Scholar's village student property investor report

8-10% NET

FIXED INCOME FOR 10 YEARS

Exclusively Available Through

Bradford City Park

Investor ReportFully Operational UK Student Property | Immediate Income

Scholar’s Village Phase I

PHASE I

Real Photo of the Property

8-10% NET Fixed Returns for 10 Years

Immediate Income

Contracted Yield Increases: 9% (Year 3), 10% (Year 5)

Award Winning Developer

Fully Flexible Resale Options

Full 250-Year Leasehold Ownership

Available from £46,950

Fully Operational Student Property

Quality En-Suites

Proven Income Generation

Excellent Range of Facilities

Located Within a Pleasant & Private Complex

Two-Minute Walk from Campus

Professional Onsite Management Team

Key Investment Highlights:

Key Development Points:

Real Photo of En-Suite

Our SecondStudent Property in Bradford's Learning

Quarter

Now Available120 Quality En-Suites

PHASE I

2

David Hockney Building (Learning Quarter)

PRESENTING

A well established and

professionally managed student

property, situated just a two-minute

walk from the main university

campus within the city's £750m

Learning Quarter.

3

5

6 -12

13-15

16-18

19-28

THE OVERVIEW

THE LOCATION

THE PROPERTY

THE FINANCIALS

THE TEAM

Our vision is to help you to tap into the enormous potential of yield-driven UK property

Call us today to find out more +44 (0) 203 287 8727

I N FO R M E D I N V E ST I N G

4

Investment Summary

Scholar's Village is our second student development within Bradford's Learning Quarter. Purpose built in 2006, it is a popular accommodation option in this thriving regional city.

Its prime location within the city's designated education zone makes it a great base for students. The central university hub is just 120 metres away, while residents can also take advantage of all nearby city centre amenities.

Our modern purpose built property sits within a pleasant and private 1.65-acre site. Students enjoy quality en-suites, and benefit from excellent onsite facilities that include a gym, lounge and games room.

Buyers receive immediate 8% NET returns, a 10-year fixed income period and contracted yield increases in year 3 (9% NET) and year 5 (10% NET). You will have no additional running costs throughout this period, and your interests are aligned with the developer, providing enhanced security and flexible resale options.

Real Photo of Games Room

PROVEN INCOME GENERATION

THIS IS THE

16th

STUDENT PROPERTYWith Our Award Winning Developer

Fully Managed by Mezzino

Student Safe Spot

THE OVERVIEW

5

Introduction to Bradford

The UK's Fifth Largest City

Bradford sits at the heart of the UK, with excellent motorway links to the rest of the country. The Leeds Bradford International Airport provides three daily flights to London, and Manchester is just an hour away by train.

The city ranks fifth in the UK for both the size and growth of its population. It has 38,000 students, with the university planning for a 30% increase in numbers by 2024.

Extensive investment has seen Bradford’s economy grow faster than the national average since 2008, with a further leap projected in 2016. New developments include the £260m Broadway Shopping Centre and multi-award winning City Park.

The city centre is experiencing an impressive £1.5bn transformation. This is already underway, and will see the creation of new public spaces, water features, improved transport links and restored historic architecture. Bradford is also one of the UK’s greenest cities, with half of the district made up of public parks and green spaces.

Excellent Transport Connectivity

The Broadway Shopping Centre

Bradford City Hall

Large Student Population

£1.5Bn City Centre Transformation

Underway

Fast Growing Economy

THE LOCATION

6

Bradford in Numbers

Key Facts Economy Academia

5th

Biggest City in England

5th

Fastest Growing UK Population (Office of National Statistics)

38,000 Large Student Population

£750mDedicated Learning Quarter

4th

Top UK Housing Hotspot (HouseSimple 2015)

£8.3bnBradford’s Economy

£9.6bnValue of Economy by End 2016

50% GrowthFinance & Business Sector by 2022

£1.5bnCity Centre Transformation Fund

£525mInvested in Public Spaces (2014)

Global Top 100Business School (Financial Times)

4th

Home to the UK's Fourth Largest College

£120mCampus Investment in Last Decade

30%Projected Growth in University Population (University Strategy 2015-2025)

Top 20Nationally Respected for Graduate Employability

Bradford City Square

THE LOCATION

7

Most Improved for Student Experience

Bradford is one of a very small number of research-intensive universities in the UK. Its key strength lies in the provision of accredited professional and vocational courses, with outstanding graduate employability.

