NACH mode are subject to realization of funds from investor bank accounts and the NAV guidelines as per Scheme Information Document(s), Key Information

Memorandum andAddenda issued till date will be applicable for the transactions which are connected withrealization of funds. 9) ACH/Direct Debit bank/NACH mandate is applicable only for investments via debit instructions. 10) The

payment towards investment can happen only from the bank account of 1st holder and therefore the 1 st holder need to be a holder in the bank account. 11) The transactions are liable to rejection incase Investor has Multiple Auto Debit

Mandate at folio level and Bank Name & Account number are not mentioned in the request form. 12) The AMC/ Trustee/ FTMF/ Sponsor/ Bank / NPCI are not liable for the bank charges, in case debited from investor's bank account, by

the destination bank, on account of payment through NACH/ ACH/ Direct Debit. 13) For further details of the Scheme features like minimum amounts, risk factors etc., investors should, before investment, refer to the Scheme Infonnation

Document(s), Key Information Memorandum andAddenda issued till date available free of cost at any of the Investor Service Centers or distributors or from the website www.franklintempletonindia.com. 14) Please contact Franklin

Templeton ISC / visit www.franklintempletonindia.com for updated list of banks / branches eligible for ACH/ Direct Debit/NACH Facility 15) The bank branch provided for ACH/Direct Debit should participate in the local MICR clearing.

The investor shall inform their Bankers about the ACH/Direct Debit mandate and AMC/Trustee/ FTMF will not liable forany transaction failures due to rejection by the investors bank/branch. 16) Only one installment per month/quarter is

allowed under one SIP registration, e.g., if for a monthly Sir? the first installment is in the month July, say 2nd July, then the second ins tai lment should be in Au^st. 17) P 1 eese wri te the Bank Name i n "Full Form" toavoid any ambigo

ity and rej ections E.g., StateBank of India (andnotSBI). 18) FTMF reserves the right to determine which payment mode (NACH, ACH or Direct Debit) will be used for each specific transaction. 19) FTMF reserves the right to choose

which mandate will be utilized in case an investor has provided multiple mandates for the same bank account. 20) Incase the payment isn't processed through NACH within 30 days then same shall be processed through Direct Debit/ACH

using my/our below mentio oedaccourn 21S ForHDFCBeekaccoo etho s tiers:

I/We undertake to keep sufficient funds in the funding account on the date of execution of standing instruction. I hereby declare that the particulars given above are correct and complete. If the transaction is delayed or not effected at all for the

reasons of incomplete or incorrect information, I/We would not hold the Mutual Fund or the Bank responsible. If the date of debit to my/our account happens to be on a non-business day as per the Mutual Fund, execution of the SIP will not

happen on the day of holiday and allotment of units will happen as per the terms andconditions listed in the Offer Document of the Mutual Fund. HDFC Bank shall not be liable for, non be in default by reason of, any failure or delay in completion

of its obligations under this Agreement, where such failure or delay is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, munity, revolution, fire, flood, fog, war, lightening, earthquake, change of Government

policies, Unavailability of Bank's computer system, force majeure events or any other cause of peril which is beyond HDFC Bank's reasonable control and which has the effect of preventing the performance of the contract by HDFC Bank. I/we

acknowledge that no separate intimation will be received from HDFC Bank in case of non-execution of the instructions for any reasons whatsoever.


1. Date: In format DD/Jv'Dv'I/YYYY If this is left blank, then the date of receipt of Auto Debit Form will

be considered as the default date.













14. Period: Starting and Ending dates of NACH registration (in format DD/MM/YYYY). For perpetual SIR

please leave the end date blank and select ‘until cancelled




• Investors are allowed to perform Lump sum purchase and SIP on a same day provided the Auto Debit bank

account has the adequate funds to honor multiple debits



• Per transaction limit should be less than or equal to the amount as mentioned in Auto Debit Form Mandate

already registered or submitted, if not registered

• For cancelling / updating an Auto Debit mandate. Investor has to use a separate form - ‘Auto Debit

Cancellation/




• Auto Debit Mandate request will be accepted, only if the <rBank” mentioned, in the request form is listed, in the

NACH banks list. Please contact Franklin Templeton ISC / visit wwwfranklintempletoninclia.com for updated

list of banks eligible for Auto Debit Facility

• Submitting Auto Debit/ ACH/Direct Debit form does not confirm your investments in FTMF unless supported,

by SIP Investment Form or Common Transaction forms



• For other Terms and Conditions governing NACH Auto Debit/ACH/Direct Debit payments please refer to SID

or www.franklintempletonindia.com


• By submitting the Auto Debit mandate the investor authorizes Franklin Templeton to utilize the information

provided herein for the purpose of his/her investments in Franklin Templeton Mutual Fund.



The following applications will be considered as ‘not in good order’ (NIGO) and are

liable to be rejected: • If folio number mentioned, in the Fresh / Additional Purchase, SIP Auto Debit form, Switch, STI^ SWP & NCT


• If the folio number mentioned, in the Auto Debit mandate registration form does not match with our record, the

Auto Debit mandate will not be registered.

• If the SIP period, mentioned in SIP via Auto Debit form is beyond, the Auto Debit Mandate validity period or

Auto Debit validity period expired.







1

\ FRANKLIN L TEMPLETON

How To Fill Our SIP Form

Please fill

the

relevant

personal

details

Provide

additional

details for

SIP

investm-

ents

Tick on tick

here if

attaching a

new auto

debit form

Tick on first

option.

Have a pop

up: Tick in

case of

applicability

SIP auto

debit:

This form

requires

only one

signature

for authori-

zation.

Please

sign as per

holding.

ORD

BANK BRANCH

Account No.

| | Change in Bank for Existing SIP.

/MM/YYYY

SIP THROUGH NACH FORM (Please use separate Transactions Form for each Scheme / Plan and Transaction!


Manager's Registration No. Sub-broker/Branch Code Sub-broker ARN Representative EUIN For office use only

MY DETAILS (To be filled in Block Letters. Please provide the following details in full; Please refer instructions!

Scheme Name/PIan/Option FUND NAME

Each SIP Amount (minimum Rs. 500) XXXX SIP Date: D D (If left blank 10th will be considered as the default date)

SIP Period Start Date M M/YYYY End Date Hôntinue Until Cancelled

Investment Frequency |^^lonth]y (default) □Quarterly First SIP Cheque Date: DD MM Y Y Y Y

Drawn on Bank/Branch BANK NAME

Step-up my SIP annually by: ncrease in %： 10 (in multiples of 5%) (Amount invested will be rounded off to the neare

or □ [ncrease in Rupee Value: (in multiples of Rs. 500)

] Tick here, if an Open Mandate - Auto Debit Form (ADF) is already registered in the Folio. Please ment

Bank Name

SIGNATURE SIGNATURE

Second Unit Holder

berXXXXXXXX

MOUNT IN WORDS

CANCEL

an amount of Rupees

u my/our consent to share/provide the transactions data feed/portfolio holdings/ NAV etc. in Adviser/

SEBI Registered Portfolio Manager whose code is mentioned herein.

Key Information Memorandum and the Addenda issued till date, 1/we hereby apply to the Trustees of ications, Directions,

Guidelines, Orders or instructions issued by any Indian or foreign governmental or ies) as on the date ofthis application.

\/We confirm that the funds invested legally belong to me/us and n or evasion of any laws in force. I/We declare that all

the particulars given herein are true, correct and ny additional information/ documentation that may be required by FTI. I

hereby agree and accept that sentatives fthe Authorised Parties')are not liable or responsible for any losses,

co$ts,damages arising ne as also due to my not intimating / delay in intimating such changes. I authorize the mutualfund

to of the Indian or foreign governmental or statutory or judidalauthorities / agencies including Financial

SIGNATURE

Third Unit Holder

\ FRANKLIN I TEMPLETON

Tick K)

CREAT

MODI

SIP Auto Debit Form D D M M Y Y Y Y

Date

X X X X

IFSC XX X X X X X X\X X\X orMICR |"

3

Other

X,XX,XXX/-

12 12

]to debit (tick

ki IcA

I cc

I

SB-NRE | J： \ 1' |

For Office Use

FREQUENCY Mthly Qtly [^H-Yrly Yrly As & when presented DEBIT TYPE Fixed Amount Maximum

Amount Reference 1 Folio Number

Reference 2

From

T

o Or

Application Number

10Phone No. | 98XXXXXXXX 11Email ID

[email protected] 13 13

D D M M Y Y Y Y

X

X X X X XX

141 agree for the debit of mandate processing charges by the bank whom 1 am authorizing to debit my account as per latest schedule of charges ofthe bank.

2 Until

Cancelled

SIGNATURE s ^SIGNATURE i-:ider ____ SIGNATUREder

NAME AS PER BANK RECORDS NAME AS PER BANK RECORDS NAME AS PER BANK

RECORDS

15 IS

This is to confirm that I/we have carefully read, understood and agree to abide by the Terms and conditions and instructions. I am authorizing Franklin Templeton to debit my account I/We are authorized to cancel/amend this mandatebyappropriately

communicatingthecancellation/amendmentrequest to FranklinTempletonorthe bank wherel have authorized the debit'


Investor's Name FIRST NAME LAST NAME

Customer Folio XXXXX

SIPAniomit[Rs.) XXXX

Account No. XXXXXXXXXXXX

〆 FUND NAME

Franklin Templeton


Signature & Stamp

Please provide bank details

Fill this

section

only in

case an

Open

Mandate

form-Auto

Debit Form

is already

registered

with us.

Transac tion Date


FRANKLIN INDIA CORPORATE DEBT FUND (FICDF)

Please refer to Page No. 31

47

IDCW

POLICY TYPE OF SCHEME An open ended debt scheme predominantly investing in AA+ and

above rated corporate bonds

CATEGORY OF

SCHEME

Corporate Bond Fund

INVESTMENT OBJECTIVE

The investment objective of the Scheme is primarily to provide investors Regular income and Capital appreciation.

A CCPT

ALLOCATION

PATTERN OF THE

SCHEME

Under normal market circumstances, the investment range would be as follows: Instruments Risk

Profile % of Net Assets#

Corporate Debt* Low to Medium

80- 100

Government Securities, Debt, Real Estate Investment Trusts (REIT)/ Infrastructure Investment Trust (InvIT) and Money Market Instruments

Low to Medium

0- 20

* Investment will be in AA+ and above rated corporate debt as provided by any SEBI recognised Rating Agency at the time of investment. #The Scheme may have exposure in the following: 1. Securitised Debt up to 50% of net assets 2. Foreign securities as may be permitted by SEBI/RBI upto 50%

of net assets 3. Derivatives up to a maximum of 50% of net assets. Investment

in derivatives including imperfect hedging using Interest Rate Futures shall be in line with the guidelines prescribed by SEBI from time to time. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time.

4. Repos in corporate debt securities 5. Short Selling 6. Securities Lending - A maximum of 40% of net assets may be

deployed in securities lending and the maximum single party exposure may be restricted to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified.

7. REITs and InvITs - A maximum of 10% of net assets may be deployed in REITs and InvITs and the maximum single issuer exposure may be restricted to 5% of net assets or upto the limits permitted by SEBI from time to time. I n accordance with S EBI Circular N o . SEBI/HO/IMD/DF3/CIR/P/2020/229 dated November 06, 2020, the scheme shall hold at least 10% of their net assets in liquid assets. For this purpose, ‘liquid assets’ shall include Cash, Government Securities, T-bills and Repo on Government Securities. Such investment shall not be included for determining the scheme characteristics as specified i n S E B I circulars SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 6, 2017 and SEBI/HO/1MD/DF3/CIR/P/2017/126 dated December 4, 2017. In case, the exposure in such liquid assets / securities falls below the SEBI prescribed threshold, the AMC shall ensure compliance with the above requirement before making any further investments.

INVESTMENT STRATEGY


RISK PROFILE OF THE

SCHEME




PLANS AND OPTIONS

Choice of two Plans - Plan A, Direct - Plan A Each Plan offers choice of - Growth Plan - Annual IDCWA Plan - Half-yearly IDCW Plan - Quarterly IDCW Plan - Monthly IDCW Plan The IDCW Plans further offer choice of Reinvestment and Payout Options.





MINIMUM

APPLICATION

AMOUNT/ NUMBER OF UNITS

Purchase: Plan A: Rs.10,000/- Additional Purchase: Plan A: Rs.1,000 and multiples of Re.1 Repurchase: Minimum of Rs.1,000/-

DESPATCH OF

RFPTTRCn

(REDEMPTION)

REQUEST


BENCHMARK INDEX NIFTY Corporate Bond Index AIDCW stands for Income Distribution cum Capital Withdrawal

NO. OF FOLIOS

NAME & TENURE

OF THEFUND

MANAGER(S)

DAILY NET ASSET VALUE (NAV) PUBLICATION



SCHEME COMPARISON

TAX TREATMENT FOR THE INVESTORS (Unitholders)


NAME OF THE

TRUSTEE COMPANY PERFORMANCE OF THE

SCHEME


Name of the Fund Manager(s)

1. Santosh Kamath 2. Umesh Sharma 3. Sachin Padwal-Desai

Please refer to Page

No. 33

Tenure of managing the scheme (in years) (Upto September 30, 2021)

7.47 Years 2.93 Years 2.93 Years

Compounded Annualised Returns

Scheme Returns

(%)

Benchmark Returns (%)

Last 1 year 5.91% 6.95% Last 3 years 8.36% 9.45% Last 5 years 7.78% 7.47% Since inception 8.89% N.A

AS OF SEPTEMBER 30, 2021

10.0%

Mar-17 Mar-18 Mar-19 Mar-20 Mar-21

■ FICDF ■ NIFTY Corporate Bond Index #

Inception date: June 23, 1997

NA - As the scheme was launched before the launch of the benchmark index,

benchmark index figures since inception are not available. Year-wise returns

for the last 5 financial years 12.0%


sustained in future.



Scheme Returns

(%)


Last 1 year 6.49% 6.95% Last 3 years 8.96% 9.45% Last 5 years 8.40% 7.47% Since inception 9.19% 8.43%

FICDF - Direct

Inception date: January 1, 2013 Year-wise returns for the last 5 financial years

FICDF-Direct ■ NIFTY Corporate Bond Index #

# The Index is adjusted for the period April 1, 2002 to June 4, 2018 with the performance of CRISIL Composite Bond Fund Index and for the period June 4, 2018 to November 15, 2019 with the performance of CRISIL Short Term Bond Fund Index. NIFTY Corporate Bond Index is the benchmark for FICDF effective 15 Nov, 2019. Past performance may or may not be sustained

in future. Based on Growth Plan NAVs. i) Load Structure

Entry Load Nil

Exit Load Nil


0.89% 0.33% (Direct)


No. 34


No. 34


No. 34


No. 34 Please refer to Page


No. 31 ASSETS UNDER MANAGEMENT

(AUM)

FRANKLIN INDIA GOVERNMENT SECURITIES FUND (FIGSF)

48

TYPE OF

SCHEME CATEGORY

OF SCHEME

INVESTMEN

T

OBJECTIVE

An open ended debt scheme investing in government securities across maturity

Gilt Fund

NAME OF THE

TRUSTEE

COMPANY


No. 33 PERFORMANCE

OF THE SCHEME

A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME

INVESTMENT

STRATEGY

RISK PROFILE

OF THE

SCHEME RISK

MITIGATION FACTORS PLANS

AND OPTIONS

APPLICABLE

NAV (after the

scheme opens for

repurchase and

sale) MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS DESPATCH

OF

(REDEMPTIO

N) REQUEST

BENCHMARK

INDEX

IDCW POLICY

NAME &

TENURE OF

THE FUND

MANAGER(S)

The primary objective of the Scheme is to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest. Instruments Risk

Profile

% of Net Assets#

Securities issued by the Central/ State Government and/or securities unconditionally guaranteed by the Central/State

Low 80% - 100%

Debt & Money Market Instruments Very Low 0-20%

Under normal market circumstances, the investment range would be as follows:

#The Scheme may have exposure in the following:

1. Securitised Debt up to 50% of net assets

2. Foreign securities as may be permitted by SEBI/RBI upto 50% of net assets

3. Derivatives up to a maximum of 50% of net assets. Investment in derivatives including imperfect hedging using Interest Rate Futures shall be in line with the guidelines prescribed by SEBI from time to time. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time.

4. Repos in corporate debt securities 5. Short Selling 6. Securities Lending - A maximum of 40% of

net assets may be deployed in securities lending and the maximum single party exposure may be restricted to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified.

7. REITs and InvITs - A maximum of 10% of net assets may be deployed in REITs and InvITs and the maximum single issuer exposure may be restricted to 5% of net assets or upto the limits permitted by SEBI from time to time.




No. 32 Quarterly 1DCWA Option (with Reinvestment

& Payout Facility) and Growth Option

Direct - with Quarterly IDCW Option (with

Reinvestment & Payout Facility) and Growth

Option Please refer to Page

No. 33

Purchase: Rs.10,000 and multiples of Re.1

(Growth Option); Rs.25,000 and multiples of

Re.1 (Dividend Option)

Additional Purchase: Rs.1,000 and multiples

of Re.1.

Repurchase: Minimum of Rs.1,000

Please refer to Page No. 33 NIFTY All Duration G-

Sec Index FIGSF is positioned in the Government Securities category. The

proposed index is constructed of Government of India bonds across 6

distinct duration buckets ranging from very short maturity to long

maturity. The Index measures the performance of the most liquid

Government of India bonds across maturities. It is rebalanced and

reconstituted monthly. It also considers impact cost while

rebalancing. This composition adequately reflects the funds strategy.

Please refer to Page No. 32 Name of the Fund Manager(s) Tenure of managing the scheme (in

years) (Upto September 30, 2021)

1. Sachin Padwal-Desai 15.16 Years

2. Umesh Sharma 11.25 Years AIDCW stands for Income Distribution cum

Capital Withdrawal


Scheme Returns

(%)




Inception Date: July 9, 2004

Based on Growth Plan NAVs

Year-wise returns for the last 5 financial

years


Scheme Returns

(%)



FIGSF ■ I Sec Libex


Based on Growth Plan NAVs. FIGSF - DIRECT

Inception date: January 1, 2013



years 16.000%

14.000%

12.000%

10.000%

8.000%

6.000%

4.000%

2.000%

0.000%


FIGSF- Direct ■ I Sec Libex


sustained in future.

Based on Growth Plan NAVs. EXPENSES OF THE i) Load Structure

SCHEME Entry Load Nil

Exit Load Nil


1.02% 0.61% (Direct)

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)


DAILY NET ASSET

VALUE (NAV)

PUBLICATION






SCHEME COMPARISON


NO. OF FOLIOS Please refer to Page No. 31

ASSETS UNDER MANAGEMENT (AUM)


FRANKLIN INDIA SAVINGS FUND (FISF) Year-wise returns for the last 5 financial years

49

TYPE OF

SCHEME CATEGORY

OF SCHEME

An open ended debt scheme investing in money market instruments

Money Market Fund

INVESTMEN

T OBJECTIVE

To provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.

9.0% 8.0% 7.0% 6.0% 5.0% 4.0% 3.0% 2.0% 1.0% 0.0%

8.0% 7.1%

7.7%

6.4%

5.2% 4.5%

A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME


| FISF- Retail Plan ■ Nifty Money Market Index#]

Instruments As % of Net Assets

Risk Profile

Money Market Instruments as may be defined by SEBI/ RBI from time to time and Cash

100% Low to Medium


The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time.

#The Index is adjusted for the period April 1, 2002 to November 15, 2019 with the performance of CRISIL Liquid Fund Index. Nifty Money Market Index is the benchmark for FISF effective 15 Nov, 2019.

INVESTMENT

STRATEGY

RISK PROFILE

OF THE

SCHEME

I n accordance with SEBI Circular N o . SEBI/HO/IMD/DF3/CIR/P/2020/229 dated November 06, 2020, the scheme shall hold at least 10% of their net assets in liquid assets. For this purpose, ‘liquid assets’ shall include Cash, Government Securities, T-bills and Repo on Government Securities. Such investment shall not be included for determining the scheme characteristics as specified in SEBI circulars SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 6, 2017 and SEBI/HO/IMD/DF3/CIR/P/2017/126 dated December 4, 2017. In case, the exposure in such liquid assets / securities falls below the SEBI prescribed threshold, the AMC shall ensure compliance with the above requirement before making any further investments.



Scheme Returns

(%)




FISF - RETAIL PLAN - DIRECT



No. 32 RISK

MITIGATION FACTORS


No. 32 FISF - Retail Plan (Direct) ■ Nifty Money Market Index#

PLANS

AND OPTIONS

-Retail Plan with Daily IDCWA Option (with Reinvestment Facility only) - Direct - Retail Plan with Daily IDCW Option (with Reinvestment Facility only) -Retail Plan with Growth Option and Monthly & Quarterly IDCW Option (with Reinvestment & Payout Facility) - Direct - Retail Plan with Growth Option and Monthly & Quarterly IDCW Option (with Reinvestment & Payout Facility)

EXPENSES OF

THE SCHEME






MINIMUM

APPLICATION


Retail Option: Purchase: Rs.10,000 and multiples of Re.1 Additional Purchase: Rs.1,000 and multiples of Re.1 Repurchase: Minimum of Rs.1,000

Institutional Option: Repurchase: Minimum of Rs.1,00,000

DESPATCH OF



BENCHMARK INDEX NIFTY Money Market Index

IDCW POLICY Please refer to Page No. 32

NAME & TENURE

OF THE FUND

MANAGER(S)

Name of the Fund Manager(s) Tenure of managing the scheme (in


1. Umesh Sharma

2. Pallab Roy

2.93 Years

13.27 Years

NAMEOFTHE TRUSTEE

COMPANY



AS OF SEPTEMBER 30, 2021 RETAIL PLAN

TAX

TREATMENT FOR

THE INVESTORS

(Unitholders) DAILY NET

ASSET VALUE

(NAV)

PUBLICATION

FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT

UNITHOLDER

S' INFORMATIO

N

SCHEME COMPARISO

N


Scheme Returns

(%)


Last 1 year 3.65% 3.70% Last 3 years 6.47% 5.56% Last 5 years 6.72% 6.11% Since inception 7.26% N.A Inception date: February 11, 2002 NA - As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception are not available.

i) Load Structure

Entry Load Nil

Exit Load NIL


0.30% (Retail) 0.84% (Institutional) 0.15% (Retail - Direct Plan)


No. 34


No. 34


No. 34



No. 31 NO. OF FOLIOS Please refer to Page

No. 31

ASSETS UNDER Please refer to Page

No. 31

MANAGEMENT (AUM)

AIDCW stands for Income Distribution cum

Capital Withdrawal

FRANKLIN INDIA DEBT HYBRID FUND (FIDHF)

NAME OF SCHEME TYPE OF SCHEME CATEGO

RY OF

SCHEME

TT

OBJECTI

VE

Franklin India Debt Hybrid Fund (FIDHF) [Number of Segregated Portfolios-

1 viz Segregated Portfolios-1 (10.25% Yes Bank Ltd CO (05MAR20))]

An open ended hybrid scheme investing predominantly in debt instruments

Conservative Hybrid Fund

To provide regular income through a portfolio of predominantly fixed income

securities with a maximum exposure of 25% to equities.

PATTER

N OF

THE

SCHEME

Instruments Risk Profile % of Net

Assets#

Fixed Income instruments* including Real Estate Investment Trusts (REIT)/ Infrastructure

Investment Trust (InvIT), cash and

money market instruments

Low to

Medium 75%-90%

Equity and equity related instruments Medium to High

10%-25%


BENCHMAR

K INDEX

)LIC

NAME &

TENURE

Fl NAMEOFTH

E TRUSTEE

COMPANY

PERFORMA

NCE OF THE

SCHEME

CRISIL Hybrid 85+15 - Conservative Index



1.

2.

3.

4.

Sachin Padwal-Desai & Umesh

Sharma (Debt) Rajasa

Kakulavarapu

(Equity)

Anand Radhakrishnan

(Equity)

Mayank Bukrediwala

(dedicated for foreign

securities)


Tenure of managing the scheme (in years)

(Upto September 30,2021)

FF

0.07 Year

0.07 Year

1.10 Years

INVESTME

NT

STRATEGY

RISK

PROFILE OF

THE

SCHEME

RISK

MITIGATIO

N

FACTORS

PLANS AND

OPTIONS

^Securitised Debt up to 50%

#The Scheme may have exposure in the following:

1. Foreign securities as may be permitted by SEBI/RBI upto 50% of net assets

2. Derivatives up to a maximum of 50% of net assets. Investment in

derivatives including imperfect hedging using Interest Rate Futures shall be

in line with the guidelines prescribed by SEBI from time to time. The

exposure limit per scrip/instrument shall be to the extent permitted by the

SEBI Regulation for the time being in force. These limits will be reviewed

by the AMC from time to time.

3. Repos in corporate debt securities

4. Short Selling

5. Securities Lending - A maximum of 40% of net assets may be deployed in

securities lending and the maximum single party exposure may be restricted

to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded

product. Counterparty is not known for transactions carried out under SLB

segment and they are guaranteed by Clearing Corporations and hence do

not carry any counter party risk. Accordingly, single party exposure limit

will not apply to trades on Stock Exchange platform. Single party exposure

limits can only apply in case of OTC (over the counter) trades where

counterparty can be identified.

6. REITs and InvITs - A maximum of 10% of net assets may be deployed in

REITs and InvITs and the maximum single issuer exposure may be

restricted to 5% of net assets or upto the limits permitted by SEBI from time

to time.

the scheme shall hold at least 10% of their net assets in liquid assets. For

this purpose, ‘liquid assets’ shall include Cash, Government Securities, T-

bills and Repo on Government Securities. Such investment shall not be

included for determining the scheme characteristics as specified in SEBI

circulars SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 6,

2017 and SEBI/HO/IMD/DF3/CIR/P/2017/126 dated December 4, 2017.

In case, the exposure in such liquid assets / securities falls below the SEBI

prescribed threshold, the AMC shall ensure compliance with the above

requirement before making any further investments.


Compounded

Annualised Returns

Scheme

Returns (%)

Benchmark

Returns (%)

Last 1 year Last 3 years

Last 5 years Since

inception

14.89% 8.47% 6.68% 9.53%

Ii

12.00% 9.39%

N.A FF

FIDHF-DIRECT

Compounded

Annualised Returns Scheme

I

Benchmark

I Last 1 year Last 3 years

Last 5 years Since

inception

15.74% 9.29% F.D% 9.59%

12.98% 12.00% 9.39F 9.84%


10.25% Yes Bank Ltd CO 05MAR20 has been segregated from

the main portfolio effective March 6,2020. Due to segregation

of portfolio, the scheme performance has been impacted as

given below -

FIDHF Compounded

Annualised Returns

Scheme

Returns (%)

Benchmark

Returns (%) Last 1 year Last 3 years

Last 5 years Since

inception

7.00% 5.71% 5.98% 9.49%

12.11% 8.56% 8.50%

N.A Returns based on Growth Plan NAV of March 6, 2020.

Inception date: September 28, 2000. N.A — Not Available, As

the scheme/ plan was launched before the launch of the

benchmark index, benchmark index figures since inception are

not available.

FIDHF Compounded

Annualised Returns

Scheme

Returns (%)

Benchmark Returns

(%)

Last 1 year Last 3 years

Last 5 years Since

inception

7.7C% 6.48%

I

9.30%

12.11% 8.56% 8.50% 7.35%

AS OF SEPTEMBER 30,2021



APPLICABLE

NAV (after

the scheme

opens for

repurchase

and sale)

MINIMUM

APPLICATIO

N

AMOUNT/

NUMBER

OF UNITS

Choice of two Plans - Plan A, Direct — Plan A Each Plan offers choice of - Growth Plan - Quarterly 1DCWA Plan - Monthly 1DCW Plan The 1DCW Plans further offer choice of Reinvestment and Payout Options.


Purchase: Plan A : Rs. 10,000 and in multiples of Re.l. (All Options)

Additional Purchase: Rs. 1,000 and in multiples of Re.l. (All Options)

Repurchase: Minimum of Rs. 1,000


Returns based on Growth Plan NAV of March 6, 2020. Inception date: January 01' 2013.

Impact of Segregation 10.25% Yes Bank Ltd CO 05MAR20 has been segregated from the main

portfolio effective March 6, 2020. Due to segregation of portfolio, the scheme

performance has been impacted as given below.

Fall in NAV - Mar 6,2020 v/s Mar 5,2020 >1.15%

Fall in NAV on Mar 6,2020 due to segregation of Yes Bank Ltd. (market value

and accrued interest) - i.e. the segregated security % to the Net Assets of the

scheme on Mar 5,2020: -0.80%

(On Mar 5, 2020, this security was valued at a 52.50% haircut by the

independent valuation agencies i.e. CRISIL and ICRA, on account of default

in payment of the interest due on Mar 5, resulting in a 1.05% fall in NAV

(market value and accrued interest) on account of this security on Mar 5,2020.

Thus, the total fall in NAV was 1.05% on Mar 5 plus 0.80% of Mar 6= 1.85%)

Post the creation of the segregated portfolio (10.25% Yes Bank Ltd CO 05Mar

20) on March 6,2020, the full principal due, along with the interest from March

6, 2020 to December 29, 2020 was received by the segregated portfolio on

December 30, 2020. This full and final receipt (net of operating expenses as

permissible under the SEBI Regulation), as a percentage of Net assets of the

scheme as on March 5,2020 is 1.84%.

Year-wise returns for the last 5 financial years 15. ๐%

16. ๐%

14 — ๐%

12.๐%

1๐.

FIDHF CRISIL Hybrid 85+15 - Conservative Index|

Past performance may or may not be sustained in future. Benchmark returns calculated based on Total Return Index Values. Based on Growth Plan NAVs.

REQUEST - AIDCW stands for Income Distribution cum Capital Withdrawal 23 ----------------

51


PLANSAN

D OPTIONS

Super Institutional Plan offers choice of Growth Option, Weekly IDCWA Option (with Reinvestment and Payout facility) and Daily IDCW Reinvestment Option Direct - Super Institutional Plan offers choice of Growth Option, Weekly IDCW Option (with Reinvestment and Payout facility) and Daily IDCW Reinvestment Option.

SEGREGATED PORTFOLIO A security issued by Yes Bank Ltd viz. 10.25% Yes Bank Ltd

(CO 05-Mar-2020) was downgraded to ICRA D, i.e. ‘below investment grade’ by ICRA. On account of the same, Segregated Portfolio 1 (10.25% Yes Bank Ltd (CO 05-Mar- 2020)) had been created with effect from March 6, 2020. Principal and Interest payment was received from Yes Bank Ltd (10.25% Yes Bank Ltd Co 05 Mar 2020) (ISIN INE528G09061) on December 30, 2020. This amount (subject to deduction of operating expenses) was distributed to the investors in proportion to their holdings in the plans of the segregated portfolio.


i) Load Structure

Entry Load Nil

Exit Load

• Upto 10% of the Units may be redeemed without any exit load within 1 year from the date of allotment. • Any redemption in excess of the above limit shall be subject to the following exit load:

-1% - if redeemed on or before 1 year from the date of allotment

- Nil - if redeemed after 1 year from the date of allotment


2.30% 1.42% (Direct)

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)


DAILY NET ASSET

VALUE (NAV)

PUBLICATION






SCHEME COMPARISON





APPLICABLE

NAV (after the

scheme opens for


MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS

DESPATCH OF D

FPT TO CH A

(REDEMPTION)

REQUEST

BENCHMARK

INDEX

IDCW POLICY

NAME & TENURE

OF THE FUND

MANAGER(S)

NAMEOFTHE

TRUSTEE

COMPANY

PERFORMANCE

OF THE SCHEME


No. 33

Super Institutional: Purchase: Rs.10,000 (Rs.25 lakhs in WDP) Additional Purchase: Rs.1,000 (Rs.1 lakh in WDP) Repurchase: Minimum of Rs.1,000 Additional amount in multiple of Re.1 Please refer to Page No. 33 Crisil Liquid Fund

Index



1. Pallab Roy

2. Umesh Sharma


No. 33

Tenure of managing the scheme (in


13.27 Years

2.93 Years


Scheme Returns

(%)



AS OF SEPTEMBER 30, 2021 - REGULAR PLAN#

Inception date: April 29, 1998

INSTITUTIONAL PLAN#

The last NAV for FILF - Institutional Plan was declared on July 7, 2020. There are no units under this plan and therefore, returns as on March 31, 2021 are not provided. Compounded Annualised Returns

Scheme Returns

(%)



Inception date: June 22, 2004 SUPER INSTITUTIONAL PLAN

FRANKLIN INDIA LIQUID FUND (FILF)

TYPE OF SCHEME An open-ended Liquid fund

CATEGORY OF SCHEME Liquid Fund


An open end Liquid scheme with an objective to provide current income along with high liquidity.


Types of Instruments

Allocation as % of net assets#

Risk Profile

Money Market Instruments

50% - 100% Low

Debentures (investment grade, privately placed etc.)*

0% - 50% Low to Medium

*including securitised debt up to 30% “including investments in Foreign Securities as may be permitted by SEBI/RBI upto the limit specified for applicable asset class in the asset allocation table above. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM.

INVESTMENT STRATEGY


RISK PROFILE OF THE

SCHEME Please refer to Page No. 32



AIDCW stands for Income Distribution cum Capital Withdrawal

Inception date: September 02, 2005

FILF - Regular Plan# ■ Crisil Liquid Fund Index ■ FILF - Institutional Plan# Crisil

Liquid Fund Index ■ FILF - Super Institutional Plan ■ Crisil Liquid Fund Index


Scheme Returns

(%)



# These Plan(s) and all the Option(s) offered under the

Plan(s) are suspended for further subscription. FILF -

SUPER INSTITUTIONAL PLAN - DIRECT

Inception date: December 31, 2012 Year-wise returns for the last 5 financial years

| FILF - Super Institutional Plan (Direct) ■ Crisil Liquid Fund Index]

Past performance may or may not be sustained in future. Based on

Growth Plan NAVs.

52


i) Load Structure

Entry Load Nil

Exit Load Nil


Regular Plan: 0.86% Institutional Plan: 0.61% Super Institutional Plan: 0.19% Super Institutional Plan - Direct : 0.11%

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)


DAILY NET ASSET

VALUE (NAV)

PUBLICATION






SCHEME COMPARISON





PLANSAN

D OPTIONS

Growth Plan

IDCWA Plan (with Reinvestment and

Payout Facility) Growth Plan - Direct IDCW Plan - Direct (with Reinvestment and

Payout Facility) APPLICABLE NAV Please refer to Page No. 33

(after the scheme opens for repurchase and sale) MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS

Purchase Additional Purchase

Repurchase

Rs.5,000/- or any amount in multiple of Re.1/- thereafter



Rs.1,000/- or any amount in multiple of Re.1/- thereafter or ‘All Units' if the account balance is

less than Rs.1,000/-

DESPATCH OF D FPT to

CH A (REDEMPTION)

REQUEST


BENCHMARK INDEX NIFTY Banking & PSU Debt Index


NAME & TENURE

OF THE FUND

MANAGER(S)



1. Umesh Sharma 2. Sachin Padwal-Desai 3. Mayank Bukrediwala


securities)


NAMEOFTHE Please refer to Page No. 33 TRUSTEE COMPANY

TYPE OF SCHEME An open ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds

CATEGORY OF

SCHEME

Banking and PSU Fund


The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Municipal bonds. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

A CCPT

ALLOCATION PATTERN

OF THE SCHEME


Profile

As % of Net

Assets (Min.- Max.)#

Debt and Money Market Instruments issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds

Low to Medium

80% - 100%

Debt and Money Market Instruments issued by other entities; Gilt Securities and State Development Loans (SDLs) and Real Estate Investment Trusts (REIT)/ Infrastructure Investment Trust (InvIT)

Low 0% - 20%

• Securitised Debt up to 50%, investments in Foreign Securities as may be permitted by

SEBI/RBI upto 50% of the net assets of the scheme.

• A maximum of 10% of net assets may be deployed in REITs and InvITs and the

maximum single issuer exposure may be restricted to 5% of net assets or upto the limits

permitted by SEBI from time to time

• The Scheme may invest in derivatives of fixed income instruments up to a maximum of

50% of its net assets. The Scheme may also take imperfect hedging positions using

Interest Rate Futures. The cumulative gross exposure through debt and derivative

positions should not exceed 100% of the net assets of the Scheme.

• The scheme participate in repo in corporate debt securities.

• The Scheme may engage in securities lending in accordance with the guidelines issued

by SEBI.

• If permitted by SEBI Regulations, the Scheme may engage in short selling of securities

in accordance with the guidelines issued by SEBI.

In accordance with SEBI Circular No. SEBI/HO/IMD/DF3/CIR/P/2020/229 dated

November 06, 2020, the scheme shall hold at least 10% of their net assets in liquid

assets. For this purpose, ‘liquid assets' shall include Cash, Government Securities, T-

bills and Repo on Government Securities. Such investment shall not be included for

determining the scheme characteristics as specified in SEBI circulars

SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 6, 2017 and

SEBI/HO/IMD/DF3/CIR/P/2017/126 dated December 4, 2017. In case, the exposure in

such liquid assets / securities falls below the SEBI prescribed threshold, the AMC shall

ensure compliance with the above requirement before making any further

investments.

INVESTMENT STRATEGY


RISK PROFILE OF THE

SCHEME




FRANKLIN INDIA BANKING & PSU DEBT FUND (FIBPDF)

PERFORMANCE

OF THE SCHEME


Scheme Returns

(%)


Last 1 Year 5.36% 5.84% Last 3 Years 8.96% 9.79% Last 5 Years 7.67% 7.51% Since Inception 8.19% 9.03%


Inception date: April 25, 2014.


FIBPDF ■ NIFTY Banking and PSU Debt Index#

Past performance may or may not be sustained

in future. Based on Growth Plan NAVs. # The Index is adjusted for the period April 25, 2014 to November 15, 2019 with the performance of CRISIL Composite Bond Fund Index. NIFTY Banking and PSU Debt Index is the benchmark for FIBPDF effective 15 Nov, 2019.


Scheme Returns

(%)



FIBPDF-DIRECT

Inception date: April 25, 2014. Year-wise returns for the last 5 financial years

i FIBPDF-Direct NIFTY Banking and PSU Debt Index#


*For schemes/plans launched during the year the returns are from inception date.


Capital Withdrawal


i) Load Structure

Entry Load Nil

Exit Load NIL


0.52% 0.21% (Direct)

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)


DAILY NET ASSET

VALUE (NAV)

PUBLICATION


FOR INVESTOR

GRIEVANCES PLEASE

CONTACT




SCHEME COMPARISON





TYPE OF SCHEME An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives)

CATEGORY OF

SCHEME

Floater Fund

INVESTMENT OBJECTIVE To provide income and liquidity consistent with the prudent risk

from a portfolio comprising of floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments and money market instruments.

A CCPT

ALLOCATION PATTERN

OF THE SCHEME

Under normal market circumstances, the investment range would be as follows: Instruments As % of

Net Assets#

Risk Profile

Min- Max

Floating Rate debt instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives)

65-100% Low to Medium

Debt (other than floating rate instruments), Money market instruments and Real Estate Investment Trusts (REIT)/ Infrastructure Investment Trust (InvIT)

0-35% Low to Medium

#The Scheme may have exposure in the following: 1. Securitised Debt up to 50% of net assets 2. Foreign securities as may be permitted by SEBI/RBI upto

50% of net assets 3. Derivatives up to a maximum of 65% of net assets. Investment

in derivatives including imperfect hedging using Interest Rate Futures shall be in line with the guidelines prescribed by SEBI from time to time. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time.

4. Repos in corporate debt securities 5. Short Selling 6. Securities Lending - A maximum of 40% of net assets may be

deployed in securities lending and the maximum single party exposure may be restricted to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC ftver the counter) trades where counterparty can be identified.

7. REITs and InvITs - A maximum of 10% of net assets may be deployed in REITs and InvITs and the maximum single issuer exposure may be restricted to 5% of net assets or upto the limits permitted by SEBI from time to time.

It must be clearly understood that the percentages stated above are only indicative and not absolute and that they can vary substantially depending upon the perception of the Investment Manager, the intention being at all times to seek to protect the interests of the Unit holders. The asset allocation

FRANKLIN INDIA FLOATING RATE FUND (FIFRF)

pattern described above may alter from time to time on a short-term basis on defensive considerations, keeping in view market conditions, market opportunities, applicable regulations and political and economic factors (i.e., for reasons other than downgrade in rating) and would, in such cases, shall be rebalanced within 30 days from the date of deviation. However, if the asset allocation pattern is to be altered for other reasons, as this is a fundamental attribute, the procedure outlined in the paragraph on fundamental attributes below, shall be followed. I n a c c o r d a n c e w i t h S E B I C i r c u l a r N o . SEBI/HO/1MD/DF3/CIR/P/2020/229 dated November 06, 2020, the scheme shall hold at least 10% of their net assets in liquid assets. For this purpose, ‘liquid assets’ shall include Cash, Government Securities, T-bills and Repo on Government Securities. Such investment shall not be included for determining the scheme characteristics as s p e c i f i e d i n S E B I c i r c u l a r s SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 6, 2017 and SEBI/HO/IMD/DF3/CIR/P/2017/126 dated December 4, 2017. In case, the exposure in such liquid assets / securities falls below the SEBI prescribed threshold, the AMC shall ensure compliance with the above requirement before making any further investments.

INVESTMENT STRATEGY


RISK PROFILE OF THE

SCHEME




PLANS AND OPTIONS

Growth Plan 1DCWA Plan (with Reinvestment facility only) Direct - Growth Plan Direct - 1DCW Plan (with Reinvestment facility only)





MINIMUM

APPLICATION

AMOUNT/ NUMBER OF

UNITS

Purchase Additional

Purchase

Repurchase

Rs.1,000 and multiples of Re.1

thereafter


thereafter

Minimum of Rs.1,000/-

DESPATCH OF R FPT TP

CH A (REDEMPTION)

REQUEST


BENCHMARK INDEX Crisil Liquid Fund Index


NAME & TENURE

OF THE FUND

MANAGER(S)

Name of the Fund Manager(s

、



1. Pallab Roy 2. Umesh Sharma 3. Mayank Bukrediwala

(dedicated for foreigr

securities)


NAMEOFTHE TRUSTEE

COMPANY





Scheme Returns

(%)


Last 1 year Last 3 years Last 5 years Since inception

4.39% 6.07% 6.08% 5.87%

3.59% 5.37% 6.00% N.A

Inception date: April 23, 2001.

NA - As the scheme was launched before the launch of the benchmark index, benchmark

index figures since inception are not available.

Year-wise returns for the last 5 financial years 9.0%-, 8.0%- 7 1% “o/ 7.

0%

7.6

% 7.1%

7.0% 6.1% soo/ 6

.8

% 6.4%

6.0%- 5.9% s ]0/ •B・11・


■ FIFRF Crisil Liquid Fund Index


FIFRF-DIRECT


Scheme Returns (%)


Last 1 year Last 3 years Last 5 years Since inception

5.07% 6.72% 6.71% 7.06%

7.11% 6.00% 5.37% 3.59%

Inception date: December 31, 2012 AIDCW stands for Income Distribution cum Capital Withdrawal 26—

54


FIFRF-Direct ■ Crisil Liquid Fund Index Past performance may or may not be sustained

in future. Based on Growth Plan NAVs.


i) Load Structure

Entry Load Nil

Exit Load Nil


0.96% 0.34% (Direct)

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)


DAILY NET ASSET

VALUE (NAV)

PUBLICATION


FOR INVESTOR





SCHEME COMPARISON





FRANKLIN INDIA OVERNIGHT FUND (FIONF)

TYPE OF SCHEME An open ended debt scheme investing in overnight securities

CATEGORY OF

SCHEME

Overnight Fund


The Scheme intends to provide reasonable income along with high liquidity by investing in overnight securities having maturity of 1 business day. There can be no assurance that the investment objective of the scheme will be realized.

A CCPT

ALLOCATION PATTERN

OF THE SCHEME

Under normal circumstances, the asset allocation pattern will be: Instruments Normal

Allocation# Risk

Profile

Debt & Money Market Instruments including cash & cash equivalentA with residual maturity up to one business day

Upto 100% Low

△Investment in Securitized debt up to 10% #The scheme may have exposure in the following 1. Repos in corporate debt securities in accordance with the directions

issued by RBI and SEBI from time to time. 2. Securities Lending - A maximum of 40% of net assets may be deployed

in securities lending and the maximum single party exposure may be

restricted to 10%A of net assets outstanding at any point of time. ' A Presently, Securities lending and borrowing (SLB) is an Exchange

traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified. The Scheme shall not engage in securities borrowing and short selling activities. The Scheme shall not invest in REITs, InvITs, foreign securities and foreign securitized debt. It must be clearly understood that the percentages stated above are only indicative and not absolute and that they can vary substantially depending upon the perception of the Investment Manager, the intention being at all times to seek to protect the interests of the Unit holders. The asset allocation pattern described above may alter from time to time on a shortterm basis on defensive considerations, keeping in view market conditions, market opportunities, applicable regulations and political and economic factors (i.e., for reasons other than downgrade in rating) and would, in such cases, shall be rebalanced within 7 days from date of deviation. However, if the asset allocation pattern is to be altered for other reasons, as this is a fundamental attribute, the procedure outlined in the paragraph on fundamental attributes below, shall be followed. NOTE: The investment under Direct Plans shall have the same portfolio as that of the plan/option under which it is introduced, and hence the same investment objectives and investment pattern as that of the existing respective Scheme/Scheme Portfolio. Compounded Annualised Returns

Scheme Returns

(%)


Last 1 year 3.00% 3.19% Last 3 years N.A N.A Last 5 years N.A N.A Since inception 3.69% 3.89%

Inception date: May 8, 2019 NA- Not available Year-wise returns for the last 2 financial years

i FIONF Crisil Overnight Index *For schemes/plans launched during the year the returns are from inception date. Past performance may or may not be sustained in future. Based on Growth Plan NAVs.

FIONF-DIRECT Compounded Annualised Returns

Scheme Returns (%)


Last 1 year 3.05% 3.19% Last 3 years N.A N.A Last 5 years N.A N.A Since inception 3.75% 3.89%

Inception date: May 8, 2019 AIDCW stands for Income Distribution cum Capital Withdrawal

INVESTMENT STRATEGY


RISK PROFILE OF THE

SCHEME Please refer to Page No. 32



PLANS AND OPTIONS Growth Plan*

IDCWA Plan* (with Weekly IDCW Option (with Reinvestment

and Payout facility) and Daily IDCW Reinvestment Option)

Direct - Growth Plan

Direct - IDCW Plan (with Weekly IDCW Option (with

Reinvestment and Payout facility) and Daily IDCW

Reinvestment Option)

*For sake of clarity and ease of understanding, these Plans may

be referred as Regular - Growth Plan and Regular - IDCW Plan

in various advertisements and literatures.





MINIMUM

APPLICATION

AMOUNT/ NUMBER OF

UNITS

Purchase Additional Purchase

Repurchase


thereafter


thereafter


DESPATCH OF R FPT TD

CH A (REDEMPTION)

REQUEST


BENCHMARK INDEX CRISIL Overnight Index



MANAGER(S)



1. Pallab Roy

2. Umesh Sharma

2.40 Years

2.40 Years

NAMEOFTHE TRUSTEE

COMPANY


PERFORMANCE OF THE SCHEME AS OF SEPTEMBER 30, 2021

55-

Year-wise returns for the last 2 financial years 6.0% f

5.0% •

4.0% •

3.0% •

2.0% •

1.0% •

5 .0%* 5.2%*

2.9% 3.1%

Mar-20 Mar-21

■ FIONF-Direct CRISIL Overnight Index

Based on Growth Plan NAVs TRI: Total Return Index Values. Inception date: May 8,2019 *For schemes/plans launched during the year the returns are from inception date.

EXPENSES OF THE i) Load Structure

SCHEME Entry Load Nil

Exit Load Nil


0.15% 0.10% (Direct)

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)


DAILY NET ASSET

VALUE (NAV)

PUBLICATION


FOR INVESTOR





SCHEME COMPARISON





FRANKLIN INDIA PENSION PLAN (FIPEP)

APPLICABLE NAV (after the scheme opens for repurchase and sale) MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS LOCK IN

PERIOD


No. 33

Purchase: Rs.500 and multiples of Re.1 Additional Purchase: Rs.500 and multiples of Re.1 Repurchase:Minimum of Rs.500/-

Minimum Target Investment: Rs.10,000 before the age of 60 years For

investment (including registered SIPs and

incoming STPs) made on or before June 1,2018:

Three (3) full financial years.

For investments (including SIPs and STPs registered) made on or after June 4, 2018: 5 years or till retirement age (whichever is earlier).

DESPATCH OF D FPT

TO CH A

(REDEMPTION)

REQUEST


BENCHMARK INDEX 40% of Nifty 500 + 60% of Crisil Composite Bond Fund Index


NAME & TENURE

OF THE FUND

MANAGER(S)


years) (Upto March 31,2021)

1. Sachin Padwal-Desai (Debt) 2. Umesh Sharma (Debt) 3. Rajasa Kakulavarapu

(Equity) 4. Anand Radhakrishnan

(Equity)

14.84 Years

11.25 Years

0.07 Year

0.07 Year


PERFORMANCE

OF THE SCHEME


Scheme Returns

(%)


Last 1 Year 20.61% 26.26% Last 3 Years 9.83% 14.57% Last 5 Years 7.73% 11.79% Since Inception 11.98% N.A


Inception date: March 31, 1997

As the scheme was launched before the launch of the benchmark index, benchmark index

figures since inception are not available.

Year-wise returns for the last 5 financial years 35.00% 30.00%

25.00%

32.4%

TYPE OF SCHEME An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)

CATEGORY OF SCHEME

Retirement Fund


An open-end tax saving scheme whose objective is to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.


Types of Instruments Normal Allocation (% of Net Assets)

Equities, preference shares and equity related instruments

Up to 40%

Debentures* (Investment grade privately placed etc.), Bonds issued by Public Sector Units and Money Market Instruments

Up to 100%

* including securitised debt up to 40%

I n accordance with S E B I Circular N o . SEBI/HO/IMD/DF3/CIR/P/2020/229 dated November 06, 2020, the scheme shall hold at least 10% of their net assets in liquid assets. For this purpose, ‘liquid assets’ shall include Cash, Government Securities, T- bills and Repo on Government Securities. Such investment shall not be included for determining the scheme characteristics as specified in SEBI circulars SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 6, 2017 and SEBI/HO/IMD/DF3/CIR/P/2017/126 dated December 4, 2017. In case, the exposure in such liquid assets / securities falls below the SEBI prescribed threshold, the AMC shall ensure compliance with the above requirement before making any further investments.

20.00% 15.00% 10.00% 5.00% 0.00%

12.4% 16.9%

8.3% 5.5% 6.9%

8.2

%

21.3%

-5.00% -10.00% -3.6% -4.0%


| FIPEP ■ 40% Nifty 500 + 60% Crisil Composite Bond Fund Index |


Scheme Returns

(%)



Past performance may or may not be sustained in future. Benchmark returns calculated based on

Total Return Index Values. Based on Growth Plan NAVs.

FIPEP - DIRECT

INVESTMENT STRATEGY






PLANS AND OPTIONS

Growth Plan • IDCWA Plan (with Reinvestment and Payout

Options) • Direct - Growth Plan • Direct - IDCW Plan (with

Reinvestment and Payout Options)

IDCW declared is compulsorily reinvested till investor attains 58

years of age. On attaining 58 years of age (subject to completion

of lock-in period and minimum target investment), the investor

can avail any of the following options: Pension Option, Lump

sum Option, Combination Option and Flexible Option.




■ FIPEP-Direct 40% Nifty 500 + 60% Crisil

Composite Bond Fund Index

Past performance may or may not be sustained in future. Benchmark returns calculated based on

Total Return Index Values. Based on Growth Plan NAVs.

EXPENSES OF

THE SCHEME

i) Load Structure

Entry Load Nil

Exit Load: (Subject to the completion of lock-in- period and minimum target investment)

3% (if redeemed before the age of 58 years) NIL (if redeemed after the age of 58 years)


2.28% 1.53% (Direct)

56


Please refer to Page No. 34 UNITHOLDERS' INFORMATION


SCHEME COMPARISON

Please refer to Page No. 31 DAILY NET ASSET VALUE (NAV) PUBLICATION




Please refer to Page No. 34 ASSETS UNDER MANAGEMENT (AUM)


Portfolio Details

Portfolio Details (as on September 30, 2021)

FRANKLIN INDIA CORPORATE DEBT FUND

Top 10 Holding- Issuer Wise* % to NAV Sector Allocation % to NAV

Government Of India 16.66 Financial Services 39.61 ONGC Petro Additions Ltd 8.46 Sovereign 16.66 REC Ltd 7.47 Chemicals 8.46

Power Finance Corporation Ltd 6.95 Consumer Goods 6.95

Food Corporation Of India 6.95 Services 6.32

Sikka Ports & Terminals Ltd 6.32 Construction 5.85

Housing Development Finance Corporation Ltd 6.31 Oil & Gas 5.56

National Highways Authority Of India 5.21 Power 4.71

Indian Railway Finance Corporation Ltd 4.88 Call, cash and other current asset 5.90

LIC Housing Finance Ltd 4.87

Note: All securities belonging to a given sector are considered for this disclosure. It may * Excludes Call, Cash and Other Current Assets. be noted that Sector exposure limits are monitored as per applicable SEBI Regulations/ Portfolio Turnover Ratio - Last one year ended September 30, 2021 -Not Applicable circulars. This disclosure does not represent the exposure

limits. as per aforesaid Regulatory

FRANKLIN INDIA GOVERNMENT SECURITIES FUND

Top 10 Holding- Issuer Wise* % to NAV Sector Allocation

% to NAV

GOI 88.24 Sovereign

88.24 Call, cash and other current asset 11.76


Note: All securities belonging to a given sector are considered for this disclosure. It may

Portfolio Turnover Ratio - Last one year ended September 30, 2021

be noted that Sector exposure limits are monitored as per applicable SEBI Regulations/ -Not Applicable circulars. This disclosure does not represent the exposure as per aforesaid Regulatory

limits.

FRANKLIN INDIA SAVINGS FUND

Top 10 Holding- Issuer Wise* % to NAV Sector Allocation

% To Nav

Government Of India 34.82 Financial Services 53.51

Axis Bank Ltd 4.98 Sovereign

34.82

Chennai Petroleum Corporation Ltd Export-Import Bank Of India L&T

Finance Ltd

4.95 4.94 4.91

Oil & Gas

Consumer Services

4.95

2.47

National Bank For Agriculture & Rural Development 4.91 Call, cash and other current asset 4.25

Kotak Mahindra Bank Ltd 4.91

Bajaj Housing Finance Ltd 4.90

Housing Development Finance Corporation Ltd 4.90

Small Industries Development Bank Of India 4.89 Note: All securities belonging to a given sector are considered for this disclosure. It may

* Excludes Call, Cash and Other Current Assets. be noted that Sector exposure limits are monitored as per applicable SEBI Regulations/

circulars. This disclosure does not represent the exposure as per aforesaid Regulatory limits.

Portfolio Turnover Ratio - Last one year ended September 30, 2021 - Not Applicable

FRANKLIN INDIA OVERNIGHT FUND


Portfolio Turnover Ratio - Last one year ended September 30, 2021 -

Not Applicable

FRANKLIN INDIA DEBT HYBRID FUND [Number of Segregated Portfolio-1]


Government Of India 45.67

Housing Development Finance Corporation Ltd 4.91 National Highways Authority Of India 4.84

Bajaj Finance Ltd 4.77

Embassy Office Parks REIT 2.88

Power Finance Corporation Ltd 2.61

Axis Bank Ltd 2.37

LIC Housing Finance Ltd 2.36 National Bank For Agriculture & Rural Development 2.35

Infosys Ltd 2.21

* Excludes Call, Cash and Other Current Assets. Portfolio Turnover Ratio - Last one year ended September 30, 2021 -

Not Applicable Scheme's latest monthly portfolio holding can be

viewed on www.franklintempletonindia.' under Fund Document tab.

Note: All securities belonging to a given sector are considered for this disclosure. It may be noted that Sector exposure limits are monitored as per applicable SEBI Regulations/ circulars. This disclosure does not represent the exposure as per aforesaid Regulatory limits.

Sector Allocation % to NAV

Financial Services 31.62 Consumer Goods 15.91 IT 9.91 Oil & Gas 8.82 Automobile 8.11 Power 6.48 Pharma 6.13 Telecom 5.51 Metals 2.29 Consumer Services 2.21 Construction 1.82 Cement & Cement Products 1.18

Note: All securities belonging to a given sector are considered for this disclosure. It may be noted that Sector exposure limits are monitored as per applicable SEBI Regulations/ circulars. This disclosure does not represent the exposure as per aforesaid Regulatory limits. i/investor/funds-and-solutions/funds-explorer/all-mutual-funds -

Top 10 Holding- Issuer

Wise*

Reverse Repo

% to

NAV

99.02

Sector

Allocation

% To

Nav Call,cash and other

current asset 100.0

0

57

scheme name

58

Portfolio Details

Portfolio Details (as on September 30, 2021)

FRANKLIN INDIA LIQUID FUND

Top 10 Holding- Issuer Wise†† % to NAV


LIC Housing Finance Ltd 4.35 Bharat Petroleum Corporation Ltd 4.35

Indian Railway Finance Corporation Ltd 4.34

Indian Oil Corporation Ltd 4.34

Reliance Jio Infocomm Ltd 4.33

Reliance Retail Ventures Ltd 4.33

Kotak Mahindra Prime Ltd 4.32

HDFC Securities Ltd 4.32

Housing Development Finance Corporation Ltd 2.91 * Excludes Call, Cash and Other Current Assets.


