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OVERVIEW: vUnified™ payments was developed to meet the unique needs of complex multi-channel, multi-product payment environments. It delivers a single point of real-time, 360-degree visibility to all customers, their devices, transactions, and behaviors across all channels: Retail POS, web, IVR, live agent, SMS, app, or text-to-pay. Combined with Vesta’s patented fraud technology, vUnified can deliver actionable insights that enable partners to improve decisioning to drive targeted customer behaviors. The result is an entirely new level of visibility and control, the elimination of fraud, and the generation of a steady, predictable revenue stream. UNMATCHED FEATURES AND BENEFITS: • Built upon the advanced features of Vesta’s vSafe™ PaaS to deliver a single payment solution for every channel from the virtual to brick-and-mortar • Eliminates the need, expense, and management for multiple, channel-specific payment platforms • Vesta’s unique Universal Token technology works across CNP and in-store retail transaction environments • Provides unified, 360-degree view of customers, devices, transactions and behaviors • Delivers consistent, low-friction payment experience across all channels that is proven to increase customer conversion, loyalty, and order acceptance through the industry’s lowest false-positive ratio • Eliminates critical channel, compliance, and payments infrastructure issues, allowing partners to focus on deepening consumer relationships and achieving business objectives • First omni-channel payments solution to offer customized, Single Sign On (SSO) authentication technology REAL-TIME FRAUD PROTECTION ACROSS ALL PAYMENT CHANNELS: Vesta’s industry leading vSafe payments platform provides merchants with a new, proven alternative to time-consuming in-house fraud operations or limited third- party services. vSafe’s proprietary fraud technology combines a rich, multi-layered feature set with teams of data scientists and analysts who continually monitor threats and tune the platform’s performance in real-time. This robust CNP solution enables Vesta to recognize fraud as it happens, not after it has occurred. The First Payments Solution for Omni-Channel Enterprises RETAIL POS APP TEXT-TO-PAY SMS WEB LIVE AGENT IVR MOBILE

vUnified™ Payments Solution

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Page 1: vUnified™ Payments Solution

OVERVIEW:vUnified™ payments was developed to meet the unique needs of complex multi-channel, multi-product payment environments. It delivers a single point of real-time, 360-degree visibility to all customers, their devices, transactions, and behaviors across all channels: Retail POS, web, IVR, live agent, SMS, app, or text-to-pay. Combined with Vesta’s patented fraud technology, vUnified can deliver actionable insights that enable partners to improve decisioning to drive targeted customer behaviors. The result is an entirely new level of visibility and control, the elimination of fraud, and the generation of a steady, predictable revenue stream.

UNMATCHED FEATURES AND BENEFITS:• Built upon the advanced features of Vesta’s vSafe™ PaaS

to deliver a single payment solution for every channel from the virtual to brick-and-mortar

• Eliminates the need, expense, and management for multiple, channel-specific payment platforms

• Vesta’s unique Universal Token technology works across CNP and in-store retail transaction environments

• Provides unified, 360-degree view of customers, devices, transactions and behaviors

• Delivers consistent, low-friction payment experience across all channels that is proven to increase customer conversion, loyalty, and order acceptance through the industry’s lowest false-positive ratio

• Eliminates critical channel, compliance, and payments infrastructure issues, allowing partners to focus on deepening consumer relationships and achieving business objectives

• First omni-channel payments solution to offer customized, Single Sign On (SSO) authentication technology

REAL-TIME FRAUD PROTECTION ACROSS ALL PAYMENT CHANNELS:Vesta’s industry leading vSafe payments platform provides merchants with a new, proven alternative to time-consuming in-house fraud operations or limited third-party services. vSafe’s proprietary fraud technology combines a rich, multi-layered feature set with teams of data scientists and analysts who continually monitor threats and tune the platform’s performance in real-time. This robust CNP solution enables Vesta to recognize fraud as it happens, not after it has occurred.

The First Payments Solution for Omni-Channel Enterprises

RETAILPOS

APP

TEXT-TO-PAY

SMS

WEB

LIVE AGENT

IVR

MOBILE

Page 2: vUnified™ Payments Solution

Revenue-Generating Solutions Proven by the World’s Largest and Most Demanding Brands.

Revenue-Generating Solutions Proven by the World’s Largest and Most Demanding Brands.

4400 Alexander DriveAlpharetta, GA 30022-3753 USATel: +1 678.222.7200Fax: +1 [email protected]

11950 SW Garden PlacePortland, OR 97223-8248 USATel: +1 503.790.2500Fax: +1 [email protected]

Av. Américas 1536 1ACol. Country ClubC.P. 44637Jalisco, MéxicoTel: +52 (55) 3859-7032 [email protected]

Finnabair Business ParkDundalk, County LouthRepublic of IrelandTel: +353 (0)42 939 4600Fax: +353 (0)42 939 [email protected]

No. 6 Ji Qing Li Road, Unit B603Chaoyang District, Beijing 100020 P.R. ChinaTel: +86 10 [email protected]

TRUST VESTA: Vesta Corporation is the global leader of revenue-generating payment solutions for enterprise partners. The company’s patented fraud protection technology is proven to increase conversion and acceptance while eliminating fraudulent transactions and merchant liability. Founded in 1995 and headquartered in Atlanta, GA, Vesta’s operations span the Americas, Europe and Asia.

To learn how you can increase revenue today, call us at 888.278.3207 or email [email protected].

FEATURES

Payments guaranteed, fraud eliminated

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Real-time payment decisioning l l lPCI Level 1 v 3.0 certified l l lEncrypted protection of all data l l lWeb channel hosting & management l l lIVR channel hosted managed service l l lMobile app channel hosting & management l l

Mobile web channel hosting & management l l

CSR channel hosting & management l l

Channel performance optimization l lRetail POS channel hosting & management l

Omni-channel view of customer payments l

Universal tokenization: all payments, all channels

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Reporting: 360D view of customer l