The university has invested over £120m in facilities over the last decade and its global reputation continues to grow. This will enable Bradford to increase student numbers by 30% over the next decade.

It has jumped 30 places in the Complete University Guide over the last three years, making it one of the fastest climbers of any UK institution. It also achieved the highest rise in rankings of any UK university in the 2015 Student Experience Survey (THE).

The Financial Times ranks Bradford’s Business School 11th in the UK and 42nd in Europe. Many of its courses are in the Global Top 100 and it holds the coveted Triple Accreditation Crown (AACSB, EQUIS, AMBA).

The University of Bradford

The government passed legislation to open up a further 30,000 student places at UK universities in 2014. In 2015 this

number had no limit, a move that resulted in a 2.1% increase in total intake for the 2015/16 academic year and record student numbers.

Bradford University’s impressive investment initiatives are evidence that it is adapting effectively to the demand-driven system that came

into effect with the deregulation of national student acceptance levels.

Winner of the Coveted

Triple Crown of Accreditations

University of Bradford

THE LOCATION

8

£750 Million Integrated University & College Development

Bradford’s Learning Quarter is home to both University of Bradford and Bradford College, and was developed in partnership with the Bradford Metropolitan District Council.

Designed to provide a centre of excellence through design, education and innovation, this £750 million development will underpin the future development plans of these two institutions. This includes the 30% student population growth outlined in the university’s 2015 development plan.

Securing Sustained Demand

This established investment base within the city's educational sector provides enhanced security to buyers of local student property. This is especially true of Scholar's Village, which is situated within this designated area.

Bradford’s Learning Quarter

This Location Ensures Sustained

Demand forRooms

Bradford College

Scholar's Village is Located Within

Bradford's Learning Quarter

THE LOCATION

9

Why Choose Bradford?THE BASICS THE HOUSING SECTOR

THE INVESTMENT

Strong motorway infrastructure provides

excellent national transport access

Properties outside of London are able to achieve far

higher yields

Leading UK city for overseas students – a key demographic for

purpose built accommodation

38,000-strong student community: 30% university population growth by 2024

Prime location in Bradford's £750 million multi-institution

Learning Quarter

Residents benefit from a wealth of onsite facilities

and local amenities

Top Four UK Property Hotspot for Next Decade

(HouseSimple 2015)

36 trains daily travelling from London Kings Cross

to Bradford

17.6% Student Access to Purpose Built Accommodation

The city serves a large catchment

population of 919,391

Removal of national university intake restrictions

catalysed record student numbers in 2015

THE LOCATION

10

Learning Quarter

City Centre

University Campuses

G University of Leicester

University of BradfordA

Bradford College C

Sainsbury’s Supermarket B

Scholar’s Village

Railway Station

National Media Museum

Alhambra Theatre

Bradford Ice Arena

The Broadway Shopping Centre

City ParkD

Prime Spot in Learning QuarterScholar’s Village sits within Bradford's £750m Learning Quarter, just a two-minute walk from the main university campus. Residents also benefit from being a short stroll away from the cinemas, theatres and museums that make up the bustling city centre.

On top of this, there is a wealth of convenient amenities right on the doorstep. Sainsbury’s supermarket is just down the road, and there are several nearby restaurants, bars and cafes that are popular student hangouts.

