Rome, 8th March 2017

Fueling innovation in finance

The Italian business graph

Stefano Gatti – Head of Innovation & Data Sources

2

Index

OverviewCerved Group

Cerved & Neo4J

Exploring dataNeo4j for data scientists

Toward the futureFree thinking

Graph4YouNeo4j for innovation

The starting point …

Overview

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Our business & figures

CREDIT INFORMATION

MARKETING SOLUTIONS

CREDIT MANAGEMENT

1000 report/min✓ Documents

50 million✓ Lines of code

34,000✓ Customers

59 million✓ Payments data

1,800✓ People

377 million Eur (2016)✓ Revenue

Protect your business against credit risk

Find new business opportunities

Optimize credit management processes

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Our “big data”

Web Data

Open Data

Proprietary data

Official data

Chamber ofCommerceofficial data

A

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Cerved & Neo4J

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The beneficial owner of a company

Level 1: 10% Level 3: 24.4% Level 4: 34.2%

ACME spa

Soc. A (40%)

Soc. B (50%)

Willy (10%)

Soc. A1 (40%)

Soc. A2 (60%)

Soc. B1 (40%)

Soc. B2 (60%)

Willy (40%)

Duffy(60%)

Willy (40%)

Soc. B1.1 (60%)

Soc. B2.1 (50%)

Speedy (50%)

Willy (90%)

Bunny (10%)

Level 2: 10%

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2012: a real-time & IT-cost problem … solved!

Relational database Neo4J

Average time 369 ms (till 4th level)> 12 sec (from 4th level)

39 ms (till 15th level)

• Computed on 2.238.000 companies & 2.756.000 distinct people

• About 150.000 computation/hour

• More than 350.000 push notification to our customers (mainly banks) in last 6 months

Neo4J in cluster configuration(two standard servers 12GB RAM) with usage of TraversalFramework & In-Memory Caching. Average usage of CPU < 5%

Level Beneficial Owners

1 3.379.755

2 202.194

3 44.589

4 11.236

5 3.403

6 1.364

7 464

8 304

9 123

10 61

11 36

12 16

13 6

14 4

15 2

2016 - Statistics

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Aracne Administration Dashboard

5 kinds of relationships :• Actual Shareholders• Past Shareholders• Actual Managers• Past Managers• M&A Operations

2 kinds of nodes :

• Companies

• People (Managers & Shareholders)

Graph4You

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2015 - Graph4you: from datascientists to the market

Born as a living datascientist lab for exploring data has easily matched some use-cases of our customers

graph4you.cerved.com

http://developer.cerved.com/

Nodes

• Companies• Registered 8,1 M(of which) not active 1,9 M• Not Registered 1,6 M• Not Italian 320 K

• People 16,4 M • Locations 4,5 M• Customer data

Relationships

• Manager 15,6 M

• Shareholders 8 M

• Building property 14,7 M

• Current address 16,7 M

• Beneficial Ownership 3,6 M

• M&A 100K

Filter:

• Kind of nodes• Connection degree• Kind of relationship• Property of relationship

=͂ 30 M Nodes

=͂ 59 M Egdes

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Graph4youArchitecture diagram

WEB APP

FRONT - END

SPRING BOOT

LINKURIOUS.JS

BOOTSTRAP

CUSTOM CODE

JASPER REPORT

SPRING BOOT

SPRING

JAVA

Shortest Path

Traversal

REST API

BACK - END

API

Transactional

HTTP APIINGESTION

Graph fileMySQL

Graph4YouLive

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Graph4You - API

User AppUX

Developer

API Dev Portal

API Graph4You

Cerved“big data”

Consumer Solution

Cerved Smart Data API

Framework

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Graph4You - API

Neo4j for data scientists

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Cerved corporate linkagesMade using Neo4J as OLTP database and computing in-memory the proprietary algorithm

Made in 2014 in partnership with SPAZIODATI

22%Better recall

30%More precision

with more data &

managing cycles

Near

Real Time

Levels of depth Frequency

1 178.542

2 36.435

3 5.044

4 913

5 137

6 44

7 13

8 1

9 2

Tot 221.131

Analytics on Neo4J

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Italian industry 4.0 case studyMixing many kinds of data in a graph …

Work for future

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Cerved future in graph journey …

Critical Chain (Ex: Contagion Risk)

next

Corporate linkages in Graph4You

Work in Progress

Company similarity

Work in Progress

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Cerved big data journey: «lessons learned»

Augmented data

Extracting value from existingdata with technology

Extracting new data with technology

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Future is not what is used to be …

"The illiterate of the 21st century will not be those

who cannot read and write, but those who cannot

learn, unlearn, and relearn."Alvin Toffler

Stefano Gatti

mailto: stefano.gatti@cerved.com

Twitter: @micio1970

Thanks!

Not Cerved images in the presentation © Jurgen Appelo, Creative Commons 3.0 BY http://www.management30.com/