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mHealth in Kenya
Impact Start-up Fest 2016
mHealth is right at the center
2
Consultancy
Health Plans
mHealth
Access to capital
Implementing, initiating, advising
Quality improvement
Research
85%of households use mobile
money
73.9 mmobile money
transactions per month
192.6 bnmobile money transactions
in value (KES/month)
Mobile penetration is booming in Kenya … … which puts mHealth at the center of our activities
?Product concept
Mobile technology
Behavioural data
Target group
3-6 months
Target groups• Patients• Providers• Payers• Producers• Policy makers
Focus• Behaviour• Not intentions
Demand side, e.g.• Savings wallet• Private fund for
dependants• Risk pooling
Supply side, e.g.• Cash advance• Performance
benchmark• Customer rating
3
We innovate mHealth in Living Labs
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Our flagship is M-TIBA, a mobile health wallet
• Unique and revolutionary concept that improves access to and financing of healthcare
• Allows family members to pay into a virtual wallet on people's mobile phones
• Contributions are exclusively earmarked for healthcare expenditure
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CLINICSUPPLIER Condition: based on pay-per-use
Condition: only if medical data submitted
1: Preauthorization medical care2: Treatment information3: Equipment usage data4: Reporting on allocated funds
1
23
4
Money
Data
The platform links payers, clinics and patients
Condition: only for specific purpose
PATIENT
Example: mobile health wallet for HIV/AIDS
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ObjectiveIntroduce an HIV/AIDS mobile wallet, in order to change from supply-side to demand-side financing for the HIV/AIDS “Sunshine” program of Gertrude’s Children’s Hospital in Nairobi
1,715Family wallets
2,637Beneficiaries
(71% women, 839 children)
5,598Visits
77%HIV-related visits
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Example: Cash Advance Loans
Healthcare ProviderM-TIBA/M-PESA
Account
Healthcare Provider
Patients/Customers
• Loans to the smallest clinics and pharmacies in low income areas • Connected to the mobile payment platform• Credit appraisal based on historic mobile revenues• Unsecured short term lending (USD 100 – 5,000)• Automatic repayment via deduction from mobile revenues
(M-PESA and M-TIBA)
Allows MCF to efficiently reach smallest clinics with loans
Mobile revenue via M-PESA or M-TIBA
Automatic loandisbursement viamobile platformunto bank orM-PESA account Automatic deduction
of revenue, until loanis repaid (max. 6 months)
Net revenue (after deduction)available to provider
What are we going to do next Monday?
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Saving for health
Adherence through SMS
Peer-to-peer financing
Other themes we work on with partners… … which brings us to you and Monday
Healthy schools
What should we learn from you?
Please connect Cees Hesp on Linkedin so we can get in touch
Or my colleague Roy Heesakkers