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TARGET GOAL: Low COST
0.75%
Physical PoS BBVA Example:
• Monthly fee: 48 Euros
• Yearly Cap: 150.000 Euros
• Merchant optimized commission: 0,38% (12,500 €/month)
3.5% 0.5%
Close System • Ticket Restaurant
• Sodexo
• PayRange
Virtual PoS ING Direct Example:
• Monthly fee: 19 Euros (or + 600 €/month in transactions)
Open Source e-Commerce
What´s OpenVend?
Physical WEB
Mobile Internet
Open Hardware
Internet of Things Cloud Computing
a UNIVERSAL telemetry and proximity mobile payment system for Vending
URL
Ubiquitous Connectivity
Success Factor 1: Discovery “onsite”, no APPs just URLs
URL
uriBeacon
Print-to-mobile
iBeacon
Digital Watermarks
Augmented Reality
QR Codes
Short range wireless
Bluetooth Low Energy Mobile shortcut icons URL
Success Factor 3: Just ONE online shop per Operator
Myvending Machines
∑∑OpenVendij
multiStores
Multistores i: 1..n
OpenVend instances j: 1.. m
Myvending Machines
Myvending Machines
Myvending Machines
How Money Flows in eCommerce?
Buyers´ Bank issues Credit/Debit Card
Merchant´s Bank provides a virtual PoS for e-commerce in Redsys
OpenVend MultiStore
How Money Flows with RedSys Web Services?
SECURITY BY DESIGN:
Buyer´s Credit Card Credentials are securely stored on SmartPhone
Buyer Merchant
OpenVend MultiStore
How money flows adding credit with coins?
Customer´s balance is stored online
Merchant
Prepaid $$$
Buyer
Customer acquisiOon: User Friendly, 2 steps to buy
Buy Online
Discovery Onsite
Buy Online • Credit is granted to Vending Machine together with product selection for instant product delivery
• Vending machine is retrofitted with Open Hardware allowing access to cashless systems, keyboard, display …
Discovery Onsite • URL is tokenized for one time usage, so collocation of vending machine and consumer is guaranteed
• Logging and payment are done in silent mode for selected product on Smartphone
My OpenVend
§ Merchants order online a number of domains (URL) for Vending Machines (ex: 20 venduinos)
§ Merchant´s Bank provide access to RedSys
Text in here
Text in here
§ Consumer may access to OpenVend from his/her smartphone § OpenVend reports to Merchant Orders´status
§ OpenVend instance is created § Private Cloud is self-configured to resolve the domains for requested Venduinos
§ Venduino´s URLs are created elastically in OpenVend Merchant´s instance § Domains are activated and multi-stores are created on the fly
Merchant acquisiOon: Zero ConfiguraOon, PaYG
URL
Plug&Play
Ubiquitous Connectivity
Cloud Computing SaaS
Online Ordering
Start End
< 30´´ < 3´ 48 h
Merchant