TERMS / FEATURES FHO REVISED-FHO

TYPE FLOATER (2A+3C) FLOATER (2A+3C)

ZONE 1 & 2 1, 2 & 3

SUM INSURED Rs.2, 3, 4, 5, 10, 15 Lacs Rs.2, 3, 4, 5, 10, 15 Lacs

AGE ENTRY 5M - 65YRS 16 Days to 65 yrs

POLICY PERIOD 1 YR 1 YR

PRE-MEDICAL TEST ABOVE 50 YEARS ABOVE 50 YEARS

ROOM RENT TO BE EXPLAINED TO BE EXPLAINED (No Change For Zone 2 & 3)

PRE HOSPITALIZATION 30 DAYS - At actual 60 DAYS - At actual

POST HOSPITALIZATION 60 DAYS - 7% MAX 5000 90 DAYS - At actual

AMBULANCE Rs.750/Max 1500 Rs.750/Max 1500

DAY CARE 101 PROCEDURES 405 PROCEDURES

CATARACT BASED ON SI BASED ON SI

CO-PAY 20% FOR 61-65 YRS 20% FOR 61-65 YRS

AUTO RESTORATION 100% 100%

NO CLAIM BONUS 25 + 10, Max 35% 25 + 10, Max 35%

HEALTH CHECK NAFOR 3 LACS & ABOVE. 1% OF SI OR MAX 5K, IRRESPECTIVE OF

CLAIMS CONDITION

AUTO RECHARGE NA UPTO 30 % FOR SI 3/4/5 LACS

DOMICILIARY EXPENSES NA WHO NEEDS CARE FROM HOME ALSO COVERED **

NEW BORN BABY COVER NA COVER FROM 16TH DAY - 10% OF SI OR MAX 50K

DONOR EXPENSES FOR MAJOR ORGAN

TRANSPLANTNA 10% OF SI OR 1 LAC

WAITING PERIOD 30 DAYS For Illness 30 DAYS For Illness

P.E.D (WAITING) 48 MONTHS 48 MONTHS

EXCLUSIONS 1 & 2 YRS 2 YRS

REVISED FHO BENEFITS AND COMPARISION FOR NEW AND OLD PLANS NANDAGOPAL.S.V SALES MANAGER COIMBATORE 9994910202

TERMS / FEATURES FHO REVISED-FHO

REVISED FHO BENEFITS AND COMPARISION FOR NEW AND OLD PLANS NANDAGOPAL.S.V SALES MANAGER COIMBATORE 9994910202

AUTO RECHARGE UPTO 30 % FOR SI 3/4/5 LACS

PRE HOSPITALIZATION 60 DAYS (ACTUAL)

POST HOSPITALIZATION 90 DAYS (ACTUAL)

DAY CARE PROCEDURES 405

HEALTH CHECKUPFOR 3 LACS & ABOVE. 1% OF SI OR MAX 5K, IRRESPECTIVE OF

CLAIMS CONDITIONNEW BORN BABY COVER COVER FROM 16TH DAY - 10% OF SI OR MAX 50K

DOMICILIARY EXPENSESEXCEEDING 3 DAYS (Does not cover certain minor medical

conditions)DONOR EXPENSES FOR MAJOR ORGAN

TRANSPLANT10% OF SI OR 1 LAC

SPECIAL AND REVISED BENEFITS