Apple pay

Apple pay

Payments

$30 billion India transactions

Apple pay

Payments

300 million transactions only in India

Apple pay

Normal payments

Apple pay

Apple pay

PayJust with a single touch

Apple pay

Apple Pay is compatible with these devices.

iPhone 6iPhone 6 PlusApple WatchPaired with iPhone 5, iPhone 5c, iPhone 5s, In-store purchases only.

Apple pay

Your wallet. Without the wallet.

• Gone are the days of searching for your wallet. The wasted moments finding the right card. The swiping and waiting. Now payments happen with a single touch.

• Apple Pay will change how you pay with breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone 6 or Apple Watch to pay in an easy, secure, and private way.

Apple pay

An Easier Way to Pay

iPhone• One touch to pay with Touch ID. Now

paying in stores happens in one natural motion — there’s no need to open an app or even wake your display thanks to the innovative Near Field Communication antenna in iPhone 6.

• To pay, just hold your iPhone near the contactless reader with your finger on Touch ID. You don’t even have to look at the screen to know your payment information was successfully sent. A subtle vibration and beep lets you know.

Apple pay

Pay with Apple Watch

Double-click to pay and go.

• You can pay with Apple Watch — just double-click the button next to the Digital Crown and hold the face of your Apple Watch near the contactless reader.

• A gentle pulse and beep confirm that your payment information was sent.

Apple pay

In apps

Apple pay

In apps

Apple pay

Apple pay avoids

Apple pay

In Apps

Convenient checkout. 

• On iPhone, you can also use Apple Pay to pay with a single touch in apps. Checking out is as easy as selecting "Apple Pay" and placing your finger on Touch ID.

Apple pay

Setup is simple.

• Passbook already stores your boarding passes, tickets, coupons, and more. Now it can store your credit and debit cards, too.

• To get started, you can add the credit or debit card from your iTunes account to Passbook by simply entering the card security code.

• To add a new card on iPhone, use your iSight camera to instantly capture your card information. Or simply type it in manually.

• The first card you add automatically becomes your default payment card, but you can go to Passbook any time to pay with a different card or select a new default in Settings.

Apple pay

How it is made secure? There’s a really cool thing you can do to make this system much safer. It’s called

tokenization. Here’s the idea:• When you enter your card details on a merchant’s website for the first time and tick

the “save my details for next time” button, the merchant doesn’t store your card details right way.

• Instead, they send the details to their merchant acquirer – and ask them to issue a token.

• The acquirer creates a random number that might look like a CREDIT CARD number in some cases – the token – and returns it to the merchant.

• The acquirer records all this information in its own database (i.e. the real card details, the token they issued and which merchant they issued the token to, etc).

• The merchant stores only the token in their database, not the real card number.• Now, next time you try to buy something from that merchant, they send

the token they’ve stored to the acquirer. The acquirer checks that the token is valid and that it came from the right merchant. And, if so, they convert it back to the real card number and process the transaction as normal.

Apple pay

More secure payments.• Every time you hand over your credit or debit card to pay, your card

number and identity are visible.

• With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, a dedicated chip in iPhone and Apple Watch.

• These numbers are never stored on Apple servers. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment.

• So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment.

Apple pay

Keep your purchases private.Apple doesn’t save your transaction information.

With Apple Pay, your payments are private. Apple doesn’t store the details of your transactions so they can’t be tied back to you. Your most recent purchases are kept in Passbook for your convenience, but that’s as far as it goes.

Keep your cards in your wallet.

Since you don't have to show your credit or debit card, you never reveal your name, card number or security code to the cashier when you pay in store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.

Apple pay

If you lost your device?

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Apple pay

Apple pay

Protect your accounts.Even if you lose your device.

If your iPhone is ever lost or stolen, you can use Find My iPhone to quickly put your device in Lost Mode so nothing is accessible, or you can wipe your iPhone clean completely.

No need of blocking your debit or credit card

Apple pay

Friends that’s all about