- Not Applicable

Sector Allocation % to NAV Sovereign 33.22

Financial Services 30.35

Oil & Gas 14.48

Telecom 4.33

Consumer Services 4.33

Power 0.58



FRANKLIN INDIA BANKING & PSU DEBT FUND



Power Finance Corporation Ltd 8.28

REC Ltd 8.03

National Bank For Agriculture & Rural Development 6.34

Housing & Urban Development Corporation Ltd 6.11

Indian Oil Corporation Ltd 6.07

Indian Railway Finance Corporation Ltd 4.87

Small Industries Development Bank Of India 4.83 National Highways Authority Of India 4.47

ONGC Petro Additions Ltd 4.24

Sector Allocation % To Nav


Sovereign 18.74

Oil & Gas 12.01

Power 9.62

Construction 4.47

Chemicals 4.24 Consumer Goods 0.92




- Not Applicable Note: All securities belonging to a given sector are considered for this disclosure. It may be noted that Sector exposure limits are monitored as per applicable SEBI Regulations/ circulars. This disclosure does not represent the exposure as per aforesaid Regulatory limits.

Sector Allocation

Sovereign

Financial Services

Call, cash and other current asset



†† Excludes Call, Cash and Other Current Assets.


National Bank For Agriculture & Rural Development 6.81

Aditya Birla Housing Finance Ltd 6.70

Export-Import Bank Of India 6.59

Kotak Mahindra Investments Ltd 6.48

LIC Housing Finance Ltd 6.44

JM Financial Credit Solutions Ltd 2.68

Indostar Capital Finance Ltd 2.67

Axis Bank Ltd 2.66

% to NAV

52.1

3

41.0

3

6.84


FRANKLIN INDIA FLOATING RATE FUND


59

Scheme's latest monthly portfolio holding can be viewed on www.franklintempletonindia.com/investor/funds-and-solutions/funds-explorer/all-mutual-funds - scheme name under Fund Document tab.


Government Of India 38.20 Financial Services 36.67

National Highways Authority Of India 5.50 IT 11.07

Housing Development Finance Corporation Ltd 4.47 Consumer Goods 10.34

LIC Housing Finance Ltd 4.30 Oil & Gas 9.80

HDFC Bank Ltd 3.73 Automobile 7.74

Infosys Ltd 3.63 Telecom 6.72

Reliance Industries Ltd 3.56 Pharma 6.02

Axis Bank Ltd 3.43 Power 4.22

ICICI Bank Ltd 2.22 Metals 2.51

Bharti Airtel Ltd 2.17 Construction 2.25 Consumer Services 1.34 Cement & Cement Products 1.32

FRANKLIN INDIA PENSION PLAN





60

Scheme Comparision

Scheme name. No. of Folios & Assets Under Management (AUM)

Investment Strategy

Product positioning

Income Funds

Franklin India

Government

Securities Fund

(FIGSF) No. of Folios: 2,519

I Tnrlpv

Management (AUM):

Rs. 198,82 crores

Seeks to provide

capital appreciation by

primarily investing in

Indian government

securities and actively

managing the portfolio

duration based on

market conditions

A fixed income fund that

predominantly invests in

government securities

and manages the portfolio

duration based on the

market outlook.

Franklin India

Corporate Debt

Fund (FICDF)

No. of Folios: 11,354

Assets Under

Management (AUM):

Rs. 835,58 crores

Strives to deliver

superior risk- adjusted

returns by actively

managing a portfolio

of high quality fixed

income securities.

A corporate bond fund

that focuses on income

generation along with

some capital gains by

predominantly investing

in AA+ and above rated

Corporate Bonds

Franklin India Liquid Fund (FILF)

No. of Folios: 1,65,434

AM

sasn

etasge

Um

ned

netr

(AUM): Rs. 1,723,63

crores

Strives to provide steady

income and high

liquidity through a

judicious mix of short

term debt and money

market instruments.

A liquid fund that invests

in short term and money

market instruments.

Scheme name. No. of Folios & Assets Under Management (AUM)

Investment Strategy

Product positioning

Franklin India Floating Rate Fund

(FIFRF)


AM

sasn

etasge

Um

ned

netr

(AUM):

Rs. 376,55 crores

Invests in floating rate

instruments and other

debt & money market

instruments with an aim

to minimise the risk

arising from interest rate

fluctuations.

Invests primarily in

floating rate instruments

and

debt and money market

instruments.

Franklin India Savings Fund (FISF)


Assets Under

Management (AUM):

Rs. 1,007,11 crores

Looks to minimise the

risk arising from interest

rate fluctuations.

Invests in money market

instruments with high

liquidity and low to

moderate credit risk.

Franklin India

Banking & PSU

Debt Fund

(FIBPDF)


Assets Under

Management (AUM):

Rs. 840,49 crores

The fund is managed

with investments focused

on debt and money

market instruments

consisting predominantly

of securities issued by

entities such as Banks

Public Sector

undertakings and Public

Financial Institutions

(PFIs). The fund may

also seek exposure in Gilt

Securities and State

Development Loans in

order to maintain an

optimum balance of

yield, safety and

liquidity. The fund will

follow an active

investment strategy

within the overall

mandate, depending on

opportunities available

at various points in time.

A fixed income fund that

invests predominantly in

debt and money market

instruments issued by

Banks, PSUs, PFIs and

Municipal bonds.

Scheme name, No. of Folios & Assets Under Management (AUM)

Investment Strategy

Product positioning

Franklin India Overnight Fund

(FIONF)


Assets Under

Management

(AUM): Rs. 137,21

crores

The primary objective of

the scheme is to provide

reasonable income along

with high liquidity by

investing in overnight

securities having

maturity of 1 business

day. The scheme strives

to provide steady income

and high liquidity

through a judicious mix

of short term debt and

money market

instruments. The scheme

aims to identify

securities in the short-

term instruments

including TREPS,

Reverse repos, debt

instruments with

overnight maturity. The

scheme intends to hold

short-term securities to

minimize price volatility.

A fund that invests in debt

& money market

instruments

having maturity of one

business day

Hybrid Fund

Franklin India Debt Hybrid Fund (FIDHF) [Number of Segregated

Portfolios-1]

No. of Folios:

7,818

Assets Under Management

(AUM): Rs. 210.00 crores

The debt portion will

be primarily invested

in high quality fixed

income securities. For

the equity portion, the

scheme follows a blend

of value and growth

style of investing and a

bottom-up approach

to stock-picking.

A fund that invests

predominantly in

debt instruments with

marginal equity exposure.

Solution Oriented Scheme

Franklin India Pension Plan

(FIPEP)

No. of Folios: 19,286 Assets Under

Management (AUM):

Rs. 461.69 crores

The equity portion

follows a blend of

value and growth style

of investing, and will

invest in diversified

portfolio of stocks with

predominant exposure

to Large caps. The

fund will follow a

bottom-up approach

to stock-picking and

choose companies

across sectors. The

debt portion of the

scheme will be

invested in high

quality fixed income

instruments.

A retirement fund investing up to 40% in equities and the balance in fixed income.

Note:

The data on No. of Folios and Assets Under Management is as on September 30, 2021.

With effect from October 18, 2021, Mr. Sandeep Manam has been appointed as dedicated fund manager for foreign securities.

61

COMMON FEATURES FOR ALL SCHEMES

Risk Profile of the Schemes Mutual Fund Units involve investment risks including the possible loss of

principal. Please read the SID carefully for details on risk factors before

investment. Scheme specific Risk Factors are summarized below:

Different types of securitie s in which the scheme would invest carry

different levels and types of risks. Accordingly the scheme's risk may

increase or decrease depending upon its investment pattern.

Investments in debt instruments are subj set to various risks such as

credit/defauh risk, interest rate risk, reinvestment risk, liquidity risk etc.

E.g. corporate bonds carry a higher amount of risk than Government

securities. Further even among corporate bonds, bonds which are AAA

rated are comparatively less risky than bonds which are AA rated.

Credit Risk: This refers to the risk that an issuer of a fixed income security

may default (i.e. will be unable to make timely principal and interest

payments on the security). Investment in

s

AAA rated securities. These securities carry relatively higher possibility of

a default.

Interest Rate Risk: This risk results from changes in demand and supply

for money and other macroeconomic factors and creates price changes in

the value of debt ss

subject to fluctuation. Prices of long term securities generally

fluctuate more in response to interest rate changes than do short-term

Securities. This may exposethesshemes to possible capital erosion.

Liquidity Risk: This refers to the ease with which a security can be sold

at or near to its valuation yield-to-maturity (YTM). s

market.

Market Risk: This risk arises due to price volatility due to s

credit worthiness of the issuer and general market liquidity, change in

interest rate expectations and liquidity flows. Market s


Reinvestment Risk: This risk refers to the interest rate levels at which

cash flows received for the securities in the Scheme is reinvested. The risk

is that the rate at which interim cash flows can be reinvested may be lower

than that originally assumed.

Different types of Securitised Debts in which the scheme would invest carry

different levels and types of risks. Presently, secondary market for

securitised papers is not very liquid. There is no assurance that a deep

secondary market will develop for such securities. Money market securities,

while fairly liquid, lack a well-developed secondatymarket,which may

restrict the selling ability of the scheme.

Trading volumes, settlement periods and transfer procedures may restrict

liquidity of investments in equity and equity- related securities.

In case of investments in foreign securities, there may be risks associated

with currency movements, restrictions on repatriation and transaction

procedures in overseas market as well as country related risks.

Risks associated with

securities issued by Banks

and PSUs:

The risks associated with debt and money market securities issued by banks

and PSUs are perceived to be lower compared to other fixed income

instruments. However, these entities are unique in terms of being heavily

regulated and affected by government policies, which could impact the

credit profile of these issuers.

There is no assurance or guarantee that the objectives of the scheme will be

achieved. The past performance of the mutual funds managed by the

Franklin Templeton Group and its affiliates is not necessarily indicative of



participation in repo

transactions in Corporate

Debt Securities

is s

Credit risk would arise if the counter-party fails to repurchase the

security as contracted or if counterparty fails to return the security or

interest received on due date. To mitigate such risks, the Schemes shall

carry out repo transactions with only those counterparties, which has a

credit rating of ‘AA- and above’. In case of lending of funds as a repo

buyer, minimum haircuts on the value of the collateral security have

been stipulated, and we would receive the collateral security in the

Scheme’s account through an exchange settled matching process.

Generally, we would have a limited number of counter-parties,

comprising of Mutual Funds, Scheduled Commercial banks, Financial

Institutions and Primary dealers etc. is

back the money to the counterparty as contracted, the counter-party may

dispose off the assets (as they have sufficient margin) and the net

proceeds may be refunded to the Scheme. Thus, the Scheme may suffer

losses in such cases.

• Collateral Risk (as a repo

buyer) CoUateradisksarise duetofaSin the vahie of the security (change in

credit rating and/or interest rates) against which the money has been lent

under the repo arrangement. To mitigate such risks, minimum haircuts

have been stipulated on the value of the security. The Investment

Manager may ask for a higher haircut depending upon the market

conditions.


Investments in REITs and

InvITs: • Market Risk: REITs and InvITs Investments are volatile and subject

to price fluctuations on a daily basis owing to factors impacting the

underlying assets. AMC/Fund Manager’s will do the necessary due

diligence but actual market movements may be atvariance with the

anticipated trends.

• Liquidity Risk: As the liquidity of the investments made by the

dcheme(s)could,attimes, be restricted by traiing volumes, settlement

periods, dissolution of the trust, potential delisting of units on the

exchange etc, the time taken by the Mutual Fund for liquidating the

investments in

s redemption requirement. Investment in such securities may lead to

increase in the scheme portfolio risk.

• Reinvestment Risk: Investments in REITs & InvITs may carry

reinvestment risk as there could be repatriation of funds by the Trusts in

form of buyback of units or Payout of Income Distribution cum capital

withdrawal option, etc. Consequently, the proceeds may get invested in

assets providing lower returns.

• Regulatory/Legal Risk: REITs and InvITs being new asset classes,

rights of unit holders such as right to information etc may differ from

existing capital market asset classes under Indian Law.

Risk Mitigation Factors Interest Rate Risks: In case of income (debt) schemes, the Fund seeks

to mitigate this risk by keeping the maturity of the schemes in line with the

interest rate expectations.

In case of liquid scheme, the maturity of such scheme is low as these

schemes can only invest in securities with up to 91 days maturity.

Credit Risk or Default Risk: The Fund would predominantly invest in

high investment grade fixed income securities rated by SEBI registered

credit rating agencies. FIIOF and FICRF may predominantly invest in AA

/ A rated securities which carty a higher credit risk compared to AAA rated

securities. These securities carry relatively higher possibility of a default.

However, the historical default rates for investment grade securities (BBB

and above) have been low.

Reinvestment Risk: Reinvestment risks will be limited to the extent of

coupons received on debt instruments, which will be a very small portion

of the portfolio value. The schemes may take positions in interest rate

derivatives to hedge market/interest rate risks.

Liquidity and Marketability Risk: The fund will endeavour to

minimise liquidity risk by investing in securities having a liquidmarket.

Dividend (Income Distribution cum capital withdrawal) Policy:

Income Distribution cum capital withdrawal (IDCW) is based on the

availability of adequate distributable surplus in the scheme. The as

distributed out of investors capital (Equalization Reserve), which is part of

sale price that represents realized gains. The Trustee may, at its sole

discretion distribute income under IDCW option/plan in the fund at any

time. Although there is every intention to distribute income, there is no

assurance or guarantee as to the frequency or quantum of such distribution

nor that the distributions be regularly paid.

No Load on Bonus / Reinvestment of Income Distribution cum

capital withdrawal option: No entry and exit load shall be charged on

bonus units or units allotted oc mme Distribution cam capital

withdrawal.

Commission to distributor: The upfront commission on investment

made by the investor, if any, shall be paid to the ARN Holder (AMFI

registered distributor) directly by the investor, based on the investor’s

assessment of various factors including service rendered by the ARN

Holder.

Credit of exit load to schemes: Effective October 01, 2012, Exit load/

CDSC (if any) charged to theunit holders by the Mutual Fund on

redemption (including switch-out) of units shall be credited to the

respective scheme net of Goods & Service Tax. Goods& Service Tax on

exit load, if any, shall be paid out of the exit load proceeds.

Transaction Charges:

The AMC/Mutual Fund shall

deduct Tranbbctiom

Charges on

purchase/subscription

applications received from

investors that are routed

through a

distributor/agent/broker as

follows, provided the

distributor/agent/broker

has opted to receive the

transaction charges:

(i) First time investor in

mutualfunds:

TransactionChargn of

Rs.lUO/-onncchyye/

subscription application of

Rs.10,000 and above shall

be deducted from the

subscription amount and

paid to tha

62


ofthe investor. Units will be

allotted for the balance

subscription amount (net of

the transaction charge

deducted).

(ii) Investors other than first

time investor in

mutualfunds:

Transaction Charge of

Rs.100/- per purchase/

subscription application of

Rs.10, 000 and above shall

be deducted from the


paid to the

distributor/agent/broker of

the investor. Units will be

allotted for the balance

subscription amount (net of

the transaction charge

deducted).

(iii) In case of investments

through Systematic

Investment Plan (SIP):

Transaction Charge shall be

deducted only if the total

commitment through SIP

(i.e. amount per SIP

instalment x No. of SIP

instalments) amounts to

Rs.10,000/- and above. The

Transaction Charge shall be

deducted in 3 or 4

instalments, as may be

decided by the AMCfrom

time to time.

(iv) The Transaction Charges

shall not be deducted for:

(a) purchase/subscription

applications for an amount

less than Rs.10,000

(b) transactions other than

purchases/ subscriptions

relating to new inflows such

as switches, redemption,

Systematic T ransaction

Plan, Transfer of Income

Distribution cum capital

withdrawal plan etc.;

(c) direct applications

received by the AMC i.e.

applications received at any

Official Point of Acceptance

of Transaction of Franklin

Templeton Mutual Fund

that are not routed through

any

distributor/agent/broker;an

d

(d) transactions routed

through stock exchange

platform (not applicable for

ARN holders who have

‘opted-in’ for levy of

transaction charges in

respect of mutual fund

transactions of their clients

routed throughstock

exchangeplatforms).

The statement of account

shall disclose the net

investment as gross

subscription less

transaction charges and the

units allotted against the

net investment.

The upfront commission to

distributors shall continue

to be paid by the investor

directly to the distributor by

a separate payment based

on his assessment of various

factors including the service

rendered by the distributor.

As per SEBI Circular no. CIR/IMD/DF/21/2012 dated September 13,2012;

the employee/ relationship manager/ sales person of the distributor

interacting with the investor for the sale of mutual fund products is required

to obtain a EUIN from AMFI. EUIN needs to be mentioned on the

application along with the ARN number. This will assist in tackling the

problem of mis-selling even if the employee/relationship manager/sales

person leave the employment of the ARN holder / Sub broker. In case the

transaction is executed without any interaction or advice by the

employee/relationship manager/sales person of the distributor/sub broker,

the investor needs to sign the declaration stating the same.

Who Can Buy Units of the schemes (except FIPEP) can be purchased by:

1. Adult individuals, either singly or jointly (not exceeding three), resident

in India.


3. Companies/ Domestic Corporate Bodies/ Public Sector Undertakings

registered in India.

4. Charitable, Religious or other Trusts authorised to invest in units of

mutual funds.


6. Non-Resident Indians (NRIs) and Overseas Citizen of India (OCI)

(including erstwhile Person of Indian Origin card holders) on full

repatriation basis and on non-repatriation basis but not (a) United States

Persons within the meaning of Regulation S under the United States

Securities Act of 1933 or as defined by the U.S. Commodity Futures

Trading Commission, as amended from time to time or (b) residents of

Canada.

7. Foreign Institutional Investors and their sub accounts on full

repatriation basis/ Foreign Portfolio Investors (subject to RBI approval)

and such other entities as may be permitted under SEBI

(ForeignPortfoIioInvestors) Regulations, 2014, as amended from time

63

to time.


9. Wakf Boards or Endowments / Societies (including cooperative

societies) / Association of Persons or Body of individuals(whether

incorporated or not), Trusts and clubs authorised to invest in units of

mutual funds.

10.Sole Proprietorship, Partnership Firms and Limited Liability

Partnerships.

11 .Army/Air Force/Navy/Para-military funds and other eligible

institutions.

12.Scientific and/or industrial research organizations.

13.Other Associations, Institutions, Bodies etc. authorized to invest in the

units of mutual funds.

14.Such other individuals/institutions/body corporate etc., as may be

decided by the AMC from time to time, so long as wherever applicable

they are in conformity with SEBI Regulations.

15.The Mutual Fund Schemes/ Alternative Investment Funds can also

invest in Franklin Templeton Schemes, subject to SEBI regulations

applicable from time to time.

Units of the schemes of Franklin Templeton Mutual Fund is an eligible

investment for charitable and religious trusts under the provisions of

Section 11 (5) (xii) of the Income Tax Act, 1961, read with Rule 17Cof the

Income Tax Rules, 1962. Further, the Government of Maharashtra has

authorized and declared the following schemes as ‘public security’ under

the Bombay Public Trusts Act, 1950 in its order dated January 19, 2002:

Templeton India Income Fund, Templeton India Government Securities

Fund and Templeton Monthly Income Plan. (Now known as Franklin India

Dynamic Accrual Fund -[Number of Segregated Portfolios-3], Franklin

India Government Securities Fund and Franklin India Low Duration Fund

- [N umber of Segregated Portfolios-2 ])

Currently, in accordance with SEBI Circular number SEBI

CIR/IMD/FIIC/1/2015 dated February 03,2015, FILF and FISF will not

accept any application for subscription of units from Foreign Portfolio

Investors.

FIPEP: 1. Adult individuals, either singly or jointly (not exceeding three),

resident in India up to the age of 60 years.


(including erstwhile Person of Indian Origin card holders) up to the

age of 60 years on full repatriation basis and on non-repatriation basis

but not (a) United States Persons within the meaning of Regulation S

under the United States Securities Act of 1933 or as defined by the

U.S. Commodity Futures Trading Commission, as amended from

time to time or (b) residents of Canada.

3. Parents / Guardian on behalf of minors.

Default Plan / Option The investors must clearly indicate the Plan and Option in the relevant space

provided for in the Application Form. In the absence of such instruction, it

will be assumed that the investor has opted for the Default Plan which shall

be as follows.

Scenario Broker Code

mentioned by

the investor

Plan

mentioned

by the investor

Default

Plan to be

captured



3 Not mentioned Regular Direct Plan

4 Mentioned Direct Direct Plan




8 Mentioned Not Mentioned Regular Plan In cases of wrong/ invalid/ incomplete ARN codes mentioned on the

application form, the application shall be processed under Regular Plan.

The AMC shall contact and obtain the correct ARN code within 30 calendar

days of the receipt of the application form from the investor/ distributor. In

case, the correct code is not received within 30 calendar days, the AMC

shall reprocess the transaction under Direct Plan from the date of

application without any exit load. The AMC shall not reprocess the

transaction under Direct Plan in case the units have been redeemed within

the aforesaid 30 calendar days.

Scheme Name Default Option

FIBPDF, FICDF, FIPEP • Growth in case Growth or

Income Distribution cum

capital withdrawal (IDCW)

option is not indicated.

• Reinvestment of Income


withdrawal option in case

Payout of Income


withdrawal option or

Reinvestment of Income


withdrawal option is not

indicated.

FILF • Super Institutional Plan -

Growth in case Growth or



(IDCW) is not indicated.

• Super Institutional Plan -

Weekly IDCW Option in case

Weekly or Daily IDCW

Option

is not indicated




Payout of Income


withdrawal option

or Reinvestment of Income



indicated

FISF • Retail Plan - Growth in case

Growth or Income


withdrawal (IDCW) option is

not indicated.

• Retail Plan Monthly IDCW

Option in case Monthly,

Quarterly or Daily IDCW

Option is not indicated




Payout of Income


withdrawal option or




indicated.

Scheme Name Default Option

FIDHF

[Number of

Segregated Portfolio-1]

• Plan A- Growth in case

Growth or Income



not indicated.

• Plan A - Quarterly IDCW Plan

in case Quarterly or Monthly

IDCW Plan is not indicated




Payout of Income Distribution

cum capital withdrawal option




indicated.

FIFRF • Growth in case Growth or


capital withdrawal option is

not indicated. FICDF • Plan A - Growth in case

Growth or Income



not indicated.

• Plan A - Quarterly IDCW Plan

in case Annual, Half-yearly,

Quarterly or Monthly IDCW

Plan is not indicated




Payout of Income Distribution

cum capital withdrawal option




indicated

The Trustee/AMC reserves the right to alter/vary the default plan/option,

and the terms and conditions of these facilities and privileges, after giving

notice. The trustee is entitled, in it’s sole and absolute discretion, to reject

any Application.

T rustee Company: Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the

Companies Act 1956, and approved by SEBI to act as the Trustee to the

schemes of Franklin Templeton Mutual Fund.

Despatch of Repurchase

(Redemption) Request The redemption proceeds will be despatched to the unitholders within the

regulatory time limit of 10 business days of the receipt of the valid

redemption request at the Official Points of Acceptance of Transactions

(OPAT) of the Mutual Fund. Applicable NAV

1) For Debt/Income (other

than liquid and overnight

fund) schemes:

a. Purchases including

switch-in In respect of valid applications received* up to 3:00 p.m. by the

Mutual Fund and the funds are available for utilisation on the same

day before the cut-off time (3.00 p.m.) - the closing NAV of the day

on which the funds are available for utilisation shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the

Mutual Fund and the funds are available for utilisation on the same

day - the closing NAV of the Business Day following the day on

which the funds are available for utilisation shall be applicable.

However, irrespective of the time of receipt of application, where the

funds are not available for utilisation on the day of the application, the

closing NAV of the Business Day on which the funds are available

for utilisation before the cutoff time (3:00 p.m.) shall be applicable

provided the application is received* prior to availability of the funds.

Investors are encouraged to avail electronic payment modes to

transfer funds to the bank account of the Scheme to expedite unit

allotment.

For determining the availability of funds for utilisation, the funds for

the entire amount of subscription/purchase (including switch-in) as

per the application should be credited to the bank account of the

scheme before the cutoff time and the funds are available for

utilisation before the cutoff time without availing any credit facility

whether intra-day or otherwise, by the respective scheme.

For investments through systematic investment routes such as

Systematic Investment Plans (SIP), Systematic Transfer Plans (STP),

Transfer of Income Distribution cum capital withdrawal plan

(TIDCW) etc. the units will be allotted as per the closing NAV of the

day on which the funds are available for utilization by the destination

Scheme irrespective of the instalment date of the SIP, STP or record

date of dividend etc.

In case of transactions through online facilities / electronic modes,

there may be a time lag of upto 5-7 banking days between the amount

of subscription being debited to investor's bank account and the

subsequent credit into the respective Scheme's bank account. This lag

may impact the applicability of NAV for transactions where NAV is

to be applied, based on actual realization of funds by the Scheme.

Under no circumstances will AMC or its bankers or its service

providers be liable for any lag / delay in realization of funds and

consequent pricing of units.

b.Redemptionsincluding

switch-out: In respect of valid applications received* up to 3:00 p.m. by the

Mutual Fund, the closing NAV of the day of receipt of application

shall be applicable. In respect of valid applications received* after

3:00 p.m. by the Mutual Fund, the closing NAV of the next business

day shall be applicable.

2. For Franklin India

LiquidFund(FILF)and

Franklin India Overnight

Fund (FIONF):

a. Purchases including

switch-in Pursuant to SEBI guidelines, the cut off timings and the applicability

of Net Asset Value of the scheme is under:

In respect of valid applications received* up to 1:30 p.m. on a day by

the Mutual Fund and funds are available for utilisation on the same

64

day before the cut-off time without availing any credit facility,

whether, intra-dayorotherwise -the closing NAV of the day

immediately preceding the day of receipt of application shall be

applicable.

In respect of valid applications received* after 1:30 p.m. on a day by

the Mutual Fund a nd funds are available for utilisation on the same

day without availing any credit facility, whether, intra-day or

otherwise - the closing NAV of the day immediately preceding the

next Business Day shall be applicable.

However, irrespective of the time of receipt* of application, where the

funds are not available for mm

time (1:30 p.m.) without availing any credit facility, whether, intra-

day or otherwise - the closing NAV of the day immediately preceding

the day on which the funds are available for utilisation before the cut-

off time (1:30 p.m.) shall be applicable, provided the application is

received prior to availability of the funds.

Investors are encouragedto avaL electronic payment modes to transfer

funds to the bank account of the Scheme to expedite unit allotment.

For determining the availability of funds for utilisation, the funds for

the entire amount of subscription/purchase (including switch-in) as

per the application should be credited to the bank accounmf the

scheme deforethecm- off time and the funds are available for

utilisation before the cut-off time without availing any credit facility

whether intra-day or otherwise, by the respective scheme.

For investments through systematic investment routes such as

Systematic Investment Plans (SIP), Systematic Transfer Plans (STP),

Transfer of Income Distribution cum capital withdrawal plan

(TIDCW) etc. the units will be allotted as per the closing NAV of the

day on which the funds are available for utilization by the destination

Scheme irrespective of the instalment date of the SIP, STP or record

date of dividend etc.

In case of transactions through online facilities / electronic modes,

there may be a time lag of upto 5-7 banking days between the amount

of subscription being debited to investor's bank account and the

subsequent credit into the respective Scheme's bank account. This lag

may impact the applicability of NAV for transactions where NAV is

to be applied, based on actual realization of funds by the Scheme.

Under no circumstances will AMC or its bankers or its service

providers be liable for any lag / delay in realization of funds and

consequent pricing of units. The Trustee/AMC may alter the limits

and other conditions in line with the SEBI Regulations.

*Received at the Official Points of Acceptance of Transactions of

Franklin Templeton Mutual Fund.

b. Redemptionsincluding

switch-out In respect of valid applications received* up to 3:00 p.m. by the

Mutual Fund, the closing NAV of the day immediately preceding the

next business day shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the

Mutual Fund, the closing NAV of the next business day shall be

applicable.

For liquid schemes/plans, the Mutual Fund shall calculate NAVs for

every calendar day. Further, the day(s) on which the money markets

are closed/not accessible, shall not be treated as business day(s). No

outstation cheques will be accepted. The redemption and switch-out

of transaction will be processed only if the payment instrument of the

original purchase transaction under that particular fund is realised.

* Received at the ISC/Collection Centres of Franklin Templeton

Mutual Fund

Transfer of unit(s) shall be subject to payment of applicable stamp

duty by the unitholder(s) and applicable laws. Accordingly, pursuant

to levy of stamp duty, the number of units allotted on purchase

transactions (including switch-in, Systematic investments,

Reinvestment of Income Distribution cum capital withdrawal option,

etc) to the unitholders would be reduced to that extent.

Compulsoryreinvestnent of

iLcomoDistribution cum

capital withdrawal

(dividend) Where the UnFhoIderhasopted for Payout of Income Distribution cum

capital withdrawal option and in case the distribution amount payable to the

Unitholder is Rs.20/- or l e )

Option to receive allotment

and hold units in demat

form:

Investors have anoption toreceive allotment and hohenits of the schemes of

Franklin Templeton Mutual Fund in demat form. For this purpose, the

investors need to furnish the details of their depository account in the

Application Form along with a copy of the Client Master Report / List

(CMR/CML) or the Transaction Statement (the page reflecting name and

holding pattern) for verification of the demat account. The date of demat

account statement should be within 90 days of the application. The Units

allotted in electronic form will be credited to the investor’s Beneficiary

Account with a Depository Participant (DP) of CDSL or NSDL as per the

details furnished by the investor in the Application Form. In case the

Unitholder does not wish to get his/her Units converted / allotted in

electronic form or the AMC is not able to credit the Units to the beneficiary

account(s) of the investor for any ee

specifying the Units allotted to the investor. Please note that

where the investor has furnished the details of their depository e

investor has opted for allotment in demat form and the allotment will be

made only in demat form as default.

el NAV as per the terms of the Scheme Information Document of the

respective scheme and will be credited to the investor’s demF account on

weeWy basis on realisation of funds. For example, for the subscription

amount of the relevant SIP instalment credited to the bank account of

Franklin Templeton he

allotted will be credited to the investor’s demat account on following

Monday or the subsequent working day if Monday is a holiday/nmn-

working day for the AMC or the depositories.

However, this facility is not available for investment under Daily and

Weekly Income Distribution cum capital withdrawal e

Transfer Plan (STP) and Transfer of Income Distribution cum capital

withdrawal plan (Transfer ofIDCW Plan).

e )e

physical form (represented by Account Statement) at any time

by making an application to the Depository Participant by

) surrendering the Account Statement(s).

Tax treatment forthe

Investors (Unitholders) Investors are advised to refer to the details given in the Statement of

Additional Information (SAI) under the section "Taxation”.

However, the information provided therein is for general information

purpose only and is based on the prevailing tax laws. In view of the

individual nature of the implications, each investor is advised to consult

with his or her own tax advisors with respect to the specific tax and other

implications arising out of his or her participation in the schemes.

Pension Fund: Investments by Individuals (including minors through

their parents/guardians) in Franklin India Pension Plan (formerly known as

Kothari Pioneer Pension Plan/ Templeton India Pension Plan) were eligible

for tax rebate under section 88 the Income-tax Act, 1961. In terms of

Section 80C(7) of the Income-tax Act, 1961, a pension fund referred to

under section 88 shall be eligible for deduction under section 80C of the

Income-tax Act, 1961 w.e.f. April 1, 2006. The deduction under section

80C of the Income-tax Act, 1961 shall be on investments upto Rs. 1,50,000

in a financial year.

Daily Net Asset Value (NAV)

Publication The NAV will be calculated for every Business Day and can be viewed on

www.franklintempletonindia.com and www.amfiindia.com. Unitholders

may provide a specific request to Mutual Fund/ AMC to receive the latest

available NAVs through SMS. You can also telephone us at 1-800-4254255

or 1-800 -258- 4255 (if calling from a mobile phone, please prefix the city

STD code; local call rates apply for both numbers) from 8 a.m to 9 p.m,

Monday to Saturday.

For Investor Grievances please contact Investor Services, Franklin Templeton Asset Management (India) Pvt.

Ltd.,Unit 301, III Floor, Campus 4B, RMZMillenia Business Park, 143 Dr.

MGR Road, Kandanchavadi, Chennai 600096. Tel: 1800 425 4255 or 1-

800 -258- 4255 (please prefix the city STD code if calling from a mobile

phone, Local call rates apply to both the numbers) from 8:00 a.m. to 9:00

p.m., Monday to Satu rday. Email: [email protected]. Name

of Investor Relations Officer: Rini Krishnan

Name and Address of Registrar: Computer Age Management

Services Private Limited, No. 10 (Old No. 178), M.G.R. Salai,

Nungambakkam, Chennai-600034.

Unitholders’Information:

Account Statement: On acceptance of the application for subscription, a confirmation specifying

the number of units allotted by way of email and/or SMS will be sent to the

Unitholders within 5 Business Days from the date of receipt of application

at their email address ^^^^^nobilen^^terreg^^^^raiw^thn Mutual

Fund/AMC.


b

investments of an investor in Mutual Funds and securities held in

demat form with the Depositories, Mutual FundRegistrar & Transfer

Agents or Depositories shall generate and dispatch of single

Consolidated Account Statement (CAS) to the investors.

Consolidation of account statement shall be done on the basis of

PAN. In case of multiple holding, it shall be PAN of the first holder

end pattern of hold

Unitholders who have registered their Permanent Account Number

(PAN) with the Mutual Fund will e )l e e e


The AccountStatemenwontaining details relating to all financial

transactions (purchase, redemption, switch, systematic

investment plan, systematic transfer plan, systematic

withdrawal plan, Transfer of iLcemeDistribmion cum

capitalmithdrawal plan, Payout of Income Distribution cum

capital withdrawal option, Reinvestment of Income Distribution

cum capital withdrawal option and bonus transactions) made by

the unitholder across all mutual funds and transaction in

dematerialised ee

will be sent by the Depositories, for each calendar month within

15th day of the succeeding month to ee e

taken place during that month.

CAS shall be sent every half yearly (September/ March), on or

before 21st day of succeeding month, detailing holding at the

end of the six month, to all such Unitholders in whose folios and

demat accounts there have been no transactions during that

period.

Iocase of demat ecceumswith nil balanceand no transactions in

securities and in mutual fund folios, the Depository shall send

account statement in terms of regulations applicable to the

depositories.

2. Unitholders who do not

hold Demat Account The Account Statement containing details relating to all

financial transactions (purchase, redemption, switch, systematic

investment plan, systematic transfer plan, systematic

withdrawal plan, Transfer of Income Distribution cum capital

withdrawal plan, Payout of Income Distribution cum capital

withdrawal option, Reinvestment of Income Distribution cum

capital withdrawal option and bonus transactions) made by the

unitholder across all mutual funds where PAN of the investor is

registered and holding at the end of the month including

transaction charges, if any, paid to the distributor, will be sent

for each calendar month within 1 Sth day of the succeeding

month to the unitholders in whose folios transactions have taken

place during that month.

The financial transactions processed from the 1st day of the

month till 30/31 will be included in CAS, irrespective of trade

date of the transaction.

The CAS detailing holding across all schemes of all mutual

funds where PAN of the investor is registered, shall be sent at

the end of every six months (i.e. September/ March), on or

before 21st day of

succeeding month to all mutual fund investors, excluding those

investors who donothaveany holdings in mutual fund schemes

and where no commission against their investment has been paid

to distributors, during the concerned half-year period. Such CAS

shall reflect the closing balance, value of the Units as at the end

of the month, the amount of actual commission paid by AMC to

distributors (in absolute terms) during the half-year period

against the concerned investor’s total investments in each MF

scheme and scheme’s average Total Expense Ratio (in

percentage terms) for the half-year period, ofboth direct plan

and regular plan.

For the purpose of sending CAS, common investors across

mutual funds shall be idernifiedby theirPAN. PAN identified as

having a demat account by Depositories for generating CAS will

not be considered while generating a Mutual Fund level CAS.

In case of a specific request received from the Unitholders, the

AMC/Mutual Fund will provide the account statement to the

Unitholder within 5 Business Days from the receipt of such

request.

B) Unitholders who have

not registered their PAN

with the Mutual Fund will

receive the following:




65

For normal transactions

during ongoing sales and

repurchase: • The AMC shall issue to the investor whose application (other than

SIP/STP) has been accepted, an account statement specifying

the number of units allotted within 5 working days of allotment.

For SIP / STP/

Reinvestment oOlncome


withdrawal option

transactions: • Account Statement for SIP and STP will be despatched once every

month along with Reinvestment of Income Distribution cum capital

withdrawal option (daily, weekly, monthly) account statement All

other Income Distribution cum capital withdrawal (dividend)

statements will be dispatched as and when the distribution is

processed

• A soft copy of the Account Statement will be emailed to investors

valid email id

• However, the first Account Statement under SIP/STP shall be issued

within 10 working days of the initial investment/transfer.

• Furthermore, the AMC shall disclose portfoho of the scheme on a

fortnightly basis within 5 days from the end of the fortnight. The

AMC shall send via email the fortnightly statement of scheme

portfolio within 5 days from the end of the fortnight.

• In case of specific request received from investors, Mutual Funds

shall provide the account statement (SIP/STP) to the investors within

5 working days from the receipt of such request without any charges.

Half-yearly Statement: • The AMC shall provide the Account Statement to the Unitholders

who are not having Valid PAN excluding those investors who do not

have any holdings in mutual fund schemes and where no commission

against their investment has been paid to distributors, during the

concerned half-year period. The Account Statement shall reflect the

latest closing balance, value of the Units across all schemes in the

respective folio, prior to the date of generation of the account

statement, the amount of actual commission paid by AMC to

distributors (in absolute terms) during the half-year period against the

concerned investor’s total investments in each MF scheme and

scheme’s average Total Expense Ratio (in percentage terms) for the

half-year period, of both direct plan and regular plan.

For those unitholders who have provided an e-mail address, the AMC will

send the account statement by e-mail. The unitholder may request for a

physical account statement by writing/ calling us at any of the ISC.

The Account Statement issued by the AMC is a record of holdings in the

scheme of Franklin Templeton Mutual Fund. Investors are requested to

review the account statement carefully and contact their nearest Investor

Service Centre in case of any discrepancy. The contents of the statement

will be considered to be correct if no error is reported within 30 days from

the date of receipt of the Account Statement.

Annual Financial Reports As required by the SEBI Regulations, the Fund will mail the schemewise

annual report or an abridged summary thereof to al! the unitholders

year but not later than four months thereafter, as the Trustee may decide. In

case of unitholders whose e-mail addresses are

e abrid ged summ ary, os the case may be, nould only Ue senthy email and

no physical copies would be mailed to such unitholders. However, those

unitholders who still wish to receive physical copies of the annual

report/abridged summary notwithstanding their registration of e-mail

addresses with the Fund, may indicate their option to the AMC in writing

and AMC shall prouide the same without demur. For the rest of the

investors, i.e. whose email addresses are not available with the mutual fund,

the AMC shall send physical copies of scheme annual reports or abridged

summary to those unitholders who have ‘opnd-ih to rss fhysica .es. The

AMC shah display the link of the scheme annual reports or abridged

summary prominently on the Fund’s website and A MFI website and make

the physical copies available to the investors at its registered office at all

times.

The AMC shall display the link of the scheme annual reports or abridged

summary prominently on the Fund’s website and make the physical copies

available to the investors at its registered office at all times.

Instant Redemption Facility

in Franklin India Liquid Fund

Redemption Facility (‘the facility’) is provided under the Growth Option of

the Scheme for redemptions routed through website of Franklin Templeton

Mutual Fund. Under this facility, the Scheme shall endeavour to credit

redemption proceeds in the registered bank account of the investor offering

Immediate Paymeut Service (IMPS) on the same day on which valid

redemption request hasbeeu receiveh.The facility shall, be available on all

days at all points of time. The salient features of the facility are detailed in

SID of the Scheme.

Financial Results and Portfolio Disclosures The Mutual Fund shall within one month of the close of each half yesr i.e.,

31st March and 30th September, upload the soft copy of its unaudited

financial results containing the details specified in Regulation 59 on its

website and shall publish an advertisement disclosing uploading of such

financiN resu Sts on inwebsite, in oneEnglishnewspaper having nationwide

circulation and in one regional newspaper circulating in the region where

the head office of the Mutual Fund is situated.

The Mutual Fund shall disclose portfolio as on the last day of the month /

half-year for all their schemes on its website and on the website of AMFI

within 10 days from the close of each month/ half-year respectively. In case

of unitholders whose email addresses are registered, the Mutual Fund/

AMC shall send via email both the monthly and half-yearly statement of s

half-year respectively.

Further, the Mutual Fund shall also disclose portfolio of the scheme on a

fortnightly basis within 5 days from the end of the fortnight. The disclosure

shall b e on www.franklintempletonindia.com and HYPERLINK

"http://www.amfiindia.com" www.amfiindia.com. The AMC shall send via

email the fortnightly statement of scheme portfolio within 5 days from the

close of each fortnight and the monthly and half-yearly statement of scheme

portfolio within 10 days from the close of each month / half-year

respectively. Furthermore, the mutual fund shall also disclose the debt and

money ms

trann)in sc Uemes portfolio on daily basis nith a Ume hg of 15 days.

Mutual Fund shall publish an advertisement every half-year disclosing the

hosting of the half-yearly statement of its schemes portfolio on its website

and on the website of AMFI. Such advertisement shall be published in the

all India edition of at least two daily newspapers, one each in English and

Hindi. Mutual Fund shall provide a physical copy of the statement of its

scheme portfolio, without charging any cost, on specific request received

from a unitholder.

Prevention of Money Laundering In terms of the Prevention of Money Laundering Act, 2002, the Rules /

guidelines/circulars issued there under (AML Laws), Mutual Funds are

required to formulate and implement a client identification programme, to

collect, verify and maintain the record of identity and address(es) of

investors.

It is mandatory for all investors (includingjoint holders, NRIs, ROA holders

and guardians in the case of minors) to furnish such documents and

information as may be required to comply with the Know Your Customers

(KYC) policies under the AML

Laws. Applications withoutsucO documents and information ma feted.

Submission of PAN: In terms of SEBI circulars date d April 27,20 07, April 03, 2008 and June

30, 2008 read with SEBI letter dated June 25, 2007, Permanent Account

Number (PAN) would be the sole identification number for all participants

transacting in the securities market, irrespective of the amount of

transaction, except (a) investors residing in the state of Sikkim; (b) Central

Government, State Government, and the officials appointed by the courts

e.g. Official liquidator, Court receiver etc. (under the category of

Government) and (c) investors participating only in micro-pension. SEBI,

in its letter dated July 24, 2012 has conveyed that investments in mutual

fund schemes [including investments through Systematic Investment Plan

(SIP)] of up to Rs.50,000/- per year per investor shall be exempted from the

requirement of PAN.

Accordingly, where the aggregate of lump sum investment (fresh purchase

and additional purchase) and SIPs where the aggregate of instalments in a

financial year i.e. April to March o e xceebTs.5O,OOO/-V 'Ohtns

“Muo

investment”), it shall be exempt from the requirement of PAN.

e may be prescribed by the AMC/Trustee from time to time, needs to be

submitted as the proof of identification in lieu of PAN Card copy. This

exemption will be available only to Micro investment made by individuals

being Indian citizens (including NRIs, joint holders, minors acting through

guardian and sole proprietary firms). PIOs, HUFs, QFIs and other

categories of investors will not be eligible for this exemption.

For the purpose of identifying Micro investment, applications shall be

aggregated at the investor level (same sole holdei/joint holders in the same

sequence) and such aggregation shall be done irrespective of the number of

folios / accounts under which the investor is investing and irrespective of

source of fu nds, mode, location and b f application and payment.

Thus, submission ofPAN is mandatory for all existing as well as

prospective investors (including all joint applicants/holders, guardians in

case of minors, POA holders and NRIs but except for the categories

mentioned above) for investing with mutual funds. Investors are required

to register their PAN with the Mutual Fund by providing the PAN card

copy. E-PAN issued by CBDT can also be provided by FPI. All investments

without PAN (for all holders, including Guardians and POA holders) uue

liable to be rejected.

All transactions in Franklin Templeton Mutual Fund need to comply with

the PAN and KYC requirements as stated above, failing which the

applications are liable to be rejected. It is clarified that all categories of

investors seeking exemption from PAN still need to complete the KYC

requirements stipulated by

o

investment.

All Financial transactions

with Franklin Templeton

Mutual Fund need to

comply with the PAN and

KYC requirements as noted

above. Investors are instructed not to make cash payments. No outstation cheques

or post-dated cheques will be accepted. Applications with outstation

cheques/post dated cheques may be rejected.

Non acceptance of Third Party payment The AMC shall not accept subscriptions with Third Party payment

instruments in the Scheme, except in cases of (a) Payment by Employer on

behalf of employee for lump sum/one-time subscription or under SIP

through Payroll deductions or deductions out of expense reimbursement;

(b) Custodian on behalf of on FII er a client, (c) P uyment by Asset

Management Company to a Distributor empanelled with it on account of

commission/incentive etc. in the form of the Mutual Fund Units of the

Funds managed by such AMC through Systematic Investment Plans or

lump sum / one-time subscription, subject to compliance with SEBI

Regulations and Guidelines issued by AMFI, from time to time; (d)

Payment by Corporate to its Agent/ Distributor/ Dealer (similar

arrangement with Principal-agent relationship), on account of commission/

incentive payable for sale of its goods/services in form of mutual fund units

through SIP or lump sum/ one-time subscription. For this purpose Third

Party payment shall mean payment made through instruments issued from

an account other than that of the beneficiary investor. It is clarified that in

case of payments from a joint bank account, the first holder of the mutual

fund folio has to be one of the joint holders of the bank account from which

payment is made. The investors making an application under the exception

cases mentioned above need to submit such declarations and other

documents / information as may be prescribed by the AMC from time to

time.




1

Temporary closureofOPAT: Few official pointofacceptance oftransactions (OPAT) shall remain non-operational, due tooutbreakof Covid-19 subjeettogovernment directives from timeto time. We encourage investors to submit their transactions/requests usingvariouso ther modes i.e. FTAMC website, FT m obile application/ MFU website or connect to your financial advisor.

FRANK LINTOMPLE

TONBRANCHOFFICES Ahmedabad :202 Abhyit-III, Opp. Mayor's Bunglow, Mithakhali Six Roads Navrangpura, Ahmedabad 380009 Fax: (079) 26462685Allahabad:S N Tower, 4C Maharishi Dayananad Marg, Opp. Radio Station, Civil Lines, Allahabad-211001 Bangalore :26-27, 1st floor, Northern Area West Wing, Rahej a Towers MG Road, Bangalore - 560001. Fax-080-67149595 Bhubaneswar :77, Kharavel Nagar, Unit III, Janpath, Bhubaneswar 751001 Fax: (0674) 2531026Bhopal:Guru Arcade, 2nd Floor, Ramgopal Maheshwari Marg, Plot No A 53, MP Nagar Zone 1, Bhopal-462011Chandigarh :S.C.O 413-414,1st Floor, Sector 35-C, Chandigarh -160022 Fax: (0172)-2622341Chennai :Century Centre, 75 TH Road, Alwarpet, Chennai 600018 Fax: (044) 24987790Cochin (Kochi) :41/418-C, Chicago Plaza, First Floor, Rajaji Road, Ernakulam, Cochin 682035 Fax: (0484) 2373076Coimbatore :424-C Red Rose Towers, Second Floor, D. B. Road, R. S. Puram, Coimbatore 641002 Fax: (0422) 2470277Dehradun :Shop No. 5,1st Floor, Swaraj Complex, Opp. Hotel Madhuban, Rajpur Road, Dehradun—248001 Fax: (0135) 2719873Guwahati:ITAG Plaza, 2nd Floor, Office No. 2C, G.S. Road, Main Road, ABC, Guwahati - 781005Hyderabad :Unit No 402,6-3-1085/14th Floor, Dega Towers Rajbhavan Road, Somajiguda , Hyderabad-500 082 Fax: (040) 23400030Indore :101, Starlit Towers, Opp. State Bank of India, Head Office, 29/1 Y. N. Road, Indore 452001 Fax: (0731) 4201507Jaipur :Office No.18, 2nd Floor, Laxmi Complex, MJ Road, Jaipur -302001, Rajasthan Jalandhar :BX III 455, Shakti Tower, Upper Basement, Below Vishal Mega Mart, G.T. Road, Jalandhar 144001 Fax: (0181) 5080783Jamshedpur:Fair Deal Complex,1st Floor, Office Unit IB, Main Road, Opp. Ram Mandir, Bistupur, Jamshedpur-831001Kanpur :Office No.208-09,14/113 KAN Chambers Civil Lines, Kanpur 208001 Tel: (0512) 6454091/92Kolkata :4th Floor, A Block, 22, Abanindra Nath Thakur Sarani (Known as Camac Street), Kolkata - 700016 Lucknow :2 Uttam Palace, First Floor, 3 Sapru Marg, Lucknow 226001 Fax: (0522) 2231104/06566766Ludhiana .SCO- 37, First Floor, Feroze Gandhi Market, Ludhiana 141001 Fax: (0161) 3012101Madurai :Suriya Towers, 1st floor ,Door No272/273 , Good Shed Street, Madurai 625001 Fax: (0452) 2350144Mangalore :First Floor, Manasa Towers, M. G.Road, Kodialbail, Mangalore 575003 Fax: (0824) 2493749Mumbai:(a) UnitNo.202/203/204, 2nd Floor, Dalamal Tower, PlotNo , 211, Free Press Joe rnalMar g, Nariman Point, Mumbai - 400 021 Fax: (022) 22810923 (b) Indiabulls l inance Centre,Toeer2,13thl loor, Senapati Bapat Marg, elphinstone Road (West), Mumbai 400013 Fax: (022) 66391284Nagpur :Shop No, 3 8 40round Floor, Maharshi Sh2ad Complex,PSt No, 262,WoHighCourtRoad,BajajNagar,Nagpu r 4400P lax:C7F) 224O38Nashi0:2ndiloor,BedrutiaiNavkar Height, New PandiRolorty , Near Rajiv Gandhi Bhavan, Saharanpur Road, Nashik 422002 Fax: (0253) 2574329New Delhi :707-710, 7th Floor, Ashoka Estate Building, 24 Barakhamba Road, New Delhi 110001 Fax: (Oil) 23752019Patna :UnitNo,402,4th Floor, Sai Tower, New Dak Bungalow Road, Patna - 800 OOlPanjimJ N Chambers, Third floor, Opp, Mahalaxmi Chambers, Dr, Shirgaonkar Road, Panaji ,Goa 403001 Pune :401, Karan Selene, above Yes Bank, 187, Bhandarkar Road, Pune 411004 Fax: (020) 25665221Raipur :Shop No, 310, 3rd Floor, Lalganga Shopping Mall, G, E, Road, Raipur 492001 Fax: (0771) 4033614Rajkot :408-409, 4th Floor, Sadhana Downtown, Jubilee Chowk, Jawahar Road, Rajkot - 360 001 Ranchi:Saluja Tower, 6th Floor, Peepe Compound, Sujata Chowk, Main Road, Ranchi - 834001 Salem :214/215, Second Floor, Kandaswarna Shopping Mall, Sarada College Road, Salem 636016 Fax: (0427) 2446854Surat:HG-29 International Trade Centre, Majura Gate Cross Road Signal, Ring Road, Surat 395002 Fax: (0261) 2473744Trichy :Arun Arcade, 75/1, First Floor, First Cross, North East Extension, Thillainagar, Trichy 620018 Fax: (0431) 2760013Vadodara :Unit No. - 306, Third Floor, Golden Icon, Opp. BSNL, Bird Circle, Old Padra Road, Vadodara - 390007 Varanasi :D-64/127, C-H, Arihant Complex, 4,h Floor, Sigra, Varanasi, Uttar Pradesh Vijayawada :White House, First Floor, Room # 2, M.G. Road, Vijayawada 520010 Fax: (0866) 6695550Visakhapatnam:204, First Floor, Eswar Plaza, Dwaraka Nagar, Visakhapatnam 530016 Fax: (0891) 6666806

National Call Centr e : 1800 425 4255 or 1800 258 4255 (please prefix the city STD code if calling from a

2

mobile phone, Local call rates apply to both the numbers) from 8:00 a.m. to 9:00

p.m., Monday to Saturday.

