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GOVT. OF RAJASTHANGOVT. OF RAJASTHAN
RAJASTHANINITIATIVES
ON AFFORDABLE HOUSING
PRESENTATION BYR.K. Agrawal
Managing Director Rajasthan Avas Vikas & Infrastructure Ltd
(Govt. of Rajasthan Under Taking)
GOVT. OF RAJASTHANGOVT. OF RAJASTHAN
Area 342,000 sq km Largest State in India
Population 68.62 million (2011)
StateCapital
Jaipur
Districts 33
UrbanPopulation
24.89%17.08 million
Cities andTowns
297 (census towns)190 (Municipal towns)
PopulationDensity
201 persons persquare km (2011 Census)
RAJASTHAN FACTFILE
MajorCities
Jaipur, Jodhpur, Udaipur, Kota, Ajmer, Bikaner, Bhilwara, Alwar, Bharatpur
2
GOVT. OF RAJASTHAN
1.0 ‐ Affordable Housing on PPP model – Policy 2009
(Focus on EWS and LIG Housing)
2.0 ‐ Project of Mass Housing
3.0 ‐ Mukhyamantri Shahri BPL Awas Yojana
3
INITIATIVES TO CREATE AFFORDABLE HOUSING IN RAJASTHAN
GOVT. OF RAJASTHAN
AFFORDABLE HOUSING POLICY ‐ 2009
To promote EWS/LIG housing throughprivate participation
Initial target of over 1,25,000 houses forEWS, LIG and MIG category to beconstructed
Target revised upwards to 5.0 lakhs houseslooking to over whelming response fromprivate developers
TARGET
SAHBHAGITA AWAS YOJANA
5
GOVT. OF RAJASTHAN
VARIOUS MODELSModel No. 1: Mandatory Provisions
Schemes of Rajasthan Housing Board – Minimum 50% plots /houses / flats of EWS / LIG category & 20% of the plots/ houses /flats in MIG‐A category.
Schemes of Urban Local Bodies – Minimum 25% plots / houses /flats of EWS / LIG & 20% of the plots/ houses / flats in MIG‐Acategory.
Schemes of Private developers‐ 15% of no of plots in case of atownship & 5% of the FAR in case of group housing for EWS / LIG.
Incentive of 0.50 Additional FAR for EWS / LIG housing
Split locations is allowed with proportionate increase in numberof houses / flats in ratio of DLC rates of the two areas to max. 3times.
Developers reluctant to build EWS/LIG flats in core area schemesand split location resulting in more numbers of flats for EWS / LIGcategories.
6
AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
GOVT. OF RAJASTHAN
Selected developers to take up constructionof EWS/LIG/MIG‐A flats (G+2/G+3 format)on minimum 40% of the total land forEWS/LIG & 12% for MIG A.
Built up EWS/LIG/MIG‐A flats to be handedover to the nodal agency (Rajasthan AvasVikas & Infrastructure Limited) at pre‐determined prices, to be allotted to theeligible beneficiaries.
Developer free to construct MIG‐B/HIG flatson remaining land.
Several incentives offered to developers.
7
Model No. 2: Private Developers on Private Land
AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
GOVT. OF RAJASTHAN
Affordable Housing Policy-2009
Rajasthan Avas Vikas & Infrastructure Limited was appointed as Nodal Agency for implementation of the project under Affordable Housing Policy-2009 adopting its Model
DETAILS OF PHASE-IS.No Location No. of
SchemesProject Cost
EWS LIG MIG Total Remarks
1. Jaipur 8 19797.60 3344 1616 816 5776 Four Projects Completed & Possession Started
2. Chaksu 1 5975.60 1104 648 128 1880
3. Ajmer 1 2024.00 240 192 104 536
4. Dausa 1 1465.60 224 128 64 416
5. Kuchaman City 1 2822.40 496 256 96 848
6. Bhiwadi 2 2728.80 432 272 96 800
Total 14 34814.00 5840 3112 1304 10256
GOVT. OF RAJASTHAN
Model No. 3: Private Developers on Land Under Acquisition
• ULBs to identify private lands for acquisitionand set apart for construction of houses to thedeveloper cost of acquisition +10% shall bepayable by the selected developer
• Land owners whose lands already underacquisition for residential schemes ofDevelopment Authorities / UITs /ULBs. maybe used for creation of stock under AffordableHousing Policy like in Model No.2.