DISTANCES TO KEY LOCATIONS FROM SCHOLAR'S VILLAGE

By Bike

On Foot

University of Bradford

A

1 minute

2 minutes

Bradford College

C

3 minutes

9 minutes

City Centre

6 minutes

11 minutes

CityPark

D

7 minutes

15 minutes

Sainsbury’s Supermarket

B

2 minutes

7 minutes

Railway Station

9 minutes

21 minutes

Adjacent to University Campus

Short Walk to City Centre

On-the-Doorstep Amenities

THE LOCATION

Local Provision of Purpose Built Student Accommodation

The University of Bradford owns 1,051 purpose built bed spaces, with a further 3,105 private purpose built student rooms.

This means that there are currently only 4,156

purpose built student rooms to accommodate a demand of almost six times this figure.

82.4% (19,464)

Critical Undersupply of Student Rooms

Supply Shortfall of

Total Students Requiring

Accommodation

Total PBSA Percentage Supply

23,620 4,156 17.6%

A Critically Undersupplied City

Accommodation Supply Far Below UK Average

Bradford University has a total student population of 13,620. This is enhanced by the UK’s 4th largest college, which sits adjacent to the university’s city campus and boasts a population of approximately 25,000 students.

Only around 60% of students at Bradford College are from the city itself, with 28% coming from other UK cities and EU countries, and 12% from outside the EU (Office for Fair Access).

This means that the total number of students requiring accommodation in the city is approximately 23,620.

University plans for 30% population growth by 2024 will further stretch the 82.4% property supply shortfall.

THE LOCATION

12

Why Scholar's Village Will Be Popular With Students

Scholar’s Village boasts an excellent range of facilities that distinguish it from other purpose built and residential properties available locally. These include a gym and games room, as well as parking and secure bike storage, all within a pleasant and secure green compound.

Crucially, the property is located just a two-minute walk from the city's university. Students regularly stress the importance of living close to campus, and this excellent location means that residents are just a stone’s throw from their lectures, the students' union and a range of other facilities integral to daily life.

These features explain why Scholar’s Village has been a popular accommodation option since 2006. We are also installing our partner management company, who are already well established locally. Their expertise and recognised brand help to further maximise occupancy levels.

Residents have a hassle-free lifestyle in a student safe zone, with budgetary pressures relieved by all-inclusive bills, and all maintenance and housekeeping handled by the management team.

Excellent Onsite Facilities Enhance Student Experience

Car Parking

High Speed Wi–Fi

Bike Lockup

Games Room

Onsite Property

Management

Advanced Security

Systems

Gym Sky TV

Real Photo of Gym

THE PROPERTY

13

KITCHEN

STORE

STORE

WCSTORE

KITCHEN

KITCHEN

KITCHEN

STORE

A B C D E F A B C D E F

ABCDE

FA

BCDEF

Ground Floor Ground FloorE3 E2

Ground Floor Ground FloorE4 E1

Floor Plan: Ground Floor

THE PROPERTY

14

KITCHEN

STORE

STORESTORE

KITCHEN

KITCHEN

KITCHEN

STORE

First Floor

Second Floor

Third Floor

Fourth Floor

First Floor

Second Floor

Third Floor

Fourth FloorE19

E15

E11

E7

E18

E14

E10

E6

Fourth Floor

Third Floor

Second Floor

First Floor

Fourth Floor

Third Floor

Second Floor

First Floor

E20

E16

E12

E8

E17

E13

E9

E5

A B C D E F A B C D E F

ABCDE

FA

BCDEF

Floor Plan: First, Second, Third and Fourth Floors

THE PROPERTY

15

Financial Overview

Example of a Spacious Student Studio (Purchased for £46,950, units available from £46,950

to £54,950)

Purchase Costs

Purchase Price £46,950

Fixed Legal Fee £773

Operations Every Year for 10 Years

8% NET Fixed (Years 1-2) £3,756

9% NET Fixed (Years 3-4) £4,225.50

10% NET Fixed (years 5-10) £4,695

Management Fees £0

Service Charge Fee £0

Ground Rent Fee £0

Immediate Income

8-10% NET Fixed Yields for 10 Years

Management Fees

£0Service Charge

£0Ground Rent

£0Zero Stamp Duty*

9%8% 9%8% 10% 10% 10 % 10% 10% 10%

The 8-10% NET Fixed Yields for 10 Years enables buyers to earn a hassle free income, while still maintaining complete control over capital.

