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Welcome... As we prepare to say goodbye to 2016, we are starting to set our goals for the
new year. Whatever your goals may be, we wish you the best for the 2017 year
and don’t forget, if we can help those goals become a reality we’re only a
phone call away !
Happy reading…
Ins ide th is
i ssue:
Welcome 1
Fixed Rates going
up
1
Suffer from sea
sickness?
1
Recipe 2
Community
Support
3
Referral Rewards
Programme
3
Financial
Planning Services
3
Competition 4
Look out, fixed interest rates are starting to go up
IMPORTANT NOTICE : HOLIDAY HOURS
Our office will be closed for the Christmas/New Year period from 5pm
Friday 23rd December 2016 until 8:30am Tuesday 3rd January 2016.
“Financial Solutions to meet all your needs” D E C E M B E R 2 0 1 6
Valued up to $9,490! - See back page for details...
Getting out on the boat this Summer?
Over the past few weeks we have noticed that some of our lenders are starting to increase
their fixed interest rates. This indicates that future changes to the interest rate will be on the
increase rather then the previous declining rate trends.
So if you are looking to lock in a fixed interest rate,
now is the time to act as these low rates
won’t be around forever!!
Then here is a sure fire way to avoid those sea blues -
Fishing TV personality Andrew Ettingshausen, better known as ET, used to suffer from the
dreaded motion sickness. When filming for his show “Escape with ET”, he could not afford to
be sick whilst filming! That lead him to manufacture a winning
formulation with pharmaceutical company Bova Compounding
Chemist.
The Escape Seasick Capsules were a hit with ET and his filming crew,
and the positive word of mouth quickly made these capsules a highly
sought motion sickness tablet in the wider fishing community.
To order your own, call 1300seasick and speak directly to one of the
pharmacists at the chemist. They will ask some questions to ensure the
seasick capsules are suitable for you. The capsules are then prepared
individually, to ensure that each person gets the attention they require.
Another recommended remedy is an oil called ‘Motion Eaze’, Shane
can personally attest to its success as he previously would suffer sea
sickness when out on his boat, however the use of ‘Motion Eaze’ has
made sea sickness a distant memory
Give us a call to arrange a better deal on (07) 4939 8882
(07) 4939 8882
COMMUNITY SUPPORT
RECIPE: Christmas Trifle
Method:
1. Place jelly crystals in a heatproof bowl. Add boiling water. Stir to dissolve crystals. Stir in 400ml cold water.
Refrigerate for 1 hour or until just starting to set (it should have a thick, syrupy consistency).
2. Arrange cake in a 13 cup-capacity serving bowl. Drizzle with brandy, if using. Spoon half the jelly over top.
Top with custard. Sprinkle with raspberries and strawberries. Spoon remaining jelly over top. Refrigerate,
covered, overnight.
3. Using an electric mixer, beat cream and sugar in a bowl until soft peaks form. Fold through chocolate.
Spoon mixture over trifle. Top with raspberries and strawberry quarters. Serve. You could use leftover fruit
cake or pudding in this trifle. Pauls Double Thick custard is twice as thick as pouring custard, and ideal for
the whole family. Check out the handy resealable pack for recipe suggestions. You could replace brandy
with orange juice. Top trifle with grated chocolate. Recipe sourced from taste.com
Ingredients:
4 x 85g packets strawberry jelly crystals
2 1/2 cups boiling water
1/2 x 800g light fruit cake, cut into 3cm cubes
2 tablespoons brandy (optional)
2 cups Pauls Double Thick French Vanilla custard
1 cup fresh or frozen raspberries
125g fresh strawberries, hulled, sliced
300ml thickened cream
1 teaspoon icing sugar mixture, sifted
50g white chocolate, grated fresh raspberries and
hulled, quartered strawberries, to decorate
Centrepoint Finance cares about the community we live in, and the people we are surrounded with. Outside
of our daily lives, many of us give back to our community.
Shane is the President of the Rockhampton & Capricorn Coast Men of League Foundation. Helping your mates
is an Aussie way of life and the Men of League foundation builds on this mateship by providing support to
Rugby League players and their families that have fallen on tough times. After more than a decade they have
grown to over 26,000 members all passionate about providing assistance and support to players, coaches,
referees, officials and administrators from all levels of the game and the broader rugby league community.
Shane hosted a golf day (Who would have thought!!) to help raise much needed funds for Men of League on
Friday 21st October at the beautiful Yeppoon Golf Club. There was a great roll-up to the day with over $5,000
raised for the charity.
Anyone can become a member and support this worthy
cause.
https://www.menofleague.com
If you would like to contribute to this amazing foundation,
contact Shane or donate via the link above.
(07) 4939 8882
FINANCIAL PLANNING SERVICES We pride ourselves on providing our clients with a “One Stop Shop” for all your financial needs, and have worked
hard to build a multi-faceted suite of offerings for you. One of these is our joint venture entity “JV Financial
Planning and Risk Insurance” which gives you access to a high quality, experienced & industry accredited
specialist in this highly complex area. It is important to us that our clients to have access to a local financial
planner that can be both trusted and relied upon to take care of their needs in this highly complex area.
