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Car Rental Singapore – Don’t Commit the Mistake of Paying Costly Bills Anymore
Doesn’t it look confusing enough to perform so much paperwork and take so many decisions for just renting a car? Few dubious points, viz. whether you would get the collision damage waiver
or not; whether you are required to buy supplementary insurance coverage from the Singapore
car rental company etc. should be considered beforehand. If you have ever been to the car rental
counters and watched people there, you would have seen them struggling over these questions.
Sometimes as the case favors, you may deny buying additional insurances over car rentals; round
the corner there are instances on which you should instinctively buy the insurance, but how to
know this?
The major conflicting area pertains in the region of collision damage waiver (CDW) offered by
the car rental company at the time of hiring the vehicle. It covers the damage caused to the rental
car in the event of an accident or a mishap. The CDW isn’t actually a fully fledged insurance; it only covers the damages that are caused to the car. It does not cover the damages caused to other
property or the physical injuries caused to the passengers. In fact if CDW is purchased, the car
rental company relinquishes some or entire of its claim to recover from you for any damage
occurring to the car during the rental period.
So, is it necessary to buy the CDW insurance that the car rental agency is pushing on you? Many
experts feel that buying CDW is not necessary at the first place. Many people buy them when
they actually don’t need them at all. This is a costly mistake they make while performing car rental deals. You can save considerable amount of money on Singapore car rent by evading the
un-necessary CDW by three simple checks. First, have a look into your own car insurance policy
and figure out what coverage implies over the rental cars. Secondly, check your credit card
policies to find out whether it offers any coverage on the rented vehicles. And finally, check
what other options the car rental company offers in its policies and what suits your case in the
best possible way.
The coverage of a typical car insurance policy extends over to the rented cars. If someone gets
injured while you are driving a rented car, the policy will cover you. If your car insurance policy
does not provide these types of coverage when you are driving rented cars, do take care to buy
additional insurance from the car rental company to protect yourself.
Many credit card companies offer insurance that covers rented cars also; if you have this form of
insurance, there is no point in buying an extra insurance from the rental companies. Car rental
in Singapore can be a lucrative deal to visit this mesmerizing location in all comfort and luxury.
With a rental car at your disposal, you are no longer bound to the timings of public transport
systems or plan your movements according to someone else’s schedule. The only thing required
to save some quick bucks in this regard is to have a little knowledge about insurance policies,
then you won’t end up paying to the car rental company charges for a facility that you are already availing from elsewhere.