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Today's Rates - Apples to Apples Comparison
Call your Vice President of Mortgage Lending or our corporate office at (773) 290-0555 for more information.
Loan Amount $300,000 LTV 75.000%
Guaranteed Rate 4.250% 4.285% $1,475.82 0.000% $0.00 $1,245.00 $1,245.00Quicken 4.250% 4.341% $1,475.82 0.750% $2,250.00 $1,008.00 $3,258.00Wells Fargo 4.375% 4.383% $1,497.86 -0.375% ($1,125.00) $1,409.00 $284.00Chase 4.250% 4.391% $1,475.82 1.125% $3,375.00 $1,681.00 $5,056.00Harris 4.500% 4.529% $1,520.06 0.000% $0.00 $1,022.00 $1,022.00US Bank 4.500% 4.564% $1,520.06 0.000% $0.00 $2,256.00 $2,256.00Ditech 4.375% 4.593% $1,497.86 1.375% $4,125.00 $3,651.00 $7,776.00Citi Mortgage 4.625% 4.757% $1,542.42 0.000% $0.00 $4,628.00 $4,628.00
Loan Amount $300,000 LTV 75.000%
Guaranteed Rate 3.875% 3.936% $2,200.32 0.000% $0.00 $1,245.00 $1,245.00Quicken 3.875% 3.942% $2,200.32 0.125% $375.00 $994.00 $1,369.00Chase 3.625% 4.019% $2,163.11 2.125% $6,375.00 $1,782.00 $8,157.00Harris 4.000% 4.050% $2,219.06 0.000% $0.00 $1,018.00 $1,018.00US Bank 3.950% 4.060% $2,211.55 0.000% $0.00 $2,244.00 $2,244.00Citi Mortgage 4.125% 4.389% $2,237.90 0.125% $375.00 $5,000.00 $5,375.00
99900.000%99900.000%
Assumptions
Lowest Rate. Guaranteed
Conforming 30 Yr - Max Loan Amount $417KWe'll beat any lender's rate or pay you $500*
InvestorInterest Rate APR Monthly
Payment
September 22, 2010
Loan Amount $300K; LTV 75%; Purchase; Primary Residence; Existing Single Family Home; State of Illinois; Escrow; 25 Day Lock. Competitor rates are taken daily from each company’s website, based on the same criteria. The locks range from 30 - 60 Days, which are the lock times posted. Points (in dollars) column provides an example based on a $300K loan.*
* For home purchases or refinancing; applies only to fully documented Conforming and Jumbo 15 year and 30 year fixed rate first mortgages up to a maximum loan amount of $650,000. In order to receive payment under this guarantee, a customer must first provide a complete, system generated (not hand-written) Good Faith Loan Estimate, listing a specific lender’s name, and dated the same date as the rate quoted by us. If such Good Faith Estimate indicates an interest rate and closing costs package that is equal to or lower than our interest rate and closing costs package for the same loan program, and we have verified the accuracy of the rate and costs listed, we will either beat the total loan costs by $100 or pay the customer $500 within ten business days after the customer’s loan is closed and the customer provides us a copy of the fully executed Note and HUD-1 Settlement Statement from such closing. If you would prefer not to receive Apples to Apples Comparison, please reply to this email with unsubscribe in the subject. Please allow for 48-72 hours for your name to be removed.
