Course Technology ▪ Delmar ▪ South-Western Financial Algebra Gerver/Sgroi © 2011 Pub date:...

Course Technology ▪ Delmar ▪ South-Western

Financial Algebra

Gerver/Sgroi

© 2011

Pub date: 1/27/10

Course Technology ▪ Delmar ▪ South-Western

Financial Algebra

Debbie HensonNational Sales Consultant

www.cengage.com/focus/IL

Course Technology ▪ Delmar ▪ South-Westernwww.cengage.com/focus/IL

Mary Sommers Mary.sommers@cengage.com608.846.2174Counties I Cover

Toya Moore Toya.moore@cengage.com773.793.4059Counties I Cover

Kimberly Lourinia Kimberly.lourinia@cengage.com800.998.7498, x2606Counties I Cover

Larry Schneider Larry.schneider@cengage.com800.543.0487, x1571Counties I Cover

Margie Schneider Margie.schneider@cengage.com800.543.0487, x1553Counties I Cover

Heather Cramer Heather.cramer@cengage.com800.998.7498, x2605Counties I Cover

Course Technology ▪ Delmar ▪ South-Western

Financial Algebra

Everything you need to know, but no one teaches you!

Course Technology ▪ Delmar ▪ South-Western

• 10 chapters under six financial umbrellas:– Investing– Banking– Credit– Income Taxes– Insurance– Household Budgeting

Financial Algebra

Course Technology ▪ Delmar ▪ South-Western

Coverage

Algebra Mechanics and Problem Solving

• Basic algebra formulas with variables

• Equations• Functions• Systems of equations• Graphs• Statistics• And more!

• Basic algebra formulas with variables

• Equations• Functions• Systems of equations• Graphs• Statistics• And more!

Advanced Mathematics Topics

• Piecewise functions • Regression• Limits• Exponential functions• Linear and Quadratic systems • And more!

• Piecewise functions • Regression• Limits• Exponential functions• Linear and Quadratic systems • And more!

Course Technology ▪ Delmar ▪ South-Western

Financial Algebra Table of Contents

1 The Stock Market

2 Modeling a Business

3 Banking Services

4 Consumer Credit

5 Automobile Ownership

6 Employment Basics

7 Income Taxes

8 Independent Living

9 Planning for Retirement

10 Prepare a Budget

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Detailed TOC

Math topics coveredin the chapter!

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How can you model automobile expense (loan payments) and depreciation over a

fixed period of time?

What is the value of your car?

Equation of a liney = mx + b

Remember this?

EXPENSE and DEPRECIATION FUNCTIONS

20 40 60 80 100 1200

5000

10000

15000

20000

25000

30000

35000

0months

amount

(35.24, 23733.33)

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Instructional Model

A relevant quote and chapter introduction set the stage for the topics covered in the chapter.

Course Technology ▪ Delmar ▪ South-Western

Instructional Model

Really? Really! grasps students’ attention by discussing a fascinating real-life topic related to the chapter content.

Really

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Instructional Model

An intriguing quote at the beginning of each lesson motivates the learning of lesson content

Each lesson begins with a discussion of terms and concepts related to the lesson topic.

Course Technology ▪ Delmar ▪ South-Western

Skills and Strategies, teaches the math concepts through worked-out examples. Several examples teach each math concept step-by-step.

All math concepts are taught within real-life context. When am I every going to use this in real-life? is answered here!

Instructional Model

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Check Your Understandingallows students to immediately practice the concept on their own.

Extend Your Understanding provides an opportunity to solve a more challenging problem.

Instructional Model

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Carefully developed, proven applications at the end of each lesson require students to apply concepts to a specific question or scenario.

Instructional Model

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Chapter Assessment provides an opportunity for students to check their knowledge of chapter content.

Real Numbers: You Write the Story asks students to examine a graph and write a story focused around the graph’s information.

Instructional Model

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Reality Check assists in extending the learning experience beyond the classroom with specific suggestions for research opportunities, projects, and guest speakers.

Instructional Model

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Dollars and Sense guides students to the companion website where they will find up-to-date information and activities related to the chapter content.

Instructional Model

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Meaningful applications at the end of each chapter require students to apply concepts that were taught throughout the chapter.

Instructional Model

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Supplements

• Annotated Instructor’s Edition • Instructor’s Resource CD

– Lesson plans, PowerPoints, and Workbook Answers

• ExamView Test Generator• Student Workbook• eHomework Interactive online homework• Adobe eBook• Companion Website

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eHomework – Interactive Online Student Workbook

Saves time and ensures immediate student understanding!

Automatically graded assignments for the instructor Immediate feedback on every question for the student

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Hear from the authors!