TAMSPOLLSCTEONCENTRES Agartala(Tirupura) : Advisor Chowmuhani (Ground Floor),KrishnanagarAgartala,Tripura,799001'Agra(Uttarpradesh) : No. 8, II Floor Maruti Tower Sanjay Place ,Agra ,LJttarpradesh-282002; Ahmedabad(Gujarat) : 111-113,1 st Floor- Devpath Building Off C G Road Behind Lal Bungalow,Ellis Bridge, Ahmedabfd Gnjar at 380006;Ahmednaear(Maharashtra):OfficeNo,3,lst lloor’Shree Parvati’Plot No, 1/175,Opp, Mauli Sabhagruh.Zopadi Canteen,S avedi,Ahmednagar-414f 03;Ajmer(Rajasthan): AMC No. 423/30 Near Chur ch Opp TBPospiPlJaper Road’Aj merEjihan, 305001; AkolaNaCarffTitra) :0pp. ILSl ci enceCollegeCivil Lines,Akola , Maharashtra,444001; Ai0ar0(Uttarpra desk:City Enclave, Opp. Oumar Nursing HomeRamg hat RoadAligsh UmarcradeshESE; Allahabad(Uttarpradesn) : 30/2, A&B, Civil Lines Station Besides ,Vishal Mega Mart Strachey Road, Allahabad ,Uttarpradesh-211001; Alleppey(Kerala) : Doctor's Tower Building,Door No, 14/2562, 1st floor,Nor th of lorn Bridge, Near Hotel Arcadia Regency, AlleppeyKerala,688001; Al war(Rajastha n) : 256A, Scheme No:l,AryaNagar,Alwar,Rajasthan,301001; Ama- avati(Mahara ahtra) : 81, GelshamTowea,2nd Floor,Near PanchsheelT alkies,Amaravati,Maharashla,44460 1 ; Ambolaâryana) : SCO 4 a-49,Ground Floor,opp peer, Bal Bhawan Road, Ambala City, Haryana; Amritsar(Punjab) : 3rd Floor,Bearing Unit No-313,Mukut House,Amritsar-143001; Anand(Gujarat) : 101, A,P, Tower,B/H, Sardhar Gunj,Next to Nathwani Chambers,AnandGujarat388001; Anantagur( Andhra Pradesh) : 15-570-33, I FloorPallavi Towers’Subash RoadOpp:Canara Bank,Anantapiir,AndhraPraeesh,515o61; Andheri(Maharashtra) : CAMS Tvt Ltd,No.351,Icon,501,5"' Floor, Wes tern Express Hi, h way, An dh er i East, Mumbai-400069; AnguKOrisNSinSp ada’Eear Oidhi Binayak +Rcienca Collage,AngE-7591 eBnPlesSwar(Gujarat) : Shop No - R-56First Cloor,Omka- NomplexOpe OC eolonykrealia CharRata’OI DCAnkleshwar’CCaratNSOO!; ArrahDihar): Old NdcOffice,—round Floor,Club Road,Arrah-802301; Asansol(West Bengal) : Block - G 1st Floor,P C Chatterjee Market Complex Rambandhu Talab PO, Ushagram Asansol Westbeneal Pin No 713303; Aurangabad(Maharashtra) : 2nd Floor,Block No,D-21-D-22,Motiwala Trade Centre,Nirala Bazar,New Sam-rth Nagar’Opp.HDFC Bank,Aurangabad-431001; Balasore(Oriss a) : B C Sen Road’Balasore,Orissa,756001; Bvllari(Karnatalca) : No.l8/47/A,Go-i nd Nilaya’Ward No.20,Sangankal Moka Road,Gandhinagar,Ballari-583102; Bansalore(Karnataka) : Trade Centre, 1st Floor45, Dikensen Road ( Next to Manipal Centre ).Bangalore,Karnataka,560042; Bangalore(Wilson Garden)(Karnataka) : First Floor,Nol7/l,-(272) 12Th Cross Road,Wilson Garden,Bangalore-560027; Bankura(West Bengal) : Cinema Road,Nutanganj .Beside Mondal Bakery,PO & DistrictBankura,Bankura,Westbangal,722101; Barasat(West Bengal) : RBC Road,Ground Floor,Near Barasat Kalikrishna girls High School,Barasat-700124; Bareilly(Uttarpradesh): F-62-63,2nd F°oyBme T PlazaCommwcial ComplexCivil Li res Bareilly Uttarprades h-243001;aasti(UtSreie desh) :CAmS<ml2OH0AmDEV& o 3,jstFlooc-AMIAyjnLEX JÂTI ONROAD’BASTI epjN)R 2 ; Belpau m(Karnata ka):Classic Complex,Block Nol04,lst Floor,Saraf Colony,Khanapur Road,Tilakwadi,Belgaum-590006; Berhampur(Orissa) : Kalika temple Street,Ground Floor,Beside SBI BAZAR Branch,Berhampur-760002; Bhadrak(Orissa) : 1st floor Laxminarayanan Market ComplexByepass’Nea - Presidency College Bhadra TOrissa756101; Bhagalpur(Bihar) ; Ground Floor, drudwara Road, Near Old Vijay a Bank, Bhaga lpur - 812001; Bharuch(Gârat) : A-lll, First Floor,R K Casta, Behind Patel Super Market’S -ation Ro ad,Bharn ch- 392001; BhaOnha(PunjaS): 2907 GC,CThoad,NearNlaSr ishadylSndapojaT^lOSl; BBavn moar(nujarat) :375-30V,SterlinzPoint,Waghawadi RoadOpp, HDF0 0ANOVhavnagarOdaraC4002; BUlai(CkdttisBnh):NEloorClot No.3,Slock No, 1,Priyadarshini Pariswar west,Behind IDBI Bank,Nehru Nagar,Bhilai^90020; Bhilwara(Rajasthan) : <7๐ Kodwani Associtates Shope No 211-213 2nd floor Indra Prasth Tower syam Ki Sabji Mandi Near Mukerjee Garden Bhilwara-311001 (Rajasthan); Bhopal(Madhyapradesh) : P lot no 10, 2nd Floo s ’Alankar C omplex,Near ICICI Bank,MP Nagar, Zone II,Bhopal,MadhyaPradesh4620vl; Bhub aneswar(Oris aa) ; Plot No -lll.Varaha Comp Bnilding3rd Floor,Stati s n Square,Kharvel Nagar.Unit 3-Bhnbaneswar- Orissa-751001; Bhuj(Gujarat) : Office No,4-5,First Floor,RTO Relocation Commercial Complex-B,Opp Fire Station,Near RTO Circle,Bhuj-Kutch-370001; Bhusawal (Parent: Jalgaon TP)(Maharashtra) : 3, Adelade Apartment,Christain Mohala, Behind Gulshan-E- Iran Hotel ,A mar deep Talkies Road’hhâwal’Maharas Ttra,425201; Bi Taner(Rajasthan) : Behfs Il rajÂan e atrika In fron I of vijaya bank 1404, a mar singh pura Bikaner.33400 I; Bilaspur(Chattisgarh) : Shop No.B-104, First Floor, Narayan Pl aza, Vink Road,Bilasjmr(C,A)-0S001;Bohoiompur(West Bengal)Po.lT7T ACdoad , TTundSloor’Bohor s mpur,durshidabad,WatTenaal-7Ry3; BokaroNNarOhanD) : OEzanine FlooDm’Di) TenOe,SeOor hBokaro Steel City,BokaroJharkhand,8Vo 04; Borivali(Maharashtra): CAMS PVT LTD,Hirji Heritage ,4,h Floor ,0 ffice N ๐.402, L.T. Road ,Bor ivali,Mumbai-400092; Burd wan( West Bengal) : N ๐399, GT Road, 1st floor .Above exide show room, ,BurdwanWestbangal713101; Calicut(Kerala) : 29/97G 2nd Floor ,S A Arcade, Mavoor Road,Arayidadmpalam,CalicutKerala-6i3016; (jhandigarh(Punj ab) : Deepak Tower SCO 154-15f,lst Floor-Sector 17-Chanh igarh-Punjab- 160017; Chandrap sr(Maharashtra) : Opp Mus tafa decor.T ehind Banga 1 ore, BakeryKfs turba Road,Chandrapur,Maharashtra,442402; Chennai(Tamilnadu) : Ground Floor No 178/10,Kodambakkam High RoadOpp. Hotel Palmgrove,Nungambakkam-Chennai-Tamilnadu-600034; Chennai-Satelite ISC(Tamilnadu) : No. 158,Rayala Tower-1,Anna salai,Chennai-600002; Chhindwara(Madhyapradesh) : 2nd Floor,Parasia Road,Near Surya Lodge,Sood Complex,Above Nagpur CT Scan, Chhindwara,MadhyaPradesh 480001; Chittorgarh(Rajasthan) : 3, Ashok Nagar, Near Heer a Vatika,Chittorgarh, Rajasthan 312001; Cochin(noan): Build^Name ModaynDooruo, 1RS38 DJCndmoor2Ap ；

k.Aoad,Cs chiO- poalc; Coimbatoreâmilnadu) : No.l334,Thadagam RoaTThirumu sthyLayout’R.1 ； PmaoRehindVenketSwara Bakery,Coimbatore-ue 1002; Cuttack(Orissa) : Near Indian Overseas BankCantonment Ro ad, Mata Math ,Cuttack,0 r iss a,753001; Darbhanga(Bihar) : Ground Floor , Belbhadrapur, Near Sahara Office, Laheriasarai Tower Chowk, Laheriasarai, Darbhanga- 846001.; Davangere(Karnataka) : 13, IstFloor’Akkamahadevi S amaj ComplexCTmrch Road’P.J. extension, Dava egere,Karnataka,577002; Defradun(Uttar0ha hd) : 204/121 Nari Shilp Mandir Marg(Ist Floor) 01 h Connaught Place, Cha kr ata Road,Dehradun,Uttarakhand,2V8001; Deoghar(Jharkha hd) : S S MJalan Roadkoirnd eoorOpT,VovlShoke,Annrnaon,Deoghar Jh-rk1anC014112;DhanLadGhs LhanU): nrmSTowersmooOOo: 1 1 lknkoor - OankmoreWhaobadJharmandOmOOl; Dharmdpuri(Tavilgadu):10A/63A,Vidamaar 1 RoaB,Rar Indoor Stadium.Dhar mapuri ,T amilnadu 636701; Dhule(Maharashtra) : House No 3140, Opp Liberty Furniture Jamnalal Bajaj Road, Near Tower Gar den,Dhule,Maharashtra 424001; Dibrugarh( Assam) : Amba Complex,Ground Floor,H S Road, Dibrugarh-786001; Dimapur(Nagaland): H/NO-2/2, SKK Buildi eg,OPP SUB-Urba e Po hce Station,Dr Hokishe Serna Road,Signal Point,DimapTr-797112;DurgTpur(West Bengal): Plot No.3601,N^ml Sarani’City Centre,DurgapiT-7i3216; ErodT(Tamilnadu): No.197, Seshaiyer Complex,Agraharam Street,Erode,Tamilnadu,638001; Faizabad(Uttarpradesh) : 1/13/196,A,Civil Lines .Behind Tripati Hotel,Faizabad,Uttarpradesh-224001; Faridabad(Haryana) : B-49, 1st Floor,Nehru

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Ground,Behind Anupam Sweet House NIT,Faridabad,Haryana,121001; Firozabad(Ut lar pradesh) ; 53,1st Floor ,Sh as tri Market, Sad ar Bazar, Firozabad, Uttarpradesh-283203; Ga hdhi Nagar(Gujarat) : No. S 07,5Th Floor,Shree Ugati Coôrate Park, Opp Pratik Mall.Nr HdfcBae k, Kudas an, G an dh in agar - 382421; GandhiNSmPujarSh : 1 hyaSSadan’First SorRlot No.100, Sector l/AAydSd^ıLı-3T^NlTsctF(^mkm I : Rc^N^Ûfe SikdioOroETVosrSiesel Power HoiOeRoad(D ； ekEad) mearmnOmhawanD.O A OS.Oangtok,Dist Eo Sikkim-737100; Gaya(Bihar) : North Bisar Tank,Upper Ground Floor,Near-I.M.A. Hall,Gaya-823001; Ghatkopar(Maharashtra) : Platinum Mall,Office No307,3rd FloorJawahar Road,Ghatkopar East,Mumbai-400077; Ghaziabad(Uttarpradesh) : 1st Floor,C-10 RDC Rajnagar,Opp Kacheri Gate No.2,dhaziabad-201002; Goa( Goa) : Office No.103,lst F 1oor,Unitec5 City Centre’M.(3,Road,Panaji Goa,(3oa-403f01; Gondal (Parent Rajk ot)(Gârat) : ^177, Kailash Complex Opp. Khednt Da cor Gondal,Gnjarat,360311; Gorakhpur(Uttarpradesh) : Shop No.5 & 6,3Rd Floor .Cross Road The Mall, A D Tiraha,bank Road,Gorakhpur-273001; Gulbarga(Karnataka) : Pal Complex, 1st Floor ,0pp. City Bus Stop, SuperMar ket, Gulb ar ga, Karnataka 585101; Guntur(Andhra Pradesh) : D No31-13-1158,lst Floor, 13/1 Arundelpet,Ward No.6,Guntur-522002; Gurgaon(Haryana) : SCO - 16, Sector - 14, First floor,Gurgaon,Haryana, 122001; Guwaliati(Assam) : Piyali Phukan Road,K.C.Path.House N๐.

1 ,Rehabari,Guwahati-781008; Gwalior(Madhyapradesh) : G-6 Global Apartment,Kailash Vihar Colony, Opp. Income Tax Office, City Centre, Gwalior Madhya Pradesh^74002; Haldia( West Bengal) : Mouza-Basudevpur, J.L. No. 126, Haldia Municipality, Ward No 10, Durgachak, Haldia Pin Code :- 721602; Haldwani(Uttarpradesh) : Durga City Centre, Nainital Road, Haldwani, Uttarakhand-263139; Haridwar(Uttarpradesh) : F-3, Hotel Shaurya.New Model Colony,Haridwar-249 408; Hazaribag(Jharkhand) : Municipal MarketAnnanda Chowk,Hazaribag Jharkhand,825301; Himmatnagar(Gujarat) : D-78, First Floor,New Durea Bazar,Near Railway Crossing,Himmatnagar,Gujarat 383001; Hisar(Haryana) : No-12, Opp. HDFC Bank,Red Square Market,Hisar .Haryana, 125001; Hoshiarpur(Punjab): Near Archies Gallery, Shimla Pahari Ch ๐ wk, Hos hi ar pur .Punjab 146001; Hosur(Tamilnadu) : Survey No .25/204,Attibele Road, HCF Post,Mathigiri, Above Time Kids School, Oppsite T ๐ Kuttys Frozen Foods,Hosur-635110; Hub Karnataka) : No.204 - 205,1st Floor' B' Block, Kundagol ComplexOpp. Court, Club Road.Hubli,Karnataka,580029; Hyderabad(Telangana) : 208, II Flooijade ArcadeParadise Circle,Hyderabad,Telangana,500003; Indore(Madhyapradesh) : 101, Shalimar Corporate Centre8-B, South Tukogunj ,Opp .Greenpark, Indore,MadhyaPradesh,452001; Jabalpur(Madhyapradesh) : 8, Ground Floor, Datt Towers .Behind Commercial Automobiles ,N api er Town Jabalpur ,MadhyaPradesh ,482001; Ja ip ur (Rajas than ) : R-7, Yudhisthir Marg C-S ch emeB ehind Ashok Nagar Police Station Jaipur, Rajasthan,302001; Jalandhar(Punjab) : 144, Vijay Nagar,Near Capital Small Finance Bank,Football Chowkjalandar City-144001; Jalgaon(Maharashtra) : Rustomji Infotech Services70, NavipethOpp. Old Bus Standjalgaon,Maharashtra,425001; Jalna(Maharashtra) : Shop No 6, Ground Floor,Anand Plaza Complex,Bharat Nagar,Shivaji Putla Road Jalna,Maharashtra,431203;JalpaigurioVest Bengal) : Babu Para, Beside Meenaar Apartment ,Ward No VIII, Kolwali Police Station Jalpaiguri-735101 WestBengal; Jammu(Jammu & Kashmir) :JRDS Heights ,Lane Opp. S&S Computers Near RBI Building, Sector 14, Nanak Naear Jammu Jammu &Kashmir, 180004; Jamnagar (Gujarat) : 207,Manek Centre,P N Margjamnagar .Gujarat,361001; Jamshedpur (Jharkhand) : Millennium Tower, "R" RoadRoomNo:15 First Floor, Bistupur Jamshedpur Jharkhand,831001; Jana kpuri(New Delhi) : No306,3Rd Floor,DDA-2 Building,District Center Jan akpuri ,N ew Delhi-110058; Jaunpur(Uttarpradesh) : 248, Fort Road Near Amber Hotel, Jaunpur S ttarpradesh-222001; Jhansi(Utta - pradesh) : No.372/18D,1" Floor Above IDBI Bank .Beside V-Mart,Near RAKS HAN .Gwalior RoadJhansi-284001; Jodhpur(Rajasthan) : 1/5, Nir sal Tower.l" Chopasani Road Jodhpur .Rajasthan,342003; J orhat( Ass am) : Dewal Road .Second Floor, Left side second building, Near Budhi Gukhani Mandir, Gar Ali, Jorhat -785001; Junagadh(Gujarat) : "AasthaPlus", 202-A, 2nd FloorSardarbag Road, Nr. AlkapuriOpp. Zansi Rani Statue, Junagadh Gujarat-362001; Kadapa(Andhra Pradesh) : Bandi Subbaramaiah Complex,D.No:3/1718, Shop No: 8, Raja Reddy Street,Kadapa,AndhraPradesh,516001; Kakina da (Andhra Pradesh) : D No.25-4-29,1 St floor, Kommir eddy vari street,Beside Warf Road,Opp swathi medicals,Kakinada-533001; Ka lya ni( W est Benga 1): A-l/50 .Block A, Kalyani, Dist N adia, Westbengal-741235; Kannur(Kerala) : Room N ๐ .PP. 14/435Casa Marina Shopping Centr eT alap ,Kannur,Ker ala,670004; Kanpur(Uttarpradesh): I Floor 106 to 108City Centre Phase 11,63/ 2, The Mall Kanpur Uttarpradesh-208001; Karimnagar(telangana): HNo,7-l-257,Upstairs SBHmangammrthota, Karimnagar’Telangana,505001; Karnal(farent:PanipatTP)(Haryana): No,29,Avtar Colony,Behin 1 vishalmega mart, Karn al- 132001; Karur(Tamilnadu) : 126 G, V.P.Towers, Kovai Road .Basement of Axis BankKarur ,T amilnadu, 639002; Katni(Madhyapradesh) : 1st Floor ,Gurunanak dharmakanta Jabalpur Roa d,B ar gawan, Kat ni, Madhya Pradesh 483501; Khammam(Telangana) : Shop No: 11 - 2 - 31/3, 1st floor .Philips Complex,Balaj inagar, Wyra Road,Near Baburao Petrol Bunk, Khammam,T elangana 507001; Kharagpur (West Bengal) : "Silver Palace" OT Road,Inda-Khar agpur, G-P-Bar akola,P .S. Kharagpur Local,Dist West Midnapore-721305; Kolhapur(Maharashtra): 2B, 3rd Floor ,Ayodhya T owers, Station Road,Kolhapur,Maharashtra,416001;Kolkata( West Bengal) : 2/1 .Russell Street, 2nd Floor’Kankaria Centre, Kolkata-700071; Kolkata-CC (Kolkata Central)( West Bengal): 2A,Ganesh Chandra AvenueRoom ,No3A, Commerce House"(4th Floor).Kolkata,Westbangal 700013; Kollam(Kerala) : Uthram Chanmbers(Ground Floor),Thamarakulam,Kollam-691006; Korba(Chattisgarh) : Shop No 6, Shriram Commercial Complexinfront of Hotel Blue DiamondGround Floor, T.P. N agar, Ko r ba, Wes tbangal ,495677; Kota(Rajasthan) : B-33 rKalyan Bhawan .Triangle Part.Vallabh Nagar,Kota,Rajasthan,324007; Kottayam(Kerala) : 1307 B, Puthenpar ambi 1 Building,KSACS Road, Opp.ESIC Office,Behind Malay ala Manorama Muttambalam P O,Kottayam-686501; Kukatpally(Telangana) : Nol5-31-

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2M-l/4,lst floor, 14-A,MIG,KPHB colony,Kukatpally,Hyderabad-500072; Kumoakonam(Tamilnadu) : No.28/8, 1st Floor, Balakrishna Colony, Pachaiappa Street, Near VPV Lodge, Kumbakonam - 612001; Kurnool(Andhra Pradesh) .、Shop No.26 and 27,Door No39/265A and 39/265B,Second Floor,Skanda Shopping Mall,Old Chad Talkies,Vaddageri,39th Ward,Kurnool-518001; Lucknow(Uttarpradesh) : Office No.l07,lSt Floor,Vaisali Arcade Building,Plot No 11, 6 Park Road,Lucknow-226001; Ludhiana(Punjab) : U/GF, Prince Market, Green Field,Near Traffic Lights.Sarabha Nagar Pulli,Pakhowal Road,Ludhiana,Punjab, 141002; Madurai(Tamilnadu) : Shop No 3 2nd Floor, Suriya Towers, 272/273 - Goodshed Street, Madurai -625001; Malappuram(Kerala) : Kadakkadan Complex,Opp central school ,Malappur am-676505; Malda(West Bengal) : Daxhinapan Abas an, Opp Lane of Hotel Kalinga.SM Pally, Ma Ida, Wes tbangal 732101; Mangalore( Karnataka) : No. G 4 & G 5,Inland MonarchOpp. Karnataka Bank Kadri Main Road, Kadr i .Mangalore, Kama taka,575003; Manipal (Karnataka) : Shop No-A2,Basement floor, Academy Tower .Opposite Corporation Bank ,Manip al .Karnataka 576104; Mapusa (Parent ISC : Goa)(Goa) : CAMS COLLECTION CENTRE,Office No503,Buildmore Business Park,New Canca By pass Road,Ximer,Mapusa Goa-403507; Margao(Goa) : F4-Classic Heritage,Near Axis Bank,Opp .BPS Club,Pajifond,Margao,Goa-403601; Mathura(Uttarpradesh) : 159/160 Vikas Bazar Mathura Uttarpradesh-281001; Meerut(Uttarpradesh) : 108 1st Floor Shivam Plaza,Opp: Eves Cinema, Hapur Road,Meerut,Uttarpradesh,250002; Mehsana(Gujarat) : 1st Floor,Subhadra ComplexUrban Bank RoadMehsana,Guj ar at,384002; Mirzapur(Uttarpradesh) : 1st Floor, Canara Bank Building, Dhundhi Katra,Mirzapur-231001; Moga(Punjab) .、No.9, N ew Town ,Opp Jaswal Hotel,Daman Building,Moga-142001; Moradabad(Uttarpradesh) : H 21-22,1st Floor, Ram Ganga Vihar Shopping Complex, Opposite Sale Tax Office, Moradabad-244001; Mumbai(Maharashtra) : Rajabahdur Compound,Ground FloorOpp Allahabad Bank, Behind ICICI Bank30, Mumbai Samachar Marg, FortMumbai,Maharashtra,400023; Muzaffarnagar(Uttarpraaesh) : No.235,Patel Nagar,Near Ramlila Ground,New Mandi,Muzaffarnagar; Muzaffarpur(Bihar) : Brahman Toli,DurgasthanGola Road,Muzaffarpur,Bihar,842001; Mysore(Karnataka) : No. 1,1st Floor,CH.26 7th Main, 5th Cross (Above Trishakthi Medicals), Saras wati Puram,Mysore .Karnataka,570009; Nadia d( Gujarat) : F 134, First Floor,Ghantakarna Complex Gunj Bazar ,N adiad, Guj ar at,387001; Nagpur(Maharashtra) : 145 ,Lendra,New Ramdasp eth ,N agpur .Maharashtra,440010; Namakkal(Tamilnadu) : 156A/ 1, First Floor, Lakshmi Vilas BuildingOpp. To District Registrar Office, Trichy Ro ad, N a makkal,T amilnadu 637001; Nanded(Maharashtra) : Shop No.8,9 Cellar "Raj Mohammed Complex" Main Road Shri N agar, Nanded-431605; Nasik(Maharashtra) : 1st Floor ,"Shraddha Niketan" ,Tilak Wadi,Opp Hotel City Pride, Sharanpur Road,Nasik-422002; Navsari(Gujarat) : 214-215,2ndfloor, Shivani Park, Opp .Shankheswar Complex, Kaliawadi ,N avsar i -396445, Guj ar at; Nellore(Andhra Pradesh) :97/56, I Floor, Immadisetty TowersRanganayakulapet Road, Santhapet,Nellore,AndhraPradesh,524001; New Delhi(New Delhi) : 7-E, 4th FloorDeen Dayaal Research Institute BuildingSwami Ram Tirath Nagar,Near Videocon Tower Jhandewalan Extension,New Delhi,NewDelhi, 110055; New Delhi-CC(New Delhi) : Flat no.512, Narian Manzil, 23 Barakhamba Road Connaught Place,NewDelhi, 110001; Nizamabad(Telangana) : 5-6-208, Saraswathi nagar, Opposite Dr.Bharathi rani nursing home, Nizamabad, AndhraPradesh503001; Noida(Uttarpradesh) : E-3,Ground Floor,Sector 3,Near Fresh Food factory, Noida-201301; Palakkad(Kerala) : 10 / 688, Sreedevi Residency,Mettupalayam Str eet, Pal akk ad, Ker ala ,678001; Palanpur(Gujarat) : Gopal Trade center,Shop No.l3-14,3Rd Floor ,Nr.BK Mercantile bank, Opp. Old Gunj ,Palanpur-385001; Panipat(Haryana) : SCO 83-84, First Floor, Devi Lal Shopping Complex, Opp RBL Bank, G.T. Road, Panipat, Haryana, 132103; Pathankot(Punjab) : 13 -A, 1st Floor, Gurj eet Market, Dhangu Road,Pathankot,Punjab 145001; Patiala(Punjab) : No.35 New Lal Bagh,Opp.Polo Ground,Patiala-147001; Patna(Bihar) : G-3, Ground Floor,OM ComplexNear Saket Tower, SP Verma Road,Patna,Bihar,800001; Pitampura(New Delhi) : Aggarwal Cyber Plaza- Il,Commercial Unit No-371,3rd Floor,Plot No C-7,Netaji Subhash Palace,Pitampura-110034; Pondicherry(Pondicherry) : S-8, 100Jawaharlal Nehru Street(New Complex, Opp. Indian Coffee House),Pondicherry,Pondicherry,605001; Pune(Maharashtra) : Vartak Pride,1st Floor .Survey N ๐.46, City Survey No.1477, Hingne budruk ,D .P .Road,Behind Dinanath mangeshkar Hosp ital ,Karvenagar, Pune-411052; RaeBareli(Uttarpradesh) : 17, Anand Nagar Complex Opposite Moti Lal Nehru Stadium SAI Hos tel Jail Road Rae Bareilly Uttar pradesh -229001; Raipur(Chattisgarh) : HIG,C-23 Sector - IDevendra Nagar,Raipur,Chattisgarh,492004; Rajahmundry(Andhra Pradesh) : Door No: 6-2-12, 1st Floor,Rajeswari Nilayam,Near Vamsikrishna Hospital,Nyapathi Vari Street, T Nagar,Rajahmundry,AnahraPradesh,533101; Rajapalayam(Tamilnadu) : No 59 A/l, Railway Feeder Road(Near Railway Station)RajapalayamTamilnadu626117; Rajkot(Gujarat) : Office 207 - 210, Everest BuildingHarihar ChowkOpp Shastri Maidan,Limda Chowk,Rajkot,Gujarat,360001; Ranchi(Jharkhand) : 4,HB RoadNo: 206,2nd Floor Shri Lok ComplexH B Road Near Firayalal,Ranchi Jharkhand,834001; Ratlam(Madhyapradesh) : Dafria & Co,No.18, Ram Bagh, Near Scholar's School,Ratlam, MadhyaPradesh 457001; Ratnagiri(Maharashtra) : Orchid Tower ,Gr Floor,Gala No.06,S.V.No.301/Paiki l/2,Nachane Municiple Aat,Arogya Mandir ,Nachane Link Road, At,Post,Tai.Ratnagiri Dist. Ratnagi r i-415612; Rohtak(Haryana) : SCO 06,Ground Floor,MR Comp lex, Near Sonipat Stand Delhi Road, Rohtak-124001; Roorkee(Uttarkhand) : 22, Civil Lines, Ground Floor .Hotel Krish Res id ency, Ro or kee,Uttarakhand 247667; Rourkela(Orissa) : 2nd Floor J B S Market Complex,LJdi t N agar ,Rour kela-769012; Sagar(Madhyapradesh): Opp. Somani Automobile,s Bhagwanganj Saear, MadhyaPradesh 470002; Saharanpur(Uttarpradesh) : I Floor, Krishna ComplexOpp. Hathi GateCourt Road.Saharanpur,Uttarpradesh,247001; Salem (Tamilnadu) : No.2, I Floor Vivekananda Street,New Fairlands,Salem,Tamilnadu,636016; Samb alp ur (Or is sa) : C/o Raj Tibrewal & AssociatesOpp.Town High School,Sansar ak Sambalpur, Or issa,768001; Sangli(Maliarashtra) : Jiveshwar Krupa BldgShop. NO.2, Ground Floor,Tilak ChowkHarbhat Road,Sangli,Maharashtra-416416; Satara(Manarashtra) : 117/A/3/ 22, Shukrawar Peth.Sargam Apartment.Satara,Maharashtra,415002; Seerampur(West Bengal) : 47/5/1, Raja Rammohan Roy SaraniPO. Mallickpara,Dist. Hoogly,Seerampur,Westbangal,712203; Shahjahanpur(Uttarpradesh) iBijlipura, Near Old Distt Hospital, Jail Road ,Shahjahanpur Uttarpradesh-242001; Shillong(Meghalaya) : 3rd FloorRPG Complex,Keating Road,Shillong,Meghalaya,793001; Shimla(Himachal Pradesh) : I Floor, Opp. Panchayat Bhawan Main gateBus stand,Shimla, Hi ma ch al Pradesh, 171001; Shimoga( Karnataka) : No.65 1st FloorKishnappa Compoundlst Cross, Hosmane Extn, Shimoga.Karnataka,577201; Siliguri(West Bengal) : No.78,Haren Mukherjee Road, 1st Floor,Beside SBI Hakimpara,Siliguri-734001; Sirsa(Haryana) : M G Complex, Bhawna marg , Beside Over Bridge, Sirsa Haryana, 125055; Sitapur(Uttarpradesh) : Arya Nagar Near Arya Kanya School Sitapur Uttarpradesh-261001; Solan(Himachal Pradesh) : 1st Floor, Above Sharma General Store,Near Sanki Rest house,The Mall,Solan, Himachal Pradesh 173212; Solapur(Maharashtra) : Flat No 109, 1st FloorA Wing, Kalyani Tower 126 Siddheshwar Pe th,Near Pangal High SchoolSolapur,Maharashtra,413001; Sri Ganganagar (Rajasthan) : 18 L BlockSri Ganganagar, Raj as than ,335001; Srikakulam(Andhra Pradesh) : Door No 4— -96, First Floor. Vijaya Ganapathi Temple Back Side.Nanubala Street ,Srikakulam, AndhraPradesh 532001; Sultanpur(Uttarpradesh) : 967, Civil Lines Near Pant Stadium Sultanpur Uttarpradesh-228001; Surat(Gujarat) : Shop No.G-5,International Commerce Center ,N r .Kadiwala School,Majura Gate,Ring Road, Surat-395002; Surendranagar(Gujarat) : 2 MI Park, Near Commerce College, Wadhwan City.Surendranagar Gujarat 363035; Tambaram(Tamilnadu) : 3rd Floor, B R Complex,No.66,Door No.11A,Ramakrishna Iyer Street, Opp .National Cinema Theatre, Wes t T ambar am, Chennai-600045; Tezpur(Assam) : Kanak Tower-1st Floor Opp. IDBI Bank/ICICI Bank C.K. Das Road, Tezpur Sonitpur, Assam - 784001; Thane(Maharashtra) : Dev Corpora, 1st Floor,Office No. 102,Cadbury Junction,Eastern Express Way,Thane-400601; Tinsukia(Assam) : CAMS Transaction Point, Bhowal Complex Ground Floor, Near Dena Bank, Rongagora Road PO / Dist - Tinsukia Assam PIN -786 125; Tirunelveli(Tamilnadu) : No.F4,Magnam Suraksaa Apatments,Tiruvananthapuram Road,Tirunelveli-627002; Tirupati(Andhra Pradesh) : Shop No : 6,Door No: 19-10-8,(Opp to Passport Office),AIR Bypass Road,Tirupati- 517501, AndhraPradesh; Tirupur(Tamilnadu) : 1(1), Binny Comp ound,II Street, Kumar an Road,T i rupur ,T ami lnadu,641601; Tiruvalla(Kerala) : 1st Floor,Room No-61 (63) international shopping Mall, Opp .ST Thomas Evangelical Church,Above Thomsan Bakery ,Manjady,Thiruvalla-689105; Trichur(Kerala) : Room No. 26 & 27DeePee Plaza, Kokkalai,Trichur,Ker

5

ala,680001; Trichy(Tamilnadu) : No8,1 Floor, 8 th Cross West Extn,Thillainagar,Trichy,Tamilnadu,620018; Trivandrum(Kerala) : RS Comp lex, Opp of LIC Building, Pattom PO,Trivandrum, Ker ala,695004; Tuticorin(Tamilnadu) : 4BZA16, Mangal Mall Complex,Ground Floor,Mani N agar ,Tuticor inT amilnadu628003; Udaipur(Rajasthan) : No. 32, Ahinsapur i ,Fatehpur a Circle,Udaipur-313001; Uljain(Madfnyapradesh) : Adjacent to our existing Office at 109, IstFloor, SiddhiVinayak Trade Center,, Shahid Park, Ujjain - 456010; Vadodara(Gujarat) : 103 Aries Complex,Bpc Road, Off R.C.Dutt Road,Alkapuri,Vadodara,Gujarat,390007; Valsad(Gujarat) :3rd floor,Gita Nivas, opp Head Pos t O ffice, Halar Cross LaneV alsad, Guj ar at,396001; Vapi(Gujarat) : 208,2nd Floor HEENA ARCADE,Opp. Tirupati Tower Near G.I.D.C. Char Rasta ,V api ,Guj ar at, 396195; V ar a nas i( Utta r pr a de sh) : Office no 1, Second floor, Bhawani Market, Building No. D-58/2-A1, Rathyatr a Beside Kuber Complex, Varanasi, Uttarp radesh-221010; Vasco( Parent Goa)(Goa) : No DU 8, Upper Ground Floor, Behind T echoclean Clinic, Suvidha Complex Near ICICI Bank,Vasco,Goa,403802; Vashi(Maharashtra) : BSELTech Park,B-505,Plot No.39/5 & 39/5A,Sector 30A,Opp.Vashi Railway StationmVashi,Navi Mumbai-400705; Vellore(Tamilnadu) : AKT Complex,2nd Floor,No.1,3,New Sankaranpalayam Road Tolgate,Vellore-632001; Vijayawada(Andhra Pradesh) : 40-1-68, Rao & Ratnam Comp lex,Near Chennupati Petrol Pump,M.G Road, Labbipet,V y ayawada, AndhraPradesh,520010; Vijaynagaram(Andhra Pradesh) : Bhanu Murali & Co,Portion 3,1st Floor ,#3-16,Behind NRI Hospital ,Sr inivasa Nagar ,NCS Road,V ij aynagar am-535003; Visakhapatnam(Andhra Pradesh) : Door No 48-3-2, Flat No 2, 1st Floor, Sidhi Plaza, Near Visakha Library, Srinagar, Visakhapatnam- 530 016 ; Warangal(Telangana) : Hno. 2-4-641, F-7, 1st Floor, A.B.K Mall, Old Bus Depot Road, Ramnagar, Hanamkonda, Warangal.Telangana- 506001; Yamuna Nagar(Haryana) : 124-B/R,ModelTownYamunanagar,YamunaNagar,Haryana,135001; Yavatmal(Maharashtra) : Pushpam, Tilakwadi,Opp. Dr. Shrotri Hospital,Yavatmal,Maharashtra445001;

We are now on WhatsApp.

For any service-related queries or to know more about our products, chat with us on 9063444255. www.franklintem

pletonmdia.com

Registered Office: Franklin Templeton Asset Management (India) Pvt. Ltd.

One International Centre, Tower 2, 1201 & 1301 Floor, Senapati Bapat Marg, Elphinstone (West) Mumbai -400013

Investors:

1800 425 4255, 1800 258 4255 8 a.m to 9 p.m. (except

Sundays)

Distributors:

1800 425 9100, 1800 258 9100 9 a.m. to 6 p.m. (Weekdays) and 9

a.m. to 2 p.m. (Saturdays)

'AppM and kcoMvtndsmtnsorAppM IK., IVIIMBM intm UA ・nd auwctHMriw. Stora !• a

acnrice marie of Apple Inc.* “AndruW !• ■ tradflnwrk ๙ Gwale Inc.*

http://www.franklintempletonmdia.com/




6


U67190MH1995PTC093356)



FRANKLIN INDIA FOCUSED EQUITY FUND

An Open ended equity scheme investing in maximum 30 stocks. The scheme intends to

focus on Multi-cap space

Product Labeling

This product is suitable for investors who

are seeking*

Level of risk (Based on

portfolio as on September 30,

2021)


benchmark (Based on

portfolio as on September 30,

2021)

Franklin

India

Focused

Equity Fund

(FIFEF)

Primary Benchmark: NIFTY 500 Long term

capital

appreciatio

n

*Investors should consult their financial advisors if in doubt about whether the product is suitable for

them.











/Ox FRANKLIN MM TEMPLETON

Fund Name

Nature of

scheme &

indicative

time

horizon

Brief about the

investment objective &

kind of product

A fund that invests in stocks

of companies/ sectors with

high growth rates or above

average potential



High risk



High risk



7


8


Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for

public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this

KIM.

INVESTMENT

OBJECTIVE To achieve capital appreciation through investing predominantly in Indian companies/sectors with high

growth rates or potential.

ASSET ALLOCATION PATTERN OF THE

SCHEME


Instruments Risk Profile % of Net Assets#

Equities and Equity Linked instruments Medium to High 65% - 100% Debt securities* and Money Market Instruments

Low to Medium 0% - 35%

#including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets * including securitised debt up to 20% The fund managers will follow an active investment strategy taking defensive/aggressive postures

depending on opportunities available at various points in time. A maximum of 40% of net assets may be deployed in securities lending and the maximum single party

exposure may be restricted to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not

known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations

and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to

trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the

counter) trades where counterparty can be identified. The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time.

The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit

per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force.

These limits will be reviewed by the AMC from time to time. It must be clearly understood that the percentages stated above are only indicative and not absolute and that

they can vary substantially depending upon the perception of the Investment Manager, the intention being

at all times to seek to protect the interests of the Unit holders. The asset allocation pattern described above

may alter from time to time on a short-term basis on defensive considerations, keeping in view market

conditions, market opportunities, applicable regulations and political and economic factors and would, in

such cases, shall be rebalanced within 30 days from date of deviation. However, if the asset allocation

pattern is to be altered for other reasons, as this is a fundamental attribute, the procedure outlined in the

paragraph on fundamental attributes below, shall be followed.

INVESTMENT

STRATEGY The fund will also combine bottom-up stock selection with top down industry themes to identify

stocks/sectors exhibiting above average growth or high potential. The shifts between companies and sectors to be identified based on relative valuations, liquidity and growth

potential

RISK PROFILE OF THE SCHEME Mutual Fund Units involve investment risks including the possible loss of principal. Please read the SID

carefully for details on risk factors before investment. Scheme specific Risk Factors are summarized below: • Different types of securities in which the scheme would invest carry different levels and types of

risks. Accordingly the scheme's risk may increase or decrease depending upon its investment

pattern.

• Trading volumes, settlement periods and transfer procedures may restrict liquidity of

9

investments in equity and equity related securities.


movements, restrictions on repatriation and transaction procedures in overseas market as well as

country related risks. • Investments in debt instruments are subject to various risks such as credit/default risk, interest

rate risk, reinvestment risk, liquidity risk etc. E.g. corporate bonds carry a higher amount of risk

than Government securities. Further even among corporate bonds, bonds which are AAA rated

are comparatively less risky than bonds which are AA rated.

• Credit risk: This refers to the risk that an issuer of a fixed income security may default (i.e. will

be unable to make timely principal and interest payments on the security).

• Interest rate risk: This risk results from changes in demand and supply for money and other

macroeconomic factors and creates price changes in the value of debt instruments. • Consequently, the NAV of the scheme may be subject to fluctuation. Prices of long term securities

generally fluctuate more in response to interest rate changes than do short-term securities. This

may expose the scheme to possible capital erosion.

• Liquidity Risk: This refers to the ease with which a security can be sold at or near to its valuation

yield-to-maturity (YTM). Liquidity risk is today characteristic of the Indian fixed income market. • Market risk: This risk arises due to price volatility due to such factors as interest sensitivity,


interest rate expectations and liquidity flows. Market risk is a risk which is inherent to investments

in securities. This may expose the scheme to possible capital erosion. • Reinvestment risk: This risk refers to the interest rate levels at which cash flows received for

the securities in the Scheme is reinvested. The risk is that the rate at which interim cash flows can

be reinvested may be lower than that originally assumed. • Different types of Securitised Debts in which the scheme would invest carry different levels and


assurance that a deep secondary market will develop for such securities. Money market securities,

while fairly liquid, lack a well-developed secondary market, which may restrict the selling ability

of the scheme. • Derivatives are high risk, high return instruments. A small price movement in the underlying

security could have a large impact on their value and may also result in a loss. • Engaging in securities lending is subject to risks related to fluctuations in collateral value and

settlement/liquidity and counter party risks • There is no assurance or guarantee that the objectives of the scheme will be achieved. The past

performance of the mutual funds managed by the Franklin Templeton Group and its affiliates is

not necessarily indicative of future performance of the scheme.


Equity Liquidity Risk: The fund will try to maintain a proper asset liability match to ensure redemption payments

are made on time and not affected by illiquidity of the underlying stocks. Concentration Risk: The fund will endeavour to have a well-diversified equity portfolio comprising stocks

across various sectors of the economy. This would aid in managing concentration risk and sector-specific

risks. Generally, diversification across market cap segments also aids in managing volatility and ensuring

adequate liquidity at all times. Derivatives Risk: The fund will endeavour to maintain adequate controls to

monitor the derivatives transactions entered into.

10

Debt Interest Rate Risk: The Fund seeks to mitigate this risk by keeping the maturity of the scheme in line with

the interest rate expectations. Credit Risk or default risk: The Fund will endeavour to minimise Credit/Default risk by primarily


agencies. Historical default rates for investment grade securities (BBB and above) have been low.

Reinvestment Risk: Reinvestment risks will be limited to the extent of coupons received on debt


interest rate derivatives to hedge market/interest rate risks.

Liquidity or Marketability Risk: The fund will endeavour to minimise liquidity risk by investing in


• Growth Plan • Income Distribution cum capital withdrawal (IDCW) Plan (with Reinvestment and Payout Options) • Direct - Growth Plan

• Direct - IDCW Plan (with Reinvestment and Payout Options)

The investors must clearly indicate the Plan and Option (Growth - Regular/ Growth- Direct / IDCW -

Regular / IDCW - Direct) in the relevant space provided for in the Application Form. In the absence of

such instruction, it will be assumed that the investor has opted for the Default Plan and Option, which


• Growth in case Growth or IDCW is not indicated. • Reinvestment of Income Distribution cum capital withdrawal option in case Payout of Income

Distribution cum capital withdrawal option or Reinvestment of Income Distribution cum capital withdrawal




investor

Default Plan to be

captured








In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall

be processed under Regular Plan. The AMC shall contact and obtain the correct ARN code within 30

calendar days of the receipt of the application form from the investor/ distributor. In case, the correct code

is not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Plan from

the date of application without any exit load. The AMC shall not reprocess the transaction under Direct

Plan in case the units have been redeemed within the aforesaid 30 calendar days.

Compulsory reinvestment of IDCW

Where the Unitholder has opted for IDCW Payout option and in case the amount of IDCW payable to the

Unitholder is Rs.20/- or less, the same will be compulsorily reinvested in the scheme.

Purchases including switch-in:

In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund and the funds are available

for utilisation on the same day before the cut-off time - the closing NAV of the day on which the funds are


PLANS AND

OPTIONS

APPLICABLE NAV

(after the scheme opens

for repurchase and sale)

11

In respect of valid applications received* after 3:00 p.m. by the Mutual Fund and the funds are available

for utilisation on the same day - the closing NAV of the Business Day following the day on which the

funds are available for utilisation shall be applicable. However, irrespective of the time of receipt of application, where the funds are not available for

utilisation on the day of the application, the closing NAV of the Business Day on which the funds are

available for utilisation before the cut-off time (3:00 p.m.) shall be applicable provided the application is

received* prior to availability of the funds. Investors are encouraged to avail electronic payment modes to transfer funds to the bank account of the

Scheme to expedite unit allotment.


subscription/purchase (including switch-in) as per the application should be credited to the bank account of

the scheme before the cut-off time and the funds are available for utilisation before the cut-off time without

availing any credit facility whether intra-day or otherwise, by the respective scheme.


Systematic Transfer Plans (STP), Transfer of Income Distribution cum capital withdrawal plan (TIDCW)

etc. the units will be allotted as per the closing NAV of the day on which the funds are available for

utilization by the destination Scheme irrespective of the instalment date of the SIP, STP or record date of

dividend etc.

In case of transactions through online facilities / electronic modes, there may be a time lag of upto 5-7

banking days between the amount of subscription being debited to investor's bank account and the

subsequent credit into the respective Scheme's bank account. This lag may impact the applicability of NAV

for transactions where NAV is to be applied, based on actual realization of funds by the Scheme. Under no

circumstances will AMC or its bankers or its service providers be liable for any lag / delay in realization of

funds and consequent pricing of units.

Transfer of unit(s) shall be subject to payment of applicable stamp duty by the unitholder(s) and applicable

laws. Accordingly, pursuant to levy of stamp duty, the number of units allotted on purchase transactions

(including switch-in, Systematic investments, Reinvestment of Income Distribution cum capital withdrawal

option, etc) to the unitholders would be reduced to that extent.

Redemptions including switch-out :


of receipt of application shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the Mutual Fund, the closing NAV of the

next business day shall be applicable.

The redemption and switch-out of transaction will be processed only if the payment instrument of the

original purchase transaction under that particular fund is realised. *Received at the ISC/Collection

Centres of Franklin Templeton Mutual Fund.

MINIMUM APPLICATION


Purchase: Rs.5,000 and multiples of Re.1; Additional Purchase: Rs.1,000 and multiples of Re.1; Repurchase: Minimum of Rs.1,000 and multiples of

Re.1

DESPATCH OF

REPURCHASE

(REDEMPTION)

REQUEST

The redemption proceeds will be despatched to the unitholders within the regulatory time limit of 10

business days of the receipt of the valid redemption request at the Official Points of Acceptance of

Transactions (OPAT) of the Mutual Fund.

BENCHMARK INDEX Nifty 500 IDCW POLICY Income Distribution cum capital withdrawal (IDCW) is based on the availability of adequate distributable

surplus in the scheme. The amounts can be distributed out of investors capital

12

*with effect from October 18, 2021, Mr. Ajay Argal has been appointed as fund manager of the scheme.

#with effect from October 18, 2021, Mr. Sandeep Manam has been appointed as dedicated fund

manager for foreign securities.

Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the Companies Act 1956, and approved by SEBI to act as the Trustee to the schemes of Franklin Templeton Mutual Fund.


Past performance may or may not be sustained in future. Based on Growth Plan NAVs. Benchmark Returns calculated based on TRI values

FIFEF - DIRECT Compounded annualised

returns


FIFEF- Direct 86.82% 21.45% 16.63% 19.83%

NAME & TENURE OF

THE FUND MANAGER(S)

Name of the Fund Manager(s) Tenure of managing the scheme (upto

September 30, 2021)

Roshi Jain* 9.23 years Anand Radhakrishnan 5.42 years

Mayank Bukrediwala (dedicated for

foreign securities)# 1.10 years

(Equalization Reserve), which is part of sale price that represents realized gains. The Trustee may, at its

sole discretion distribute income under IDCW option/plan in the fund at any time. Although there is every

intention to distribute income, there is no assurance or guarantee as to the frequency or quantum of such

distribution nor that the distributions be regularly paid.

NAME OF THE TRUSTEE COMPANY

PERFORMANCE OF THE SCHEME AS OF

SEPTEMBER 30, 2021 Compounded annualised

returns


FIFEF 85.29% 20.37% 15.48% 14.12%

Nifty 500 TRI 62.87% 19.44% 16.61% 11.37%

FIFEF

Based on Growth Plan NAVs of September 30, 2021. Benchmark returns calculated based on Total

Return Index (TRI) Values. Inception date: July 26, 2007

■ FIFEF ■ Nifty 500 TRI

13


Based on Growth Plan NAVs. Benchmark Returns calculated based on TRI values

i) Load Structure

Entry Load: Nil

Exit Load:

In respect of each purchase of Units - 1% if the Units are redeemed/switched-out within one year of

allotment.

ii) Recurring expenses (Actual Expenses for the financial year ending March 2021) 1.89% 1.00% (Direct)


Top 10 Holding- Issuer Wise* % to NAV State Bank of India 9.94%

ICICI Bank Ltd 9.84%

Axis Bank Ltd 5.87%

NTPC Ltd 5.61%

Larsen & Toubro Ltd 5.00%


Sobha Ltd 4.54%

Federal Bank Ltd 4.09%

HDFC Bank Ltd 3.87%

Bharat Petroleum Corporation Ltd 3.86%

★ Excludes Call, Cash and Other Current Assets.



Construction 10.99%

Oil & gas 10.02%

Nifty 500 TRI 62.87% 19.44% 16.61% 15.31%


Inception date: January 1, 2013. Benchmark returns calculated based on Total Return Index (TRI)

Values.


16.

17.


Pharma 5.94%

Power 5.61%

Telecom 5.00%

Industrial manufacturing 3.12%


Services 2.58%

Automobile 2.08%

Healthcare services 1.14%

Call, cash and other current asset 7.50%

Scheme's latest monthly portfolio holding can be viewed on www.franklintempletonindia.com/investor/funds-and-solutions/funds-exploreVall-

mutual-funds - scheme name under Fund Document tab. PORTFOLIO TURNOVER - LAST ONE

YEAR ENDED

SEPTEMBER 30, 2021

11.86%

TAX TREATMENT FOR

THE INVESTORS

(Unitholders) Investors are advised to refer to the details given in the Statement of Additional Information (SAI) under

the section "Taxation". However, the information provided therein is for general information purpose only

and is based on the prevailing tax laws. In view of the individual nature of the implications, each investor

is advised to consult with his or her own tax advisors with respect to the specific tax and other implications


DAILY NET ASSET VALUE (NAV)

PUBLICATION The NAV will be calculated for every Business Day and can be viewed on

www.franklintempletonindia.com and www.amfiindia.com.

You can also telephone us at 1-800-425-4255 or 1800 258 4255 (if calling from a mobile phone, please

prefix the city STD code; local call rates apply for both numbers) from 8 a.m to 9 p.m, Monday to Saturday.

FOR INVESTOR


Investor Services, Franklin Templeton Asset Management (India) Pvt. Ltd., Unit 301, III Floor, Campus

4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi, Chennai 600096.Tel: 1800 425

4255 or 1800 258 4255 (please prefix the city STD code if calling from a mobile phone, Local call rates

apply to both the numbers) from 8:00 a.m. to 9:00 p.m., Monday to Saturday. Email:

[email protected]. Name of Investor Relations Officer: Ms. Rini Krishnan Name and Address of Registrar: Computer Age Management Services Private Limited, No.10 (Old

No.178), M.G.R. Salai, Nungambakkam, Chennai - 600 034.


No Load on Bonu^ Reinvestment of Income Distribution cum capital withdrawal option units: No

entry and exit load shall be charged on bonus units or units allotted on reinvestment of IDCW.

Commission to distributor The upfront commission on investment made by the investor, if any, shall be paid to the ARN Holder

(AMFI registered distributor) directly by the investor, based on the investor's assessment of various factors

including service rendered by the ARN Holder.

Credit of exit load to scheme:

Effective October 01, 2012, Exit load/ CDSC (if any) charged to the unit holders by the Mutual Fund on

redemption (including switch-out) of units shall be credited to the respective scheme net of Good and

Service tax. Good and Service tax on exit load, if any, shall be paid out of the exit load proceeds.

Option to receive allotment and hold units in demat form:







16.

17.

Investors have an option to receive allotment and hold units of the schemes of Franklin Templeton Mutual

Fund in demat form. For this purpose, the investors need to furnish the details of their depository account

in the Application Form along with a copy of the Client Master Report / List (CMR/CML) or the

Transaction Statement (the page reflecting name and holding pattern) for verification of the demat account.

The date of demat account statement should be within 90 days of the application. The Units allotted in

electronic form will be credited to the investor's Beneficiary Account with a Depository Participant (DP)

of CDSL or NSDL as per the details furnished by the investor in the Application Form. In case the

Unitholder does not wish to get his/her Units converted / allotted in electronic form or the AMC is not able

to credit the Units to the beneficiary account(s) of the investor for any reason whatsoever, the AMC shall

issue Account statement(s) specifying the Units allotted to the investor. Please note that where the investor

has furnished the details of their depository accounts in the Application Form, it will be assumed that the

investor has opted for allotment in demat form and the allotment will be made only in demat form as default.

In case of SIP, the units will be allotted based on the applicable NAV as per the terms of the Scheme

Information Document of the respective scheme and will be credited to the investor's demat account on

weekly basis on realisation of funds. For example, for the subscription amount of the relevant SIP instalment

credited to the bank account of Franklin Templeton Mutual Fund during a week (Friday to Thursday), the

units allotted will be credited to the investor's demat account on following Monday or the subsequent

working day if Monday is a holiday/non working day for the AMC or the depositories. However, this facility is not available for investment under Daily IDCW and Weekly IDCW options of the

schemes, Switch facility, Systematic Transfer Plan (STP) and Transfer of Income Distribution cum capital

withdrawal plan (TIDCW) ). The existing Unitholders can dematerialise the units held in physical form (represented by Account

Statement) at any time by making an application to the Depository Participant by filling up the Conversion

Request Form (CRF) and surrendering the Account Statement(s).

Transaction Charges: The AMC/Mutual Fund shall deduct Transaction Charges on purchase/subscription applications

received from investors that are routed through a distributoâgen^roker as follows, provided the

distributoâgen^roker has opted to receive the transaction charges: (i) First time investor in mutual funds: Transaction Charge of Rs. 150/- on purchase/subscription application of Rs.10,000 and above shall

be deducted from the subscription amount and paid to the distributoâgen^roker of the investor.

Units will be allotted for the balance subscription amount (net of the transaction charge deducted). (ii) Investors other than first time investor in mutual funds: Transaction Charge of Rs. 10^- per purchase/subscription application of Rs.10,000 and above shall

be deducted from the subscription amount and paid to the distributoâgen^roker of the investor.

Units will be allotted for the balance subscription amount (net of the transaction charge deducted). (iii) In case of investments through Systematic Investment Plan (SIP), the Transaction Charge shall

be deducted only if the total commitment through SIP (i.e. amount per SIP instalment x No. of SIP

instalments) amounts to Rs.10,00^- and above. The Transaction Charge shall be deducted in 3 or 4

instalments, as may be decided by the AMC from time to time. (iv) The Transaction Charges shall not be deducted for: (a) purchase/subscription applications for an amount less than Rs.10,00^-; (b) transactions other than purchase^subscriptions relating to new inflows such as switches,

redemption, Systematic Transaction Plan, Transfer of Income Distribution cum capital withdrawal

plan etc.; (c) direct applications received by the AMC i.e. applications received at any Official Point of


distributor/agen^broker; and

16.

17.

(d) transactions routed through stock exchange platform (not applicable for ARN holders who have

‘opted-in' for levy of transaction charges in respect of mutual fund transactions of their clients routed

through stock exchange platforms). The statement of account shall disclose the net investment as gross subscription less transaction

charges and the units allotted against the net investment. The upfront commission to distributors

shall continue to be paid by the investor directly to the distributor by a separate payment based on

his assessment of various factors including the service rendered by the distributor.

Employee Unique Identification Number (EUIN): As per SEBI Circular no. CIR / IMD/ DF /21/ 2012 dated September 13, 2012; the employee/ relationship



number. This will assist in tackling the problem of mis-selling even if the employee/ relationship

manager/sales person leave the employment of the ARN holder / Sub broker. In case the transaction is

executed without any interaction or advice by the employee/relationship manager/ sales person of the


Account Statement: On acceptance of the application for subscription, a confirmation specifying the number of units allotted by

way of email and/or SMS will be sent to the Unitholders within 5 Business Days from the date of receipt

of application at their email address and/or mobile number registered with the Mutual Fund/AMC.

A) Consolidated Account Statement In order to enable a single consolidated view of all the investments of an investor in Mutual Funds and

securities held in demat form with the Depositories, Mutual Fund- Registrar & Transfer Agents or


Consolidation of account statement shall be done on the basis of PAN. In case of multiple holding, it shall

be PAN of the first holder and pattern of holding.

Unitholders who have registered their Permanent Account Number (PAN) with the Mutual Fund will

receive a Consolidated Account Statement as follows:

1. Unitholders who hold Demat Account The Account Statement containing details relating to all financial transactions (purchase, redemption,




by the unitholder across all mutual funds and transaction in dematerialised securities across demat accounts

of the Unitholder will be sent by the Depositories, for each calendar month within 15th day of the

succeeding month to the unitholders in whose folios transactions have taken place during that month.

CAS shall be sent every half yearly (September/ March), on or before 21st day of succeeding month,

detailing holding at the end of the six month, to all such Unitholders in whose folios and demat accounts

there have been no transactions during that period. In case of demat accounts with nil balance and no transactions in securities and in mutual fund folios, the

Depository shall send account statement in terms of regulations applicable to the depositories.

16.

17.

2. Unitholders who do not hold Demat Account The Account Statement containing details relating to all financial transactions (purchase, redemption,




by the unitholder across all mutual funds where PAN of the investor is registered and holding at the end of

the month including transaction charges, if any, paid to the distributor, will be sent for each calendar month

within 15th day of the succeeding month to the unitholders in whose folios transactions have taken place

during that month. The financial transactions processed from the 1st day of the month till 30/31 will be included in CAS,

irrespective of trade date of the transaction. The CAS detailing holding across all schemes of all mutual funds where PAN of the investor is registered,

shall be sent at the end of every six months (i.e. September/ March), on or before 21st day of succeeding

month to all mutual fund investors, excluding those investors who do not have any holdings in mutual fund

schemes and where no commission against their investment has been paid to distributors, during the

concerned half-year period.. Such CAS shall reflect the closing balance and value of the Units as at the end

of the month the amount of actual commission paid by AMC to distributors (in absolute terms) during the

half-year period against the concerned investor's total investments in each MF scheme and scheme's average

Total Expense Ratio (in percentage terms) for the half-year period, of both direct plan and regular plan. For the purpose of sending CAS, common investors across mutual funds shall be identified by their PAN. PAN identified as having a demat account by Depositories for generating CAS will not be considered while

generating a Mutual Fund level CAS. In case of a specific request received from the Unitholders, the AMC/Mutual Fund will provide the account

statement to the Unitholder within 5 Business Days from the receipt of such request. B) Unitholders who have not registered their PAN with the Mutual Fund will receive the following: For normal transactions during ongoing sales and repurchase: • The AMC shall issue to the investor whose application (other than SIP/STP) has been accepted, an

account statement specifying the number of units allotted within 5 working days of allotment.

For SIP / STP/ Reinvestment of Income Distribution cum capital withdrawal option units: • Account Statement for SIP and STP will be dispatched once every month along with IDCW reinvestment

(daily, weekly, monthly) account statement All other IDCWs statements will be dispatched as and when

the IDCW transaction is processed

• A soft copy of the Account Statement will be emailed to investors valid email ID • However, the first Account Statement under SIP/STP shall be issued within 10 working days of the initial

investment/transfer.

• In case of specific request received from investors, Mutual Funds shall provide the account statement

(SIP/STP) to the investors within 5 working days from the receipt of such request without any charges.

Half-yearly Statement: • The AMC shall provide the Account Statement to the Unitholders who are not having Valid PAN

excluding those investors who do not have any holdings in mutual fund schemes and where no commission

against their investment has been paid to distributors, during the concerned half-year period.The Account

Statement shall reflect the latest closing balance and value of the Units across all schemes in the respective

folio, prior to the date of generation of the account statement the amount of actual commission paid by

AMC to distributors (in absolute terms) during the half-year period against the concerned investor's total

investments

16.

17.

in each MF scheme and scheme's average Total Expense Ratio (in percentage terms) for the half-year

period, of both direct plan and regular plan..

For those unitholders who have provided an e-mail address, the AMC will send the account statement by

email.

The unitholder may request for a physical account statement by writing / calling us at any of the ISC.

The Account Statement issued by the AMC is a record of holdings in the scheme of Franklin Templeton

Mutual Fund. Investors are requested to review the account statement carefully and contact their nearest

Investor Service Centre in case of any discrepancy. The contents of the statement will be considered to be

correct if no error is reported within 30 days from the date of receipt of the Account Statement.

Annual Financial Reports As required by the SEBI Regulations, the Fund will mail the schemewise annual report or an abridged

summary thereof to all the unitholders as soon as practical after 31st March each year but not later than four

months thereafter, as the Trustee may decide. In case of unitholders whose e-mail addresses are available

with the Mutual Fund, the annual report or the abridged summary, as the case may be, would only be sent

by email and no physical copies would be mailed to such unitholders. However, those unitholders who still

wish to receive physical copies of the annual report/abridged summary notwithstanding their registration

of e-mail addresses with the Fund, may indicate their option to the AMC in writing and AMC shall provide

the same without charging any cost. For the rest of the investors, i.e. whose email addresses are not available

with the mutual fund, the AMC shall send physical copies of scheme annual reports or abridged summary

to those unitholders who have ‘opted-in' to receive physical copies. The AMC shall display the link of the

scheme annual reports or abridged summary prominently on the Fund's website and AMFI website and

make the physical copies available to the investors at its registered office at all times.

Financial Results and Portfolio Disclosures The Mutual Fund shall within one month of the close of each half year i.e., 31st March and 30th September,

upload the soft copy of its unaudited financial results containing the details specified in Regulation 59 on

its website and shall publish an advertisement disclosing uploading of such financial results on its website,

in one English newspaper having nationwide circulation and in one regional newspaper circulating in the

region where the head office of the Mutual Fund is situated. The Mutual Fund shall disclose portfolio as on the last day of the month / half-year for all their schemes on

its website and on the website of AMFI within 10 days from the close of each month/ half-year respectively.

In case of unitholders whose e-mail addresses are registered, the Mutual Fund/ AMC shall send via email

both the monthly and half-yearly statement of scheme portfolio within 10 days from the close of each

month/ half-year respectively. Mutual Fund shall publish an advertisement every half-year disclosing the hosting of the half-yearly

statement of its schemes portfolio on its website and on the website of AMFI. Such advertisement shall be

published in the all India edition of at least two daily newspapers, one each in English and Hindi. Mutual

Fund shall provide a physical copy of the statement of its scheme portfolio, without charging any cost, on

specific request received from a unitholder.


