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Digitalonboardingselfie-checkwith passport,acasestudyMaartenWegdam,InnoValor/ReadID17November2017,EABBiometrics inBankingand Payments,London
Digital Identity, privacy & trust
Digitalagility
ReadID – mobile identityverification software
Digitalization in networks of organizations
Digitalonboarding:themissinglink
“Anything to avoid going to abank“
Digitalonboarding
IDdocumentverification
Holderverification+
Doyou exist?/identification
Areyou you?/verification
Leveragewhatpeoplehave: ePassport +smartphone
+
ePassport
verifyauthenticity,cloningprotection
digitallysignedpersonalinformation:name,birthdate,personalnumberetc
digitallysignedhigh-resolutionphoto
BasicAccessControltoprotectprivacy
NFC/RFID
Use case
Onlineidentification for banks
+
Demovideo
Login IdentifywithIDcard,passportordrivinglicense
AnimationshowinghowtoscantheMRZofapassport
Thereadingofthechip(~8-10s)
Thescanresults AnimationshowinghowtoreadtheRFIDchipusingNFC
Thechipreadingandverificationresults
Thefacialrecognitionanimation
Thefacialrecognitionabouttostart
Thefacialrecognition(livenessflashes)
Theidentificationisdone,userclosesapp
7Lessons learned
1. Guidancethroughanimations2. Goodphototocompareto(falserejects!)
7Lessons learned
1. Guidancethroughanimations,notext...2. Goodphototocompareto(falserejects!)3. Faceimagecanbe9yearsold…4. Keyisliveness/anti-spoofing/not-present-attacks5. Server-side,contrarytoclient-side:securityvsprivacy6. Not (yet)for everyone:smartphone,IDdocument,
lightning,false rejects7. Driver:userconvenience,security,costs
Wrap-up
Digitalonboarding leveraging what you have:contactless chipand NFConsmartphone!Together with selfiewith liveness
https://goo.gl/agrphb(searchforInnoValor)
[email protected] /[email protected]
http://readid.com
https://youtu.be/j92z37G_KSk