With the onsite management company highly experienced and incentivised by a performance-based contract that encourages efficient business practice, buyers can simply wait for the income to arrive in their bank accounts each quarter.

RR Fixed legal fee, no hidden extras**

RR Income paid quarterly in arrears

RR Incentivised management company

RR Priced from £46,950

* For all purchases less than £150k** We have no control over taxes or levies

Alhambra TheatreTHE FINANCIALS

16

Hassle Free Income

Payment Schedule

R £5,000 reservation deposit

R Balance within four weeks of exchange of contracts (minus deposit)

R Income is paid quarterly in arrears and begins immediately on the exchange of contracts

R Buyers receive 8% NET (years 1-2), 9% NET (years 3-4) and 10% NET (years 5-10)

Buyers receive 8-10% NET fixed income each year, with no involvement in property management.

Unlike other property forms, the buyer is not responsible for sustaining the quality of facilities, maintaining high occupancy levels, chasing up late rental payments and so forth.

This means that they benefit from a completely hassle free and reliable income stream arriving into their accounts quarterly in arrears.

Buyer Protection Throughout Fixed Income Period

R Professional onsite management responsible for every operational aspect of the development

R Contracts underwritten by established company

R Fixed income paid directly into bank account quarterly in arrears

R Fully flexible resale options

Scholar's Village: Large & Secure Green Compound

THE FINANCIALS

17

Ready Made Resale Options

The resale value of student property is based on its ability to generate income. With 8-10% NET fixed income for 10 years, buyers benefit from full flexibility regarding the timing of their resale and strong yield-driven capital growth.

You can choose to sell at the top, middle or bottom end of the market (7-10%), with this decision determining your profit at resale and the speed of sale.

Resale of a Student En-Suite (Purchased for £46,950)

Remember, you choose when to resell– Emerging Property have an excellent track record assisting with resale, with a steady stream of potential buyers.

These terms make our fully operational properties more attractive at resale than many off-plan properties sold by other developers.

Remember, you choose when to resell. Emerging Property are more than happy to assist with resale at any time.

Even with 40% capital growth on exit, you can still offer high – and proven – returns:

7.14% NET

40%

0%

10%

20%

30%

40%

£0

£4,695

£9,390

£14,085

£18,780

£46,950

£51,645

£56,340

£61,035

£65,730

£4,695

£4,695

£4,695

£4,695

£4,695

10.0% NET Income

9.09% NET Income

8.33% NET Income

7.69% NET Income

7.14% NET Income

Capital Growth Your Profitat Exit

Resale Price (£) Fixed Annual Income for New Buyer

Fixed Yields for New Buyer

THE FINANCIALS

18

Award Winning Developer

We are the exclusive master agent of an award winning developer that has been operating since 2001. They are a Top 400 Residential Build Company and all their new build properties are protected by a 10-year RICS structural warranty.

They entered the student property sector in its infancy and have developed a robust business model that provides secure high yields. Our partnership now extends across 16 student developments, as well as one large development of luxury serviced apartments.

Together, we carefully handpick selected locations in key undersupplied UK cities. With ample experience, each of their developments is designed to meet the needs of the modern student and includes excellent facilities throughout.

All contracts are tied directly to the developer and asset backed. There are no third party shell companies.

Established in 2001

National Award for Build Quality

Top 400 Residential Build Company

Half a Decade’s Experience in

Student Sector

Proven Track Record

Fully Managed Properties

THE TEAM

19

PHASE III

NOW AVAILABLE

The Foundry (Phase I)

Westbeach (Phases I & II)

Park Lane House

Scholar’s Court

Established Student Property

New Build Luxury Serviced Apartments

New Build Student Property


Fully Operational Properties

Secure & High Yielding

We currently have seven fullyoperational UK student properties– these have all provide 8-10% NETyields on schedule to our investors.