In terms of the Prevention of Money Laundering Act, 2002, the Rules / guidelines/circulars issued there

under (AML Laws), Mutual Funds are required to formulate and implement a client identification

programme, to collect, verify and maintain the record of identity and address(es) of investors. It is

mandatory for all investors (including joint holders, NRIs, POA holders and guardians in the case of minors)

to furnish such documents and information as may be required to comply with the Know Your Customers

(KYC) policies under the AML Laws.

16.

17.

Applications without such documents and information may be rejected.

Submission of PAN: In terms of SEBI circulars dated April 27, 2007, April 03, 2008 and June 30, 2008 read with SEBI letter

dated June 25, 2007, Permanent Account Number (PAN) would be the sole identification number for all

participants transacting in the securities market, irrespective of the amount of transaction, except (a)

investors residing in the state of Sikkim; (b) Central Government, State Government, and the officials

appointed by the courts e.g. Official liquidator, Court receiver etc. (under the category of Government) and

(c) investors participating only in micro-pension. SEBI, in its letter dated July 24, 2012 has conveyed that

investments in mutual fund schemes [including investments through Systematic Investment Plan (SIP)] of

up to Rs.50,000/- per year per investor shall be exempted from the requirement of PAN. Accordingly, where the aggregate of lump sum investment (fresh purchase and additional purchase) and

SIPs where the aggregate of instalments in a financial year i.e. April to March does not exceed Rs.50,000/-

(referred to as “Micro investment”), it shall be exempt from the requirement of PAN. However, a duly verified/ attested copy of such document(s) as may be prescribed by the AMC/Trustee

from time to time, needs to be submitted as the proof of identification in lieu of PAN Card copy. This

exemption will be available only to Micro investment made by individuals being Indian citizens (including

NRIs, joint holders, minors acting through guardian and sole proprietary firms). PIOs, HUFs, QFIs and

other categories of investors will not be eligible for this exemption. For the purpose of identifying Micro investment, applications shall be aggregated at the investor level (same

sole holder/joint holders in the same sequence) and such aggregation shall be done irrespective of the

number of folios / accounts under which the investor is investing and irrespective of source of funds, mode,

location and time of application and payment. Thus, submission of PAN is mandatory for all existing as well as prospective investors (including all joint

applicants/holders, guardians in case of minors, POA holders and NRIs but except for the categories

mentioned above) for transacting with mutual funds. Investors are required to register their PAN with the

Mutual Fund by providing the PAN card copy. EPAN issued by CBDT can also be provided by FPI. All

transactions without PAN (for all holders, including Guardians and POA holders) are liable to be rejected. All financial transactions with Franklin Templeton Mutual Fund need to comply with the PAN and

KYC requirements as stated above, failing which the applications are liable to be rejected. It is clarified

that all categories of investors seeking exemption from PAN still need to complete the KYC requirements

stipulated by the AMC/Trustee from time to time, irrespective the amount of investment. Investors are instructed not to make cash payments. No outstation cheques or post-dated cheques will be


Non acceptance of Third Party payment The AMC shall not accept subscriptions with Third Party payment instruments in the Scheme, except in

cases of (a) In case of investment in the name of a minor, payment by Parents / Grand- Parents / related

persons (other than the person registered as Guardian in the minor's Folio) on behalf of a minor in

consideration of natural love and affection or as gift for a value not exceeding Rs.50,000/- (each regular

purchase or per SIP instalment); (b) In case of investment in the name of a minor, payment by the person

registered as Guardian in the minor's Folio irrespective the amount of investment; (c) Payment by Employer

on behalf of employee for lump sum/one-time subscription or under SIP through Payroll deductions or

deductions out of expense reimbursement; (d) Custodian on behalf of an FII or a client. (e)

16.

17.

Payment by Asset Management Company to a Distributor empanelled with it on account of

commission/incentive etc. in the form of the Mutual Fund Units of the Funds managed by such AMC

through Systematic Investment Plans or lump sum / one-time subscription, subject to compliance with SEBI

Regulations and Guidelines issued by AMFI, from time to time; (f) Payment by Corporate to its Agent/

Distributor/ Dealer (similar arrangement with Principal-agent relationship), on account of commission/

incentive payable for sale of its goods/services in form of mutual fund units through SIP or lump sum/ one-

time subscription. For this purpose Third Party payment shall mean payment made through instruments

issued from an account other than that of the beneficiary investor. It is clarified that in case of payments

from a joint bank account, the first holder of the mutual fund folio has to be one of the joint holders of the

bank account from which payment is made. The investors making an application under the exception cases

mentioned above need to submit such declarations and other documents / information as may be prescribed

by the AMC from time to time.

Who can Buy

The scheme units can be purchased by the following entities (subject to the applicable legislation/regulation

governing such entities):


2. Parents / Guardian on behalf of minors. 3. Companies/ Domestic Corporate Bodies/ Public Sector Undertakings registered in India.


6. Non-Resident Indians (NRIs) and Overseas Citizen of India (OCI) (including erstwhile Person of

Indian Origin card holders) on full repatriation basis and on non-repatriation basis but not (a) United

States Persons within the meaning of Regulation ‘S' under the United States Securities Act of 1933 or

as defined by the U.S. Commodity Futures Trading Commission, as amended from time to time or (b)

residents of Canada.

7. Foreign institutional investors and their sub accounts on full repatriation basis/ Foreign Portfolio

Investors (subject to RBI approval) and such other entities as may be permitted under SEBI (Foreign

Portfolio Investors) Regulations, 2014, as amended from time to time.

8. Hindu Undivided Family (HUF). 9. Wakf Boards or Endowments / Societies / Co-operative societies / Association of Persons or Body of

individuals (whether incorporated or not), Trusts and clubs authorised to invest in units of mutual

funds. 10. Sole Proprietorship, Partnership Firms, Limited Liability Partnerships (LLPs).

11. Army/Air Force/Navy/Para-military funds and other eligible institutions. 12. Scientific and/or industrial research organizations.

13. Other Associations, Institutions, Bodies etc. authorized to invest in the units of mutual funds. 14. Such other individuals/institutions/body corporate etc., as may be decided by the AMC from time to

time, so long as wherever applicable they are in conformity with SEBI Regulations. 15. Mutual fund Schemes/ Alternative Investment Funds can also invest in the Scheme, subject to SEBI


Units of the schemes of Franklin Templeton Mutual Fund is an eligible investment for charitable and

religious trusts under the provisions of Section 11(5)(xii) of the Income Tax Act, 1961, read with Rule 17C

of the Income Tax Rules, 1962.

Mutual Fund / AMC /Trustee reserves the right to redeem investors' investments in the event of failure on

the part of the investor(s) to redeem his/her/their holdings, subsequent to his/her/their becoming (a) United

States Persons with the meaning of Regulation (S) under the United States Securities Act of 1933 or as

defined by the U.S. Commodity Futures Trading Commission, as amended from time to time or (b) residents

of Canada.

16.

17.


ascertain if they are eligible to invest in the scheme as per the laws applicable to them and whether the

scheme is suitable for their risk profile.

SCHEME COMPARISON

A diversified equity portfolio investing in companies / sectors having higher growth rates or above

average potential with a focused approach to portfolio construction.

NO. OF FOLIOS AS ON

SEPTEMBER 30, 2021 3,21,756

ASSETS UNDER

MANAGEMENT (AUM)

AS ON SEPTEMBER 30, 2021

Rs. 7,832. 57 crores

Franklin Templeton Asset Management (India) Pvt. Ltd. Franklin

Templeton Mutual Fund KEY INFORMATION MEMORANDUM

AND COMMON APPLICATION FORM FOR OPEN END EQUITY, EQUITY-

ORIENTED, FUND OF FUND AND TAX SAVING SCHEMES Offer for units on an

ongoing basis at a Net Asset Value (NAV) based price

5k FRANKLIN M TEMPLETON

Sr. No.

Fund Name Product Labeling This product is suitable for investors who are seeking*

1. Franklin India

Bluechip Fund

Primary

Benchmark: Nifty

100

2. Templeton

India Value Fund

Primary

Benchmark:

S&P BSE 500

3. Templeton

India Equity

Income Fund

Primary Benchmark: Nifty Dividend Opportunities 50

4. Franklin India

Prima Fund

Primary

Benchmark:

Nifty Midcap

150

5. Franklin India

Flexi Cap Fund

Primary

Benchmark:

NIFTY 500

6. Franklin India

Equity

Advantage

Fund

Primary Benchmark: NIFTY LargeMidcap 250

7. Franklin India

Focused Equity

Fund

Primary Benchmark: NIFTY 500

8. Franklin India

Index Fund -

NSE Nifty Plan

Primary Benchmark: Nifty 50

9. Franklin India

Equity Hybrid

Fund (FIEHF)

Primary Benchmark: CRISIL Hybrid 35+65 - Aggressive Index

10. Franklin India Taxshield


11. Franklin India

Smaller

Companies

Fund

12.

Primary Benchmark: Nifty Smallcap 250

Franklin India Opportunities Fund


13. Franklin Asian

Equity Fund

Primary Benchmark: MSCI Asia (ex-Japan) Standard Index

14. Franklin India

Technology Fund

15.

Primary

Benchmark:

S&P BSE Teck

Franklin Build

India Fund

Primary

Benchmark:

S&P BSE India

Infrastructure

Index

Franklin India

Feeder -

Franklin U.S.

Opportunities

Fund

Primary Benchmark: Russell 3000 Growth Index

Franklin India Feeder - T e m p l e t o n E u r o p e a n Opportunities Fund

Primary Benchmark: MSCI Europe Index

Nature of scheme &

indicative time horizon

Long term

capital

appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation with current income

Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation Long term capital appreciation

Brief about the investment

objective & kind of product

A fund that

primarily invests

in large-cap

stocks

Risk level based on portfolio

as on September 30, 2021

Risk level of primary benchmark

as on September 30, 2021

An equity fund

that follows

value investment

strategy

A fund that focuses on Indian and emerging market stocks that have a current or potentially attractive dividend yield, by using a value strategy

A fund that primarily invests in mid-cap stocks

Dynamic investing in large, mid and small-cap stocks

A fund that primarily invests in large and mid-cap stocks A fund that invests in stocks of companies / sectors with high growth rates or above average potential

A passively managed index fund

A fund that invests both in stocks and fixed income instruments

An ELSS fund offering tax benefits under Section 80C of the Income Tax Act

A fund that

invests

primarily in

small-cap

stocks

A fund that takes stock or sector exposures based on special situations theme.

A fund that invests in stocks of Asian companies / sectors (excluding Japan)

A fund that invests in stocks of technology and technology related companies.

A fund that

invests i n

Infrastructure

and allied

sectors

A fund of funds

investing in an

overseas equity

fund

A fund of funds investing in an overseas equity fund having exposure to Europe

RISKOMETER

Investors understand that their principal will be at very

high risk

RISKOMETER

Investors understand that their principal will be at very

high risk

16.

17.

Product Labeling This product is suitable for investors who are seeking*

Risk level

based on

portfolio

as on

September

30,2021

Risk level of

primary

benchmark

as on September

30,2021

18. Franklin India Life Stage Fund of Funds - 20s Plan

Long term capital appreciation A fund of funds investing in equity and debt mutual funds

19.

20.

21.

Primary Benchmark: 65% S&P BSE

Sensex + 15% Nifty 500 + 20% Crisil


Franklin India Life Stage Fund of Funds -

30s Plan

Primary Benchmark: 45%S&P

BSE Sensex + 10% Nifty 500 + 45% Crisil


Franklin India Life Stage Fund of Funds-40s Plan

Primary Benchmark: 25%S&P BSE

Sensex + 10% Nifty 500 + 65% Crisil



50s Plus Plan

Primary Benchmark: 20% S&P

BSE Sensex+ 80% Crisil Composite

Bond Fund Index;


50s Plus Floating Rate Plan

Primary Benchmark: 20% S&P

BSE Sensex + 80% Crisil Liquid Fund

Index

Franklin India Dynamic Asset Allocation

Fund (FIDAAF)

Primary Benchmark: CRISIL Hybrid

35+65 - Aggressive Index

Franklin India Equity Savings Fund

Primary Benchmark: Nifty Equity

Savings Index

Franklin India Multi Asset Solution Fund

Primary Benchmark: CRISIL Hybrid 35+65 - Aggressive Index

Long term capital appreciation





Income generation and capital appreciation over medium to long term


A fund of funds investing in equity and debt mutual funds



A fund of funds investing in equity and debt

mutual funds

A hybrid fund of funds investing in equity and debt mutual funds

A fund that invests in equity and equity

related securities including

the use of equity derivatives

strategies and arbitrage

opportunities with balance exposure in debt

and money market instruments

A fund of funds investing in

diversified asset classes through a mix of

strategic and tactical

allocation

Invfistnrs undfirstand that their principal will be at

very high risk



high risk






moderate risk



moderate risk






moderate risk




InvRstnrs undfirstand that their principal will he at

very high risk



high risk









moderate risk



very high risk



moderate risk



very high risk

Sr. No.

Fund Name

Nature of

scheme &

indicative

time horizon

Brief about

the

investment

objective &

kind of

product

★Investors should consult their financial advisors if in doubt about whether the product is suitable

for them.

Please refer to our website

(https://www.franklintempletonindia.com/downloadsServlet/pdf/product4abels-

jg9o5k71) or latest Risk-o-meters o£ scheme and primary benchmark calculated in

accordance with SEBI Circulars dated October 05,2020 and April 29, 2021 read with

SEBI circular dated August31,2021.

The Key Information Memorandum is dated October 29,2021. This Key Information

Memorandum (KIM) sets forth the information, which a prospective investor ought to

know before investing. Forfurther details o£ the Scheme/Mutual Fund, due diligence

certificate by the AMC, Key Personnel, investors’ rights & services, risk factors,

penalties & pending litigations etc. investors should, before investment, refer to the

Scheme Information Document and Statement of Additional Information available

free of cost at any of the Investor Service Centres or distributors or from the website

www.franklintempletonindia.com. This KIM shall remain effective until a 'material

change' (other than a change in fundamental attributes and within the purview of the

KIM) occurs and thereafter Material changes will be filed with SEBI

The Scheme particulars have been prepared in accordance with Securities and

Exchange Board o£ India (Mutual Funds) Regulations 1996, as amended till date, and

filed with Securities and Exchange Board o£ India (SEBI). The units being offered for

public subscription have not been approved or disapproved by SEBI, norhas SEBI

certified the accuracy or adequacy of this KIM.

Sponsor: Templeton International Inc., Florida, USA.

Asset Management Company: Franklin T empleton Asset Management (India) Pvt.

Ltd. (CIN - U67190MH1995PTC093356).

https://www.franklintempletonindia.com/downloadsServlet/pdf/product4abels-jg9o5k71

https://www.franklintempletonindia.com/downloadsServlet/pdf/product4abels-jg9o5k71


How To Fill Our Common Application Form

Form

ID:

0118 FRANKLIN "• TEMPLETON

SI

No. APPLICATION FORM FOR NEW INVESTORS (Please read Product labeling details available on cover page and instructions before filling this Form)




For office use only

The upfront commission on investment made by the investoi; if an% shall bepaid to the ARN Holder (AMF1 registered distributor) directly by the investor; based on the investor's assessment of various factors including service rendered by the ARN Holder. Applicable only if ARN is mentioned bnt EUIN box is left blank: "1/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales person of the above dlstributoi/sub broker or notwithstanding the advice of ln-appropriateness, if any; provided by the employee/relationship manager/sales person ofthe dlstrlbutor/sub broker." Applicable only if RIA Code/ Portfolio Managers Registratloii Number is mentioned: “i/We hereby give you my/our consent to share /provide the transactions data feed/portfollo holdings / NAV etc, in respect of my/our Investments under Direct Plan of all Schemes managed by you, to the SEBI-Registered Investment Adviser/ SEBI Registered Portfolio Manager vrtiose code is mentioned herein."


TRANSACTION CHARGES (Refer instructions and tick the appropriate option) Applicable for transactions routed tiirouî distributors/agents/brokers who have opted to receive transaction chaises. | |lama first time

investor in mutual funds (Rs.150 will be deducted). | 11 am an existing mutual funds investor (Rs.100 will be deducted).

Please | MY DETAILS (To be filled in Block Letters. Please provide the following details in full; Please refer instructions)

fill the My Name (Should match with PAN Card) RAN/PEKRN (1st Applicant) □ KYC

relevan

t

1 1 1 1 1 1 1 1 My Guardian's Name (if minor)/POA/Contact Person RAN/PEKRN (Guardian/POA) personal

details

On behalf of Minor (* Attach Mandatory Documents as per instructions). Date of

Birth

Minor’s

Date of Birth Guardian named is:

Proof attached *0 □Father □Mother |~~| Court Appointed

Provide necessary details in case of minor

JOINT APPLICANTS (IF

ANY] DETAILS

Mode of Operation: □ Single □ Joint □ Either or Survivor(s) [Default]

2nd Applicant Name (Should match with PAN Card)

Please fill

your

contact

details

3rd Applicant Name (Should match with PAN Card)

PAN/PEKRN (2nd Applicant)

BAN/PEKRN (3rd Applicant)

Choose

the

mode of

holding

Please

provide

details of

intended

invest-

ments

Provide

additional

details

for SIP

investm

ents

I declare that Email address and Mobile Number provided tn tbis form belongs to (tick one option) □ Self (or) □ Family Member; and approve for usage of these contact details for any communication with FTMR

MY CONTACT DETAILS (As per KYC records. To be filled in Block Letters)


Scheme Name:

□ Lumpsum |~~ SIP Plan: □ Regular |~~ Direct



Rs. | | Cheque/DD Name/Branch:

Less DD No.

charges □ RTGS UNEFT 1 | Funds transfer

A/c no.

Scheme Name:

□ Lumpsum □SIP Plan: □ Regular |~~Direct Rs. | | Cheque/DD Name/Branch:



Less DD No.

charges □ RTGS nNEFT

I | Funds transfer A/c no.

| Payment through NACH (Attach NACH form) | Documents attached to avoid Third Party Payment Rejection, if applicable: |~~ Bank Certificate, for DD □ Third Party Declarations


IF YOU OPT TO START TWO SIP’S, THE BELOW MENTIONED DETAILS WILL BE APPLICABLE FOR BOTH THE SIP'S. --------------------------------------------- ► My Additional SIP Details

SIP Date: (If left blank 10“ will be considered as the defeult date) | Investinent Frequency □ Monthly(defeult) □ Quarterly

«IP Period Start Date I /1 End Date □ Continue Until Cancelled OR □PH ml /1 First SIP Cheque Date:



fill bank

details.

The IFSC

code &

MICR code

are

available

on cheque

copy

Received

from. Scheme Name Plan/Option Payment Details

Amount


Cheque/DD No. Date

Amount


Cheque/DD No. Date

Choose the type of address

Choose

the mode

of comm-

unication

for annual

reports

Please

provide

bank

details

ADDITIONAL

INFORMATION Applicant KIN No. (If KYC done via CKYC) Date ofBirths Gender

1st D

M M Y Y | □ M ÜF

2nd D / / □ M ÜF

3rd D / / □ M ÜF G or POA"

D / / □ M ÜF

Provide

additional

information


Provide

contact

details for

joint

holder

Details 2“* Applicant 3ri Applicant G orPOA

Mobile No.

Email Id.

NOMINATION DETAILS (In case of more than one nominee, please submit a separate nomination form available with any of our ISCs or on our website). Refer instructions. Fill


DOB Guardian Name & Address Allocation Nominee/ Guardian Signature

nominee details

100%


(To be signed by all the joint holders irrespective of the mode of holdings.).

Provide

Depository

account

details in

case you

wish to hold

your inve-

stment in

DEMAT

mode

DEPOSITORY ACCOUNT DETAILS (Optional. To be filled if investor wishes to hold the units

in Demat mode). Refer instructions. □ NSDL: DP Name DP ID | I | N | Beneficiary Ac No.

| | CDSL: DP Name Beneficiary Ac No.

Please ensure that the sequence of names as mentioned in this Application Form matches with the sequence of names in the Demat account Enclosed □ Client Master List OR □ DP statement

KNOW YOUR CUSTOMER (KYC) DETAILS (Please Tick/ Specify The application is liable to get rejected if details not filled.)

Status details for lrt Applicant 2 nd Applicant 3rd Applicant Guardian

Resident Individual □ □ □ □

NRI/PIO/OCI □ □ □ □

Sole Proprietorship □ - - -


Non Individual


nHUF

□ Bank DAOP □FI/FII/FPI



Below 1 lac □ □ □ □

1-5 lac □ □ □ □

5-10 lac □ □ □ □

10-25 lac □ □ □ □

25 lac-1 cr □ □ □ □

l-5cr □ □ □ □

5-10cr □ □ □ □

> 10 cr □ □ □ □

OR Networth in Rs. (Mandatory

for Non Individual) (not older

than 1 year)

|D |D |M|M|Y |Y| |D |D |M|M|Y |Y| |D|D|M|M|Y|Y| |D|D|M|M|Y|Y|

Occupation details for 1“ Applicant 2s*1 Applicant 3rd Applicant Guardian

Private Sector □ □ □ □ Public Sector □ □ □ □ Government Service □ □ □ □ Business □ □ □ □ Professional □ □ □ □ Agriculturist □ □ □ □ Retired □ □ □ □ Housewife □ □ □ □ Student □ □ □ □ Others (Please specify)


1st Applicant □ □ □

2nd Applicant □ □ □

3rd Applicant □ □ □

Guardian □ □ □

Authorised Signatories □ □ □

Promoters □ □ □

Partners □ □ □

Karta □ □ □

Whole-time Directors/Turstee □ □ □

Complete

the KYC

details for

all the

holders

FATCA/CRS/UBO DETAILS: For Individuals (Mandatory). Non Individual Investors including HUE NRIs should

mandatorily fill separate FATCA/CRS/UBO details form Provide FATCA inform ation

This form

requires

only one

signature

for autho-

rization.

Please sign

as per

holding.

Details Sole/ 1st Applicant 2nd Applicant 3rd Applicant Guardian/POA


Nationality

Are you a tax resident of any countiy other

than India?

□ Yes □ No □ Yes □ No □ %s □ No □ Yes □ No

If Yes: Mandatoiy to enclose FATCA /CRS Annexure | Date Date_____________________________ | Place

Having read and understood the contents of the Statement of Additional Information (SAD of Franklin Templeton Mutual Fund (FTMF), respective Scheme Information Document [SID]; Key Information Memorandum (KIMI the Addenda issued therein till date ftxjgether referred as Scheme Documents] and after evaluating and acknovdedglng lite risk factors, 1/we hereby appfy to the Franklin Tfempleton Trustee Services Pvt Ltd., Trustees to the schemes of FTMF for units of sdiemeH of FTMF as Indicated above, and agree to abide by all applicable laws and the terms and conditions mentioned in the Sdieme Documents. Notwithstanding me ^neralhy of the aforesaid undertaking I/We hereby confiim that (Q I am/ we are not residents of Canada and am/are not apphnng ror Units on behalf ofany resident of Canada (ii) I /we am/are not a US Person' and are not applying for Units on behalf of amr 'US Person' Qii) the money used for investment ıs nôur own and &om Intimate sounds fivjthetax residency status (FATCA/CRSJ ana UBO details mentioned above are true and correct ana 00 tile ARN holder has disdosed the details of rammissions Qn the form oftrail cornmission or any other mode), oflered by competing schemes of various mutual funds railing in the catôiy of schemefs) being recommended to me/us and I / we have not received nor been induced by any rebate or gifts, directly or indirectly in malrngtiiis investment and are not in contravEntion or evasion ofany applicable laws. 1/ We forther agree to hold FTMF； Franklin Rea)urces Ina its subsidiary and associate entities induding their emplcqrees, directors and key mana^rial persons (collectively referred as FrankHnTempleton) harmless arainst any losses, costs, damages arising out of any actions undertaken or activities performed by them in accordance with the Scheme Documents and for arw consequences in case of any of the above particulars being felse, Incorrect or incomplete or for lhe activities performed oy them in good feith or on tiiebasls of lnforaiation provided me/us as also due to wy/ our not Intimating / delay In intimating such dianges. I/We hereby authorise FtanWin Templeton to use, disclose, share, remit in any fomi, mode or mannei; all / any of me information provided by me/ us, induding all changes, updates to such mfoimation as and whenprovided by me/ us alongwith the details of investment made lyme/ui to any of its awaits, service providers, representatives or distributors or any other mrties located in India or outside India or any Indian or toreign gavenımentaL statutory rûlatoiy administrative oriudicwl authorities / agencies without any obli^tion of advising / informing me/us of the sama 1/ We herely agree to keep the information provided to Franldin Templeton updated and to provide any additional information / documentation that may be required by Franklin Tonpletoa in connection with tnis application. I/We confirm that I/we nave provided my/our Aadhaar details for KYC purpose absolutely at our volition. By rostering my mobile numbeı; I ha^y authorize Franldin Templeton Asset Management [India] Pvt Ltd or aigr of Its authorised repressitattve to call on nw rostered mobile number hrespecthre of its registration In Do Not Disturb (DND) r^lsby of TRAI. I have opted to receive updates from Franldin Ttempleton via SMS and WhatsApp. I am aware about the option to opt-out from all our promotional messages at my choice and the timdine to effect such modification. I acknowledge that DND registration/opt-out will not stop regulatory and service related messages.

Fill date & place details


K1800 425 4255 or 1800 258 4255 (from 8 am to 9 pm, Monday to Saturd^) 々 www frankEntempletonindia.com

Quick □ Name, Address are correctly mentioned Checklist

□ Email ID / Mobile number are mentioned □ KYC information

provided for each applicant I I FATCA/CRS details provided for

each applicant □ Corporate Documents/ Trust Deed

I I PoA Documents

l~~l Full scheme name, plan, option is mentioned l~~l Pay-In bank

details and supportings are attached □ Nomination facility opted

Form is signed by all applicants

Proof of relationship with minor

l~~l Additional documents provided if investor name is not pre-

printed on payment cheque or if

Demand Draft is used.

I~~l Non Individual investors should attach

I IEATCA Details and Declaration Form

□UBO Declaration Form



FRANKLIN TEMPLETON







refer instructions)





Scheme Name:

| Lumpsum ~~ SIP Plan: Regular Direct Rs. |Cheque/DD Name/Branch: Option: □ Growth □Payout of Income Distribution cum


| Reinvestment of Income Distribution cum capital withdrawal option

Less DD charges No. □ RTGS QNEFT |

Funds transfer A/c no.

Scheme Name:

| Lumpsum |~~SIP Plan: □ Regular □Direct Option: □ Growth □ Payout of Income Distribution cum


Rs.

Less DD charges

|Cheque/DD

No. □ RTGS QNEFT |

Funds transfer

Name/Branch:

A/c no.

| | Payment through NACH (Attach NACH form) | Documents attached to avoid Third Party Payment Rejection, if applicable: □Bank Certificate, for DD □ Third Party Declarations IF YOU OPT TO START TWO SIP’S, THE BELOW MENTIONED DETAILS WILL BE APPLICABLE FOR BOTH THE SIP’S. ----------------------------------------------------------------------------- ► My Additional SIP Details SIP Date: (If left blank 10th will be considered as the default date) | Investment Frequency □ Monthly(default) □ Quarterly SIP Period Start Date I End Date □ Continue Until Cancelled OR | | : First SIP Cheque Date:



BANK ACCOUNT DETAILS (Avail Multiple Bank Registration Facility)

My Bank Name

BankA/C No.


Sub-broker/Branch Code


For office use only



(Guardian/PO

A) I I Illi

On behalf of Minor


instructions).

Date of Birth

Minor’s

0 /

0 / E



Email ID

(in capital)

Mobile

Tel

(STD( :ode)

Address

Address Type

(Mandatory) | a.

Residential &

Business |b.

Residential

|c. Business | | d.

Registered

Office

Landmark

City Pin Code (Mandatory) State






next to your cheque

number) SI. No

TRANSACTION CHARGES (Refer instructions and tick the appropriate option) Applicable for transactions routed through distributors/agents/brokers who have opted to receive transaction chafes. |

11 am a first time investor in mutual funds [Rs.150 will be deducted). □ I am an existing mutual funds investor (Rs.100 will be deducted).


+91




FRANKLIN TEMPLETON


Received from Pin Scheme Name Plan/Option Payment Details



FRANKLIN TEMPLETON


1st

D D

M M

Y Y □ M ÜF

2nd

□ M ÜF

3rd

□ M ÜF

G or POA" □ M ÜF



Mobile No.

Email Id.




□ NSDL: DP Name □ CDSL: DP Name

Please ensure that the sequence of names as mentioned in this Application Form

matches with the sequence of names in the Demat account. Enclosed □ Client Master List OR □ DP statement

KNOW YOUR CUSTOMER (KYC) DETAILS (Please Tick/ Specify. The application is liable to get rejected if details not filled.)

Status detailsfor lstApplicant 2nd Applicant Applicant Guardian





Non Individual

□ Company/Body □ Corporate □ Partnership □ Trust □ Society □ HUF




Below 1 lac □ □ □ □ 1-5 lac □ □ □ □

5-10 lac □ □ □ □

10-25 lac □ □ □ □

25 lac-1 cr □ □ □ □

1 -5 cr □ □ □ □

5- lOcr □ □ □ □

> 10 cr □ □ □ □

OR Networth in Rs. (Mandatory for Non Individual) (not older than 1

year)

as on |D |D |M | M | Y | Y |

as on |D |D |M | M | Y | Y |

as on |D |D | M | M | Y | Y |

as on |D |D | M | M | Y | Y |









Nationality

Are you a tax resident of any country other

than India?

□ Yes □No □ Yes □No □ Yes □No □ Yes □No


DECLARATION (SIGNATURE/S MANDATORY) Havii^ read and understood the contents ofthe Statement of Additional Information (SAB of Franklin Templeton Mutual Fund (FTMF)> respective Scheme Information Document fSID); Key Information Memorandum (KIM), the Addenda issued therein till date (together referred as Scheme Documents) and after evaluating and acknowletîi^ the risk factors, 1/we hereby apply to the Franklin Tbmpleton Trustee Services Pvt Ltd., Trustees to the schemes ofFTMF for units ofschemefs) ofFTMF as indicated above, and agree to abide by all applicable laws and the terms and conditions mentioned in the Scheme Documents Notwithstandii^ the generality ofthe aforesaid undertakii^, I/Wfe hereby confirm that (i) I am/ we are not residents of Canada and am/ are not applyiiK for Units on behalf ofany resident of Canada (ii) I /we am/are not a 'US Person' and are not applyii^ for Units on behalf of any 'US Person' (iii) the money used for investment is my/our own and from legitimate sources fiv) the tax residency status (FATCA/CRS) and. UBO details mentioned above are true and correct and (v) the ARN holder has disclosed the details of commissions (in the form or trail commission or any other mode), offered by competii^ schemes of various mutual funds railing in the category ofschemefs) being recommended to me/us and I / we have not received nor been induced by any rebate or gifts, directly or indirectiy in makii^this investment and are not in contravention or evasion of^ny applicable laws. 1/ We further agree to hold FTMR Franldin Resources Inc. its subsidiary and associate entities including their employees, directors and key managerial persons (collectively referred as FrankHnTempleton) harmless against any losses, costs, damages arising out of any actions undertaken or activities performed by them in accordance with the Scheme Documents and for aiw consequences in case of any ofthe above particulars beii^ false, incorrect or incomplete or for the activities performed by them in good faith or on thebasis of information provided by me/us as also due to my/ our not intimatii^ / delay in intimating such chaises. I/We hereby authorise Franklin Templeton to use, disclose, share, remit in any form, mode or manner; all / any oftiie information provided by me/ us, including all changes, updates to such information as and when provided by me/ us alongwith the details of investment made by me/uş, to any of its agents, service providers, representatives or distributors or any other parties located in India or outside India or any Indian or foreign aivemmentaL statutory regulatory administrative oriudictal authorities / agencies without any obli^tion



100% X



Beneficiary Ac No.



FRANKLIN TEMPLETON


of advising / informing me/us ofthe same. 1/ We hereby agree to keep the information provided to Franldin Tbmpleton updated and to provide any additional information / documentation that may be required by Franklin Templeton, in connection with this application. I/We confirm that I/we have provided my/our Aadhaar details for KYC purpose absolutely at our volition. By roistering my mobile numbeç I herely authorize Franklin Templeton Asset Manêment (India) Pvt Ltd or any of its authorised representative to call on my roistered mobile number irrespective of its registration in Do Not Disturb (DND) rîstry ofTRAI. I have opted to receive updates from Franklin Templeton via SMS and WhatsApp. I am aware about the option to opt-out from all our promotional messages at my choice and the timeline to effect such modification. I acknowledge that DND rîstration/opt-out will not stop rûlatoiy and service related messages.





FRANKLIN TEMPLETON







refer instructions)





Scheme Name:






Scheme Name:



Rs.

Less DD charges

|Cheque/DD


Funds transfer

Name/Branch:

A/c no.





My Bank Name

BankA/C No.




For office use only



(Guardian/PO

A) I I Illi

On behalf of Minor


instructions).

Date of Birth

Minor’s

0 /

0 / E



Email ID

(in capital)

Mobile

Tel

(STD( :ode)

Address

Address Type

(Mandatory) | a.

Residential &

Business |b.

Residential

|c. Business | | d.

Registered

Office

Landmark







next to your cheque

number) SI. No




+91




FRANKLIN TEMPLETON





FRANKLIN TEMPLETON


1st

D D

M M

Y Y □ M ÜF

2nd

□ M ÜF

3rd

□ M ÜF

G or POA" □ M ÜF



Mobile No.

Email Id.













Non Individual





Below 1 lac □ □ □ □ 1-5 lac □ □ □ □

5-10 lac □ □ □ □

10-25 lac □ □ □ □

25 lac-1 cr □ □ □ □

1 -5 cr □ □ □ □

5- lOcr □ □ □ □

> 10 cr □ □ □ □


year)

as on |D |D |M | M | Y | Y |

as on |D |D |M | M | Y | Y |

as on |D |D | M | M | Y | Y |

as on |D |D | M | M | Y | Y |









Nationality


than India?






100% X



Beneficiary Ac No.



FRANKLIN TEMPLETON







FRANKLIN TEMPLETON







refer instructions)





Scheme Name:






Scheme Name:



Rs.

Less DD charges

|Cheque/DD


Funds transfer

Name/Branch:

A/c no.





My Bank Name

BankA/C No.




For office use only



(Guardian/PO

A) I I Illi

On behalf of Minor (* Attach Mandatory Documents as per instructions).

Date of Birth

Minor’s

0 /

0 / E



Email ID

(in capital)

Mobile

Tel

(STD( :ode)

Address

Address Type

(Mandatory) | a.

Residential &

Business |b.

Residential

|c. Business | | d.

Registered

Office

Landmark






(This is a 9 digit number next to your

cheque number)

SI. No




+91




FRANKLIN TEMPLETON





FRANKLIN TEMPLETON


1st

D D

M M

Y Y □ M ÜF

2nd

□ M ÜF

3rd

□ M ÜF

G or POA" □ M ÜF



Mobile No.

Email Id.













Non Individual





Below 1 lac □ □ □ □ 1-5 lac □ □ □ □

5-10 lac □ □ □ □

10-25 lac □ □ □ □

25 lac-1 cr □ □ □ □

1 -5 cr □ □ □ □

5- lOcr □ □ □ □

> 10 cr □ □ □ □


year)

as on |D |D |M | M | Y | Y |

as on |D |D |M | M | Y | Y |

as on |D |D | M | M | Y | Y |

as on |D |D | M | M | Y | Y |









Nationality


than India?






100% X



Beneficiary Ac No.



FRANKLIN TEMPLETON


8 am to 9 pm, Monday to Saturday)

www franklintempletonindia.com


El [email protected]


INSTRUCTIONS

Please read the Scheme

Information Document

containing the terms of offer. All

applicants are deemed to have

accepted the terms subject to

which the offer is beingmade and

bind mmselves to the terms upon

signing the Application Form and

tendering the payment

1. Investors already having an

account in any Franklin

Templeton scheme can provide

either their Customer Folio

Number or Account Number

and first applicant name in

êspacn provided.Such

investors need to be filled

'Personal Details’ only if there is

change in existing details

already given in the folio or

account

2. The application form must be

completed in BLOCK LETTERS in

ENGLISH. More than one

scheme can be applied for in

the same application form, but

with separate cheques foreach

scheme.

3. Alterations in Application Form:

Any changes/alterations in the

Application Form musrbe

countersignedby^h isvestor(s).

The Mutual Fund/AMC will not

be bound to take cognisance of

any changes / alterations if the

same are not so countersigned.

4. Investments under Powerof

Attorney(nOA): In case

investorshave issued a Power

of Attorney (POA) for

transacting with Franklin

Templeton on their behalf, the

signatures of the investor and

the POA holder must be clearly

available inthePOA document

for the POA to be accepted as a

valid document.

5. Signatures should be in English

or ioany otthe Ioditn languages.

Thumb impressions must be

attested by a

Magistrate/Notaiy Public under

his/her official seal. In case of

HUF, the Karta will sign on

behalf of the HUF

6. PEKRN allowed only for


investment route in lieu of KYC

and PAN. Also in this case it is

mandatoiy to

t enbnnebh nnshnnh

acknowledgement issued by

KRA is mandatoiy for all

Investors (including Sikkim

Resident) irrespective of the

amount of investment. For


investment route, address pro

of and identity proof is

required to be submitted.

7. For Minors, please

providefollowingdosumen^for

evidencing the relationship:-

Father/Mother - Photocopy of

the certificate mentioning the

date ofbirth of the Minor and

Parent’s Name; Legal

Court Order. In case of

investmenh

a

minoi; no joint holders /

nomination will be registered.

The minoi; acting through the

guardian, should be the first

and sole holder in the

Folio/Account.-

8. Please verify and ensure the

accuracy of the bank details

provided in the form anEss

nhowninyous

acceentstasemens. FranAlin

Templeton cannot be held

responsible for delays or errors

in processing your request if

the information provided is

incomplete

:urate. The

tehisterrdbankwill be tie

nefamtnankhndall

redemptions / Income


withdrawal proceeds will be

processed into default bank

through electronic payment

facility. Pleaseprovide the full

account no. *For more details

on RTGS/NEFT/IFSC/MICR

codes, please refer detailed

instructions.

9. Separate cheque/demand draft

required for each investment,

drawn in favour of scheme

name e.g. "Franklin India

Bluechip Fund". Please refer to

the KIM for more details

scheme name(s) and the

plan/option. Investors in

Franklin India Pension Plan are

requested to also fill in the

option exercise form available

at the ISC. If you have an

existing account in the scheme

mentioned in the form, this

purchase will be treated as an

additional purchase in the

same account. 10. Mode ofpayment:-

a. For Resident Investors

- For Resident Investors - by

local cheque/ draft

deposited with any

Franklin Templeton

branch/ Collection Centres

or transfer/ electronic

transfer to Franklin

Templeton Mutual Fund

Account

- Applicants from places

where there is no Franklin

Templeton branch/

Collection Centres can

deduct DD charges from

the application amount

(except in case of Liquid

funds) provided these

drafts are payable at

locations where the

application is submitted to

a Franklin Templeton

branch/Collection Centre.

Applicants may send their

application along with

bank draft to the Investor

Service Centre/Collection

Centre. However DD

charges shall be limited the

bank charges stipulated by

The State Bank of India.

The AMC will not accept

any request for refund of

Demand Draft charges.

Please note that the

reimbursement of DD

charges will not apply to

Liquid Schemes.

- Investors are instructed

NOT to make cash

payments. No outstation

cheques or post-dated

cheques will be accepted.

Applications with

outstation cheques/post

dated cheques may be

rejected.

- Cheques can be drawn in

favour of the Mutual Fund

Account e.g. ’Franklin

Templeton Mutual Fund’

or in favour of the Scheme

name A/c For e.g, "Franklin

India Blue chip Fund",

Templeton India Growth

Fund", "Franklin India

Prima Plus". Separate

cheques should be sent for

each scheme / plan. The

fund is not obliged to

represent dishonored

cheques or inform the

investor / investor’s agent

about it. b. For Non-Resident Investors:

- by NRE/NRO account

cheque from a bank

located at places having a

Franklin Templeton

branch. Please provide a

photocopy of the cheque

along with the application

form if investment is made

through aNRE/NRO

account.

- by Rupee draft purchased

abroad payable at

locations where the

application is submitted to

Franklin Templeton

branch/ Collection Centre -

by wire transfer/inward

remittance to Franklin

Templeton Mutual Fund’s

account with Citibank,

Fort, Mumbai.

c. Foreign Institutional

Investors and International

Multilateral Agencies shall

pay their subscription by

direct remittance from

abroad or out of their special

Non Resident Account,

maintained with a

designated bank in India.

RTGS/NEFT details for Fund

Transfer to Franklin

Templeton’s collection

account through RTGS /

NEFT, for which the details

will be as follows: Beneficiaiy Name Franklin Templeton MF High value Collection

Account Credit Account

Number/ Beneficiaiy AccountNumber

SUrr+Apulication NO mber/ Account Number (for

existing Investor) For e.g.

1. An existing Investor with Account Number

0429900744244 should key in

505004M99007UU244

2. A new Investor filling in an application form no

1045268 should key in 50501045268

Centre (Location) Fort, Mumbai

Bank (Receiving BaMk〕 Citibank

Branch Fort

AmountAn Cd—NT ACCOUNT

IFSC Code CITI0100000

• While filling in the Credit

Account Number /

Beneficiaiy Account

Number please ensurethat

ithas

minimum of 11 digits and

does not cross 20 digits (in

s lubinghe font s ode). Phis

i s mandasoryand Ae Bank

is likely to rej ectthe

transaction if this is not

complied with. So kindly

take care.

• Also ensure that there are

no spaces or special

characters while filling up

the Credit Account

No./Beneficiaiy Account N

umber. 11. Exit Los-:

For investments under 'Direct'

plan, the Exit load applicable

shall be rrsamehs the nxitload

.ilicable in t^respscUveikheme

/ Scheme Portfolio. The

applicability of exit load in

respect of switches between

plans and options within the

same Scheme will be as follows: Nature of investment Exit Load applicability


made

undera L i stributor code

No load will be charged on switches to

Direct Plan.


made

wWo mt eDistrib MU^S code

No load will be charged on switches to

Direct Plan.

Investment made under Direct

routs on or after Januaiy 01,

2013

No load will be charged on r

plans and options under the

echeme hvailaaleforinvestment under a

Distributor code.

net Ueterminingwhetheran

invesmentwasmadr undern

Distributor code or not, the

Distributor code as per the

records of the AMC/Registrar

on the date of the switch

transaction will be considered. 12. Change of Broker codie:

Request for change of broker

code in Direct Plan i.e. from

Direct to ARN code will not be

entertained. However

investors desirous of such

change can opt for a plan

change by submitting a switch

request to the regular scheme.

Investors in existing schemes

can submit a Switch Requestto

move the units to Direct Plan

13. Verification and registration of

bank account: Ensure that the

bank details furnished in the

Application Form are as per the

bank account details registered

with Franklin Templeton

Mutual Fund, failing which the

investor will be required to

submitsuch supporting

documents as may be specified

by the AMC for the purpose of

verification and validation of

the bank account. The AMC

reserves the right to deny the

request for registration of a

bank account for the investor’s

Folio in case the investor fails to

submit the necessaiy

documentto the satisfaction of

the AMC.

14. In case of application by a

limited company or a body

corporate or an eligible

institution or a registered

society or a trustor a

partnership firm under a Power

of Attorney or otherwise, the

original Power of Attorney duly

notarized or a certified true

copy thereof or the relevant

resolution or authority to make

the application / redemption as

the case may be, or certified

true duly thereof along with a

certified copy of the

Memorandum and Articles of

Association and/or bye laws

and/or trust deed and/or

partnership deed (as the case

may be) and Certificate of

Registration / Incorporation

should be submitted. The

officials should sign the

application under their official

designation. In case of a Trust,

it shall submit a certified true

copy of the resolution from the

Trustee(s) authorizing such

purchases / redemption.

15. Applications that are

incomplete or inaccurate or

ambiguous or conditional are

termed as Not in Good Order

(NIGO). NIGO applications are

processed or rejected in

accordance with the guidelines

a s mentioned o n our website

www.franklintempletonindia.c

om as amended from time to

time. All applications are

accepted "Subj ectto

Verification".

Applications can be therefore

rej ected atthe counter itself,

or subsequently atthe time of

a good order review either

atthe branch or atthe back

office. 16. Transactions charges

• Please tick the appropriate box as applicable to you. Please tick the box 'I am a First time investor in mutual funds' only if you are investing first time ever in any mutual fund scheme across mutual funds in India. If no option is ticked or both options are ticked, the applicant will be considered to be an existing mutual funds investor.

• For determining a F irst time or existing mutual funds investoi; the Mutual Fund/AMC may rely upon the information and/or declaration furnished by the investor in the application form. However even if an applicant declares as 'First time investor; the Mutual Fund/AMC may adopt such other methods as it may deem appropriate from time to time for determining first time or existing mutual funds investor and further reserves the right to check / verify for the applicant's other mutual fund investments to ascertain the same.

17. Nomination:

The nomination details should

be filled up only by investors

who opt for al Sotnent in

poysical(noo- Semap form. electronic (demat) form, the nomination details as recorded for the

depository account shall be applicable. Nomination would normally be

registered atthe Folio level and will be recorded for all Accounts s:lio. However

the investor may choose to register different nomination for any of the

Accounts under that Folio. For invesd-ntmadeunder the Fra riklinTempl eton

Family Solutions facility the nomination can be registered at Goal level. In case

of switch which results in creation of a new Account, the nomination, if any,

registereoin Uesuurce(switch-oumam■

be registered for the

destination [switch-in] account.

In cash of subscription which

results in creation of a new

Account, the n —stered in ths

la:

Folio will be automatically

registered for the new account.

Nomination cannot be

registered in Folios/Accounts

held in the namo of

aminor.Where a i

of the guardian of the minor

nominee shall be provided by

the unit holder(s). Nomination

can be made only by individuals

applying fhtaholdinh -nits

onheir ownbehalfsir

nomination or any change in

the nomination already

registered with the Mutual

Fund/AMC will overwrite the

existing nomination registered. 18. Know Your Customer (KYC):

All investors (including Joint

holders, NRIs, POA holders and l

Your Customer (KYC)



formalities, failing which the

transaction may de rejecten. C-

srendyit is mandatoe S-r all

hivest

amount of investment

(including joint holders, NRIs,

POA holders and guardians in

the case of minors) to submit a

copy of the KYC vledgeme-t

towards somplm of Kn

(KYC) policies underthe AML

Laws.

Central mYCds gistu (CKYCR)is

acenadz ed repository of KYC

records of customers in the

financial sector with uniform

KYC norms and inter-usability

of the KYC records across the

sector with an objectin- to rs

r ofproducin s

KYC document and

getting those verified eveiy

time when the customer

creates a new relationship with

a financial entity. With effect

from Februaiy 1, 201 s,

the KYC Registration Agency

(KRA) system should use "CKYC

Form". In case such investor

provides the old KRA KYC form,

ahditmnaMmissinginformation

must be p

"Supplementary CKYC Form".

Investors who have already

completed Centralised KYC

(CKYC) and have a KYC

Identification Nu from CKYCR

maHUOtr tiieir 14 digit KIN in

the

application form. If PAN of such

investors is not updated in

CKYC system,iovhstomnehd

tosubmita s hlf-carttfie

card.

Applications without such

documents and information

may be rejected.

• For applications by minors,

copy of KYC Acknowledgement

ofthe guardian must be

submitted along with the

Application /Transaction Form

else the application may be rej

ected

• In case of applications under a

Power of Attorney (POA), copy

of KYC Acknowledgement of

the investors and the POA

holders must be submitted

along with the Application /

Transaction Form else the

transaction maybe rejected

• In case of subscriptions in

scheme where Units are under

a lock- in period as prescribed in

the respective Scheme

Information Documents

(including ELSS Schemes) or a

New Fund Offei; allotment may

be done only on confirmation

from the CVL/KRAthat the KYC

is final and if the CVL/KRA

informs that the KYC is

cancelled, the original amount

invested may berefunded.

• In case of any transactions

where the KYC formalities are

completed for the investors in

the folio, and a change of

address is also requested, the

transaction will be processed

based on the current data

available in the AMC / RTA

records and the change of

address will be rejected.

Changes of address can only be

registered through updation

ofKYC records via CKYC &KRA.

• As per the SEBI guidelines, the

investors need to complete the

In Pers on Verification (IPV) as

part ofthe KYC requirements.

Politically Exposed Persons

(PEP) are defined as individuals

who are or have been

entrusted with prominent

public functions in a foreign

country e.g.. Heads of States or

of Governments, senior

politicians, senior Government

/ judicial/ military officers,

senior executives of state

owned corporations, important

political party officials, etc. or

any senior political figures and

their immediate family

members and close associates.

In the event of any KYC

Application being subsequently

rejected for lack of information

/ deficiency / insufficiency of

mandatory documentation, the

investment transaction may be

cancelled and the amount may

be redeemed at applicable NAy

subj ectto payment of exit load,

wherever applicable. Such

redemption proceeds will be

dispatched within a maximum

period of 21 days from date of

acceptance of application. In

case of subscriptions in scheme

where Units are under a lock -

in period as prescribed in the

respective Scheme Information

Documents (including ELSS

Schemes) or a New Fund Offei;

allotment may be done only on

confirmation from the central

agency that the KYC is final and

if the central agency informs

that the KYC is cancelled, the

original amount invested may

be refunded.

For Investors who have

submitted their KYC

acknowledgement, changes as

listed below must be requested

through updation ofKYC

records.

• Change of address

• Name change

• Change of social status

• Any other information

provided in KYC form

Any direct requests for the

above for folios where the KYC

acknowledgement is registered

with us will be rejected. The

address for a folio will be the

1st ho Ider’s/1st Guardian’s

address for communication.

This address will be printed in

the account statement and

considered for all other

communications.

Change of Address for

investors who have submitted

their KYC acknowledgement

with us will be effected into all

folios where the investor is the

first holder or 1st guardian. If

the investor has not registered

their KYC acknowledgement

with us, the change of address

request will be effected only

for the particular

foliofsjrequested byhe

investoiSuchrequestneedsto

be accompanied with the proof

of address and proof of

identity. If PAN is updated and

verified in our records, only

PAN card copy would be

accepted as proof of identity. If

PAN is not updated and verified

in our records, PAN card copy

or anyone r proof of

identity(bearing photo) is

acceptable. When investors

submit their KYC

acknowledgement for an

existing folio, all existing details

of the holder(s) will be

overwritten with the details

available in the gS

Once the name change is

effected at KRA, Investor has to

submit a request letter along

with the requisite documents.

Post receipt of documents from

the investor and after

verification with KRA, Franklin

Templeton would carry

outthuthsngu of uameroquest. 19. Default Options:

The following defauOwill apply

tuhe processing ofapplications,

where required, in addition to

the defaults already mentioned

in the KIM: New Purchases:

• Where the mode of holding is

not mentioned, an application

be treated as either SINGLE or

JOINT based on the number of

applicants/ number of

signaturesoo(e form.

• In case the social status of the

investor is not mentioned in

the application form,

tUesamewould be

dsrivedonthe basis of the other

information available in the

application form.Eg. PAN, Pay-

in bank details, etc

• In case more than one

investor’s name appears in the

application form, but the form

has been signed by the first

holder only the same will be

processed with the mode of

holding as SINGLE in favour of

the first ho Ider.

• Application where

theschemenamu /

obbroviatioo is available,bet

specifics of the plan or options

are not mentioned will be

processed as per the default

options listed in the KIM.

• Where the investor had failed

to indicate clearly the

Plan/Options in the application

form or has mentioned both

Plan/Options i.e. Income

Distributionchmcapitalwithdra

wulendGrowtU the application

will be processed as per the

defaultoption.

• If the Scheme name in the

upplicatioris differentfrom the

scheme name in the cheque,

the transaction will be

processed as per the

application.

• If the Scheme

name/Plan/Option is not

mentioned in the application

form, the transaction will be

processed as per the scheme

name (undermenefaultupdon

ofthestheme)appuariogin the

cheque.

• In case the amount specified on

thuchenuo /iusttument or

payment advice differs from

the amount on the application,

the application will be

processed for the amount of

the cheque /instrument or

payment advice only. Additio nal P urchases ：

• If an investor provides all

details, including scheme plan,

option, and there is only one

existing account matching this

in the folio, the purchase will

be processed into that account.

If there are multiple matching

accounts, the purchase will be

processed into the last

transacted account. The last

transacted account is

determined by the date of the

latest Purchase, Redemption or

Switch transaction, or the date

of registration of a Systematic

Investment, Transfer or

Withdrawal Plan. If the

lasttrans acted account has NIL

balance, then that trans action

can be processed in the active

account

• If an investor only provides the

scheme name, but not the plan

and or option, transactions will

be processed based on the

following rules:

- If there is one account of the s

cheme in that folio, the trans

action will be processed into

that account irrespective of

whether it is the default option.

- If there are multiple accounts in

different scheme options in the

folio, the transaction will be

processed in the account under

the default option.

- If there are multiple accounts of

the default option in the folio,

the transaction will be

processed into the last

transacted account.

- If there is no account in that

scheme under the folio, a new

account in the default option

will be created.

• For existing investors, in case of

additional purchase, if the

mode of holding is Joint’ all unit

holders need to sign.

• If an investor does not provide

their bank details in an

additional purchase in new

scheme, the bank details from

the last transacted account will

be used

• In case of a difference between

the Investor’s account number

and the scheme name

mentioned in the application,

the same would be processed

on the scheme name

mentioned in the application.

• If an investor mentions his/her

Existing Folio No with different

mode of holding the same

Existing Folio Number will be

considered and Units allotted

with the existing mode of

holding already available with

FTMF.

• If an investor mentions his/her

Existing Folio No with different

status the same Existing Folio

Number will not be considered

and Units allotted with a New

Folio.

• The allotment of units is

subject to realisation of the

payment instrument. Units

purchased can be redeemed

only after realisation of

cheques. The Mutual Fund will

reject any request for

redemption (including switch-

out) of units in respect of which

the payment is not realised. In

case of switch, requests for

redemption/switch-out from

destination scheme for the

units switched shall be

accepted and/or processed

only if the payment in respect

of those units is received from

the source scheme to

destination scheme. Applications under'Direct'

New Purchases/Fresh SIP:

If the broker code field in the

application form is blank, the

transaction will be processed

under "Direct Plan" of the

respective scheme mentioned

in the application form. Ultimate Beneficial Owner:-

Pursuant to guidelines on

identification of Beneficial

Ownership

owuuuwodtuwtunot

2013, investors (other than

Individuals) are required to

provide details of Ultimate

Beneficial Owner(s) ('UBO’J.

The Ultimate ^rnier mesas

'Natural Person: WIIO, W

or togethei; or through one or

more juridical person, exercises

control through ownership or

who ultimately has a controlling

ownership interest of /

Additional Purchases： 25.

If the scheme name is

clearly/unambiguously written as

"< Scheme > -Direct -

<Options>”inheapplicaüon form,all

such aansactions will be processed

under the Direct Plan. This is

irrespective of whether the broker

code/existing account number is

mentioned in th p applicn Pion

form or n If the p cheme name is

clearly/unambiguously written as

"< Scheme > - < Option >" and the

broker code field is blank in the

application form, the transaction

will be processed in the Direct

Plan. Note: Minimum investment amount validations will be applicable as per the existing

plan for the above transaction(s). If the Minimum Investment requirement is not met by

the investor then the particulnrtrp nsactionmillb p rejected . General

i n ii

situations:

a p Adviser cope is corre cted but not

countersign. d by the investor in

the application

bglf there arp multipleadvisorcode p

menü oned in the ap plication

c) If the a dvis or code is not clear in

the a pp lication

20. In order to pay the investor the

redemption amount requested for

(in Rupees), Franklin Templeton

will redeem that many units as

would give the investor the net

redemption amount requested foi;

after deducting Securities

Transaction Tax and exit load as

applicable. STT deduction is not

applicab pe when the pTT amount is

less than the value of Re. 0.50.

21. lavestors pre requvstedto contact

ê nearest Investor Servict Centre

(ISC) in case of non receipt of

Account Statement/ Letter

confirmation within 30 days of the

lodgement of transaction request

TV

entitlements to:

i. more than 25% of shares or

capita

l or

profits

of the

juridic

al nr

iemoremgn 15% of the capiul or

profits of the juridical person,

where the j uridical person is a

partnership; or iii. more than 15% of the property

or capital or profits of the ut ut nt

association or body of

individuals.

Intase of a Trust, we settier oêu^,

the trustees, the protectoi; the

beneficiaries with 15% or more of

interest in the trust and any

othernaturtl uerstn

exercisingultimate eftective

trust through a chain of control or

ownership is considered as the

UBO.

Non-Individual investors who are

notthe ultimate beneficial

owners of the investments, must

mandatorily enclose a

Declaration for Ultimate

Beneficial Ownership duly signed

by the authorized ^SÛUt^ OO

pu/cha t e auplicati units of

schemes ofFTMF.

The provisions w.r.t.

Identification of UBO are not

applicable to the investor or the

uwn/s of tlie coattolling intetest

is a company listed on a stock

exchange, or is a majority-owned

subsidiaiy of such a comp/na•



Portfolio Iuv/stors o

houldhedone iuaword o nee v

No.CIR/IMD/FPIC/CIR/P/2018/13

1 dated September21,2018. Details

under FATCA/Foreign Tax Laws: Towards

compliance witli tax information

sharing laws, o u/h at FATCA, we

would be required to seek

additional personal, tax and

beneficial owner information

and ce win certificstiom and d o

cumentation from our account

holders. Such information may

be sought either at the time of

account opening or any time

subsequently. In certain

circumstancef(inclading if we do

not certification from you) we may be obliged to share information on your account

with relevant tax authorities. If you have any questions about your tax residency,

please contact your tax advisor Should there be any change in any information

provided by you, please ensure 0^ advise US mamptin i.e., within

compliance with such laws, we

may also be required to provide

information to any institutions

such as withholding agents for

the porpuseof en

ouringappropriate mithholdi og I

any proceeds in relation thereto.

