www.neosurance.com | info@neosperience.com Neosurance

February 2017

Neosurance.

The first AI agent built-in,

all you need to fill the insurance

protection gap.

We enable you to engage your digital customers,

delivering the best insurance experience

where and when it matters most.

Neosurance www.neosurance.eu | info@neosurance.eu

Neosurance

• The right insurance where and when you need it, on your

smartphone

• Personalised, close to people, closing the protection gap

• Mastering customer context, behaviours and emotions for a

memorable insurance digital experience

Riding the 4th Industrial revolution

“There are going to be seven billion smartphones

in everybody’s hands in the next five years. Now,

everybody is a digital customer, so doing things

digitally is no longer a niche. Doing things digitally

is how the entire world communicates.”

- Angela Ahrendts, Head of Retail Apple

Neosurance

How to turn the growing protection gap into an immense opportunity?

• A new engagement with a $5 Trillion

Addressable Market, rapidly losing Silent

Generation, Baby Boomers and Generation

X, shifting to Generation Y and Millennials

mobile purchase habits (75% by 2025)

• Additional $3.5 Trillion protection gap

blue ocean opportunity

Source: Swiss Re

• Online insurers exist since many years, though with

marginal success, and mainly on compulsory products

• Traditional agents clearly missing touch points on their

customers needs

• “Goldfish memory”, decreasing attention span and rational

purchasing

Neosurance

Neosurance, the customer-centric mobile insurance

platform that delivers the right insurance coverage at

the right moment to:

• Protect the customer

Where and when it matters most

• Add value to the insurer

With a plug-and-play platform for contextual based

insurance through smartphone notifications

• Disrupt the insurance sales model

Enabling the AI Agent, an entire new paradigm in

addressing the customers’ protection needs

Our solution: the emotional impulse sale, at your fingertips

Would you like to protect your luggage?

Neosurance

Customer perspective

• “It’s already there”

When I need protection.

• “They notify me about my

protection needs”

Personalized, Relevant,

Effective.

• “I buy it”

Conveniently, on my

smartphone.

Win win perspectives for the customer and the insurer

Insurer Perspective

• Untapped business

opportunity

Close to my customers, closing

the protection gap.

• Consistent profitability

Moral hazard avoidance.

• A digital insurance

salesforce

Artificial Intelligence-powered

virtual insurance, to tame the

Generation Y and Millennial

shift.

Customer

insight

Personalized

protection

Nudging

Neosurance

We use artificial intelligence to deliver push sales avoid risk anti-

selection

Neosurance

Our plug-and-play partner-friendly module sells

insurances through a combined push-based

cognitive model and mobile SDK:

• To leverage existing communities’ digital

customer journey

• To leverage insurers’ customer base

Our model is focused on leveraging

Demand aggregators

Insurance and

reinsurance partner

Communities

(demand aggregators)

Neosurance

Neosurance

First version of SDK completed

Neosurance’s AI

sends the push

notification based

on the context

Purchase process signed-off by the compliance of a

primary international insurer

Neosurance

Use Cases we are working on

Neosurance

Customer Context Content PoS Loyalty

& Game Reward Smartbot Wearable

VIEWS

APIs

APIs

Event Stream Bus

Context Engine Customer Insight Engine DCX KPI Engine

Neosperience Cloud SDK

Systems

of Record

Custom

Integrations

Wellness & Health

Data Integration

Billing, Payment,

& Subscription

Management

XObject XSearch XLink XSchema XApplication XIdentity

Cu

sto

mer

En

gag

em

en

t B

uil

der

En

terp

rise C

lou

d S

erv

ices

Search &

Retargeting

Community

& Insurer

App

Responsive

Web

Social

Networks

Point

of Sales

Virtual

Assistant

Customer Context Content Sensors

& Recording

Technical Architecture

Neosurance

Communities:

• Tour operator (400k users)

• Soccer in Singapore (11k users)

• Major Italian Airport (>40 mio

passengers)

• Major European Retailer (>3000 point of

sales)

• Italian e-commerce company, providing

C2C and B2C sales (>2mio users)

• Female Fertility, Pregnancy and

Maternity (50k users)

• Personalized Diet (60k users)

Engine Growth Pipeline

Generating revenues Contracts signed,

integration undergoing Under discussion

Leading Italian Bancassurer

Tier 1 Global

Insurer

2.000 models

20.000 car owners

Tier 2 Global

Insurer

&

Tier 1

Reinsurer

Insurer’s customer base:

• Tier 1 Global Insurer (focus China,

integration with WeChat)

• Tier 1 international Broker (focus

Employee Benefits)

• Leading Italian Motor Insurer

14.000 runners

+

+

Neosurance

Neosurance is proving to be the best-in-class player

• Winner of the Insurance IoT Europe Newcomer Award

(Jun 2016)

• Selected by AXA Insurance Lab to join the VIVA

Technology Startup Connect/Paris (Jul 2016)

• Winner of the Aviva Digital On Award (Sep 2016)

• Winner of Medici TOP 21 Insurtech Award (Nov 2016)

Awards Funding

• Winner of EU's Horizon 2020’s SME Instrument

“Phase 1“, Euro 50,000 (Jan 2017)

• Pre-seed of Euro 180,000 (Feb 2017)

Neosurance

A growing, diverse, multinational Team

Shareholders

Operative

Team

• Diego Caputo

Product and Business Development

• Alex Karpov

iOS Architect and Software Engineer

• Narciso Podda

Analyst and business development (Asia)

• Simone Valenti

Android Architect and Software

Engineer

• Celia Clinciu

Marketing and PR

• Matteo Carbone

Strategic Advisor Insurtech Thought Leader, Founder and Director

of the Connected Insurance Observatory, 11+

years of experience in Bain Financial Service

Practice

• Luciano Pezzotta

Strategic Advisor Strategy and innovation expert, 15+ years of

consulting experience across Europe and Asia-

Pacific, Blue Ocean Strategy Lead Consultant for

Asia-Pacific

• Pietro Menghi

CEO International insurance and reinsurance senior executive, 20+

years leading roles with risk carriers and intermediaries, including

Willis and Swiss Re

• Andrea Silvello

Co-founder and CFO Entrepreneur, 15+ years of experience in strategy consulting,

including Bain & Company and BCG

• Dario Melpignano

Co-founder and CTO Serial entrepreneur with 2 among the most relevant successful

exits in Europe