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Questions we asked
I s the cur ren t model o f t enure separat ion by "ownersh ip" defunct in a
shared economy?
What 's a p roduct range t ru ly f i t fo r the 21st cen tury?
Is a p ick up and por tab le tenancy poss ib le?
How do t iny homes, conta iner homes and w ik i homes f i t in to the UK hous ing
equat ion?
I f we genu ine ly l e t peop le have homes " the i r way" - what wou ld that look l i ke?
What could a ‘housing passport ’ looks l ike that enables you to switch between tenures at wi l l?
We need greater range of homes that suit peoples l ives at part icular points – not a l l ‘cookie cutter ’ housing
What does a credit system that rewards both f inancia l and socia l contr ibut ions look l ike? People can take an equity share on home and carry i t with them to be cashed in at a later stage for ownership or reduced rent
What we thought
Model One: Housing Passport
To help with a future of less secure employment the housing passport means you can pick up a tenancy or shared ownership property at will. Swapping with other users.
The online passport assures providers of your
identity and payment history without need for
checks
The passport replaces the
need for a tenancy or
property contract
Model Two: Jigsaw Housing
Stop assuming people want the same and provide range of wiki, tiny, shared or container homes
Build adjustable and shared housing that can be increased or decreased in size according to budget and circumstances
Pre-customer temporary
housing made available to
reduce time/eliminate
waiting list
Tenants allowed to let spare
rooms airbnb style or opt to
have tiny homes built on
communal spaces/gardens
for reduced rent
Model Three: Housing Credits
A housing ‘bitcoin’ established to accompany passport. Universal rent/purchase payment system.Users can bank credits that can be redeemed on rent or other services like care or used to buy equity stake.
Landlords can top up credit
based on activities in
community or as reward for user
loyalty
Accompanied by a flexi payment
system that changes
according to circumstance.
Users may pay less during
times of under unemployment
Equity stays on passport so a user could opt to move to a
rented home whilst still holding equity stake