Additionally, the first two phases of our Westbeach Serviced Apartments have been fully operational since 2013 and 2015, respectively, again providing double-digit NET yields.

• 112 Units: En-Suites & Studios

• 100% Occupied Since Opening

• Providing 8% NET Income to Buyers Since March 2015

• 48 Apartments


• Providing High NET Income to Buyers Since 2013

• 120 En-Suites


• Providing 10% NET Income to Buyers Since May 2015

• 199 En-Suites, 17 Studios

• Located in Designated Learning Quarter

• Providing 8% NET Income to Buyers Since March 2016

Buyers Received

Immediate Income

Buyers Received

Immediate Income

Average Income of

£24k/unit in Year 1

10-Year Independent

RICS Structural Warranty

All Buyers Have Received

Their Income As Expected

Proven Delivery of

Sector-Leading Returns

THE TEAM

20

Fully Operational Properties

Key Undersupplied Cities

Our student developments are located in key regional cities across the UK. These locations have large student populations and a supply of accommodation that sits well below the national average.

It is this feature of the student sector that has made it the UK’s best performing asset since 2011, with high occupancy levels translating into reliable high returns for our buyers.

Norfolk Street

The Chapel

College Street Village

Pre-Tenanted

Converted Student Property




• 50 En-Suites


• Providing 10% NET Income to Buyers Since April 2014

• 9 Apartments: Two-Bed to Eight-Bed


• Providing 8% NET Income to Buyers Since December 2015

• 24 En-Suites


• Providing 10% NET Income to Buyers Since August 2014

• 16 Units Across Three Apartments


• Providing 10% NET Income to Buyers Since May 2015

Rented Out During Difficult

Springtime Period

Buyers Received

Immediate Income

Buyers Received

Immediate Income

Buyers Received

Immediate Income

THE TEAM

21

Developments Currently Under Construction

Robust Buyer Security

Our proven business model has enabled us to provide properties with sector leading 10% NET income fixed for 10 years – rising to 12% for our Westbeach Serviced Apartments (see page 21). With contracts aligned directly to this established company, buyers will always receive their yields as expected.

A range of payment options means that many buyers are already receiving their returns alongside regular construction updates. The 10-year structural warranties ensure that the quality of construction on all new builds exceeds UK standards.

The Foundry (Phase II) Tudor Studios Jubilee Court Durham House





• Extension to Established Accommodation

• 10% NET Fixed Income for 10 Years

• Income will Begin October 2017

• Restoring Grade II Listed Façade


• Income will Begin October 2016

• Adjacent to Impressive Campus Transformation


• Income will Begin September 2016

• Closest Private Student Accommodation to Campus


• Income will Begin August 2016

All on Target for Early Completion

22

Featured Properties Available Now

Student property has been recognised as the UK’s top performing asset since 2011. The Box has been operational since 2001 and will undergo a professional refurbishment before the next academic year. Its prime location, a three-minute walk from campus, makes it popular with tenants.

• 8-10% NET Fixed Income for 10 Years• Three-Minute Walk from UK’s 8th Largest University• Only 17% Access to Student Accommodation• Fully Equipped Gym, Cinema, Entertainment Complex• Available from £39,950

Serviced apartments are currently the fastest growing hospitality sector, with demand far outstripping supply. Westbeach is located in the UK’s most popular tourist region, and the development’s prime location and excellent facilities ensure its popularity among visitors to Westward Ho!

• 10-12% NET Income Fixed for 10 Years• Proven Returns from Operational Phases• Redeveloped Seafront Opened in 2016• TripAdvisor Centre for Excellence• Available from £160,000

Westbeach

Luxury Beachside Serviced Apartments

The Box

Student Property

PHASE III

Discover More | View The Box Online= Discover More | View Westbeach Online=

Fully Managed – Hassle Free Returns

Buyer Interests Aligned with Freeholder

Fully Flexible Resale Options

Yield-Driven Capital Growth

23

http://www.emergingproperty.co.uk/property-investments/all-properties/the-box-student-property/

http://www.emergingproperty.co.uk/property-investments/all-properties/westbeach-luxury-serviced-apartments/

Quality Onsite Management

Professional management is central to the attraction of a purpose built student property, ensuring that it remains a high yielding and passive investment form.

