An Introduction to Health Cash Plans

The everyday health insurance from HSF health plan

Roy Smith & John MurphyHSF health plan

• HSF health plan is the trading company of a registered charity The Hospital Saturday Fund

• Founded in 1873 as The Hospital Saturday Fund

• Active in Ireland since 1949

• Approved in Ireland by the Department of Health & Children

• Registered with the Health Insurance Authority

• Authorised by the Prudential Regulation Authority

• Regulated by the Financial Conduct Authority and the Prudential Regulation Authority

About HSF health planand The Charity The Hospital Saturday Fund

The Hospital Saturday Fund, a Registered UK Charity, donates surplus monies made by HSF health plan to individuals and medically associated charities.

Charitable Donations

Why choose HSF health plan for your organisation?

An average HSF health plan policyholder stays with us for

over 11 years, which we feel is a testimony to the benefits

and services that we provide.

Meets companies CSR requirements, whilst looking after

employees’ health and welfare.

Why choose HSF health plan for your organisation?

At HSF health plan over half our employees have been

with us for over 5 years and a third have completed over

10 years service. This experience spreads throughout all

our departments and enables our corporate customers and

individual policyholders to receive an efficient service.

Why choose HSF health plan for your organisation?

HSF health plan is a cost effect way to provide your

employees with a range of benefits to help them with the

cost of everyday healthcare.

Spouse/partner and dependent children up to the age of

21 covered at no additional cost.

A HSF health plan can be provided on a funded, part funded or totally voluntary basis all at a discounted corporate rate. This allows you to provide a valuable employee benefit for little or in the case of a voluntary scheme at no cost to your company.

HSF Scheme options

HSF IndividualSchemes

Family Schemes

HSF Assist

HSF Individual Schemes

Dental and Optical up to €600

General Practitioner, Prescription & Emergency Departmentup to €25 per visit

Practitioner up to €800

Specialist & Investigations up to €800

Birth & Adoption up to €800 per child

Day Case Surgery & Treatment up to €100 per day up to 8 occasions

Hospital Admissionsup to €100 per night up to 40 nights

Recuperation up to €330 after a minimum of 10 nights in hospital

Personal Accident cover up to €30,000

Helplines – Help and advice when you need it most

Includes allergy testing and health screening

Includes Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Homoeopathy, Chiropody/Podiatry

HSF Family Schemes

Dental and Optical up to €800

Practitioner up to €1,300

Prescription up to €16 paid per script

General Practitioner, Prescription& Emergency Departmentup to €32 per visit

Specialist & Investigations up to €1,700

Birth & Adoption up to €1,000 per child

Day Case Surgery & Treatment up to €120 per day up to 8 occasions

Hospital Admissions up to €120 per night up to 40 nights

Recuperation up to €230After a minimum of 10 nights in hospital

Or up to €340 after 15 nights in hospital

Personal Accident up to €50,000

Surgical Appliances & Hearing Aidsup to €850

Helplines – Help and advice when you need it most

Includes Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Homoeopathy, Chiropody/Podiatry

Includes allergy testing and health screening

HSF Assist – range of services

HSF Assist provides unlimited access to a variety of assistance helplines and services which are available to all policyholders and their children. The services available are:

GP Telephone Advice – 24 hour access to a Doctor

Virtual Doctor – a webcam based “face to face” consultation service with a Doctor

Health Information Website – a medically validated and regularly updated website

Counselling Service – a telephone and, if needs be, a face to face counselling

service

Legal helpline – telephone access to Solicitors and BarristersYou can use any part of the HSF Assist service as many times as you need.

HSF Assist – GP Advice 24 hours a day

Unlimited convenient 24 hour 7 day a week access to a large team of qualified practising GPs:

• Diagnosis• Advice• Reassurance• Second opinion• Over 70% of consultations result in the patient having an

effective diagnosis and course of action without referral to another medical professional

• Over 90% of consultations result in the patient having a clear course of action

Thank you

Go raibh maith agat