• 52% of the land will be used for EWS/LIG/MIG‐A as per Model No: 2 of the policyremaining 48% land allowed to be used forHIG and other category of flats.
10
AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
GOVT. OF RAJASTHAN
Model No. 4: Private developers on Government Land (ForRental housing or outright sale basis)
The ULBs to offer Government Land
for construction of EWS/LIG flats
through open bidding process.
Land is offered free of cost but the
bidding parameter is the maximum
number of flats offered by the bidder
The developer offering the maximum
Flats is awarded the project.
11
AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
GOVT. OF RAJASTHAN
For allotment of houses to the urban poor in various towns of Rajasthan, Govt. of Rajasthan launched Mega Housing Scheme. Under this scheme, the land for construction shall be made available by the local bodies (Nagar Palika, Nagar Nigam, UIT, Jodhpur Development Authority). Rajasthan Avas Vikas & Infrastructure has been appointed as Nodal Agency for implementation of this scheme by State Government. The process for implementation of this scheme has been started for Jodhpur, Udaipur, Balotra and Sardarshahar .
Work Order Issued for following Locations
•Mega Housing Scheme (Affordable Housing)
GOVT. OF RAJASTHAN
Work order for following Locations will be given after State Level Monitoring & Sanctioning Committee Approval
S.N City/Town EWS LIG MIG”A Total
1. Balotra 579 404 174 1157
2. Chittorgarh 579 404 174 1157
3. Kishangarh/Ajmer 471 519 222 1482
4. Pushkar/Ajmer 296 207 89 592
5. Vijay Nagar/Ajmer 370 259 111 740
6. Sikar 700 420 282 1402
7. Chittorgarh 579 404 174 1157
8. Nathdwara 289 173 116 578
9. Falna 684 479 205 1368
TOTAL 4547 3269 1547 9633
GOVT. OF RAJASTHAN
Model No. 5: Slum Housing on PPP Model• To encourage PPP Model for Slum
Redevelopment.• Slum Development Policy issued by the
State Government on 22.08.2012.• Slums situated on Govt. land as well as on
private lands can be taken up forRedevelopment.
• Swiss Challenge model also allowed –developer who makes the project andgives his offer to Govt will have the firstright of refusal after bids have been invited
• Several incentives – FAR 4.0 (TDR Facilityalso available), Commercial 10%, High risepermitted on developers segment
14
AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
GOVT. OF RAJASTHAN
FAR – DOUBLE OF THE PERMISSIBLE FAR, FACILITY OF TDR AS PERTDR POLICY, 0.5 ADDITIONAL FAR FOR TIMELY COMPLETION OFPROJECT
COMPLETE WAIVER OF ‐
1. EXTERNAL DEVELOPMENT CHARGES,
2. BUILDING PLAN APPROVAL FEES,
3. CONVERSION CHARGES
COMMERCIAL USE UPTO 10% OF PLOT AREA
FAST TRACK APPROVAL OF THE PROJECT – WITHIN 30 DAYS
BUY BACK OF THE FLATS BY THE NODAL AGENCY OF THE STATEGOVT. AT PRE‐DETERMINED PRICE i.e. Rs 750/‐ per sq ft ON SUPERBUILT UP AREA for EWS/LIG & Rs 1000/‐ per sq ft for MIG‐A
(Price revised to Rs 850.00 per sq ft looking to extra ordinary rise inconstruction cost)
(Indirect benefit of Value appreciation of remaining 48% land andalso of land falling in the close proximity of the projects)
15
AFFORDABLE HOUSING POLICY ‐ 2009 INCENTIVES TO THE DEVELOPER
GOVT. OF RAJASTHAN
Land Cost ‐ nil
Ceiling cost of EWS flats ‐ Rs. 2.40 lacs (Revised 2.75 lacs)
Ceiling cost of LIG flats ‐ Rs. 3.75 lacs (Revised 4.25 lacs)
Super Builtup area of EWS ‐ 325 Sqft (2 rooms, kitchen, WC, bath)
Super Builtup area of LIG ‐ 500 Sqft (3 rooms, kitchen, WC, bath)
Super Builtup area of MIG‐A ‐ 700 Sqft (2 BHK Flat)
Bank loan to be made available to Beneficiaries
Stamp Duty for EWS flat ‐ Rs. 10.00 per flat (8% earlier)
Stamp Duty for LIG flat ‐ Rs.25.00 per flat.