Total Fees
Conforming 15 Yr Fixed - Max Loan Amount $417K
InvestorInterest Rate Points $ Investor
FeesTotal FeesAPR Monthly
PaymentPoints %
Points % Points $ Investor Fees
AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Corporations under California Residential Mortgage Lending Act Lic #413 0699 • CO - Lic #989256 • CT - Lic #17196 & 17199 • DE - Lic #201425 • DC - Lic #MLB 5453 • FL - Lic #ML 0600257 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - Office of Banks and Real Estate, Mortgage Banking Division, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, (312) 793-3000 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 • IA - Lic #MBK-2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. – License # 2005-4928 • KY - Mortgage Company Lic #MC20335 - NMLS ID 2611 • ME - Lic #SLM1302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 4994, MC 4995, MC 4996, MC 5362 • MI - Lic #FR-0016637 & SR-0011899 • MN - Lic #MO 20526478 • MS - Lic #ML/004453/2009 • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #1995 • NY - Licensed Mortgage Banker - NYS Banking Department - 3940 N Ravenswood, Chicago, IL 60613 Lic #LMBC No 106624 • NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #SM 11179 • OK - Lic #2007247 • OR - Lic #ML-3836 • PA - Licensed by the Pennsylvania Banking Department Lic #19559.001 • TN - Lic #2958 • TX - Lic #50426 • VT - Lic #LL6100 & MB930 • VA - Licensed by Virginia State Corporation
Guaranteed Rate Inc.3940 North RavenswoodChicago, IL 60613-2047
Today's Rates - Apples to Apples Comparison
Call your Vice President of Mortgage Lending or our corporate office at (773) 290-0555 for more information.
Conforming 5 Yr ARM - Max Loan Amount $417KLoan Amount $300,000 LTV 75.000%
Guaranteed Rate 3.375% 3.158% $1,326.29 0.000% $0.00 $1,245.00 $1,245.00Chase 3.125% 3.165% $1,285.13 1.000% $3,000.00 $3,348.00 $6,348.00Quicken 3.500% 3.200% $1,347.13 0.000% $0.00 $6,000.00 $6,000.00US Bank 3.250% 3.471% $1,305.62 0.000% $0.00 $2,250.00 $2,250.00
99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%
AssumptionsSeptember 22, 2010
Loan Amount $300K; LTV 75%; Purchase; Primary Residence; Existing Single Family Home; State of Illinois; Escrow; 25 Day Lock, GR ARM assumes rate adjustment after initial period (margin plus index) minus note rate. Competitor rates are taken daily from each company’s website, based on the same criteria. The locks range from 30 - 60 Days, which are the lock times posted. Points (in dollars) column provides an example based on a $300K loan.*
* For home purchases or refinancing; applies only to fully documented Conforming and Jumbo 15 year and 30 year fixed rate first mortgages up to a maximum loan amount of $650,000. In order to receive payment under this guarantee, a customer must first provide a complete, system generated (not hand-written) Good Faith Loan Estimate, listing a specific lender’s name, and dated the same date as the rate quoted by us. If such Good Faith Estimate indicates an interest rate and closing costs package that is equal to or lower than our interest rate and closing costs package for the same loan program, and we have verified the accuracy of the rate and costs listed, we will either beat the total loan costs by $100 or pay the customer $500 within ten business days after the customer’s loan is closed and the customer provides us a copy of the fully executed Note and HUD-1 Settlement Statement from such closing. If you would prefer not to receive Apples to Apples Comparison, please reply to this email with unsubscribe in the subject. Please allow for 48-72 hours for your name to be removed.
Lowest Rate. Guaranteed
We'll beat any lender's rate or pay you $500*
Investor Interest Rate APR Monthly Payment
Points % Points $ Investor Fees
Total Fees
AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Corporations under California Residential Mortgage Lending Act Lic #413 0699 • CO - Lic #989256 • CT - Lic #17196 & 17199 • DE - Lic #201425 • DC - Lic #MLB 5453 • FL - Lic #ML 0600257 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - Office of Banks and Real Estate, Mortgage Banking Division, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, (312) 793-3000 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 • IA - Lic #MBK-2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. – License # 2005-4928 • KY - Mortgage Company Lic #MC20335 - NMLS ID 2611 • ME - Lic #SLM1302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 4994, MC 4995, MC 4996, MC 5362 • MI - Lic #FR-0016637 & SR-0011899 • MN - Lic #MO 20526478 • MS - Lic #ML/004453/2009 • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #1995 • NY - Licensed Mortgage Banker - NYS Banking Department - 3940 N Ravenswood, Chicago, IL 60613 Lic #LMBC No 106624 • NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #SM 11179 • OK - Lic #2007247 • OR - Lic #ML-3836 • PA - Licensed by the Pennsylvania Banking Department Lic #19559.001 • TN - Lic #2958 • TX - Lic #50426 • VT - Lic #LL6100 & MB930 • VA - Licensed by Virginia State Corporation Commission, License # MC-3769 • WA - Lic #520-CL-48821 • WI - Lic #1691
Guaranteed Rate Inc.3940 North RavenswoodChicago, IL 60613-2047
Today's Rates - Apples to Apples Comparison
Call your Vice President of Mortgage Lending or our corporate office at (773) 290-0555 for more information.
