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Expatriate health and expatriate healthcare One of the many things you need to arrange when you go overseas is a good expatriate healthcare scheme. If you are relocating for your work, then your employer will most likely take arranging health insurance cover out of your hands. Either you become part of an existing employer’s health care scheme, or your company will make the necessary arrangements for you within the confines of the national system. However, before you make the move, take the time to research the health system in your host country so that you know the essential details of your health care insurance cover. Here are some questions you should ask about health care before you leave for your expatriate assignment. How does the health care system work in my host country? From the U.S. and Europe to Africa and beyond to New Zealand, health care systems and how they operate vary considerably. Some countries have both a public and private health care system. In some countries, an employer has an obligation to pay for their employee’s healthcare insurance. Other countries distinguish between foreigners living in the country and locals, and others treat the entire population the same. What is the standard of health care? Health care systems across the world are certainly not equal. Ask about the standard you can expect in your host country, and if there are particular medical concerns within your family, then discuss these with your company doctor or human resources department. General health care provisions may be excellent within a country, but specialist care may be lacking. What are the associated costs? There are many issues associated with medical costs overseas so make sure you have a clear idea about who is paying for what, and the amounts involved. Not only do you need to know what your monthly premiums are for health cover, but also what costs you can expect in an emergency. What do I need to do in an emergency? In case of an emergency whilst you are overseas, you should know what action to take. This includes knowing the telephone number for the emergency services, the location of emergency medical facilities and the amenities that are available if required. You can start now by reviewing the major expatriate health insurance providers and contacting them directly for any enquiries you may have. Get the service of an expert for free: request a free quote from an independent broker to help you compare the market and find the most cost effective solution on www.expatfinder.com
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Expatriate Health and Expatriate Healthcare
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One of the many things you need to arrange when you go overseas is a good expatriate healthcare scheme.
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If you are relocating for your work, then your employer will most likely take arranging health insurance cover out of your hands. Either you become part of an existing employer’s health care scheme, or your company will make the necessary arrangements for you within the confines of the national system.
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However, before you make the move, take the time to research the health system in your host country so that you know the essential details of your health care insurance cover. Here are some questions you should ask about health care before you leave for your expatriate assignment.
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How does the health care system work in my host country?
From the U.S. and Europe to Africa and beyond to New Zealand, health care systems and how they operate vary considerably. Some countries have both a public and private health care system. In some countries, an employer has an obligation to pay for their employee’s healthcare insurance. Other countries distinguish between foreigners living in the country and locals, and others treat the entire population the same.
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What is the standard of health care?
Health care systems across the world are certainly not equal. Ask about the standard you can expect in your host country, and if there are particular medical concerns within your family, then discuss these with your company doctor or human resources department. General health care provisions may be excellent within a country, but specialist care may be lacking.
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What are the associated costs?
There are many issues associated with medical costs overseas so make sure you have a clear idea about who is paying for what, and the amounts involved. Not only do you need to know what your monthly premiums are for health cover, but also what costs you can expect in an emergency.
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7. What do I need to do in an emergency?
In case of an emergency whilst you are overseas, you should know what action to take. This includes knowing the telephone number for the emergency services, the location of emergency medical facilities and the amenities that are available if required.
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Start now!
Compare the major providers Bupa International, Integra Global, Clements International and more or request a free quote from an
independent broker to help you compare the market and find the most cost effective solution.
Visit www.expatfinder.com now!
