Aeroplan

Low fuel surcharges on: Air China, Air New Zealand, Avianca, Brussels Airlines, Copa, EgyptAir,

Ethiopian, LOT, SAS, Singapore Airlines, South African Airways, SWISS, Taca, TAM, Turkish

Airlines, United, US Airways

ANA

Low fuel surcharges on: Air Canada, Air New Zealand, Turkish Airlines, United, US Airways,

Transfer Amex points to Virgin Atlantic 1:1 and then to Hilton at a rate of 1:2

Transfer to Aeroplan at a rate of 1:1 to take advantage of sweet spots (before the January 1, 2014

devaluation) such as 90,000 miles for roundtrip business class to Europe.

Transfer to ANA at a rate of 1:1 for 63,000 miles in business class from the East coast to Europe, or

43,000 points in economy to Europe using Star Alliance partners.

Transfer to Flying Blue at a rate of 1:1 to save up to 50% with Promo Awards travel.

Generous transfer bonuses in the past- up to 67% Delta and 50% British Airways.

Transfer to United at a rate of 1:1 to use on codeshare partners Lufthansa and Singapore Airlines.

Transfer to British Airways at a rate of 1:1 to redeem on short-haul flights, which uses distance of the flights to calculate how many points are needed (650 miles or under are only 4,500 Avioseach way in economy).

Transfer to Hyatt at a rate of 1:1, where you can get a top tier hotel for 22,000 Category 6 points.

With every 20,000 Starpoints transferred within the same transaction, get 5,000 bonus points.

Starpoints are useful for transfers to Alaska, American Airlines, JAL and US Airways – both at a rate of 1:1 – as since don't have other transfer partners.

Cash & Points program lets to you redeem for free nights with a combination of money and points to get room upgrades and suites.

Room redemptions count towards elite status- SPG Platinum is my #1 hotel loyalty program

Examples:

• American Express: Delta and Starwood

• Chase: United MileagePlus Explorer and Hyatt Visa

• Citi: American AAdvantage cards, Hilton Reserve

Amex Premier Rewards Gold: 3x airfare, 2x gas and groceries

Amex Business Gold Rewards: 3x airfare, 2x advertising, gas, shipping, computer services

Amex Blue Cash Preferred: 6x groceries up to $6,000, 3x gas and department stores

Amex Blue Cash Rewards: 3x groceries up to $6,000, 2x gas and department stores

Chase Ink Plus: 5x office supplies, phone and cable services, 2x gas and dining

Chase Ink Bold: 5x office supplies, phone and cable services, 2x gas and lodging

Chase Sapphire Preferred: 2x travel and dining

Chase Freedom: 5x rotating categories

Capital One Venture: 2x on everything

Capital One Cash Rewards for Newcomers: 2x on travel

Citi Forward: 5x on restaurants, books, movies, music

Citi ThankYou Preferred: 2x dining and entertainment