Jumbo 5 Yr ARMLoan Amount $500,000 LTV 75.000%
Guaranteed Rate 4.250% 3.395% $2,459.70 0.000% $0.00 $1,245.00 $1,245.00Bank of America 4.000% 3.444% $2,387.08 0.875% $4,375.00 $0.00 $4,375.00Wells Fargo 4.000% 3.454% $2,387.08 0.000% $0.00 $12,062.00 $12,062.00
99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%
AssumptionsSeptember 22, 2010
Loan Amount $500K; LTV 75%; Purchase; Primary Residence; Existing Single Family Home; State of Illinois; Escrow; 25 Day Lock, GR ARM assumes rate adjustment after initial period (margin plus index) minus note rate. Competitor rates are taken daily from each company’s website, based on the same criteria. The locks range from 30 - 60 Days, which are the lock times posted. Points (in dollars) column provides an example based on a $650K loan.*
* For home purchases or refinancing; applies only to fully documented Conforming and Jumbo 15 year and 30 year fixed rate first mortgages up to a maximum loan amount of $650,000. In order to receive payment under this guarantee, a customer must first provide a complete, system generated (not hand-written) Good Faith Loan Estimate, listing a specific lender’s name, and dated the same date as the rate quoted by us. If such Good Faith Estimate indicates an interest rate and closing costs package that is equal to or lower than our interest rate and closing costs package for the same loan program, and we have verified the accuracy of the rate and costs listed, we will either beat the total loan costs by $100 or pay the customer $500 within ten business days after the customer’s loan is closed and the customer provides us a copy of the fully executed Note and HUD-1 Settlement Statement from such closing. If you would prefer not to receive Apples to Apples Comparison, please reply to this email with unsubscribe in the subject. Please allow for 48-72 hours for your name to be removed.
Lowest Rate. Guaranteed
We'll beat any lender's rate or pay you $500*
Investor Interest Rate APR Monthly Payment
Points % Points $ Investor Fees
Total Fees
AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Corporations under California Residential Mortgage Lending Act Lic #413 0699 • CO - Lic #989256 • CT - Lic #17196 & 17199 • DE - Lic #201425 • DC - Lic #MLB 5453 • FL - Lic #ML 0600257 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - Office of Banks and Real Estate, Mortgage Banking Division, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, (312) 793-3000 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 • IA - Lic #MBK-2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. – License # 2005-4928 • KY - Mortgage Company Lic #MC20335 - NMLS ID 2611 • ME - Lic #SLM1302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 4994, MC 4995, MC 4996, MC 5362 • MI - Lic #FR-0016637 & SR-0011899 • MN - Lic #MO 20526478 • MS - Lic #ML/004453/2009 • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #1995 • NY - Licensed Mortgage Banker - NYS Banking Department - 3940 N Ravenswood, Chicago, IL 60613 Lic #LMBC No 106624 • NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #SM 11179 • OK - Lic #2007247 • OR - Lic #ML-3836 • PA - Licensed by the Pennsylvania Banking Department Lic #19559.001 • TN - Lic #2958 • TX - Lic #50426 • VT - Lic #LL6100 & MB930 • VA - Licensed by Virginia State Corporation Commission, License # MC-3769 • WA - Lic #520-CL-48821 • WI - Lic #1691
Guaranteed Rate Inc.3940 North RavenswoodChicago, IL 60613-2047
Today's Rates - Apples to Apples Comparison
Call your Vice President of Mortgage Lending or our corporate office at (773) 290-0555 for more information.