The onsite property management company ensure occupancy, sustain the high standards of the property and enable buyers to receive a completely hassle free NET income.

The interests of the management company are fully aligned with buyers, being incentivised to ensure 100% occupancy and secure rental yield growth.

Mezzino: Meet Your Management Team Mezzino is a professional property management company, specialising in the management of purpose built student accommodation.

Established in 2010, they manage over 1,800 student rooms across the UK and are responsible for the collection of over £9m in rent from a property portfolio with a total value in excess of £80m.

Mezzino has established advanced marketing strategies and is rolling out its brand across the country. This helps to secure high demand from students, ensuring maximum occupancy and catalysing positive rental growth.

Mezzino are accredited to the following organisations:

ANUK Accredited

www.anuk.org.uk

RICS Accredited

www.rics.org

National Code Accredited

www.nationalcode.org

Mezzino manage both our student properties

in Bradford, ensuring beneficial economies of

scale that drive down operational costs.

Scholar's Court: Our Second Bradford Property

THE TEAM

24

With 33 years of professional experience working across the UK, Gordon Brown Law FIrm is recognised as one of the top 70 leading law companies operating nationally and is in the top 40 conveyancing firms, processing 500 property transactions each month.

Its 360 Legal Group Member of the Year award acknowledges its ability to adapt effectively to the fast pace of change in the industry and the £20,000 raised for local causes over the last year is a testament to Gordon Brown Law Firms' exemplary community spirit.

With both residential and commercial property law experts, Gordon Brown Law Firm specialise in new-build purchases, leasehold purchases and shared ownership.

Experienced Property Lawyers

THE TEAM

25

Why Choose Emerging Property?

R Purpose Built Student Accommodation & Luxury Serviced Apartments

R Experienced Developer with National Award for Build Quality

R Proven Delivery of Sector-High NET Yields

R Transferable Fixed Income Periods Provide Flexible Resale Options

Emerging Property provide sector-leading returns of 8-12% NET in the UK's top performing yield-driven asset classes.

The handpicked method through which we select our properties ensures sustained demand in prime regional locations.

All our properties are fully managed by specialist onsite teams – every detail, every day – ensuring a hassle free income.

Member of the Property Ombudsman The Property Ombudsman (TPO) is a UK government approved organisation that ensures better consumer protection for home buyers and sellers, landlords and tenants

www.emergingproperty.co.uk

+44 (0) 203 287 8727

[email protected]

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Disclaimer: The vendors of Emerging Property give notice that this brochure is produced for the

general promotion of the development only and for no other purpose. Receipt of these particulars

do not form part of any contract and are for guidance only and have been prepared in good faith to

a give a fair overall view of the property and are believed to be correct as at the date of publication.

The content relating to the past and/or current performance of an investment is not necessarily a

guide to its performance in the future. The value of investments or income from them may go down

as well as up. Prices quoted may be based on a conversion rate when the document was created

and may vary. This is not a regulated investment for the purpose of the U.K.FSMA (2000). Emerging

Property Investments Ltd are not regulated by the FCA and are not investment advisers and accept no

responsibility for any investment decision a client takes.

Copyright ©All content in this document, including without limitation, logos, text, images, graphics etc are protected by

copyright and/or design right owned by Emerging Property Investments Ltd. No license is granted to copy,

reproduce, use or otherwise deal in Emerging Property content, including any copyright or design right work of

Emerging Property.

Our vision is to help you to tap into the enormous potential of yield-driven UK property.

We are the exclusive master agent for an award winning property developer, with offices in the UK and Dubai and supported by a global network of agents.

Our consultative approach and committed after-sales team ensure that we keep buyers informed from purchase to resale.

Realise your investment goals, speak with us today

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Scholar's village student property investor report