Resource commercial unsecured loan presentation

Resource Realty Resource Realty

Commercial Loan DivisionCommercial Loan Division


Unsecured business loans, Unsecured business loans, merchant credit card cash merchant credit card cash advances and lines of creditadvances and lines of credit

Bank on us – the smart choice in Bank on us – the smart choice in business financing business financing

Commercial Loan Division

Resource Realty offers Commercial Loans in Resource Realty offers Commercial Loans in 42 states and is licensed in the states of New 42 states and is licensed in the states of New Jersey, New York and the Commonwealth of Jersey, New York and the Commonwealth of Pennsylvania.Pennsylvania.


Our Founder: Elliot “EJ” PaulOur Founder: Elliot “EJ” Paul25+ years experience advising bankers, commercial real estate brokers and owners, 25+ years experience advising bankers, commercial real estate brokers and owners, business owners and professionalsbusiness owners and professionalsVice President: Resource Realty – Commercial Loan DivisionVice President: Resource Realty – Commercial Loan DivisionPresident: Archon Advisory Corporation - A Registered Investment Advisor President: Archon Advisory Corporation - A Registered Investment Advisor Former President: Warton Archon Financial Advisors – a SEC Registered Investment Advisor Former President: Warton Archon Financial Advisors – a SEC Registered Investment Advisor Former VP and Branch Manager: Stifel Nicolaus, NY Stock ExchangeFormer VP and Branch Manager: Stifel Nicolaus, NY Stock ExchangeFormer VP of Philadelphia Securities AssociationFormer VP of Philadelphia Securities AssociationPast President Garden State Rotary of Cherry Hill, NJPast President Garden State Rotary of Cherry Hill, NJHaddonfield Memorial High School GraduateHaddonfield Memorial High School GraduateUniversity of Pennsylvania – BA Economics University of Pennsylvania – BA Economics Harvard Graduate Business School AlumnusHarvard Graduate Business School Alumnus Commercial Loan DivisionCommercial Loan Division

Our lenders take more risk Our lenders take more risk than your local bank than your local bank

They approve many loans They approve many loans turned down by local turned down by local banks.banks.


Non-bankable borrowers Non-bankable borrowers with less than perfect with less than perfect credit are welcomecredit are welcome


One of our lenders has 17 years of One of our lenders has 17 years of experience serving small business:experience serving small business:

• $5 Billion in transactions• 150,000 businesses

funded• 650 industries served• 3 out of 4 customers

return


Another for has partnered with state-Another for has partnered with state-chartered FDIC insured banks across the chartered FDIC insured banks across the country for 13 years.country for 13 years.

It has helped over 5000 business owners It has helped over 5000 business owners obtain approvals for over 11,000 loans with obtain approvals for over 11,000 loans with proceeds in excess of $500 Million.proceeds in excess of $500 Million.


Our lenders fund up to 13.75% of Our lenders fund up to 13.75% of your annual sales volume (credit your annual sales volume (credit card, checks and cash)card, checks and cash)

Unsecured commercial loans Unsecured commercial loans from $15,000 to $1 Million per from $15,000 to $1 Million per locationlocation


We help small businesses We help small businesses succeed by providing access succeed by providing access to working capital.to working capital.


Maybe you’d like to:Maybe you’d like to:

(1) Expand (1) Expand (2) Upgrade equipment(2) Upgrade equipment(3) Add a new location(3) Add a new location(4) Renovate business property(4) Renovate business property(5) Pay off expensive credit card advances(5) Pay off expensive credit card advances(6) Buy out a partner to increase profitability(6) Buy out a partner to increase profitability(7) More working capital(7) More working capital(8) Pay taxes(8) Pay taxes


Or set up an unsecured line of credit Or set up an unsecured line of credit for the flexibility to act fast when you for the flexibility to act fast when you need funds fast. need funds fast.

Puts up to $725,000 at your disposal.Puts up to $725,000 at your disposal.


No upfront feesNo upfront fees


Fast 24 to 72 Hour Fast 24 to 72 Hour ApprovalsApprovals


Fast, Easy Low-Doc Fast, Easy Low-Doc Commercial LoansCommercial Loans


Common sense Common sense underwriting cuts through underwriting cuts through red tapered tape


Underwriting Qualifications:

(1) In business one year(2) $150,000 annual sales(3) 551 Minimum credit score (4) No open bankruptcies or discharged one year ago(5) Tax liens less than 20% of average monthly sales or payment plan with 3 payments paid(6) Current on mortgage and business rent(7) Existing cash advances paid off from loan proceeds (except Rewards Network advances)


No collateral requiredNo collateral required


Less than perfect credit OKLess than perfect credit OK


Terms up to 18 monthsTerms up to 18 months


No early payoff penaltiesNo early payoff penalties


Doesn’t interrupt, interfere Doesn’t interrupt, interfere or delay credit card or delay credit card processingprocessing


Competitive Competitive Interest Rates Interest Rates


Tax-deductible interestTax-deductible interest


Keeps you in control of Keeps you in control of your businessyour business


Business owners Business owners and private practice and private practice professionals BANK on professionals BANK on usus


Our Guarantee: Our Guarantee:

We only make money at We only make money at closing when your loan is closing when your loan is fundedfunded


Call, text or email NOW for a fast approval.

We will help walk you through the process from application, approval to a successful closing