As may be required by domestic

or overseas regulators/ tax

authorities, we may also be

constrained to wtol

suspend your account(s). Ifyou s/eapp citizen or reside ot or greo ncard holdei; please include United

States in the foreign country information field along with your US Tax

Idientification Number. Foreign Account Tax

Compliance provisions

ltommonly known as FATCAJare

contained in the US Hire Act

2010.

Please note that you may receive

more than one request for

information if you have multiple

relationships with Franklin

Templeton Asset Management

(India) Pvt. Ltd. or its group

entities. Therefore, it is important

that you respond to our request,

even if you believe you have

already supplied any previously

requested information. Identification and verification of Beneficial Owners of a Foreign Portfolio Investors

should be done in accordance with SEBI Circular No. CIR/IMD/FPIC/CIR/P/2018/131

dated September 21,2018. E-mail Communication

If the investor has provided an

email address, the same will be

registered in our records and will

be treated as your consent to

receive allotment confirmations,

consolidated account

statement/account statement,

annual report/abridged summary

and any statutoiy / other

information as permitted via

electronic mode /email. Unit

holder is provided an option to

opt/request to receive these

documents in physical mode.

The AMC / Trustee reserve the

right to send any communication

in physical mode.

For more information onthe

relevant sections covered above,

please refer the updated Scheme

Information Document and

Statement of Additional

Information.

The investors should provide

primaiy account holder’s own

email ID and mobile number

while providing the contact

details, for speed and ease of

communication in a convenient

and cost -effective manner and to

help prevent fraudulent

transactions. In case contact

details of a Family member are

provided, investor (s) need to

give a declaration to this effect.

Furthei; all contact details (i.e.,

email address, Mobile number)

should be of same individual.

Providing email address of self

and phone number of others and

vice versa is not acceptable. If it is

identified that the contact details

provided in the application form

may not be of the investoi; or the

same appears incorrect /

doubtful, then Franklin

Templeton may choose not to

capture/update such email

address and mobile number

"Family" for this purpose would

mean Spouse, Dependent

Children, Dependent Parents

only.

Sl. No.

Third Party Payment Declaration Form

All details are mandatory, including relationship, PAN and KYC. Please read scheme related documents, KIM, Instructions details on Third Party payment guidelines before investing and filling this form. The forms should be filled in English. Please tick relevant boxes where applicable.

Annexure to Common Application Form No.:

Unit Holder Information (Beneficial

Investor)

Name of First/Sole Applicant

For Existing Unit Holder : Folio No.

Third Party Information and Relationship with Applicant (Beneficial Owner)

Name of Third Party

making payment

PAN details and KYC (Mandatory) I | KYC Acknowledgement of Third Party attached.

Contact Details Mobile: Tel.:

Email: Address:

Contact Person Details

For Non Individuals Name:

Designation:

Beneficial Investor

status Please tick one as applicable

□ FII or □ Client □ Employee/s □ Agent/ Distributor/ Dealer

(similar arrangement with

Principal - agent relationship) Relationship with

Beneficial Investor

Custodian: SEBI Regn No.:

Validity till: |D[

Employer Corporate

Declaration by Third

Party We confirm the beneficial owner

as stated above and that this

payment is issued by us in our

capacity as Custodian to the

Applicant/Investor. The source

of this payment is from funds

provided to us by the FII / Client.

We confirm that the

investment/s is/are on behalf of

our employee/s and payment/s

is/are towards Systematic

Investment plan/ or Lumpsum

or one time through the payroll

deduction. or deduction out of

expense reimbursement.

We confirm that the investment/s is/are on behalf of our Agent/ Distributor/ Dealer (similar arrangement with Principal-agent relationship) on account of commission/ incentive payable for sale of its goods / services in form of mutual fund units through Systematic Investment plan/ or Lump sum or one-time subscription.

FRANKLIN TEMPLETON

Investment Amount in Rs.

Payment Mode O Cheque O Demand Draft/Pay Order □ Funds Transfer O RTGS/NEFT Cheque/DD/UTR No. | Dated: [D Payment from A/c No.

Payment from Bank &

Branch

Account type For Residents OSavings □ Current | For Non-Residents O NRO ONRE O FCNR O Others Mandatory Documents (based on payment mode):

□ Cheque: Account number and account holder name should be printed on the cheque. Else a copy of the bank passbook / bank

statement account / bank letter certifying the third party account holder and account number.

□ Demand Draft: Issuing Banker certificate/DD counterfoil mentioning Bank Account Holder's Name and Bank Account Number

debited for issue of the demand draft.

□ Funds Transfer/RTGS/NEFT: Instruction copy to the Bank stating the Bank Account Number used for payment

Payment Details

Declaration

Third Party Payment Rules

In order to enhance compliance with Know your Customer (KYC)

norms under the Prevention of Money Laundering Act, 2002

(PMLA) and to mitigate the risks associated with acceptance of

third party payments, Association of Mutual Funds of India

(AMFI) issued best practice guidelines on "Risk mitigation process

against Third party instruments and other payment modes for

mutual fund subscriptions". AMFI has issued the said best

practice guidelines requiring mutual funds/asset management

companies to ensure that Third-Party payments are not used for

mutual fund subscriptions.

1. The following words and expressions shall have the meaning

Third Party and Beneficial Investor have read and understood the Third Party Payment Rules,

and hereby agree to be bound by the same.

We certify that the information declared herein is true and correct. We hereby agree to promptly

inform Franklin Templeton Mutual Fund (FTMF), its Trustee, the AMC of any changes to the

information provided hereinabove and shall furnish such further information as may be required.

Third Party hereby confirms that the monies invested in the scheme(s) of FTMF legally belong

to it and / or is derived through legitimate sources and is not held or designed for the purpose of

contravention of any applicable act, rules, regulations or any notifications, directions issued by

governmental or statutory or judicial or regulatory authorities / agencies, from time to time.

Beneficial Investor has no objection to the funds received from the Third Party.

We acknowledge that FTMF, its Trustee, the AMC shall have sole and absolute discretion to

reject / not process the application received from the beneficial investor(s) and refund the

subscription monies without any interest or compensation.

I hereby authorize Franklin Templeton Asset Management (India) Pvt. Ltd or any of its

authorised representative to call on my registered mobile number irrespective of its registration

in Do Not Disturb (DND) registry of TRAI. I have opted to receive updates from Franklin

Templeton via SMS and WhatsApp. I am aware about the option to opt-out from all our

promotional messages at my choice and the timeline to effect such modification. I acknowledge

that DND registration/opt-out will not stop regulatory and service related messages.

Third Party making Payment

Sole / First Investor/Applicant /

Registered Guardian

Signature/s

specified herein:

(a) "Beneficial Investor" is the first named applicant/investor in

whose name the application for subscription of Units is applied

for with the Mutual Fund.

(b) "Third Party" means any person making payment towards

subscription of Units in the name of the Beneficial Investor.

(c) "Third Party payment" is referred to as a payment made

through instruments issued from a bank account other than

that of the Beneficiary Investor. It is clarified that in case of

payments from a joint bank account, the first holder of the

mutual fund folio has to be one of the joint holders of the bank

account from which payment is made.

2. The AMC shall not accept subscriptions with Third Party

payment instruments in the Scheme, except in cases of

a. Payment by Employer towards subscription in the name of

employees as bonus/incentive paid in form of mutual fund units;

b. Custodian on behalf of an FII or a client.

c. Payment by Asset Management Company to a Distributor

empanelled with it on account of commission/incentive etc. in

the form of the Mutual Fund Units of the Funds managed by

such AMC through Systematic Investment Plans or lump sum /

one-time subscription, subject to compliance with SEBI

Regulations and Guidelines issued by AMFI, from time to time;

d. Payment by Corporate to its Agent/ Distributor/ Dealer

(similar arrangement with Principal-agent relationship), on

account of commission/ incentive payable for sale of its

goods/services in form of mutual fund units through SIP or

lump sum/ one-time subscription.

3. The investors making an application under the exception cases

mentioned above need to submit such declarations and other

documents / information as may be prescribed by the AMC from

time to time, without which applications for subscriptions for

units will be rejected / not processed / refunded.

4. KYC is mandatory for all investors and the person making the

payment i.e. third party.

The above mentioned Third Party Payment Rules are subject to

change from time to time.

SIP THROUGH NACH FORM ๖ (Please use separate Transactions Form for each Scheme / Plan and Transaction)

FRANKLIN TEMPLETON

Franklin Templeton InvestorService Centre Signature & Stamp





SIP DETAILS (Please note that 30 Business days are required to set up the Auto debit. Default plan/Option will be applied incase of no information, ambiguity or discrepancy)



Step-up my SIP annually by: □ Increase in %: (in multiples of 5%) (Amount invested will be

rounded off to the nearest Rs. 100) or |~ Increase in Rupee Value: (in

multiples of Rs. 500)














My Name

L



0

0


] 0

Cheque No.


Bank Name

Account No.


e Date Place


Second Unit Holder

Third Unit Holder

My Folio Number

Rs.


□ Tick here only if ARN is mentioned butEUIN box is left blank: "I/We hereby confirm that the EUIN box has been intentionally left blank byme/us as this transaction is executed without any interaction or

advice by the employee/relationship manager/sales person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any provided by the employee/relationship manager/sales

person of the distributor/sub broker


FRANKLIN TEMPLETON



Investor's Name

Customer Folio

■_II I ____________________ Account No.

This is to confirm that I/we have carefully read, understood and agree to abide by the Terms and conditions and instructions. I am authorizing Franklin Templeton to debit my account. I/We are authorized to cancel/amend tliis mandate by appropriatety communicating the cancellation/ amendment request to Franklin Templeton or tlie bank where I have authorized the debit’



Reference 1

Reference 2

PERIOD

From


Application Number

14

To


nEmail ID

I agree for the debit ofmandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of charges ofthe

bank.

Signature Primary Account holder Signature of Account holder Signature of Account holder

1. Name as in Bank records 2. Name as in Bank records 3. Name as in Bank records

1

2 12

1

3 13 1

5 15

1

6 16


FRANKLIN TEMPLETON




1. Date: In format DD/Jv'Dv'I/YYYY If this is left blank, then the date of receipt of Auto Debit Form will be

considered as the default date.













14. Period: Starting and Ending dates of NACH registration (in format DD/MM/YYYY). For perpetual SIR please

leave the end date blank and select ‘until cancelled




• Investors are allowed to perform Lump sum purchase and SIP on a same day provided the Auto Debit bank account

has the adequate funds to honor multiple debits



• Per transaction limit should be less than or equal to the amount as mentioned in Auto Debit Form Mandate already

registered or submitted, if not registered

• For cancelling / updating an Auto Debit mandate. Investor has to use a separate form - ‘Auto Debit Cancellation/




• Auto Debit Mandate request will be accepted, only if the <rBank” mentioned, in the request form is listed, in the NACH

banks list. Please contact Franklin Templeton ISC / visit wwwfranklintempletoninclia.com for updated list of banks

eligible for Auto Debit Facility

• Submitting Auto Debit/ ACH/Direct Debit form does not confirm your investments in FTMF unless supported, by SIP

Investment Form or Common Transaction forms



• For other Terms and Conditions governing NACH Auto Debit/ACH/Direct Debit payments please refer to SID or

www.franklintempletonindia.com


• By submitting the Auto Debit mandate the investor authorizes Franklin Templeton to utilize the information provided

herein for the purpose of his/her investments in Franklin Templeton Mutual Fund.



The following applications will be considered as ‘not in good order’ (NIGO) and are liable to be rejected:

• If folio number mentioned, in the Fresh / Additional Purchase, SIP Auto Debit form, Switch, STI^ SWP & NCT


• If the folio number mentioned, in the Auto Debit mandate registration form does not match with our record, the Auto

Debit mandate will not be registered.

• If the SIP period, mentioned in SIP via Auto Debit form is beyond, the Auto Debit Mandate validity period or Auto

Debit validity period expired.




General T&C


1) This facility is offered to investors having Bank accounts in select banks mentioned in the link below (please refer point 14 in T&C for S I P through Auto Deb it) • The Banksinthe list may be modified/updated/ changed/removed at any time in future

entirely at the discretion of Franklin Templeton Asset Management (India) Pvt. Ltd. (fAMC ”), Franklin 'Iempleton Trustee Services Pvt. Ltd. (“Trustee”) or Franklin Templeton Mutual Fund (“FTMF”) without assigning any reasons or prior notice. SIP

instructions for investors in such Banks via NACH route will be discontinued. 2) The AMC/ Trustee/ FTMF will not liable for any transaction failures due to rejection by theinvesto rsbank/ krancli.3)Tlieinvestoragrees toabi ke by the terms and c o

nditionsofNACH facility ofNPCI andACH/Direct Debit fac iIity of Rs serve Bank of Indin (RBI) 4) Investor will nothold AMO/Hustee/tTMFandits seCce providers responsible iftOe transaction is delayed or not effected by the Investor’shank orif debited

in advanceor after be specific SlPdatedue to various reasons or for any bank charges debited by his banker in his account towards NACH/ ACH/ Direct Debit Registration / Cancellation / Rejections, if any 5) The AMC/ Trustee/ FTMF reserves the right

to reverse allotments in case the Auto debit/ ACH/ Direct Debit ib r/jected by thebenk for any reaten whatsoever.6)Tke AMC/ Trustee/ FTMF shall not be re spons ible and liable for any damaees/compensatienfer any loss, damage etc., incurred by the

investor. The investor assumes the entire risk of using the Auto Debit facility of NACH / ACH/ Direct Debit and takes full responsibility for the same. 7) The AMC/Trustee reserves the right to discontinue or modify the SIP facility at any time in future

on a prospective basis. 8) The AMC/ Trustee reserves the right to discontinue the SIP in case of Auto Debit through NACH / ACH/ Direct Debit routes are rejected by the investor bank for any reasons. 9) For load details and other terms of issue, please

refer to the, Scheme Information Document, Key Information Memorandum and the addendum issued from time to time. 10) The AMC/ Trustee reserves the right to reject any application without assigning any reason thereof 11) SIP cancellation can be

done separately by submitting the request at least 30 Business days in advance; however the associated NACH / Direct Debit / ACH mandate can be retained for future investments. 12) For intimating the change in bank particulars, please use the Auto

Debit Form to modify transaction limit or add / remove banks from the NACH / Direct Debit / ACH facility. Also fill-up all the relevant details as applicable. Requests for any changes/ cancellation in the NACH / Direct Debit / ACH Bank Mandate

request should be submitted at least 30 Business days in advance. 13) In case of micro SIPs, please provide any one of the following photo identification documents as mentioned below: Voter Identity Card, Driving License, Government / Defense

identification card, Passport Photo Ration Card, Photo Debit Card (Credit card will not be accepted)., Employee ID cards issued by companies registered with Registrar of Companies, Photo Identification issued by Bank Managers of Scheduled Commercial

Banks / Gazetted Officer / Elected Representatives to the Legislative Assembly / Parliament, ID card issued to employees of Scheduled Commercial / State / District Co-operative Banks., Senior Citizen / Freedom Fighter ID card issued by Government.,

Cards issued by Universities / deemed Universities or institutes under statutes like ICAI, ICWA, ICSI., Permanent Retirement Account No (PRAN) card issued to New Pension System (NPS) subscribers by CRA (NSDL)., Any other photo ID card issued

by Central Government / State Governments /Municipal authorities / Government organizations like ESIC / EPFO14) The amount of each SIP instalment should be less than []1 crore in case of a transaction in FICDF, FIGSF, FISF, FIDHF, FIPEP and

FIBPDF. Transaction will be rejected if the instalment amount is greater than Ql crore 15) Minimum Investments: 12 installments of 0500/- (or) 6 installments of 01000/-. In FILSF 12 installments of 02000/- (or) 6 installments of 04000/-, inFIDPEF

12installments of 01000/- (or) 6 installments of 02000/- and in FIGSF 12 installments of 010,000/- or 6 installments of 020,000/-. 16) If during the tenure of a SIl^ the unit holder changes the plan or option in which he/she had invested, the same would

be treated as termination of existing SIP and re-registration of a new SIP and all the terms andconditions of the SIP such as minimum term/amount etc. shall apply in both plans/options. 17) The AMC/Trustee/FTMFreserves the right to modify or

discontinue the SIP facility at any time in future on a prospective basis. It is clarified that the load applicable for aSIP shall be the load prevailing on the date of registration.


1) All the terms applicable to SIP facility shall also apply to Step up SIR 2) Step-up SIP is applicable only for AMC initiated debit feeds i.e. ACH / NACH/Direct Debit, etc. 3) Investor will need to provide an alternate mandate in case the existing mandate

cannot be utilized for the Step Up and the alternate mandate shall beutilized to debit money forall future SIP installments. The existing mandate will still be active and the investor may choose to use the same if required at a later point of time.


1) Existing investors must provide their Folio Number / Account number and need to fill up a Common Transaction Form in case the investment is into a new scheme. 2) New investors who wish to enroll for SIP through Auto Debit should also fill up the

Common Application form in addition to this form. 3) The SIP through Auto Debit Form, and the Common Application Form (in case of new investors), along with the necessary cheque or copy thereof should be submitted at least 30 Business days in

advance of the date ofthe first Auto Debit. 4) If Auto Debit Form (ADF) is already registered in the folio, SIP Auto debit can start in FIVE Business Days. 5) Per transaction limit should be less than or equal to the amount as mentioned in Auto Debit Form

already registered or submitted, if not registered. 6) Investors are required to ensure adequate funds in their bank account on the date of investment transaction. FTMF will endeavor to debit the investor's bank account on the date of investment transaction,

however if thereis any delay all such transactions will be debited subsequently. The AMC/ Trustee/ FTMF (or any of its associates) shall not be held responsible for any delay/wrong debits on the part of the bank for executing the auto debit instructions

on a specified date from the investor's bank account. 7) FTMF or its authorized banker or agent will initiate the registration of the Auto Debit form / debit instructions. 8) Investments made through Auto Debit/ ACH/ Direct Debit/NACH mode are subject

to realization of funds from investor bank accounts and the NAV guidelines as per Scheme Information Document(s), Key Information Memorandum andAddenda issued till date will be applicable for the transactions which are connected withrealization

of funds. 9) ACH/Direct Debit bank/NACH mandate is applicable only for investments via debit instructions. 10) The payment towards investment can happen only from the bank account of 1st holder and therefore the 1 st holder need to be a holder in

the bank account. 11) The transactions are liable to rejection incase Investor has Multiple Auto Debit Mandate at folio level and Bank Name & Account number are not mentioned in the request form. 12) The AMC/ Trustee/ FTMF/ Sponsor/ Bank / NPCI

are not liable for the bank charges, in case debited from investor's bank account, by the destination bank, on account of payment through NACH/ ACH/ Direct Debit. 13) For further details of the Scheme features like minimum amounts, risk factors etc.,

investors should, before investment, refer to the Scheme Infonnation Document(s), Key Information Memorandum andAddenda issued till date available free of cost at any of the Investor Service Centers or distributors or from the website

www.franklintempletonindia.com. 14) Please contact Franklin Templeton ISC / visit www.franklintempletonindia.com for updated list of banks / branches eligible for ACH/ Direct Debit/NACH Facility 15) The bank branch provided for ACH/Direct

Debit should participate in the local MICR clearing. The investor shall inform their Bankers about the ACH/Direct Debit mandate and AMC/Trustee/ FTMF will not liable forany transaction failures due to rejection by the investors bank/branch. 16) Only

one installment per month/quarter is allowed under one SIP registration, e.g., if for a monthly Sir? the first installment is in the month July, say 2nd July, then the second ins tai lment should be in Au^st. 17) P 1 eese wri te the Bank Name i n "Full Form"

toavoid any ambigo ity and rej ections E.g., StateBank of India (andnotSBI). 18) FTMF reserves the right to determine which payment mode (NACH, ACH or Direct Debit) will be used for each specific transaction. 19) FTMF reserves the right to choose

which mandate will be utilized in case an investor has provided multiple mandates for the same bank account. 20) Incase the payment isn't processed through NACH within 30 days then same shall be processed through Direct Debit/ACH using my/our

below mentio oedaccourn 21S ForHDFCBeekaccoo etho s tiers:

I/We undertake to keep sufficient funds in the funding account on the date of execution of standing instruction. I hereby declare that the particulars given above are correct and complete. If the transaction is delayed or not effected at all for the reasons of

incomplete or incorrect information, I/We would not hold the Mutual Fund or the Bank responsible. If the date of debit to my/our account happens to be on a non-business day as per the Mutual Fund, execution of the SIP will not happen on the day of holiday

and allotment of units will happen as per the terms andconditions listed in the Offer Document of the Mutual Fund. HDFC Bank shall not be liable for, non be in default by reason of, any failure or delay in completion of its obligations under this Agreement,

where such failure or delay is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, munity, revolution, fire, flood, fog, war, lightening, earthquake, change of Government policies, Unavailability of Bank's computer system,

force majeure events or any other cause of peril which is beyond HDFC Bank's reasonable control and which has the effect of preventing the performance of the contract by HDFC Bank. I/we acknowledge that no separate intimation will be received from

HDFC Bank in case of non-execution of the instructions for any reasons whatsoever.





FRANKLIN TEMPLETON

























My Name

L



0

0


] 0

Cheque No.


Bank Name

Account No.


e Date Place


Second Unit Holder

Third Unit Holder

My Folio Number

Rs.






FRANKLIN TEMPLETON






Reference 1

Reference 2

PERIOD

From


Application Number

14

To


nEmail ID


bank.



1

2 12

1

3 13 1

5 15

1

6 16

Investor's Name

Customer Folio

■_II I_____________________ Account No.


FRANKLIN TEMPLETON























• Investors are allowed to perform Lump sum purchase and SIP on a same day provided the Auto Debit bank account

has the adequate funds to honor multiple debits

































General T&C





















































FRANKLIN TEMPLETON














□ Tick here only if RIA Code/ Portfolio Manager's Registration Number is mentioned: "I / We hereby give you my/our consent to share/provide the transactions data feed/portfolio holdings/ NAVetc.in respect of my/our investments under Direct Plan of aii Schemes managed byyou, to the SEBI-Registered Investment Adviser/ SEBI Registered Portfolio Manager whose code is mentioned herein. Having read and understood the coetents of the Stateaent of Additional Information, Scheme Infornntion Document of êFundfe KÎnfomationMemorandumand ê Addendaissued tilldate, I/we hereby apply to theûstees of Franklin Templeton Mutual Fund for

registration of any of the aforesaid facility, and ^ree to abide by any Act, Rules, Regulations, Notifications, Directions, Guidelines, Orders or instructions issued by any Indian or fore^n governmental or statutoiy or judicial or regulatoiy authorities / êncies and the

terms, conditions, rules and regulations of the Fund and the aforesaid fadlity(ies) as on the date ofthis application. I/V\fe confirm that the funds invested legally belong to me/us and thatl/we have not received nor been induced by any rebate or gifts,directly or indirectly

in making this investment and are not in contravention or evasion of any laws in force. I/We declare that all the particulars given herein are true, correct and complete tothe best of my/our knowledge and belief and will promptly inform FTI about any changes thereto.

I/we hereby ^ree to provide any additional information/ documentation that m^r be required by FTI. I hereby ^ree and accept that the Mutual Funds, their authorised ênts, representatives, distributors its sponsoi; AMC, trustees, their employees, service providers,

representatives ('the Authorised Parties 3 are not liable or responsible for any fosses, costs,damês arising out of any actions undertaken or as a result of this investment or activities perfbnned by them on the basis of the infonnation provided by me as also due to my

not intimating / del^r in intimating such changes. I authorize the mutualfund to disclose, share, remit in any fonn, mode or mannei; all / any of the infonnation provided by me to Authorised Parties including any of the Indian or foreign governmental or statutoiy or

judicialauthorities / êncies including Financial Intellênce unit-lndia (FIU-IND) without any obligation of advising me/us ofthesame.

My Name

L



0

0


] 0

Cheque No.


Bank Name

Account No.


e Date Place


Second Unit Holder

Third Unit Holder

My Folio Number

Rs.






FRANKLIN TEMPLETON






Reference 1

Reference 2

PERIOD

From


Application Number

14

To


nEmail ID


bank.



1

2 12

1

3 13 15 15

16 16

Investor's Name

Customer Folio

■_II I_____________________ Account No.


FRANKLIN TEMPLETON



General T&C





































































• Investors are allowed to perform Lump sum purchase and SIP on a same day provided the Auto Debit bank account has

the adequate funds to honor multiple debits




































\ FRANKLIN L TEMPLETON

How To Fill Our SIP Form

Please fill

the

relevant

personal

details

Provide

additional

details for

SIP

investm-

ents

Tick on tick

here if

attaching a

new auto

debit form

Tick on first

option.

Have a pop

up: Tick in

case of

applicability

SIP auto

debit:

This form

requires

only one

signature

for authori-

zation.

Please

sign as per

holding.

ORD

BANK BRANCH

Accoun

t No. | | Change in Bank for Existing SIP. /MM/YYYY

SIP THROUGH NACH FORM (Please use separate Transactions Form for each

Scheme / Plan and Transaction! Advisor ARN / RIA Code/ Portfolio

Manager's Registration No. Sub-broker/Branch Code Sub-broker ARN Representative EUIN For office use only

MY DETAILS (To be filled in Block Letters. Please provide the following details in full; Please refer instructions!

Scheme Name/PIan/Option FUND NAME

Each SIP Amount (minimum Rs. 500) XXXX SIP Date: D D (If left blank 10th will be considered as the default date)

SIP Period Start Date M M/YYYY End Date Hôntinue Until Cancelled

Investment Frequency |^^lonth]y (default) □Quarterly First SIP Cheque Date: DD MM Y Y Y Y

Drawn on Bank/Branch BANK NAME

Step-up my SIP annually by: ncrease in %： 10 (in multiples of 5%) (Amount invested will be rounded off to the neare

or □ [ncrease in Rupee Value: (in multiples of Rs. 500)

] Tick here, if an Open Mandate - Auto Debit Form (ADF) is already registered in the Folio. Please ment

Bank Name

SIGNATURE SIGNATURE

Second Unit Holder

berXXXXXXXX

MOUNT IN WORDS

CANCEL

an amount of Rupees

u my/our consent to share/provide the transactions data feed/portfolio holdings/ NAV etc. in Adviser/

SEBI Registered Portfolio Manager whose code is mentioned herein.

Key Information Memorandum and the Addenda issued till date, 1/we hereby apply to the Trustees of ications, Directions,

Guidelines, Orders or instructions issued by any Indian or foreign governmental or ies) as on the date ofthis application.

\/We confirm that the funds invested legally belong to me/us and n or evasion of any laws in force. I/We declare that

all the particulars given herein are true, correct and ny additional information/ documentation that may be required by

FTI. I hereby agree and accept that sentatives fthe Authorised Parties')are not liable or responsible for any losses,

co$ts,damages arising ne as also due to my not intimating / delay in intimating such changes. I authorize the mutualfund

to of the Indian or foreign governmental or statutory or judidalauthorities / agencies including Financial

SIGNATURE

Third Unit Holder

\ FRANKLIN

I TEMPLETON

Tick K)

CREAT

MODI

SIP Auto Debit Form D D M M Y Y Y Y

Date

X X X X

IFSC XX X X X X X X\X X\X orMICR |"

3

Other

X,XX,XXX/-

12 12

]to debit (tick

ki IcA

I cc

I

SB-NRE | J： \ 1' |

For Office Use

FREQUENCY Mthly Qtly [^H-Yrly Yrly As & when presented DEBIT TYPE Fixed Amount Maximum

Amount Reference 1 Folio Number

Reference 2

From

To

Or

Application Number

10Phone No. | 98XXXXXXXX 11Email ID

[email protected] 13 13

D D M M Y Y Y Y

X

X X X X XX

141 agree for the debit of mandate processing charges by the bank whom 1 am authorizing to debit my account as per latest schedule of charges ofthe bank.

2 Until

Cancelled

SIGNATURE s ^SIGNATURE i-:ider ____ SIGNATUREder NAME AS PER BANK RECORDS NAME AS PER BANK RECORDS NAME AS PER BANK RECORDS

15 IS

This is to confirm that I/we have carefully read, understood and agree to abide by the Terms and conditions and instructions. I am authorizing Franklin Templeton to debit my account I/We are authorized to cancel/amend this mandatebyappropriately

communicatingthecancellation/amendmentrequest to FranklinTempletonorthe bank wherel have authorized the debit'


Investor's Name FIRST NAME LAST NAME

Customer Folio XXXXX

SIPAniomit[Rs.) XXXX

Account No. XXXXXXXXXXXX

〆 FUND NAME

Franklin Templeton


Signature & Stamp

Please provide bank details

Fill this

section

only in

case an

Open

Mandate

form-Auto

Debit Form

is already

registered

with us.

Transac tion Date


CATEGORY

OF SCHEME

Large-cap Fund- An open ended equity scheme

predominantly investing in large cap stocks

Large Cap Fund

INVESTMEN

T OBJECTIVE

The investment objective of the scheme is to

generate longterm capital appreciation by

actively managing a portfolio of equity and

equity related securities. The Scheme will invest

in a range of companies, with a bias towards

large cap companies.

# Index adjusted for the period December 1, 1993 to June 4, 2018 with the

performance of S&P BSE Sensex

Past performance may or may not be sustained in future. Benchmark

returns calculated based on Total Return Index Values. As TR1 data is not

available since inception of the scheme, benchmark performance is

calculated using composite CAGR of (S&P BSE SENSEX PR1 values

from 01.12.1993 to 19.08.1996 and TR1 values since 19.08.1996). Based

on Growth Plan NAVs. Bonus is adjusted and dividends declared are

assumed to be reinvested.

A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME

Instruments Risk Profile

% of Net

Assets# Equity and Equity related instruments of Large cap companies

Medium to High

80-100%

Equity and Equity related instruments of other companies

Medium to High

0-20%

Debt & Money Market 1nstruments*

Low to Medium

0-20%

Under normal market circumstances, the investment range would be as follows: Compounded

Annualised

Returns

Scheme

Returns (%)



FIBCF - DIRECT

1nception Date: January 1, 2013 Year-wise returns for the last 5 financial years

INVESTMEN

T STRATEGY RISK PROFILE

OF THE SCHEME RISK


AND OPTIONS APPLICABLE

NAV (after the

scheme opens for

repurchase and

sale)

MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS

* includes Securitised Debt upto 20% #including investments in Foreign Securities as may be permitted by SEB1/RB1 upto 35% of net assets The scheme may enter into derivatives in line with the guidelines prescribed by SEB1 from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEB1 Regulation for the time being in force. These limits will be reviewed by the AMC from time to time. Trading in derivatives by the scheme shall be restricted to hedging and portfolio balancing purposes. attributes below, shall be followed.




No. 52 • Growth Plan • IDCWA Plan (with

Reinvestment and Payout Options) • Direct -

Growth Plan • Direct - IDCW Plan (with

Reinvestment and Payout Options) Please refer to Page

No. 54

EXPENSES OF

THE SCHEME

Purchase: Rs.5,000 and multiples of

Re.1. Additional Purchase: Rs.1,000 and

multiples of Re.1. Repurchase:Minimum

of Rs.1,000/- DESPATCH OF Please refer to Page

No. 54

(REDEMPTION)

REQUEST ________________________ BENCHMARK INDEX Nifty 100 IDCW

POLICY

NAME OF THE

TRUSTEE

COMPANY



1. RoshiJain 5.42 Years

2. Anand Radhakrishnan 14.51 Years 3. Mayank Bukrediwala (dedicated for

foreign securities) 1.10 Years


NAME & TENURE

OF THE FUND

MANAGER(S)


PERFORMANCE

OF THE SCHEME

Compounded Annualised

Returns

Scheme

Returns (%)


Last 1 Year 71.73% 58.51% Last 3 Years 16.47% 18.34% Last 5 Years 13.06% 16.80% Since 1nception 20.27% 12.39%


Inception Date: December 1, 1993 Year-wise returns for the last 5 financial years

TAX

TREATMENT FOR

THE INVESTORS


ASSET VALUE

(NAV)

PUBLICATION FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT UNITHOLDER

S'

INFORMATIO

N SCHEME

COMPARISO

N

F1BCF-Direct ■ Nifty 100 TR1#

# 1ndex adjusted for the period December 1, 1993 to June 4, 2018 with

the performance of S&P BSE Sensex


returns calculated based on Total Return 1ndex Values. Based on Growth

Plan NAVs.

i) Load Structure Entry Load Nil Exit Load 1n respect of each

purchase of Units - 1%

if the Units are

redeemed/switched-out within one year of

allotment.

ii) Recurring

expenses (Actual

Expenses for the

financial year ending

March 2021)

1.93% 1.19% (Direct)


No. 54


No. 54


No. 54




No. 51


No. 51

MANAGEMENT (AUM)

A1DCW stands for 1ncome Distribution cum

Capital Withdrawal

CATEGORY

OF SCHEME

INVESTMEN

T

OBJECTIVE

An open ended equity scheme following a

value investment strategy

Value Fund

To provide long-term capital appreciation to its

Unitholders by following a value investment

strategy. A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME

Instruments % of

Net

Assets#

Risk Profile Equity and Equity related

instruments 65%-

100% Medium to high

Debt Securities, Money Market 1nstruments, Real Estate 1nvestment Trusts (RE1T)/ 1nfrastructure 1nvestment Trust (1nv1T) and Cash*

0%-

35%

Low to Medium


T1VF ■ S&P BSE 500 TR1#

# Index is adjusted for the period Dec 29, 2000 to Feb 11,2019 with

the performance of MSC1 India Value

INVESTMEN


OF THE SCHEME RISK


AND OPTIONS

# including investments in ADR/GDR/Foreign Securities/ FCCBs and any other instruments as may be permitted by SEB1/RB1 upto 50% of the net assets of the scheme, exposure in derivatives upto a maximum of 50% * including securitised debt upto 35% A maximum of 50% of net assets may be deployed in securities lending and the maximum single party exposure will be restricted to 10%A

of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified. A maximum of 10% of net assets may be deployed in RE1Ts and 1nv1Ts and the maximum single issuer exposure may be restricted to 5% of net assets or upto the limits permitted by SEB1 from time to time


returns calculated based on Total Return Index Values. Performance of

Dividend Plan/ Option would be at the gross rates. Bonus is adjusted and

dividends declared are assumed to be reinvested. Based on Dividend Plan NAVs. Growth plan was introduced in the

scheme w.e.f. September 5, 2003 and hence, returns are calculated based

on dividend plan.


Scheme Returns (%)


Last 1 Year 89.11% 63.10% Last 3 Years 18.43% 19.01% Last 5 Years 14.28% 17.80% Since 1nception 14.82% 13.40%

TIVF - DIRECT




No. 52 Growth Plan 1DCWA Plan (with Reinvestment and Payout

Options) Direct - Growth Plan

Direct - 1DCW Plan (with Reinvestment and

Payout Options) APPLICABLE

NAV (after the

scheme opens for



MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS

Purchase: Rs.5,000 and multiples of Re.1. Additional Purchase: Rs.1,000 and multiples of

Re.1 Repurchase:Minimum of Rs.1,000/-

DESPATCH OF



BENCHMARK

INDEX S&P BSE 500


NAME & TENURE OF THE FUND MANAGER(S)

Name of the Fund Manager Tenure of managing the scheme (in

years) (Upto September 30, 2021) 1. Anand Radhakrishnan

2. Rajasa Kakulavarapu

2.75 Years

0.07 Year

NAMEOFTHE TRUSTEE COMPANY


Inception Date: January 1, 2013 Year-wise returns for the last 5 financial years


Benchmark returns calculated based on Total Return 1ndex

Values. Based on Growth Plan NAVs.

# Index is adjusted for the period Dec 29,

2000 to Feb 11,2019 with the performance of

MSC1 India Value EXPENSES OF

THE SCHEME


DAILY NET

ASSET VALUE (NAV)

PUBLICATION PERFORMANCE

OF THE SCHEME


Returns

Scheme

Returns (%)


Last 1 Year 87.45% 63.10% Last 3 Years 17.38% 19.01% Last 5 Years 13.32% 17.80% Since 1nception 16.30% N.A

AS OF SEPTEMBER 30, 2021 FOR INVESTOR GRIEVANCES PLEASE

CONTACT UNITHOLDER

S' INFORMATIO

N

SCHEME

COMPARISO

N Inception Date: September 10, 1996

As the scheme was launched before the launch

of the benchmark index, benchmark index

figures since inception are not available.

Entry Load Nil

Exit Load 1n respect of each purchase of Units - 1% if the Units are redeemed/switched-out within one year of allotment.


2.54% 1.69% (Direct)

i) Load Structure


No. 54


No. 54


No. 54




No. 51


No. 51

MANAGEMENT (AUM)

A1DCW stands for Income Distribution cum

Capital Withdrawal

CATEGORY

OF SCHEME

INVESTMEN

T

OBJECTIVE

An open ended equity scheme predominantly

investing in dividend yielding stocks

Dividend Yield Fund

The Scheme seeks to provide a combination of

regular income and long-term capital

appreciation by investing primarily in stocks

that have a current or potentially attractive

dividend yield, by using a value strategy.

A ccpT

ALLOCATIO

N PATTERN

OF THE

SCHEME

Instruments % of Net

Assets# Risk

Profile Equity and Equity related

instruments, out of

which:

65%-

100% Medium to High

Indian Companies 50%-

100% Medium to High

Foreign Securities 0%-50% Medium to High

Debt Securities, Money

Market Instruments, units

of Real Estate Investment

Trusts (REIT)/ Infrastructure Investment

Trust (InvIT) and Cash*

0%-35% Low to

Medium


# including investments in ADR/GDR/Foreign Securities/ FCCBs and any other instruments as may be permitted by SEBI/RBI upto 50% of the net assets of the scheme, exposure in derivatives upto a maximum of 50% * including securitised debt upto 35% A maximum of 10% of net assets may be deployed in REITs and InvITs and the maximum single issuer exposure may be restricted to 5% of net assets or upto the limits permitted by SEBI from time to time

INVESTMENT

STRATEGY

RISK PROFILE

OF THE

SCHEME

RISK

MITIGATION

FACTORS




No. 52 PLANS

AND OPTIONS

Growth Plan

IDCWA Plan (with Reinvestment and Payout


Direct - IDCW Plan (with Reinvestment and

Payout Options) APPLICABLE

NAV (after the

scheme opens for




UNITS


Re.1 Repurchase:Minimum of Rs.1,000/-

DESPATCH OF

(REDEMPTION)

REQUEST


BENCHMARK

INDEX Nifty Dividend Opportunities 50

IDCW POLICY Please refer to Page No. 53 NAME & TENURE

OF THE FUND

MANAGER(S)

Name of the Fund Manager(s Tenure of managing the scheme (in


1. Anand Radhakrishnan 2. Rajasa Kakulavarapu 3. Mayank Bukrediwala

(dedicated for foreign securities)

2.75 Years 0.07 Year 1.10 Years

NAMEOFTHE

TRUSTEE

COMPANY


PERFORMANCE

OF THE SCHEME



Scheme

Returns

(%)

Benchmark Returns (%)$

Last 1 Year Last 3

Years Last 5 Years

Since Inception

72.24% 20.68% 16.06% 14.40%

62.91% 16.15% 14.90% 12.47%

Inception date: May 18, 2006




# Index is adjusted for the period May 18, 2006 to Feb 11, 2019 with

the performance of S&P BSE 200


Benchmark returns calculated based on Total Return Index Values.


| TIEIF ■ Nifty Dividend Opportunities 50 TRI#~|

TAX

TREATMENT FOR

THE INVESTORS


ASSET VALUE

(NAV)

PUBLICATION

FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT

UNITHOLDERS'

INFORMATION

SCHEME

COMPARISON

NO. OF FOLIOS


# Index is adjusted for the period May 18, 2006

to Feb 11,2019 with the performance of S&P

BSE 200


in future. Benchmark returns calculated based

on Total Return Index Values. Based on Growth

Plan NAVs.


Returns

Scheme

Returns (%)



TIEIF - DIRECT

| TIEIF - Direct ■ Nifty Dividend Opportunities 50 TRI#~|

i) Load Structure Entry Load Nil Exit Load In respect of each


if the Units are


allotment.

ii) Recurring

expenses (Actual

Expenses for the


March 2021)

2.62% 1.59% (Direct)


No. 54


No. 54


No. 54



No. 51

ASSETS UNDER MANAGEMENT

(AUM)


No. 51 Please refer

to Page No. 51 AIDCW stands for Income Distribution cum

Capital Withdrawal

FRANKLIN INDIA PRIMA FUND (FIPF)

TYPE OF SCHEME Mid-cap Fund- An open ended equity scheme

predominantly investing in mid cap stocks CATEGORY OF

SCHEME

Mid Cap Fund


To provide medium to long-term capital

appreciation as a primary objective and income

as a secondary objective. A CCPT

ALLOCATION

PATTERN OF THE

SCHEME


Profile % of Net

Assets# Equity and equity related instruments of mid cap companies

Medium to High

65-100%

Equity and equity related instruments of other than mid cap companies

Medium to High

0-35%

Debt & Money Market Instruments *

Low to Medium

0-35%

* Includes Securitised Debt upto 35% #including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets The fund managers will follow an active investment strategy taking defensive/aggressive postures depending on opportunities available at various points in time. The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time. Trading in derivatives by the scheme shall be restricted to hedging and portfolio balancing purposes.

INVESTMENT STRATEGY


RISK PROFILE OF

THE SCHEME


RISK

MITIGATION FACTORS


PLANS AND

OPTIONS

• Growth Plan • 1DCWA Plan (with Reinvestment and Payout Options) • Direct - Growth Plan • Direct - 1DCW Plan (with Reinvestment and Payout Options) APPLICABLE

NAV (after the scheme opens for repurchase and sale)




Re.1 Repurchase:Minimum of Rs.1,000/- DESPATCH OF

(R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N) REQUEST


BENCHMARK

INDEX Nifty Midcap 150


OF THE FUND

MANAGER(S)



1. R Janakiraman

2. Krishna Prasad Natarajan

3. Mayank Bukrediwale (dedicated for foreign securities)

13.64 Years

0.07 Year

1.10 Years

NAMEOFTHE

TRUSTEE

COMPANY


PERFORMANCE

OF THE SCHEME

AS OF SEPTEMBER 30, 2021 Compounded Annualised Returns

Scheme

Returns

(%)


Last 1 Year Last 3

Years Last 5 Years

Since Inception

68.36% 19.82% 14.46% 19.83%

76.81% 23.94% 16.94% 13.23% Inception date: December 01, 1993.



EXPENSES OF

THE SCHEME

TAX TREATMENT FOR THE INVESTORS (Unitholders) DAILY NET ASSET VALUE (NAV) PUBLICATION FOR INVESTOR GRIEVANCES PLEASE CONTACT

UNITHOLDERS'

INFORMATION

SCHEME COMPARISON

NO. OF FOLIOS




Returns

Scheme

Returns (%)



FIPF - DIRECT

■ FIPF-Direct ■ Nifty Midcap 150 TRI #

Past performance may or may not be sustained in future. Benchmark returns calculated based on Total Return Index Values. Based on Growth Plan NAVs. # Index is adjusted for the period December

1,93 to May 20, 2013 with the performance of

Nifty 500 and for the period May 20, 2013 to

Jun 4, 2018 with the performance of Nifty

Midcap 100 i) Load Structure

Entry Load Nil Exit Load In respect of each


if the Units are


allotment.

ii) Recurring

expenses (Actual

Expenses for the


March 2021)

1.91% 1.06% (Direct)


No. 54


No. 54


No. 54




No. 51 ASSETS UNDER MANAGEMENT (AUM)


No. 51 AIDCW stands for Income Distribution cum

Capital Withdrawal

CATEGORY

OF SCHEME

Flexi cap Fund- An open-ended dynamic equity

scheme investing across large, mid and small

cap stocks

Multi Cap Fund INVESTMEN

T OBJECTIVE

The investment objective of the scheme is to provide growth of capital

plus regular dividend through a diversified portfolio of equities, fixed

income securities and money market instruments.

A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME


% of Net

Assets# Equity and Equity related instruments

Medium to High

65-100

Debt & Money Market Instruments*

Low to Medium

0-35


Încludes Securitised Debt upto 35% #including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets

INVESTMENT

STRATEGY

RISK PROFILE

OF THE

SCHEME

RISK


AND OPTIONS APPLICABLE NAV (after the scheme opens for repurchase and sale) MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS




No. 52 • Growth Plan • IDCWA Plan (with Reinvestment and Payout Options) • Direct - Growth Plan • Direct - IDCW Plan (with Reinvestment and Payout Options) Please refer to Page

No. 54

Fresh Purchase - Rs.5,000/-. Additional

Purchase - Rs.1,000/- Systematic Investment

Plan (SIP) - Rs. 500

Redemption: Rs.1,000/-. DESPATCH OF Please refer to Page

No. 54

(R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N)

REQUEST BENCHMARK INDEX

Nifty 500 IDCW POLICY

NAME & TENURE

OF THE FUND MANAGER(S)


No. 53 Name of the Fund Manager(s)

1. Anand Radhakrishnan 2. R. Janakiraman 3. Mayank Bukrediwala



years) (Upto September 30, 2021) 14.51 Years 10.67 Years 1.10 Years

Year-wi

100.0%

80.0% ■ 60.0%

■

40.0% ■

20.0% ■

0.0%

-20.0% ■ -

40.0% ■

Past per future. Index Val

se returns for the last 5 financial years

86.3% ^^7.6%

21_8^5.5%

1 9.4^^|^%8.0^^7

%

-30.5% -26.6%


| ■ FIFCF-Direc^Nifty 500 TRI |

formance may or may not be sustained in enchmark returns calculated based on Total Return Lies. Based on Growth Plan NAVs.




if the Units are


allotment.


(Actual Expenses for

the financial year

ending March 2021)

1.85% 1.08% (Direct)









SCHEME COMPARISON







No. 54 PERFORMANCE

OF THE SCHEME


Returns

Scheme

Returns (%)

Benchmark Returns$ (%)



Inception date: September 29, 1994. Year-wise returns for the last 5 financial years

| FIFCF ■ Nifty 500 TRI |


Scheme

Returns (%)


Last 1 Year 77.42% 62.87%

Last 3 Years 19.43% 19.44%

Last 5 Years 15.35% 16.61%

Since Inception 17.31% 15.31%

Inception date:

January 1 2013

Past performance may or may not be sustained in future. Benchmark returns calculated

based on Total Return Index Values. Based on Growth Plan NAVs.

FIFCF - DIRECT

FRANKLIN INDIA EQUITY ADVANTAGE FUND (FIEAF)

TYPE OF SCHEME Large & Mid-cap Fund- An open ended equity

scheme investing in both large cap and mid cap

stocks CATEGORY OF SCHEME

Large & Mid Cap Fund


To provide medium to long-term capital

appreciation by investing primarily in Large and

Mid-cap stocks. A CCPT

ALLOCATION

PATTERN OF THE

SCHEME


Profile % of Net

Assets# Equity and Equity linked instruments of large cap companies

Medium to High

35-65

Equity and Equity linked instruments of Mid cap companies

Medium to High

35-65

Equity and Equity linked instruments of other companies

Medium to High

0-30

Debt & Money Market Instruments *

Low to Medium

0-30 #including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets *including securitised debt upto 30% The fund managers will follow an active investment strategy taking defensive/aggressive postures depending on opportunities available at various points in time. A maximum of 40% of net assets may be deployed in securities lending and the maximum single party exposure may be restricted to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified. The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time. Trading in derivatives by the scheme shall be restricted to hedging and portfolio balancing purposes.


INVESTMEN


OF THE SCHEME


No. 52


returns calculated based on Total Return Index Values. Based on Growth

Plan NAVs.

RISK

MITIGATION FACTORS


No. 52

EXPENSES OF

THE SCHEME PLANS

AND OPTIONS

• Growth Plan • IDCWA Plan (with


Growth Plan • Direct - IDCW Plan (with


i) Load Structure

Entry Load

Exit Load

APPLICABLE NAV (after the scheme opens for repurchase and sale)

MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS DESPATCH

OF

(R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N) REQUEST

BENCHMARK

INDEX

IDCW POLICY


No. 54

ii) Recurring

expenses (Actual

Expenses for the

financial year

ending March

2021)

Nil

1n respect of each


if the Units are

redeemed/switched-

out within one year of

allotment.

2.38% 1.35% (Direct)


Re.1; Additional Purchase: Rs.1,000 and

multiples of Re.1; Repurchase: Minimum

of Rs.1,000


No. 54

NAME &

TENURE OF THE FUND

MANAGER(S)

Nifty LargeMidcap

250 Please refer to Page No. 53


TAX

TREATMENT FOR

THE INVESTORS

(Unitholders)


No. 54

DAILY NET

ASSET VALUE (NAV)

PUBLICATION


No. 54

NAMEOFTHE

TRUSTEE

COMPANY

PERFORMANCE

OF THE SCHEME

1. R.Janakiraman 2. Mayank Bukrediwala




years) (Upto September 30,2021) 7.61 Years 1.10 Years

FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT

UNITHOLDERS'

INFORMATION

SCHEME

COMPARISON

NO. OF FOLIOS

ASSETS UNDER

MANAGEMENT

(AUM)


No. 54




No. 51 Please refer

to Page No. 51 Compounded Annualised

Returns

Scheme

Returns (%)




1nception date: March 02, 2005.

Year-wise returns for the last 5 financial years 100.0% 1

FRANKLIN ASIAN EQUITY FUND

(FAEF) TYPE OF

SCHEME CATEGORY

OF SCHEME

INVESTMEN

T

OBJECTIVE

An open ended equity scheme following Asian

(excluding Japan) equity theme

Thematic Fund

80.0%

86.8% 85.9%

60.0

% 40.0

% 20.0

%

-

20.0

% -

40.0

% -

60.0

%

Mar-20 Mar-

21 | F1EAF ■ Nifty Large Midcap TR1# |


Scheme

Returns (%)


Last 1 Year 74.03% 67.62% Last 3 Years 17.64% 21.52% Last 5 Years 11.43% 16.14% Since 1nception 13.95% 14.01% Inception date: January 1, 2013


# Index is adjusted for the period Mar 2, 2005 to Feb 11, 2019 with the performance of Nifty

500


Benchmark returns calculated based on Total Return Index Values. Based on Growth Plan

NAVs.

FIEAF - DIRECT

■ FIEAF-Direct ■ Nifty Large Midcap TR1#

To provide medium to long term appreciation

through investments primarily in Asian

Companies/ sectors (excluding Japan) with long

term potential across market capitalisation. A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME

INVESTMEN


OF THE

SCHEME

Instruments Risk

Profile As % of

Net Assets

# (Min.-

Max.) Equities and Equity

Linked instruments - Domestic securities -Foreign Securities®

Mediu

m to High

80% -

100%

0% - 20%

80% -100% Domestic Debt

securities* and Money Market 1nstruments

Low to Mediu

m

0% - 20%


@ including investments in units/securities of overseas mutual funds/unit trusts and such other foreign securities/ instruments as may be permitted by SEB1/RB1 upto the limit specified for applicable asset class in the asset allocation table above. # exposure in derivatives up to a maximum of 50% încluding securitised

debt up to 20%

The scheme would predominantly invest in Foreign Securities of Asian companies (excluding Japan) and other companies that are benefiting from growth in Asian economies. The fund managers will follow an active investment strategy taking defensive/aggressive postures depending on opportunities available at various points in time. A maximum of 40% of net assets may be deployed in securities lending and the maximum single party exposure may be restricted to 10% A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified. The scheme may enter into derivatives in line with the guidelines prescribed by SEB1 from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEB1 Regulation for the time being in force. These limits will be reviewed by the AMC from time to time.



No. 52 A1DCW stands for Income Distribution cum

Capital Withdrawal

• Growth Plan • 1DCWA Plan (with


Growth Plan • Direct - 1DCW Plan (with



Purchase: Rs.5,000 and multiples of Re.1; Additional Purchase: Rs.1,000 and multiples of

Re.1; Repurchase: Minimum of Rs.1,000


MSCI Asia (ex-Japan)

Standard Index Please refer to

Page No. 53 Name of the Fund

Manager(s)

1. RoshiJain 2. Mayank Bukrediwala (dedicated for foreign securities)




on Total Return Index Values.Based on Growth

Plan NAVs.

FAEF - DIRECT


Returns

Scheme

Returns (%)






An open ended equity scheme investing in

maximum 30 stocks. The scheme intends to

focus on Multi-cap space Focused Fund

An open-end focused equity fund that seeks to

achieve capital appreciation through investing

predominantly in Indian companies/sectors with

high growth rates or potential. The fund managers will follow an active investment strategy taking defensive/aggressive postures depending on opportunities available at various points in time. A maximum of 40% of net assets may be deployed in securities lending and the maximum single party exposure may be restricted to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where

RISK


AND OPTIONS APPLICABLE NAV (after the scheme opens for repurchase and sale)

MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS DESPATCH

OF

(R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N) REQUEST

BENCHMARK

INDEX

IDCW POLICY

NAME &

TENURE

OF THE FUND

MANAGER(S) NAMEOFTHE

TRUSTEE

COMPANY

PERFORMANCE

OF THE SCHEME


years) (Upto September 30,2021) 10.67 Years 1.10 Years


Returns

Scheme

Returns (%)



TYPE OF SCHEME

CATEGORY

OF SCHEME

INVESTMEN

T

OBJECTIVE A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME

INVESTMEN


OF THE SCHEME RISK


AND OPTIONS



purchase of Units - 1% if

the Units are


allotment.

ii) Recurring

expenses (Actual

Expenses for the

financial year

ending March 2021)

2.66% 1.92% (Direct)

TAX TREATMENT

FOR THE

INVESTORS

(Unitholders)


DAILY NET ASSET

VALUE (NAV)

PUBLICATION


FOR INVESTOR

GRIEVANCES

PLEASE CONTACT




SCHEME COMPARISON




(AUM)


Instruments Risk

Profile % of Net

Assets# Equities and Equity Linked Medium 65% - instruments to High 100% Debt securities* and Money Market Instruments

Low to Medium

0% -

35%


Inception date: January 16, 2008. Year-wise returns for the last 5 financial years

■ FAEF ■ MSCI Asia (ex Japan) Standard Index TRI

■ FAEF-Direct ■ MSCI Asia (ex Japan) Standard Index TRI

FRANKLIN INDIA FOCUSED EQUITY FUND (FIFEF)


#including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets

* including securitised debt up to 20%

counterparty can be identified. The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time.




Growth Plan 1DCWA Plan (with Reinvestment and Payout


Direct - 1DCW Plan (with Reinvestment and

Payout Options) Please refer to Page No. 54

APPLICABLE

NAV (after the

scheme opens for

repurchase and

sale)

MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

DESPATCH

OF RFPTTRCn

A<>F

(REDEMPTIO

N)

REQUES

T BENCHMARK

INDEX Nifty

500 IDCW POLICY

NAME &

TENURE

OFTHEFUND

MANAGER(S)


No. 53 Name of the Fund Manager(s) Tenure of managing the scheme (in

years) (Upto September 30, 2021) 1. Roshi Jain 2. Anand Radhakrishnan 3. Mayank Bukrediwala



NAME OF THE

TRUSTEE

COMPANY


No. 54 PERFORMANCE

OF THE SCHEME

DAILY NET

ASSET VALUE (NAV) PUBLICATION


FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT




SCHEME COMPARISON




(AUM)



Returns

Scheme

Returns (%)




Inception date: July 26, 2007. Year-wise returns for the last 5 financial

years

■ FIFEF ■ Nifty 500 TRI



on Total Return Index Values. Based on

Growth Plan NAVs. Compounded Annualised

Returns

Scheme

Returns (%)



FIFEF - DIRECT



years

| FIFEF-Direct ■ Nifty 500 TRI |


i) Load Structure

Entry Load Nil Exit Load 1% if

redeemed/switched-out

within one year of

allotment

ii) Recurring

expenses (Actual

Expenses for the


March 2021)

1.89% 1.00% (Direct)

TAX TREATMENT

FOR THE

INVESTORS

(Unitholders)





TYPE OF SCHEME An open ended scheme replicating/ tracking

Nifty 50 Index CATEGORY OF

SCHEME

Index Fund


To invest in companies whose securities are

included in the Nifty and subject to tracking

errors, endeavoring to attain results

commensurate with the Nifty 50 under NSE

Nifty plan.

ASSET

ALLOCATION PATTERN OF THE SCHEME

NSE NIFTY PLAN

Types of Instruments Normal

Allocation (% of Net Assets)#

Securities covered by the Nifty Money Market instruments, convertible bonds & cash including money at call but excluding subscription and Redemption Cash Flow

Up to 100% Up to 5%

#including investments in Foreign Securities as

may be permitted by SEBI/RBI upto the limit

specified for applicable asset class in the asset

allocation table above.

The Scheme may invest in index futures, stock

futures and options contracts, warrants,

convertible securities, swap agreements or other

derivative products, as and when introduced.

Tracking Error: The performance of the Scheme

may not be commensurate with the performance

of the Nifty 50 on any given day or over any

given period. Such variations, referred to as

tracking error, are expected to be around 2% per

annum, but may vary substantially due to several

factors.

