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Current State of Health Insurance in the U.S.
Asthma, cancer, diabetes, heart
disease, etc. can cause people
to be excluded from coverage or
to be charged higher rates.
Pre-Existing Conditions
Limits on coverage per year or over a
lifetime on the dollar amount
insurance companies would cover
for health care benefits.
Life Time Limits
Underinsured
Spend more than 10% of income
on health insurance
25 million people in the U.S.
• 50.2 million Americans in this country,
not including illegal immigrants.
• 1 out 7 Americans in this country are
uninsured
• 44% of adults age 19-64 are either
underinsured or unisured in the U.S.
Fact:
Health Care Bills are the number 1 cause of
bankruptcies in the U.S.
Uninsured
Misconceptions
Source:
The government is taking over
health insurance.
Reality:
32 million people will be insured.
This will be a growth of private
insurance.
Misconception # 2 Misconception # 1
Insurance premiums will
skyrocket.
Reality:
Premiums will stay the same
or fall anywhere between
14-20%.
Misconception # 3
This will be the end of
employer provided insurance.
Reality:
It will only fall by 2%
It has fallen on its own at a
10% rate over the last 10 years
.