Presentation of

By: Collins FOMBA KEN (Senior Software Engineer)CEO IWOMI Technologies Ltd & Founder of Softeller

www.softeller.com 2

Presentation Plan

• Introduction • Services Offered• How it works• Innovation• Business• Accomplishments• Perspectives• Conclusion 01/06/2015

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Introduction• Imagine you have money in your MTN MOMO account or airtime and

want to transfer money to an Orange Money subscriber or to Express Union or Express Exchange;

• Imagine you have Orange airtime and need to send airtime to an MTN subscriber;

• Imagine you want to do a payment (bills, school fees, transport fare, etc) online or wherever and all you have is airtime (MTN or Orange)

• Imagine you earn 40000frs CFA as monthly salary and because your salary is sent to the bank, you loss about 10% on bank charges;

• is just that service which has come to make all these and more possible

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www.softeller.com 4

Services Offered

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Services Offered• Money Transfer: For the moment the service is limited to

sending money to Cameroon and to Orange Money, MTN MOMO, EU and EE subscribers from any part of the world

• Airtime Topup: Topup airtime on Cameroon telecom networks from any part of the world

• Payment of Bills: Users can pay their electricity bills, water bills, do bulk payments(like salaries), transport fares or for their loved ones from softeller

• SMS Services: Users can send single and bulk sms (including business sms) from around the world to any part of the world

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How It Works• User creates a profile on the system, and is properly identified• Confirmation sms is sent to user with verification code• Once the user authentifies him/herself, he/she can select the

service wished• User fills the necessary information required by the service • User then chooses the payment option among: MTN MOMO,

Orange Money, Credit Card or Communication Credit• User submits the request which is treated and response sent

back to user01/06/2015

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Innovation• Interoperability between operators• A user can send EU transfer and pay with MTN MOMO or Orange

Money• A user can send Orange airtime and pay with MTN communication

credit• Possibility of carrying out payments using airtime credit which is

easily accessible• People with little salaries can be paid through Mobile Money

instead of going to banks where they will be deducted huge charges• People abroad can send money home cheaper• People abroad can send airtime home easily

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Business•We hope to generate income through

the following means:• Spreads on currency exchanges• Charges on service• Commissions from our partners (MTN,

Orange, etc)01/06/2015

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Accomplishments• More than 300 users already paying for services

(SMS)• SMS Service fully functional • Currently integrating MTN APIs• Recently started procedure to integrate Orange APIs• Soon to start integration with Express Union and

Express Exchange

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Perspectives• Become a full Financial Technological institution with the

possibility of giving loans to individuals receiving salaries through the platform

• Develop mobile application• Integrate Bank transfers on the platform• Integrate money transfer to other financial institutions• Extend the service from Cameroon to other African countries and

then to the world• Introduce transfers from Cameroon to abroad to balance the

treasury01/06/2015

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Conclusion

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Demo

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Thanks