INVESTMENT STRATEGY


RISK PROFILE OF

THE SCHEME


RISK

MITIGATION FACTORS


PLANS AND OPTIONS

NSE Nifty Plan: Growth Plan • IDCWA Plan

(with Reinvestment and Payout Options) • Direct

- Growth Plan • Direct - IDCW Plan (with

Reinvestment and Payout Options) APPLICABLE NAV (after the scheme opens for repurchase and sale)


MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS

Purchase: Rs.5,000 and multiples of Re.1; Additional Purchase: Rs.1,000 and multiples of Re.1; Repurchase: Minimum of Rs.1,000

DESPATCH OF R

FPT TP CH A

(REDEMPTION)

REQUEST


BENCHMARK

INDEX Nifty 50 (NSE Nifty Plan)


OF THE FUND

MANAGER(S)


years) (Upto September 30, 2021) 1. Varun Sharma 2. Mayank Bukrediwala


5.84 Years 1.10 Years

NAMEOFTHE TRUSTEE

COMPANY


FRANKLIN INDIA INDEX FUND (FIIF)


PERFORMANCE

OF THE SCHEME Compounded

Annualised

Returns

Scheme

Returns (%)



AS OF SEPTEMBER 30, 2021 NSE Nifty Plan

Inception Date: August 04, 2000.


years

NSE INDICES

LIMITED

DISCLAIMER

Franklin India Index Fund (Product) offered by

Franklin Templeton Mutual Fund is not

sponsored, endorsed, sold or promoted by NSE

INDICES LIMITED (formerly known as India

Index Services & Products Limited (IISL)). NSE

INDICES LIMITED does not make any

representation or warranty, express or implied

(including warranties of merchantability or

fitness for particular purpose or use) and

disclaims all liability to the owners of “the

Product” or any member of the public regarding

the advisability of investing in securities

generally or in the “the Product” linked to Nifty

50 or particularly in the ability of the Nifty 50

Index to track general stock market performance

in India. Please read the full Disclaimers in the

Scheme Information Document.

EXPENSES OF

THE SCHEME

I FIIF - NSE Plan ■ Nifty 50 TRI]



on Total Return Index Values. Based on

Growth Plan NAVs. Compounded Annualised

Returns

Scheme

Returns (%)



FIIF - NIFTY PLAN - DIRECT

Inception Date: January 1, 2013


years




i) Load Structure Entry Load Nil Exit Load 0.25% (if units are

redeemed /switched out

within 7 days of

allotment) ii) Recurring

expenses (Actual

Expenses for the


March 2021)

0.67% - NSE Nifty Plan

0.26% - NSE Nifty Plan

(Direct)

TAX TREATMENT Please refer to Page No. 54 FOR THE INVESTORS (Unitholders)

DAILY NET ASSET Please refer to Page

No. 54 VALUE (NAV)

PUBLICATION FOR INVESTOR GRIEVANCES PLEASE CONTACT


No. 54

FRANKLIN INDIA OPPORTUNITIES FUND

(FIOF) TYPE OF

SCHEME CATEGORY

OF SCHEME

INVESTMEN

T

OBJECTIVE A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME

INVESTMEN

T STRATEGY RISK PROFILE OF THE SCHEME RISK

MITIGATION FACTORS PLANS AND OPTIONS APPLICABLE NAV (after the scheme opens for repurchase and sale)


DESPATCH OF D FPT to CH A

(R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N)

REQUEST

BENCHMARK

INDEX IDCW POLICY

NAME &

TENURE OF

THE FUND

MANAGER(S)

An open ended equity scheme following

special situations theme Thematic

Fund To generate capital appreciation by investing in

opportunities presented by special situations

such as corporate restructuring, Government

policy and/or regulatory changes, companies

going through temporary unique challenges and

other similar instances. Instruments Risk

Profile % of Net

Assets# Equity and equity related instruments of special situations theme

Medium to high

80- 100

Money Market instruments Low to Medium

0-20


#including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets

The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time. Trading in derivatives by the scheme shall be restricted to hedging and portfolio balancing purposes.




No. 52 • Growth Plan • 1DCWA Plan (with


Growth Plan • Direct - 1DCW Plan (with

Reinvestment and Payout Options) Please refer to Page

No. 54


Re.1; Additional Purchase: Rs.1,000 and

multiples of Re.1; Repurchase: Minimum

of Rs.1,000


No. 54

Nifty

500 Please refer to Page

No. 53 Name of the Fund Manager(s) Tenure of managing the scheme (in

years) (Upto September 30, 2021) 1. RJanakiraman 2. Krishna Prasad Natarajan 3. Mayank Bukrediwala



NAMEOFTHE

TRUSTEE

COMPANY


No. 54 UNITHOLDER

S' INFORMATIO

N


No. 54

PERFORMANCE

OF THE SCHEME SCHEME

COMPARISO

N



No. 51


No. 51

MANAGEMENT (AUM)


Returns

Scheme

Returns (%)

Benchmark Returns (%)#



Inception date: February 21, 2000.


Capital Withdrawal


FIOF ■ Nifty 500 TRI#

Past performance may or may not be sustained in future. Benchmark returns calculated based on Total Return Index Values.

Based on Growth Plan NAVs. (# Index adjusted for the period February 21,2000 to March 10, 2004

with the performance of ET Mindex and for the period March 10,

2004 to June 4, 2018 with the performance of S&P BSE 200.)


Scheme

Returns (%)



FIOF - DIRECT


Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 | FIOF—Direct ■ Nifty 500 TRI# j




# Index adjusted for the period February 21,

2000 to March 10, 2004 with the performance

of ET Mindex and for the period March 10,

2004 to June 4, 2018 with the performance of

S&P BSE 200. EXPENSES OF

THE SCHEME



if the Units are


within one year of

allotment.



the financial year

ending March 2021)

2.52% 1.82% (Direct)


Please refer to Page No. 54 (Unitholders)

Please refer to Page No. 54 DAILY NET ASSET VALUE (NAV) PUBLICATION FOR INVESTOR GRIEVANCES PLEASE CONTACT


No. 54

UNITHOLDER

S' INFORMATION


No. 54 SCHEME COMPARISON NO. OF

FOLIOS ASSETS UNDER MANAGEMENT (AUM)




No. 51

FRANKLIN INDIA TECHNOLOGY FUND (FITF)

TYPE OF SCHEME An open ended equity scheme following

Technology theme CATEGORY OF

SCHEME

Thematic Fund


The investment objective of Franklin India

Technology Fund is to provide long- term capital

appreciation by predominantly investing in

equity and equity related securities of

technology and technology related companies.

A CCPT

ALLOCATIO

N PATTERN

OF THE

SCHEME

INVESTMEN

T STRATEGY RISK PROFILE OF THE SCHEME RISK


AND OPTIONS APPLICABLE NAV (after the scheme opens for repurchase and sale) MINIMUM APPLICATION AMOUNT/ NUMBER OF UNITS DESPATCH OF D FPT to CH A

(R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N)

REQUEST

BENCHMARK

INDEX IDCW

POLICY

Instruments Risk

Profile % of

Assets# Equity/Equity related instruments of technology and technology related companies

High- Medium

80-100%

Debt & Money Market instruments*

Low 0-20%


#including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets If permitted by SEBI under extant regulations/guidelines, the Scheme may engage in short selling of securities and scrip lending as provided under Securities Lending Scheme 1997, and other applicable guidelines/regulations, as amended from time to time. A maximum of 20% of net assets may be deployed in securities lending and the maximum single counter party exposure may be restricted to 5%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange

platform. Single party exposure limits can only apply in case of OTC (over the counter)

trades where counterparty can be identified. * including securitised debt up to 20%

The scheme may enter into derivatives in line with the guidelines prescribed by SEBI

from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time.




No. 52 • Growth Plan • IDCWA Plan (with Reinvestment and Payout Options) • Direct - Growth Plan • Direct - IDCW Plan (with Reinvestment and Payout Options)



Re.1 Additional Purchase: Rs.1,000 and

multiples of Re.1 Repurchase: Minimum

of Rs.1,000


No. 54

S&P BSE

TECK Name of the Fund Manager(s) Tenure of managing the scheme (in


1. Anand Radhakrishnan 2. Varun Sharma 3. Mayank Bukrediwala




NAME & TENURE

OF THE FUND

MANAGER(S)

NAME OF THE

TRUSTEE

COMPANY


No. 54 PERFORMANCE

OF THE SCHEME


Returns

Scheme

Returns (%)

Benchmark Returns# (%)

Last 1 Year 60.15% 68.96% Last 3 Years 28.24% 27.72% Last 5 Years 25.63% 24.02% Since Inception 20.09% N.A


Returns based on Growth Plan NAV of May 31, 2017. Inception date: August 22, 1998.As the

scheme was launched before the launch of the benchmark index, benchmark index figures

since inception are not available.

# S&P BSE TeckIndex is adjusted for the period Jan 31,2000 to May 26, 2017 with the performance of S&P BSE Information Technology.

Inception date: August 22, 1998

Mar-17 Mar-18 Mar-19 Mar-20

Mar-21 ■ FITF ■ S&P BSE Teck TRI#

Past performance may or may not be sustained in future. Benchmark returns calculated

based on Total Return Index Values. Returns based on Growth Plan NAV

# Index is adjusted for the period February 1, 1999 to May 26, 2017 with the performance of S&P BSE Information Technology


Capital Withdrawal

EXPENSES OF

THE SCHEME

TAX

TREATMENT FOR

THE INVESTORS

(Unitholders)


Scheme

Returns (%)

Benchmark Returns# (%)


FITF - DIRECT

Returns based on Growth Plan NAV # S&P BSE TeckIndex is adjusted for the period Jan 31,2000 to May 26, 2017 with the performance of S&P BSE Information Technology.

FITF-Direct ■ S&P BSE Teck TRI#


sustained in future. Benchmark returns

calculated based on Total Return Index


(#Index is adjusted for the period February 1,

1999 to May 26, 2017 with the performance

of S&P BSE Information Technology)

Entry Load Nil

Exit Load In respect of each


if redeemed/ switched-


allotment ii) Recurring expenses


the financial year

ending March 2021)

2.58% 1.73% (Direct)

i) Load Structure


No. 54

DAILY NET

ASSET VALUE

(NAV)

PUBLICATION


FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT




SCHEME COMPARISON




(AUM)


FRANKLIN INDIA EQUITY HYBRID FUND (FIEHF)

TYPE OF SCHEME An open ended hybrid scheme investing

predominantly in equity and equity related

instruments CATEGORY OF

SCHEME

Aggressive Hybrid Fund


An open end balanced scheme with an objective

to provide long-term growth of capital and

current income by investing in equity and equity

related securities and high quality fixed income

instruments. A CCPT

ALLOCATION

PATTERN OF THE

SCHEME

Under normal circumstances, the investment range would be as follows: Instruments Risk

Profile % of

Assets# Equity and Equity related securities

Medium to High

65%-

80% Fixed Income* and Money market instruments and Real Estate Investment Trusts (REIT)/ Infrastructure Investment Trust (InvIT)

Low 20%-

35%

* including securitised debt up to a maximum limit of 35% of the scheme's corpus. #The Scheme may have exposure in the

following: 1. Foreign securities as may be permitted by

SEBI/RBI upto 20% of net assets 2. Derivatives up to a maximum of 50% of net

assets. Investment in derivatives including imperfect hedging using Interest Rate Futures shall be in line with the guidelines prescribed by SEBI from time to time. The exposure limit per scrip/instrument shall be to the

from time to time. 3. Repos in corporate debt securities 4. Short Selling 5. Securities Lending - A maximum of 40% of

net assets may be deployed in securities lending and the maximum single party exposure may be restricted to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified.

6. REITs and InvITs - A maximum of 10% of net assets may be deployed in REITs and InvITs and the maximum single issuer exposure may be restricted to 5% of net assets or upto the limits permitted by SEBI from time to time

INVESTMENT STRATEGY




RISK

MITIGATION FACTORS


PLANS AND OPTIONS

• Growth Plan • IDCWA Plan (with Reinvestment

and Payout Options) • Direct - Growth Plan •


Payout Options) APPLICABLE NAV (after the scheme opens for repurchase and sale)



Purchase: Rs.5,000 and multiples of Re.1 Additional Purchase: Rs.1,000 and multiples of

Re.1; Repurchase: Minimum of Rs.1,000 DESPATCH OF D FPT to CH A

(R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N) REQUEST


BENCHMARK

INDEX CRISIL Hybrid 35+65 - Aggressive Index


OF THE FUND

MANAGER(S)



1. Rajasa Kakulavarapu 2. Anand Radhakrishnan

(Equity) 3. Sachin Padwal-Desai (Debt) 4. Umesh Sharma (Debt) 5. Mayank Bukrediwala


securities)

0.07 Year 0.07 Year

14.84 Years

11.25 Years 1.10 Years

NAMEOFTHE TRUSTEE

COMPANY


PERFORMANCE

OF THE SCHEME


Compounded

Annualised Returns

Scheme

Returns (%)


Last 1 Year Last 3

Years Last 5 Years

Since Inception

51.52% 15.74% 11.98% 14.09%

39.66% 16.97% 14.17% N.A Inception date: December 10, 1999

As the scheme was launched before the launch

of the benchmark index, benchmark index

figures since inception are not available. Year-wise returns for the last 5 financial years 60.0% i 55.7% 50.0% . ^^|.8% 40.0% •

30.0% • 20.0% ■15.4%19.6% 1OOSz

10.0% 10.5% 10.0% ■ 7.^^^_ 7.6%^™

-10.0% • -20.0% • !

-30.0% Mar-17 Mar-18 Mar-19 M

^^^2.9% 9.2%

lar-20 Mar-21

| ■ FIEHF ■ CRISIL Hybrid 35+65 - Aggressive Index | Past

performance may or may not be sustained in future. Benchmark returns calculated based

on Total Return Index Values. Based on Growth Plan NAVs.

FIEHF - DIRECT

Compounded

Annualised Returns

Scheme

Returns (%)


Last 1 Year Last 3

Years Last 5 Years

Since Inception

53.05% 16.95% 13.33% 15.52%

39.66% 16.97% 14.17% 13.43% Inception date: January 1, 2013


FRANKLIN BUILD INDIA FUND (FBIF)

TYPE OF SCHEME An open ended equity scheme following

Infrastructure theme CATEGORY OF

SCHEME

Thematic Fund


To achieve capital appreciation through

investments in companies engaged either

directly or indirectly in infrastructure-related

activities. A CCPT

ALLOCATION

PATTERN OF THE

SCHEME


Profile As % of

Net

Assets #

(Min.-

Max.) Equities and Equity Linked

instruments -Infrastructure-related

companies

-Other companies

Medium to High

80% - 100% 80% - 100%

0% - 20% Debt securities* and Money Market Instruments

Low to Medium

0% - 20%

#including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets * including government securities and securitised debt up to 20% The Scheme would primarily invest in equities and equity related instruments of companies which are engaged either directly or indirectly in infrastructure-related activities. A maximum of 40% of net assets may be deployed in securities lending and the maximum single party exposure may be restricted to 10%A

of net assets outstanding at any point of time. A Presently, Securities lending and borrowing

guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not

apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified.

The fund managers will follow an active investment strategy taking defensive/aggressive postures depending on opportunities available at various points in time.

The scheme may enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewed by the AMC from time to time.




and Payout Options) • Direct - Growth Plan • Direct - IDCW Plan (with Reinvestment and Payout Options)

APPLICABLE NAV (after the scheme opens for repurchase and sale)

Purchase: Rs.5,000/- and multiples of Re.1. Additional purchase: Rs.1,000 and multiples of Re.1 Repurchase:


DESPATCH OF Please refer to Page No. 54 D FPT TO CH A (R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N) REQUEST

BENCHMARK INDEX S&P BSE India Infrastructure Index



# Index adjusted for the period September 4, 2009 to June 4, 2018 with the performance of Nifty 500




FBIF - DIRECT


Scheme

Returns (%)


Last 1 Year 98.14% 101.43%

Last 3 Years 19.89% 15.92%

Last 5 Years 15.91% 11.64%

Since Inception 20.76% 12.48%

Inception date:

January 1, 2013


Year-wise returns for the last 5 financial years 70.0% 1

60.0% ■ 57

.3%

50.0% ■ ^^^8%

10: ■ 9

-’3

%1^°% 8.9%!

0.5% ■

-30.0% ■ Mar-17 Mar-18 Mar-19 Mar-20 Mar-21

| ■ FIEHF-Direct ■ CRISIL Hybrid 35+65 - Aggressive Index | Past

performance may or may not be sustained in future. Benchmark

returns calculated based on Total Return Index Values. Based on Growth

Plan NAVs.

EXPENSES OF

THE SCHEME

i) Load Structure

Entry Load Nil Exit Load • Upto 10% of the Units may be redeemed

without any exit load within 1 year from the date of allotment. • Any redemption in excess of the above limit shall be subject to the following exit load:

-1.00% - if redeemed on or before 1 year from the date of allotment

- Nil - if redeemed after 1 year from the date of allotment

ii) Recurring expenses (Actual

Expenses for the financial year

ending March 2021)

2.24% 1.20% (Direct)

TAX TREATMENT

FOR THE

INVESTORS

(Unitholders)


DAILY NET

ASSET VALUE

(NAV)

PUBLICATION


FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT




SCHEME COMPARISON




(AUM)


INVESTMENT STRATEGY




PLANSAND

OPTIONS



IDCW POLICY

NAME & TENURE OF

THE FUND

MANAGER(S)



1. Roshi Jain 2. Anand Radhakrishnan 3. Mayank Bukrediwala


securities)




Returns

Scheme

Returns (%)




120.0%

100.0%

80.0%

60.0%

40.0%

20.0%

0.0%

-20.0%

-40.0%

-60.0%


| FBIF ■ S&P BSE India Infrastructure Index TRI # |


Inception date: September 04, 2009


FBIF-Direct ■ S&P BSE India Infrastructure Index TRI # |


sustained in future. Benchmark returns

calculated based on Total Return Index


LOCK IN PERIOD

DESPATCH OF


BENCHMARK INDEX

IDCW POLICY

NAME & TENURE

OFTHEFUND

MANAGER(S)

All subscriptions in FIT are subject to a lock-in-period of 3 years from the date of allotment and the unitholder cannot redeem, transfer, assign or pledge the units during this period.


Nifty 500




1. R.Janakiraman 5.42 Years NAME OF THE TRUSTEE

COMPANY



EXPENSES OF

THE SCHEME


purchase of Units -

1 % i f redeemed/switched-out within one year of

allotment



the financial year

ending March 2021)

2.24% 1.20% (Direct)

TAX TREATMENT

FOR THE

INVESTORS

(Unitholders)


DAILY NET

ASSET VALUE

(NAV)

PUBLICATION


FOR INVESTOR GRIEVANCES PLEASE

CONTACT




SCHEME COMPARISON




(AUM)


# Index adjusted for the period September 4, 2009 to June 4, 2018 with the performance of

Nifty 500

FRANKLIN INDIA TAXSHIELD (FIT)

TYPE OF SCHEME An open ended equity linked saving scheme

with a statutory lock in of 3 years and tax

benefit CATEGORY OF

SCHEME

ELSS


An open end Equity Linked Savings scheme with an objective to provide medium to long-term growth of capital along with income tax rebate. ASSET


Types of Instruments Normal

Allocation (% of Net Assets) Equity / Equity related

instruments Up to 100%

PSU Bonds / Debentures Up to 20% Money Market Instruments Up to 20% Exposure in derivatives up to a maximum of

50% of AUM INVESTMENT STRATEGY


RISK PROFILE OF THESCHEME


RISK

MITIGATION FACTORS


PLANS AND OPTIONS

• Growth Plan • IDCWA Plan (with Payout Option) • Direct - Growth Plan • Direct - IDCW Plan (with Payout Option). APPLICABLE

NAV (after the scheme opens for repurchase and sale)



AA Purchase: Rs.500 and multiples of Rs.500 AA Additional Purchase: Rs.500 and multiples of Rs.500 Repurchase: Minimum of Rs.500



Returns

Scheme Returns (%)




Inception date: April 10, 1999 Year-wise returns for the last 5 financial years

|_FIT ■ Nifty 550~|


Benchmark returns calculated based on Total Return Index



Returns

Scheme Returns (%)



FIT - DIRECT


FIT-Direct ■ Nifty 500




i) Load Structure

Entry Load Nil

Exit Load Nil ii) Recurring

expenses (Actual

Expenses for the


March 2021)

2.07% 1.04% (Direct)

TAX TREATMENT Please refer to Page No. 54 FOR THE INVESTORS (Unitholders) _____________________________________

DAILY NET ASSET Please refer to Page No. 54 VALUE (NAV) PUBLICATION






SCHEME COMPARISON





FRANKLIN INDIA DYNAMIC ASSET ALLOCATION FUND OF FUNDS (FIDAAF)

TYPE OF SCHEME An open ended fund of fund scheme investing in

dynamically balanced portfolio of equity and

income funds CATEGORY OF

SCHEME

Fund ofFunds


To provide long-term capital appreciation with

relatively lower volatility through a dynamically

balanced portfolio of equity and income funds. The equity allocation (i.e. the allocation to the

diversified equity fund) will be determined based

on the month-end weighted average P/E and P/B

ratios of the Nifty 500 1ndex.

ASSET


F1DAAF shall primarily allocate its equity

component in Franklin India Flexi Cap Fund

(FIFCF). In case the allocation of F1DAAF

reaches 20% of the corpus of F1FCF, then

F1DAAF shall allocate its equity component in

Franklin 1ndia Bluechip Fund (F1BCF). 1n case the allocation of F1DAAF reaches 20%

of the corpus of both F1FCF and F1BCF, then

fresh subscription/switches into F1DAAF would

be suspended. F1DAAF shall primarily allocate its debt

component in Franklin 1ndia Short Term

1ncome Plan (F1ST1P). 1n case the allocation of

F1DAAF reaches 20% of the corpus of F1ST1P,

then F1DAAF shall allocate its debt component

in Franklin 1ndia Low Duration Fund (F1LDF). 1n case the allocation of F1DAAF reaches 20%

of the corpus of both F1ST1P and F1LDF, then

fresh subscription/switches into F1DAAF would

be suspended. NOTE: Fresh subscription/switches into F1DAAF

would be reopened subsequent to exposure of

F1DAAF falling to less than 20% of the corpus

of any one of the underlying debt schemes and

any one of the underlying equity schemes. The equity allocation (i.e. the allocation to

underlying equity funds) will be determined

based on the month-end weighted average P/E

ratio and P/B ratio of the Nifty 500 1ndex,

combined in the weightage of 50:50 ratio. As per

the ratio bands, the corresponding equity

allocation will be identified for both P/E and P/B.

These allocations will be accorded 50%

weightage each and added to arrive at the final

equity allocation for the month. The portfolio will be rebalanced in the first week

of the following month. Under normal market circumstances, the

investment range would be as follows:


As % of Net

(Min.-Max.)*

Units of Franklin 1ndia

Flexi Cap Fund

(F1FCF), Franklin

1ndia Bluechip Fund

(F1BCF)

High 20% - 85%

Units of Franklin 1ndia Short Term Income Plan (FISTIP)$, Franklin 1ndia Low Duration Fund (FILDF)$

Low to Medium

15 - 80%

*Minimum 95% of total assets shall be invested

in underlying funds

$ The schemes are under the process of winding

up and fresh investments into the said schemes

are not permitted with effect from April 24,

2020. An application for change in underlying

funds has been filed with SEB1. Currently,

temporary investments are being made in

TREPS/ Money market instruments. Post receipt

of no observation letter from SEB1, due process

shall be followed as prescribed under Regulation

18(15A) of SEB1 (Mutual Funds) Regulations,

1996 for implementing the proposed change.

The various P/E ratio and P/B ratio bands and the

respective equity and debt allocation proposed

under normal circumstances, are given below:

If weighted average

PE ratio of Nifty

500 Index falls in

this band...

.the equity

component

will be.(%)

.andthedebt

component

will be

■■+(%) Upto 12 80-85 15-20 12 - 16 67.5-80 20-32.5 16 - 20 55-67.5 32.5-45 20 - 24 42.5-55 45-57.5 24 - 28 30-42.5 57.5-70 Above 28 20-30 70-80

Price to Book Value band-based allocation:

If weighted average

PB ratio of the

Nifty 500 Index

falls in this band.

.the equity

component

will be.(%)

.andthedebt

component

will be .(%)

Upto 2 80-85 15-20 2 - 3 63-80 20-37 3 - 4 47-63 37-53 4 - 5 30-47 53-70 Above 5 20-30 70-80

Price to Equity band-based allocation:

The Trustee reserves the right to change the P/E ratio and P/B ratio bands or use any other criteria for determining the equity/debt allocation if the Nifty 500 Index is either suspended or becomes irrelevant.

For the detailed Investment Objectives and Asset Allocation Pattern of Franklin India Equity Fund (F1FCF), Franklin India Bluechip Fund (FIBCF), Franklin India Short Term Income Plan (FISTIP) and Franklin India Low Duration Fund (FILDF), please refer to the Scheme information Documents of the respective schemes.

Calculation of P/E and P/B ratios:

The Price to Earnings Ratio (P/E ratio) and Price to Book Value Ratio (P/B ratio) for Nifty 500 Index will be obtained from renowned sources such as Bloomberg or a reputed agency such as IISL or an internationally recognized brokerage house, computed using well accepted methods. Data from the most recent reporting period (quarterly/ semi- annual/ annual) will be used in the calculation. 1n exceptional circumstances and for reasons recorded in writing, the AMC reserves the right to recalculate or make necessary adjustments to P/E and P/B ratio provided by external vendors.

The corresponding equity allocation for the respective P/E ratio band and P/B ratio band will be combined in the weightage of 50:50 to arrive at the final equity allocation for the month. The asset allocation will be rebalanced during the first week of the following month.

Illustration of Asset allocation using P/E and P/B bands:

If Nifty 500 Index weighted average P/E as on 30th April stands at 28x, the corresponding equity allocation as per the band will be, say, 30%.

1f Nifty 500 1ndex weighted average P/B as on 30th April stands at 2.7x, the corresponding equity allocation as per the band will be, say, 72%.

50% weight will be applied to 30% (P/E based allocation) and 50% weight to 72% (P/B based allocation) to arrive at a combined weighted average equity allocation of 51%. Debt allocation will constitute the balance of 49%.

On defensive considerations, the scheme may invest in approved money market instruments and Fixed Deposits of Scheduled Banks to protect the interest of the investors in the scheme.

The asset allocation pattern described above may alter from time to time on a short-term basis on defensive considerations, keeping in view market conditions, market opportunities, applicable regulations and political and economic factors and, in such cases, shall be rebalanced within 30 days from date of deviation. However, if the asset allocation pattern is to be altered for other reasons, as this is a fundamental attribute, the procedure outlined in the paragraph on fundamental attributes below, shall be followed.

INVESTMENT STRATEGY






PLANSAND OPTIONS

Growth Plan

IDCWA Plan (with Reinvestment and Payout Options) Direct -

Growth Plan

Direct - IDCW Plan (with Reinvestment and Payout Options)




MINIMUM APPLICATION

AMOUNT/ NUMBER OF

UNITS DESPATCH OF


BENCHMARK INDEX

IDCW POLICY NAME &

TENURE OF THE FUND

MANAGER(S)

NAMEOF THE TRUSTEE

COMPANY

PERFORMANCE OF THE

SCHEME


Purchase: Rs.5000 and multiples of Re.1 Additional Purchase: Rs.1,000 and multiples of Re.1 Repurchase: Minimum of Rs.1,000/-


Crisil Hybrid 35+65 - Aggresive Index


Name of the Fund Manager 1. Paul S Parampreet



Tenure of managing the scheme (in years) (Upto September 30, 2021) 2.42 Years


Scheme

Returns (%)




Inception date: October 31, 2003 Year-wise returns for the last 5 financial years

60.0%

50.0%

40.0%

30.0%

20.0%

10.0%

0.0%

-10.0%

-20.0%

-30.0%

O' Ö

N 1-1

-12.9% -17.1% Mar-17 Mar-18 Mar-19

Mar-20 Mar-21 | FIDAAF ■ Crisil Hybrid 35+65 - Aggresive Index Past performance

may or may not be sustained in future. Benchmark returns calculated based on Total

Return Index Values. Based on Growth Plan NAVs.


Scheme Returns (%)



FIDAAF - DIRECT


| FIDAAF-Dired ■ Crisil Hybrid 35+65 - Aggresive Index

Past performance may or may not be sustained in future. Benchmark returns

calculated based on Total Return Index Values. Based on Growth Plan NAVs.

i) Load Structure Entry

Load: Nil

Exit Load - In respect of each purchase of Units - In respect of

each purchase of Units - • NIL Exit load - for 10% of the units upto completion of 12

months. o The “First In First Out (FIFO)” logic will be applied while

selecting the units for redemption o Waiver of Exit load is calculated for each inflow transaction

separately on FIFO basis and not on the total units through multiple inflows

EXPENSE RATIO OF

THE UNDERLYING

FUNDS

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)

DAILY NET ASSET

VALUE (NAV)

PUBLICATION

FOR INVESTOR

GRIEVANCES PLEASE

CONTACT

UNITHOLDERS'

INFORMATION

SCHEME COMPARISON

NO. OF FOLIOS


o The load free units from purchases made subsequent to the initial purchase will be available only after redeeming all units from the initial purchase

• All units redeemed /switched-out in excess of the 10% load free units will be subject to the below mentioned exit load.

o 1.00% - if Units are redeemed/switched-out on or before 1 year from the date of allotment

o Nil - if redeemed after 1 year from the date of allotment *This no load redemption limit is applicable on a yearly basis (from the date of allotment of such units) and the limit not availed during a

year shall not be clubbed or carried forward to the next year.

ii) Recurring

expenses 1.74%


the financial year

ending March 2021)

0.55% (Direct)

Note: This excludes the weighted average of charges levied by the

underlying scheme(s) Direct Plan expenses as at September 30, 2021

Equity funds - Franklin India Bluechip fund (FIBCF) 1.17

% Franklin India Flexi Cap Fund

(previously named as Franklin India

Equity Fund)

1.14

% Income (debt) funds -

Franklin India Short Term Income Plan

(FISTIP) 0.04

% Franklin India Low Duration Fund

(FILDF) 0.04

%

Note: The above ratio includes the GST on Investment Management Fees Please refer

to Page No. 54







FRANKLIN INDIA LIFE STAGE FUND OF FUNDS (FILSF)

TYPE OF SCHEME

CATEGORY OF

SCHEME

INVESTMENT

OBJECTIVE

ASSET ALLOCATION PATTERN OF THESCHEME

An open ended fund of fund scheme investing in funds which in turn invest in equity and debt

Fund of Funds

An open-end Fund of Funds Scheme with primary objective to generate superior risk adjusted returns to investors in line with their chosen asset allocation.

Plans Equity Debt

20s Plan 80% 20% 30s Plan 55% 45% 40s Plan 35% 65% 50s Plus Plan 20% 80% 50s Plus Floating Rate Plan 20% 80%

Under normal market circumstances, the investment range would

be as follows:

The debt and equity allocation will be rebalanced once in every 6

months.Each plan has a separate portfolio.

Underlying Schemes

Equity: Franklin India Bluechip

Fund (FIBCF), Franklin India

Prima Fund. (FIPF), Templeton

India Value Fund (TIVF). Debt: Franklin India Dynamic

Accrual Fund (FIDA)$,

Franklin India Corporate Debt

Fund (FICDF), Franklin India

Corporate Debt Fund (FICDF),

Franklin India Savings Fund

(FISF) Steady State Asset

Allocation under normal

conditions

Equity Debt Underlying schemes

FIBCF FIPF TIVF FIDA$ FICDF FISF

20s Plan 80% 20% 50% 15% 15% 10% 10% -

30s Plan 55% 45% 35% 10% 10% 25% 20% -

40s Plan 35% 65% 15% 10% 10% 35% 30% -

50s Plus Plan 20% 80% 10% 10% 40% 40% -

50s Floating

Rate Plan 20% 80% 10% - 10% - - 80% $ The scheme is under the process of winding up and fresh investments

into the said scheme are not permitted with effect from April 24, 2020.

Currently, investments are being made in alternate debt fund viz. FICDF.

」AIDCW stands for Income Distribution cum Capital Withdrawal

36—

INVESTME

NT

STRATEGY

RISK

PROFILE

OF THE

SCHEME

RISK

MITIGATIO

N

FACTORS




PLANS AND OPTIONS

20s Plan, 30s Plan, 40s Plan, 50s Plus Plan and 50s Plus

Floating Rate Plan.

All with Growth Plan, IDCWA Plan (with Reinvestment and

Payout Options), Direct - Growth Plan, Direct - 1DCW Plan (with


APPLICABL

E NAV

(after the

scheme

opens for

repurchase

and sale)



FILSF -The20sP la n 20U 7C as n 57.0T

Benchmark** 18.1% 11.3% 15.1% -16.8% 56.7%

FILSF - The30e Plan -7.5 7.4% ooe -16.1% 30.

am

Benchmark** 16.0% 9.4% 12.6% -8.0% 39.9%

FILSF - The 40s Plan 14.8% 7.3% 6.5% -9.1% 12.3%

Benchmark** 14.5% 7.9% 10.2% -0.8% 27.6%

FILSF - The 50s plus 13.0% 7.2% 6.7% -5.2% -6.5%

Plan Benchmark** 12.6% 6.7% 9.2% 5.1% 18.5%

FILSF - The 50s plus 10.2% 6.7% 7.4% -1.1% 17.4%

Floating Rate Plan

Benchmark** 9.4% 8.1% 10.0% 0.4% 15.3%

Past performance may or may not be sustained in future. Based

on Growth Plan NAV's,


Purchase: Rs.5000 and multiples of Re.l

Additional Purchase: Rs. 1,000 and multiples of Re.l

Repurchase: Minimum of Rs. 1,000/-

DESPATCH OF RFPTTRC

H A

(REDEMP

TION)

REQUEST


BENCHMARK INDEX

20s Plan —

30sPlan-

40s Plan —

50sPlusPlan-

50s Plus Floating RatePlan^

65% S&P BSE Sensex + 15% Nifty 500 + 20% Crisil Composite Bona Fund Index;



20% S&P BSE Sensex + 80% Crisil Composite Bond Fund Index;

20% S&P BSE Sensex + 80% Crisil

Liquid Fund Index.


Last 1 Year

Last 3 Years

Last 5 Years

Since Inception

20s Plan 62.89% 14.89% 11.94% 13.12%

Benchmark 4728% hT 15%0% 1461%

30s Plan 53.29% 11.71% 10.09% 11.30%

Benchmark 32.50% i

13.54% 12.52%

40s Plan T 7.13% 7D% h62%

Benchmark 22.41% 13.95% 11.53% 11.21%

50s Plus Plan 29.13% 2.15C

412% ,67%

Benchmark 14.83% 12.40% 10.01% 10.11%


15.85% 9.13% 8.40%

9.18%

Benchmark lh.9% 8.41T 8.54% 8.89%

FILSF-DIRECT

Inception date: January 1,2013

IDCW POLICY


NAME &

TENURE

OFTHEFU

ND

MANAGE

R(S)

Name of the Fund Manager(s) Tenure of managing the scheme (in years) (UptoMarch 31,2021)

1. Paul S Parampreet 3.59 Years

NAMEOFTHE TRUSTEE COMPANY




Last 1 Year

Last 3 Years

Last 5 Years

Since Inception

20s Plan 62.04% E24% 11.36% 14.86%

Benchmark 46.28% 17.79% 15.80% 14.83%

52.46% 11.05%

0 Benchmark

32.50% 15.79% 0 13.54%

0 12.72%

40s Plan 38.97% 7.43% 7.11% 10.21%

Benchmark 22.41% 13.95% 11.53% 10.82%

50s Plus Plan 28.11% 1.44% 3.46% 7.38%

Benchmark 14.83% 12.40% 10.01% 9.25%


15.13% 8.56% 0

9.29%

Benchmark 12.89% 8.41% 8.54% 9.21%

AS OF SEPTEMBER 30,2021


■ FILSF - 20s Plan (Direct) ■ FILSF - 30s Plan (Direct) n FILSF - 40s Plan (Direct) FILSF - 50s plus Plan (Direct) FILSF -

50s plus Floating Rate Plan

■ Benchmark ■ Benchmark Benchmark Benchmark Benchmark

Returns based on Growth Plan NAV. Inception date: 20’s Plan, 30’s

Plan, 40’s Plan & 50’s Plus Plan - December 01, 2003; 50’s Plus

Floating Rate Plan-July 09,2004.

Year^wise returns for the

last 5 financial years


FILSF - 20s Plan 20.6% 8.0% 6.3% -24.1% 58.2%

(Direct) Benchmark*2 18.1% 11.3% 15.1% -16.8% 56.7%

FILSF - 30s Plan 17.7% 8.1% 7.1% -15.7% 31.8%


FILSF - 40s Plan 15.8% 8.2% 7.2% -8.6% 13.1%


FILSF - 50s plus Plan 13.8% 8.1% 7.6% -4.7% -5.9%

(Direct) Benchmark* 12.6% 6.7% 9.2% 5.1% 18.5%

FILSF - 50s plus 10.6% 7.1% 7.8% -0.6% 18.2%

Floating Rate Plan (Direct) Benchmark*" 9.4% 8.1% 10.0% 0.4% 15.3%



i) Load Structure

■ FILSF - 20s Plan ■ Benchmark ・ FILSF - 30s Plan ■ Benchmark

i FILSF - 40s Plan ■ Benchmark

I FILSF - 50s plus Plan Benchmark FILSF - 50s plus Floating Rate Plan Benchmark


Entry Load Nil (For all plans)

Exit Load

20’s Plan, 50’s Plus Plan and 50’s

Plus Floating Rate Plan: In respect

of each purchase of Units - 1% if

redeemed within 1 year of allotment

30’s Plan and 40’s Plan: In respect

of each purchase of Units - 0.75% if

redeemed within 1 year of allotment ii) Recurring expenses (Actual Expenses for the financial year ending March 2021) 2.44 % - 20s Plan

2.18%-30s Plan 2.02% - 40s Plan 1.61%- 50s Plus Plan 0.76% - 50s Plus Floating

(Direct) 1.65%-30s (Direct) 1.15%- 40s (Direct) 0.68% - 50s Plus (Direct) 0.14% - 50s Plus Floating Rate (Direct)

Note: This excludes the weighted average of charges levied by the underlying scheme (s)

EXPENSE RATIO

OF Direct Plan expenses as at September 30, 2021

THE

UNDERLYING

Equity funds -

FUNDS

Franklin India Bluechip fund (FIBCF) 1.17%

Franklin India Prima Fund (FIPF) 1.11%

Templeton India Value Fund (TIVF) 1.72%

Income (debt) funds -

Franklin India Dynamic Accrual Fund (FIDA) 0.04%

Franklin India Corporate Debt Fund (FICDF) 0.33%

Note: The above ratio includes the GST on Investment Management Fees









SCHEME COMPARISON




(AUM)


NAME & TENURE

OF THE FUND

MANAGER(S)



1. R.Janakiraman

2. Krishna Prasad Natarajan 3. Mayank Bukrediwala






Returns

Scheme

Returns (%)

Benchmark Returns (%)"




140.0%

120.0%

100.0%

80.0%

60.0%

40.0%

20.0%

0.0%

-20.0% -

40.0%

-60.0% -38.7% -40.2%

| FISCF ■ Nifty Smallcap 250 TRI# |"

TYPE OF SCHEME Small-cap Fund- An open ended equity scheme

predominantly investing in small cap stocks CATEGORY OF

SCHEME

Small Cap Fund


The Fund seeks to provide long-term capital

appreciation by investing predominantly in small

cap companies. A CCPT

ALLOCATION

PATTERN OF THE

SCHEME


Profile % of Net

Assets# Equities and Equity Linked instruments of Smaller Companies

Medium to High

65 -

100% Equities and Equity Linked instruments of other Companies

Medium to High

0 - 35%

Debt/Money Market

Instruments/ Cash **

Low to Medium

0 - 35% #including investments in Foreign Securities as may be permitted by SEBI/RBI upto 35% of net assets **including securitised debt up to 35%. The scheme may, enter into derivatives in line with the guidelines prescribed by SEBI from time to time. The scheme may take exposure in derivatives up to a maximum of 50% of its AUM. The exposure limit per scrip/instrument shall be to the extent permitted by the SEBI Regulation for the time being in force. These limits will be reviewedby the AMC from time to time. A maximum of 40% of net assets may be deployed in securities lending and the maximum single party exposure may be restricted to 10%A of net assets outstanding at any point of time. A Presently, Securities lending and borrowing (SLB) is an Exchange traded product. Counterparty is not known for transactions carried out under SLB segment and they are guaranteed by Clearing Corporations and hence do not carry any counter party risk. Accordingly, single party exposure limit will not apply to trades on Stock Exchange platform. Single party exposure limits can only apply in case of OTC (over the counter) trades where counterparty can be identified.

INVESTMENT STRATEGY




RISK

MITIGATION FACTORS


PLANS AND OPTIONS







Purchase: Rs.5,000/- or any amount in multiple of Re.1/ thereafter Additional Purchase: Rs.1,000/- or any amount in multiple of Re.1/- thereafter Repurchase : Rs.1,000/- or any amount in multiple of Re.1/- thereafter DESPATCH OF

(R

RE

EP

DU

ER

MC

PH

TA

IS

OE

N) REQUEST


BENCHMARK

INDEX Nifty Smallcap 250


FRANKLIN INDIA SMALLER COMPANIES FUND (FISCF)


Returns

Scheme

Returns (%)

Benchmark Returns (%)"


# Index adjusted for the period January 13, 2006 to June 4, 2018 with the performance

of Nifty Midcap 100 Past performance may or may not be sustained in future. Benchmark returns calculated

based on Total Return Index Values. Based on Growth Plan NAVs.

FISCF - DIRECT


FISCF-Direct ■ Nifty Smallcap 250 TRI# Past performance

may or may not be sustained in future. Benchmark returns calculated based on Total

Return Index Values. Based on Growth Plan NAVs.

# Index adjusted for the period January 13, 2006 to June 4, 2018 with the performance

of Nifty Midcap 100






SCHEME COMPARISON

NO. OF FOLIOS


purchase of Units - 1% if the Units are redeemed/ switched-out within one year of allotment.


1.96% 1.07% (Direct)











units of Franklin U. S. Opportunities Fund CATEGORY OF

SCHEME

Fund ofFund


Seeks to provide capital appreciation by

investing predominantly in units of Franklin U.

S. Opportunities Fund, an overseas Franklin

Templeton mutual fund, which primarily invests

in securities in the United States of America. A CCPT

ALLOCATION

PATTERN OF THE

SCHEME


Profile As % of

Net Assets

(Min.-

Max.) Units of Franklin U. S. Opportunities Fund

Medium to High

95% - 100%

Debt securities and Money Market Instruments

Low to Medium

0% - 5%

The scheme would predominantly invest in units

of Franklin U.S. Opportunities Fund, an

international Franklin Templeton SICAV range

mutual fund (domiciled in Luxemburg) that

invests in securities in the United States of

America.

Under normal circumstances, at least 95% of the

total portfolio will be invested in Franklin U. S.

Opportunities Fund, subject to the Eligible

Investment Amount and the terms of offer of

Franklin U. S. Opportunities Fund.

The scheme does not intend to invest in

Securitised Debt and in such debt securities that

may have a coupon or payout linked to the

performance of an equity/equity index as an

underlying (popularly known as ‘equity linked

debentures’).

Subscriptions received in excess of the Eligible

Investment Amount shall be invested in

domestic debt and Money market Instruments

including government securities, or securities

which are supported by the Central or a state

government. Further, if the investment proposed

to be made by the Scheme in the underlying

fund(s) exceeds any restriction (regulatory or

otherwise), or is less than the minimum

investment amount requirement, imposed by the

underlying fund(s), the subscription received in

the Scheme may be invested in debt and Money

market Instruments.

INVESTMENT STRATEGY


RISK PROFILE OF

THE SCHEME


RISK

MITIGATION FACTORS


PLANS AND OPTIONS






MINIMUM

APPLICATION

AMOUNT/

NUMBER OF

UNITS

Purchase: Rs.5,000 or any amount in multiple of Re.1/ thereafter; Additional Purchase: Rs.1,000/- or any amount in multiple of Re.1/- thereafter;

Repurchase: Rs.1,000/- or any amount in multiple of Re.1/- thereafter or ‘All units’ if the account balance is less than Rs. 1000/- DESPATCH OF



BENCHMARK

INDEX Russell 3000 Growth Index


OF THE FUND

MANAGER(S)



1. Mayank Bukrediwala 1.10 Years

NAMEOFTHE

TRUSTEE

COMPANY


PERFORMANCE

OF THE SCHEME

AS OF SEPTEMBER 30, 2021 Compounded Annualised Returns

Scheme Returns

(%)


Last 1 Year Last 3 Years Last 5 Years Since Inception

24.67% 20.79% 22.61% 19.77%

28.38% 22.17% 24.97% 22.99% Inception date: February 6,2012

FRANKLIN INDIA FEEDER - FRANKLIN U.S. OPPORTUNITIES FUND (FIF-FUSOF)


EXPENSE RATIO OF

THE UNDERLYING

FUND

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)


| ■ FIF-FUSOF ■ Russell 3000 Growth TRT~|



Returns

Scheme

Returns (%)



FIF-FUSOF - DIRECT

Inception date: January 2,2013

| FIF-FUSOF (DireC) ■ Russell 3000 Growth TRI |




if redeemed within one

year of allotment ii) Recurring

expenses (Actual

Expenses for the

financial year

ending March 2021

)

1.58% 0.65% (Direct)

Note: This excludes the weighted average of charges levied by the

underlying scheme(s)

As at March 31, 2021 Franklin U.S. Opportunities Fund - I (acc) USD, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. - 0.85%


DAILY NET ASSET Please refer to Page No. 54 VALUE

(NAV)

PUBLICATION __________________________________

FOR INVESTOR Please refer to Page No. 54

GRIEVANCES

PLEASE CONTACT



SCHEME COMPARISON Please refer to Page No. 51 NO.

OF FOLIOS Please refer to Page No. 51




FRANKLIN INDIA FEEDER - TEMPLETON EUROPEAN

OPPORTUNITIES FUND (FIF- TEOF)

TYPE OF SCHEME

CATEGORY OF

SCHEME

INVESTMENT

OBJECTIVE

A fund of funds investing in an overseas equity fund having exposure to Europe

Fund of Funds


FUND MANAGER(S)

NAMEOFTHE TRUSTEE

COMPANY

Name of the Fund Manager 1. Mayank Bukrediwala


Tenure of managing the scheme (in years) (Upto September 30, 2021) 1.10 Years

The Fund seeks to provide capital appreciation by investing predominantly in units of Templeton European Opportunities Fund, an overseas equity fund which primarily invests in securities of issuers incorporated or having their principal business in European countries. However, there is no assurance or guarantee that the objective of the scheme will be achieved.



Returns

Scheme

Returns (%)


Last 1 year 25.46% 28.77% Last 3 years -2.92% 9.27% Last 5 years 1.95% 11.88% Since inception -0.31% 7.92%


ASSET ALLOCATION Under normal market circumstances, the investment range PATTERN

OF

THE SCHEME Types of Instruments As % of Net Assets

(Min. - Max.) Units of Templeton

European Opportunities

Fund

95% - 100%

Debt securities and Money

Market Instruments 0% - 5%



Year-wise returns for the last 5 financial years 50.0%

40.0% 30.0% 20.0% 10.0%

0.0% -10.0% -20.0% -30.0%

-

7.0

%

INVESTMENT STRATEGY

• The scheme would predominantly invest in units of Templeton

European Opportunities Fund, an international Franklin

Templeton SICAV range mutual fund (domiciled in Luxembourg)

that invests in securities of issuers incorporated or having their

principal business activities in European countries. • Under normal circumstances, at least 95% of the total portfolio will

be invested in Templeton European Opportunities Fund, subject to

the Eligible Investment Amount and the terms of offer of Franklin

European Growth Fund. • The scheme does not intend to invest in Securitised Debt and in

such debt securities that may have a coupon or payout linked to

the performance of an equity/equity index as an underlying

(popularly known as ‘equity linked debentures’). • Subscriptions received in excess of the Eligible Investment

Amount shall be invested in domestic debt and money market

instruments including government securities, or securities which

are supported by the Central or a State government. Further, if the

investment proposed to be made by the Scheme in the underlying

fund exceeds any restriction (regulatory or otherwise), or is less

than the minimum investment amount requirement, imposed by

the underlying fund, the subscription received in the Scheme may

be invested in debt and money market instruments. • The scheme does not intend to engage in stock lending / short

selling. However, the Underlying Fund may engage in stock

lending / short selling. • The scheme shall not invest in derivatives and corporate debt repos.

However, the Underlying Fund may have such investments.


-23.8% Mar-17 Mar-18 Mar-19 Mar-20 Mar-21

■ FIF-TEOF ■ MSCI EuropeTRI |


FIF - TEOF - DIRECT


Returns

Scheme

Returns (%)


Last 1 year 26.57% 28.77% Last 3 years -2.00% 9.27% Last 5 years 3.06% 11.88% Since inception 0.86% 7.92%

40.

30.

20.

10.

0.

-10.

-20.

-30.


Year-wise returns for the last 5 financial years 50.

Past performance may or may not be sustained in future. Benchmark returns calculated based on Total Return Index Values. Based on Growth Plan NAVs. *For schemes/plans launched during the year the returns are from inception date.


Please refer to Page No. 52 EXPENSES OF THE SCHEME

i) Load Structure



PLANSAND OPTIONS

Growth Plan

IDCWA Plan (with Reinvestment and Payout Options ) Direct -

Growth Plan

Direct - IDCW Plan (with Reinvestment and Payout Options)



if redeemed/ switched-


allotment.

ii) Recurring

expenses (Actual

Expenses for the

financial year

ending March 2021

)

1.43% 0.61% (Direct)




MINIMUM APPLICATION

AMOUNT/ NUMBER OF

UNITS

Please refer to Page No. 54 Note: This excludes the weighted average of charges levied by the underlying scheme(s)

Purchase



Additional Purchase

Rs.1,000/- or

any amount in

multiple of Re.1/-

thereafter

Repurchase


multiple of Re.1/- thereafter or

‘All Units’ if the account balance

is less than Rs.1,000/-.

EXPENSE RATIO OF

THE UNDERLYING

FUNDS

TAX TREATMENT FOR

THE INVESTORS

(Unitholders)

As at March 31, 2021 Templeton European Opportunities Fund - I (acc) EUR, an overseas equity fund - 0.97%


DESPATCH OF RFPTTRCn

(REDEMPTION)

REQUEST BENCHMARK

INDEX

IDCW POLICY


MSCI Europe Index









SCHEME COMPARISON




(AUM)


FRANKLIN INDIA MULTI-ASSET

SOLUTION FUND (FIMAS)


funds which in turn invest in equity, debt, gold

and cash CATEGORY OF

SCHEME

Fund ofFunds


The Fund seeks to achieve capital appreciation

and diversification through a mix of strategic and

tactical allocation to various asset classes such as

equity, debt, gold and cash by investing in funds

investing in these asset classes. However, there

is no assurance or guarantee that the objective of

the scheme will be achieved.

ASSET

ALLOCATION

PATTERN OF THE

SCHEME (AS %

OF NET ASSETS)

Types of Instruments Normal Allocation

Equity allocation in units

of Franklin India

Bluechip Fund (FIBCF) /

Franklin India Flexi Cap

Fund (FIFCF)*

10% - 75%

Debt allocation in units

of Franklin India Short

Term Income Plan

(FISTIP) / Franklin India

Income Opportunities

Fund (FIIOF)

10% - 75%

Gold allocation into Gold

ETF(s) 1% - 50%

Cash allocation in units

of Franklin India Liquid

Fund (FILF)***

0% - 50%

Cash and Money Market

Instruments 0% - 5%

*In case the allocation of FIMAS reaches 20%

of the corpus of both FIBCF and FIFCF, then

fresh subscription/switches into FIMAS would

be suspended.

**In case the allocation of FIMAS reaches 20%

of the corpus of both FISTIP and FIIOF, then

fresh subscription/switches into FIMAS would

be suspended.

***In case the allocation of FIMAS reaches 20%

of the corpus of FILF, then fresh

subscription/switches into FIMAS would be

suspended.

$ The schemes are under the process of winding

up and fresh investments into the said schemes

are not permitted with effect from April 24,

2020. An application for change in fundamental

attributes has been filed with SEBI. Currently,

temporary investments are being made in

TREPS/ Money market instruments. Post receipt

of no observation letter from SEBI, due process

shall be followed as prescribed under Regulation

18(15A) of SEBI (Mutual Funds) Regulations,

1996 for implementing the proposed change.

The Scheme does not intend to invest in overseas

mutual funds / unit trusts. However, the

underlying mutual fund schemes may have

investments in overseas mutual funds / unit trusts

/ foreign securities.

The scheme shall not participate in repo in

corporate debt securities. However, the

underlying mutual fund schemes may engage in

repo in corporate debt securities.

The scheme does not intend engaging in stock

lending / short selling. However, the underlying




MINIMUM

APPLICATION

AMOUNT/ NUMBER OF

UNITS

DESPATCH OF D

FPT TO CH A

(REDEMPTION)

REQUEST

BENCHMARK INDEX

IDCW POLICY

NAME & TENURE OF

THE FUND

MANAGER(S)



INVESTMENT STRATEGY



PLANS AND OPTIONS



As the scheme invests in mutual fund schemes, there are no specific risk mitigating factors.

Growth Plan

IDCWA Plan (with Reinvestment and Payout Facility) Growth

Plan - Direct

IDCW Plan - Direct (with Reinvestment and Payout Options)


Purchase: Rs.5,000/- and any amount thereafter in multiple of Re.1/- Additional Purchase: Rs.1,000 and any amount thereafter in multiple of Re.1/- Repurchase: Rs.1,000 and any amount in multiple of Re. 1/- thereafter or ‘All Units' if the account balance is less than Rs.1,000/-.


CRISIL Hybrid 35+65 Fund - Aggressive Index




1. Paul S Parampreet 2.42 Years



Returns

Scheme

Returns (%)




Inception date: November 28, 2014 Year-wise returns for the last 5 financial years

60.0%

| FIMAS ■ Crisil Hybrid 35+65 - Aggresive indeX~|



Returns

Scheme Returns (%)

Benchmark

Returns

(%)# Last 1 year 36.03% 39.66% Last 3 years 5.76% 16.97% Last 5 years 5.51% 14.17% Since inception 6.21% 12.22%

FIMAS - DIRECT

Inception date: November 28, 2014 Year-wise returns for the last 5 financial years

| ■ FIMAS (Direct) ■ Crisil Hybrid 35+65 - Aggresive index |

Past performance may or may not be sustained in future. Benchmark returns

calculated based on Total Return Index Values. Based on Growth Plan NAVs.


EXPENSES OF

THE i) Load Structure

SCHEME Entry Load 1n accordance with the

SEB1 guidelines, no entry load will be charged by the Mutual Fund

Exit Load


For each purchase of units - 1% if redeemed/switched out within 3 years of allotment 1.91% ' 1.08% (Direct)

Note: This excludes the weighted average of charges levied by the underlying scheme(s)

EXPENSE RATIO

OF

Direct Plan expenses as at September 30, 2021

THE

UNDERLYING FUNDS

Equity funds -

Franklin India Bluechip fund (FIBCF) 1.17%

Franklin India Flexi Cap Fund

(previously named as Franklin India

Equity Fund)

1.14%

Income (debt) funds / Liquid Funds

Franklin India Short Term Income

Plan (FISTIP) 0.04%

Franklin India Income Opportunities

Fund (FIIOF) 0.04%

Franklin India Liquid Fund (FILF) 0.13%

Others -

Reliance ETF Gold BeES 0.79%

Note: The above ratio includes the GST on Investment Management Fees

TAX TREATMENT

FOR THE

INVESTORS

(Unitholders)


DAILY NET

ASSET VALUE

(NAV)

PUBLICATION


FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT




SCHEME

COMPARISON Please refer to Page No. 51



(AUM)


FRANKLIN INDIA EQUITY SAVINGS FUND (FIESF)

TYPE OF SCHEME An open- ended scheme investing in equity,

arbitrage and fixed income. CATEGORY OF

SCHEME

Equity Saving Fund


The Scheme intends to generate long-term

capital appreciation by investing a portion of the

Scheme’s assets in equity and equity related

instruments. The Scheme also intends to

generate income through investments in fixed

income securities and using arbitrage and other

derivative Strategies. There can be no assurance

that the investment objective of the scheme will

be realized.

A CCPT

ALLOCATION

PATTERN OF THE

SCHEME

Under normal circumstances, the asset

allocation pattern will be: Instruments Normal

Allocation Risk


securities -Of which Net

Long Equity‡‡ -Of which

Equity Derivatives§§

65% -

90% 15%

- 65% 0%

- 75%

High High Medium Debt & Money Market Instruments

including cash & cash equivalentA 10% -

35% Low to Medium

Units issued by REITs &

1nv1Ts 0% - 10% Medium

to High Under defensive circumstances, the asset allocation pattern will be:

Instruments Normal

Allocatio

n

Risk


securities - Of which Net Long

Equity* - Of which Equity

Derivatives**

15% -

65% 15%

- 65% 0%

- 50%

High High Mediu

m Debt & Money Market

Instruments including cash

& cash equivalent'

35% -

85% Low to Mediu

m Units issued by REITs &

1nv1Ts 0% - 10% Mediu

m to High

‡‡ Net long equity exposure is a directional equity exposure

to equity shares alone without a corresponding

equity derivative exposure. ** Equity derivative exposure would normally

be taken against the underlying equity

investments and such exposure will not be

considered for calculating the gross exposure of

the scheme. A1nvestment in Securitized debt, if undertaken,

would not exceed 20% of the net assets of the

Scheme. A maximum of 10% of net assets may be

deployed in Units issued by RE1Ts and 1nv1Ts

and the maximum single issuer exposure may be

restricted to 5% of net assets or upto the limits

permitted by SEB1 from time to time. The Scheme may use derivatives for such

purposes as may be permitted by the

Regulations, including for the purpose of

hedging and portfolio balancing, based on the

opportunities available and subject to guidelines

issued by SEB1 from time to time. The margin

money deployed on derivative positions would

be included in Debt & Money Market

1nstruments. The cumulative gross exposure

through equity, debt and derivative positions

shall not exceed 100% of the net assets of the

scheme. The Scheme may also use fixed income

derivative instruments (including imperfect

hedging using 1nterest Rate Futures) subject to

the guidelines as may be issued by SEB1 and

RB1 and for such purposes as may be permitted

from time to time. The Scheme shall not engage

in securities borrowing and short selling

activities. The Scheme shall not invest in foreign

securitized debt The Scheme may undertake repo

transactions in corporate debt securities in

accordance with the directions issued by RB1

and SEB1 from time to time. Such investment

shall be made subject to the guidelines which

may be prescribed by the Board of Directors of

the Asset Management Company and Trustee

Company. 1nvestments in foreign securities including

ADRs / GDRs / Foreign equity and debt

securities shall not exceed 50% of the net assets

of the Scheme. A maximum of 20% of net assets may be

deployed in securities lending and the maximum

single party exposure may be restricted to 5% of

net assets outstanding at any point of time.