SUBSIDY OF Rs 12,500/ FLAT APPROVED BY GOI FOR JAIPUR CITYPROJECTS UNDER “AFFORDABLE HOUSING IN PARTNERSHIP” OF GOI,TO BE TRANSFERRED TO BENEFICIARIES.
16
BENEFITS TO THE ALLOTTEES
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
Site to be selected / approved shouldpreferably be in the vicinity of existinginfrastructure, so as to minimize delay andcost in extending various services to thescheme area.
Proper Approach.
Availability of Local Transport.
Availability of Water & Electricity.
Primary School to be in near vicinity.
Primary Health Center facility nearby.
CRITERIA FOR SITE SELECTION FOR AFFORDABLE HOUSING SCHEMES
17
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
Sewerage Treatment Plant
Waste Water Recycling Plant
Park – 5% of Total Built‐up Area
Parking for Two Wheelers in EWS/LIG andFour Wheelers in MIG‐A Area
Gatted Community/Security
Livelyhood Centre – 1% of Total Built Areais to be Constructed by Developer
Scheme of Swarn Jayanti Rojgar Yojana forWomen
18
FACILITIES IN THE SCHEME
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
Time allowed for completion of the projectas follows:‐
EWS/LIG flats 200 nos. ‐ 01 year
EWS/LIG flats 400 nos. ‐ 02 years
EWS/LIG flats 600 nos./above ‐ 03 years
Third Party Inspection for Quality Assurance
If the developer completes EWS/LIG flatswithin the scheduled period without gettingany extension, the developer will get extraincentive of 0.5 TDR/FAR after obtainingcompletion certificate from the nodal agency.
TIME ALLOWED FOR COMPLETION OF THE PROJECT
19
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
FINANCING MODEL IN THE POLICYRAJASTHAN AVAS VIKAS & INFRASTRUCTURELIMITED – Nodal agency for implementationof the policyHFC’s/Banks involved for loan to thebeneficiaries.Escrow account between Local body ‐Developer ‐ Beneficiary ‐ To ensure StagewisePayment to developerVAT exemption – Reimbursement approvedAllotment/lease deed of the flat‐directlymortgaged to the bank.Extra comfort to the banks by ULBs in case ofdefault ‐ possession of the flat to be taken &re‐allotted to next beneficiary.
20
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
FINANCING MODEL IN THE POLICY –CREATION OF CORPUS / RESERVE FUND
Dedicated Reserve/Corpus Fund of Rs
100.00 cr created in RAVIL for providing
finance to the developer on the
executed work so that stage wise
payment to the developer is not
delayed.
The Fund to be raised upto Rs 500.00 cr
depending upon future requirements
21
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
Joint venture of IFCI, NHB AND STATE
GOVT. To provide easy housing loan to
persons with income group of 8000 –
20,000 per month.
Micro financing companies to be involved
for housing loan to persons with lesser
income.
