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www.hitachicapital.co.uk What retailers gain from offering point-of-sale finance Research: Hitachi Capital UK plc 53% of customers increase their spend if finance is offered Only 33% would buy the same day using cash or credit card How important is finance in the decision to buy? Very important 50% Quite important 31% Not important 18% Jewellery 67% Leisure 67% Electrical 61% Which sectors make the most sales through credit? Retailers risk losing 44% of customers by not offering point-of-sale finance 26 % would not buy or would buy from another retailer 18% would have second thoughts

Retailers risk losing customers by not offering credit

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www.hitachicapital.co.uk

What retailers gain from offering point-of-sale finance

Research: Hitachi Capital UK plc

53% of customers increase their spend if finance is offered

Only 33% would buy the same day using cash or credit card

How important is finance in the decision to buy?

Very important50%Quite important31%Not important18%

Jewellery 67%

Leisure 67%

Electrical 61%

Which sectors make the most salesthrough credit?

Retailers risk losing 44% of customers by not offering point-of-sale finance

26% would not buy or would buy from another retailer

18% would have second thoughts