elets 2nd eJharkhand Summit 2016 - Samir Pachauri, Executive Vice President, Kotak Mahindra Bank...

Jharkhand is not only a mineral-rich state, but has land bank, human resources, single window clearance system for investors and entrepreneurs and offers tremendous investment opportunities across agriculture, industry, IT, medical, food processing, textiles and higher education.

Smart solution is the key. It is an enriching cycle.

Smart and Skilled State Skilled CitizensSmart Solutions

Momentum Jharkhand

Digital Jharkand

A smart Jharkhand will offer a variety of solutions to

citizens, thereby enriching their lives.

Technology will be used more and more to simplify various

aspects of life - transportation, communication,

banking, etc.

This will allow citizens to engage better with the

Government and other public service-oriented bodies.

Future IT & ITES hub

By 2020, Jharkhand aspires to be the ICTEC (Information,

Communication, Technology, Electronics & Cyber) led

Knowledge Hub.

Kotak Mahindra Bank can play a pivotal role in enabling

digital banking services aimed at simplifying and

optimizing resources:

• Municipal tax collection

• Traffic fines

• Utility payments to transfer of subsidies

Skilled Jharkhand State

In constant engagement with various govt agencies like:• National Skill Development Corporation (NSDC) • PMKVY• National Skill Development Agency (NSDA)• NITI Aayog

Providing support to NSDC for electronic fund transfers to • TPs• MIS & Reconciliation• Dynamic fund management• Capacity building of Training Partners

WhyKotak Mahindra Bank?

Smart Solution Network Strength Global Presence

• Kona Kona Kotak creative

• Branches - 1333

• ATMs - 2027 as on 31st May 2016

• Mail Money

• Kay Pay

• Hashtag Banking

• Kotak Mobile App

• Bharat Banking App

• E-taxes

• Message Money

Rs in Crores 31-03-2016

Profit After Tax        3,458.85

Capital Adequacy Ratio 17%

Deposits        1,35,948.76

Advances     1,44,792.82

NII           9,278.67  

Net NPA 0.93%

Net worth         33,360.64  

Consolidated Kotak group companies Financials

Payments Collection

Communication Technology

Our Government Banking Solution

Bharat Banking App

Mobile App for Municipal Corporations

Kotak RemITAn online payment platform which provides an expeditious system of electronic fund transfer across geographies, covering all RTGS / NEFT enabled Bank branches on an online, real-time basis.

Payments

Vendor Payments Salary Payments Statutory Payments

Interest warrants

Commission payments

Debenture Redemptions Dividend Payouts

Multiple payment instructions in a single file

Customized payments set-up

Highest security standards

Enrichments information

Reports and query tool

Electronic Payment

Kotak CredITKotak CredIT optimizes your receivable management by moving all your collections from your remitter to the electronic modes i.e. RTGS and NEFT, thereby ensuring speedy credit of funds and also online verification of credits in your account.

Automated reconciliation of all inward electronic collections

SMS/e-mail alert for each inward credit

Client-driven scheduling / emailing of reports

Dynamic Information capturing like Bill No., Invoice No. etc.

Electronic Collections

Collections through multiple mediums

Payment gateway on Website

Cash & cheque deposit machines Mobile banking app Kotak branches

Some of the Municipal Corporations / Councils we have currently partnered with:MCGM, Nagpur, , Bhiwandi, Kalyan, Ulhasnagar, Shrirampur, Chiplun, Chikhali, Indore, Bhopal, Jabalpur, Ahmedabad, Surat, Bhavnagar, Chikli, Rourkela, Angul, Fatehabad and South Delhi, East Delhi, Faridabad

Collections

Setting up of Payment Gateway on department website to receive online collection

The gateway offers a completely secured, online and real-time solution on a reliable internet payment platform

Eliminates the need for accepting/depositing cash/ cheque and enables receipt of payments the very next day in your Bank Account with a detailed MIS

Payment Gateway

Collections through multiple mediumsCash and Cheque Collection from various locations

CMS Services

Deposit of all cheques at one place

Time bound speedy realisations

Minimal cost Vast network withinter-connectivity

Daily MIS Free of cost pick-up available

Prosperity or wealth depends on (Good governance ) of the state

Chanakya ( 350 BC )

Making smart city truly smarter.Empowering citizens of smart city through e-governance.

No smart city implementation can be complete without

e-governanceSmart cities are smart not only in terms of higher level of services

They need efficient, effective and transparent system.