DEDICATED HOUSING FINANCE COMPANY FOR RAJASTHAN
MOU SIGNED – TRIPARTITE AGREEMENTBETWEEN THREE SATKEHOLDERS
22
AFFORDABLE HOUSING POLICY ‐ 2009 HOUSING FINANCE – IMPORTANT INITIATIVE
GOVT. OF RAJASTHAN
Identification of beneficiary (footpath dwellers,taxi & rikshaw dwellers, etc.)
Information to the beneficiary aboutgovernment’s Affordable Housing Initiatives.
Helping him/her in filing of application formfor allotment and in all after procedures likegiving information about dues, registry andprocurement of housing loans from Bank.House loan under ISHUP being sanctioned bythe Banks
Providing information about Self EmploymentSchemes.
ROLE OF NGO’s
23
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
Model No. 1 – Mandatory provision
More than 17,000 flats/plots reserved in township schemes of Urban Localbodies / Private developers
Model No. 2 – On private land
Phase‐I : Work on 15 projects having more than 14,000 houses startedin 7 Towns.
Phase‐II : 24 projects in 13 Towns approved and registration for morethan 21,000 houses received. Work on 8 projects has started.
Phase‐III : 18 Developers have submitted their expression of interest formore than 18 Towns.
Model No. 4 ‐ On Government land
JODHPUR DEVELOPMENT AUTHORITY and UIT KOTA – work started onmore than 5,000 houses.
ACTION ON IMPLEMENTATION OF POLICY
24
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
2525
M/s Siddha Infra Project (Jaipur) – 400 Units
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES
GOVT. OF RAJASTHAN
26262626
M/s Siddha Infra Project (Jaipur) – 400 Units
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES
GOVT. OF RAJASTHAN27
Project of Mega Housing in 50 Cities/ Towns
To undertake large scale Low Cost Housing projects for EWS & LIGcategory on the Government lands situated in about 50 cities/Townsbeing offered to Developers.
Target of about 1.0 lacs houses , 20% houses to be reserved for theState Govt. Employees
Out of total land parcel, EWS/LIG/MIG A housing to be constructed on75 percent of the area, remaining 25 percent of the land will be allottedto developer, free of cost to cross‐subsidise the cost of dwelling units.
Bidding by developers is to quote per sqft rate with maximum ceilingrate is Rs. 1000.00 per sqft.
Incentives viz‐ FAR (2.25) (without betterment levy), complete waiver ofBuilding plan approval fees, commercial use upto 10% of land area.
AFFORDABLE HOUSING POLICY ‐ 2009
GOVT. OF RAJASTHAN
S.No.
TOWN/CITY S.No.
TOWN/CITY S.No.
TOWN/CITY
1. BALOTRA (BARMER) 14. KAPASAN (CHITTORGARH) 27. SURATGARH (GANGANAGAR)
2. BANSWARA 15. KARAULI 28. SIROHI
3. BARMER 16. KISHANGARH (AJMER) 29. UNIYARA (TONK)
4. BEAWAR 17. MALPURA (TONK) 30. JODHPUR
5. BHILWARA 18. NOKHA (BIKANER) 31. KEKRI (AJMER)
6. BHINMAL (SIROHI) 19. PALI 32. MANDALGARH (BHILWARA)
7. CHITTORGARH 20. PHALODI (JODHPUR) 33. PUSHKAR (AJMER)
8. DHOLPUR 21. PHULERA (JAIPUR) 34. TONK
9. FALNA (PALI) 22. RATANGARH (CHURU) 35. VIJAYNAGAR (AJMER)
10. HANUMANGARH 23. SARDARSHAHAR (CHURU) 36. SIKAR
11. JAISALMER 24. SHAHPURA (JAPIUR) 37. NATHDWARA (RAJSAMAND)
12. JODHPUR 25. SRIDUNGARGARH (BIKANER) 38 UDAIPUR
13. JOBNER (JAIPUR) 26. SUJANGARH (CHURU)
PROJECT TOWNSHIPS AFFORDABLE HOUSING POLICY – 2009 Modal‐4