Our trusted advisor Scott Barker will work with you to find solutions to the difficult questions…
Will I have enough money to retire?
How do I protect my family if I can no longer work?
Where does my money go when I die?
The advice that is provided is targeted at, YOU; Your needs, Your goals, Your plans. It involves exploring options
and implementing strategies, reducing downside risk and maximising opportunity. Scott engages with industry
specialists in other areas such as your accountant, solicitor and us as necessary to ensure you get a solution
tailored specifically to your needs.
HERE ARE JUST SOME OF THE WAYS WE HAVE BEEN ABLE TO HELP OUR CLIENTS:
Budgeting
Debt management
Savings plans
Protecting your family and your business:
Life Insurance, Total and Permanent Disability TPD, Trauma Insurance, Income and Loan Protection, Key
Person Insurance, Business Expenses Insurance.
Wealth creation
Investment strategies
Using positive debt
Diversification
All about retirement
Preparing for retirement
Utilising superannuation
Living in retirement—including Centrelink planning
Estate Planning
There is no cost for the initial consultation. We will work with Scott to help you achieve your financial and lifestyle
goals..
Financial Planning is a relationship. Our services are not one off transactions; we plan to work with you for life.
Give us a call to arrange a no-obligation initial consultation on (07) 4939 8882
We’re excited to announce that in early 2017 we will be launching our “Referral Rewards Programme”, as an extra
thank you to our clients and business partners, for referring new clients to us. Our current practice of rewarding our
referrers with extra entries into the ‘Win A Holiday” competition will continue, but we will be further
rewarding you for those referrals that go all the way & lead to a loan being funded or one of our
other services being utilised !!
Keep an eye out for the launch email, and also on our website and Facebook page for all the
details. In the meantime get yourself in the running by giving us the name & number of anyone
who may be able to assist OR make use of our new ‘refer a friend’ link on our website !
OUR GOAL IS –“TO MAKE THEM FOREVER GRATEFUL TO YOU” FOR REFERRING THEM TO US.
www.centrepointfinance.com.au/yeppoon/refer-a-friend Facebook.com/Centrepointfinanceyeppoon
CLICK HERE TO ENTER
How to get additional entries Enter using the button aboive. Make sure you include your details AND the details of the person you are referring.
Refer your friends, family & colleagues for 1 entry each referral
Contact us for a review of your finances & receive 1 entry!
Contact us for a review of your risk insurances, superannuation or financial planning needs & receive 1 entry!
Refinance/settle a new loan yourself or do any type of business with us & receive 3 entries!
By the way, please feel comfortable about entering this amazing competition because we respect your privacy, and promise to keep your
details safe. We just want to give you the opportunity to win a fantastic holiday! This competition commences at 9am AEDT
on Thursday 1 December 2016 and closes at 5pm AEST on Wednesday 26 April 2017. The winner will be drawn at 12 noon AEST on Friday
28 April 2017. Authorised under NSW Permit Number LTPS/16/08245; Permit No ACT TP 16/02047; SA Licence No: T16/1860. Please click below if you
would like a copy of the terms and conditions of this competition.
Centrepoint Finance Yeppoon
34 Normanby Street, YEPPOON, Q 4703
PO BOX 2290, YEPPOON, Q 4703
Phone: (07) 4939 8882 | Fax: (07) 4939 8885
E-Mail: yeppoon@cpf.com.au
ABN 71 098 663 846
Australian Credit Licence Holder No: 389397
DISCLAIMER: This newsletter has been prepared by The Centrepoint Finance Yeppoon Team. Every effort has been made to ensure the
contents are accurate at the time of publication. Shane Nipperess/Centrepoint Finance Yeppoon take no responsibility for any subsequent
action that may arise from the use of this newsletter.
CALL US FOR ALL YOUR PERSONAL & BUSINESS FINANCE NEEDS Product Offering:
Home Loans Chattel Mortgage Debtor Finance
Investment Loans Finance Lease Deposit Bonds
Land Loans Novated Lease Commercial Solar &
Agri-Business Sale & Lease/Hire Back Energy Efficient Lighting
Business Loans Operating Lease Premium Funding:
Commercial Loans Hire Purchase - Insurance
Consumer Loans Rental - Registrations
SMSF Investment Loans Farm Sheds - Public Liability
Non-Conforming (inc. Credit Impaired & Specialised Lending) - Workcover
The Prize Includes
8 night Greek Island holiday package for 2 people
2 return economy airfares to Athens from nearest
Australian capital city
3 nights’ accommodation at The Electra Hotel in Athens
5 nights’ accommodation at The Santorini Palace Hotel
Hydrofoil from Athens to Santorini and return.
Transfers to and from hotels and ports
A$1,500 cash for spending money
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