E-governance applies information technology to the process of government functioning in providing digital information and online transaction services to the citizens.

e-governance, an effective tool for smart cityAll smart cities around the world have used e-governance as an effective tool:

To serve citizens efficiently

Re-engineer internal business processes

Increase transparency, accountability & citizen participation

Use resources in an environment friendly manner

To train and skill and close the employment gap as much as possible

E-governance requiresspecialised knowledge

and expertise

For development and maintenance, all smart cities require specialised knowledge. Kotak Mahindra Bank aims to be a knowledge partner to Government’s Smart City Vision. To help smart cities towards:

Effective governance

To optimise social and economic resources for development

NATIONAL SCHEMES

Collection of Funds of Prime Minister Relief Fund (PMNRF)• Provided Online collection / Payment platform

Mahatma Gandhi Swachhata Mission• IT Solution for online data management• Mobile application for donation collection• Online receipt generation

E-Governance Projects

GUJARATGujarat VAT & CST through eTax portal

Gujarat Motor Vehilce Tax Collection

Mahatma Gandhi Swachhata Mission (Gujarat) donation E-collection services

Housing Application Management Services for Housing Boards & Development authorities

Gujarat Beej Nigam’s bulk grant distribution

Property Tax collection of various Municipal Corporations

E-Governance Projects

GUJARATTax collection through Mobile App for AMC

Online application collection for Gandhinagar Urban Development Authority

Vendors/hawkers fees collection through NACH for Bhavnagar Municipal Corporation

Property tax collection in installments through NACH for Bhavnagar Municipal Corporation

RTO fine challan collection for Surat Traffic Police 

E-Governance Projects

Our Association - Gujarat

MAHARASHTRA SDRFEnd to End solution for distribution of relief fund along with online tracking and dash board

MNGLHost to host integration with online dash Board

Municipal CorporationsMobile App for online Civic services 

E-Governance Projects

Our Association-Maharashtra

GoaGoa  HorticultureOnline Module to facilitate entire purchase and sale with mobile App

GIDC End to end solution for online collection of all taxes & fees

Municipal corporations Online collection of taxes with integration of Mobile app

Social justice End to end solution for the distribution of Scholarship along with live dashboard 

E-Governance Projects

Our Association- Goa

Municipal corporations (Indore,Bhopal,Jabalpur & Gwalior)Host to host connectivity

MP AKNV ( Indore, Bhopal,Jabalpur,Gwalior)End to End solution with Payment get-way integration

MP Milk federation IT Solution with complete online tracking system

MPSEDC IT Solution with payment getaway Integration

MP TourismProperty rent collection through ECS /NACH along with IT integration

MPEB End to end solution with online collections

Development Authority End to end solution for application Management

MADHYA PRADESH

M.P. Police housingIT solution with online Dash Board

E-Governance Projects

Our Association - MP

RAJASTHAN Jaipur Development AuthorityEnd to end solutions for application management for housing schemes

Rajcomp Info Services Ltd ( Bhamashah)CMS bulk Payment through Secured Platform -emudhra

Rajasthan Knowledge Corporation LtdPayment Gateway services and direct transfer to beneficiaries

Jodhpur Nagar NigamEnd to end solutions for application management for housing schemes

National Rural Lively Hood ProjectSingle Account with direct payment Solution

Rajasthan Madarasa BoardCMS bulk Payment through Secured Platform –emudhra

E-Governance Projects

Film BandhuInternet payment gateway for payment of registration fees from makers who are interested in shooting in UP.

DIETOffline and online collection of counseling fee

UPSIDCProspectus selling for one of the schemes which has come up at Allahabad. Current account has been opened and collection is going on.

Nagar Nigam DehradunOffline house tax collection through cheque collection was given.

E-Governance Projects

NEDA LucknowOur Bank has been empanelled for getting the funds of solar street light project.