INVESTMENT STRATEGY




RISK

MITIGATION FACTORS


PLANS AND OPTIONS

Growth Plan • IDCWA Plan (Reinvestment Option and Payout

Option) • Monthly IDCW Plan (Reinvestment Option

and Payout Option) • Quarterly IDCW Plan (Reinvestment Option

and Payout Option) • Direct - Growth Plan • Direct - IDCW Plan

(Reinvestment and Payout Option) • Direct - Monthly IDCWPlan (Reinvestment

Option and Payout Option) • Direct - Quarterly IDCW Plan (Reinvestment

Option and Payout Option)

APPLICABLE

NAV (after the

scheme opens for




UNITS

Purchase: Rs.5,000/- or any amount in multiple

of Re.1/- thereafter Additional Purchase: Rs.1,000/- or any amount

in multiple of Re.1/- thereafter Repurchase: Rs.1,000/- or any amount in

multiple of Re.1/- thereafter DESPATCH OF D

FPT TO CH A

(REDEMPTION)

REQUEST


BENCHMARK

INDEX Nifty Equity Savings Index


OF THE FUND

MANAGER(S)



1. Rajasa Kakulavarapu

2. Anand Radhakrishnan (Equity Portion)

3. Sachin Padwal-Desai (Debt Portion)

3. Umesh Sharma (Debt Portion) 4. Mayank Bukrediwala


0.07 Year 0.07 Year

3.10 Years

3.10 Years

1.10 Years

that will not be hedged. This equity exposure means exposure

NAMEOFTHE

TRUSTEE

COMPANY


A1DCW stands for Income Distribution cum Capital Withdrawal

Year-wise returns for the last 3 financial years 35.0%

30.0% 25.0% 20.0% 15.0% 10.0% 5.0% 0.0% -5.0% -10.0% -15.0%

Based on Growth Plan NAVs. Benchmark Returns calculated based on TRI values *For schemes/plans launched during the year the returns are from inception date.

Effective October 18, 2021, the following schemes will be managed by the fund managers as mentioned against the respective schemes:

Scheme Name Existing Fund Manager New Fund Manager

Franklin India Equity Advantage Fund R. Janakiraman & Mayank Bukrediwala

(dedicated for foreign securities) Venkatesh Sanjeevi, R. Janakiraman & Sandeep

Manam (dedicated for foreign securities)

Franklin India Taxshield R. Janakiraman Anand Radhakrishnan & R. Janakiraman

Franklin India Bluechip Fund Roshi Jain, Anand Radhakrishnan & Mayank

Bukrediwala (dedicated for foreign securities) Venkatesh Sanjeevi, R. Janakiraman, Anand

Radhakrishnan & Sandeep Manam (dedicated for

foreign securities) Franklin India Focused Equity Fund Roshi Jain, Anand Radhakrishnan & Mayank

Bukrediwala (dedicated for foreign securities) Ajay Argal, Anand Radhakrishnan & Sandeep


Franklin Build India Fund Roshi Jain, Anand Radhakrishnan & Mayank

Bukrediwala (dedicated for foreign securities) Aj ay Argal, Anand Radhakrishnan & Sandeep


Franklin Asian Equity Fund Roshi Jain & Mayank Bukrediwala (dedicated

for foreign securities) Varun Sharma & Sandeep Manam (dedicated for

foreign securities)

Franklin India Feeder - Franklin U. S.

Opportunities Fund Mayank Bukrediwala Sandeep Manam

Franklin India Feeder - Templeton

European Opportunities Fund

Mayank Bukrediwala Sandeep Manam



Returns

Scheme

Returns (%)


Last 1 year 25.43% 21.83%

Last 3 years 8.91% 11.35% Last 5 years N.A N.A Since inception 8.02% 10.27%


TRI: Total Return Index Values. Inception date: August 27, 2018.

# Absolute Returns


Past performance may or may not be sustained in future. Based on Growth Plan

NAVs. Benchmark Returns calculated based on TRI values

*For schemes/plans launched during the year the returns are from inception

date.


Returns

Scheme

Returns (%)


Last 1 year 27.09% 21.83% Last 3 years 10.68% 11.35% Last 5 years N.A N.A Since inception 9.78% 10.27%

FIESF - Direct

Past performance may or may not be sustained in future. Based on Growth Plan NAVs. TRI: Total Return Index Values. Inception date:

August 27, 2018. # Absolute Returns

EXPENSES OF

THE SCHEME

i) Load Structure


purchase of Units - 1% if

the Units are


within one year of

allotment.

ii) Recurring

expenses (Actual

Expenses for the


March 2021)

2.07% 0.68% (Direct)

TAX TREATMENT

FOR THE

INVESTORS

(Unitholders)


DAILY NET

ASSET VALUE

(NAV)

PUBLICATION


FOR INVESTOR

GRIEVANCES

PLEASE

CONTACT




SCHEME COMPARISON




(AUM)


| FIESF - Nifty Equity Savings Index TRl|

FRANKLIN INDIA BLUECHIP FUND

Top 10 Holding- Issuer Wise* % to NAV Sector Allocation % To Nav

ICICI Bank Ltd 9.83 Financial Services 35.33 State Bank of India 9.03 Oil & Gas 8.78 Axis Bank Ltd 6.45 Cement & Cement Products 7.76 Larsen & Toubro Ltd 5.28 Pharma 7.61 Infosys Ltd 5.20 Power 6.61 Bharti Airtel Ltd 5.08 Construction 5.28 NTPC Ltd 4.92 IT 5.20 HDFC Bank Ltd 4.48 Telecom 5.16 Cipla Ltd 3.56 Consumer Goods 2.77 ACC Ltd 3.33 Services 2.46

Automobile 2.26 * Excludes Call, Cash and Other Current Assets.

Healthcare Services 1.32

Metals 0.86 Portfolio Turnover Ratio - Last one year ended

September 30, 2021 - 15.89% Call, cash and other current asset 8.59

TEMPLETON INDIA VALUE FUND Top 10 Holding- Issuer Wise* % to NAV Sector Allocation % To Nav ICICI Bank Ltd 8.65 Financial Services 28.02 State Bank of India 7.45 Automobile 11.14 Grasim Industries Ltd 5.22 Oil & Gas 8.8

8 Axis Bank Ltd 4.86 IT 8.7

6 HCL Technologies Ltd 4.74 Industrial Manufacturing 7.3

0 Tata Motors Ltd DVR 4.67 Cement & Cement Products 7.0

7 NTPC Ltd 4.43 Power 5.6

8 Embassy Office Parks REIT 3.77 Consumer Goods 4.5

1 Bharat Electronics Ltd 3.67 Construction 3.7

7 Bharti Airtel Ltd 3.40 Telecom 3.4

5

Metals 3.0

5

Paper And Jute 2.0

0

Fertilisers & Pesticides 1.0

8

Pharma 0.9

4 * Excludes Call, Cash and Other Current

Assets.


5 Portfolio Turnover Ratio - Last one year ended September 30, 2021 - 31.18% TEMPLETON INDIA EQUITY INCOME FUND

Top 10 Holding- Issuer Wise* % to NAV Sector Allocation % To Nav

Infosys Ltd 9.10 Power 19.40 Power Grid Corporation of India Ltd 7.94 IT 15.14 Embassy Office Parks REIT 4.21 Consumer Goods 14.28 NTPC Ltd 4.15 Industrial Manufacturing 8.6

0 ITC Ltd 3.95 Oil & Gas 8.2

3 Brookfield India Real Estate Trust 3.72 Construction 7.9

3 NHPC Ltd 3.49 Automobile 6.0

5 Finolex Industries Ltd 3.49 Metals 3.7

2 Hindustan Unilever Ltd 3.12 Textiles 2.4

1 Tata Power Co Ltd 3.05 Services 1.5

2 Pharma 1.2

2

Chemicals 1.1

5


6


0

Cement & Cement Products 0.9

0 * Excludes Call, Cash and Other Current Assets.


8 Portfolio Turnover Ratio - Last one year ended September 30, 2021 - 29.87% FRANKLIN INDIA DYNAMIC ASSET ALLOCATION FUND

Top 10 Holding- Issuer Wise* % to NAV Sector Allocation % to NAV Franklin India Flexi Cap Fund-Direct Growth Plan

(Formerly known as Franklin India Equity Fund) 42.05

Mutual Fund Units


44.79

55.21 Franklin India Short-Term Income Plan (No. of Segregated Portfolios in 2.75

the Scheme- 3) - (under winding up) Direct-Growth Plan $$$

Franklin India Short Term Income Plan-Segregated Portfolio 3- 9.50% 0.00

Yes Bank Ltd CO 23Dec21-Direct-Growth Plan

Franklin India Short Term Income Plan - Segregated Portfolio 2 - 0.00

10.90% Vodafone Idea Ltd 02 Sep 2023 - Direct - Growth Plan

#less than 0.01%


Portfolio Turnover Ratio - Last one year ended September 30, 2021 - 13.43%



FRANKLIN INDIA PRIMA FUND

Top 10 Holding- Issuer Wise*** % to NAV Sector Allocation % to NAV

Crompton Greaves Consumer Electricals Ltd 4.34 Financial Services 22.36 Voltas Ltd 3.92 Consumer Goods 17.14 ICICI Bank Ltd 3.84 Automobile 11.37 Mphasis Ltd 3.55 Consumer Services 9.49 HDFC Bank Ltd 3.38 Cement & Cement Products 6.49 Info Edge (India) Ltd 3.30 Chemicals 6.06 Deepak Nitrite Ltd 3.17 IT 4.59 Oberoi Realty Ltd 3.06 Industrial Manufacturing 4.20 Bharat Electronics Ltd 2.86 Construction 4.03 Apollo Hospitals Enterprise Ltd 2.75 Oil & Gas 3.49



Pharma 2.13

Services 1.71

Unlisted 0.00




FRANKLIN INDIA FLEXI CAP FUND

Top 10 Holding- Issuer Wise* % to NAV SECTOR ALLOCATION % TO NAV

HDFC Bank HDFC Bank Ltd 7.81 Financial Services 30.12 ICICI Bank Ltd 7.41 Consumer Goods 13.17 Infosys Ltd 6.89 IT 11.50 Axis Bank Ltd 6.38 Automobile 7.61 Bharti Airtel Ltd 5.80 Telecom 5.89 Larsen & Toubro Ltd 4.83 Oil & Gas 5.13 State Bank of India 4.21 Consumer Services 4.99 HCL Technologies Ltd 3.26 Construction 4.83 United Spirits Ltd 3.01 Pharma 4.56 NTPC Ltd 2.92 Cement & Cement Products 3.06

Power 2.92

Industrial Manufacturing 1.90

Paper And Jute 1.47

Unlisted 0.00#


#less than 0.01%


*** Excludes Call, Cash and Other Current Assets.


FRANKLIN INDIA EQUITY ADVANTAGE FUND


Infosys Ltd 10.09 HDFC Bank Ltd 6.93 Axis Bank Ltd 6.66 ICICI Bank Ltd 5.58 Tata Power Co Ltd 4.61 Indian Hotels Co Ltd 3.80 Bharti Airtel Ltd 3.44 City Union Bank Ltd 3.01 United Breweries Ltd 2.72 Federal Bank Ltd 2.68



Sector Allocation % To Nav Financial Services 30.65 IT 11.45 Consumer Goods 10.41 Automobile 6.57 Industrial Manufacturing 5.88 Consumer Services 5.39 Power 5.15 Oil & Gas 4.53 Pharma 3.97 Telecom 3.49 Healthcare Services 2.45 Construction 2.37 Fertilisers & Pesticides 1.41 Services 1.21 Chemicals 1.09 Textiles 0.68 Call, cash and other current asset 3.30



FRANKLIN INDIA FOCUSED EQUITY FUND


State Bank of India 9.94 Financial Services 35.78 ICICI Bank Ltd 9.84 Construction 10.99 Axis Bank Ltd 5.87 Oil & Gas 10.02 NTPC Ltd 5.61 Cement & Cement Products 7.27 Larsen & Toubro Ltd 5.00 Pharma 5.94 Bharti Airtel Ltd 4.92 Power 5.61 Sobha Ltd 4.54 Telecom 5.00 Federal Bank Ltd 4.09 Industrial Manufacturing 3.12 HDFC Bank Ltd 3.87 Consumer Goods 2.97 Bharat Petroleum Corporation Ltd 3.86 Services 2.58

Automobile 2.08

Healthcare Services 1.14 * Excludes Call, Cash and Other Current

Assets.






FRANKLIN ASIAN EQUITY FUND


Samsung Electronics Co. Ltd 8.98 Taiwan Semiconductor Manufacturing Co. Ltd 8.41 Tencent Holdings Ltd 6.93 Alibaba Group Holding Ltd 4.71 AIA Group Ltd 3.77 ICICI Bank Ltd 2.92 Naver Corp 2.60 Bank Central Asia Tbk Pt 2.57 China Merchants Bank Co Ltd 2.33 HDFC Bank Ltd 1.94



IT 33.60 Financial Services 20.39 Consumer Services 11.78 Consumer Goods 8.86 Construction 5.06 Services 3.95 Cement & Cement Products 3.50 Industrial Manufacturing 3.08 Chemicals 2.51 Healthcare Services 1.70 Telecom 1.09 Metals 0.82 Pharma 0.22 Call, cash and other current asset 3.42

FRANKLIN INDIA INDEX FUND - NIFTY Plan


Reliance Industries Ltd 10.68 HDFC Bank Ltd 9.11 Infosys Ltd 8.12 Housing Development Finance Corporation Ltd 6.51 ICICI Bank Ltd 6.34 Tata Consultancy Services Ltd 5.13 Kotak Mahindra Bank Ltd 3.87 Hindustan Unilever Ltd 3.15 Larsen & Toubro Ltd 2.70 ITC Ltd 2.68

Sector Allocation % to NAV Financial Services 36.74

IT 17.35

Oil & Gas 12.15

Consumer Goods 11.00

Automobile 4.64

Metals 3.48

Pharma 3.36

Construction 2.70


Telecom 2.13

Power 1.70

Services 0.71




FRANKLIN INDIA OPPORTUNITIES FUND


1nfosys Ltd 9.66 Financial Services 29.85 HDFC Bank Ltd 8.97 1T 15.77 Info Edge (India) Ltd 7.13 Consumer Services 12.71 1C1C1 Bank Ltd 5.82 Automobile 8.44 Axis Bank Ltd 4.99 Oil & Gas 5.57 HCL Technologies Ltd 4.91 Construction 5.37 Kotak Mahindra Bank Ltd 4.82 Cement & Cement Products 4.91 Bosch Ltd 4.66 Consumer Goods 4.60 Larsen & Toubro Ltd 3.61 Pharma 4.34 Asian Paints Ltd 3.37 Telecom 2.41

Media, Entertainment & Publication 2.11

Unlisted 0.00#


#Less than 0.01%





FRANKLIN INDIA EQUITY HYBRID FUND


Government Of India 10.46 Infosys Ltd 6.84 Axis Bank Ltd 6.54 ICICI Bank Ltd 5.39 HDFC Bank Ltd 5.25 Bharti Airtel Ltd 4.90 Indostar Capital Finance Ltd 3.65 Power Grid Corporation of India Ltd 2.58 Dr. Reddy's Laboratories Ltd 2.49 Kotak Mahindra Bank Ltd 2.46 Sector Allocation % to NAV

Financial Services 36.13 Oil & Gas 10.04 IT 9.63 Power 7.96 Consumer Goods 7.84 Telecom 7.01 Pharma 5.04 Automobile 4.95 Construction 3.35 Cement & Cement Products 2.24 Metals 2.15 Textiles 1.83 Consumer Services 1.83

Unlisted 0.00#

#Less than 0.01% Note: All securities belonging to a given sector are considered for this disclosure. It may be noted that Sector exposure limits are monitored as per applicable SEB1 Regulations/ circulars. This disclosure does not represent the exposure as per aforesaid Regulatory limits.


Top 10 Holding- Issuer Wise % to NAV 1nfosys Ltd 18.18 Tata Consultancy Services Ltd 11.00 HCL Technologies Ltd 10.34 Franklin Technology Fund, Class I (Acc) 7.77 Info Edge (India) Ltd 6.56 Bharti Airtel Ltd 5.75 Tech Mahindra Ltd 4.61 Cyient Ltd 2.96 Zomato Ltd 2.52 Larsen & Toubro 1nfotech Ltd 2.49


IT 67.42 Consumer Services 10.22 Mutual Fund Units 7.77 Telecom 6.94 Unlisted 0.00# Call, cash and other current asset 7.64

#Less than 0.01%

FRANKLIN INDIA TECHNOLOGY FUND


FRANKLIN BUILD INDIA FUND


State Bank of India 10.08 Financial Services 27.81 ICICI Bank Ltd 9.36 Oil & Gas 14.06 Axis Bank Ltd 7.51 Construction 12.32 Bharti Airtel Ltd 6.13 Industrial Manufacturing 9.88 NTPC Ltd 5.81 Power 6.93 Indian Oil Corporation Ltd 5.02 Cement & Cement Products 6.81 Sobha Ltd 4.92 Services 6.27 KEI Industries Ltd 4.33 Telecom 6.22 Bharat Petroleum Corporation Ltd 3.85 Consumer Goods 2.35 Larsen & Toubro Ltd 3.56 Call, cash and other current asset 7.33



FRANKLIN INDIA TAXSHIELD


Infosys Ltd 9.27 FINANCIAL SERVICES 34.05 Axis Bank Ltd 7.83 IT 12.35 HDFC Bank Ltd 7.40 CONSUMER GOODS 9.48 ICICI Bank Ltd 5.98 POWER 8.36 Tata Power Co Ltd 3.67 OIL & GAS 6.62 Power Grid Corporation of India Ltd 3.56 AUTOMOBILE 4.89 Larsen & Toubro Ltd 3.46 CONSTRUCTION 4.21 Bharti Airtel Ltd 3.15 INDUSTRIAL MANUFACTURING 3.60 Grasim Industries Ltd 2.76 TELECOM 3.20 United Breweries Ltd 2.73 PHARMA 2.98

CONSUMER SERVICES 2.82

CEMENT & CEMENT PRODUCTS 2.76

METALS 2.36

TEXTILES 0.69

Unlisted 0.00#


#Less than 0.01%



FRANKLIN INDIA LIFE STAGE FUND OF FUNDS - 20's Plan


Franklin India Bluechip Fund Direct-Growth Plan 49.46 Mutual Fund Units


98.58

1.42 Franklin India Corporate Debt Fund Direct-Growth Plan 18.95

Templeton India Value Fund Direct-Growth Plan 14.93

Franklin India Prima Fund Direct-Growth Plan 14.72

Franklin India Dynamic Accrual Fund (No. of

Segregated Portfolios in the Scheme- 3) - (under winding

up) Direct-Growth Plan $$$

0.52

Franklin India Dynamic Accrual Fund- Segregated

Portfolio 39.50% Yes Bank Ltd CO 23Dec21-Direct-

Growth Plan

0.00#

Franklin India Dynamic Accrual Fund - Segregated

Portfolio 2 - 10.90% Vodafone Idea Ltd 02 Sep 2023 -


0.00#

#less than 0.01%







Franklin India Corporate Debt Fund Direct-Growth Plan 43.01 Mutual Fund Units


98.50

1.50 Franklin India Bluechip Fund Direct-Growth Plan 34.62



Franklin India Dynamic Accrual Fund (No. of Segregated

Portfolios in the Scheme- 3) - (under winding up) Direct-

Growth Plan $$$

1.26


Portfolio 3- 9.50% Yes Bank Ltd CO 23Dec21-Direct-

Growth Plan

0.00#




0.00#





Franklin India Corporate Debt Fund Direct-Growth

Plan

Mutual Fund Units 98.71

63.01 Call, cash and other current asset 1.29

Franklin India Bluechip Fund Direct-Growth Plan 14.71




Segregated Portfolios in the Scheme- 3) - (under

winding up) Direct-Growth Plan $$$

1.36



Growth Plan

0.00#




0.00#



FRANKLIN INDIA LIFE STAGE FUND OF FUNDS - 50's Plus Plan


Franklin India Corporate Debt Fund Direct-Growth

Plan 77.47 Mutual Fund Units 98.52

Templeton India Value Fund Direct-Growth Plan 9.91 Call, cash and other current asset 1.48 Franklin India Bluechip Fund Direct-Growth Plan 9.87


Segregated Portfolios

in the Scheme- 3) - (under winding up) Direct-Growth

Plan $$$ 1.27


Portfolio 3-

9.50% Yes Bank Ltd CO 23Dec21-Direct-Growth Plan 0.00#


Portfolio 2 -

10.90% Vodafone Idea Ltd 02 Sep 2023 - Direct -

Growth Plan 0.00#



FRANKLIN INDIA LIFE STAGE FUND OF FUNDS - 50's Plus Floating Rate Plan



Franklin India Savings Fund Direct-Growth Plan 78.84 Templeton India Value Fund Direct-Growth Plan 9.81 Franklin India Bluechip Fund Direct-Growth Plan 9.81


Sector Allocation

Mutual Fund Units


% to NAV

98.47

1.53



FRANKLIN INDIA SMALLER COMPANIES FUND


Deepak Nitrite Ltd 5.72 Financial Services 15.74 Brigade Enterprises Ltd 4.24 Construction 13.17 J.B. Chemicals & Pharmaceuticals Ltd 3.10 Consumer Goods 12.90 Cyient Ltd 3.00 Chemicals 9.47 K.P.R. Mill Ltd 2.99 Services 7.80 Quess Corp Ltd 2.97 Industrial Manufacturing 7.36 Equitas Holdings Ltd 2.85 Pharma 6.95 CCL Products (India) Ltd 2.84 IT 5.62 Sobha Ltd 2.72 Consumer Services 4.67 Finolex Cables Ltd 2.55 Textiles 3.82

Oil & Gas 3.02

Media, Entertainment & Publication 2.32

Automobile 1.92






FRANKLIN INDIA FEEDER - FRANKLIN U.S. OPPORTUNITIES FUND



Franklin India Feeder - Templeton European Opportunities Fund


Templeton European Opportunities Fund, Class I (Acc) 98.84 Mutual Fund Units 98.84 * Excludes Call, Cash and Other Current Assets.

Call, cash and other current asset 1.06 Portfolio Turnover Ratio - Last one year ended

September 30, 2021 -21.69%

FRANKLIN INDIA MULTI-ASSET SOLUTION FUND


Franklin India Bluechip Fund Direct-Growth Plan 34.70 Mutual Fund Units 40.83 Nippon India ETF Gold Bees 24.55 ETF 24.55 Franklin India Liquid Fund Direct-Growth Plan 3.64 Call, cash and other current asset 34.61 Franklin India Short-Term Income Plan (No. of

Segregated Portfolios in the Scheme- 3) - (under

winding up) Direct-Growth Plan $$$

2.49

Franklin India Short Term Income Plan-Segregated


Growth Plan

0.00#

Franklin India Short Term Income Plan - Segregated



0.00#

#less than 0.01%


Portfolio Turnover Ratio - Last one year ended

September 30, 2021 - 117.65%

FRANKLIN INDIA EQUITY SAVINGS FUND


Housing Development Finance Corporation Ltd 10.24 Financial Services 43.62

Oil & Gas 16.89 Axis Bank Ltd 8.66

Power 8.38 Hindustan Petroleum Corporation Ltd 7.39 Consumer Goods 7.69 ICICI Bank Ltd 4.86 IT 5.20 Infosys Ltd 3.61 Construction 4.86 Larsen & Toubro Ltd 3.44 Automobile 4.41 Maruti Suzuki India Ltd 2.68 Textiles 2.42

Telecom 2.27 Tata Power Co Ltd 2.66

Industrial Manufacturing 1.78 United Breweries Ltd 2.34 Pharma 1.36 Dabur India Ltd 2.12 Consumer Services 1.11 * Excludes Call, Cash and Other Current Assets.

Portfolio Turnover Ratio - Last one year ended

September 30, 2021 -437.92%



Franklin U.S. Opportunities Fund, Class I (Acc) 100.02

Sector Allocation

Mutual Fund Units


% to NAV

100.02

-0.02


Scheme Comparision Scheme Name, No. of Folios & Assets Under Management (AUW

Investment Strategy

Product Positioning

Equity Schemes

Franklin India Opportunities Fund (FIOF)

No, of Folios: 49,220

Assets Under Management (AUM): Rs. 702.49 ciores

The scheme follows a blend

of value and growth style of investing.

The fund will follow a bottom-up approach to stock-picking. The scheme w31 invest in

stocks with an emphasis on opportunities presented by special

situations such as corporate

restructuring, Government

policy ' an(Lbr regulator)7 changes, companies going through temporary unique challenges and other similar

instanc.

An equity fund with an emphasis on special situations.

Franklin India Focused Equity Fund (FIFEF)


Assets Under Management (AUM): Rs. 7,832.57 crores

The fund will also combine bottom-up stock selection with top down industry themes to identify stocWsectors exhibiting above average growth or high potential. The âıifts between companies and sectors to be identified based on relative valuations, liquidity and growth potential

A diversified equity portfolio investing in companies / sectors having higher growth rates or aoove average potential with a focused approach to portfolio construction.

Franklin India Prima Fund (FIPF)



The schemefollows a blend of value and growth style of investing. The fund will follow a bottom-up approach to stock-picking and choose companies across sectors. Tne scheme will invest in diversified portfolio of primarily mid cap stocks.

A diversified equity portfolio predominantly investing m mid-cap stocks.

Franklin Build India Fund (FBIF)



Focuses on corrmanies engaged eitlier directly or lnoirectly in infrastructure-related activities and the development of the Indian economy. The fund will follow a bottom-up approach to stock-picking and choose me best companies across sectors.

An equity fund that invests in stocks of infrastructure and allied sectors.

Franklin India Equity Advantage Fund (FIEAF)


Assets Under Management (AUM): Rs. 2,§69.99 crores

The scheme follows a blend of value and growth style of investing. The fund will follow a bottom-up approach to stock-picking and choose companies across sectors. The scheme will invest predominantly in large and mid-cap stocks.

A diversified equity portfolio investing predominantly in large and mid-cap stocks.

Franklin India Taxshield (FIT)


Assets Under Management (AUM): Rs. 5,01839 crores

Will invest in diversified portfolio of stocks across sectors and market capitalisation. The fund follows a blend of value and growth style of investing, and a bottom-up approach to stock-picking.

A diversified equity portfolio for invcrs seeking exemption under 'Section 80C of the Income Tax Act.

Franklin India Flexi Cap Fund (FIFCF)


Assets Under Management (AUM): Rs. 1(X211.33 crores

The scheme follows a blend of value and growth style of investing. The fund will follow a bottom-up approach to stock-picking and choose wealth creating companies across sectors.

A diversified equity portfolio investing m laiê, mid and small-cap stocks.

Franklin India Bluechip Fund (FIBCF)


Assets Under Management (AUM): Rs. 6,/69.66 crores

The scheme follows a blend of value and growth style of investing. The fund will follow a bottom-up approach to stock-picking and choose compames across sectors. The scheme will invest in diversified portfolio of stocks which have a large market capitalization and are liquid.

A diversified equity portfolio investing predominantly in large-cap stocks.

Franklin India Equity Savings Fund (FIESF)


Assets Under Management (AUM): Rs. 124.06 crores

The scheme has a dual objective of generating income by investing in debt and money market securities as well as generating capital appreciation by investing in equity and equity related securities. It will seek to reduce volatility of returns by actively using equity derivatives as hedge. Further, the scheme may invest into equity stocks in the cash market and take short position in futures market to avail arbitrage between spot & futures market and reduce net long equity exposure.

A fund that invests in equity and equity related securities including the use of equity derivatives strategies and arbitrage opportunities with balance exposure in debt and money market instruments

Templeton India Value Fund (TIVF)


Assets Under Man^gpient (AUM): Rs. 607.39 crores

The stock selection would generally be based on constructing a diversified portfolio generally of large capitalised and^r liquid stocks. Methodology adopted by the fund^ based on long term, bottom-up value investing approach. The funa invests in stocks that trade at discounts to their intrinsic value held with a long-term view, leading to Tow portfolio valuations and low portfolio turnover. Fund manager identifies value through rigorous fundamental analysis, proprietary screens anâ woddde network of experienced rr RrewU is done on a company-by- company basis to determine what we consider its

r be based on projected future earnings, cash flow, asset value potential, and material environmental social and governance r

A diversified equity portfolio with value r

Templeton India Equity Income Fund (TIEIF)



Since TIEIF seeks to look at current or potentially attractive dividend yield, as one of Ae m^jor parameters to meet its investment otêctives, TIEIF would lc^k at ^t parameter while

o decisions. In general, the

o o by TIEIF is basecf on the bottom up value investing approach.

A diversified equity portfolio of securities with current or potentially attractive dividend yield from Indian and emerging markets, with value strategy-

Franklin Asian Equity Fund (FAEF)



Focuses on companies benefiting from the growth opportunities in. Asia Pacific (exJapan) regjon The fund managers will adopt a combination of top-down (macro analysis to identify countries and sectors) and bottom-up (micro analysis to pick StOCKS) approach, and. use the growth investment style.

An equity fund that invests in stocks of Asian companies / sectors (excluding Japan).

Franklin India Smaller Companies Fund (FISCF)



FISCF is an open end equity fund designed for those investois who seek exposure to an equity product that can take advantage of the opportunities available predominantly in the small cap spaa. The universe may also indude some allocation to companies in lai^ and mid cap spaa.

A diversified equity portfolio predominantly investing m small-cap stocks.

Franklin India Technology Fund (FITF)


Assets Under Management (AUM): Rs. 71B.23 crores

The scheme seeks to achieve long-term capital appreciation through investments in companies across market capitalizations in Indian as well as global markets which are expected to benefit from the development, advancement and use of technology.

An equity fund that invests in stocks of technology and technology related companies.

Hybrid Fund

Franklin India Equity Hybrid Fund (FIEHF)



The scheme follows a blend of value and growth style of investing. The fund will follow a bottom-up approach to stock-picking and choose comparu.es across sectors. The equity portion of the scheme will invest in diversified portfolio of stocks. The debt portion of the scheme y/ill be invested in fixed income instruments.

A hybrid fund predominantly investing in a portfolio of equity, equity related instruments along with exposure to fixed income securities

Index Funds/ETF

Franklin India Index Fund (FIIF)- NSE Nifty Plan (NSE)

No. of Folios: NSE: 9331

Assets Under Management (AUM): NSE : Rs. 470.44 crores

Looks to replicate the composition of Nifty 50 Index.

A passiveh? managed equity index fund.

Note: The data on No, of Folios and Assets Under Management is on September

30,2021.

Fund of Funds

Franklin India Dynamic Asset Allocation Fund of Funds (FIDAAF)



The equity allocation (i.e. the allocation to underlying equity funds) will be determined based on the month-end weighted average P/E ratio and P/B ratio of the Nifty 500 Index. The fund manager will decide the equity component based on the month-end weighted average PZE and P/B ratios of the Nifty 500 Index. The portfolio will be rebalanced in the first week of the following month.

A fund of funds that offers tactical allocation between equity and debt funds, based on market valuations.

Franklin India Fife Stage Fund of Funds (FIESF)

No. of Folios: 20’s plan: 601 30’s plan: 430 40’s plan: 670 50’s plus plan: 604 50’s plus floating rate plan:

547 Assets Under

Management (AUM): 20s Pirn Rs. 12.10 crores; 30s 'Plan: Rs. 6.45 crores; 40s PW Rs. 20.13 crores; 50s Plus 'Plan: Rs. 16.44 crores; 50s Plus Floating Rate Plan Rs. 19.81 crores

The primary objective is to generate superior risk adjusted returns to investors in line with their chosen asset allocation with tactical allocation. The Scheme invests in underhdng schemes with a balanced approach based on predetermined asset allocation with half- yearly rebalancing

A fund of funds offering life stage solutions - with different plans of varying asset allocation.

Franklin India Feeder - Franklin U.S. Opportunities Fund (HF-FUSOF) No. of Folios: 1,76,592


The scheme seeks to invest predominantly in units of Franklin7 US Opportunities Fund, an overseas mutual fund, which pEmarily hvest in securities in the United States of America.

A fund of funds investing predominantly in units of Franklin U.S. Opportunities Fund, an overseas equity fund, which pnmîly invests in securities in the United States of America.

Franklin India Feeder - Templeton European Opportunities Fund (FIF'TEOF) No. of

Folios: 2,645


The Fund seeks to provide capital appreciation by investing predominantly in units of Templeton European Opportunities Fund, an overseas equity fund which primarily invests in securities of issuers incorporated or having their principal business in the European Countries.

A fund of funds investing predominantly in units of Templeton European Opportunities Fund, an overseas equity fund which primarily invests in securities in European countries.

Franklin India Multi-Asset Solution Fund (FIMAS)

No. of Folios 2,672

Assets Under Management (AUM) Rs. 5(194 crores

The investment strategy of the fund is to provide an asset allocation solution to the investors. The asset allocation will be dynamically managed across Equity, Debt, Gold and Money Market based on proprietary model- The fund proposes to primarily mvest in our existing local equity, fixed income, liquid products and in domestic Gold ETFs. Allocation to the asset classes will be made based on a proprietaty model which is a mix of quantitative and qualitative analysis anc uses a combination of economic, valuation and momentum / sentiment factors.

The proprietary model uses strategic and tactical allocation. While strategic allocation determines long term allocation to different asset classes, tactical allocation uses a combination of economic, valuation and momentunYsentiment fectors to determine the allocation towards a particular asset classêcurity.

A fund of funds that invests in diversified asset classes through a mix of strategic and tactical " allocation.

COMMON FEATURES FOR ALL SCHEMES

Risk Profile of the Schemes Mutual Fund Units involve investment risks including the possible loss of

principal Pkase readtheSIDcarefuhy for details on risk factors before investment.

Scheme specific Risk Factors are summarized below:

Different types of securities in which the scheme would invest carry different

levels andtypes of risk. Accordingly the scheme's risk may increase or decrease

depending upon its investment pattern.

o may restrict liquidity of investments in equity and equity- related securities.

In case of investments in foreign securities, there may be risks associated with

currency movements, restrictions on repatriation and transaction procedures in

overseas market as well as country rehted risk.

Performance of the relevant index will have a direct bearing on the performance

of the index schemes. Tracking errors are inherent in any indexed fund and such

errors may cause the scheme to generate returns, which ore not in line with the

performance of the relevant index or one or more securities covered by/included

in the relevant index.

In case of sector funds, the schemes would primarily invest in the respective

industry / sector thereby restricting the diversification of the scheme. Therefore,

the performance of

a market price movements of companies in the said industty/sector. Hence,

movements in the

NAV of the schemes would be more volatile compared to the NAV of a scheme

with a more diversified portfolio. In case of FBIF, the investments under the

scheme are oriented towards equity and equity linked instruments of companies

engaged in the infrastructure related activities and hence will be affected by risks

associated with the infrastructure industries. The performance of the Scheme

would be dependent upon the performance and market price movements of

companies in the infrastructure industry. Amongst the infrastructure industries as

mentioned under the investment strategy, the majority of the equity/ equity linked

investmentscouldbeconcentrated under a single or a few sectors.

While mid cap and small cap stocks give one an opportunity to go beyond the

usual large blue chip stocks and present possible higher capital appreciation, it is

important to note that mid/small cap stocks can be riskier and more volatile on a

relative basis. Therefore, the risk levels of investing in small cap and mid cap

stocks is more than investing in stocks of large well-established companies.

Please note that over a time these two categories have demonstrated different

levels of volatility and Investment returns. And it is important to note that

generally, no one class consistently outperforms the others. While smaller and

medium size companies may offer substantial opportunities for capital

appreciation, they also involve substantial risks.

Historically, these companies have been more volatile in price than larger

company securities, especially over the short term. Among the reasons for the

greater price volatility are the less certain growth prospects of smaller companies,

the lower degree of liquidity in the markets for such securities, and the greater

sensitivity of smaller companies to changing economic conditions. Smaller

companies carries large amount of liquidity risk compared to the Large Cap

companies, as the ability to sell is limited by overall trading volume in the

securities, which it invests.

In addition, smaller companies may lack depth of management, be unable to

generate funds necessary for growth or development, or be developing or

marketing new products or services for which markets are not yet established and

may never become established.

They could also suffer from disadvantages such as - outdated technologies, lack

of bargaining power with suppliers, low entry barriers and inadequate

management depth. Overall, the risks of investing in medium / small companies

are (a) transparency/liquidity levels may not be on par with established, large

companies; (b) corporate governance may be an issue with some companies; and

(c) they may not be resilient enough to withstand shocks ofbusiness/economic

cycles. FIF- FUSOF & FIF-TEOF may not be able to mirror the performance of

underlying overseas fund(s) due to various reasons such as currency difference

between FIF-FUSOF & FIF-TEOF and underlying fund, daily revaluation of

foreign exchange in FIFFUSOF & FIF-TEOF for the portfolio valuation, entire

assets of FIF-FUSOF & FIF-TEOF may not be invested in underlying fund, the

amount payable/receivable on settlement date would be different as compared to

the amount payable/receivable on the trade confirmation date of the investment

in the FIF-FUSOF & FIF-TEOF/ underlying fund due to foreign exchange

movement, difference in the date of allotment of units isFIF-FUSOF & SIF-

TEOFand he investment by FIF-FUSOF & FIF-TEOF into the underlying fund

etc.

Investmentsin the SundofFunds schemes will Save al! the risks associated with

the underlying funds including liquidity risks. Any change in the investment

policies or fundamental attributes of the underlying funds wi. affect the

performance of Fund of Funds.

Any change in the ability to purchase/redeem units in the underlying

schemeonaccourn ofsuspension of sale of units, suspension of redemption of

units, segregation of portfolio, winding up, etc may affect ability of FOF to invest

and liquidate funds.

The Investors shall bear the recurring expenses of the FOS schemes in addition

to the expenses (recurring expenses and load) of the underlying schemes. The

load and the recurring expenses charged by the underlying fund may change from

time to time. Therefore, the returns of the Scheme may be materially impacted or

may, at times, be lower than the returns that the investors directly investing in

the underlying fund could o

Movements in the Net Asset Value (NAV) of the underlying funds would impact

the performance of Fund of Funds. Trading volumes,settlement periods and

transfer procedures may restrict the liquidity of FIMAS’ investments in Gold

Exchange Traded Fund schemes (Gold ETFs).

Investments in debt instruments are subject to various risks such as credit/default

risk, interest rate risk, reinvestment risk, liquidity risk etc. E.g. corporate bonds

carry a higher amount of risk than Government securities. Further even among

corporate bonds, bonds which are AAA rated are comparatively less risky than

bonds which are AA rated.

Credit risk: This refers to the risk that an issuer of a fixed income security may

defauItO-e. wS be unable to maketiSely principal and interest payments on the

security).

Interest rate risk: This risk results from changes in demand and supply for

money and other macroeconomic factors and creates price changes in the value

of debt instruments. Consequently, the NAV of the scheme may be subject to

flocmation.Pricesofluno terSsecurhies generally fluctuate more in response to

interest rate changes than do short-term securities. This may expose the schemes

to possible capital erosion.

Liquidity Risk: This refers to the ease with which a security can be sold at or

near to its valuation yield-to-maturity (YTM). Liquidity risk is today

characteristic of the Indian fixed income market.

Market risk: This risk arises due to price volatility due to such factors as

irnerestsensitivity, market perceptionoe the credit worthiness of the issuer and

general market liquidity, change in interest rate expectations and liquidity flows.

Market

i s ms h urities. This


Reinvestment risk: This risk refers to the interest rate levels at which cash

flows received for the securities in the Scheme is reinvested. The risk is that the

rate at which interim cash flows can be reinvested may be lower than that

originally assumed. Different types of Securitised Debts in which the scheme

would invest carry different levels and types of risks. Presently, secondary

market for securitised papers is not very liquid. There is no assurance that a deep

secondary market will develop for such securities. Money market securities,

while fairly liquid, lack a well-developed secondary market, which may restrict

the selling ability of the scheme.

Derivatives are high risk, high return instruments. A small price movement in the

underlying security could have a large impact on their value and may also result

in a loss.

The tax benefits available under the ELSS and other tax saving schemes are as

available under the present taxation laws and are available only to certain

specified categories of investors and that is subject to fulfilment of the relevant

conditions. In view of the individual nature of tax consequences, each Investor/

Unit holder is advised to consult his/her own professional tax advisor. The

Trustee, AMC, their directors or their employees shall not be liable

for any of the tax consequences that may arise, in the event that the Scheme is

wound up before the completion of the lock-in period. Investors are requested to

review the prospectus carefully and obtain expert professional advice with regard

to specific legal, tax and financial implications of the investment/participation in

the scheme.

Regional Market risk: Funds investing in a single region are subject to higher

concentration risk and potentially greater volatility compared to funds following

a more diversified policy.

Eurozone risk (FIF-TOOF): Mountihg sovereign debt burdens and slowing

economic growth among European countries, combined with uncertainties in

European financial markets, including feared or actual failures in the banking

system and the possible break-up of the Eurozone and Euro currency, may

adversely affect interest rates and the prices of both fixed income and equity

securities across Europe and potentially other markets as well. These events may

increase volatility, liquidity and currency risks associated with investments in

Europe. In any event of the break-up of the Eurozone or Euro currency, the

relevant funds maybe exposed to additional operational or performance risks.

While the European governments, the European Central Bank, and other eh

measures to address the current fiscal conditions, these measures may not have

the desired effect and therefore the furnre stahed growth of Europe is uncertam.

The performance and value of the fund may be adversely affected, should there

be any adverse creditevents. There is no assurance or guarantee that the

objectives of the scheme will be achieved. The past performance of the mutual

funds managed by the Franklin Templeton Group and its affiliates is not

necessarily indicative of future performance of the scheme.


participation in repo

transactions in Corporate

Debt Securities

• Counter-party risk Credit risk would arise if the counter-party fails to repurchase the security as

contracted or if counterparty fails to return the security or interest received on

due date. To mitigate such risks, the Schemes shall carry out repo transactions

with only those counterparties, which has a credit rating of ‘AA- and above’.

In case of lending of funds as a repo buyer, minimum haircuts on the value of

the collateral security have been stipWateSend weSouIdreceivethe collateral

security in the Scheme’s account through an exchange settled matching

process. Generally, we would have a limited number of counter-parties,

comprising of Mutual Funds, Scheduled Commercial banks, Financial

Institutions and Primary dealers etc. Similarly, in the event of the Scheme

being unable to pay back the money to the counterparty as <20111^^(1,1^

counter-party may dispose off the assets (as they have sufficient margin) and

the net proceeds may be refunded to the Scheme. Thus, the Scheme may suffer

losses in such cases.

• Collateral Risk (as a repo

buyer) Collateral risks arise due to fall in the value of the security Schange in credit

rating anOr intereswates)against wO the money has been lent under the repo

arrangement. To mitigate such risks, minimum haircuts have been stipulated

on the value of the security. The loves tment Manager may ask for a higher

haircut depending upon the market conditions.

Risks associated

withlnvostments in REITs

and InvITs: • Market Risk: REITs and InvITs Investments are volatile and subject to price

fluctuations on a daily basis owing to factors impacting the underlying assets.

AMC/Fund Manager’s will do the necessary due diligence but actual market

movements may be at variance with the anticipated trends.

• Liquidity Risk: As the liquidity of the investments made by the Scheme(s)

could, at times, be restricted by trading volumes, settlement periods,

dissolution of the trust, potential delisting of units on the exchange etc, the time

taken by the Mutual Fund for liquidating the investments in the scheme may

be high in the event of immediate redemption requirement. Investment in such

securities may lead to increase in the scheme portfolio risk.

• Reinvestment Risk: Investments in REITs & InvITs may carry

reinvestment risk as there could be repatriation of funds by the Trusts in form

of buyback of units or Payout of Income Distribution cum capital withdrawal

option, etc. Consequently, the proceeds may get invested in assets providing

lower returns.

• Regulatory/Legal Risk: REITs and InvITs being new asset classes, rights

of unit holders such as right to information etc may differ from existing capital

market asset classes under Indian Law.

Risk Mitigation Factors:

Equity Liquidity Risk: The fund will try to maintain a proper asset liability match to

ensure redemption payments are made on time and not affected by illiquidity of

the underlying stocks. FISCF will endeavour to invest in a mix of Smaller

Companies and Other Companies stocks (as defined in the asset allocation) and

also try to maintain a portion of investments in cash & liquid assets.

Concentration Risk: Except in case of sector funds and FBIF, the schemes

will endeavour to have a well-diversified equity portfolio comprising stocks

across various sectors of the economy. This would aid in managing concentration

risk and sector-specific risks. Generally, diversification across market cap

segments also aids in managing volatility and ensuring adequate liquidity at all

times.

Derivatives Risk: The fund will endeavour to maintain adequate controls to

monitor the derivatives transactions entered into.

Debt Interest Rate Risk: The Fund seeks to mitigate this risk by keeping the

maturity of the schemes in line with the interest rate expectations.

Credit Risk or default risk: The Fund will endeavour to minimise

Credit/Default risk by primarily investing in medium-high investment grade

fixed income securities rated by SEBI registered credit rating agencies. Historical

default rates for investment grade securities (BBB and above) have been low.

Reinvestment Risk: Reinvestment risks will be limited to the extent of

coupons received on debt instruments, which will be a very small portion of the

portfolio value. The schemes may take positions in interest rate derivatives to

hedge market/interest rate risks.

Liquidity or Marketability Risk: The fund will endeavour to minimise

liquidity risk by investing in securities having a liquid market.

Dividend (Income Distribution cum capital withdrawal) Policy:

Income Distribution cum capital withdrawal (IDCW) is based on the availability

of adequate distributable surplus in the scheme. The amounts can be distributed

out of investors capital (Equalization Reserve), which is part of sale price that

represents realized gains. The Trustee may, at its sole discretion distribute

income under IDCW option/plan in the fund at any time. Although there is every

intention to distribute income, there is no assurance or guarantee as to the

frequency or quantum of such distribution nor that the distributions be regularly

paid.

No Load on Bon us/Re in vestment of Income Distribution

cumcapital withdrawal option: No entry and exit load shall be charged on

bonus units or units allotted on reinvestment of Income Distribution cum capital

withdrawal.

Commission todistributor The upfront commission on investment made by the investor, if any, shall be paid

to the ARN Holder (AMFI registered distributor) directly by the investor, based

on the investor’s assessment of various factors including service rendered by the

ARN Holder.

Credit of exit load, to

schemes: Effective October 01, 2012, Exit load/ CDSC (if any) charged td the unit holders

by the Mutual Fund on redemption (including switch-out) of units shall be

credited to the respective scheme

r if any, shall be paid out ofthe exOoad proceeds.

Transaction Charges:

The AMC/Mutual Fund shall

deduct Transaction Charges

on purchase/subscription

applications received from

investors that are routed

through a

distributor/agent/broker as

follows, provided the


has opted to receive the

transaction charges:

(i) Firsttime investor in

mutual funds:

Transaction Charge of Rs.

150/- on


application of Rs.10,000

and above shall be

deducted from the


paid to the


of the investor. Units will

be allotted for the

balance subscription

amount (net of the

transaction charge

deducted).

(ii) Investors other than first

time investor in mutual

funds:

Transaction Charge of

Rs.100/- per


application of Rs.10,000

and above shall be

deducted from the


paid to the


of the investor. Units will

be allotted for the

balance subscription

amount (net of the

transaction charge

deducted).

(iii) In case of investments

through Systematic

Investment Plan (SIP), the

Transaction Charge shall

be deducted only if the

total commitment

through SIP (i.e. amount

per SIP instalment x No. of

SIP instalments) amounts

to Rs.10,000/- and above.

The Transaction Charge

shall be deducted in 3 or 4

instalments, as may be

decided by the AMCfrom

time to time.

(iv) The Transaction Charges

shall not be deducted for:

(a) purchase/subscription

applications for an

amount less than

Rs.10,000/-;

(b) tran dactions other

than purchares/

subscriptions relating

to new inflows such as

switches, redemption,

Systematic Transaction

Plan, Transfer of

Income Distribution

cum capital withdrawal

plan etc.;

(c) direct applications

received by the AMC

i.e. applications

received at any Official

Point of Acceptance of

Transaction of Franklin

Templeton Mutual

Fund that are not

routed through any

distributor/agent/brok

er; and

(a) transactions rou ted

through stock exchange

platform (not

applicable for ARN

holders who have

‘opted-in’ for levy of

transaction charges in

respect of mutual fund

transactions of their

clients routed through

stock exchange

platforms).

The sldtement of accou

nt shall disclose the net

investment as gross

subscription less

transaction charges and

the units allotted

against the net

investment. The

upfront commission to

distributors shall

continue to be paid by

the investor directly to

the distributor by a

separate payment

based on his

assessment of various

factors including the

service rendered by the

distributor.

As per SEBI Circular no. CIR/IMD/DF/21/2012 dated September 13,2012; the

employee/ relationship manager/ sales person of the distributor interacting with

the investor for the e of

AMFI. EUIN needs to be mentioned on the application alongwith the ARN

number. This will assist in tackling the problem of mis-selling even if the

employee/ relationship manager/sales person leave the employment of the ARN

holder / Sub broker. In case the transaction is executed without any interaction

or advice by the employee/relationship manager/ sales person of the


Who Can Buy Units of the schemes can be purchased by:

1. Adult individuals, either singly or jointly (not exceeding three), resident in

India.


3. Companies/ Domestic Corporate Bodies/ Public Sector Undertakings

registered in India.

4. Charitable, Religious or other Tru its authorised to invest in units of mutual

funds.



(including erstwhile Person of Indian Origin card holders) on full

repatriation basis and on non- repateiation basis but not (a) United States

Persons within the meaning of Regulation S under the United States

Securities Act of 1933 or as defined by the U.S. Commodity Futures

Trading Commission, as amended from time to time or (b) residents of

Canada.

7. Foreign Institutional Investors and their sub accounts on full repatriation

basis/ Foreign Portfolio Investors (subject to RBI approval) and such other

entities as maybe permitted under SEBI (Foreign Portfolio Investors)

Regulations, 2014, as amended from time to time.


9. Wakf Boards or Endowments / Societies (including cooperative societies)

/ Association of Persons or Body of individuals (whether incorporated or

not), Trusts and clubs authorised to invest in units of mutual funds.

10. Sole Proprietorship, Partnership Firms.



13. Other Associations, Institutions, Bodies etc. authorized to invest in the

units of mutual funds.

14. Such other individuals/institutions/body corporate etc., as may be decided

by the AMC from time to time, so long as wherever applicable they are in

conformity with SEBI Regulations.

15. The Mutual Fund Schemes/ Alternative Investment Funds can also invest

in Franklin Templeton Schemes, subject to SEBI regulations applicable

from time to time.

Units of the schemes of Franklin Templeton Mutual Fund is an eligible

investment for charitable and religious trusts under the provisions of Section 11

(5) (xii) of the Income Tax Act, 1961, read with Rule 17Cofthe Income Tax

Rules, 1962. Further, the Government of Maharashtra has authorized and

declared the following schemes as ‘public security’ under the Bombay Public

Trusts Act, 1950 in its order dated January 19, 2002: Templeton India Value

Fund and Franklin India Index Fund. Default Plan / Option

The investors must clearly indicate the Plan and Option in the relevant space

provided for in the Application Form. In the absence of such instruction, it will

be assumed that the investor has opted for the Default Plan which shall be as

follows.

Scenario Broker Code

mentioned by

the investor

Plan r

by the investor

Default

Plan to be

captured

1 opp Notmentioned DirectPIan


r r

Regular Direct Plan

4 Mentioned Direct Direct Plan


Direct Regular Direct Plan


8 Mentioned Not Mentioned Regular Plan In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application

form, the application shall be processed under Regular Plan. The AMC shall

contact and obtain the e r

application form from the investor/ distributor. In case, the correct code is not

received within 30 calendar days, the AMC shall reprocess the transaction under

Direct Plan from the date r r

reprocess the transaction under Direct Plan in case the units

have been redeemed within the aforesaid 30 calendar days.

Scheme Default Option TIW, HEHF, HIF, HBCF, FIFCF, FIOF,

FIEAF, FIPF, FITF, HFEF, TIEIF, FAEF,

HDPEF, FBIF, FISCF, FIF-FUSOF, FIF-

TEOF and FIN'IAS

• Growth in case Growth

or Income Distribution


(IDCW) option is not

indicated.

• Reinvestment o f Income



Payout of Income

Distribution


option or Reinvestment of


capital withdrawal option is

not indicated.

FILSF • 20s Plan in case 20s Plan, 30s

Plan, 40s Plan, 50s Plus Plan

or 50s Plus Floating Rate

Plan is not indicated.

• Growth in case Grawth or



option isnot indicated.

• Reinvestment o f income

Distribution cum

capitalOhdrawal.

option in case Payout of

Income Distribution e

option or Reinvestment of


capial withdrawal option is

not indicated.

FIT • Growth in case Growth

or Income Distribution


(IDCW) option is not

indicated.

FIESF • Growth in case Growth

or Income Distribution cum



• Income Distribution cum


option in case IDCW or

Monthly or Quarterly IDCW

Option is not indicated

• Reinvestment o f Income

Distribution


option in case Payout of


capital withdrawal option or




indicated.

The Trustee/AMC reserves the right to alter/vary the default

plan/option, and the terms and conditions of these facilities and privileges, after

giving notice. The trustee is entitled, in it’s sole and absolute discretion, to reject

any Application.

Trustee Company: Franklin Templeton Trustee Services Pvt. Ltd., a company set up under the

Companies Act 1956, and approved by SEBI to act as the Trustee to the schemes

of Franklin Templeton Mutual Fund.

Despatch of Repurchase

(Redemption) Request The redemption proceeds will be despatched to the unitholders within the

regulatory time limit of 10 business days of the receipt of the valid redemption

request at the Official Points of Acceptance of Transactions (OPAT) of the

Mutual Fund.

Applicable N AV

For Purchase including

switch-in In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund and

the funds are available for utilisation on the same day before the cut-off time -

the closing N AV of the day on which the funds are available for utilisation shall

be applicable. In respect of valid applications received* after 3:00 p.m. by the

Mutual Fund and the funds are available for utilisation on the same day - the

closing NAV of the Business Day following the day on which the funds are


However, irrespective of the time of receipt of application, where the funds are

not available for utilisation on the day of the application, theclosing NAV

oftheBusiness Day onwdich the funds are available for utilisation before the cut-

off time (3:00 p.m.) shall be applicable provided the application is received* prior


Investors are encouraged to avail electronic payment modes to transfer funds to

the bank account of the Scheme to expedite unit allotment.

For determining the availability of funds for utilisation, the funds for the entire

amount of subscription/purchase (including switch-in) as per the application

should be credited to the bank account of the scheme before the cut-off time and

the funds are available for utilisation before the cut-off time without availing any

credit facility whether intra-day or otherwise, by the respective scheme.

For investments through systematic investment routes such as Systematic

Investment Plans (SIP), Systematic Transfer Plans (STP), Transfer of Income

Distribution cum capital withdrawal plan (TIDCW) etc. the units will be allotted

as per the closing NAV of the day on which the funds are available for utilization

by the destination Scheme irrespective of the instalment date of the SIP, STP or

record date of dividend etc.

In case of transactions through online facilities / electronic modes, there may be

a time lag of upto 5-7 banking days between the amount of subscription being

debited to investor's bank account and the subsequent credit into the respective

Scheme's bank account. This lag may imp eet the applicability of NAV for

transactions where NAV is to be applied, based on actual realization of funds by

the Scheme. Under no circumstances will AMC or its bankers or its service

providers be liable for any lag / delay in realization of funds and consequent

pricing of units.

Transfer of unit(s) shall be subject to payment of applicable stamp duty by the

unitholder(s) and applicable laws. Accordingly, pursuant to levy of stamp duty,

the number of units allotted on purchase transactions (including switch-in,

Systematic investments, Re investment of Income Distributio n cum capital

withdrawal option, etc) to the unitholders would be reduced to that extent.

Redemptions including

switch-out (all funds): In respect of valid applications received* up to 3:00 p.m. by the Mutual Fund,

the closing NAV of the day of receipt of application shall be applicable.

In respect of valid applications received* after 3:00 p.m. by the Mutual Fund, the

closing NAV of the next business day shall be applicable.

The redemption and switch-out of transaction will be processed only if the

payment instrument of the original purchase transaction under that particular

fund is realised.

* Received at the ISC/Collection Centres of Franklin Templeton Mutual Fund.

Compulsory reinvestment

of Income Distribution cum

capital withdrawal (Not

applicable toFIT) Where the Unitholder has opted for Payout of Income Distribution cum capital

withdrawal option and in case the distribution amount payable to the Unitholder

is Rs.20/- or less, the same will be compulsorily reinvested in the scheme.