FHA 30 Yr Fixed - Max Loan Amount $417KLoan Amount $300,000 LTV 75.000%
Guaranteed Rate 4.500% 4.956% $1,520.06 0.000% $0.00 $1,245.00 $1,245.0099900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%99900.000%
AssumptionsSeptember 22, 2010
Loan Amount $300K; LTV 96.5%; Purchase; Primary Residence; Existing Single Family Home; State of Illinois; Escrow; 25 Day Lock. Competitor rates are taken daily from each company’s website, based on the same criteria. The locks range from 30 - 60 Days, which are the lock times posted. Points (in dollars) column provides an example based on a $300K loan. FHA Requires an Up Front Monthly Mortgage Insurance Premium (UFMIP) of 2.250%. The Monthly Mortgage Insurance Premium (MMI) of 0.550% is to be paid for 5 years in the scenario stated above.*
* For home purchases or refinancing; applies only to fully documented Conforming and Jumbo 15 year and 30 year fixed rate first mortgages up to a maximum loan amount of $650,000. In order to receive payment under this guarantee, a customer must first provide a complete, system generated (not hand-written) Good Faith Loan Estimate, listing a specific lender’s name, and dated the same date as the rate quoted by us. If such Good Faith Estimate indicates an interest rate and closing costs package that is equal to or lower than our interest rate and closing costs package for the same loan program, and we have verified the accuracy of the rate and costs listed, we will either beat the total loan costs by $100 or pay the customer $500 within ten business days after the customer’s loan is closed and the customer provides us a copy of the fully executed Note and HUD-1 Settlement Statement from such closing. If you would prefer not to receive Apples to Apples Comparison, please reply to this email with unsubscribe in the subject. Please allow for 48-72 hours for your name to be removed.
Lowest Rate. Guaranteed
We'll beat any lender's rate or pay you $500*
Investor Interest Rate APR Monthly Payment
Points % Points $ Investor Fees
Total Fees
AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License # BK-0907078 • CA - Licensed by the Department of Corporations under California Residential Mortgage Lending Act Lic #413 0699 • CO - Lic #989256 • CT - Lic #17196 & 17199 • DE - Lic #201425 • DC - Lic #MLB 5453 • FL - Lic #ML 0600257 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravenswood Ave., Chicago, IL 60613 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee - Office of Banks and Real Estate, Mortgage Banking Division, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, (312) 793-3000 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 • IA - Lic #MBK-2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. – License # 2005-4928 • KY - Mortgage Company Lic #MC20335 - NMLS ID 2611 • ME - Lic #SLM1302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 4994, MC 4995, MC 4996, MC 5362 • MI - Lic #FR-0016637 & SR-0011899 • MN - Lic #MO 20526478 • MS - Lic #ML/004453/2009 • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB • NM - Lic #1995 • NY - Licensed Mortgage Banker - NYS Banking Department - 3940 N Ravenswood, Chicago, IL 60613 Lic #LMBC No 106624 • NC - Lic #L-109803 • ND - Lic #MB101818 • OH - Lic #SM 11179 • OK - Lic #2007247 • OR - Lic #ML-3836 • PA - Licensed by the Pennsylvania Banking Department Lic #19559.001 • TN - Lic #2958 • TX - Lic #50426 • VT - Lic #LL6100 & MB930 • VA - Licensed by Virginia State Corporation Commission, License # MC-3769 • WA - Lic #520-CL-48821 • WI - Lic #1691
Guaranteed Rate Inc.3940 North RavenswoodChicago, IL 60613-2047