Dr. Robert Gerver

Dr. Richard Sgroi

www.cengage.com/school/teamup

Course Technology ▪ Delmar ▪ South-Western

Financial Algebra

Gerver/Sgroi

© 2011

Pub date: 1/27/10

Course Technology ▪ Delmar ▪ South-Western

© 2010

Business MathBusiness Math

Mary HansenMary Hansen

1717thth Edition Edition

Course Title: Consumer MathCourse Title: Consumer Math

Prepare Florida Students for Tomorrow’s World

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• Correlated for Florida Consumer Math success

• Complete Student and Instructor support package

• Excellent organization for effective

instruction and student learning• Mathematics is taught, reinforced, and

assessed with real-world applications

Prepare Florida Students for Tomorrow’s World

Course Technology ▪ Delmar ▪ South-Western

Correlated to Florida Standards and Access Points

Additional online workshops created for Florida teachers

MA.6.A.1.3Solve real-world problems involving multiplication and division of fractions and decimals.

xxv-xxvi, xxviii, 63, 80-86, 99, 109-111, 137, 143, 147, 170, 173, 188, 192, 243, 249, 278, 289, 299, 347, 351, 353, 357, 365, 367, 370, 429, 432, 438, 455, 487, 498, 537, 552, 563, 569 I

MA.6.A.3.1Write and evaluate mathematical expressions that correspond to given situations.

xxii, xxxv, 5, 6, 15, 21, 81-84, 112, 172-174, 274, 296, 304, 310, 338, 392, 427, 439, 555-556, 564-567 I

MA.6.A.3.4 Solve problems given a formula.5, 6, 15, 21, 22, 81, 84, 112, 172-174, 274, 296, 392, 439, 555-556, 564-567 I

MA.6.A.5.1Use equivalent forms of fractions, decimals, and percents to solve problems.

xxxi-xxxii, 4, 8, 14-19, 40, 43-45, 56, 61, 62, 63, 110-111, 128, 134, 138, 148, 241-243, 258, 290, 293, 295-299, 342-345, 359, 518-521 I

MA.6.S.6.1Determine the measures of central tendency (mean, median, mode) and variability (range) for a given set of data.

xxvii, 27-31, 33, 250-252, 336-341, 518, see also www.cengage.com/school/business/math (**Click on the 2009 Adoptions tab on the left)

I

MA.7.A.1.2Solve percent problems, including problems involving discounts, simple interest, taxes, tips, and percents of increase or decrease.

xxxi-xxxii, 14-19, 43-45, 57, 65, 81, 108, 110-119, 129-130, 138-156, 170-183, 192-199, 210-215, 295-299, 342-345, 367, 425-443, 478-481, 518-519 I

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Aligns with the Jump$tart Coalition’s National Standards for Personal Financial Literacy

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Major Tools: Students

Student Edition (hardcover text)

Companion Web Site

www.cengage.com/school/business/math

Course Technology ▪ Delmar ▪ South-Western

Ancillary Materials: Students

Student Workbook (softcover)• Extra practice for every lesson

Online E-book: Student Edition• View with free Adobe® Acrobat® Reader™

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Instructor’s Wraparound Edition

Companion Web Site: www.cengage.com/school/business/math

Major Tools: Teacher

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Ancillary Materials: Teacher

Instructor’s Resource CD• Lesson Plans, Algebra and Geometry Activities, Technology

Activities, Chapter Test Masters and Answers; Competitive Event Guide; Instructor’s Edition of Workbook

ExamView Assessment Suite – More than 40 questions per chapter– Multiple choice, numeric response, completion, short answer

Data Activities CD

Course Technology ▪ Delmar ▪ South-Western

Effective Instruction Design

Open Goals, key terms, real-world lesson starter

• Start Up revisited in the Wrap Up.

Access PointMA.912.F.4.Su.a Distinguish between income and expenses.

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Lessons-Focused on Math

Teach Math Skill Builder reinforces basic skills. Correlated to the Skills Workshops.

MA.6.A.5.1Use equivalent forms of fractions, decimals, and percents to solve problems.

Course Technology ▪ Delmar ▪ South-Western

Lessons-Focused on Math

Teach Math content taught step-by-step in context.

MA.7.A.1.2Solve percent problems, including problems involving discounts, simple interest, taxes, tips, and percents of increase or decrease.

Course Technology ▪ Delmar ▪ South-Western

Reinforcement Activities

Access PointMA.912.F.1.Su.c Identify interest rates used in real-world situations.

LA.910.1.6.1The student will use new vocabulary that is introduced and taught directly.

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Tips Provide Extra Help

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Integrated Technology

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Data, Technology & Careers

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Ongoing Assessment and Review

Practice– Basic Math Practice– Consumer Math Practice

– Best Buy– Financial Decision Making– Integrating Your Knowledge– Critical Thinking– Mixed Review

Access PointMA.912.F.4.In.b

Use real-world strategies needed to manage personal income.

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Ongoing Assessment and Review

Course Technology ▪ Delmar ▪ South-Western

Prepare Florida Students for Tomorrow’s World

• Next Generation Sunshine State Standards (NGSSS)• Real-world consumer applications• Wealth of activities and exercises• Resources include

– Instructor’s Wraparound Edition– Instructor’s Resource CD– Data Activities CD– ExamView Assessment Software

• Student resources include – Student Edition– Workbook– Website– Ebook

Course Technology ▪ Delmar ▪ South-Western

Prepare Florida Students for Tomorrow’s World