Introduction

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other expenses incurred while travelling either internationally or once own country.

Coverage of travel insurance

Medical expenses.Personal accidents.Loss of baggage.Delay in baggage arrivalLoss of passport.Travel delayTransportation of dead body.

Different types of foreign travel insurance

Corporate travel insurance.Student travel insurance.Senior citizen travel insurance.Family travel insurance.Single trip travel insurance.Multi trip travel insurance.

Reasons to buy over sea travel insurance

Minimum riskCost effective.Medical emergency.Loss of belongingness.Personal liability.Other emergency.

Optional coverage

Pre – existing conditions.Sports with an element of risk.Travel to high risk countries.

Common exclusions

Pre- existing medical conditions.Elective surgery or treatment.War or terrorismInjury or illness caused by alcohol or drug

use.

Credit: Nayana.Pv