Opt inn to receive allotment

and hold u nits in demat

form: Investors have an option to receive allotment and hold units of the schemes of

Franklin Templeton Mutual Fund in demat form.Fv thispurpostyhe investors

need to furnish the details of their depository account in the Application Form

along with a copy of the Client Master Report / List (CMR/CMF) or the

Transaction Statement (the page reflecting name and holding pattern) for

verification of the demat account. The date of demat account statement should

be within 90 days of the application. The Units allotted in electronic form will be

credited to the investor’s Beneficiary Account with a Depository Participant (DP)

of CDSL or NSDL as per the details

t t Unitholder does not wish to get his/her Units converted / allotted in electronic

form or the AMC is not able to credit the Units to the beneficiary account(s) of

the investor for any reason whatsoever, the AMC shall issue Account

statement(s) specifying the Units allotted to the investor. Please note that where

the investor has furnished the details of their depository accounts in the

Application Form, it will be assumed that the investor has opted for allotment in

demat form and the allotment will be made only in demat form as default. In case

of SIP, the units will be allotted based on the applicable NAV as per the terms of

the Scheme Information Document of the respective scheme and will be credited

to the investor’s demat account on weekly basis on realisation of funds. For

example, for the subscription amount of the relevant SIP instalment credited to

the bank account of Franklin Templeton Mutual Fund during a week (Friday to

Thursday), the units allotted will be credited to the investor’s demat account on

following Monday or the subsequent working day if Monday is a holiday/non

workinn day tor the AMC or the depositorie n .

However, this facility is not available for investment under Daily and Weekly

Income Distribution cum capital withdrawal

n Plan (STP) and Transfer of Income Distribution cum capital withdrawal plan

(Transfer ofIDCW Plan).

The existing Unitholders can dematerialise the units held in physical form

(represented by Account Statement) at any time by making an application to the

Depository Participant by filling up the Conversion Request Form (CRF) and

surrendering the Account Statement(s).

Tax treatment for the Investors (Unitholders) Investors are advised to

refer to the details given in the Statement of Additional Information (SAI) under

the section "Taxation". However, the information provided therein is for general

information purpose only and is based on the prevailing tax laws. In view of the

individual nature of the implications,eachinvestor is advised to consultwith his

or her own tax advisors with respect to the specific tax and other implications


Equity Linked Savings Scheme: Individuals, HUFs and Minors through

their parents/guardians can invest upto Rs. 1,50,000 in a financial year in

Franklin India Taxshield, and qualify for deduction under Section 80 C of the

Income-tax Act, 1961.

o The NAV will be calculated for every Business Day and can be viewed on

www.franklintempletonindia.com and www.amfiindia.com. Unitholders may

provide a specific request to Mutual Fund/ AMC to receive the latest available

NAVs through SMS. You can also telephone us at 1-800-4254255 or 1-800 -258-

4255 (if calling from a mobile phone, please prefix the city STD code; local call

rates apply for both numbers) from 8 a.m to 9 p.m, Monday to Saturday.

For Investor Grievances please contact Investor Services, Franklin

Templeton Asset Management (India) Pvt. Ltd., Unit 301, III Floor, Campus 4B,

RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi, Chennai

600096. Tel: 1800 425 4255 or 1-800 -258- 4255 (please prefix the city STD

code if calling from a mobile phone, Local call rates apply to both the numbers)

from 8:00 a.m. to 9:00 p.m., Monday to Saturday. Email:

[email protected].

Name of Investor Relations Officer: Rini Krishnan

Name and Address of Registrar: Computer Age Management Services

Private Limited, No.10 (Old No.178), M.G.R. Salai, Nungambakkam, Chennai-

600 034.

Unitholdn es’ Information:

Account Statement: On acceptance of the application for subscription, a n t

email and/or SMS will be sent to the Unitholders within 5 Business Days from

the date of receipt of application at their en

FunOAMC.

A) Consolidated Account

Statement In order to enable a single consolidated view of all the investments of an

investor in Mutual Funds and securities held in demat form with the

Depositories, Mutual Fund- Regist rar & T raesfer Age ms or Deposito r

ies shall generate and dispatch of single Consolidated Account Statement

(CAS) to the investors. Consolidation of account statement shall be done

on the basis of PAN. In case of multiple holding, it shall be PAN of the

first holder and pattern of holding.

Unitholders who have registered their Permanent Account

Number (PAN) with the Mutual Fund will receive a Consolidated

Account Statement as follows:

1. Unitholders who hold

Demat Account The Account Statement containing details relating to all finencial

transactions (purchase, redemption, switch, systematic investment

plan, systematic transfer plan, systematic withdrawal plan, Transfer

of Income Distribution cum capital withdrawal plan, Payout of

Income Distribution cum capital withdrawal option, Reinvestment of

Income Distribution cum capital withdrawal option and bonus

transactions) made by the unitholder across all mutual funds and

transaction in dematerialised t

will be sent by the Depositories, for each calendar month within 1 Sth

day of the succeeding month to the unitholders in whose folios

transactions have taken place during that month.

CAS shall be sent every half yearly (September/ March), on or before

21st day of succeeding month, detailing holding at the end of the six

month, to all such Unitholders in whose folios and demat accounts

there have been no transactions during that period.

In case of demat accounts with nil balance and no transactions in

securities and in murnal fund folios, the Depository shall send account

statement in terms of regulations applicable to the depositories.

2. Unitholders who Nonot hold De mat Account The Account

Statement containing details relating to all fine ncial trans actio e

(purchase, redemption, switch, systematic investment plan,

systematic transfer plan, systematic withdrawal plan, Transfer of

Income Distribution cum capital withdrawal plan, Payout of Income

Distribution cum capital withdrawal option, Reinvestment of Income

Distribution cum capital withdrawal option and boeUS transactions)

madebythe unitholder across all mutual funds where PAN of the

investor is registered and holding at the end of the month including

t o be sent for each calendar month within 1 Sth day of the succeeding

month to the unitholders in whose folios transactions have taken place

during that month.

The financial transactions processed from the 1st day of the month till

30/31 will be included in CAS, irrespective of trade date of the

transaction.

The CAS detailing holding across all schemes of all mutual funds

where PAN of the investor is registered, shall be sent at the end of

every six months (i.e. September/ March), on or before 21st day of

succeeding month to all mutual fund investors, excluding those

investors who do not have any holdings in mutual fund schemes and

where no commission against their investment has been paid to

distributors, during the concerned half-year period. Such CAS shall

reflect the closing balance, value of the Units as at the end of the

month, the amount of actual commission paid by AMC to distributors

(in absolute terms) during the half-year period against the concerned

investor’s total investments in each MF scheme and scheme’s average

Total Expense Ratio (in percentage terms) for the half-year period, of

both direct plan and regular plan.

For the purpose of sending CAS, common investors across mutual

funds shall be identified by their PAN. PAN identified as having a

demat account by Depositories for generating CAS will not be

considered while generating a Mutual Fund level CAS.

In case of a specific request received from the Unitholders, the

AMC/lVIutual Fund will provide the account statement to the

Unitholder within 5 Business Days from the receipt of such request.

B) Unitholders who have

not registered their PAN

with the Mutual Fund

will receive the

following: For normal transactions during ongoing sales and repurchase:

• The AMC shall issue to the investor whose application (other than

SIP/STP) has been accepted, an account statement specifying the

number of units allotted within 5 working days of allotment.

For SIP / STP/



withdrawal option

transactions: • Account Statement for SIP and STP will be despatched once every month

along with Reinvestment of Income Distribution cum capital withdrawal

option (daily, weekly, monthly) account statement All other Income

Distribution cum capital withdrawal (dividend) statements will be

dispatched as and when the distribution is processed

• A soft copy of the Account Statement will be emailed to investors valid

email id

• However, the first Account Statement under SIP/STP shall be issued within

10 working days of the initial investment/transfer.

• In case of specific request received from investors, Mutual Funds shall

provide the account statement (SIP/STP) to the investors within 5 working

days from the receipt of such request without any charges.

Half-yearly Statement: • The AMC shall provide the Account Statement to the Unitholders who are

not having Valid PAN excluding those investors who do not have any

holdings in mutual fund schemes and where no commission against their

investment has been paid to distributors, during the concerned half-year

period. The Account Statement shall reflect the latest closing balance,

value of the Units across all schemes in the respective folio, prior to the

date of generation of the account statement, the amount of actual

commission paid by AMC to distributors (in absolute terms) during the

half-year period against the concerned investor’s total investments in each

MF scheme and scheme’s average Total Expense Ratio (in percentage

terms) for the half-year period, of both direct plan and regular plan.

For those unitholders who have provided an e-mail address, the AMC

will send the account statement by et statement by writing / calling us at

any of the ISC.

The Account Statement issued by the AMC is a record of t t t

Fund. Investors are requested to review the account statement carefully and

contact their nearest Investor Service Centre in case of any discrepancy.

The contents of the statement will be considered to be correct if no error is

reported within 30 days from the date of receipt of the Account Statement.

Annual Financial Reports As required by the SEBI Regulations, the Fund will mail the schemewise annual

report or an abridged summary thereof to all the unitholders as soon as practical

after 31st March each year but not later than four months thereafter, as the

Trustee may decide. In case of unitholders whose e-mail addresses are




available with the Mutual Fund, the annual report or the abridged summary, as

the case may be, would tnly be sent by email and no physical copies would be

mailed to such unitholders. However, those unitholders who still wish to receive

physical copies of the annual report/abridged summary notwithstanding their

registration of e-mail addresses with the Fund, may indicate their option to the

AMC in writing and AMC shall provide the same without demur. For the rest of

the investors, i.e. whose emailaddressesare not available with the mutual fund,

the AMC shall send physical copies of scheme annual reports or abridged

summary to those unitholders who t t

t

display the link of the scheme annual reports or abridged summary prominently

on the Fund’s website and AMFI website and make the physical copies available

to the investors at inregistered office at all times.

Financial Results and

Portfolio Disclosures The Murnal. Fund shaU within one month oS the close of each half year i.e., 31st

March and 30th September, upload the soft copy of its unaudited financial results

containing the details specified in Regulation 59 on its website and shall publish

an advertisement disclosing uploading of such financial results on its website, in

one English newspaper having nationwide circulation and in one regional

newspaper circulating in the region where the head office of the Mutual Fund is

situated.

The Mutual Fund shall disclose portfolio as on the last day of the month / half-

year for all their schemes on its website and on the website of AMFI within 10

days from the close of each month/ half-year respectively. In case of unitholders

whose email addresses are registered, the Mutual Fund/ AMC shall send via

email both the monthly and half-yearly statement of scheme portfolio within 10

days from the close of each month/ half-year respectively.

Mutual Fund shall publish an advertisement every half-year disclosing the

hosting of the half-yearly statement of its schemes portfolio on its website and

on the website of AMFI. Such advertisement shall be published in the all India

edition of at least two daily newspapers, one each in English and Hindi. Mutual

Fund shall provide a physical copy of the statement of ta

request received from a unitholder.

Prevention of Money

Laundering In terms of the Prevention ofMoney Laundering Act, 2002,the Rules /

guidelines/circulars issued there under (AML Laws), Mutual Funds are required

to formulate and implement a client identification programme, to collect, verify

and maintain the record of identity and address(es) of investors. It is mandatory

for all investors (including joint holders, NRIs, ROA holders and guardians in

the case of minors) to furnish such documents andinformahon as may be required

to comply withthe Know Your Customers (KYC) policies under the AML Laws.

Applications without such documents and information may be rejected.

Submission of PAN: In terms of SEBIcircularsdated April 27,2007, April 03, 2S08 and June

30,200hreadwith SEBI lette] d June 25,2A,

Permanent Account Number (PAN) would be the sole identification number for

all participant transactinginthe securities market, irrespective of the amount of

transaction, except (a) investors residing in the state of Sikkim; (b) Central

Government, State Government, and the officials appointed by the courts e.g.

Official liquidator, Court receiver etc. (under the category of Government) and

(c) investors participating only in micro-pension. SEBI, in its letter dated July

24, 2012 has conveyed that investments in mutual fund schemes [including

investments through Systematic Investment Plan (SIP) ] of up to Rs.50,000/- per

year per investor shall be exempted from the requirement of PAN.

Accordingly, where the aggregate of lump sum investment (fresh purchase and

additional purchase) and SIPs where the aggregate of instalments in a financial

year i.e. April to March does not exceed Rs.50,000/- (referred to as “Micro

investment”), it shall be exempt from the requirement of PAN.

However, a duly verified/attested copy of such document(s) as may be prescribed

by the AMC/Trustee from time to time, needs to be submitted as the proof of

identification in lieu of PAN Card copy. This exemption will be available only

to Micro investment made by individuals being Indian citizens t

guardian and sole proprietary firms). PIOs, HUFs, QFIs and other categories of

investors will not be eligible for this exemption.

For the purpose of identifying Micro investment, applications shall be aggregated

at the investor level (same sole holder/ôint holders in the same sequence) and

such aggregation shall be doneimesgectiveof the number offolios t accounsunder

which the investor is investing and irrespective of source of funds, mode, location

and time of application and payment. Thus, submission ofPAN is mandatory for

all existing as well as prospective investors (including all joint

applicants/holders, guardians in case of minors, POA holders and NRIs but

except tt

funds. Investors are required to register their PAN with the Mutual Fund by

providing the PAN card copy. E-PAN issued by CBDT can also be provided by

FPI. All investments without PAN (for all holders, including Guardians and POA

holders) are liable to be rejected.

All transactions in Franklin Templeton Mutual Fund need to comply with the

PAN and KYC requirements as stated above, failing which the applications are

liable to be rejected. It is clarified that all categories of investors seeking

exemption from PAN still need to complete the KYC requirements stipulated by

the AMC/Trustee from time to time, irrespective the amount of investment.

All Financial transactions with Franklin Templeton Mutual Fund need

to comply with the PAN and KYC tg

Investors are instructed not to make cash payments. No outstation cheques or

post-dated cheques will be accepted. Applications with outstaNon cheques/post

dated cheques may be rejected.

Non acceptance of Third

Party payment The AMC shall not accept subscriptions with Third Party payment instruments

in the Scheme, except in cases of (a) Payment by Employer on behalf of

employee for lump it

deductions or deductions out of expense reimbursement; (b) Custodian on behalf

of an FII or a client, (c) Payment by Asset Management Company to a Distributor

empanelled with it on account of commission/incentive etc. in the form of the

Mutual Fund Units of the Funds managed by such AMC through Systematic

Investment Plans or lump sum / one-time t t t t

Guidelines issued by AMFI, from time to time; (d) Payment by Corporate to its

Agent/ Distributor/ Dealer (similar srrangemem with Principal-agent

relationship), oa account of commission/ incentive payable for sale of its

goods/services in form of mutual fund units through SIP or lump sum/ one-time

t t t

payment made through instruments issued from an account other than that of the

beneficiary investor. It is clarified that in case of payments from a joint bank

account, the first holder of the mutual fund foOohas to be ontof the joint

Ooldemofthe bank account from which payment is made. The investors making

an application under the exception cases mentioned t ib

'documents/

information as may be prescribed by the AMC from time to time.

Temporary closureofOPAT: Few official pointofacceptance oftransactions (OPAT) shall remain non-operational, due tooutbreakof Covid-19 subjeettogovernment directives from timeto

time. We encourage investors to submit their transactions/requests usingvariouso ther modes i.e. FTAMC website, FT m obile application/ MFU website or connect to your financial advisor.

FRANK LINTOMPLE TONBRANCHOFFICES Ahmedabad :202 Abhyit-III, Opp. Mayor's Bunglow, Mithakhali Six Roads Navrangpura, Ahmedabad 380009 Fax: (079) 26462685Allahabad:S N Tower, 4C Maharishi Dayananad Marg, Opp.

Radio Station, Civil Lines, Allahabad-211001 Bangalore :26-27, 1st floor, Northern Area West Wing, Rahej a Towers MG Road, Bangalore - 560001. Fax-080-67149595 Bhubaneswar :77,

Kharavel Nagar, Unit III, Janpath, Bhubaneswar 751001 Fax: (0674) 2531026Bhopal:Guru Arcade, 2nd Floor, Ramgopal Maheshwari Marg, Plot No A 53, MP Nagar Zone 1, Bhopal-

462011Chandigarh :S.C.O 413-414,1st Floor, Sector 35-C, Chandigarh -160022 Fax: (0172)-2622341Chennai :Century Centre, 75 TH Road, Alwarpet, Chennai 600018 Fax: (044)

24987790Cochin (Kochi) :41/418-C, Chicago Plaza, First Floor, Rajaji Road, Ernakulam, Cochin 682035 Fax: (0484) 2373076Coimbatore :424-C Red Rose Towers, Second Floor, D. B. Road,

R. S. Puram, Coimbatore 641002 Fax: (0422) 2470277Dehradun :Shop No. 5,1st Floor, Swaraj Complex, Opp. Hotel Madhuban, Rajpur Road, Dehradun—248001 Fax: (0135)

2719873Guwahati:ITAG Plaza, 2nd Floor, Office No. 2C, G.S. Road, Main Road, ABC, Guwahati - 781005Hyderabad :Unit No 402,6-3-1085/14th Floor, Dega Towers Rajbhavan Road,

Somajiguda , Hyderabad-500 082 Fax: (040) 23400030Indore :101, Starlit Towers, Opp. State Bank of India, Head Office, 29/1 Y. N. Road, Indore 452001 Fax: (0731) 4201507Jaipur :Office

No.18, 2nd Floor, Laxmi Complex, MJ Road, Jaipur -302001, Rajasthan Jalandhar :BX III 455, Shakti Tower, Upper Basement, Below Vishal Mega Mart, G.T. Road, Jalandhar 144001 Fax:

(0181) 5080783Jamshedpur:Fair Deal Complex,1st Floor, Office Unit IB, Main Road, Opp. Ram Mandir, Bistupur, Jamshedpur-831001Kanpur :Office No.208-09,14/113 KAN Chambers Civil

Lines, Kanpur 208001 Tel: (0512) 6454091/92Kolkata :4th Floor, A Block, 22, Abanindra Nath Thakur Sarani (Known as Camac Street), Kolkata - 700016 Lucknow :2 Uttam Palace, First Floor,

3 Sapru Marg, Lucknow 226001 Fax: (0522) 2231104/06566766Ludhiana .SCO- 37, First Floor, Feroze Gandhi Market, Ludhiana 141001 Fax: (0161) 3012101Madurai :Suriya Towers, 1st floor

,Door No272/273 , Good Shed Street, Madurai 625001 Fax: (0452) 2350144Mangalore :First Floor, Manasa Towers, M. G.Road, Kodialbail, Mangalore 575003 Fax: (0824) 2493749Mumbai:(a)

UnitNo.202/203/204, 2nd Floor, Dalamal Tower, PlotNo , 211, Free Press Joe rnalMar g, Nariman Point, Mumbai - 400 021 Fax: (022) 22810923 (b) Indiabulls l inance Centre,Toeer2,13thl

loor, Senapati Bapat Marg, elphinstone Road (West), Mumbai 400013 Fax: (022) 66391284Nagpur :Shop No, 3 8 40round Floor, Maharshi Sh2ad Complex,PSt No,

262,WoHighCourtRoad,BajajNagar,Nagpu r 4400P lax:C7F) 224O38Nashi0:2ndiloor,BedrutiaiNavkar Height, New PandiRolorty , Near Rajiv Gandhi Bhavan, Saharanpur Road, Nashik 422002

Fax: (0253) 2574329New Delhi :707-710, 7th Floor, Ashoka Estate Building, 24 Barakhamba Road, New Delhi 110001 Fax: (Oil) 23752019Patna :UnitNo,402,4th Floor, Sai Tower, New Dak

Bungalow Road, Patna - 800 OOlPanjimJ N Chambers, Third floor, Opp, Mahalaxmi Chambers, Dr, Shirgaonkar Road, Panaji ,Goa 403001 Pune :401, Karan Selene, above Yes Bank, 187,

Bhandarkar Road, Pune 411004 Fax: (020) 25665221Raipur :Shop No, 310, 3rd Floor, Lalganga Shopping Mall, G, E, Road, Raipur 492001 Fax: (0771) 4033614Rajkot :408-409, 4th Floor,

Sadhana Downtown, Jubilee Chowk, Jawahar Road, Rajkot - 360 001 Ranchi:Saluja Tower, 6th Floor, Peepe Compound, Sujata Chowk, Main Road, Ranchi - 834001 Salem :214/215, Second

Floor, Kandaswarna Shopping Mall, Sarada College Road, Salem 636016 Fax: (0427) 2446854Surat:HG-29 International Trade Centre, Majura Gate Cross Road Signal, Ring Road, Surat 395002

Fax: (0261) 2473744Trichy :Arun Arcade, 75/1, First Floor, First Cross, North East Extension, Thillainagar, Trichy 620018 Fax: (0431) 2760013Vadodara :Unit No. - 306, Third Floor, Golden

Icon, Opp. BSNL, Bird Circle, Old Padra Road, Vadodara - 390007 Varanasi :D-64/127, C-H, Arihant Complex, 4,h Floor, Sigra, Varanasi, Uttar Pradesh Vijayawada :White House, First Floor,

Room # 2, M.G. Road, Vijayawada 520010 Fax: (0866) 6695550Visakhapatnam:204, First Floor, Eswar Plaza, Dwaraka Nagar, Visakhapatnam 530016 Fax: (0891) 6666806

National Call Centr e :

1800 425 4255 or 1800 258 4255 (please prefix the city STD code if calling from a mobile phone, Local call rates apply to both the numbers) from 8:00 a.m. to 9:00 p.m., Monday to Saturday.

TAMSPOLLSCTEONCENTRES Agartala(Tirupura) : Advisor Chowmuhani (Ground Floor),KrishnanagarAgartala,Tripura,799001'Agra(Uttarpradesh) : No. 8, II Floor Maruti Tower Sanjay Place ,Agra ,LJttarpradesh-282002;

Ahmedabad(Gujarat) : 111-113,1 st Floor- Devpath Building Off C G Road Behind Lal Bungalow,Ellis Bridge, Ahmedabfd Gnjar at 380006;Ahmednaear(Maharashtra):OfficeNo,3,lst lloor’Shree

Parvati’Plot No, 1/175,Opp, Mauli Sabhagruh.Zopadi Canteen,S avedi,Ahmednagar-414f 03;Ajmer(Rajasthan): AMC No. 423/30 Near Chur ch Opp TBPospiPlJaper Road’Aj merEjihan, 305001;

AkolaNaCarffTitra) :0pp. ILSl ci enceCollegeCivil Lines,Akola , Maharashtra,444001; Ai0ar0(Uttarpra desk:City Enclave, Opp. Oumar Nursing HomeRamg hat RoadAligsh UmarcradeshESE;

Allahabad(Uttarpradesn) : 30/2, A&B, Civil Lines Station Besides ,Vishal Mega Mart Strachey Road, Allahabad ,Uttarpradesh-211001; Alleppey(Kerala) : Doctor's Tower Building,Door No,

14/2562, 1st floor,Nor th of lorn Bridge, Near Hotel Arcadia Regency, AlleppeyKerala,688001; Al war(Rajastha n) : 256A, Scheme No:l,AryaNagar,Alwar,Rajasthan,301001; Ama- avati(Mahara

ahtra) : 81, GelshamTowea,2nd Floor,Near PanchsheelT alkies,Amaravati,Maharashla,44460 1 ; Ambolaâryana) : SCO 4 a-49,Ground Floor,opp peer, Bal Bhawan Road, Ambala City, Haryana;

Amritsar(Punjab) : 3rd Floor,Bearing Unit No-313,Mukut House,Amritsar-143001; Anand(Gujarat) : 101, A,P, Tower,B/H, Sardhar Gunj,Next to Nathwani Chambers,AnandGujarat388001;

Anantagur( Andhra Pradesh) : 15-570-33, I FloorPallavi Towers’Subash RoadOpp:Canara Bank,Anantapiir,AndhraPraeesh,515o61; Andheri(Maharashtra) : CAMS Tvt Ltd,No.351,Icon,501,5"'

Floor, Wes tern Express Hi, h way, An dh er i East, Mumbai-400069; AnguKOrisNSinSp ada’Eear Oidhi Binayak +Rcienca Collage,AngE-7591 eBnPlesSwar(Gujarat) : Shop No - R-56First

Cloor,Omka- NomplexOpe OC eolonykrealia CharRata’OI DCAnkleshwar’CCaratNSOO!; ArrahDihar): Old NdcOffice,—round Floor,Club Road,Arrah-802301; Asansol(West Bengal) : Block

- G 1st Floor,P C Chatterjee Market Complex Rambandhu Talab PO, Ushagram Asansol Westbeneal Pin No 713303; Aurangabad(Maharashtra) : 2nd Floor,Block No,D-21-D-22,Motiwala Trade

Centre,Nirala Bazar,New Sam-rth Nagar’Opp.HDFC Bank,Aurangabad-431001; Balasore(Oriss a) : B C Sen Road’Balasore,Orissa,756001; Bvllari(Karnatalca) : No.l8/47/A,Go-i nd

Nilaya’Ward No.20,Sangankal Moka Road,Gandhinagar,Ballari-583102; Bansalore(Karnataka) : Trade Centre, 1st Floor45, Dikensen Road ( Next to Manipal Centre

).Bangalore,Karnataka,560042; Bangalore(Wilson Garden)(Karnataka) : First Floor,Nol7/l,-(272) 12Th Cross Road,Wilson Garden,Bangalore-560027; Bankura(West Bengal) : Cinema

Road,Nutanganj .Beside Mondal Bakery,PO & DistrictBankura,Bankura,Westbangal,722101; Barasat(West Bengal) : RBC Road,Ground Floor,Near Barasat Kalikrishna girls High

School,Barasat-700124; Bareilly(Uttarpradesh): F-62-63,2nd F°oyBme T PlazaCommwcial ComplexCivil Li res Bareilly Uttarprades h-243001;aasti(UtSreie desh) :CAmS<ml2OH0AmDEV&

o 3,jstFlooc-AMIAyjnLEX JÂTI ONROAD’BASTI epjN)R 2 ; Belpau m(Karnata ka):Classic Complex,Block Nol04,lst Floor,Saraf Colony,Khanapur Road,Tilakwadi,Belgaum-590006; Berhampur(Orissa) : Kalika temple Street,Ground Floor,Beside SBI BAZAR Branch,Berhampur-

760002; Bhadrak(Orissa) : 1st floor Laxminarayanan Market ComplexByepass’Nea - Presidency College Bhadra TOrissa756101; Bhagalpur(Bihar) ; Ground Floor, drudwara Road, Near Old

Vijay a Bank, Bhaga lpur - 812001; Bharuch(Gârat) : A-lll, First Floor,R K Casta, Behind Patel Super Market’S -ation Ro ad,Bharn ch- 392001; BhaOnha(PunjaS): 2907 GC,CThoad,NearNlaSr

ishadylSndapojaT^lOSl; BBavn moar(nujarat) :375-30V,SterlinzPoint,Waghawadi RoadOpp, HDF0 0ANOVhavnagarOdaraC4002; BUlai(CkdttisBnh):NEloorClot No.3,Slock No,

1,Priyadarshini Pariswar west,Behind IDBI Bank,Nehru Nagar,Bhilai^90020; Bhilwara(Rajasthan) : <7๐ Kodwani Associtates Shope No 211-213 2nd floor Indra Prasth Tower syam Ki Sabji

Mandi Near Mukerjee Garden Bhilwara-311001 (Rajasthan); Bhopal(Madhyapradesh) : P lot no 10, 2nd Floo s ’Alankar C omplex,Near ICICI Bank,MP Nagar, Zone

II,Bhopal,MadhyaPradesh4620vl; Bhub aneswar(Oris aa) ; Plot No -lll.Varaha Comp Bnilding3rd Floor,Stati s n Square,Kharvel Nagar.Unit 3-Bhnbaneswar- Orissa-751001; Bhuj(Gujarat) :

Office No,4-5,First Floor,RTO Relocation Commercial Complex-B,Opp Fire Station,Near RTO Circle,Bhuj-Kutch-370001; Bhusawal (Parent: Jalgaon TP)(Maharashtra) : 3, Adelade

Apartment,Christain Mohala, Behind Gulshan-E- Iran Hotel ,A mar deep Talkies Road’hhâwal’Maharas Ttra,425201; Bi Taner(Rajasthan) : Behfs Il rajÂan e atrika In fron I of vijaya bank

1404, a mar singh pura Bikaner.33400 I; Bilaspur(Chattisgarh) : Shop No.B-104, First Floor, Narayan Pl aza, Vink Road,Bilasjmr(C,A)-0S001;Bohoiompur(West Bengal)Po.lT7T ACdoad ,

TTundSloor’Bohor s mpur,durshidabad,WatTenaal-7Ry3; BokaroNNarOhanD) : OEzanine FlooDm’Di) TenOe,SeOor hBokaro Steel City,BokaroJharkhand,8Vo 04; Borivali(Maharashtra):

CAMS PVT LTD,Hirji Heritage ,4,h Floor ,0 ffice N ๐.402, L.T. Road ,Bor ivali,Mumbai-400092; Burd wan( West Bengal) : N ๐399, GT Road, 1st floor .Above exide show room,

,BurdwanWestbangal713101; Calicut(Kerala) : 29/97G 2nd Floor ,S A Arcade, Mavoor Road,Arayidadmpalam,CalicutKerala-6i3016; (jhandigarh(Punj ab) : Deepak Tower SCO 154-15f,lst

Floor-Sector 17-Chanh igarh-Punjab- 160017; Chandrap sr(Maharashtra) : Opp Mus tafa decor.T ehind Banga 1 ore, BakeryKfs turba Road,Chandrapur,Maharashtra,442402; Chennai(Tamilnadu)

: Ground Floor No 178/10,Kodambakkam High RoadOpp. Hotel Palmgrove,Nungambakkam-Chennai-Tamilnadu-600034; Chennai-Satelite ISC(Tamilnadu) : No. 158,Rayala Tower-1,Anna

salai,Chennai-600002; Chhindwara(Madhyapradesh) : 2nd Floor,Parasia Road,Near Surya Lodge,Sood Complex,Above Nagpur CT Scan, Chhindwara,MadhyaPradesh 480001;

Chittorgarh(Rajasthan) : 3, Ashok Nagar, Near Heer a Vatika,Chittorgarh, Rajasthan 312001; Cochin(noan): Build^Name ModaynDooruo, 1RS38 DJCndmoor2Ap ； k.Aoad,Cs chiO- poalc;

Coimbatoreâmilnadu) : No.l334,Thadagam RoaTThirumu sthyLayout’R.1 ； PmaoRehindVenketSwara Bakery,Coimbatore-ue 1002; Cuttack(Orissa) : Near Indian Overseas BankCantonment

Ro ad, Mata Math ,Cuttack,0 r iss a,753001; Darbhanga(Bihar) : Ground Floor , Belbhadrapur, Near Sahara Office, Laheriasarai Tower Chowk, Laheriasarai, Darbhanga- 846001.;

Davangere(Karnataka) : 13, IstFloor’Akkamahadevi S amaj ComplexCTmrch Road’P.J. extension, Dava egere,Karnataka,577002; Defradun(Uttar0ha hd) : 204/121 Nari Shilp Mandir Marg(Ist

Floor) 01 h Connaught Place, Cha kr ata Road,Dehradun,Uttarakhand,2V8001; Deoghar(Jharkha hd) : S S MJalan Roadkoirnd eoorOpT,VovlShoke,Annrnaon,Deoghar Jh-

rk1anC014112;DhanLadGhs LhanU): nrmSTowersmooOOo: 1 1 lknkoor - OankmoreWhaobadJharmandOmOOl; Dharmdpuri(Tavilgadu):10A/63A,Vidamaar 1 RoaB,Rar Indoor Stadium.Dhar

mapuri ,T amilnadu 636701; Dhule(Maharashtra) : House No 3140, Opp Liberty Furniture Jamnalal Bajaj Road, Near Tower Gar den,Dhule,Maharashtra 424001; Dibrugarh( Assam) : Amba

Complex,Ground Floor,H S Road, Dibrugarh-786001; Dimapur(Nagaland): H/NO-2/2, SKK Buildi eg,OPP SUB-Urba e Po hce Station,Dr Hokishe Serna Road,Signal Point,DimapTr-

797112;DurgTpur(West Bengal): Plot No.3601,N^ml Sarani’City Centre,DurgapiT-7i3216; ErodT(Tamilnadu): No.197, Seshaiyer Complex,Agraharam Street,Erode,Tamilnadu,638001;

Faizabad(Uttarpradesh) : 1/13/196,A,Civil Lines .Behind Tripati Hotel,Faizabad,Uttarpradesh-224001; Faridabad(Haryana) : B-49, 1st Floor,Nehru Ground,Behind Anupam Sweet House

NIT,Faridabad,Haryana,121001; Firozabad(Ut lar pradesh) ; 53,1st Floor ,Sh as tri Market, Sad ar Bazar, Firozabad, Uttarpradesh-283203; Ga hdhi Nagar(Gujarat) : No. S 07,5Th Floor,Shree

Ugati Coôrate Park, Opp Pratik Mall.Nr HdfcBae k, Kudas an, G an dh in agar - 382421; GandhiNSmPujarSh : 1 hyaSSadan’First SorRlot No.100, Sector l/AAydSd^ıLı-3T^NlTsctF(^mkm I :

Rc^N^Ûfe SikdioOroETVosrSiesel Power HoiOeRoad(D ； ekEad) mearmnOmhawanD.O A OS.Oangtok,Dist Eo Sikkim-737100; Gaya(Bihar) : North Bisar Tank,Upper Ground Floor,Near-

I.M.A. Hall,Gaya-823001; Ghatkopar(Maharashtra) : Platinum Mall,Office No307,3rd FloorJawahar Road,Ghatkopar East,Mumbai-400077; Ghaziabad(Uttarpradesh) : 1st Floor,C-10 RDC

Rajnagar,Opp Kacheri Gate No.2,dhaziabad-201002; Goa( Goa) : Office No.103,lst F 1oor,Unitec5 City Centre’M.(3,Road,Panaji Goa,(3oa-403f01; Gondal (Parent Rajk ot)(Gârat) : ^177,

Kailash Complex Opp. Khednt Da cor Gondal,Gnjarat,360311; Gorakhpur(Uttarpradesh) : Shop No.5 & 6,3Rd Floor .Cross Road The Mall, A D Tiraha,bank Road,Gorakhpur-273001;

Gulbarga(Karnataka) : Pal Complex, 1st Floor ,0pp. City Bus Stop, SuperMar ket, Gulb ar ga, Karnataka 585101; Guntur(Andhra Pradesh) : D No31-13-1158,lst Floor, 13/1 Arundelpet,Ward

No.6,Guntur-522002; Gurgaon(Haryana) : SCO - 16, Sector - 14, First floor,Gurgaon,Haryana, 122001; Guwaliati(Assam) : Piyali Phukan Road,K.C.Path.House N๐. 1 ,Rehabari,Guwahati-

781008; Gwalior(Madhyapradesh) : G-6 Global Apartment,Kailash Vihar Colony, Opp. Income Tax Office, City Centre, Gwalior Madhya Pradesh^74002; Haldia( West Bengal) : Mouza-

Basudevpur, J.L. No. 126, Haldia Municipality, Ward No 10, Durgachak, Haldia Pin Code :- 721602; Haldwani(Uttarpradesh) : Durga City Centre, Nainital Road, Haldwani, Uttarakhand-

263139; Haridwar(Uttarpradesh) : F-3, Hotel Shaurya.New Model Colony,Haridwar-249 408; Hazaribag(Jharkhand) : Municipal MarketAnnanda Chowk,Hazaribag Jharkhand,825301;

Himmatnagar(Gujarat) : D-78, First Floor,New Durea Bazar,Near Railway Crossing,Himmatnagar,Gujarat 383001; Hisar(Haryana) : No-12, Opp. HDFC Bank,Red Square Market,Hisar

.Haryana, 125001; Hoshiarpur(Punjab): Near Archies Gallery, Shimla Pahari Ch ๐ wk, Hos hi ar pur .Punjab 146001; Hosur(Tamilnadu) : Survey No .25/204,Attibele Road, HCF Post,Mathigiri,

Above Time Kids School, Oppsite T ๐ Kuttys Frozen Foods,Hosur-635110; Hub Karnataka) : No.204 - 205,1st Floor' B' Block, Kundagol ComplexOpp. Court, Club

Road.Hubli,Karnataka,580029; Hyderabad(Telangana) : 208, II Flooijade ArcadeParadise Circle,Hyderabad,Telangana,500003; Indore(Madhyapradesh) : 101, Shalimar Corporate Centre8-B,

South Tukogunj ,Opp .Greenpark, Indore,MadhyaPradesh,452001; Jabalpur(Madhyapradesh) : 8, Ground Floor, Datt Towers .Behind Commercial Automobiles ,N api er Town Jabalpur

,MadhyaPradesh ,482001; Ja ip ur (Rajas than ) : R-7, Yudhisthir Marg C-S ch emeB ehind Ashok Nagar Police Station Jaipur, Rajasthan,302001; Jalandhar(Punjab) : 144, Vijay Nagar,Near

Capital Small Finance Bank,Football Chowkjalandar City-144001; Jalgaon(Maharashtra) : Rustomji Infotech Services70, NavipethOpp. Old Bus Standjalgaon,Maharashtra,425001; Jalna(Maharashtra) : Shop No 6, Ground Floor,Anand Plaza Complex,Bharat Nagar,Shivaji Putla Road Jalna,Maharashtra,431203;JalpaigurioVest Bengal) :

Babu Para, Beside Meenaar Apartment ,Ward No VIII, Kolwali Police Station Jalpaiguri-735101 WestBengal; Jammu(Jammu & Kashmir) :JRDS Heights ,Lane Opp. S&S Computers Near RBI

Building, Sector 14, Nanak Naear Jammu Jammu &Kashmir, 180004; Jamnagar (Gujarat) : 207,Manek Centre,P N Margjamnagar .Gujarat,361001; Jamshedpur (Jharkhand) : Millennium Tower,

"R" RoadRoomNo:15 First Floor, Bistupur Jamshedpur Jharkhand,831001; Jana kpuri(New Delhi) : No306,3Rd Floor,DDA-2 Building,District Center Jan akpuri ,N ew Delhi-110058;

Jaunpur(Uttarpradesh) : 248, Fort Road Near Amber Hotel, Jaunpur S ttarpradesh-222001; Jhansi(Utta - pradesh) : No.372/18D,1" Floor Above IDBI Bank .Beside V-Mart,Near RAKS HAN

.Gwalior RoadJhansi-284001; Jodhpur(Rajasthan) : 1/5, Nir sal Tower.l" Chopasani Road Jodhpur .Rajasthan,342003; J orhat( Ass am) : Dewal Road .Second Floor, Left side second building,

Near Budhi Gukhani Mandir, Gar Ali, Jorhat -785001; Junagadh(Gujarat) : "AasthaPlus", 202-A, 2nd FloorSardarbag Road, Nr. AlkapuriOpp. Zansi Rani Statue, Junagadh Gujarat-362001;

Kadapa(Andhra Pradesh) : Bandi Subbaramaiah Complex,D.No:3/1718, Shop No: 8, Raja Reddy Street,Kadapa,AndhraPradesh,516001; Kakina da (Andhra Pradesh) : D No.25-4-29,1 St floor,

Kommir eddy vari street,Beside Warf Road,Opp swathi medicals,Kakinada-533001; Ka lya ni( W est Benga 1): A-l/50 .Block A, Kalyani, Dist N adia, Westbengal-741235; Kannur(Kerala) :

Room N ๐ .PP. 14/435Casa Marina Shopping Centr eT alap ,Kannur,Ker ala,670004; Kanpur(Uttarpradesh): I Floor 106 to 108City Centre Phase 11,63/ 2, The Mall Kanpur Uttarpradesh-

208001; Karimnagar(telangana): HNo,7-l-257,Upstairs SBHmangammrthota, Karimnagar’Telangana,505001; Karnal(farent:PanipatTP)(Haryana): No,29,Avtar Colony,Behin 1 vishalmega mart,

Karn al- 132001; Karur(Tamilnadu) : 126 G, V.P.Towers, Kovai Road .Basement of Axis BankKarur ,T amilnadu, 639002; Katni(Madhyapradesh) : 1st Floor ,Gurunanak dharmakanta Jabalpur

Roa d,B ar gawan, Kat ni, Madhya Pradesh 483501; Khammam(Telangana) : Shop No: 11 - 2 - 31/3, 1st floor .Philips Complex,Balaj inagar, Wyra Road,Near Baburao Petrol Bunk, Khammam,T

elangana 507001; Kharagpur (West Bengal) : "Silver Palace" OT Road,Inda-Khar agpur, G-P-Bar akola,P .S. Kharagpur Local,Dist West Midnapore-721305; Kolhapur(Maharashtra): 2B, 3rd

Floor ,Ayodhya T owers, Station Road,Kolhapur,Maharashtra,416001;Kolkata( West Bengal) : 2/1 .Russell Street, 2nd Floor’Kankaria Centre, Kolkata-700071; Kolkata-CC (Kolkata Central)(

West Bengal): 2A,Ganesh Chandra AvenueRoom ,No3A, Commerce House"(4th Floor).Kolkata,Westbangal 700013; Kollam(Kerala) : Uthram Chanmbers(Ground

Floor),Thamarakulam,Kollam-691006; Korba(Chattisgarh) : Shop No 6, Shriram Commercial Complexinfront of Hotel Blue DiamondGround Floor, T.P. N agar, Ko r ba, Wes tbangal ,495677;

Kota(Rajasthan) : B-33 rKalyan Bhawan .Triangle Part.Vallabh Nagar,Kota,Rajasthan,324007; Kottayam(Kerala) : 1307 B, Puthenpar ambi 1 Building,KSACS Road, Opp.ESIC Office,Behind

Malay ala Manorama Muttambalam P O,Kottayam-686501; Kukatpally(Telangana) : Nol5-31-2M-l/4,lst floor, 14-A,MIG,KPHB colony,Kukatpally,Hyderabad-500072;

Kumoakonam(Tamilnadu) : No.28/8, 1st Floor, Balakrishna Colony, Pachaiappa Street, Near VPV Lodge, Kumbakonam - 612001; Kurnool(Andhra Pradesh) .、Shop No.26 and 27,Door

No39/265A and 39/265B,Second Floor,Skanda Shopping Mall,Old Chad Talkies,Vaddageri,39th Ward,Kurnool-518001; Lucknow(Uttarpradesh) : Office No.l07,lSt Floor,Vaisali Arcade

Building,Plot No 11, 6 Park Road,Lucknow-226001; Ludhiana(Punjab) : U/GF, Prince Market, Green Field,Near Traffic Lights.Sarabha Nagar Pulli,Pakhowal Road,Ludhiana,Punjab, 141002;

Madurai(Tamilnadu) : Shop No 3 2nd Floor, Suriya Towers, 272/273 - Goodshed Street, Madurai -625001; Malappuram(Kerala) : Kadakkadan Complex,Opp central school ,Malappur am-

676505; Malda(West Bengal) : Daxhinapan Abas an, Opp Lane of Hotel Kalinga.SM Pally, Ma Ida, Wes tbangal 732101; Mangalore( Karnataka) : No. G 4 & G 5,Inland MonarchOpp. Karnataka

Bank Kadri Main Road, Kadr i .Mangalore, Kama taka,575003; Manipal (Karnataka) : Shop No-A2,Basement floor, Academy Tower .Opposite Corporation Bank ,Manip al .Karnataka 576104;

Mapusa (Parent ISC : Goa)(Goa) : CAMS COLLECTION CENTRE,Office No503,Buildmore Business Park,New Canca By pass Road,Ximer,Mapusa Goa-403507; Margao(Goa) : F4-Classic

Heritage,Near Axis Bank,Opp .BPS Club,Pajifond,Margao,Goa-403601; Mathura(Uttarpradesh) : 159/160 Vikas Bazar Mathura Uttarpradesh-281001; Meerut(Uttarpradesh) : 108 1st Floor

Shivam Plaza,Opp: Eves Cinema, Hapur Road,Meerut,Uttarpradesh,250002; Mehsana(Gujarat) : 1st Floor,Subhadra ComplexUrban Bank RoadMehsana,Guj ar at,384002;

Mirzapur(Uttarpradesh) : 1st Floor, Canara Bank Building, Dhundhi Katra,Mirzapur-231001; Moga(Punjab) .、No.9, N ew Town ,Opp Jaswal Hotel,Daman Building,Moga-142001;

Moradabad(Uttarpradesh) : H 21-22,1st Floor, Ram Ganga Vihar Shopping Complex, Opposite Sale Tax Office, Moradabad-244001; Mumbai(Maharashtra) : Rajabahdur Compound,Ground

FloorOpp Allahabad Bank, Behind ICICI Bank30, Mumbai Samachar Marg, FortMumbai,Maharashtra,400023; Muzaffarnagar(Uttarpraaesh) : No.235,Patel Nagar,Near Ramlila Ground,New

Mandi,Muzaffarnagar; Muzaffarpur(Bihar) : Brahman Toli,DurgasthanGola Road,Muzaffarpur,Bihar,842001; Mysore(Karnataka) : No. 1,1st Floor,CH.26 7th Main, 5th Cross (Above Trishakthi

Medicals), Saras wati Puram,Mysore .Karnataka,570009; Nadia d( Gujarat) : F 134, First Floor,Ghantakarna Complex Gunj Bazar ,N adiad, Guj ar at,387001; Nagpur(Maharashtra) : 145

,Lendra,New Ramdasp eth ,N agpur .Maharashtra,440010; Namakkal(Tamilnadu) : 156A/ 1, First Floor, Lakshmi Vilas BuildingOpp. To District Registrar Office, Trichy Ro ad, N a makkal,T

amilnadu 637001; Nanded(Maharashtra) : Shop No.8,9 Cellar "Raj Mohammed Complex" Main Road Shri N agar, Nanded-431605; Nasik(Maharashtra) : 1st Floor ,"Shraddha Niketan" ,Tilak

Wadi,Opp Hotel City Pride, Sharanpur Road,Nasik-422002; Navsari(Gujarat) : 214-215,2ndfloor, Shivani Park, Opp .Shankheswar Complex, Kaliawadi ,N avsar i -396445, Guj ar at;

Nellore(Andhra Pradesh) :97/56, I Floor, Immadisetty TowersRanganayakulapet Road, Santhapet,Nellore,AndhraPradesh,524001; New Delhi(New Delhi) : 7-E, 4th FloorDeen Dayaal Research

Institute BuildingSwami Ram Tirath Nagar,Near Videocon Tower Jhandewalan Extension,New Delhi,NewDelhi, 110055; New Delhi-CC(New Delhi) : Flat no.512, Narian Manzil, 23

Barakhamba Road Connaught Place,NewDelhi, 110001; Nizamabad(Telangana) : 5-6-208, Saraswathi nagar, Opposite Dr.Bharathi rani nursing home, Nizamabad, AndhraPradesh503001;

Noida(Uttarpradesh) : E-3,Ground Floor,Sector 3,Near Fresh Food factory, Noida-201301; Palakkad(Kerala) : 10 / 688, Sreedevi Residency,Mettupalayam Str eet, Pal akk ad, Ker ala ,678001;

Palanpur(Gujarat) : Gopal Trade center,Shop No.l3-14,3Rd Floor ,Nr.BK Mercantile bank, Opp. Old Gunj ,Palanpur-385001; Panipat(Haryana) : SCO 83-84, First Floor, Devi Lal Shopping

Complex, Opp RBL Bank, G.T. Road, Panipat, Haryana, 132103; Pathankot(Punjab) : 13 -A, 1st Floor, Gurj eet Market, Dhangu Road,Pathankot,Punjab 145001; Patiala(Punjab) : No.35 New

Lal Bagh,Opp.Polo Ground,Patiala-147001; Patna(Bihar) : G-3, Ground Floor,OM ComplexNear Saket Tower, SP Verma Road,Patna,Bihar,800001; Pitampura(New Delhi) : Aggarwal Cyber

Plaza- Il,Commercial Unit No-371,3rd Floor,Plot No C-7,Netaji Subhash Palace,Pitampura-110034; Pondicherry(Pondicherry) : S-8, 100Jawaharlal Nehru Street(New Complex, Opp. Indian

Coffee House),Pondicherry,Pondicherry,605001; Pune(Maharashtra) : Vartak Pride,1st Floor .Survey N ๐.46, City Survey No.1477, Hingne budruk ,D .P .Road,Behind Dinanath mangeshkar

Hosp ital ,Karvenagar, Pune-411052; RaeBareli(Uttarpradesh) : 17, Anand Nagar Complex Opposite Moti Lal Nehru Stadium SAI Hos tel Jail Road Rae Bareilly Uttar pradesh -229001;

Raipur(Chattisgarh) : HIG,C-23 Sector - IDevendra Nagar,Raipur,Chattisgarh,492004; Rajahmundry(Andhra Pradesh) : Door No: 6-2-12, 1st Floor,Rajeswari Nilayam,Near Vamsikrishna

Hospital,Nyapathi Vari Street, T Nagar,Rajahmundry,AnahraPradesh,533101; Rajapalayam(Tamilnadu) : No 59 A/l, Railway Feeder Road(Near Railway Station)RajapalayamTamilnadu626117;

Rajkot(Gujarat) : Office 207 - 210, Everest BuildingHarihar ChowkOpp Shastri Maidan,Limda Chowk,Rajkot,Gujarat,360001; Ranchi(Jharkhand) : 4,HB RoadNo: 206,2nd Floor Shri Lok

ComplexH B Road Near Firayalal,Ranchi Jharkhand,834001; Ratlam(Madhyapradesh) : Dafria & Co,No.18, Ram Bagh, Near Scholar's School,Ratlam, MadhyaPradesh 457001;

Ratnagiri(Maharashtra) : Orchid Tower ,Gr Floor,Gala No.06,S.V.No.301/Paiki l/2,Nachane Municiple Aat,Arogya Mandir ,Nachane Link Road, At,Post,Tai.Ratnagiri Dist. Ratnagi r i-415612;

Rohtak(Haryana) : SCO 06,Ground Floor,MR Comp lex, Near Sonipat Stand Delhi Road, Rohtak-124001; Roorkee(Uttarkhand) : 22, Civil Lines, Ground Floor .Hotel Krish Res id ency, Ro or

kee,Uttarakhand 247667; Rourkela(Orissa) : 2nd Floor J B S Market Complex,LJdi t N agar ,Rour kela-769012; Sagar(Madhyapradesh): Opp. Somani Automobile,s Bhagwanganj Saear,

MadhyaPradesh 470002; Saharanpur(Uttarpradesh) : I Floor, Krishna ComplexOpp. Hathi GateCourt Road.Saharanpur,Uttarpradesh,247001; Salem (Tamilnadu) : No.2, I Floor Vivekananda

Street,New Fairlands,Salem,Tamilnadu,636016; Samb alp ur (Or is sa) : C/o Raj Tibrewal & AssociatesOpp.Town High School,Sansar ak Sambalpur, Or issa,768001; Sangli(Maliarashtra) :

Jiveshwar Krupa BldgShop. NO.2, Ground Floor,Tilak ChowkHarbhat Road,Sangli,Maharashtra-416416; Satara(Manarashtra) : 117/A/3/ 22, Shukrawar Peth.Sargam

Apartment.Satara,Maharashtra,415002; Seerampur(West Bengal) : 47/5/1, Raja Rammohan Roy SaraniPO. Mallickpara,Dist. Hoogly,Seerampur,Westbangal,712203;

Shahjahanpur(Uttarpradesh) iBijlipura, Near Old Distt Hospital, Jail Road ,Shahjahanpur Uttarpradesh-242001; Shillong(Meghalaya) : 3rd FloorRPG Complex,Keating

Road,Shillong,Meghalaya,793001; Shimla(Himachal Pradesh) : I Floor, Opp. Panchayat Bhawan Main gateBus stand,Shimla, Hi ma ch al Pradesh, 171001; Shimoga( Karnataka) : No.65 1st

FloorKishnappa Compoundlst Cross, Hosmane Extn, Shimoga.Karnataka,577201; Siliguri(West Bengal) : No.78,Haren Mukherjee Road, 1st Floor,Beside SBI Hakimpara,Siliguri-734001;

Sirsa(Haryana) : M G Complex, Bhawna marg , Beside Over Bridge, Sirsa Haryana, 125055; Sitapur(Uttarpradesh) : Arya Nagar Near Arya Kanya School Sitapur Uttarpradesh-261001;

Solan(Himachal Pradesh) : 1st Floor, Above Sharma General Store,Near Sanki Rest house,The Mall,Solan, Himachal Pradesh 173212; Solapur(Maharashtra) : Flat No 109, 1st FloorA Wing,

Kalyani Tower 126 Siddheshwar Pe th,Near Pangal High SchoolSolapur,Maharashtra,413001; Sri Ganganagar (Rajasthan) : 18 L BlockSri Ganganagar, Raj as than ,335001; Srikakulam(Andhra

Pradesh) : Door No 4— -96, First Floor. Vijaya Ganapathi Temple Back Side.Nanubala Street ,Srikakulam, AndhraPradesh 532001; Sultanpur(Uttarpradesh) : 967, Civil Lines Near Pant Stadium

Sultanpur Uttarpradesh-228001; Surat(Gujarat) : Shop No.G-5,International Commerce Center ,N r .Kadiwala School,Majura Gate,Ring Road, Surat-395002; Surendranagar(Gujarat) : 2 MI Park,

Near Commerce College, Wadhwan City.Surendranagar Gujarat 363035; Tambaram(Tamilnadu) : 3rd Floor, B R Complex,No.66,Door No.11A,Ramakrishna Iyer Street, Opp .National Cinema

Theatre, Wes t T ambar am, Chennai-600045; Tezpur(Assam) : Kanak Tower-1st Floor Opp. IDBI Bank/ICICI Bank C.K. Das Road, Tezpur Sonitpur, Assam - 784001; Thane(Maharashtra) :

Dev Corpora, 1st Floor,Office No. 102,Cadbury Junction,Eastern Express Way,Thane-400601; Tinsukia(Assam) : CAMS Transaction Point, Bhowal Complex Ground Floor, Near Dena Bank,

Rongagora Road PO / Dist - Tinsukia Assam PIN -786 125; Tirunelveli(Tamilnadu) : No.F4,Magnam Suraksaa Apatments,Tiruvananthapuram Road,Tirunelveli-627002; Tirupati(Andhra

Pradesh) : Shop No : 6,Door No: 19-10-8,(Opp to Passport Office),AIR Bypass Road,Tirupati- 517501, AndhraPradesh; Tirupur(Tamilnadu) : 1(1), Binny Comp ound,II Street, Kumar an Road,T

i rupur ,T ami lnadu,641601; Tiruvalla(Kerala) : 1st Floor,Room No-61 (63) international shopping Mall, Opp .ST Thomas Evangelical Church,Above Thomsan Bakery ,Manjady,Thiruvalla-

689105; Trichur(Kerala) : Room No. 26 & 27DeePee Plaza, Kokkalai,Trichur,Ker ala,680001; Trichy(Tamilnadu) : No8,1 Floor, 8 th Cross West Extn,Thillainagar,Trichy,Tamilnadu,620018;

Trivandrum(Kerala) : RS Comp lex, Opp of LIC Building, Pattom PO,Trivandrum, Ker ala,695004; Tuticorin(Tamilnadu) : 4BZA16, Mangal Mall Complex,Ground Floor,Mani N agar ,Tuticor

inT amilnadu628003; Udaipur(Rajasthan) : No. 32, Ahinsapur i ,Fatehpur a Circle,Udaipur-313001; Uljain(Madfnyapradesh) : Adjacent to our existing Office at 109, IstFloor, SiddhiVinayak

Trade Center,, Shahid Park, Ujjain - 456010; Vadodara(Gujarat) : 103 Aries Complex,Bpc Road, Off R.C.Dutt Road,Alkapuri,Vadodara,Gujarat,390007; Valsad(Gujarat) :3rd floor,Gita Nivas,

opp Head Pos t O ffice, Halar Cross LaneV alsad, Guj ar at,396001; Vapi(Gujarat) : 208,2nd Floor HEENA ARCADE,Opp. Tirupati Tower Near G.I.D.C. Char Rasta ,V api ,Guj ar at, 396195;

V ar a nas i( Utta r pr a de sh) : Office no 1, Second floor, Bhawani Market, Building No. D-58/2-A1, Rathyatr a Beside Kuber Complex, Varanasi, Uttarp radesh-221010; Vasco( Parent Goa)(Goa)

: No DU 8, Upper Ground Floor, Behind T echoclean Clinic, Suvidha Complex Near ICICI Bank,Vasco,Goa,403802; Vashi(Maharashtra) : BSELTech Park,B-505,Plot No.39/5 & 39/5A,Sector

30A,Opp.Vashi Railway StationmVashi,Navi Mumbai-400705; Vellore(Tamilnadu) : AKT Complex,2nd Floor,No.1,3,New Sankaranpalayam Road Tolgate,Vellore-632001;

Vijayawada(Andhra Pradesh) : 40-1-68, Rao & Ratnam Comp lex,Near Chennupati Petrol Pump,M.G Road, Labbipet,V y ayawada, AndhraPradesh,520010; Vijaynagaram(Andhra Pradesh) :

Bhanu Murali & Co,Portion 3,1st Floor ,#3-16,Behind NRI Hospital ,Sr inivasa Nagar ,NCS Road,V ij aynagar am-535003; Visakhapatnam(Andhra Pradesh) : Door No 48-3-2, Flat No 2, 1st

Floor, Sidhi Plaza, Near Visakha Library, Srinagar, Visakhapatnam- 530 016 ; Warangal(Telangana) : Hno. 2-4-641, F-7, 1st Floor, A.B.K Mall, Old Bus Depot Road, Ramnagar, Hanamkonda,

Warangal.Telangana- 506001; Yamuna Nagar(Haryana) : 124-B/R,ModelTownYamunanagar,YamunaNagar,Haryana,135001; Yavatmal(Maharashtra) : Pushpam, Tilakwadi,Opp. Dr. Shrotri

Hospital,Yavatmal,Maharashtra445001;

We are now on WhatsApp. For any service-related queries or to know more about our products, chat with us on 9063444255.

Investors:

1800 425 4255, 1800 258 4255 8 a.m to 9 p.m. (except

Sundays)

Distributors:

1800 425 9100, 1800 258 9100 9 a.m. to 6 p.m. (Weekdays) and 9

a.m. to 2 p.m. (Saturdays)

www.franklintempletonmdia.com

Registered Office: Franklin Templeton Asset Management (India) Pvt. Ltd.

One International Centre, Tower 2, 1201 & 1301 Floor, Senapati Bapat Marg, Elphinstone (West) Mumbai -400013

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