Learn About Life Insurance from StateTrust Life

StateTrust Life and Annuities is a recognized global company and brand in the international life insurance

industry. It focuses on life insurance, retirement plans and education funds for individuals, families and

companies around the world.

Miami, Florida – April 8, 2014 – The purpose of life insurance is to guarantee, at the time of the

insured’s death, the specific amount of funds to be paid to each beneficiary. A StateTrust Life Insurance

Plan protects a family’s wealth, while serving as income substitute to offset financial losses due to the

death of the insured party.

It is an effective tool for people that need to provide protection to minors and elders, for estate

transfers and succession planning, cash accrual and cash availability to pay state and succession taxes.

Some of the benefits that owning life insurance provides, include, family protection, guaranteed fixed amount, generation of savings and diversified investments in the world’s top markets. Who can be a life insurance policy owner?

The insured party usually owns the life insurance policy.

Ownership may be in the hands of a third party, if the insured does not wish to include a policy in the total value of their estate.

Beneficiaries or a Trust may also be policy owners.

StateTrust Life provides two types of life Insurance policies, Universal Life which is Life insurance with a

savings plan that allows you to enjoy partial amounts of the surrender value during the life of the policy;

and Temporary Life, which provides Lifelong protection, as long as the policy’s established premiums are

paid.

Comparison of Life Insurance Policies

STATETRUST PRODUCT

TYPE OF POLICIES PREMIUMS INSURED AMOUNT ACCOUNT

VALUE INVESTMENT

COMPASS Universal Variable Life Flexible Guaranteed Minimum Accrues

Value Mutual Funds

LEGACY Universal Variable

Life/Multi-currency Flexible Guaranteed Minimum

Accrues Value

ETF/Indexes

COMPASS INDEX

Index Universal Life Flexible Guaranteed Minimum Minimum

Guaranteed Return

S&P500 Index

LIGHTHOUSE Term Fixed Guaranteed Fixed

Amount No No

SENTINEL Term with Return of

Premium

Fixed with return of premium at the end of

the assured period

Guaranteed Fixed Amount

No Guaranteed return of premium at the end of the period

ABOUT STATETRUST LIFE & ANNUITIES, LTD

StateTrust Life and Annuities is a global company specializing in life insurance, retirement plans and

education funds. It has a global network of financial consultants operating in four continents and is

highly experienced in underwriting risks in dozens of countries and working with recognized reinsurers

of the highest ratings. Its products are designed to provide protection and coverage in multiple

currencies, while offering financial planning solutions to meet individual and family life insurance,

retirement, and education needs.

If you are interested in more information about StateTrust Life and Annuities, Ltd. or for further

information about this press release, please contact:

StateTrust Group

800 Brickell Avenue, Suite 100

Miami, FL 33131

(305) 921-8100

www.statetrustlife.com

DISCLAIMER: StateTrust Life & Annuities, Ltd. is incorporated under the Laws of the British Virgin Islands and supervised and regulated by the

BVI Financial Services Commission. The information presented is not intended to provide legal, tax, insurance or investment advice, or to be

universal. It is not a substitute for professional advice. It may not be applicable to you and/or your particular situation. Furthermore, this

information may not be applicable in all countries.