Cane society accountsAccounts have been opened at various locations since we have the Cane Commissioner account  

E-Governance Projects

BIHAR Patna Municipal CorporationMobile App (Tax Collection& other services)

Forest & Environment DepartmentE - Auction (for selling of Wooden Logs in the State)

Forest & Environment DepartmentKIOSK & App for Fee Management (E - ticketing) of Parks

Education DepartmentE Attendance for Teachers & Students

Bihar Electricity BoardE-Collection through Payment Gateway

E-Governance Projects

Kolkata Municipal CorporationMobile App (Tax Collection& other services)

Minority AffairsProject Management System

WB Power Development Corporation (Electricity Board)E- Collection through Payment Gateway

Education DepartmentE Attendance for Teachers & Students

WEST BENGAL

E-Governance Projects

DELHIOnline collection for FCRA – MHA

Online property tax collection for EDMC

Online water bill collection for Noida Jal

Participated in residential schemes for DDA, GDA, GNIDA, YEIDA

Collection for PMNRF

Software and PG services to DSIIDC

Cash and cheque pickup for 10 DDA sport complexes

E-Governance Projects

Greater Visakhapatnam Municipal CorporationAll types of tax collections at our local branches in Visakhapatnam through cable connection

A.P. Cooperative Fishermen Society ( Fisheries Department )Cash collections at Vizag and Kakinada through CMS

Guntur Municipal Corporation , GunturAll types of tax collections at our local branches in Guntur through walk-in client , mobile app and on-line

Assistant Director - Sericulture DepartmentFee Collections from weavers and Govt Subsidy amounts bulk transfers through CMS

Employee PF A/csGuntur Municipal Corporation, Nellore Municipal Corporation, Kurnool Municipal Corporation

Asst Director - Horticulture, VisakhapatnamOffered Bulk transfers to Hud Cyclone affected farmers , through CMS

Andhra Pradesh

E-Governance Projects

A.P. Markfed , HyderabadExclusively kept one outsourced employee at A.P.Markfed office for all types of cheque pick-up services ( Stopped from 1st of Sep)

A.P.Online , HyderabadPayment Gateway towards collections taxes from public in Hyderabad

HMDA(Hyderabad Metro Development Authority)BRS & LRS schemes fee collections through Payment Gateway

HMWS & SB (Hyderabad Metro Water Supply & Sewerage Board) Collection of cash from their 20 local offices in Hyderabad every day

Telangana

E-Governance Projects

Bulk Upload (NEFT/RTGS) Offered to DoM in connection to disburse scholarships to Minorities Students – Premetric, Postmetric and merit cum means.

MCC We have offered Cash Management facility (CMS) to Mysore Municipal Corporation (MCC). We are the sole bankers to their collections and collecting all taxes from citizens in 9 centres across Mysore city.

Bellary Municipal Corporation We have offered Cash Management Solutions. We are collecting all their taxes through our vendor in corporation premises itself.

Karnataka & Kerala

E-Governance Projects

Karnataka & Kerala

BBMP Server to Server integration in 13 local Bengaluru branches.

Bulk Upload (NEFT/ RTGS)KMDCOffered to Karnataka Minorities Development Corporation (KMDC) in connection to disburse scholarships to Minorities Students

CMS facility has been offered to CWSSB, Chennai in 90+ centres.

E-Governance Projects

Chhattisgarh Development Authority End to end solution with online dash Board

Chhattisgarh Police housingIT solution with online dash Board

Chhattisgarh SEDC IT Solution with payment gateway Integration

Chhattisgarh Milk federation End to end solution with live tracking system

Chhattisgarh Municipal corporation (All location)Host to host connectivity with Payment getaway integration 

CHATTISGARH

E-Governance Projects

Jharkhand

Ranchi Municipal CorporationOffered Mobile App (Tax Collection& other services)

E-Governance Projects

6% Interest Hashtag banking Kotak Rewards Kotak Money watch Credit Score

Hashtag Banking

23 banking services offered includingMobile & DTH recharge

Kaypay - Any bank to any bank

Transfer moneyto Facebook friends

No beneficiary details required

Instantaneous 24X7

Mail & Message Money

Making it big like the tale of M.S. Dhoni – The Untold Story

One of the most successful captains and charismatic

batsmen of our times, the protagonist of the movie

M.S.Dhoni- The Untold Story, has always been one of the

most talked about success stories of Jharkhand.

In the same spirit of perseverance and class as showcased

by this great cricketing discovery from here, Kotak

Mahindra Bank aims to contribute to the state of

Jharkhand with all its expertise and potential.

Finnoviti Award 2016 Bharat Banking App by Banking Frontier's magazine

KPMG‘s Best Bank Study 2015Most Future Ready Bank in Business Today

ET BUSINESS LEADER AWARDS 2015Uday for Corporate Excellence from Hon'ble Finance Minister Shri Arun Jaitley

Asiamoney Cash Management Poll 2015Best Local Cash Management BankBest Overall Domestic Cash Management Services(Across small, medium and large size corporates)

Recognitions

Thank you